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Rally Credit Union Rates & Review October 2026
Content reviewed by
Brian McKay
Brian McKay
Founder & Data Architect
Expertise
Automated Online Rate Data Aggregation
Location-Based Rate Tables
Bank & Credit Union Health Safety Ratings
Bank & Credit Union Star Ratings
Finance Calculators
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
|✓Fact Checked|Rates Last Updated and Verified: October 26, 2026
Rally Credit Union's 15 Month CD rates are at 4.30%, 15 Month Term IRA CD of Deposit rates are at 4.30%, 1 Year CD rates are at 4.10%, 2 Year CD rates are at 4.10%, 3 Year CD rates are at 4.10%. Rally Credit Union's savings rates are at 3.30%. Rally Credit Union's money market rates are at 0.70%. Rally Credit Union's checking rates are as high as 3.00%. Rally Credit Union's Jumbo - 15 Year Loan rates are at 7.12%, Jumbo Loan rates are at 7.12%, Jumbo - 20 Year Loan rates are at 7.50%, Jumbo - 30 Year Loan rates are at 7.75%. Rally Credit Union's Personal Loan Rates are as low as 9.99%. MonitorBankRates evaluates the financial stability of Rally Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 4.20%. Rates last updated and verified on 10/26/2026.
Rally Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Rally Credit Union? Share your experience about Rally Credit Union by leaving a review below, or read customer reviews before you decide to use Rally Credit Union.
Rally Credit Union has earned an overall safety grade of A+ (Exceptional, Score: 98/100).
This proprietary letter grade is calculated by combining the institution's Star Rating with its Texas Ratio, providing a straightforward indicator of its financial stability and reliability.
Grades range from A+ (Exceptional) to F (High Risk) based on objective NCUA regulatory data.
MonitorBankRates Rating
?
5.0
ExceptionalOut of 5.0 Stars
MonitorBankRates Star Rating
Rally Credit Union has earned a Star Rating of 5.0 out of 5 stars (Exceptional).
Our proprietary rating system evaluates financial stability including the Texas Ratio and capitalization and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
?
4.20%
ExcellentLower than avg
Rally Credit Union Texas Ratio
Rally Credit Union's Texas Ratio is 4.20%, which is considered excellent and is lower than the national average of 6.13%.
Rally Credit Union has a very low volume of non-performing assets compared to its available capital, signifying a strong balance sheet.
The Texas Ratio compares non-performing assets to tangible common equity and loan loss reserves. Lower is better.
4.50% to 4.20% over 12 quarters, very strongFull history
Star Rating 5.0 to 5.0, Health Grade A+ to A+
The Texas Ratio for this credit union has stayed very strong since Q3 2023. Lower is healthier; the amber line is the 15% level required for the MBR Verified Healthy badge.
Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.
Rally Credit Union CD Rates
Product
Rate
APY
Term
View More
15 Month CD
4.20%
4.30%
15 Month
Min Deposit$100,000
Min Balance$100,000
Last Updated10/26/2026
Rate History
1 change since Sep 14, 2026 · 4.05% → 4.30% ▲ 0.25 pts · high 4.30% / low 4.05%
Oct 10, 20264.30%▲ from 4.05%
Sep 14, 20264.05%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.20%
15 Month Certificate
4.20%
4.30%
15 Month
Min Deposit$1,000
Min Balance$100,000
Last Updated10/26/2026
Rate History
3 changes since Sep 14, 2026 · 4.05% → 4.30% ▲ 0.25 pts · high 4.30% / low 4.05%
Oct 19, 20264.30%▲ from 4.05%
Oct 14, 20264.05%▼ from 4.30%
Oct 10, 20264.30%▲ from 4.05%
Sep 14, 20264.05%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.20%
15 Month Term IRA Certificate of Deposit
4.20%
4.30%
15 Month
Min Deposit$100,000
Last Updated10/26/2026
Rate History
1 change since Sep 14, 2026 · 4.05% → 4.30% ▲ 0.25 pts · high 4.30% / low 4.05%
Oct 10, 20264.30%▲ from 4.05%
Sep 14, 20264.05%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.20%
1 Year CD
4.00%
4.10%
1 Year
Min Deposit$100,000
Min Balance$100,000
Last Updated10/26/2026
Rate History
1 change since Sep 14, 2026 · 3.85% → 4.10% ▲ 0.25 pts · high 4.10% / low 3.85%
Oct 10, 20264.10%▲ from 3.85%
Sep 14, 20263.85%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.20%
1 Year Certificate
4.00%
4.10%
1 Year
Min Deposit$1,000
Min Balance$100,000
Last Updated10/26/2026
Rate History
1 change since Sep 14, 2026 · 3.85% → 4.10% ▲ 0.25 pts · high 4.10% / low 3.85%
Oct 10, 20264.10%▲ from 3.85%
Sep 14, 20263.85%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.20%
2 Year CD
4.00%
4.10%
2 Year
Min Deposit$100,000
Min Balance$100,000
Last Updated10/26/2026
Rate History
1 change since Sep 14, 2026 · 3.85% → 4.10% ▲ 0.25 pts · high 4.10% / low 3.85%
Oct 10, 20264.10%▲ from 3.85%
Sep 14, 20263.85%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.20%
2 Year Certificate
4.00%
4.10%
2 Year
Min Deposit$1,000
Min Balance$100,000
Last Updated10/26/2026
Rate History
1 change since Sep 14, 2026 · 3.85% → 4.10% ▲ 0.25 pts · high 4.10% / low 3.85%
Oct 10, 20264.10%▲ from 3.85%
Sep 14, 20263.85%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.20%
3 Year CD
4.00%
4.10%
3 Year
Min Deposit$100,000
Min Balance$100,000
Last Updated10/26/2026
Rate History
1 change since Sep 14, 2026 · 3.85% → 4.10% ▲ 0.25 pts · high 4.10% / low 3.85%
Oct 10, 20264.10%▲ from 3.85%
Sep 14, 20263.85%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.20%
3 Year Certificate
4.00%
4.10%
3 Year
Min Deposit$1,000
Min Balance$100,000
Last Updated10/26/2026
Rate History
1 change since Sep 14, 2026 · 3.85% → 4.10% ▲ 0.25 pts · high 4.10% / low 3.85%
Oct 10, 20264.10%▲ from 3.85%
Sep 14, 20263.85%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.20%
15-Month Certificate
-
4.05%
15-month
Min Balance$100,000
DetailsFootnote rate: 4.05% APY available on 15-month Certificate with a $100,000 minimum balance
Last Updated10/26/2026
Rate History
2 changes since Sep 14, 2026 · 4.05% → 4.05% ▼ 0.00 pts · high 4.30% / low 4.05%
Oct 26, 20264.05%▼ from 4.30%
Oct 19, 20264.30%▲ from 4.05%
Sep 14, 20264.05%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.20%
1 Year Term Certificate of Deposit
3.80%
3.85%
1 Year
Min Deposit$100,000
Last Updated10/26/2026
Rate History
No change since Sep 14, 2026 · 3.85% APY · checked 9 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.20%
6 Month CD
3.80%
3.85%
6 Month
Min Deposit$100,000
Min Balance$100,000
Last Updated10/26/2026
Rate History
1 change since Sep 14, 2026 · 3.60% → 3.85% ▲ 0.25 pts · high 3.85% / low 3.60%
Oct 10, 20263.85%▲ from 3.60%
Sep 14, 20263.60%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.20%
6 Month Certificate
3.80%
3.85%
6 Month
Min Deposit$1,000
Min Balance$100,000
Last Updated10/26/2026
Rate History
1 change since Sep 14, 2026 · 3.60% → 3.85% ▲ 0.25 pts · high 3.85% / low 3.60%
Oct 10, 20263.85%▲ from 3.60%
Sep 14, 20263.60%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.20%
15 Month CD
3.75%
3.80%
15 Month
Min Deposit$1,000
Min Balance$1,000
Last Updated10/26/2026
Rate History
1 change since Sep 14, 2026 · 3.55% → 3.80% ▲ 0.25 pts · high 3.80% / low 3.55%
Oct 10, 20263.80%▲ from 3.55%
Sep 14, 20263.55%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.20%
15 Month IRA Certificate of Deposit
3.75%
3.80%
15 Month
Min Deposit$1,000
Last Updated10/26/2026
Rate History
1 change since Sep 14, 2026 · 3.55% → 3.80% ▲ 0.25 pts · high 3.80% / low 3.55%
Oct 10, 20263.80%▲ from 3.55%
Sep 14, 20263.55%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.20%
2 Year Term Certificate of Deposit
3.68%
3.75%
2 Year
Min Deposit$100,000
Last Updated10/26/2026
Rate History
No change since Sep 14, 2026 · 3.75% APY · checked 9 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.20%
3 Month CD
3.70%
3.75%
3 Month
Min Deposit$1,000
Min Balance$1,000
Last Updated10/26/2026
Rate History
1 change since Sep 14, 2026 · 3.50% → 3.75% ▲ 0.25 pts · high 3.75% / low 3.50%
Oct 10, 20263.75%▲ from 3.50%
Sep 14, 20263.50%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.20%
3 Month Rally Certificate of Deposit
-
3.75%
3-month
DetailsRate for 3-month Term; See Disclosures
Last Updated10/26/2026
Rate History
No change since Oct 26, 2026 · 3.75% APY
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.20%
1 Year CD
3.55%
3.60%
1 Year
Min Deposit$1,000
Min Balance$1,000
Last Updated10/26/2026
Rate History
1 change since Sep 14, 2026 · 3.35% → 3.60% ▲ 0.25 pts · high 3.60% / low 3.35%
Oct 10, 20263.60%▲ from 3.35%
Sep 14, 20263.35%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.20%
2 Year CD
3.55%
3.60%
2 Year
Min Deposit$1,000
Min Balance$1,000
Last Updated10/26/2026
Rate History
1 change since Sep 14, 2026 · 3.35% → 3.60% ▲ 0.25 pts · high 3.60% / low 3.35%
Oct 10, 20263.60%▲ from 3.35%
Sep 14, 20263.35%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.20%
3 Year CD
3.50%
3.60%
3 Year
Min Deposit$1,000
Min Balance$1,000
Last Updated10/26/2026
Rate History
1 change since Sep 14, 2026 · 3.35% → 3.60% ▲ 0.25 pts · high 3.60% / low 3.35%
Oct 10, 20263.60%▲ from 3.35%
Sep 14, 20263.35%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.20%
1 Year Term Certificate of Deposit
3.30%
3.35%
1 Year
Min Deposit$1,000
Last Updated10/26/2026
Rate History
No change since Sep 14, 2026 · 3.35% APY · checked 9 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.20%
6 Month CD
3.30%
3.35%
6 Month
Min Deposit$1,000
Min Balance$1,000
Last Updated10/26/2026
Rate History
1 change since Sep 14, 2026 · 3.10% → 3.35% ▲ 0.25 pts · high 3.35% / low 3.10%
Oct 10, 20263.35%▲ from 3.10%
Sep 14, 20263.10%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.20%
2 Year Term Certificate of Deposit
3.20%
3.25%
2 Year
Min Deposit$1,000
Last Updated10/26/2026
Rate History
No change since Sep 14, 2026 · 3.25% APY · checked 9 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.20%
Rally Credit Union Business CD Rates
Product
Rate
APY
Term
View More
Business Certificate of Deposit - 1 Year
3.55%
3.55%
1 Year
Min Deposit$1,000
Min Balance$1,000
DetailsMinimum Balance to Obtain APY: $1,000
Last Updated10/26/2026
Rate History
No change since Oct 26, 2026 · 3.55% APY
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.20%
Business Certificate of Deposit - 2 Year
3.55%
3.55%
2 Year
Min Deposit$1,000
Min Balance$1,000
DetailsMinimum Balance to Obtain APY: $1,000
Last Updated10/26/2026
Rate History
No change since Oct 26, 2026 · 3.55% APY
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.20%
Rally Credit Union Savings Rates
Product
Rate
APY
View More
Liberty Savings
3.25%
3.30%
Min Deposit$25
Min Balance$0
DetailsBalance: $0 - 99,999.99; Liberty Plus Checking qualifications required for high-interest rates
Last Updated10/26/2026
Rate History
1 change since Oct 19, 2026 · 0.01% → 3.30% ▲ 3.29 pts · high 3.30% / low 0.01%
Oct 26, 20263.30%▲ from 0.01%
Oct 19, 20260.01%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.20%
IRA Savings Account
0.90%
0.90%
Min Deposit$50
Last Updated10/26/2026
Rate History
No change since Sep 14, 2026 · 0.90% APY · checked 9 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.20%
Basic Savings
0.25%
0.25%
Min Deposit$25
Min Balance$50
DetailsDividend Rate; Balance: $50.00 & Over; Minimum balance of $25.00 must be kept on deposit
Last Updated10/26/2026
Rate History
No change since Sep 27, 2026 · 0.25% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.20%
Home Savings
0.25%
0.25%
Min Deposit$25
Min Balance$50
DetailsMinimum balance of $25.00 must be kept on deposit; Balance: $50.00 & Over
Last Updated10/26/2026
Rate History
No change since Sep 27, 2026 · 0.25% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.20%
Liberty Savings
0.01%
0.01%
Min Deposit$25
DetailsNon-Qualified Tier; base rate when Liberty Plus Checking qualifications are not met
Last Updated10/26/2026
Rate History
1 change since Sep 27, 2026 · 3.25% → 0.01% ▼ 3.24 pts · high 3.25% / low 0.01%
Oct 26, 20260.01%▼ from 3.25%
Sep 27, 20263.25%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.20%
Rally Credit Union Money Market Rates
Product
Rate
APY
View More
Money Market
0.70%
0.70%
Min Deposit$2,000
Min Balance$0
DetailsBalance: $0 - 49,999.99
Last Updated10/26/2026
Rate History
No change since Oct 14, 2026 · 0.70% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.20%
Rally Credit Union Checking Rates
Product
Rate
APY
View More
Liberty/Liberty Plus Checking
2.97%
3.00%
Min Deposit$20
Min Balance$0
DetailsQualifications Required; Balance: $0 - 25,000.00; Advertised APY based on a $25,000 balance; ATM fee refunds when qualifications are met
Last Updated10/26/2026
Rate History
No change since Oct 10, 2026 · 3.00% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.20%
Plus Checking
0.00%
0.00%
Min Deposit$20
Last Updated10/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.20%
Simple Checking
0.00%
0.00%
Min Deposit$20
Last Updated10/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.20%
Rally Credit Union Mortgage Rates
Product
Rate
Points
APR
Term
View More
Jumbo - 15 Year Loan
7.125%
0.000%
7.141%
15 Year
Details$766,551-$999,999; Rate as low as 7.125%, APR as low as 7.141%; Loan Amount Example: $900,000.00
Last Updated10/26/2026
Rate History
1 change since Sep 14, 2026 · 6.64% → 7.14% ▲ 0.50 pts · high 7.14% / low 6.64%
Oct 26, 20267.14%▲ from 6.64%
Sep 14, 20266.64%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.20%
Jumbo Loan
7.125%
-
7.141%
15 Year
Details$766,551-$999,999; As Low As; Home Loan Rates
Last Updated10/26/2026
Rate History
1 change since Sep 14, 2026 · 6.64% → 7.14% ▲ 0.50 pts · high 7.14% / low 6.64%
Oct 2, 20267.14%▲ from 6.64%
Sep 14, 20266.64%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.20%
Jumbo - 20 Year Loan
7.50%
0.000%
7.513%
20 Year
Details$766,551-$999,999; Rate as low as 7.500%, APR as low as 7.513%; Loan Amount Example: $900,000.00
Last Updated10/26/2026
Rate History
1 change since Sep 14, 2026 · 7.01% → 7.51% ▲ 0.50 pts · high 7.51% / low 7.01%
Oct 26, 20267.51%▲ from 7.01%
Sep 14, 20267.01%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.20%
Jumbo Loan
7.50%
-
7.513%
20 Year
Details$766,551 -$999,999; As Low As; Home Loan Rates
Last Updated10/26/2026
Rate History
1 change since Sep 14, 2026 · 7.01% → 7.51% ▲ 0.50 pts · high 7.51% / low 7.01%
Oct 2, 20267.51%▲ from 7.01%
Sep 14, 20267.01%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.20%
Jumbo - 30 Year Loan
7.75%
0.000%
7.761%
30 Year
Details$766,551-$999,999; Rate as low as 7.750%, APR as low as 7.761%; Loan Amount Example: $900,000.00
Last Updated10/26/2026
Rate History
1 change since Sep 14, 2026 · 7.26% → 7.76% ▲ 0.50 pts · high 7.76% / low 7.26%
Oct 26, 20267.76%▲ from 7.26%
Sep 14, 20267.26%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.20%
Jumbo Loan
7.75%
-
7.761%
30 Year
Details$766,551 -$999,999; As Low As; Home Loan Rates
Last Updated10/26/2026
Rate History
1 change since Sep 14, 2026 · 7.26% → 7.76% ▲ 0.50 pts · high 7.76% / low 7.26%
Oct 2, 20267.76%▲ from 7.26%
Sep 14, 20267.26%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.20%
Rally Credit Union Auto Loan Rates
Product
Rate
Points
APR
Term
View More
Auto Loans
-
-
5.24%
DetailsAs Low As; Easy loans that fit your finances. Homepage featured rate
Last Updated10/26/2026
Rate History
No change since Oct 10, 2026 · 5.24% APR · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.20%
Rally Credit Union RV, Boat and Powersport Loan Rates
Product
Rate
APR
Term
View More
Recreational Vehicle Loan
-
5.99%
0-120 Months
DetailsAPR range shown as 5.99% - 18.00%; low end stored
Last Updated10/26/2026
Rate History
No change since Sep 14, 2026 · 5.99% APR · checked 6 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.20%
Rally Credit Union Personal Loan Rates
Product
APR
Term
View More
Personal Loan (Signature/Line of Credit)
9.99%
0 - 60 Months
DetailsAPR range shown as 9.99% - 18.00%; low end stored
Last Updated10/26/2026
Rate History
No change since Oct 26, 2026 · 9.99% APR
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.20%
Signature Loans
9.99%
DetailsAs Low As; Rates as low as 9.99 - 18.00% APR; A one-time loan, automatically deducted from Rally account
Last Updated10/26/2026
Rate History
No change since Sep 14, 2026 · 9.99% APR · checked 9 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.20%
Rally Credit Union Other Rates
Product
Rate
Points
APY/APR
Term
View More
Construction to Perm One Time Close - 15 Year Loan
6.375%
0.000%
6.49%
15 Year
DetailsRate as low as 6.375%, APR as low as 6.490%; Loan Amount Example: $300,000.00
Last Updated10/26/2026
Rate History
2 changes since Sep 14, 2026 · 6.44% → 6.49% ▲ 0.05 pts · high 6.64% / low 6.44%
Oct 2, 20266.49%▼ from 6.64%
Sep 27, 20266.64%▲ from 6.44%
Sep 14, 20266.44%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.20%
Construction to Perm One Time Close - 20 Year Loan
7.00%
0.000%
7.094%
20 Year
DetailsRate as low as 7.000%, APR as low as 7.094%; Loan Amount Example: $300,000.00
Last Updated10/26/2026
Rate History
2 changes since Sep 14, 2026 · 7.01% → 7.09% ▲ 0.08 pts · high 7.09% / low 7.01%
Oct 2, 20267.09%▲ from 7.01%
Sep 27, 20267.01%▲ from 7.01%
Sep 14, 20267.01%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.20%
Construction to Perm One Time Close - 30 Year Loan
7.25%
0.000%
7.323%
30 Year
DetailsRate as low as 7.250%, APR as low as 7.323%; Loan Amount Example: $300,000.00
Last Updated10/26/2026
Rate History
2 changes since Sep 14, 2026 · 7.17% → 7.32% ▲ 0.16 pts · high 7.32% / low 7.17%
Oct 2, 20267.32%▲ from 7.26%
Sep 27, 20267.26%▲ from 7.17%
Sep 14, 20267.17%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.20%
Construction to Perm One Time Close Loan
6.375%
-
6.49%
15 Year
DetailsAs Low As; Home Loan Rates
Last Updated10/26/2026
Rate History
1 change since Sep 14, 2026 · 6.44% → 6.49% ▲ 0.05 pts · high 6.49% / low 6.44%
Oct 2, 20266.49%▲ from 6.44%
Sep 14, 20266.44%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.20%
Construction to Perm One Time Close Loan
7.00%
-
7.094%
20 Year
DetailsAs Low As; Home Loan Rates
Last Updated10/26/2026
Rate History
1 change since Sep 14, 2026 · 7.01% → 7.09% ▲ 0.08 pts · high 7.09% / low 7.01%
Oct 2, 20267.09%▲ from 7.01%
Sep 14, 20267.01%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.20%
Construction to Perm One Time Close Loan
7.25%
-
7.323%
30 Year
DetailsAs Low As; Home Loan Rates
Last Updated10/26/2026
Rate History
1 change since Sep 14, 2026 · 7.17% → 7.32% ▲ 0.16 pts · high 7.32% / low 7.17%
Oct 2, 20267.32%▲ from 7.17%
Sep 14, 20267.17%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.20%
FHA Purchase / Refinance - 15 Year
6.625%
1.000%
6.837%
15 Year
DetailsRate as low as 6.625%, APR as low as 6.837%; Loan Amount Example: $300,000.00
Last Updated10/26/2026
Rate History
1 change since Sep 14, 2026 · 6.92% → 6.84% ▼ 0.09 pts · high 6.92% / low 6.84%
Oct 2, 20266.84%▼ from 6.92%
Sep 14, 20266.92%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.20%
FHA Purchase / Refinance - 20 Year
7.375%
0.000%
7.41%
20 Year
DetailsRate as low as 7.375%, APR as low as 7.410%; Loan Amount Example: $300,000.00
Last Updated10/26/2026
Rate History
1 change since Sep 14, 2026 · 7.31% → 7.41% ▲ 0.10 pts · high 7.41% / low 7.31%
Oct 2, 20267.41%▲ from 7.31%
Sep 14, 20267.31%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.20%
FHA Purchase / Refinance - 30 Year
7.375%
0.000%
7.416%
30 Year
DetailsRate as low as 7.375%, APR as low as 7.416%; Loan Amount Example: $300,000.00
Last Updated10/26/2026
Rate History
1 change since Sep 14, 2026 · 7.32% → 7.42% ▲ 0.10 pts · high 7.42% / low 7.32%
Oct 2, 20267.42%▲ from 7.32%
Sep 14, 20267.32%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.20%
FHA Purchase Refinance
6.625%
-
6.837%
15 Year
DetailsAs Low As; Home Loan Rates
Last Updated10/26/2026
Rate History
1 change since Sep 14, 2026 · 6.92% → 6.84% ▼ 0.09 pts · high 6.92% / low 6.84%
Oct 2, 20266.84%▼ from 6.92%
Sep 14, 20266.92%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.20%
FHA Purchase Refinance
7.375%
-
7.41%
20 Year
DetailsAs Low As; Home Loan Rates
Last Updated10/26/2026
Rate History
1 change since Sep 14, 2026 · 7.31% → 7.41% ▲ 0.10 pts · high 7.41% / low 7.31%
Oct 2, 20267.41%▲ from 7.31%
Sep 14, 20267.31%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.20%
FHA Purchase Refinance
7.375%
-
7.416%
30 Year
DetailsAs Low As; Home Loan Rates
Last Updated10/26/2026
Rate History
1 change since Sep 14, 2026 · 7.32% → 7.42% ▲ 0.10 pts · high 7.42% / low 7.32%
Oct 2, 20267.42%▲ from 7.32%
Sep 14, 20267.32%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.20%
Homestead - Home Purchase - 15 Year Loan
6.625%
0.000%
6.673%
15 Year
DetailsRate as low as 6.625%, APR as low as 6.673%; Loan Amount Example: $300,000.00
Last Updated10/26/2026
Rate History
1 change since Sep 14, 2026 · 6.17% → 6.67% ▲ 0.50 pts · high 6.67% / low 6.17%
Oct 1, 20266.67%▲ from 6.17%
Sep 14, 20266.17%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.20%
Homestead - Home Purchase - 20 Year Loan
7.25%
0.000%
7.29%
20 Year
DetailsRate as low as 7.250%, APR as low as 7.290%; Loan Amount Example: $300,000.00
Last Updated10/26/2026
Rate History
1 change since Sep 14, 2026 · 6.79% → 7.29% ▲ 0.50 pts · high 7.29% / low 6.79%
Oct 1, 20267.29%▲ from 6.79%
Sep 14, 20266.79%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.20%
Homestead - Home Purchase - 30 Year Loan
7.50%
0.000%
7.531%
30 Year
DetailsRate as low as 7.500%, APR as low as 7.531%; Loan Amount Example: $300,000.00
Last Updated10/26/2026
Rate History
1 change since Sep 14, 2026 · 7.03% → 7.53% ▲ 0.50 pts · high 7.53% / low 7.03%
Oct 1, 20267.53%▲ from 7.03%
Sep 14, 20267.03%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.20%
Homestead - Home Purchase Loan
6.625%
-
6.673%
15 Year
DetailsAs Low As; Home Loan Rates
Last Updated10/26/2026
Rate History
1 change since Sep 14, 2026 · 6.17% → 6.67% ▲ 0.50 pts · high 6.67% / low 6.17%
Oct 1, 20266.67%▲ from 6.17%
Sep 14, 20266.17%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.20%
Homestead - Home Purchase Loan
7.25%
-
7.29%
20 Year
DetailsAs Low As; Home Loan Rates
Last Updated10/26/2026
Rate History
1 change since Sep 14, 2026 · 6.79% → 7.29% ▲ 0.50 pts · high 7.29% / low 6.79%
Oct 1, 20267.29%▲ from 6.79%
Sep 14, 20266.79%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.20%
Homestead - Home Purchase Loan
7.50%
-
7.531%
30 Year
DetailsAs Low As; Home Loan Rates
Last Updated10/26/2026
Rate History
1 change since Sep 14, 2026 · 7.03% → 7.53% ▲ 0.50 pts · high 7.53% / low 7.03%
Oct 1, 20267.53%▲ from 7.03%
Sep 14, 20267.03%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.20%
Homestead - Refinance Cash Out Refinance
6.625%
-
6.673%
15 Year
DetailsAs Low As; Home Loan Rates
Last Updated10/26/2026
Rate History
1 change since Sep 14, 2026 · 6.16% → 6.67% ▲ 0.51 pts · high 6.67% / low 6.16%
Oct 1, 20266.67%▲ from 6.16%
Sep 14, 20266.16%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.20%
Homestead - Refinance Cash Out Refinance
7.50%
-
7.531%
30 Year
DetailsAs Low As; Home Loan Rates
Last Updated10/26/2026
Rate History
1 change since Sep 14, 2026 · 7.03% → 7.53% ▲ 0.51 pts · high 7.53% / low 7.03%
Oct 2, 20267.53%▲ from 7.03%
Sep 14, 20267.03%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.20%
Homestead- Refinance Cash Out Refinance
7.25%
-
7.29%
20 Year
DetailsAs Low As; Home Loan Rates
Last Updated10/26/2026
Rate History
1 change since Sep 14, 2026 · 6.78% → 7.29% ▲ 0.51 pts · high 7.29% / low 6.78%
Oct 2, 20267.29%▲ from 6.78%
Sep 14, 20266.78%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.20%
Land - Lot Loan
8.50%
-
8.712%
10 Year
DetailsAs Low As; Home Loan Rates
Last Updated10/26/2026
Rate History
1 change since Sep 14, 2026 · 8.23% → 8.71% ▲ 0.48 pts · high 8.71% / low 8.23%
Oct 2, 20268.71%▲ from 8.23%
Sep 14, 20268.23%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.20%
Land - Lot Loan
8.75%
-
8.905%
15 Year
DetailsAs Low As; Home Loan Rates
Last Updated10/26/2026
Rate History
1 change since Sep 14, 2026 · 8.42% → 8.91% ▲ 0.49 pts · high 8.91% / low 8.42%
Oct 2, 20268.91%▲ from 8.42%
Sep 14, 20268.42%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.20%
Line of Credit
-
-
9.99%
DetailsAs Low As; Rates as low as 9.99 - 18.00% APR; Revolving credit line accessible 24/7
Last Updated10/26/2026
Rate History
No change since Sep 14, 2026 · 9.99% APR · checked 9 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.20%
Second Lien - Refinance / Cash Out Refinance - 15 Year
8.625%
0.000%
8.779%
15 Year
DetailsRate as low as 8.625%, APR as low as 8.779%; Loan Amount Example: $100,000.00
Last Updated10/26/2026
Rate History
1 change since Sep 14, 2026 · 8.42% → 8.78% ▲ 0.36 pts · high 8.78% / low 8.42%
Oct 26, 20268.78%▲ from 8.42%
Sep 14, 20268.42%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.20%
Second Lien - Refinance / Cash Out Refinance - 20 Year
9.25%
0.000%
9.379%
20 Year
DetailsRate as low as 9.250%, APR as low as 9.379%; Loan Amount Example: $100,000.00
Last Updated10/26/2026
Rate History
1 change since Sep 14, 2026 · 8.86% → 9.38% ▲ 0.52 pts · high 9.38% / low 8.86%
Oct 26, 20269.38%▲ from 8.86%
Sep 14, 20268.86%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.20%
Second Lien Refi Cash Out Refinance
8.625%
-
8.779%
15 Year
DetailsAs Low As; Home Loan Rates
Last Updated10/26/2026
Rate History
1 change since Sep 14, 2026 · 8.25% → 8.78% ▲ 0.53 pts · high 8.78% / low 8.25%
Oct 2, 20268.78%▲ from 8.25%
Sep 14, 20268.25%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.20%
Second Lien Refi Cash Out Refinance
9.25%
-
9.379%
20 Year
DetailsAs Low As; Home Loan Rates
Last Updated10/26/2026
Rate History
1 change since Sep 14, 2026 · 8.86% → 9.38% ▲ 0.52 pts · high 9.38% / low 8.86%
Oct 2, 20269.38%▲ from 8.86%
Sep 14, 20268.86%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.20%
VA Purchase / Refinance - 15 Year
6.625%
1.000%
6.837%
15 Year
DetailsRate as low as 6.625%, APR as low as 6.837%; Loan Amount Example: $300,000.00
Last Updated10/26/2026
Rate History
1 change since Sep 14, 2026 · 6.20% → 6.84% ▲ 0.63 pts · high 6.84% / low 6.20%
Oct 10, 20266.84%▲ from 6.20%
Sep 14, 20266.20%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.20%
VA Purchase / Refinance - 20 Year
7.375%
0.000%
7.41%
20 Year
DetailsRate as low as 7.375%, APR as low as 7.410%; Loan Amount Example: $300,000.00
Last Updated10/26/2026
Rate History
1 change since Sep 14, 2026 · 6.69% → 7.41% ▲ 0.72 pts · high 7.41% / low 6.69%
Oct 10, 20267.41%▲ from 6.69%
Sep 14, 20266.69%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.20%
VA Purchase / Refinance - 30 Year
7.375%
0.000%
7.416%
30 Year
DetailsRate as low as 7.375%, APR as low as 7.416%; Loan Amount Example: $300,000.00
Last Updated10/26/2026
Rate History
1 change since Sep 14, 2026 · 6.80% → 7.42% ▲ 0.62 pts · high 7.42% / low 6.80%
Oct 10, 20267.42%▲ from 6.80%
Sep 14, 20266.80%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.20%
VA Purchase Refinance
6.625%
-
6.837%
15 Year
DetailsAs Low As; Home Loan Rates
Last Updated10/26/2026
Rate History
1 change since Sep 14, 2026 · 6.20% → 6.84% ▲ 0.63 pts · high 6.84% / low 6.20%
Oct 2, 20266.84%▲ from 6.20%
Sep 14, 20266.20%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.20%
VA Purchase Refinance
7.375%
-
7.41%
20 Year
DetailsAs Low As; Home Loan Rates
Last Updated10/26/2026
Rate History
1 change since Sep 14, 2026 · 6.69% → 7.41% ▲ 0.72 pts · high 7.41% / low 6.69%
Oct 2, 20267.41%▲ from 6.69%
Sep 14, 20266.69%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.20%
VA Purchase Refinance
7.375%
-
7.416%
30 Year
DetailsAs Low As; Home Loan Rates
Last Updated10/26/2026
Rate History
1 change since Sep 14, 2026 · 6.80% → 7.42% ▲ 0.62 pts · high 7.42% / low 6.80%
Oct 2, 20267.42%▲ from 6.80%
Sep 14, 20266.80%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.20%
Financial Health History
Rally Credit Union’s Texas Ratio stayed near 4.50% in Q3 2023 to 4.20% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.
Show the quarterly figures
Quarter
Total assets
Texas Ratio
Star Rating
Health Grade
June 30, 2026
$4.8B
4.20%
5.0
A+
March 31, 2026
$4.8B
4.29%
5.0
A+
December 31, 2025
$4.7B
5.44%
5.0
A+
September 30, 2025
$4.7B
4.64%
5.0
A+
June 30, 2025
$4.6B
4.52%
5.0
A+
March 31, 2025
$4.7B
3.79%
5.0
A+
December 31, 2024
$4.5B
4.91%
5.0
A+
September 30, 2024
$4.4B
4.70%
5.0
A+
June 30, 2024
$4.4B
4.24%
5.0
A+
March 31, 2024
$4.4B
3.69%
5.0
A+
December 31, 2023
$4.3B
4.74%
5.0
A+
September 30, 2023
$4.3B
4.50%
5.0
A+
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data Sources
MonitorBankRates Star Rating
Our rating for Rally Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Rally Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Rally Credit Union's official website for the most current offers and terms.
Address
2730 Rodd Field Rd,
Corpus Christi, TX 78414-3146
Phone361-985-7300
Fax
PresidentGerald Villarreal
CEODana Sisk
Full-Time Employees727
Part-Time Employees38
Branch Locations22
ATM Locations3
NCUA Insured✓ Yes, up to $250,000 per depositor
Financials
MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
4.20%
Return on Assets (ROA)
0.5807%
Return on Equity (ROE)
4.1416%
Non-Performing Loans Ratio (NPL)
0.75%
Total Assets
4,779,524,878
Total Amount of Shares and Deposits
4,035,243,825
Total Shares and Deposits < 1 Year
3,804,281,309
Total Shares and Deposits 1 3 Years
230,962,516
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
632,814,698
Total Uninsured Shares and Deposits > $250K (F+J)
632,814,698
Total Insured Shares and Deposits > $250K (item 17 less item K)
3,402,429,127
Total Interest Expense (Sum of items 6 8)
52,886,446
Share Certificates
22,670
Number of Accounts for Share Drafts
142,826
IRA KEOGH Accounts
6,852
Number of Accounts for Regular Shares
275,013
Money Market Shares
2,092
Net Income (unless the amount is already included in Undivided Earnings)
27,756,612
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
383,686,944
Total Liabilities
4,102,882,896
Source: NCUA — Last Updated 06/30/2026
2026 MBR Health & Safety Badge
Rally Credit Union earned the Verified Healthy badge
Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.
Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates, so there is no need to download or upload anything. Badges are re-tested every quarter, and this profile page always shows the latest results, so the code never needs to change.
Learn more about the MBR Health & Safety Badge program on our methodology page.
Customer Reviews
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Average Rating
☆☆☆☆☆
Total Reviews
0
Add Your Rating and Review for Rally Credit Union
Frequently Asked Questions About Rally Credit Union
Does Rally Credit Union offer CDs?
Yes. Rally Credit Union offers share certificates (CDs) with fixed interest rates across multiple term lengths. CD rates verified by MonitorBankRates as of October 26, 2026 include 4.30% APY on its 15 Month CD, 4.30% APY on its 15 Month Term IRA CD of Deposit and 4.10% APY on its 1 Year CD.
Are CDs from Rally Credit Union NCUA insured?
Yes. Rally Credit Union is insured by the National Credit Union Administration (NCUA), so CDs opened there are insured up to $250,000 per depositor, per ownership category.
What is the highest CD rate at Rally Credit Union?
The highest CD rate MonitorBankRates has verified for Rally Credit Union is 4.30% APY on its 15 Month CD, as of October 26, 2026.
What CD terms does Rally Credit Union offer?
The Rally Credit Union CD terms MonitorBankRates tracks include 12 month, 15 month, 2 year and 3 year terms, with rates from 4.10% to 4.30% APY. The institution may offer other terms or specials that are not listed here, so check with Rally Credit Union for its full lineup.
What is the highest savings rate at Rally Credit Union?
The highest savings rate MonitorBankRates has verified for Rally Credit Union is 3.30% APY on its Liberty Savings, as of October 26, 2026.
What is the highest money market rate at Rally Credit Union?
The highest money market rate MonitorBankRates has verified for Rally Credit Union is 0.70% APY on its Money Market, as of October 26, 2026.
What is the highest checking rate at Rally Credit Union?
The highest checking rate MonitorBankRates has verified for Rally Credit Union is 3.00% APY on its Liberty/Liberty Plus Checking, as of October 26, 2026.
What is the lowest mortgage rate at Rally Credit Union?
The lowest mortgage rate MonitorBankRates has verified for Rally Credit Union is 7.125% rate on its Jumbo - 15 Year Loan, as of October 26, 2026.
What is the lowest auto loan rate at Rally Credit Union?
The lowest auto loan rate MonitorBankRates has verified for Rally Credit Union is 5.24% APR on its Auto Loans, as of October 26, 2026.
What is the lowest personal loan rate at Rally Credit Union?
The lowest personal loan rate MonitorBankRates has verified for Rally Credit Union is 9.99% APR on its Personal Loan (Signature/Line of Credit), as of October 26, 2026.
How many branches does Rally Credit Union operate?
Rally Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.
Is a member application needed to join Rally Credit Union?
Yes, to access services at Rally Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.
Is there a first-time homebuyer program?
Currently, Rally Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.
Are credit management and repair services offered?
While formal credit repair services are not currently listed, Rally Credit Union provides members with tools to manage their accounts and build a solid financial history.
Does Rally Credit Union offer online and mobile banking?
Most modern institutions like Rally Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://rallycu.com.
Are all CD rates listed on MonitorBankRates federally insured?
Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account.
I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?
You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Credit unions require membership, so you may need to join first. Confirm the current rate and terms with the institution before you deposit.
If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?
Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money.
Why are some CD offers not available for me to open?
Some offers are limited to certain states or local areas, require membership in the credit union, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules.
How do Rally Credit Union rates compare?
Rally Credit Union's top rates are 4.30% APY on its 15 Month CD, 3.30% APY on its Liberty Savings, 0.70% APY on its Money Market, 3.00% APY on its Liberty/Liberty Plus Checking, 7.125% on its Jumbo - 15 Year Loan and 9.99% APR on its Personal Loan (Signature/Line of Credit), verified by MonitorBankRates on October 26, 2026.
Current Rally Credit Union Rates
12-Month CD3.35%
24-Month CD3.25%
Savings3.30%
MMA0.70%
Retrieved from our database of financial products. Rates subject to change.
Brian McKay
