Premont, Texas Best CD Rates October 2026

Balance: $500,000.00 and over; $500,000+ jumbo tier

Balance: $500,000 and over; Promotional rate for new CDs opened during the promotion; CDs opened prior to 5/1/2023 that renew during the promotion are not eligible; Penalty may be imposed for early withdrawal

Visit a Frost financial center for CDs of $500,000 and over; APY effective as of 10/14/2026; Frost CDs may be used for Traditional and Roth IRAs

Promotional yield; APY calculated on 3.93% base rate; new certificates only; membership eligibility required; no additional deposits

Balance: $5,000.00 - $99,999.99

Balance tier starting at $1,000; Minimum Deposit column

Compounded:; Credited: At Maturity

Limited time special offer; Balance under $100k; Jumbo ($100,000+) balances require a branch; Not available for individual retirement or business accounts; Open Online

Fixed rate; $1,000 minimum deposit to open; personal accounts only; interest accrued daily and paid monthly

Open Account

Rates guaranteed until maturity; Certificates of deposit above $250,000.00 will earn a reduced rate

Featured rate for 3-month term; see disclosures

Interest Rate: 3.70%; APY: 3.75%

Balance: $500+; Effective 9/17/26; early withdrawal penalty may apply

Simple interest, paid at maturity; renews automatically; early withdrawal penalty may apply

Balance: $100,000.00 and over

Balance: $100,000 and over

Balance: $100,000 and over

Effective Date: 09/01/2026; Requires $95,000 of New-to-Tech CU money; $95,000 must be maintained to earn APY

Effective Date: 09/01/2026; APY available on minimum $1,000 of new-to-Tech CU money; penalties for early withdrawal

Balance: Less than $50,000

APY $500: N/A; APY $1,000+: 3.50%; APY $100,000+: 3.50%

Dividend rate tier starting at $250,001

Dividend rate tier starting at $100,001

Balance: $500 & over

Balance: 500 & over

Opening balance $25,000.00 - $240,000.00; funds must be new money, not from an existing NexBank CD

Jumbo CD; interest compounded and credited monthly; penalty for early withdrawal

Minimum deposit tier

Dividend rate tier starting at $50,001

Balance: $225,000 or greater

To receive promotional rate, opening deposit cannot originate from pre-existing Freedom Bank account funds. Rate applicable to a maximum of $250,000.00 FDIC coverage per customer relationship. Rates may change after account opening. A penalty may be imposed for early withdrawal. Fees may reduce earnings on the account. Other terms and conditions may apply.

IRA Certificate

High-Yield Rewards Checking Account required

Effective 9/17/26; Minimum $500.00 purchase; Early withdrawal penalty may apply

Certificate Rates ($1,000 minimum balance)

Minimum: $99,000.00 or greater; Tier 3; Balance: $99,000.00 or greater

Minimum: $99,000.00 or greater; Tier 3; Balance: $99,000.00 or greater

Rates are subject to change without notice

Minimum deposit tier

Dividend rate tier starting at $1,000

Certificate/IRA Dividend Rates; Effective October 13th 2026; 90-day early withdrawal penalty

Compounded:; Credited: At Maturity

Interest paid monthly; interest compounded and credited monthly; penalty for early withdrawal

CAMPUS; Minimum deposit $500; 90 day dividends penalty for early principal withdrawal

Members Advantage; Minimum deposit $500; 90 day dividends penalty for early principal withdrawal

Penalty for early withdrawal.

Rate effective 03-01-2026; All share rates paid or compounded monthly

Minimum deposit tier

70th Anniversary Special; Minimum balance to open $500.00; Funds must be new money to the Credit Union

Balance: $95,000 to $224,999

Promotional yield; APY calculated on 3.93% base rate; new certificates only; membership eligibility required; no additional deposits

Interest rates stated in annual percentage yield; Penalty for early withdrawal