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Austin Telco Federal Credit Union Rates and Review January 2026

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Austin Telco Federal Credit Union12-month CD rates can be found at 0.45%, 6-month CD rates at 2.47% and 3-month CD rates at 0.10%. Savings rates are at 0.65% and money market rates are at 3.50%. Mortgage rates on 30-year fixed loans are around 5.90%. Credit Card rates are at 11.90%. Personal Loan rates are at 10.65%. All these rates, and more, can be found in our database of rates which you can compare to Austin Telco Federal Credit Union rates.

Compare Austin Telco Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Austin Telco Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Rate Updates and Availability

Austin Telco Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Austin Telco Federal Credit Union? Share your experience about Austin Telco Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Austin Telco Federal Credit Union.

Overall, Austin Telco Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Current Interest Rates

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

Austin Telco Federal Credit Union
Balcones Centre
11149 Research Blvd
Austin, TX 78759
Member NCUA
MonitorBankRates' Rating
5/5
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CD & Savings Rate Comparison

Bank
Product
APY
Min Dep
12-Month CD
3.95%
$500
18-Month CD
3.90%
$1,000
12-Month CD (Jumbo)
3.75%
$50,000
12-Month CD
3.75%
$500
12-Month CD (eCD)
3.60%
$1,000
12-Month CD
3.55%
$500
24-Month CD
3.50%
$1,000
6-Month CD
3.50%
$500
36-Month CD
3.41%
$1,000
18-Month CD
3.30%
$1,000
60-Month CD
3.09%
$500
48-Month CD
3.05%
$500
18-Month CD (Super Jumbo)
3.03%
$225,000
48-Month CD
3.00%
$10,000
36-Month CD
3.00%
$500
60-Month CD
3.00%
$500
6-Month CD
2.89%
$1,000
18-Month CD
2.79%
$1,000
48-Month CD
2.77%
$1,000
3-Month CD
2.75%
$500
60-Month CD
2.51%
$500
12-Month CD
2.49%
$500
24-Month CD
2.40%
$500
12-Month CD
2.25%
$5,000
36-Month CD
2.02%
$500
48-Month CD
1.72%
$1,000
12-Month CD
1.60%
$500
Premium Money Market
1.55%
$250,000
18-Month CD
1.51%
$500
Interest Checking
1.32%
$100
18-Month CD
1.16%
$1,000
Money Market
1.06%
$25,000
36-Month CD
0.75%
$500
60-Month CD
0.60%
$1,000
Money Market
0.50%
$2,500
3-Month CD
0.50%
$1,000
48-Month CD
0.45%
$500
Money Market
0.25%
$2,500
18-Month CD
0.20%
$1,000
Interest Checking
0.20%
$1,000
Savings
0.20%
$25
36-Month CD
0.20%
$1,000
12-Month CD
0.15%
$500
Money Market
0.10%
$2,500
Savings
0.10%
$25
Savings
0.05%
$5
Premium Checking
0.05%
$100
Statement Savings
0.05%
$0
60-Month CD
0.00%
$0
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rate Comparison

Lender
Product
Rate
APR
Points
30-Year Fixed
5.750%
5.788%
0.000
5.500%
5.533%
0.000
5.500%
5.591%
0.000
30-Year Fixed
6.000%
6.067%
0.000
30-Year Fixed (Jumbo)
6.000%
6.010%
0.000
15-Year Fixed
5.375%
5.490%
0.125
5.875%
6.023%
0.000
5.500%
5.603%
0.000
30-Year Fixed
6.000%
6.031%
0.000
6.250%
6.281%
0.000
5.375%
5.721%
0.000
5.875%
6.184%
0.000
30-Year Fixed
5.560%
5.730%
0.000
30-Year Fixed
5.625%
5.671%
0.000
5.125%
5.637%
0.250
5.125%
5.304%
0.000
30-Year Fixed
6.000%
6.115%
0.000
30-Year Fixed
6.250%
6.306%
0.000
15-Year Fixed
5.750%
5.769%
0.000
10-Year Fixed
5.125%
5.511%
0.000
5.625%
5.778%
0.000
15-Year Fixed
5.500%
5.546%
0.000
5.500%
5.620%
0.000
7/1 ARM Jumbo
5.500%
5.503%
0.000
30-Year Fixed
5.875%
5.941%
0.000
5.375%
5.512%
0.000
5.000%
5.068%
0.000
5.250%
6.232%
0.750
5.750%
5.977%
0.000
15-Year Fixed
6.150%
6.386%
0.000
5.375%
6.097%
0.000
5.625%
5.760%
1.125
5.375%
5.652%
0.000
5.125%
5.331%
1.000
20-Year Fixed
5.750%
5.900%
0.000
5.625%
6.072%
0.000
5.000%
5.242%
0.000
4.675%
4.867%
0.000
5.500%
5.705%
0.000
5.750%
5.924%
0.000
5.750%
5.880%
0.000
5.500%
6.086%
0.000
7/6 ARM
5.875%
5.947%
0.000
4.875%
5.172%
1.125
15 Year Fixed
5.250%
5.306%
0.000
5.200%
5.453%
0.000
30-Year Fixed
6.500%
6.512%
0.000
15-Year Fixed
5.375%
5.539%
0.000
30-Year Fixed
5.875%
5.999%
0.000
10-Year Fixed
5.375%
5.638%
0.000
View 50 More

Credit Card Rate Comparison

Institution
Product
APR
Notes
World Cash Back Credit Card Mastercard
18.000%
18.000%
VISA Platinum with Rewards
8.900%
Acadian CU Visa Classic
9.200%
9.20% APR for purchases, balance transfers and cash advances.
Visa Platinum with Rewards
9.900%
Visa Platinum
7.990%
Line of credit up to $20,000. $250,000 travel life insurance
8.750%
15.000% - 17.900%
Maximum Loan Amount Up to $35,000.00
Travel Rewards+ Card Visa
19.740% - 29.740%
Earn 4x unlimited points on travel and more, plus receive a $250 bonus.
16.490% - 17.990%
Platinum Secured Visa
8.750%
GM Business™ Mastercard®
19.240% - 29.240%
0% Intro purchase APR for first 12 months
Max Cash Secure Card Visa
29.990%
Make improving your credit score4 even more rewarding with up to 5% cash back in 2 categories you choose
Academic VISA® Classic
15.400%
16.240% - 27.240%
Visa Student Rewards Card
17.990%
Visa Platinum Preferred Student
17.990%
8.900% - 13.900%
Based upon credit worthiness.
18.000%
Visa Signature® Cash Back
17.750%
SIGNATURE 1.5% CASH BACK VISA
18.000%
Unlimited 1.5% Cash Back Signature Card
Visa Classic Card
12.900%
No annual fee
10.150%
School Employee Mastercard
11.750% - 17.900%
Maximum Loan Amount Up to $35,000.00
Visa Gold or Gold MasterCard
9.990%
Credit Line $7,000-$20,000
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Personal Loan Rate Comparison

Institution
Product
APR
Loan Amt
Loan Term Months
11.500%
$0
48 - 48
10.000%
$0
60
7.990%
$0 - $30,000
12.990%
$0
1 - 24
11.990%
$0
8.950%
$0
1 - 60
New Signature Loans
8.990%
$0
18.000%
$0 - $500
5
14.990%
$0
25 - 36
9.200% - 17.950%
$0 - $15,000
60 - 60
Personal Loan
13.000% - 13.140%
$1,500 - $15,000
36 - 36
Open-End Unsecured Signature Loan-Line of Credit
10.200%
$0
9.990% - 16.240%
$0
61 - 66
Signature Personal Loan
12.150% - 18.000%
$0
49 - 60P
9.990% - 18.000%
$0 - $50,000
Personal Line of Credit
13.040%
$0
12.490%
$0
Technology Loan
9.750%
$0
36
12.500%
$0
60 - 60
12.990%
$0
12
Personal Loans
13.450%
$0
60
50% Share Secured Loan
6.460% - 14.990%
$0
9.200% - 17.950%
$0 - $2,500
36 - 36
11.990%
$0
17.900%
$0 - $500
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Austin Telco Federal Credit Union rate data right now.

Credit Union Profile & Overview

Credit Union Name: Austin Telco Federal Credit Union
Full Time Employees: 231
Part Time Employees: 35
President: David Westlund
CEO: Robert Hernandez
Branch Locations: 24
ATM Locations: 23
Corporate Office Address:
11149 Research Blvd
Austin, TX 78759
Phone Number: 512-302-5555
Fax Number:

Financials

Total Assets:
2,540,235,239
Total Amount of Shares and Deposits:
2,157,558,260
Total Shares and Deposits < 1 Year:
1,796,610,422
Total Shares and Deposits 1 3 Years:
348,150,890
Total Shares and Deposits > 3 Years:
12,796,946
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
178,244,455
Total Uninsured Shares and Deposits > $250K (F+J):
178,244,455
Total Insured Shares and Deposits > $250K (item 17 less item K):
1,979,313,805
Total Interest Expense (Sum of items 6 8):
35,461,366
Share Certificates:
10,498
Number of Accounts for Share Drafts:
61,040
IRA KEOGH Accounts:
3,331
Number of Accounts for Regular Shares:
100,084
Non Member Deposits:
120
Money Market Shares:
6,438
Net Income (unless the amount is already included in Undivided Earnings):
8,859,103
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
144,013,004
Total Liabilities:
2,246,897,823
Show More
Source: NCUA Last Updated 09/30/2025

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Frequently Asked Questions About Austin Telco Federal Credit Union

Is a member application needed to join Austin Telco Federal Credit Union?

Yes, to access services at Austin Telco Federal Credit Union, a member application is required.

Is there a first-time homebuyer program?

Currently, Austin Telco Federal Credit Union provides a range of mortgage and home equity products.

Is Austin Telco Federal Credit Union a safe place to deposit money?

Yes, Austin Telco Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor.

Does Austin Telco Federal Credit Union offer online and mobile banking?

Most modern institutions like Austin Telco Federal Credit Union provide digital access including online balance checks and transfers.

Current Austin Telco Federal Credit Union Rates

ProductAPY

Rates subject to change.

Compare to other Credit Unions