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 Austin Telco Federal Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 17, 2026
Austin Telco Federal Credit Union's 24 mo. CD rates are at 3.80%, Super Jumbo CDs 24 month rates are at 3.80%, 18 mo. CD rates are at 3.75%, 36 mo. CD rates are at 3.75%, Super Jumbo CDs 18 month rates are at 3.75%. Austin Telco Federal Credit Union's savings rates are at 0.00%. Austin Telco Federal Credit Union's money market rates are at 0.00%. MonitorBankRates evaluates the financial stability of Austin Telco Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.16%. Rates were last updated on 04/17/2026. Austin Telco Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Austin Telco Federal Credit Union? Share your experience about Austin Telco Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Austin Telco Federal Credit Union. Austin Telco Federal Credit Union
Balcones Centre 11149 Research Blvd
https://www.atfcu.org Austin, TX 78759 
Austin Telco Federal Credit Union CD Rates
Austin Telco Federal Credit Union Savings Rates
Austin Telco Federal Credit Union Money Market Rates
Austin Telco Federal Credit Union Checking Rates
Austin Telco Federal Credit Union Home Equity & HELOC
Austin Telco Federal Credit Union Credit Card Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Austin Telco Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Austin Telco Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Austin Telco Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Austin Telco Federal Credit Union
Website
https://www.atfcu.org
Address
11149 Research Blvd,
Austin, TX 78759
Phone
512-302-5555
Fax
President
David Westlund
CEO
Robert Hernandez
Full-Time Employees
231
Part-Time Employees
35
Branch Locations
24
ATM Locations
23
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
2.16%
Return on Assets (ROA)
0.3488%
Return on Equity (ROE)
2.5700%
Non-Performing Loans Ratio (NPL)
0.42%
Total Assets
2,540,235,239
Total Amount of Shares and Deposits
2,157,558,260
Total Shares and Deposits < 1 Year
1,796,610,422
Total Shares and Deposits 1 3 Years
348,150,890
Total Shares and Deposits > 3 Years
12,796,946
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
178,244,455
Total Uninsured Shares and Deposits > $250K (F+J)
178,244,455
Total Insured Shares and Deposits > $250K (item 17 less item K)
1,979,313,805
Total Interest Expense (Sum of items 6 8)
35,461,366
Share Certificates
10,498
Number of Accounts for Share Drafts
61,040
IRA KEOGH Accounts
3,331
Number of Accounts for Regular Shares
100,084
Non Member Deposits
120
Money Market Shares
6,438
Net Income (unless the amount is already included in Undivided Earnings)
8,859,103
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
144,013,004
Total Liabilities
2,246,897,823
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Austin Telco Federal Credit UnionIs Austin Telco Federal Credit Union a safe place to deposit money?Yes, Austin Telco Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 2.1578432539066%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Austin Telco Federal Credit Union operate?Austin Telco Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Austin Telco Federal Credit Union?Yes, to access services at Austin Telco Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Austin Telco Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Austin Telco Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Austin Telco Federal Credit Union offer online and mobile banking?Most modern institutions like Austin Telco Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.atfcu.org. Current Austin Telco Federal Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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