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Firstmark Credit Union Rates & Review June 2026

Firstmark Credit Union's 7-Month CD rates are at 3.60%, 7 month Regular CDs rates are at 3.60%, 1 Year* Regular CDs rates are at 3.50%, 1 Year Youth CDs rates are at 3.50%, 18 month* Regular CDs rates are at 3.45%. Firstmark Credit Union's savings rates are at 0.10%. Firstmark Credit Union's money market rates are at 0.00%. Firstmark Credit Union's Jumbo 15yr Loan rates are at 3.62%, Jumbo 30yr Loan rates are at 6.12%. Firstmark Credit Union's Personal Loan Rates are at 8.49%. MonitorBankRates evaluates the financial stability of Firstmark Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.69%. Rates were last updated on 06/16/2026.

Firstmark Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Firstmark Credit Union? Share your experience about Firstmark Credit Union by leaving a review below, or read customer reviews before you decide to use Firstmark Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 98/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
3.69%
Excellent Lower than avg
Firstmark Credit Union
Gold Canyon Corporate Office
2023 Gold Canyon Rd
San Antonio, TX 78232 1703
https://www.firstmarkcu.org
Member NCUA

Firstmark Credit Union CD Rates

Product Rate APY Term View More
7-Month CD - 3.60% 7-month
Min Deposit $500
Min Balance $500
Details Compounded Monthly. Advertised rate is fixed for the initial term of the Certificate of Deposit (CD) only. APY assumes dividends remain on deposit until maturity. No additional deposits allowed after account opening. Fees may reduce earnings. A penalty may apply for early withdrawal. At maturity, this 7?month CD will automatically renew into a 12?month CD at the current rate offered, unless you withdraw or change the term during the grace period. All Certificate Accounts are automatically renewable accounts. Members will have a 10-day grace period after maturity to withdraw funds without penalty. Subject to approval.
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.69%
7 month Regular CDs 3.54% 3.60% 7 Months
No additional details.
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.69%
1 Year* Regular CDs 3.44% 3.50% 1 Year*
No additional details.
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.69%
1 Year Youth CDs 3.44% 3.50% 1 Year
No additional details.
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.69%
18 month* Regular CDs 3.40% 3.45% 18 Months*
No additional details.
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.69%
5 Years* Regular CDs 3.35% 3.40% 5 Years*
No additional details.
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.69%
1 Year Flex CDs 3.30% 3.35% 1 Year
No additional details.
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.69%
3 Years* Regular CDs 3.30% 3.35% 3 Years*
No additional details.
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.69%
2 Years* Regular CDs 3.25% 3.30% 2 Years*
No additional details.
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.69%
6 month Regular CDs 3.20% 3.25% 6 Months
No additional details.
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.69%
6 month Youth CDs 3.20% 3.25% 6 Months
No additional details.
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.69%

Firstmark Credit Union Savings Rates

Product Rate APY View More
Health Savings Accounts 0.25% 0.25%
Min Balance $15,000
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.69%
Health Savings Accounts 0.20% 0.20%
Min Balance $5,000
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.69%
Health Savings Accounts 0.15% 0.15%
Min Balance $1,000
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.69%
Health Savings Accounts 0.10% 0.10%
Min Balance $0
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.69%

Firstmark Credit Union Money Market Rates

Product Rate APY View More
MAX Money Market Accounts 1.74% 1.75%
Min Deposit $100,000
Min Balance $100,000
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.69%
MAX Money Market Accounts 1.49% 1.50%
Min Deposit $50,000
Min Balance $50,000
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.69%
MAX Money Market Accounts 1.24% 1.25%
Min Deposit $25,000
Min Balance $25,000
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.69%
MAX Money Market Accounts 1.00% 1.00%
Min Deposit $10,000
Min Balance $10,000
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.69%
MAX Money Market Accounts 0.75% 0.75%
Min Deposit $2,500
Min Balance $2,500
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.69%
MAX Money Market Accounts 0.50% 0.50%
Min Deposit $250
Min Balance $250
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.69%
On Your Mark® Money Market Accounts 0.50% 0.50%
Min Balance $250
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.69%
MAX Money Market Accounts - 0.00%
Min Deposit $0
Min Balance $0
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.69%
On Your Mark® Money Market Accounts - 0.00%
Min Balance $0
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.69%

Firstmark Credit Union Checking Rates

Product Rate APY View More
Power of the Dollar® MAX Checking 2.96% 3.00%
No additional details.
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.69%
Power of the Dollar® Checking 0.10% 0.10%
No additional details.
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.69%
Business Plus Checking 0.05% 0.05%
No additional details.
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.69%
Organization Checking 0.05% 0.05%
No additional details.
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.69%
Basic Checking 0.01% 0.01%
No additional details.
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.69%

Firstmark Credit Union Mortgage Rates

Product Rate Points APR Term View More
Jumbo 15yr Loan 3.63% - 4.04% 15yr
No additional details.
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.69%
Jumbo 30yr Loan 6.13% - 6.23% 30yr
No additional details.
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.69%

Firstmark Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity - - 6.24% 60 months
No additional details.
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.69%
Home Equity - - 6.30% 84 months
No additional details.
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.69%
Home Equity - - 6.51% 120 months
No additional details.
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.69%
Home Equity - - 6.58% 180 months
No additional details.
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.69%
Home Equity Line of Credit - - 6.63% 240 - 300 months
No additional details.
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.69%
Home Equity - - 6.69% 240 months
No additional details.
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.69%
Home Equity - - 6.87% 300 months
No additional details.
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.69%
Home Equity - - 7.89% 60 months
No additional details.
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.69%
Home Equity - - 8.09% 84 months
No additional details.
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.69%
Home Equity - - 8.39% 120 months
No additional details.
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.69%
Home Equity - - 8.54% 180 months
No additional details.
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.69%
Home Equity - - 9.19% 240 months
No additional details.
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.69%

Firstmark Credit Union Auto Loan Rates

Product Rate Points APR Term View More
New and Used Auto Loans - - 5.49% 36 months
Details As Low As
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.69%
New and Used Auto Loans - - 5.84% 67 - 75 months
Details As Low As
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.69%
New and Used Auto Loans - - 6.84% 76 - 84 months
Details As Low As
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.69%

Firstmark Credit Union Credit Card Rates

Product Rate APR View More
VISA Platinum Low Rate - 12.25%
No additional details.
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.69%
VISA Platinum Rewards - 15.25%
No additional details.
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.69%

Firstmark Credit Union Personal Loan Rates

Product Rate APR View More
Personal Loan - 8.49%
Details As Low As; Promotional Rate
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.69%
Personal Loan - 10.49%
Details As Low As; Payment per $10,000: $881
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.69%
Personal Loan - 10.99%
Details As Low As; Payment per $10,000: $327
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.69%
Personal Loans - 10.99%
No additional details.
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.69%
Personal Loan - 11.49%
Details As Low As; Payment per $10,000: $261
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.69%
Personal Loan - 11.99%
Details As Low As; Payment per $10,000: $222
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.69%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Firstmark Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Firstmark Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Firstmark Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Firstmark Credit Union
Address 2023 Gold Canyon Rd, San Antonio, TX 78232 1703
Phone 210-342-8484
Fax
President Donald Pinson
CEO Wendy Cleveland
Full-Time Employees 232
Part-Time Employees 2
Branch Locations 12
ATM Locations 13
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
3.69%
Return on Assets (ROA)
0.0467%
Return on Equity (ROE)
0.4517%
Non-Performing Loans Ratio (NPL)
0.65%
Total Assets
1,220,850,029
Total Amount of Shares and Deposits
1,092,490,846
Total Shares and Deposits < 1 Year
1,062,260,930
Total Shares and Deposits 1 3 Years
28,067,867
Total Shares and Deposits > 3 Years
2,162,049
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
44,174,755
Total Uninsured Shares and Deposits > $250K (F+J)
44,174,755
Total Insured Shares and Deposits > $250K (item 17 less item K)
1,048,316,091
Total Interest Expense (Sum of items 6 8)
13,013,244
Share Certificates
9,105
Number of Accounts for Share Drafts
57,936
IRA KEOGH Accounts
1,726
Number of Accounts for Regular Shares
96,534
All other shares
258
Money Market Shares
6,069
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
63,644,693
Total Liabilities
1,121,221,761
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Frequently Asked Questions About Firstmark Credit Union

How many branches does Firstmark Credit Union operate?

Firstmark Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Firstmark Credit Union?

Yes, to access services at Firstmark Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Firstmark Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Firstmark Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Firstmark Credit Union offer online and mobile banking?

Most modern institutions like Firstmark Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.firstmarkcu.org.

Current Firstmark Credit Union Rates

  • 12-Month CD3.35%
  • 18-Month CD3.45%
  • 24-Month CD3.30%
  • 60-Month CD3.40%
  • Savings0.10%
  • MMA0.00%
Retrieved from our database of financial products. Rates subject to change.