Fort Worth, Texas Best CD Rates October 2026
Content reviewed by
Brian McKay
iEditorial Disclosure
Brian McKay
Brian McKay
Founder & Data ArchitectExpertise
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Fort Worth, Texas CD rates range from 0.01% to 5.02% APY, verified by MonitorBankRates as of October 14, 2026. Current Fort Worth, Texas CD rates include Fort Worth City Credit UnionFort Worth City Credit Union2309 Montgomery St, Fort Worth, TX 76107 4520A+5.0 ★Texas Ratio: 0.14%Real return: +1.70%APY minus CPI (February 2026) offering 60-Month IRA Share CD at 4.50% APY, Navy Federal Credit UnionNavy Federal Credit Union1765 Military Pkwy, Fort Worth, TX 76127A5.0 ★Texas Ratio: 8.14%Real return: +1.55%APY minus CPI (February 2026) offering 12 Month Special EasyStart Certificate at 4.35% APY, EECU Credit UnionEECU Credit Union1617 W 7th St, Fort Worth, TX 76102A+5.0 ★Texas Ratio: 2.73%Real return: +1.55%APY minus CPI (February 2026) offering Jumbo CD - 36 Months at 4.35% APY, Bask BankBask Bank300 Throckmorton St, Fort Worth, TX 76102A+5.0 ★Texas Ratio: 3.64%Real return: +1.55%APY minus CPI (February 2026) offering Bask 12-month CD at 4.35% APY, and Texas Capital BankTexas Capital Bank300 Throckmorton St, Fort Worth, TX 76102A+5.0 ★Texas Ratio: 3.64%Real return: +1.45%APY minus CPI (February 2026) offering 18 Month Star Certificate of Deposit at 4.25% APY. CD rates as of October 14, 2026 according to verified data from MonitorBankRates.
Fort Worth has 468 local institutions in our database, with CD rates as high as 4.50% APY from Fort Worth City Credit Union at 2309 Montgomery St, Fort Worth, TX 76107 4520. Use the tables below to compare all available CD terms and offers, including options from institutions serving the broader Texas area. Rates are continually updated, so we recommend checking back frequently.
The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: October 14, 2026
Compare Best CD Rates in Fort Worth, Texas & the Surrounding Area
Fort Worth 3 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Frost Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
3000 S Hulen St, Fort Worth, TX 76109
90 Day Certificate of Deposit
$0
4.00%
▲ 1.50% above Texas avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Texas Average2.50%▲ 1.50% above avgNationally 2.09%
Details
Balance: $500,000.00 and over; $500,000+ jumbo tier
Rate History
2 changes since Sep 18, 2026 · 3.60% → 4.00% ▲ 0.40 pts · high 4.00% / low 3.60%
- Oct 2, 20264.00%▲ from 3.80%
- Sep 24, 20263.80%▲ from 3.60%
- Sep 18, 20263.60%first recorded
Frost Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
3000 S Hulen St, Fort Worth, TX 76109
90 Day Frost Business Certificate of Deposit
$1,000
4.00%
▲ 1.50% above Texas avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Texas Average2.50%▲ 1.50% above avgNationally 2.09%
Details
Balance: $500,000 and over; Promotional rate for new CDs opened during the promotion; CDs opened prior to 5/1/2023 that renew during the promotion are not eligible; Penalty may be imposed for early withdrawal
Rate History
No change since Oct 14, 2026 · 4.00% APY
Frost Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
3000 S Hulen St, Fort Worth, TX 76109
90 Day Jumbo CD
$0
4.00%
▲ 1.50% above Texas avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Texas Average2.50%▲ 1.50% above avgNationally 2.09%
Details
Visit a Frost financial center for CDs of $500,000 and over; APY effective as of 10/14/2026; Frost CDs may be used for Traditional and Roth IRAs
Rate History
2 changes since Sep 18, 2026 · 3.60% → 4.00% ▲ 0.40 pts · high 4.00% / low 3.60%
- Oct 2, 20264.00%▲ from 3.80%
- Sep 24, 20263.80%▲ from 3.60%
- Sep 18, 20263.60%first recorded
Ciera Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.39%
1501 Summit Ave, Fort Worth, TX 76102
Certificate of Deposit - 90 Day
$1,000
3.90%
▲ 1.40% above Texas avg
▼
Rate3.84%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Texas Average2.50%▲ 1.40% above avgNationally 2.09%
Details
Compounded:; Credited: At Maturity
Rate History
No change since Oct 14, 2026 · 3.90% APY
UMB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.78%
777 Main St, Fort Worth, TX 76102
3-Month Time Deposit Account
$500
3.85%
▲ 1.35% above Texas avg
▼
Rate3.80%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Texas Average2.50%▲ 1.35% above avgNationally 2.09%
Details
Limited time special offer; Balance under $100k; Jumbo ($100,000+) balances require a branch; Not available for individual retirement or business accounts; Open Online
Rate History
1 change since Sep 24, 2026 · 3.80% → 3.85% ▲ 0.05 pts · high 3.85% / low 3.80%
- Oct 14, 20263.85%▲ from 3.80%
- Sep 24, 20263.80%first recorded
Texas Capital Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.64%
300 Throckmorton St, Fort Worth, TX 76102
90 Day Star Certificate of Deposit
$1,000
3.80%
▲ 1.30% above Texas avg
▼
Rate3.73%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Texas Average2.50%▲ 1.30% above avgNationally 2.09%
Details
Fixed rate; $1,000 minimum deposit to open; personal accounts only; interest accrued daily and paid monthly
Rate History
No change since Sep 18, 2026 · 3.80% APY · checked 5 times
Texas Capital Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.64%
300 Throckmorton St, Fort Worth, TX 76102
Star Certificate of Deposit - 90 Days
$1,000
3.80%
▲ 1.30% above Texas avg
▼
Rate3.73%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Texas Average2.50%▲ 1.30% above avgNationally 2.09%
Details
Open Account
Rate History
No change since Sep 14, 2026 · 3.80% APY · checked 8 times
Susser Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.02%
4200 S Hulen St, Fort Worth, TX 76109
Certificates of Deposit (CD) - 3-Month
$0
3.75%
▲ 1.25% above Texas avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Texas Average2.50%▲ 1.25% above avgNationally 2.09%
Details
Rates guaranteed until maturity; Certificates of deposit above $250,000.00 will earn a reduced rate
Rate History
No change since Sep 14, 2026 · 3.75% APY · checked 2 times
Frost Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
3000 S Hulen St, Fort Worth, TX 76109
90 Day Certificate of Deposit
$0
3.65%
▲ 1.15% above Texas avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Texas Average2.50%▲ 1.15% above avgNationally 2.09%
Details
Balance: $100,000.00 and over
Rate History
2 changes since Sep 18, 2026 · 3.35% → 3.65% ▲ 0.30 pts · high 3.65% / low 3.35%
- Oct 2, 20263.65%▲ from 3.50%
- Sep 24, 20263.50%▲ from 3.35%
- Sep 18, 20263.35%first recorded
Frost Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
3000 S Hulen St, Fort Worth, TX 76109
90 Day Frost Business Certificate of Deposit
$1,000
3.65%
▲ 1.15% above Texas avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Texas Average2.50%▲ 1.15% above avgNationally 2.09%
Details
Balance: $100,000 and over
Rate History
No change since Oct 14, 2026 · 3.65% APY
Trinity Bank, N.A.
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3500 W Vickery Blvd, Fort Worth, TX 76107
3 Months CD
$1,000
3.35%
▲ 0.85% above Texas avg
▼
Rate3.31%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Texas Average2.50%▲ 0.85% above avgNationally 2.09%
Details
A penalty may be imposed for early withdrawal
Rate History
No change since Sep 14, 2026 · 3.35% APY · checked 6 times
Trinity Bank, N.A.
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3500 W Vickery Blvd, Fort Worth, TX 76107
3 Months IRA
$1,000
3.35%
▲ 0.85% above Texas avg
▼
Rate3.31%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Texas Average2.50%▲ 0.85% above avgNationally 2.09%
Details
A penalty may be imposed for early withdrawal
Rate History
No change since Sep 14, 2026 · 3.35% APY · checked 6 times
Frost Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
3000 S Hulen St, Fort Worth, TX 76109
90 Day Certificate of Deposit
$0
3.30%
▲ 0.80% above Texas avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Texas Average2.50%▲ 0.80% above avgNationally 2.09%
Details
Balance: $1,000.00 - $99,999.99
Rate History
2 changes since Sep 18, 2026 · 3.05% → 3.30% ▲ 0.25 pts · high 3.30% / low 3.05%
- Oct 2, 20263.30%▲ from 3.20%
- Sep 27, 20263.20%▲ from 3.05%
- Sep 18, 20263.05%first recorded
Frost Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
3000 S Hulen St, Fort Worth, TX 76109
90 Day Frost Business Certificate of Deposit
$1,000
3.30%
▲ 0.80% above Texas avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Texas Average2.50%▲ 0.80% above avgNationally 2.09%
Details
Balance: $1,000.00 - $99,999.99
Rate History
No change since Oct 14, 2026 · 3.30% APY
EECU Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.73%
1617 W 7th St, Fort Worth, TX 76102
Jumbo CD - 3 Months
$50,000
3.11%
▲ 0.61% above Texas avg
▼
Rate3.07%
Min Deposit$50,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Texas Average2.50%▲ 0.61% above avgNationally 2.09%
Details
Jumbo CD; interest compounded and credited monthly; penalty for early withdrawal
Rate History
2 changes since Sep 14, 2026 · 2.92% → 3.11% ▲ 0.19 pts · high 3.11% / low 2.92%
- Oct 14, 20263.11%▲ from 3.07%
- Sep 22, 20263.07%▲ from 2.92%
- Sep 14, 20262.92%first recorded
Southside Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.90%
1320 S University Dr, Fort Worth, TX 76107
3 Month CD
$100,000
3.03%
▲ 0.53% above Texas avg
▼
Rate3.00%
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Texas Average2.50%▲ 0.53% above avgNationally 2.09%
Details
Certificates of Deposit ($100,000 or above); Must maintain a minimum balance of $100,000 to obtain the disclosed APY; penalty may be imposed for early withdrawal
Rate History
No change since Sep 14, 2026 · 3.03% APY · checked 8 times
EECU Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.73%
1617 W 7th St, Fort Worth, TX 76102
Standard CD - 3 Months
$1,000
3.01%
▲ 0.51% above Texas avg
▼
Rate2.97%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Texas Average2.50%▲ 0.51% above avgNationally 2.09%
Details
Interest paid monthly; interest compounded and credited monthly; penalty for early withdrawal
Rate History
2 changes since Sep 14, 2026 · 2.82% → 3.01% ▲ 0.19 pts · high 3.01% / low 2.82%
- Oct 14, 20263.01%▲ from 2.97%
- Sep 22, 20262.97%▲ from 2.82%
- Sep 14, 20262.82%first recorded
First Guaranty Bank
Institution Rating:
C3.8 ★Texas Ratio: 25.51%
2001 Handley Ederville Rd, Fort Worth, TX 76118
Fixed Rate CDs - 90 Day
$500
2.70%
▲ 0.20% above Texas avg
▼
Rate2.70%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Texas Average2.50%▲ 0.20% above avgNationally 2.09%
Details
Interest Rate 2.70%; APY 2.70%
Rate History
No change since Sep 14, 2026 · 2.70% APY · checked 2 times
Woodforest National Bank
Institution Rating:
A-5.0 ★Texas Ratio: 14.96%
7451 Mccart Ave, Fort Worth, TX 76133
Certificate of Deposit 3 Month
$500
2.00%
▼ 0.50% below Texas avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Texas Average2.50%▼ 0.50% below avgNationally 2.09%
Details
Rate History
No change since Sep 14, 2026 · 2.00% APY · checked 8 times
Texas Dow Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.90%
4312 Town Center Dr, Fort Worth, TX 76115
3 Month Elements CD
$0
1.75%
▼ 0.75% below Texas avg
▼
Rate1.74%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Texas Average2.50%▼ 0.75% below avgNationally 2.09%
Details
Rate History
No change since Sep 18, 2026 · 1.75% APY · checked 6 times
Texas Dow Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.90%
4312 Town Center Dr, Fort Worth, TX 76115
3 Month IRA CD
$0
1.75%
▼ 0.75% below Texas avg
▼
Rate1.74%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Texas Average2.50%▼ 0.75% below avgNationally 2.09%
Details
Rate History
No change since Sep 18, 2026 · 1.75% APY · checked 6 times
Texas Dow Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.90%
4312 Town Center Dr, Fort Worth, TX 76115
3 Month Kids Club and Teens CD
$0
1.75%
▼ 0.75% below Texas avg
▼
Rate1.74%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Texas Average2.50%▼ 0.75% below avgNationally 2.09%
Details
Rate History
No change since Sep 14, 2026 · 1.75% APY · checked 7 times
Texas Dow Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.90%
4312 Town Center Dr, Fort Worth, TX 76115
3 Month Kids Club CD
$0
1.75%
▼ 0.75% below Texas avg
▼
Rate1.74%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Texas Average2.50%▼ 0.75% below avgNationally 2.09%
Details
Rate History
No change since Sep 14, 2026 · 1.75% APY · checked 7 times
Texas Dow Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.90%
4312 Town Center Dr, Fort Worth, TX 76115
3 Month Standard CD
$0
1.75%
▼ 0.75% below Texas avg
▼
Rate1.74%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Texas Average2.50%▼ 0.75% below avgNationally 2.09%
Details
Rate History
No change since Sep 14, 2026 · 1.75% APY · checked 7 times
Texas Dow Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.90%
4312 Town Center Dr, Fort Worth, TX 76115
Kids Club and Teens CDs - 3 months
$0
1.75%
▼ 0.75% below Texas avg
▼
Rate1.74%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Texas Average2.50%▼ 0.75% below avgNationally 2.09%
Details
Rate History
No change since Sep 14, 2026 · 1.75% APY · checked 7 times
Texas Dow Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.90%
4312 Town Center Dr, Fort Worth, TX 76115
Standard CDs - 3 months
$0
1.75%
▼ 0.75% below Texas avg
▼
Rate1.74%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Texas Average2.50%▼ 0.75% below avgNationally 2.09%
Details
Rate History
No change since Sep 14, 2026 · 1.75% APY · checked 2 times
Navy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.14%
1765 Military Pkwy, Fort Worth, TX 76127
Short-Term Certificate (Share, IRA, ESA) - 3 Months
$0
1.55%
▼ 0.95% below Texas avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Texas Average2.50%▼ 0.95% below avgNationally 2.09%
Details
$100K Minimum APY tier; Rates as of Oct 13, 2026 ET; Dividends compounded daily, credited monthly; Penalties apply for early withdrawals
Rate History
No change since Oct 14, 2026 · 1.55% APY
Navy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.14%
1765 Military Pkwy, Fort Worth, TX 76127
Short-Term Certificate (Share, IRA, ESA) - 3 Months
$0
1.50%
▼ 1.00% below Texas avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Texas Average2.50%▼ 1.00% below avgNationally 2.09%
Details
$1K Minimum APY tier; Rates as of Oct 13, 2026 ET; Dividends compounded daily, credited monthly; Penalties apply for early withdrawals
Rate History
No change since Oct 14, 2026 · 1.50% APY
First Command Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.36%
1 Firstcomm Plz, Fort Worth, TX 76109
90 Day Certificates of Deposit (CDs)
$0
0.30%
▼ 2.20% below Texas avg
▼
Rate0.30%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Texas Average2.50%▼ 2.20% below avgNationally 2.09%
Details
Balance: $1,000 - $99,999.99
Rate History
No change since Oct 7, 2026 · 0.30% APY · checked 2 times
Wells Fargo
Institution Rating:
A+5.0 ★Texas Ratio: 5.36%
200 Ne 28th St, Fort Worth, TX 76164
3 month Standard Fixed Rate CD - Relationship
$2,500
0.06%
▼ 2.44% below Texas avg
▼
Rate0.06%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Texas Average2.50%▼ 2.44% below avgNationally 2.09%
Details
Relationship Interest Rate; Balance: $0 - $4,999.99; Early withdrawal penalties may apply; California Bay Area counties branches only
Rate History
No change since Sep 27, 2026 · 0.06% APY · checked 3 times
BOK Financial
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
5909 Camp Bowie Blvd, Fort Worth, TX 76107
90 Day Standard CD Products
$1,000
0.06%
▼ 2.44% below Texas avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Texas Average2.50%▼ 2.44% below avgNationally 2.09%
Details
Balance: $100,000 or more; $1,000 opening deposit required
Rate History
No change since Sep 18, 2026 · 0.06% APY · checked 5 times
Wells Fargo
Institution Rating:
A+5.0 ★Texas Ratio: 5.36%
200 Ne 28th St, Fort Worth, TX 76164
3 month Standard Fixed Rate CD
$2,500
0.05%
▼ 2.45% below Texas avg
▼
Rate0.05%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Texas Average2.50%▼ 2.45% below avgNationally 2.09%
Details
Balance: $0 - $4,999.99; Early withdrawal penalties may apply; California Bay Area counties branches only
Rate History
No change since Sep 14, 2026 · 0.05% APY · checked 4 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
4500 Mercantile Plaza Dr, Fort Worth, TX 76137
3 Month Certificate of Deposit
$0
0.03%
▼ 2.47% below Texas avg
▼
Rate0.03%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Texas Average2.50%▼ 2.47% below avgNationally 2.09%
Details
Balance: $25,000.00 and above; Standard Rates
Rate History
No change since Oct 2, 2026 · 0.03% APY · checked 4 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
4500 Mercantile Plaza Dr, Fort Worth, TX 76137
3 Month Certificate of Deposit
$0
0.02%
▼ 2.48% below Texas avg
▼
Rate0.02%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Texas Average2.50%▼ 2.48% below avgNationally 2.09%
Details
Balance: $1,000.00 - $24,999.99; Standard Rates
Rate History
No change since Oct 2, 2026 · 0.02% APY · checked 4 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
4500 Mercantile Plaza Dr, Fort Worth, TX 76137
3 Month Certificate of Deposit
$0
0.01%
▼ 2.49% below Texas avg
▼
Rate0.01%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Texas Average2.50%▼ 2.49% below avgNationally 2.09%
Details
Balance: $1.00 - $999.99; Standard Rates
Rate History
No change since Oct 2, 2026 · 0.01% APY · checked 4 times
Austin Capital Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.96%
3 Month CD
$1,000
4.58%
▲ 2.08% above Texas avg
▼
Rate4.50%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Texas Average2.50%▲ 2.08% above avgNationally 2.09%
Details
APY = Annual Percentage Yield. *Assumes no compounding, interest paid annually or at maturity.
Rate History
1 change since Sep 14, 2026 · 4.32% → 4.58% ▲ 0.26 pts · high 4.58% / low 4.32%
- Oct 7, 20264.58%▲ from 4.32%
- Sep 14, 20264.32%first recorded
Gulf Capital Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.09%
90 Day Jumbo Certificate of Deposit
$0
4.44%
▲ 1.94% above Texas avg
▼
Rate4.35%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Texas Average2.50%▲ 1.94% above avgNationally 2.09%
Details
Rate History
No change since Oct 8, 2026 · 4.44% APY · checked 2 times
First Community Credit Union Houston, TX
Institution Rating:
A+5.0 ★Texas Ratio: 3.58%
3 Month Business CD
$5,000
4.30%
▲ 1.80% above Texas avg
▼
RateN/A
Min Deposit$5,000
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Texas Average2.50%▲ 1.80% above avgNationally 2.09%
Details
Balance: $1,000,000.00 and over
Rate History
No change since Oct 13, 2026 · 4.30% APY
Synergy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.39%
IRA Certificates (3 months)
$250,001
4.23%
▲ 1.73% above Texas avg
▼
Rate4.15%
Min Deposit$250,001
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Texas Average2.50%▲ 1.73% above avgNationally 2.09%
Details
IRA Certificate; minimum deposit tier $250,001
Rate History
1 change since Sep 14, 2026 · 3.97% → 4.23% ▲ 0.26 pts · high 4.23% / low 3.97%
- Sep 21, 20264.23%▲ from 3.97%
- Sep 14, 20263.97%first recorded
First Community Credit Union Houston, TX
Institution Rating:
A+5.0 ★Texas Ratio: 3.58%
3 Month Business CD
$5,000
4.20%
▲ 1.70% above Texas avg
▼
RateN/A
Min Deposit$5,000
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Texas Average2.50%▲ 1.70% above avgNationally 2.09%
Details
Balance: $250,000.00 - $999,999.99
Rate History
No change since Oct 13, 2026 · 4.20% APY
Synergy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.39%
IRA Certificates (3 months)
$100,001
4.18%
▲ 1.68% above Texas avg
▼
Rate4.10%
Min Deposit$100,001
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Texas Average2.50%▲ 1.68% above avgNationally 2.09%
Details
IRA Certificate; minimum deposit tier $100,001
Rate History
1 change since Sep 14, 2026 · 3.97% → 4.18% ▲ 0.21 pts · high 4.18% / low 3.97%
- Sep 21, 20264.18%▲ from 3.97%
- Sep 14, 20263.97%first recorded
Synergy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.39%
3 Month Share Certificates
$250,001
4.13%
▲ 1.63% above Texas avg
▼
Rate4.05%
Min Deposit$250,001
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Texas Average2.50%▲ 1.63% above avgNationally 2.09%
Details
Balance tier starting at $250,001; Minimum Deposit column
Rate History
1 change since Sep 14, 2026 · 3.87% → 4.13% ▲ 0.26 pts · high 4.13% / low 3.87%
- Sep 21, 20264.13%▲ from 3.87%
- Sep 14, 20263.87%first recorded
Synergy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.39%
IRA Certificates (3 months)
$50,001
4.13%
▲ 1.63% above Texas avg
▼
Rate4.05%
Min Deposit$50,001
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Texas Average2.50%▲ 1.63% above avgNationally 2.09%
Details
IRA Certificate; minimum deposit tier $50,001
Rate History
1 change since Sep 14, 2026 · 3.97% → 4.13% ▲ 0.16 pts · high 4.13% / low 3.97%
- Sep 21, 20264.13%▲ from 3.97%
- Sep 14, 20263.97%first recorded
Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.16%
3 Month Momentum Share Certificate
$0
4.13%
▲ 1.63% above Texas avg
▼
Rate4.05%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Texas Average2.50%▲ 1.63% above avgNationally 2.09%
Details
Special; Balance: $1000.00 - $49,999.99
Rate History
No change since Oct 13, 2026 · 4.13% APY
First Community Credit Union Houston, TX
Institution Rating:
A+5.0 ★Texas Ratio: 3.58%
3 Month Business CD
$5,000
4.10%
▲ 1.60% above Texas avg
▼
RateN/A
Min Deposit$5,000
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Texas Average2.50%▲ 1.60% above avgNationally 2.09%
Details
Balance: $100,000.00 - $249,999.99
Rate History
No change since Oct 13, 2026 · 4.10% APY
InTouch Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.58%
3-Month HYRC Certificate
$0
4.10%
▲ 1.60% above Texas avg
▼
Rate4.02%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Texas Average2.50%▲ 1.60% above avgNationally 2.09%
Details
High-Yield Rewards Checking Account required
Rate History
1 change since Sep 18, 2026 · 4.00% → 4.10% ▲ 0.10 pts · high 4.10% / low 4.00%
- Sep 27, 20264.10%▲ from 4.00%
- Sep 18, 20264.00%first recorded
National Police Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.12%
Share Certificates - 3 Months
$500
4.08%
▲ 1.58% above Texas avg
▼
Rate4.00%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Texas Average2.50%▲ 1.58% above avgNationally 2.09%
Details
Non-Compounding Certificates available
Rate History
1 change since Sep 16, 2026 · 3.72% → 4.08% ▲ 0.36 pts · high 4.08% / low 3.72%
- Oct 8, 20264.08%▲ from 3.72%
- Sep 16, 20263.72%first recorded
Synergy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.39%
3 Month Share Certificates
$100,001
4.07%
▲ 1.57% above Texas avg
▼
Rate4.00%
Min Deposit$100,001
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Texas Average2.50%▲ 1.57% above avgNationally 2.09%
Details
Balance tier starting at $100,001; Minimum Deposit column
Rate History
1 change since Sep 14, 2026 · 3.87% → 4.07% ▲ 0.20 pts · high 4.07% / low 3.87%
- Sep 21, 20264.07%▲ from 3.87%
- Sep 14, 20263.87%first recorded
Synergy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.39%
IRA Certificates (3 months)
$1,000
4.07%
▲ 1.57% above Texas avg
▼
Rate4.00%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Texas Average2.50%▲ 1.57% above avgNationally 2.09%
Details
IRA Certificate; minimum deposit tier $1,000
Rate History
1 change since Sep 14, 2026 · 3.97% → 4.07% ▲ 0.10 pts · high 4.07% / low 3.97%
- Sep 21, 20264.07%▲ from 3.97%
- Sep 14, 20263.97%first recorded
Synergy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.39%
3 Month Share Certificates
$50,001
4.02%
▲ 1.52% above Texas avg
▼
Rate3.95%
Min Deposit$50,001
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Texas Average2.50%▲ 1.52% above avgNationally 2.09%
Details
Balance tier starting at $50,001; Minimum Deposit column
Rate History
1 change since Sep 14, 2026 · 3.87% → 4.02% ▲ 0.15 pts · high 4.02% / low 3.87%
- Sep 21, 20264.02%▲ from 3.87%
- Sep 14, 20263.87%first recorded
Fort Worth 6 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
EECU Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.73%
1617 W 7th St, Fort Worth, TX 76102
Jumbo CD - 6 Months
$50,000
4.15%
▲ 0.90% above Texas avg
▼
Rate4.07%
Min Deposit$50,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Texas Average3.25%▲ 0.90% above avgNationally 2.77%
Details
Jumbo CD; interest compounded and credited monthly; penalty for early withdrawal
Rate History
2 changes since Sep 14, 2026 · 3.95% → 4.15% ▲ 0.20 pts · high 4.15% / low 3.95%
- Oct 14, 20264.15%▲ from 4.11%
- Sep 22, 20264.11%▲ from 3.95%
- Sep 14, 20263.95%first recorded
Ciera Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.39%
1501 Summit Ave, Fort Worth, TX 76102
Certificate of Deposit - 180 Day
$1,000
4.05%
▲ 0.80% above Texas avg
▼
Rate4.01%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Texas Average3.25%▲ 0.80% above avgNationally 2.77%
Details
Compounded:; Credited: At Maturity
Rate History
No change since Oct 14, 2026 · 4.05% APY
EECU Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.73%
1617 W 7th St, Fort Worth, TX 76102
Standard CD - 6 Months
$1,000
4.04%
▲ 0.79% above Texas avg
▼
Rate3.97%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Texas Average3.25%▲ 0.79% above avgNationally 2.77%
Details
Interest paid monthly; interest compounded and credited monthly; penalty for early withdrawal
Rate History
2 changes since Sep 14, 2026 · 3.85% → 4.04% ▲ 0.19 pts · high 4.04% / low 3.85%
- Oct 14, 20264.04%▲ from 4.00%
- Sep 22, 20264.00%▲ from 3.85%
- Sep 14, 20263.85%first recorded
Colonial Savings, F.A.
Institution Rating:
A+5.0 ★Texas Ratio: 0.06%
2626d West Freeway, Fort Worth, TX 76102
6 Month Certificate of Deposit
$0
4.03%
▲ 0.78% above Texas avg
▼
Rate3.96%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Texas Average3.25%▲ 0.78% above avgNationally 2.77%
Details
Rate History
No change since Sep 14, 2026 · 4.03% APY · checked 7 times
Colonial Savings, F.A.
Institution Rating:
A+5.0 ★Texas Ratio: 0.06%
2626d West Freeway, Fort Worth, TX 76102
6 Month Jumbo Certificate of Deposit
$0
4.03%
▲ 0.78% above Texas avg
▼
Rate3.96%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Texas Average3.25%▲ 0.78% above avgNationally 2.77%
Details
Rate History
No change since Sep 14, 2026 · 4.03% APY · checked 6 times
Amarillo National Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.89%
4501 Camp Bowie Blvd, Fort Worth, TX 76107
6 Month Certificate of Deposit
$1,000
4.00%
▲ 0.75% above Texas avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Texas Average3.25%▲ 0.75% above avgNationally 2.77%
Details
Interest rates stated in annual percentage yield; Penalty for early withdrawal
Rate History
1 change since Sep 18, 2026 · 3.60% → 4.00% ▲ 0.40 pts · high 4.00% / low 3.60%
- Oct 2, 20264.00%▲ from 3.60%
- Sep 18, 20263.60%first recorded
Amarillo National Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.89%
4501 Camp Bowie Blvd, Fort Worth, TX 76107
Certificate of Deposit - 6 Months
$0
4.00%
▲ 0.75% above Texas avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Texas Average3.25%▲ 0.75% above avgNationally 2.77%
Details
Balance: Over $1 Million
Rate History
2 changes since Sep 14, 2026 · 3.40% → 4.00% ▲ 0.60 pts · high 4.00% / low 3.40%
- Oct 2, 20264.00%▲ from 3.60%
- Sep 18, 20263.60%▲ from 3.40%
- Sep 14, 20263.40%first recorded
Colonial Savings, F.A.
Institution Rating:
A+5.0 ★Texas Ratio: 0.06%
2626d West Freeway, Fort Worth, TX 76102
6 Month Fixed Rate CD
$0
4.00%
▲ 0.75% above Texas avg
▼
Rate3.96%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Texas Average3.25%▲ 0.75% above avgNationally 2.77%
Details
Rate History
No change since Oct 8, 2026 · 4.00% APY · checked 2 times
Carter Federal Credit Union
Institution Rating:
C-3.8 ★Texas Ratio: 29.75%
603 S Adams St Ste 10A, Fort Worth, TX 76104 3023
6 Month Share Certificate/IRA Share Certificate
$1,000
4.00%
▲ 0.75% above Texas avg
▼
Rate3.93%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Texas Average3.25%▲ 0.75% above avgNationally 2.77%
Details
Minimum opening deposit is $1,000; Rates effective as of 10/6/2026
Rate History
No change since Oct 12, 2026 · 4.00% APY
FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.13%
2421 Westport Pkwy Ste 1300, Fort Worth, TX 76177 5311
6 Month Share Certificate
$0
4.00%
▲ 0.75% above Texas avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Texas Average3.25%▲ 0.75% above avgNationally 2.77%
Details
Balance: $50,000 & up; Dividends Paid Monthly
Rate History
No change since Sep 18, 2026 · 4.00% APY · checked 6 times
Fort Worth City Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.14%
2309 Montgomery St, Fort Worth, TX 76107 4520
6-Month IRA Share CD
$0
3.97%
▲ 0.72% above Texas avg
▼
Rate3.90%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Texas Average3.25%▲ 0.72% above avgNationally 2.77%
Details
IRA Certificate of Deposit
Rate History
1 change since Sep 14, 2026 · 3.61% → 3.97% ▲ 0.36 pts · high 3.97% / low 3.61%
- Oct 10, 20263.97%▲ from 3.61%
- Sep 14, 20263.61%first recorded
Fort Worth City Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.14%
2309 Montgomery St, Fort Worth, TX 76107 4520
6-Month Jumbo Share CD
$0
3.97%
▲ 0.72% above Texas avg
▼
Rate3.90%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Texas Average3.25%▲ 0.72% above avgNationally 2.77%
Details
Balance: $95K and over; Jumbo Certificate of Deposit
Rate History
1 change since Sep 22, 2026 · 3.61% → 3.97% ▲ 0.36 pts · high 3.97% / low 3.61%
- Oct 10, 20263.97%▲ from 3.61%
- Sep 22, 20263.61%first recorded
Fort Worth City Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.14%
2309 Montgomery St, Fort Worth, TX 76107 4520
6-Month Junior Jumbo Share CD
$0
3.92%
▲ 0.67% above Texas avg
▼
Rate3.85%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Texas Average3.25%▲ 0.67% above avgNationally 2.77%
Details
Balance: $50K - $95K; Junior Jumbo Certificate of Deposit
Rate History
1 change since Sep 22, 2026 · 3.56% → 3.92% ▲ 0.36 pts · high 3.92% / low 3.56%
- Oct 10, 20263.92%▲ from 3.56%
- Sep 22, 20263.56%first recorded
Susser Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.02%
4200 S Hulen St, Fort Worth, TX 76109
Certificates of Deposit (CD) - 6-Month
$0
3.90%
▲ 0.65% above Texas avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Texas Average3.25%▲ 0.65% above avgNationally 2.77%
Details
Rates guaranteed until maturity; Certificates of deposit above $250,000.00 will earn a reduced rate
Rate History
No change since Sep 14, 2026 · 3.90% APY · checked 2 times
Bask Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.64%
300 Throckmorton St, Fort Worth, TX 76102
Bask 6-month CD
$1,000
3.90%
▲ 0.65% above Texas avg
▼
Rate3.82%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Texas Average3.25%▲ 0.65% above avgNationally 2.77%
Details
Must be funded with a minimum deposit of $1,000 within 10 business days of account opening; Interest calculated and accrued daily; Penalty may be incurred for withdrawal prior to maturity
Rate History
No change since Sep 24, 2026 · 3.90% APY · checked 6 times
Bask Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.64%
300 Throckmorton St, Fort Worth, TX 76102
Certificate of Deposit - 6 Months
$1,000
3.90%
▲ 0.65% above Texas avg
▼
Rate3.82%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Texas Average3.25%▲ 0.65% above avgNationally 2.77%
Details
Open Account
Rate History
No change since Sep 24, 2026 · 3.90% APY · checked 6 times
Fort Worth City Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.14%
2309 Montgomery St, Fort Worth, TX 76107 4520
6-Month Share CD
$0
3.87%
▲ 0.62% above Texas avg
▼
Rate3.80%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Texas Average3.25%▲ 0.62% above avgNationally 2.77%
Details
Rate History
1 change since Sep 14, 2026 · 3.51% → 3.87% ▲ 0.36 pts · high 3.87% / low 3.51%
- Oct 10, 20263.87%▲ from 3.51%
- Sep 14, 20263.51%first recorded
Alcon Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.20%
6201 South Fwy, Fort Worth, TX 76134
6 Month Share Certificate - Jumbo Term
$0
3.81%
▲ 0.56% above Texas avg
▼
Rate3.74%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Texas Average3.25%▲ 0.56% above avgNationally 2.77%
Details
Balance: $95,000 - $249,999.99
Rate History
No change since Oct 13, 2026 · 3.81% APY
Texas Capital Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.64%
300 Throckmorton St, Fort Worth, TX 76102
180 Day Star Certificate of Deposit
$1,000
3.80%
▲ 0.55% above Texas avg
▼
Rate3.73%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Texas Average3.25%▲ 0.55% above avgNationally 2.77%
Details
Fixed rate; $1,000 minimum deposit to open; personal accounts only; interest accrued daily and paid monthly
Rate History
No change since Sep 18, 2026 · 3.80% APY · checked 5 times
Texas Capital Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.64%
300 Throckmorton St, Fort Worth, TX 76102
Star Certificate of Deposit - 180 Days
$1,000
3.80%
▲ 0.55% above Texas avg
▼
Rate3.73%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Texas Average3.25%▲ 0.55% above avgNationally 2.77%
Details
Open Account
Rate History
No change since Sep 18, 2026 · 3.80% APY · checked 7 times
Alcon Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.20%
6201 South Fwy, Fort Worth, TX 76134
6 Month Share Certificate - Mini Jumbo
$0
3.77%
▲ 0.52% above Texas avg
▼
Rate3.70%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Texas Average3.25%▲ 0.52% above avgNationally 2.77%
Details
Balance: $50,000 - $94,999.99
Rate History
No change since Oct 13, 2026 · 3.77% APY
Ciera Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.39%
1501 Summit Ave, Fort Worth, TX 76102
IRA 180 Day
$100
3.70%
▲ 0.45% above Texas avg
▼
Rate3.67%
Min Deposit$100
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Texas Average3.25%▲ 0.45% above avgNationally 2.77%
Details
Compounded:; Credited: At Maturity
Rate History
No change since Oct 14, 2026 · 3.70% APY
Natural Resources Conservation Service Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.93%
501 W Felix St Bldg 24, Fort Worth, TX 76115 3404
Term Share Certificate - 6 Months
$0
3.70%
▲ 0.45% above Texas avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Texas Average3.25%▲ 0.45% above avgNationally 2.77%
Details
Balance: $50,000.00+; New Member/New Money
Rate History
1 change since Sep 16, 2026 · 3.61% → 3.70% ▲ 0.09 pts · high 3.70% / low 3.61%
- Sep 25, 20263.70%▲ from 3.61%
- Sep 16, 20263.61%first recorded
Alcon Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.20%
6201 South Fwy, Fort Worth, TX 76134
6 Month Certificate Special
$0
3.67%
▲ 0.42% above Texas avg
▼
Rate3.60%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Texas Average3.25%▲ 0.42% above avgNationally 2.77%
Details
6 month special; Balance: $500.00 and over
Rate History
No change since Sep 14, 2026 · 3.67% APY · checked 5 times
Alcon Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.20%
6201 South Fwy, Fort Worth, TX 76134
6 Month Share Certificate
$0
3.67%
▲ 0.42% above Texas avg
▼
Rate3.60%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Texas Average3.25%▲ 0.42% above avgNationally 2.77%
Details
Balance: $500 - $4,999.99
Rate History
No change since Sep 18, 2026 · 3.67% APY · checked 7 times
Simmons Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.33%
4100 International Plz, Fort Worth, TX 76109
6-month CD
$50,000
3.65%
▲ 0.40% above Texas avg
▼
RateN/A
Min Deposit$50,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Texas Average3.25%▲ 0.40% above avgNationally 2.77%
Details
Balance: $50,000 - $250,000 New Money; Open now or in branch; Take advantage of our highest CD rate
Rate History
No change since Sep 24, 2026 · 3.65% APY · checked 4 times
Southside Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.90%
1320 S University Dr, Fort Worth, TX 76107
6 Month CD
$100,000
3.65%
▲ 0.40% above Texas avg
▼
Rate3.60%
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Texas Average3.25%▲ 0.40% above avgNationally 2.77%
Details
Certificates of Deposit ($100,000 or above); Must maintain a minimum balance of $100,000 to obtain the disclosed APY; penalty may be imposed for early withdrawal
Rate History
No change since Sep 14, 2026 · 3.65% APY · checked 8 times
Natural Resources Conservation Service Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.93%
501 W Felix St Bldg 24, Fort Worth, TX 76115 3404
Term Share Certificate - 6 Months
$0
3.61%
▲ 0.36% above Texas avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Texas Average3.25%▲ 0.36% above avgNationally 2.77%
Details
Balance: $50,000.00+; Current
Rate History
No change since Sep 16, 2026 · 3.61% APY · checked 4 times
Worth Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.68%
819 Taylor St, Fort Worth, TX 76102 6105
6 Month Term Share Certificates
$0
3.61%
▲ 0.36% above Texas avg
▼
Rate3.55%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Texas Average3.25%▲ 0.36% above avgNationally 2.77%
Details
Balance: $95,000 and over; Tier 4; Compounding/Paid: Daily/Monthly; Term shown with asterisk on source
Rate History
No change since Sep 14, 2026 · 3.61% APY · checked 7 times
Worth Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.68%
819 Taylor St, Fort Worth, TX 76102 6105
Term Share Certificate - 6 Months
$0
3.61%
▲ 0.36% above Texas avg
▼
Rate3.55%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Texas Average3.25%▲ 0.36% above avgNationally 2.77%
Details
Balance: $95,000; Compounding/Paid: Daily/Monthly
Rate History
No change since Oct 1, 2026 · 3.61% APY · checked 2 times
Frost Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
3000 S Hulen St, Fort Worth, TX 76109
180 Day Certificate of Deposit
$0
3.60%
▲ 0.35% above Texas avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Texas Average3.25%▲ 0.35% above avgNationally 2.77%
Details
Balance: $100,000.00 and over
Rate History
2 changes since Sep 18, 2026 · 3.10% → 3.60% ▲ 0.50 pts · high 3.60% / low 3.10%
- Oct 2, 20263.60%▲ from 3.50%
- Sep 24, 20263.50%▲ from 3.10%
- Sep 18, 20263.10%first recorded
Frost Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
3000 S Hulen St, Fort Worth, TX 76109
180 Day Frost Business Certificate of Deposit
$1,000
3.60%
▲ 0.35% above Texas avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Texas Average3.25%▲ 0.35% above avgNationally 2.77%
Details
Balance: $100,000 and over
Rate History
No change since Oct 14, 2026 · 3.60% APY
Natural Resources Conservation Service Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.93%
501 W Felix St Bldg 24, Fort Worth, TX 76115 3404
Term Share Certificate - 6 Months
$0
3.60%
▲ 0.35% above Texas avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Texas Average3.25%▲ 0.35% above avgNationally 2.77%
Details
Balance: $25,000.00-$49,999.00; New Member/New Money
Rate History
1 change since Sep 16, 2026 · 3.61% → 3.60% ▼ 0.01 pts · high 3.61% / low 3.60%
- Sep 25, 20263.60%▼ from 3.61%
- Sep 16, 20263.61%first recorded
Texas Dow Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.90%
4312 Town Center Dr, Fort Worth, TX 76115
6 Month Elements CD
$0
3.60%
▲ 0.35% above Texas avg
▼
Rate3.54%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Texas Average3.25%▲ 0.35% above avgNationally 2.77%
Details
Rate History
No change since Sep 18, 2026 · 3.60% APY · checked 6 times
Texas Dow Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.90%
4312 Town Center Dr, Fort Worth, TX 76115
6 Month IRA CD
$0
3.60%
▲ 0.35% above Texas avg
▼
Rate3.54%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Texas Average3.25%▲ 0.35% above avgNationally 2.77%
Details
Rate History
No change since Sep 18, 2026 · 3.60% APY · checked 6 times
Texas Dow Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.90%
4312 Town Center Dr, Fort Worth, TX 76115
6 Month Kids Club and Teens CD
$0
3.60%
▲ 0.35% above Texas avg
▼
Rate3.54%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Texas Average3.25%▲ 0.35% above avgNationally 2.77%
Details
Rate History
1 change since Sep 14, 2026 · 2.25% → 3.60% ▲ 1.35 pts · high 3.60% / low 2.25%
- Sep 18, 20263.60%▲ from 2.25%
- Sep 14, 20262.25%first recorded
Texas Dow Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.90%
4312 Town Center Dr, Fort Worth, TX 76115
6 Month Kids Club CD
$0
3.60%
▲ 0.35% above Texas avg
▼
Rate3.54%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Texas Average3.25%▲ 0.35% above avgNationally 2.77%
Details
Rate History
1 change since Sep 14, 2026 · 2.25% → 3.60% ▲ 1.35 pts · high 3.60% / low 2.25%
- Sep 18, 20263.60%▲ from 2.25%
- Sep 14, 20262.25%first recorded
Texas Dow Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.90%
4312 Town Center Dr, Fort Worth, TX 76115
6 Month Standard CD
$0
3.60%
▲ 0.35% above Texas avg
▼
Rate3.54%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Texas Average3.25%▲ 0.35% above avgNationally 2.77%
Details
Rate History
1 change since Sep 14, 2026 · 2.25% → 3.60% ▲ 1.35 pts · high 3.60% / low 2.25%
- Sep 18, 20263.60%▲ from 2.25%
- Sep 14, 20262.25%first recorded
Texas Dow Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.90%
4312 Town Center Dr, Fort Worth, TX 76115
Kids Club and Teens CDs - 6 months
$0
3.60%
▲ 0.35% above Texas avg
▼
Rate3.54%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Texas Average3.25%▲ 0.35% above avgNationally 2.77%
Details
Rate History
1 change since Sep 14, 2026 · 2.25% → 3.60% ▲ 1.35 pts · high 3.60% / low 2.25%
- Sep 18, 20263.60%▲ from 2.25%
- Sep 14, 20262.25%first recorded
Texas Dow Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.90%
4312 Town Center Dr, Fort Worth, TX 76115
Standard CDs - 6 months
$0
3.60%
▲ 0.35% above Texas avg
▼
Rate3.54%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Texas Average3.25%▲ 0.35% above avgNationally 2.77%
Details
Rate History
1 change since Sep 14, 2026 · 2.25% → 3.60% ▲ 1.35 pts · high 3.60% / low 2.25%
- Oct 9, 20263.60%▲ from 2.25%
- Sep 14, 20262.25%first recorded
Member Preferred Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.13%
340 S Blue Mound Rd Ste 342, Fort Worth, TX 76131 1051
6 Month Certificate
$0
3.56%
▲ 0.31% above Texas avg
▼
Rate3.50%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Texas Average3.25%▲ 0.31% above avgNationally 2.77%
Details
Rate History
No change since Oct 8, 2026 · 3.56% APY · checked 2 times
Worth Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.68%
819 Taylor St, Fort Worth, TX 76102 6105
6 Month Term Share Certificates
$0
3.56%
▲ 0.31% above Texas avg
▼
Rate3.50%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Texas Average3.25%▲ 0.31% above avgNationally 2.77%
Details
Balance: $50,000-$94,999; Tier 3; Compounding/Paid: Daily/Monthly; Term shown with asterisk on source
Rate History
No change since Sep 14, 2026 · 3.56% APY · checked 7 times
Worth Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.68%
819 Taylor St, Fort Worth, TX 76102 6105
Term Share Certificate - 6 Months
$0
3.56%
▲ 0.31% above Texas avg
▼
Rate3.50%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Texas Average3.25%▲ 0.31% above avgNationally 2.77%
Details
Balance: $50,000-$94,999; Compounding/Paid: Daily/Monthly
Rate History
No change since Oct 1, 2026 · 3.56% APY · checked 2 times
Natural Resources Conservation Service Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.93%
501 W Felix St Bldg 24, Fort Worth, TX 76115 3404
Term Share Certificate - 6 Months
$0
3.51%
▲ 0.26% above Texas avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Texas Average3.25%▲ 0.26% above avgNationally 2.77%
Details
Balance: $25,000.00-$49,999.00; Current
Rate History
No change since Sep 16, 2026 · 3.51% APY · checked 4 times
Natural Resources Conservation Service Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.93%
501 W Felix St Bldg 24, Fort Worth, TX 76115 3404
Term Share Certificate - 6 Months
$0
3.50%
▲ 0.25% above Texas avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Texas Average3.25%▲ 0.25% above avgNationally 2.77%
Details
Balance: $10,000.00-$24,999.00; New Member/New Money
Rate History
1 change since Sep 16, 2026 · 3.51% → 3.50% ▼ 0.01 pts · high 3.51% / low 3.50%
- Sep 25, 20263.50%▼ from 3.51%
- Sep 16, 20263.51%first recorded
Natural Resources Conservation Service Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.93%
501 W Felix St Bldg 24, Fort Worth, TX 76115 3404
Term Share Certificate - 6 Months
$0
3.41%
▲ 0.16% above Texas avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Texas Average3.25%▲ 0.16% above avgNationally 2.77%
Details
Balance: $10,000.00-$24,999.00; Current
Rate History
No change since Sep 16, 2026 · 3.41% APY · checked 4 times
Trinity Bank, N.A.
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3500 W Vickery Blvd, Fort Worth, TX 76107
6 Months CD
$1,000
3.40%
▲ 0.15% above Texas avg
▼
Rate3.36%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Texas Average3.25%▲ 0.15% above avgNationally 2.77%
Details
A penalty may be imposed for early withdrawal
Rate History
No change since Sep 14, 2026 · 3.40% APY · checked 6 times
Trinity Bank, N.A.
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3500 W Vickery Blvd, Fort Worth, TX 76107
6 Months IRA
$1,000
3.40%
▲ 0.15% above Texas avg
▼
Rate3.36%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Texas Average3.25%▲ 0.15% above avgNationally 2.77%
Details
A penalty may be imposed for early withdrawal
Rate History
No change since Sep 14, 2026 · 3.40% APY · checked 6 times
Natural Resources Conservation Service Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.93%
501 W Felix St Bldg 24, Fort Worth, TX 76115 3404
Term Share Certificate - 6 Months
$0
3.39%
▲ 0.14% above Texas avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Texas Average3.25%▲ 0.14% above avgNationally 2.77%
Details
Balance: $5,000.00-$9,999.00; New Member/New Money
Rate History
1 change since Sep 16, 2026 · 3.41% → 3.39% ▼ 0.02 pts · high 3.41% / low 3.39%
- Sep 25, 20263.39%▼ from 3.41%
- Sep 16, 20263.41%first recorded
Natural Resources Conservation Service Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.93%
501 W Felix St Bldg 24, Fort Worth, TX 76115 3404
Term Share Certificate - 6 Months
$0
3.30%
▲ 0.05% above Texas avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Texas Average3.25%▲ 0.05% above avgNationally 2.77%
Details
Balance: $5,000.00-$9,999.00; Current
Rate History
No change since Sep 16, 2026 · 3.30% APY · checked 4 times
Fort Worth 12 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Navy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.14%
1765 Military Pkwy, Fort Worth, TX 76127
12 Month Special EasyStart Certificate
$50
4.35%
▲ 0.97% above Texas avg
▼
Rate4.26%
Min Deposit$50
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Texas Average3.38%▲ 0.97% above avgNationally 2.99%
Details
Rate History
No change since Sep 30, 2026 · 4.35% APY · checked 5 times
Bask Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.64%
300 Throckmorton St, Fort Worth, TX 76102
Bask 12-month CD
$1,000
4.35%
▲ 0.97% above Texas avg
▼
Rate4.26%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Texas Average3.38%▲ 0.97% above avgNationally 2.99%
Details
Must be funded with a minimum deposit of $1,000 within 10 business days of account opening; Interest calculated and accrued daily; Penalty may be incurred for withdrawal prior to maturity
Rate History
No change since Sep 24, 2026 · 4.35% APY · checked 6 times
EECU Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.73%
1617 W 7th St, Fort Worth, TX 76102
Jumbo CD - 12 Months
$50,000
4.30%
▲ 0.92% above Texas avg
▼
Rate4.22%
Min Deposit$50,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Texas Average3.38%▲ 0.92% above avgNationally 2.99%
Details
Jumbo CD; interest compounded and credited monthly; penalty for early withdrawal
Rate History
2 changes since Sep 14, 2026 · 4.11% → 4.30% ▲ 0.19 pts · high 4.30% / low 4.11%
- Oct 14, 20264.30%▲ from 4.20%
- Sep 22, 20264.20%▲ from 4.11%
- Sep 14, 20264.11%first recorded
Texas Capital Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.64%
300 Throckmorton St, Fort Worth, TX 76102
12 Month Star Certificate of Deposit
$1,000
4.20%
▲ 0.82% above Texas avg
▼
Rate4.11%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Texas Average3.38%▲ 0.82% above avgNationally 2.99%
Details
Fixed rate; $1,000 minimum deposit to open; personal accounts only; interest accrued daily and paid monthly
Rate History
No change since Sep 18, 2026 · 4.20% APY · checked 5 times
EECU Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.73%
1617 W 7th St, Fort Worth, TX 76102
Standard CD - 12 Months
$1,000
4.20%
▲ 0.82% above Texas avg
▼
Rate4.12%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Texas Average3.38%▲ 0.82% above avgNationally 2.99%
Details
Interest paid monthly; interest compounded and credited monthly; penalty for early withdrawal
Rate History
2 changes since Sep 14, 2026 · 4.00% → 4.20% ▲ 0.20 pts · high 4.20% / low 4.00%
- Oct 14, 20264.20%▲ from 4.10%
- Sep 22, 20264.10%▲ from 4.00%
- Sep 14, 20264.00%first recorded
Fort Worth City Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.14%
2309 Montgomery St, Fort Worth, TX 76107 4520
12-Month IRA Share CD
$0
4.13%
▲ 0.75% above Texas avg
▼
Rate4.05%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Texas Average3.38%▲ 0.75% above avgNationally 2.99%
Details
IRA Certificate of Deposit
Rate History
1 change since Sep 14, 2026 · 3.67% → 4.13% ▲ 0.46 pts · high 4.13% / low 3.67%
- Oct 10, 20264.13%▲ from 3.67%
- Sep 14, 20263.67%first recorded
Fort Worth City Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.14%
2309 Montgomery St, Fort Worth, TX 76107 4520
12-Month Jumbo Share CD
$0
4.13%
▲ 0.75% above Texas avg
▼
Rate4.05%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Texas Average3.38%▲ 0.75% above avgNationally 2.99%
Details
Balance: $95K and over; Jumbo Certificate of Deposit
Rate History
1 change since Sep 22, 2026 · 3.67% → 4.13% ▲ 0.46 pts · high 4.13% / low 3.67%
- Oct 10, 20264.13%▲ from 3.67%
- Sep 22, 20263.67%first recorded
Navy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.14%
1765 Military Pkwy, Fort Worth, TX 76127
Short-Term Certificate (Share, IRA, ESA) - 12 Months
$0
4.10%
▲ 0.72% above Texas avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Texas Average3.38%▲ 0.72% above avgNationally 2.99%
Details
$100K Minimum APY tier; Rates as of Oct 13, 2026 ET; Dividends compounded daily, credited monthly; Penalties apply for early withdrawals
Rate History
No change since Oct 14, 2026 · 4.10% APY
Ciera Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.39%
1501 Summit Ave, Fort Worth, TX 76102
Certificate of Deposit - 12 Month
$1,000
4.10%
▲ 0.72% above Texas avg
▼
Rate4.04%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Texas Average3.38%▲ 0.72% above avgNationally 2.99%
Details
Compounded: Quarterly; Credited: Quarterly
Rate History
No change since Oct 14, 2026 · 4.10% APY
Carter Federal Credit Union
Institution Rating:
C-3.8 ★Texas Ratio: 29.75%
603 S Adams St Ste 10A, Fort Worth, TX 76104 3023
12 Month Share Certificate/IRA Share Certificate
$1,000
4.10%
▲ 0.72% above Texas avg
▼
Rate4.02%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Texas Average3.38%▲ 0.72% above avgNationally 2.99%
Details
Minimum opening deposit is $1,000; Rates effective as of 10/6/2026
Rate History
No change since Oct 12, 2026 · 4.10% APY
EECU Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.73%
1617 W 7th St, Fort Worth, TX 76102
12 Month Bump Rate CD
$5,000
4.09%
▲ 0.71% above Texas avg
▼
Rate4.02%
Min Deposit$5,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Texas Average3.38%▲ 0.71% above avgNationally 2.99%
Details
Bump Rate CDs; Rate may not be bumped until six months after the open date of the CD; Interest compounded monthly and credited monthly; penalty for early withdrawal
Rate History
2 changes since Sep 18, 2026 · 3.90% → 4.09% ▲ 0.19 pts · high 4.09% / low 3.90%
- Oct 14, 20264.09%▲ from 4.00%
- Sep 22, 20264.00%▲ from 3.90%
- Sep 18, 20263.90%first recorded
Worth Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.68%
819 Taylor St, Fort Worth, TX 76102 6105
12 Month IRA Term Share Certificates
$1,000
4.08%
▲ 0.70% above Texas avg
▼
Rate4.00%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Texas Average3.38%▲ 0.70% above avgNationally 2.99%
Details
Compounding/Paid: Daily/Quarterly
Rate History
1 change since Sep 18, 2026 · 3.67% → 4.08% ▲ 0.41 pts · high 4.08% / low 3.67%
- Oct 10, 20264.08%▲ from 3.67%
- Sep 18, 20263.67%first recorded
Worth Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.68%
819 Taylor St, Fort Worth, TX 76102 6105
12 Month Term Share Certificates
$0
4.08%
▲ 0.70% above Texas avg
▼
Rate4.00%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Texas Average3.38%▲ 0.70% above avgNationally 2.99%
Details
Balance: $1,000-$9,999; Tier 1; Compounding/Paid: Daily/Monthly; Term shown with asterisk on source
Rate History
1 change since Sep 14, 2026 · 3.67% → 4.08% ▲ 0.41 pts · high 4.08% / low 3.67%
- Oct 1, 20264.08%▲ from 3.67%
- Sep 14, 20263.67%first recorded
Worth Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.68%
819 Taylor St, Fort Worth, TX 76102 6105
IRA Term Share Certificate - 12 Months
$1,000
4.08%
▲ 0.70% above Texas avg
▼
Rate4.00%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Texas Average3.38%▲ 0.70% above avgNationally 2.99%
Details
Compounding/Paid: Daily/Quarterly
Rate History
1 change since Sep 14, 2026 · 3.67% → 4.08% ▲ 0.41 pts · high 4.08% / low 3.67%
- Oct 1, 20264.08%▲ from 3.67%
- Sep 14, 20263.67%first recorded
Worth Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.68%
819 Taylor St, Fort Worth, TX 76102 6105
Term Share Certificate - 12 Months
$0
4.08%
▲ 0.70% above Texas avg
▼
Rate4.00%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Texas Average3.38%▲ 0.70% above avgNationally 2.99%
Details
Balance: $1,000-$9,999; Compounding/Paid: Daily/Monthly
Rate History
No change since Oct 1, 2026 · 4.08% APY · checked 2 times
Fort Worth City Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.14%
2309 Montgomery St, Fort Worth, TX 76107 4520
12-Month Junior Jumbo Share CD
$0
4.07%
▲ 0.69% above Texas avg
▼
Rate4.00%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Texas Average3.38%▲ 0.69% above avgNationally 2.99%
Details
Balance: $50K - $95K; Junior Jumbo Certificate of Deposit
Rate History
1 change since Sep 22, 2026 · 3.62% → 4.07% ▲ 0.45 pts · high 4.07% / low 3.62%
- Oct 10, 20264.07%▲ from 3.62%
- Sep 22, 20263.62%first recorded
Navy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.14%
1765 Military Pkwy, Fort Worth, TX 76127
Short-Term Certificate (Share, IRA, ESA) - 12 Months
$0
4.05%
▲ 0.67% above Texas avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Texas Average3.38%▲ 0.67% above avgNationally 2.99%
Details
$1K Minimum APY tier; Rates as of Oct 13, 2026 ET; Dividends compounded daily, credited monthly; Penalties apply for early withdrawals
Rate History
No change since Oct 14, 2026 · 4.05% APY
Fort Worth City Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.14%
2309 Montgomery St, Fort Worth, TX 76107 4520
12-Month Share CD/Save-to-Win CD
$0
4.02%
▲ 0.64% above Texas avg
▼
Rate3.95%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Texas Average3.38%▲ 0.64% above avgNationally 2.99%
Details
Rate History
1 change since Sep 14, 2026 · 3.57% → 4.02% ▲ 0.45 pts · high 4.02% / low 3.57%
- Oct 10, 20264.02%▲ from 3.57%
- Sep 14, 20263.57%first recorded
Navy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.14%
1765 Military Pkwy, Fort Worth, TX 76127
12 Month ESA EasyStart Certificate
$50
4.00%
▲ 0.62% above Texas avg
▼
Rate3.92%
Min Deposit$50
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Texas Average3.38%▲ 0.62% above avgNationally 2.99%
Details
Share, IRA, ESA; Rates as of Oct 13, 2026 ET; EasyStart Certificate Rates(Share, IRA, ESA)
Rate History
No change since Oct 6, 2026 · 4.00% APY · checked 3 times
Amarillo National Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.89%
4501 Camp Bowie Blvd, Fort Worth, TX 76107
12 Month Certificate of Deposit
$1,000
4.00%
▲ 0.62% above Texas avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Texas Average3.38%▲ 0.62% above avgNationally 2.99%
Details
Interest rates stated in annual percentage yield; Penalty for early withdrawal
Rate History
1 change since Sep 18, 2026 · 3.75% → 4.00% ▲ 0.25 pts · high 4.00% / low 3.75%
- Oct 2, 20264.00%▲ from 3.75%
- Sep 18, 20263.75%first recorded
Amarillo National Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.89%
4501 Camp Bowie Blvd, Fort Worth, TX 76107
Certificate of Deposit - 12 Months
$0
4.00%
▲ 0.62% above Texas avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Texas Average3.38%▲ 0.62% above avgNationally 2.99%
Details
Balance: Over $1 Million
Rate History
2 changes since Sep 14, 2026 · 3.50% → 4.00% ▲ 0.50 pts · high 4.00% / low 3.50%
- Oct 2, 20264.00%▲ from 3.75%
- Sep 18, 20263.75%▲ from 3.50%
- Sep 14, 20263.50%first recorded
FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.13%
2421 Westport Pkwy Ste 1300, Fort Worth, TX 76177 5311
12 Month Share Certificate
$0
4.00%
▲ 0.62% above Texas avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Texas Average3.38%▲ 0.62% above avgNationally 2.99%
Details
Balance: $50,000 & up; Dividends Paid Monthly
Rate History
No change since Sep 18, 2026 · 4.00% APY · checked 6 times
FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.13%
2421 Westport Pkwy Ste 1300, Fort Worth, TX 76177 5311
12 Month Youth Share Certificates
$0
4.00%
▲ 0.62% above Texas avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Texas Average3.38%▲ 0.62% above avgNationally 2.99%
Details
+ Youth Bonus; Balance: Under $10,000
Rate History
No change since Oct 5, 2026 · 4.00% APY · checked 2 times
Texas Trust Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.31%
3501 Western Center Blvd, Fort Worth, TX 76137
1 Year Smart Start Share CD
$100
3.95%
▲ 0.57% above Texas avg
▼
RateN/A
Min Deposit$100
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Texas Average3.38%▲ 0.57% above avgNationally 2.99%
Details
Available to members ages 17 and younger; Interest accrued and paid monthly; Deposits can be made anytime, by anyone; Joint owner required; additional deposits of at least $25
Rate History
1 change since Sep 14, 2026 · 3.65% → 3.95% ▲ 0.30 pts · high 3.95% / low 3.65%
- Oct 10, 20263.95%▲ from 3.65%
- Sep 14, 20263.65%first recorded
Texas Trust Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.31%
3501 Western Center Blvd, Fort Worth, TX 76137
1 Year Term Share CD
$500
3.95%
▲ 0.57% above Texas avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Texas Average3.38%▲ 0.57% above avgNationally 2.99%
Details
Interest accrued and paid monthly; NCUA insured up to $250,000; Withdrawal dividends that have been paid penalty free
Rate History
1 change since Sep 14, 2026 · 3.65% → 3.95% ▲ 0.30 pts · high 3.95% / low 3.65%
- Oct 10, 20263.95%▲ from 3.65%
- Sep 14, 20263.65%first recorded
Member Preferred Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.13%
340 S Blue Mound Rd Ste 342, Fort Worth, TX 76131 1051
12 Month Certificate
$0
3.87%
▲ 0.49% above Texas avg
▼
Rate3.80%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Texas Average3.38%▲ 0.49% above avgNationally 2.99%
Details
Rate History
No change since Oct 8, 2026 · 3.87% APY · checked 2 times
Southside Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.90%
1320 S University Dr, Fort Worth, TX 76107
1 Year IRA
$1,000
3.86%
▲ 0.48% above Texas avg
▼
Rate3.80%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Texas Average3.38%▲ 0.48% above avgNationally 2.99%
Details
Individual Retirement Account ($1,000 or above); IRAs may only be opened for terms of 1 year or more; Must maintain a minimum balance of $1,000 to obtain the disclosed APY; penalty may be imposed for early withdrawal
Rate History
1 change since Sep 14, 2026 · 3.80% → 3.86% ▲ 0.06 pts · high 3.86% / low 3.80%
- Sep 18, 20263.86%▲ from 3.80%
- Sep 14, 20263.80%first recorded
Susser Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.02%
4200 S Hulen St, Fort Worth, TX 76109
Certificates of Deposit (CD) - 12-Month
$0
3.85%
▲ 0.47% above Texas avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Texas Average3.38%▲ 0.47% above avgNationally 2.99%
Details
Rates guaranteed until maturity; Certificates of deposit above $250,000.00 will earn a reduced rate
Rate History
No change since Sep 14, 2026 · 3.85% APY · checked 2 times
Southside Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.90%
1320 S University Dr, Fort Worth, TX 76107
1 Year CD
$100,000
3.80%
▲ 0.42% above Texas avg
▼
Rate3.75%
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Texas Average3.38%▲ 0.42% above avgNationally 2.99%
Details
Certificates of Deposit ($100,000 or above); Must maintain a minimum balance of $100,000 to obtain the disclosed APY; penalty may be imposed for early withdrawal
Rate History
1 change since Sep 14, 2026 · 3.70% → 3.80% ▲ 0.10 pts · high 3.80% / low 3.70%
- Sep 18, 20263.80%▲ from 3.70%
- Sep 14, 20263.70%first recorded
Ciera Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.39%
1501 Summit Ave, Fort Worth, TX 76102
IRA 12 Month
$100
3.75%
▲ 0.37% above Texas avg
▼
Rate3.70%
Min Deposit$100
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Texas Average3.38%▲ 0.37% above avgNationally 2.99%
Details
Compounded: Quarterly; Credited: Quarterly
Rate History
No change since Oct 14, 2026 · 3.75% APY
Trinity Bank, N.A.
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3500 W Vickery Blvd, Fort Worth, TX 76107
12 Month CD $ 2,000,000 and over
$1,000
3.75%
▲ 0.37% above Texas avg
▼
Rate3.70%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Texas Average3.38%▲ 0.37% above avgNationally 2.99%
Details
A penalty may be imposed for early withdrawal
Rate History
No change since Oct 8, 2026 · 3.75% APY · checked 2 times
Trinity Bank, N.A.
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3500 W Vickery Blvd, Fort Worth, TX 76107
12 Months IRA $ 2,000,000 and over
$1,000
3.75%
▲ 0.37% above Texas avg
▼
Rate3.70%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Texas Average3.38%▲ 0.37% above avgNationally 2.99%
Details
A penalty may be imposed for early withdrawal
Rate History
No change since Oct 8, 2026 · 3.75% APY · checked 2 times
Texas Dow Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.90%
4312 Town Center Dr, Fort Worth, TX 76115
12 Month Certificate
$0
3.75%
▲ 0.37% above Texas avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Texas Average3.38%▲ 0.37% above avgNationally 2.99%
Details
Rate History
No change since Sep 14, 2026 · 3.75% APY · checked 2 times
Texas Dow Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.90%
4312 Town Center Dr, Fort Worth, TX 76115
12 Month IRA CD
$0
3.75%
▲ 0.37% above Texas avg
▼
Rate3.69%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Texas Average3.38%▲ 0.37% above avgNationally 2.99%
Details
Rate History
No change since Sep 18, 2026 · 3.75% APY · checked 6 times
Texas Dow Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.90%
4312 Town Center Dr, Fort Worth, TX 76115
12 Month Kids Club and Teens CD
$0
3.75%
▲ 0.37% above Texas avg
▼
Rate3.69%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Texas Average3.38%▲ 0.37% above avgNationally 2.99%
Details
Rate History
No change since Sep 14, 2026 · 3.75% APY · checked 7 times
Texas Dow Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.90%
4312 Town Center Dr, Fort Worth, TX 76115
12 Month Kids Club CD
$0
3.75%
▲ 0.37% above Texas avg
▼
Rate3.69%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Texas Average3.38%▲ 0.37% above avgNationally 2.99%
Details
Rate History
No change since Sep 14, 2026 · 3.75% APY · checked 7 times
Texas Dow Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.90%
4312 Town Center Dr, Fort Worth, TX 76115
12 Month Standard CD
$0
3.75%
▲ 0.37% above Texas avg
▼
Rate3.69%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Texas Average3.38%▲ 0.37% above avgNationally 2.99%
Details
Rate History
No change since Sep 14, 2026 · 3.75% APY · checked 7 times
Texas Dow Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.90%
4312 Town Center Dr, Fort Worth, TX 76115
Kids Club and Teens CDs - 12 months
$0
3.75%
▲ 0.37% above Texas avg
▼
Rate3.69%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Texas Average3.38%▲ 0.37% above avgNationally 2.99%
Details
Rate History
No change since Sep 14, 2026 · 3.75% APY · checked 7 times
Texas Dow Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.90%
4312 Town Center Dr, Fort Worth, TX 76115
Standard CDs - 12 months
$0
3.75%
▲ 0.37% above Texas avg
▼
Rate3.69%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Texas Average3.38%▲ 0.37% above avgNationally 2.99%
Details
Rate History
No change since Sep 14, 2026 · 3.75% APY · checked 2 times
Alcon Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.20%
6201 South Fwy, Fort Worth, TX 76134
1 Year Share Certificate - Jumbo Term
$0
3.72%
▲ 0.34% above Texas avg
▼
Rate3.65%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Texas Average3.38%▲ 0.34% above avgNationally 2.99%
Details
Balance: $95,000 - $249,999.99
Rate History
No change since Oct 13, 2026 · 3.72% APY
Natural Resources Conservation Service Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.93%
501 W Felix St Bldg 24, Fort Worth, TX 76115 3404
12 Months Term Share Certificate
$0
3.70%
▲ 0.32% above Texas avg
▼
Rate3.70%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Texas Average3.38%▲ 0.32% above avgNationally 2.99%
Details
Balance: $50,000.00+; New Member/New Money
Rate History
1 change since Sep 16, 2026 · 3.61% → 3.70% ▲ 0.09 pts · high 3.70% / low 3.61%
- Sep 25, 20263.70%▲ from 3.61%
- Sep 16, 20263.61%first recorded
Alcon Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.20%
6201 South Fwy, Fort Worth, TX 76134
1 Year Share Certificate - Mini Jumbo
$0
3.67%
▲ 0.29% above Texas avg
▼
Rate3.60%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Texas Average3.38%▲ 0.29% above avgNationally 2.99%
Details
Balance: $50,000 - $94,999.99
Rate History
No change since Oct 13, 2026 · 3.67% APY
Alcon Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.20%
6201 South Fwy, Fort Worth, TX 76134
1 Year Share Certificate
$0
3.61%
▲ 0.23% above Texas avg
▼
Rate3.55%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Texas Average3.38%▲ 0.23% above avgNationally 2.99%
Details
Balance: $5,000 - $49,999.99
Rate History
No change since Sep 14, 2026 · 3.61% APY · checked 8 times
Natural Resources Conservation Service Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.93%
501 W Felix St Bldg 24, Fort Worth, TX 76115 3404
12 Months Term Share Certificate
$0
3.61%
▲ 0.23% above Texas avg
▼
Rate3.61%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Texas Average3.38%▲ 0.23% above avgNationally 2.99%
Details
Balance: $50,000.00+; Current
Rate History
No change since Sep 16, 2026 · 3.61% APY · checked 4 times
Trinity Bank, N.A.
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3500 W Vickery Blvd, Fort Worth, TX 76107
12 Month CD $ 1,000,000 up to $ 2,000,000
$1,000
3.60%
▲ 0.22% above Texas avg
▼
Rate3.55%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Texas Average3.38%▲ 0.22% above avgNationally 2.99%
Details
A penalty may be imposed for early withdrawal
Rate History
No change since Oct 8, 2026 · 3.60% APY · checked 2 times
Trinity Bank, N.A.
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3500 W Vickery Blvd, Fort Worth, TX 76107
12 Months IRA $ 1,000,000 up to $ 2,000,000
$1,000
3.60%
▲ 0.22% above Texas avg
▼
Rate3.55%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Texas Average3.38%▲ 0.22% above avgNationally 2.99%
Details
A penalty may be imposed for early withdrawal
Rate History
No change since Oct 8, 2026 · 3.60% APY · checked 2 times
Natural Resources Conservation Service Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.93%
501 W Felix St Bldg 24, Fort Worth, TX 76115 3404
12 Months Term Share Certificate
$0
3.60%
▲ 0.22% above Texas avg
▼
Rate3.60%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Texas Average3.38%▲ 0.22% above avgNationally 2.99%
Details
Balance: $25,000.00-$49,999.00; New Member/New Money
Rate History
1 change since Sep 16, 2026 · 3.61% → 3.60% ▼ 0.01 pts · high 3.61% / low 3.60%
- Sep 25, 20263.60%▼ from 3.61%
- Sep 16, 20263.61%first recorded
Natural Resources Conservation Service Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.93%
501 W Felix St Bldg 24, Fort Worth, TX 76115 3404
12 Months Term Share Certificate
$0
3.51%
▲ 0.13% above Texas avg
▼
Rate3.51%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Texas Average3.38%▲ 0.13% above avgNationally 2.99%
Details
Balance: $25,000.00-$49,999.00; Current
Rate History
No change since Sep 16, 2026 · 3.51% APY · checked 4 times
Natural Resources Conservation Service Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.93%
501 W Felix St Bldg 24, Fort Worth, TX 76115 3404
12 Months Term Share Certificate
$0
3.50%
▲ 0.12% above Texas avg
▼
Rate3.50%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Texas Average3.38%▲ 0.12% above avgNationally 2.99%
Details
Balance: $10,000.00-$24,999.00; New Member/New Money
Rate History
1 change since Sep 16, 2026 · 3.51% → 3.50% ▼ 0.01 pts · high 3.51% / low 3.50%
- Sep 25, 20263.50%▼ from 3.51%
- Sep 16, 20263.51%first recorded
EP Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.42%
9000 Blue Mound Rd, Fort Worth, TX 76131
Smart Saver Term Certificate - 12 Month Certificate
$1,000
3.50%
▲ 0.12% above Texas avg
▼
Rate3.45%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Texas Average3.38%▲ 0.12% above avgNationally 2.99%
Details
Smart Saver Term Share Certificate; Share & IRA Certificates; Effective 10-1-2026; New money specials will renew as regular 12-mo certificate
Rate History
No change since Oct 14, 2026 · 3.50% APY
Fort Worth 18 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
EECU Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.73%
1617 W 7th St, Fort Worth, TX 76102
Jumbo CD - 18 Months
$50,000
4.30%
▲ 1.03% above Texas avg
▼
Rate4.22%
Min Deposit$50,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Texas Average3.27%▲ 1.03% above avgNationally 2.88%
Details
Jumbo CD; interest compounded and credited monthly; penalty for early withdrawal
Rate History
2 changes since Sep 14, 2026 · 3.91% → 4.30% ▲ 0.39 pts · high 4.30% / low 3.91%
- Oct 14, 20264.30%▲ from 4.25%
- Sep 22, 20264.25%▲ from 3.91%
- Sep 14, 20263.91%first recorded
Texas Capital Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.64%
300 Throckmorton St, Fort Worth, TX 76102
18 Month Star Certificate of Deposit
$1,000
4.25%
▲ 0.98% above Texas avg
▼
Rate4.16%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Texas Average3.27%▲ 0.98% above avgNationally 2.88%
Details
Fixed rate; $1,000 minimum deposit to open; personal accounts only; interest accrued daily and paid monthly
Rate History
No change since Sep 18, 2026 · 4.25% APY · checked 5 times
EECU Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.73%
1617 W 7th St, Fort Worth, TX 76102
Standard CD - 18 Months
$1,000
4.20%
▲ 0.93% above Texas avg
▼
Rate4.12%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Texas Average3.27%▲ 0.93% above avgNationally 2.88%
Details
Interest paid monthly; interest compounded and credited monthly; penalty for early withdrawal
Rate History
2 changes since Sep 14, 2026 · 3.80% → 4.20% ▲ 0.40 pts · high 4.20% / low 3.80%
- Oct 14, 20264.20%▲ from 4.15%
- Sep 22, 20264.15%▲ from 3.80%
- Sep 14, 20263.80%first recorded
Navy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.14%
1765 Military Pkwy, Fort Worth, TX 76127
Short-Term Certificate (Share, IRA, ESA) - 18 Months
$0
4.15%
▲ 0.88% above Texas avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Texas Average3.27%▲ 0.88% above avgNationally 2.88%
Details
$100K Minimum APY tier; Rates as of Oct 13, 2026 ET; Dividends compounded daily, credited monthly; Penalties apply for early withdrawals
Rate History
No change since Oct 14, 2026 · 4.15% APY
Ciera Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.39%
1501 Summit Ave, Fort Worth, TX 76102
Certificate of Deposit - 18 Month
$1,000
4.15%
▲ 0.88% above Texas avg
▼
Rate4.09%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Texas Average3.27%▲ 0.88% above avgNationally 2.88%
Details
Compounded: Quarterly; Credited: Quarterly
Rate History
No change since Oct 14, 2026 · 4.15% APY
Navy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.14%
1765 Military Pkwy, Fort Worth, TX 76127
Short-Term Certificate (Share, IRA, ESA) - 18 Months
$0
4.10%
▲ 0.83% above Texas avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Texas Average3.27%▲ 0.83% above avgNationally 2.88%
Details
$1K Minimum APY tier; Rates as of Oct 13, 2026 ET; Dividends compounded daily, credited monthly; Penalties apply for early withdrawals
Rate History
No change since Oct 14, 2026 · 4.10% APY
EECU Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.73%
1617 W 7th St, Fort Worth, TX 76102
18 Month Bump Rate CD
$5,000
4.09%
▲ 0.82% above Texas avg
▼
Rate4.02%
Min Deposit$5,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Texas Average3.27%▲ 0.82% above avgNationally 2.88%
Details
Bump Rate CDs; Rate may not be bumped until six months after the open date of the CD; Interest compounded monthly and credited monthly; penalty for early withdrawal
Rate History
2 changes since Sep 18, 2026 · 3.70% → 4.09% ▲ 0.39 pts · high 4.09% / low 3.70%
- Oct 14, 20264.09%▲ from 4.04%
- Sep 22, 20264.04%▲ from 3.70%
- Sep 18, 20263.70%first recorded
Amarillo National Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.89%
4501 Camp Bowie Blvd, Fort Worth, TX 76107
18 Month Certificate of Deposit
$1,000
4.00%
▲ 0.73% above Texas avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Texas Average3.27%▲ 0.73% above avgNationally 2.88%
Details
Interest rates stated in annual percentage yield; Penalty for early withdrawal
Rate History
No change since Sep 18, 2026 · 4.00% APY · checked 5 times
Amarillo National Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.89%
4501 Camp Bowie Blvd, Fort Worth, TX 76107
Certificate of Deposit - 18 Months
$0
4.00%
▲ 0.73% above Texas avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Texas Average3.27%▲ 0.73% above avgNationally 2.88%
Details
Balance: Over $1 Million
Rate History
1 change since Sep 14, 2026 · 2.55% → 4.00% ▲ 1.45 pts · high 4.00% / low 2.55%
- Sep 18, 20264.00%▲ from 2.55%
- Sep 14, 20262.55%first recorded
Great Plains National Bank
Institution Rating:
A5.0 ★Texas Ratio: 12.14%
3500 Golden Triangle Blvd, Fort Worth, TX 76244
18-Month CD
$0
4.00%
▲ 0.73% above Texas avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Texas Average3.27%▲ 0.73% above avgNationally 2.88%
Details
CD Rate Special; open a new 18-month CD
Rate History
No change since Sep 18, 2026 · 4.00% APY · checked 7 times
Bask Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.64%
300 Throckmorton St, Fort Worth, TX 76102
Bask 18-month CD
$1,000
4.00%
▲ 0.73% above Texas avg
▼
Rate3.92%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Texas Average3.27%▲ 0.73% above avgNationally 2.88%
Details
Must be funded with a minimum deposit of $1,000 within 10 business days of account opening; Interest calculated and accrued daily; Penalty may be incurred for withdrawal prior to maturity
Rate History
No change since Sep 24, 2026 · 4.00% APY · checked 6 times
Ciera Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.39%
1501 Summit Ave, Fort Worth, TX 76102
IRA 18 Month
$100
3.80%
▲ 0.53% above Texas avg
▼
Rate3.75%
Min Deposit$100
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Texas Average3.27%▲ 0.53% above avgNationally 2.88%
Details
Compounded: Quarterly; Credited: Quarterly
Rate History
No change since Oct 14, 2026 · 3.80% APY
Navy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.14%
1765 Military Pkwy, Fort Worth, TX 76127
18 Month ESA EasyStart Certificate
$50
3.70%
▲ 0.43% above Texas avg
▼
Rate3.63%
Min Deposit$50
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Texas Average3.27%▲ 0.43% above avgNationally 2.88%
Details
Share, IRA, ESA; Rates as of Oct 13, 2026 ET; EasyStart Certificate Rates(Share, IRA, ESA)
Rate History
No change since Oct 6, 2026 · 3.70% APY · checked 3 times
Susser Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.02%
4200 S Hulen St, Fort Worth, TX 76109
Certificates of Deposit (CD) - 18-Month
$0
3.70%
▲ 0.43% above Texas avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Texas Average3.27%▲ 0.43% above avgNationally 2.88%
Details
Rates guaranteed until maturity; Certificates of deposit above $250,000.00 will earn a reduced rate
Rate History
No change since Sep 14, 2026 · 3.70% APY · checked 2 times
Texas Dow Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.90%
4312 Town Center Dr, Fort Worth, TX 76115
18 Month Certificate
$0
3.65%
▲ 0.38% above Texas avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Texas Average3.27%▲ 0.38% above avgNationally 2.88%
Details
Rate History
1 change since Sep 14, 2026 · 3.50% → 3.65% ▲ 0.15 pts · high 3.65% / low 3.50%
- Oct 9, 20263.65%▲ from 3.50%
- Sep 14, 20263.50%first recorded
Texas Dow Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.90%
4312 Town Center Dr, Fort Worth, TX 76115
18 Month Elements CD
$0
3.65%
▲ 0.38% above Texas avg
▼
Rate3.59%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Texas Average3.27%▲ 0.38% above avgNationally 2.88%
Details
Rate History
No change since Sep 18, 2026 · 3.65% APY · checked 6 times
Texas Dow Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.90%
4312 Town Center Dr, Fort Worth, TX 76115
18 Month IRA CD
$0
3.65%
▲ 0.38% above Texas avg
▼
Rate3.59%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Texas Average3.27%▲ 0.38% above avgNationally 2.88%
Details
Rate History
No change since Sep 18, 2026 · 3.65% APY · checked 6 times
Texas Dow Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.90%
4312 Town Center Dr, Fort Worth, TX 76115
18 Month Kids Club and Teens CD
$0
3.65%
▲ 0.38% above Texas avg
▼
Rate3.59%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Texas Average3.27%▲ 0.38% above avgNationally 2.88%
Details
Rate History
1 change since Sep 14, 2026 · 3.50% → 3.65% ▲ 0.15 pts · high 3.65% / low 3.50%
- Sep 18, 20263.65%▲ from 3.50%
- Sep 14, 20263.50%first recorded
Texas Dow Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.90%
4312 Town Center Dr, Fort Worth, TX 76115
18 Month Kids Club CD
$0
3.65%
▲ 0.38% above Texas avg
▼
Rate3.59%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Texas Average3.27%▲ 0.38% above avgNationally 2.88%
Details
Rate History
1 change since Sep 14, 2026 · 3.50% → 3.65% ▲ 0.15 pts · high 3.65% / low 3.50%
- Sep 18, 20263.65%▲ from 3.50%
- Sep 14, 20263.50%first recorded
Texas Dow Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.90%
4312 Town Center Dr, Fort Worth, TX 76115
18 Month Standard CD
$0
3.65%
▲ 0.38% above Texas avg
▼
Rate3.59%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Texas Average3.27%▲ 0.38% above avgNationally 2.88%
Details
Rate History
1 change since Sep 14, 2026 · 3.50% → 3.65% ▲ 0.15 pts · high 3.65% / low 3.50%
- Sep 18, 20263.65%▲ from 3.50%
- Sep 14, 20263.50%first recorded
Texas Dow Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.90%
4312 Town Center Dr, Fort Worth, TX 76115
Kids Club and Teens CDs - 18 months
$0
3.65%
▲ 0.38% above Texas avg
▼
Rate3.59%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Texas Average3.27%▲ 0.38% above avgNationally 2.88%
Details
Rate History
1 change since Sep 14, 2026 · 3.50% → 3.65% ▲ 0.15 pts · high 3.65% / low 3.50%
- Sep 18, 20263.65%▲ from 3.50%
- Sep 14, 20263.50%first recorded
Texas Dow Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.90%
4312 Town Center Dr, Fort Worth, TX 76115
Standard CDs - 18 months
$0
3.65%
▲ 0.38% above Texas avg
▼
Rate3.59%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Texas Average3.27%▲ 0.38% above avgNationally 2.88%
Details
Rate History
1 change since Sep 14, 2026 · 3.50% → 3.65% ▲ 0.15 pts · high 3.65% / low 3.50%
- Oct 9, 20263.65%▲ from 3.50%
- Sep 14, 20263.50%first recorded
Southside Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.90%
1320 S University Dr, Fort Worth, TX 76107
18 Month CD
$100,000
3.55%
▲ 0.28% above Texas avg
▼
Rate3.50%
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Texas Average3.27%▲ 0.28% above avgNationally 2.88%
Details
Certificates of Deposit ($100,000 or above); Must maintain a minimum balance of $100,000 to obtain the disclosed APY; penalty may be imposed for early withdrawal
Rate History
1 change since Sep 14, 2026 · 3.39% → 3.55% ▲ 0.16 pts · high 3.55% / low 3.39%
- Sep 18, 20263.55%▲ from 3.39%
- Sep 14, 20263.39%first recorded
Natural Resources Conservation Service Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.93%
501 W Felix St Bldg 24, Fort Worth, TX 76115 3404
18 Months Term Share Certificate
$0
3.51%
▲ 0.24% above Texas avg
▼
Rate3.51%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Texas Average3.27%▲ 0.24% above avgNationally 2.88%
Details
Balance: $50,000.00+; New Member/New Money
Rate History
1 change since Sep 16, 2026 · 3.42% → 3.51% ▲ 0.09 pts · high 3.51% / low 3.42%
- Sep 25, 20263.51%▲ from 3.42%
- Sep 16, 20263.42%first recorded
Worth Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.68%
819 Taylor St, Fort Worth, TX 76102 6105
18 Month IRA Term Share Certificates
$500
3.51%
▲ 0.24% above Texas avg
▼
Rate3.45%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Texas Average3.27%▲ 0.24% above avgNationally 2.88%
Details
Add-On IRA; 18 Month Term minimum is $500; Compounding/Paid: Daily/Quarterly
Rate History
No change since Oct 10, 2026 · 3.51% APY · checked 2 times
Worth Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.68%
819 Taylor St, Fort Worth, TX 76102 6105
IRA Term Share Certificate - 18 Months Add-On IRA
$500
3.51%
▲ 0.24% above Texas avg
▼
Rate3.45%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Texas Average3.27%▲ 0.24% above avgNationally 2.88%
Details
Compounding/Paid: Daily/Quarterly
Rate History
No change since Sep 14, 2026 · 3.51% APY · checked 6 times
Natural Resources Conservation Service Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.93%
501 W Felix St Bldg 24, Fort Worth, TX 76115 3404
18 Months Term Share Certificate
$0
3.42%
▲ 0.15% above Texas avg
▼
Rate3.42%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Texas Average3.27%▲ 0.15% above avgNationally 2.88%
Details
Balance: $50,000.00+; Current
Rate History
No change since Sep 16, 2026 · 3.42% APY · checked 4 times
Natural Resources Conservation Service Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.93%
501 W Felix St Bldg 24, Fort Worth, TX 76115 3404
18 Months Term Share Certificate
$0
3.41%
▲ 0.14% above Texas avg
▼
Rate3.41%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Texas Average3.27%▲ 0.14% above avgNationally 2.88%
Details
Balance: $25,000.00-$49,999.00; New Member/New Money
Rate History
1 change since Sep 16, 2026 · 3.42% → 3.41% ▼ 0.01 pts · high 3.42% / low 3.41%
- Sep 25, 20263.41%▼ from 3.42%
- Sep 16, 20263.42%first recorded
Southside Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.90%
1320 S University Dr, Fort Worth, TX 76107
18 Month CD
$1,000
3.34%
▲ 0.07% above Texas avg
▼
Rate3.30%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Texas Average3.27%▲ 0.07% above avgNationally 2.88%
Details
Certificates of Deposit ($1,000 - $99,999); Must maintain a minimum balance of $1,000 to obtain the disclosed APY; penalty may be imposed for early withdrawal
Rate History
1 change since Sep 14, 2026 · 3.25% → 3.34% ▲ 0.09 pts · high 3.34% / low 3.25%
- Sep 18, 20263.34%▲ from 3.25%
- Sep 14, 20263.25%first recorded
Natural Resources Conservation Service Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.93%
501 W Felix St Bldg 24, Fort Worth, TX 76115 3404
18 Months Term Share Certificate
$0
3.32%
▲ 0.05% above Texas avg
▼
Rate3.32%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Texas Average3.27%▲ 0.05% above avgNationally 2.88%
Details
Balance: $25,000.00-$49,999.00; Current
Rate History
No change since Sep 16, 2026 · 3.32% APY · checked 4 times
Natural Resources Conservation Service Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.93%
501 W Felix St Bldg 24, Fort Worth, TX 76115 3404
18 Months Term Share Certificate
$0
3.31%
▲ 0.04% above Texas avg
▼
Rate3.31%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Texas Average3.27%▲ 0.04% above avgNationally 2.88%
Details
Balance: $10,000.00-$24,999.00; New Member/New Money
Rate History
1 change since Sep 16, 2026 · 3.32% → 3.31% ▼ 0.01 pts · high 3.32% / low 3.31%
- Sep 25, 20263.31%▼ from 3.32%
- Sep 16, 20263.32%first recorded
Natural Resources Conservation Service Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.93%
501 W Felix St Bldg 24, Fort Worth, TX 76115 3404
18 Months Term Share Certificate
$0
3.22%
▼ 0.05% below Texas avg
▼
Rate3.22%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Texas Average3.27%▼ 0.05% below avgNationally 2.88%
Details
Balance: $10,000.00-$24,999.00; Current
Rate History
No change since Sep 16, 2026 · 3.22% APY · checked 4 times
Natural Resources Conservation Service Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.93%
501 W Felix St Bldg 24, Fort Worth, TX 76115 3404
18 Months Term Share Certificate
$0
3.20%
▼ 0.07% below Texas avg
▼
Rate3.20%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Texas Average3.27%▼ 0.07% below avgNationally 2.88%
Details
Balance: $5,000.00-$9,999.00; New Member/New Money
Rate History
1 change since Sep 16, 2026 · 3.22% → 3.20% ▼ 0.02 pts · high 3.22% / low 3.20%
- Sep 25, 20263.20%▼ from 3.22%
- Sep 16, 20263.22%first recorded
Natural Resources Conservation Service Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.93%
501 W Felix St Bldg 24, Fort Worth, TX 76115 3404
18 Months Term Share Certificate
$0
3.11%
▼ 0.16% below Texas avg
▼
Rate3.11%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Texas Average3.27%▼ 0.16% below avgNationally 2.88%
Details
Balance: $5,000.00-$9,999.00; Current
Rate History
No change since Sep 16, 2026 · 3.11% APY · checked 4 times
Natural Resources Conservation Service Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.93%
501 W Felix St Bldg 24, Fort Worth, TX 76115 3404
18 Months Term Share Certificate
$0
3.08%
▼ 0.19% below Texas avg
▼
Rate3.08%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Texas Average3.27%▼ 0.19% below avgNationally 2.88%
Details
Balance: $1,000.00-$4,999.00; New Member/New Money
Rate History
1 change since Sep 16, 2026 · 3.11% → 3.08% ▼ 0.03 pts · high 3.11% / low 3.08%
- Sep 25, 20263.08%▼ from 3.11%
- Sep 16, 20263.11%first recorded
Natural Resources Conservation Service Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.93%
501 W Felix St Bldg 24, Fort Worth, TX 76115 3404
18 Months Term Share Certificate
$0
2.99%
▼ 0.28% below Texas avg
▼
Rate2.99%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Texas Average3.27%▼ 0.28% below avgNationally 2.88%
Details
Balance: $1,000.00-$4,999.00; Current
Rate History
No change since Sep 16, 2026 · 2.99% APY · checked 4 times
First Guaranty Bank
Institution Rating:
C3.8 ★Texas Ratio: 25.51%
2001 Handley Ederville Rd, Fort Worth, TX 76118
Fixed Rate CDs - 18 Month
$500
2.60%
▼ 0.67% below Texas avg
▼
Rate2.60%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Texas Average3.27%▼ 0.67% below avgNationally 2.88%
Details
Interest Rate 2.60%; APY 2.60%
Rate History
No change since Sep 14, 2026 · 2.60% APY · checked 2 times
First Command Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.36%
1 Firstcomm Plz, Fort Worth, TX 76109
18 Month Certificates of Deposit (CDs)
$0
2.50%
▼ 0.77% below Texas avg
▼
Rate2.47%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Texas Average3.27%▼ 0.77% below avgNationally 2.88%
Details
Balance: $1,000 - $99,999.99
Rate History
No change since Oct 7, 2026 · 2.50% APY · checked 2 times
First Command Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.36%
1 Firstcomm Plz, Fort Worth, TX 76109
18 Month Certificates of Deposit (CDs)
$0
2.00%
▼ 1.27% below Texas avg
▼
Rate1.98%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Texas Average3.27%▼ 1.27% below avgNationally 2.88%
Details
Balance: $100,000+
Rate History
No change since Oct 7, 2026 · 2.00% APY · checked 2 times
BOK Financial
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
5909 Camp Bowie Blvd, Fort Worth, TX 76107
18 Month Standard CD Products
$1,000
1.50%
▼ 1.77% below Texas avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Texas Average3.27%▼ 1.77% below avgNationally 2.88%
Details
Balance: $100,000 or more; $1,000 opening deposit required
Rate History
No change since Sep 18, 2026 · 1.50% APY · checked 5 times
BOK Financial
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
5909 Camp Bowie Blvd, Fort Worth, TX 76107
IRA CDs - 18 Months
$1,000
1.50%
▼ 1.77% below Texas avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Texas Average3.27%▼ 1.77% below avgNationally 2.88%
Details
IRA CD; $1,000 opening deposit required
Rate History
No change since Sep 18, 2026 · 1.50% APY · checked 7 times
Frost Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
3000 S Hulen St, Fort Worth, TX 76109
IRA CDs - 18 Month Variable IRA
$0
0.90%
▼ 2.37% below Texas avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Texas Average3.27%▼ 2.37% below avgNationally 2.88%
Details
Frost Variable IRA CD; APY effective as of 10/14/2026; Traditional and Roth IRAs
Rate History
No change since Oct 14, 2026 · 0.90% APY
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
4500 Mercantile Plaza Dr, Fort Worth, TX 76137
18 Month Certificate of Deposit
$0
0.03%
▼ 3.24% below Texas avg
▼
Rate0.03%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Texas Average3.27%▼ 3.24% below avgNationally 2.88%
Details
Balance: $25,000.00 and above; Standard Rates
Rate History
No change since Oct 2, 2026 · 0.03% APY · checked 4 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
4500 Mercantile Plaza Dr, Fort Worth, TX 76137
IRA CD - 18 Months
$250
0.03%
▼ 3.24% below Texas avg
▼
Rate0.03%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Texas Average3.27%▼ 3.24% below avgNationally 2.88%
Details
Balance: $25,000.00 and above
Rate History
No change since Oct 2, 2026 · 0.03% APY · checked 2 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
4500 Mercantile Plaza Dr, Fort Worth, TX 76137
18 Month Certificate of Deposit
$0
0.02%
▼ 3.25% below Texas avg
▼
Rate0.02%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Texas Average3.27%▼ 3.25% below avgNationally 2.88%
Details
Balance: $1,000.00 - $24,999.99; Standard Rates
Rate History
No change since Oct 2, 2026 · 0.02% APY · checked 4 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
4500 Mercantile Plaza Dr, Fort Worth, TX 76137
IRA CD - 18 Months
$250
0.02%
▼ 3.25% below Texas avg
▼
Rate0.02%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Texas Average3.27%▼ 3.25% below avgNationally 2.88%
Details
Balance: $1,000.00 - $24,999.99
Rate History
No change since Oct 2, 2026 · 0.02% APY · checked 2 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
4500 Mercantile Plaza Dr, Fort Worth, TX 76137
18 Month Certificate of Deposit
$0
0.01%
▼ 3.26% below Texas avg
▼
Rate0.01%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Texas Average3.27%▼ 3.26% below avgNationally 2.88%
Details
Balance: $1.00 - $999.99; Standard Rates
Rate History
No change since Oct 2, 2026 · 0.01% APY · checked 4 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
4500 Mercantile Plaza Dr, Fort Worth, TX 76137
IRA CD - 18 Months
$250
0.01%
▼ 3.26% below Texas avg
▼
Rate0.01%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Texas Average3.27%▼ 3.26% below avgNationally 2.88%
Details
Balance: $1.00 - $999.99
Rate History
No change since Oct 2, 2026 · 0.01% APY · checked 2 times
HEB Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.70%
6 - 18 Month Super Flex Term CD Special
$0
4.65%
▲ 1.38% above Texas avg
▼
Rate4.55%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Texas Average3.27%▲ 1.38% above avgNationally 2.88%
Details
Specials
Rate History
No change since Oct 9, 2026 · 4.65% APY · checked 2 times
MapleMark Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.88%
18 Month CD
$0
4.50%
▲ 1.23% above Texas avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Texas Average3.27%▲ 1.23% above avgNationally 2.88%
Details
Special Rates; Offer ends November 24; Online Consumer Offer Only; Online Only
Rate History
2 changes since Sep 18, 2026 · 4.30% → 4.50% ▲ 0.20 pts · high 4.50% / low 4.30%
- Oct 14, 20264.50%▲ from 4.40%
- Sep 24, 20264.40%▲ from 4.30%
- Sep 18, 20264.30%first recorded
Fort Worth 24 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
EECU Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.73%
1617 W 7th St, Fort Worth, TX 76102
Jumbo CD - 24 Months
$50,000
4.30%
▲ 1.08% above Texas avg
▼
Rate4.22%
Min Deposit$50,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Texas Average3.22%▲ 1.08% above avgNationally 2.88%
Details
Jumbo CD; interest compounded and credited monthly; penalty for early withdrawal
Rate History
2 changes since Sep 14, 2026 · 3.91% → 4.30% ▲ 0.39 pts · high 4.30% / low 3.91%
- Oct 14, 20264.30%▲ from 4.25%
- Sep 22, 20264.25%▲ from 3.91%
- Sep 14, 20263.91%first recorded
Bask Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.64%
300 Throckmorton St, Fort Worth, TX 76102
Bask 24-month CD
$1,000
4.30%
▲ 1.08% above Texas avg
▼
Rate4.21%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Texas Average3.22%▲ 1.08% above avgNationally 2.88%
Details
Must be funded with a minimum deposit of $1,000 within 10 business days of account opening; Interest calculated and accrued daily; Penalty may be incurred for withdrawal prior to maturity
Rate History
No change since Sep 24, 2026 · 4.30% APY · checked 6 times
Fort Worth City Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.14%
2309 Montgomery St, Fort Worth, TX 76107 4520
24-Month IRA Jumbo Share CD
$0
4.27%
▲ 1.05% above Texas avg
▼
Rate4.19%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Texas Average3.22%▲ 1.05% above avgNationally 2.88%
Details
IRA Certificate of Deposit
Rate History
1 change since Sep 14, 2026 · 3.84% → 4.27% ▲ 0.43 pts · high 4.27% / low 3.84%
- Oct 10, 20264.27%▲ from 3.84%
- Sep 14, 20263.84%first recorded
Fort Worth City Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.14%
2309 Montgomery St, Fort Worth, TX 76107 4520
24-Month Junior Jumbo Share CD
$0
4.27%
▲ 1.05% above Texas avg
▼
Rate4.19%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Texas Average3.22%▲ 1.05% above avgNationally 2.88%
Details
Balance: $95K and over; Jumbo Certificate of Deposit section
Rate History
1 change since Sep 22, 2026 · 3.84% → 4.27% ▲ 0.43 pts · high 4.27% / low 3.84%
- Oct 10, 20264.27%▲ from 3.84%
- Sep 22, 20263.84%first recorded
Fort Worth City Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.14%
2309 Montgomery St, Fort Worth, TX 76107 4520
24-Month Junior Jumbo Share CD
$0
4.22%
▲ 1.00% above Texas avg
▼
Rate4.14%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Texas Average3.22%▲ 1.00% above avgNationally 2.88%
Details
Balance: $50K - $95K; Junior Jumbo Certificate of Deposit
Rate History
1 change since Sep 22, 2026 · 3.78% → 4.22% ▲ 0.44 pts · high 4.22% / low 3.78%
- Oct 10, 20264.22%▲ from 3.78%
- Sep 22, 20263.78%first recorded
Ciera Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.39%
1501 Summit Ave, Fort Worth, TX 76102
Certificate of Deposit - 24 Month
$1,000
4.20%
▲ 0.98% above Texas avg
▼
Rate4.14%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Texas Average3.22%▲ 0.98% above avgNationally 2.88%
Details
Compounded: Quarterly; Credited: Quarterly
Rate History
No change since Oct 14, 2026 · 4.20% APY
EECU Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.73%
1617 W 7th St, Fort Worth, TX 76102
Standard CD - 24 Months
$1,000
4.20%
▲ 0.98% above Texas avg
▼
Rate4.12%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Texas Average3.22%▲ 0.98% above avgNationally 2.88%
Details
Interest paid monthly; interest compounded and credited monthly; penalty for early withdrawal
Rate History
2 changes since Sep 14, 2026 · 3.80% → 4.20% ▲ 0.40 pts · high 4.20% / low 3.80%
- Oct 14, 20264.20%▲ from 4.15%
- Sep 22, 20264.15%▲ from 3.80%
- Sep 14, 20263.80%first recorded
Fort Worth City Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.14%
2309 Montgomery St, Fort Worth, TX 76107 4520
24-Month Share CD
$0
4.17%
▲ 0.95% above Texas avg
▼
Rate4.09%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Texas Average3.22%▲ 0.95% above avgNationally 2.88%
Details
Rate History
1 change since Sep 14, 2026 · 3.73% → 4.17% ▲ 0.44 pts · high 4.17% / low 3.73%
- Oct 10, 20264.17%▲ from 3.73%
- Sep 14, 20263.73%first recorded
Carter Federal Credit Union
Institution Rating:
C-3.8 ★Texas Ratio: 29.75%
603 S Adams St Ste 10A, Fort Worth, TX 76104 3023
24 Month Share Certificate/IRA Share Certificate
$1,000
4.15%
▲ 0.93% above Texas avg
▼
Rate4.07%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Texas Average3.22%▲ 0.93% above avgNationally 2.88%
Details
Minimum opening deposit is $1,000; Rates effective as of 10/6/2026
Rate History
No change since Oct 12, 2026 · 4.15% APY
EECU Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.73%
1617 W 7th St, Fort Worth, TX 76102
24 Month Bump Rate CD
$5,000
4.09%
▲ 0.87% above Texas avg
▼
Rate4.02%
Min Deposit$5,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Texas Average3.22%▲ 0.87% above avgNationally 2.88%
Details
Bump Rate CDs; Rate may not be bumped until six months after the open date of the CD; Interest compounded monthly and credited monthly; penalty for early withdrawal
Rate History
2 changes since Sep 18, 2026 · 3.70% → 4.09% ▲ 0.39 pts · high 4.09% / low 3.70%
- Oct 14, 20264.09%▲ from 4.04%
- Sep 22, 20264.04%▲ from 3.70%
- Sep 18, 20263.70%first recorded
Ciera Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.39%
1501 Summit Ave, Fort Worth, TX 76102
IRA 24 Month
$100
3.85%
▲ 0.63% above Texas avg
▼
Rate3.80%
Min Deposit$100
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Texas Average3.22%▲ 0.63% above avgNationally 2.88%
Details
Compounded: Quarterly; Credited: Quarterly
Rate History
No change since Oct 14, 2026 · 3.85% APY
Navy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.14%
1765 Military Pkwy, Fort Worth, TX 76127
Short-Term Certificate (Share, IRA, ESA) - 24 Months
$0
3.70%
▲ 0.48% above Texas avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Texas Average3.22%▲ 0.48% above avgNationally 2.88%
Details
$100K Minimum APY tier; Rates as of Oct 13, 2026 ET; Dividends compounded daily, credited monthly; Penalties apply for early withdrawals
Rate History
No change since Oct 14, 2026 · 3.70% APY
Navy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.14%
1765 Military Pkwy, Fort Worth, TX 76127
Short-Term Certificate (Share, IRA, ESA) - 24 Months
$0
3.66%
▲ 0.44% above Texas avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Texas Average3.22%▲ 0.44% above avgNationally 2.88%
Details
$1K Minimum APY tier; Rates as of Oct 13, 2026 ET; Dividends compounded daily, credited monthly; Penalties apply for early withdrawals
Rate History
No change since Oct 14, 2026 · 3.66% APY
Navy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.14%
1765 Military Pkwy, Fort Worth, TX 76127
24 Month ESA EasyStart Certificate
$50
3.60%
▲ 0.38% above Texas avg
▼
Rate3.54%
Min Deposit$50
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Texas Average3.22%▲ 0.38% above avgNationally 2.88%
Details
Share, IRA, ESA; Rates as of Oct 13, 2026 ET; EasyStart Certificate Rates(Share, IRA, ESA)
Rate History
No change since Oct 6, 2026 · 3.60% APY · checked 3 times
Texas Capital Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.64%
300 Throckmorton St, Fort Worth, TX 76102
24 Month Star Certificate of Deposit
$1,000
3.60%
▲ 0.38% above Texas avg
▼
Rate3.54%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Texas Average3.22%▲ 0.38% above avgNationally 2.88%
Details
Fixed rate; $1,000 minimum deposit to open; personal accounts only; interest accrued daily and paid monthly
Rate History
No change since Sep 18, 2026 · 3.60% APY · checked 5 times
Texas Capital Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.64%
300 Throckmorton St, Fort Worth, TX 76102
Star Certificate of Deposit - 24 Months
$1,000
3.60%
▲ 0.38% above Texas avg
▼
Rate3.54%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Texas Average3.22%▲ 0.38% above avgNationally 2.88%
Details
Open Account
Rate History
No change since Sep 14, 2026 · 3.60% APY · checked 8 times
Susser Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.02%
4200 S Hulen St, Fort Worth, TX 76109
Certificates of Deposit (CD) - 24-Month
$0
3.60%
▲ 0.38% above Texas avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Texas Average3.22%▲ 0.38% above avgNationally 2.88%
Details
Rates guaranteed until maturity; Certificates of deposit above $250,000.00 will earn a reduced rate
Rate History
No change since Sep 14, 2026 · 3.60% APY · checked 2 times
Member Preferred Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.13%
340 S Blue Mound Rd Ste 342, Fort Worth, TX 76131 1051
24 Month Certificate
$0
3.56%
▲ 0.34% above Texas avg
▼
Rate3.50%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Texas Average3.22%▲ 0.34% above avgNationally 2.88%
Details
Rate History
No change since Oct 8, 2026 · 3.56% APY · checked 2 times
Southside Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.90%
1320 S University Dr, Fort Worth, TX 76107
2 Year IRA
$1,000
3.55%
▲ 0.33% above Texas avg
▼
Rate3.50%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Texas Average3.22%▲ 0.33% above avgNationally 2.88%
Details
Individual Retirement Account ($1,000 or above); IRAs may only be opened for terms of 1 year or more; Must maintain a minimum balance of $1,000 to obtain the disclosed APY; penalty may be imposed for early withdrawal
Rate History
1 change since Sep 14, 2026 · 3.44% → 3.55% ▲ 0.11 pts · high 3.55% / low 3.44%
- Sep 18, 20263.55%▲ from 3.44%
- Sep 14, 20263.44%first recorded
Worth Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.68%
819 Taylor St, Fort Worth, TX 76102 6105
24 Month IRA Term Share Certificates
$1,000
3.51%
▲ 0.29% above Texas avg
▼
Rate3.45%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Texas Average3.22%▲ 0.29% above avgNationally 2.88%
Details
Compounding/Paid: Daily/Quarterly
Rate History
No change since Sep 18, 2026 · 3.51% APY · checked 3 times
Worth Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.68%
819 Taylor St, Fort Worth, TX 76102 6105
24 Month Term Share Certificates
$0
3.51%
▲ 0.29% above Texas avg
▼
Rate3.45%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Texas Average3.22%▲ 0.29% above avgNationally 2.88%
Details
Balance: $95,000 and over; Tier 4; Compounding/Paid: Daily/Monthly; Term shown with asterisk on source
Rate History
No change since Sep 14, 2026 · 3.51% APY · checked 7 times
Worth Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.68%
819 Taylor St, Fort Worth, TX 76102 6105
IRA Term Share Certificate - 24 Months
$1,000
3.51%
▲ 0.29% above Texas avg
▼
Rate3.45%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Texas Average3.22%▲ 0.29% above avgNationally 2.88%
Details
Compounding/Paid: Daily/Quarterly
Rate History
No change since Sep 14, 2026 · 3.51% APY · checked 7 times
Worth Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.68%
819 Taylor St, Fort Worth, TX 76102 6105
Term Share Certificate - 24 Months
$0
3.51%
▲ 0.29% above Texas avg
▼
Rate3.45%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Texas Average3.22%▲ 0.29% above avgNationally 2.88%
Details
Balance: $95,000; Compounding/Paid: Daily/Monthly
Rate History
No change since Oct 1, 2026 · 3.51% APY · checked 2 times
FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.13%
2421 Westport Pkwy Ste 1300, Fort Worth, TX 76177 5311
24 Month Share Certificate
$0
3.50%
▲ 0.28% above Texas avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Texas Average3.22%▲ 0.28% above avgNationally 2.88%
Details
Balance: $50,000 & up; Dividends Paid Monthly
Rate History
No change since Sep 18, 2026 · 3.50% APY · checked 6 times
Southside Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.90%
1320 S University Dr, Fort Worth, TX 76107
2 Year CD
$100,000
3.49%
▲ 0.27% above Texas avg
▼
Rate3.45%
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Texas Average3.22%▲ 0.27% above avgNationally 2.88%
Details
Certificates of Deposit ($100,000 or above); Must maintain a minimum balance of $100,000 to obtain the disclosed APY; penalty may be imposed for early withdrawal
Rate History
1 change since Sep 14, 2026 · 3.34% → 3.49% ▲ 0.15 pts · high 3.49% / low 3.34%
- Sep 18, 20263.49%▲ from 3.34%
- Sep 14, 20263.34%first recorded
Worth Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.68%
819 Taylor St, Fort Worth, TX 76102 6105
24 Month Term Share Certificates
$0
3.46%
▲ 0.24% above Texas avg
▼
Rate3.40%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Texas Average3.22%▲ 0.24% above avgNationally 2.88%
Details
Balance: $50,000-$94,999; Tier 3; Compounding/Paid: Daily/Monthly; Term shown with asterisk on source
Rate History
No change since Sep 14, 2026 · 3.46% APY · checked 7 times
Worth Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.68%
819 Taylor St, Fort Worth, TX 76102 6105
Term Share Certificate - 24 Months
$0
3.46%
▲ 0.24% above Texas avg
▼
Rate3.40%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Texas Average3.22%▲ 0.24% above avgNationally 2.88%
Details
Balance: $50,000-$94,999; Compounding/Paid: Daily/Monthly
Rate History
No change since Oct 1, 2026 · 3.46% APY · checked 2 times
Texas Dow Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.90%
4312 Town Center Dr, Fort Worth, TX 76115
24 Month Elements CD
$0
3.45%
▲ 0.23% above Texas avg
▼
Rate3.40%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Texas Average3.22%▲ 0.23% above avgNationally 2.88%
Details
Rate History
No change since Sep 18, 2026 · 3.45% APY · checked 6 times
Texas Dow Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.90%
4312 Town Center Dr, Fort Worth, TX 76115
24 Month IRA CD
$0
3.45%
▲ 0.23% above Texas avg
▼
Rate3.40%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Texas Average3.22%▲ 0.23% above avgNationally 2.88%
Details
Rate History
No change since Sep 18, 2026 · 3.45% APY · checked 6 times
Texas Dow Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.90%
4312 Town Center Dr, Fort Worth, TX 76115
24 Month Kids Club and Teens CD
$0
3.45%
▲ 0.23% above Texas avg
▼
Rate3.40%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Texas Average3.22%▲ 0.23% above avgNationally 2.88%
Details
Rate History
1 change since Sep 14, 2026 · 3.25% → 3.45% ▲ 0.20 pts · high 3.45% / low 3.25%
- Sep 18, 20263.45%▲ from 3.25%
- Sep 14, 20263.25%first recorded
Texas Dow Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.90%
4312 Town Center Dr, Fort Worth, TX 76115
24 Month Kids Club CD
$0
3.45%
▲ 0.23% above Texas avg
▼
Rate3.40%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Texas Average3.22%▲ 0.23% above avgNationally 2.88%
Details
Rate History
1 change since Sep 14, 2026 · 3.25% → 3.45% ▲ 0.20 pts · high 3.45% / low 3.25%
- Sep 18, 20263.45%▲ from 3.25%
- Sep 14, 20263.25%first recorded
Texas Dow Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.90%
4312 Town Center Dr, Fort Worth, TX 76115
24 Month Standard CD
$0
3.45%
▲ 0.23% above Texas avg
▼
Rate3.40%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Texas Average3.22%▲ 0.23% above avgNationally 2.88%
Details
Rate History
1 change since Sep 14, 2026 · 3.25% → 3.45% ▲ 0.20 pts · high 3.45% / low 3.25%
- Sep 18, 20263.45%▲ from 3.25%
- Sep 14, 20263.25%first recorded
Texas Dow Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.90%
4312 Town Center Dr, Fort Worth, TX 76115
Kids Club and Teens CDs - 24 months
$0
3.45%
▲ 0.23% above Texas avg
▼
Rate3.40%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Texas Average3.22%▲ 0.23% above avgNationally 2.88%
Details
Rate History
1 change since Sep 14, 2026 · 3.25% → 3.45% ▲ 0.20 pts · high 3.45% / low 3.25%
- Sep 18, 20263.45%▲ from 3.25%
- Sep 14, 20263.25%first recorded
Texas Dow Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.90%
4312 Town Center Dr, Fort Worth, TX 76115
Standard CDs - 24 months
$0
3.45%
▲ 0.23% above Texas avg
▼
Rate3.40%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Texas Average3.22%▲ 0.23% above avgNationally 2.88%
Details
Rate History
1 change since Sep 14, 2026 · 3.25% → 3.45% ▲ 0.20 pts · high 3.45% / low 3.25%
- Oct 9, 20263.45%▲ from 3.25%
- Sep 14, 20263.25%first recorded
Natural Resources Conservation Service Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.93%
501 W Felix St Bldg 24, Fort Worth, TX 76115 3404
Term Share Certificate - 24 Months
$0
3.37%
▲ 0.15% above Texas avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Texas Average3.22%▲ 0.15% above avgNationally 2.88%
Details
Balance: $50,000.00+; New Member/New Money
Rate History
1 change since Sep 16, 2026 · 2.85% → 3.37% ▲ 0.52 pts · high 3.37% / low 2.85%
- Sep 25, 20263.37%▲ from 2.85%
- Sep 16, 20262.85%first recorded
Natural Resources Conservation Service Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.93%
501 W Felix St Bldg 24, Fort Worth, TX 76115 3404
Term Share Certificate - 24 Months
$0
3.32%
▲ 0.10% above Texas avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Texas Average3.22%▲ 0.10% above avgNationally 2.88%
Details
Balance: $25,000.00-$49,999.00; New Member/New Money
Rate History
1 change since Sep 16, 2026 · 2.85% → 3.32% ▲ 0.47 pts · high 3.32% / low 2.85%
- Sep 25, 20263.32%▲ from 2.85%
- Sep 16, 20262.85%first recorded
Natural Resources Conservation Service Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.93%
501 W Felix St Bldg 24, Fort Worth, TX 76115 3404
Term Share Certificate - 24 Months
$0
3.28%
▲ 0.06% above Texas avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Texas Average3.22%▲ 0.06% above avgNationally 2.88%
Details
Balance: $50,000.00+; Current
Rate History
1 change since Sep 16, 2026 · 2.85% → 3.28% ▲ 0.43 pts · high 3.28% / low 2.85%
- Sep 25, 20263.28%▲ from 2.85%
- Sep 16, 20262.85%first recorded
Worth Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.68%
819 Taylor St, Fort Worth, TX 76102 6105
24 Month Term Share Certificates
$0
3.20%
▼ 0.02% below Texas avg
▼
Rate3.15%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Texas Average3.22%▼ 0.02% below avgNationally 2.88%
Details
Balance: $10,000-$49,999; Tier 2; Compounding/Paid: Daily/Monthly; Term shown with asterisk on source
Rate History
No change since Sep 14, 2026 · 3.20% APY · checked 7 times
Worth Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.68%
819 Taylor St, Fort Worth, TX 76102 6105
Term Share Certificate - 24 Months
$0
3.20%
▼ 0.02% below Texas avg
▼
Rate3.15%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Texas Average3.22%▼ 0.02% below avgNationally 2.88%
Details
Balance: $10,000-$49,999; Compounding/Paid: Daily/Monthly
Rate History
No change since Oct 1, 2026 · 3.20% APY · checked 2 times
Natural Resources Conservation Service Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.93%
501 W Felix St Bldg 24, Fort Worth, TX 76115 3404
Term Share Certificate - 24 Months
$0
3.18%
▼ 0.04% below Texas avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Texas Average3.22%▼ 0.04% below avgNationally 2.88%
Details
Balance: $25,000.00-$49,999.00; Current
Rate History
1 change since Sep 16, 2026 · 2.85% → 3.18% ▲ 0.33 pts · high 3.18% / low 2.85%
- Sep 25, 20263.18%▲ from 2.85%
- Sep 16, 20262.85%first recorded
Natural Resources Conservation Service Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.93%
501 W Felix St Bldg 24, Fort Worth, TX 76115 3404
Term Share Certificate - 24 Months
$0
3.17%
▼ 0.05% below Texas avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Texas Average3.22%▼ 0.05% below avgNationally 2.88%
Details
Balance: $10,000.00-$24,999.00; New Member/New Money
Rate History
1 change since Sep 16, 2026 · 2.85% → 3.17% ▲ 0.32 pts · high 3.17% / low 2.85%
- Sep 25, 20263.17%▲ from 2.85%
- Sep 16, 20262.85%first recorded
Worth Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.68%
819 Taylor St, Fort Worth, TX 76102 6105
24 Month Term Share Certificates
$0
3.15%
▼ 0.07% below Texas avg
▼
Rate3.10%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Texas Average3.22%▼ 0.07% below avgNationally 2.88%
Details
Balance: $1,000-$9,999; Tier 1; Compounding/Paid: Daily/Monthly; Term shown with asterisk on source
Rate History
No change since Sep 14, 2026 · 3.15% APY · checked 7 times
Worth Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.68%
819 Taylor St, Fort Worth, TX 76102 6105
Term Share Certificate - 24 Months
$0
3.15%
▼ 0.07% below Texas avg
▼
Rate3.10%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Texas Average3.22%▼ 0.07% below avgNationally 2.88%
Details
Balance: $1,000-$9,999; Compounding/Paid: Daily/Monthly
Rate History
No change since Oct 1, 2026 · 3.15% APY · checked 2 times
Frost Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
3000 S Hulen St, Fort Worth, TX 76109
24 Month Certificate of Deposit
$0
3.10%
▼ 0.12% below Texas avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Texas Average3.22%▼ 0.12% below avgNationally 2.88%
Details
Balance: $100,000.00 and over
Rate History
2 changes since Sep 18, 2026 · 2.90% → 3.10% ▲ 0.20 pts · high 3.10% / low 2.90%
- Oct 2, 20263.10%▲ from 3.00%
- Sep 24, 20263.00%▲ from 2.90%
- Sep 18, 20262.90%first recorded
Frost Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
3000 S Hulen St, Fort Worth, TX 76109
24 Month Frost Business Certificate of Deposit
$1,000
3.10%
▼ 0.12% below Texas avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Texas Average3.22%▼ 0.12% below avgNationally 2.88%
Details
Balance: $100,000 and over
Rate History
No change since Oct 14, 2026 · 3.10% APY
Natural Resources Conservation Service Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.93%
501 W Felix St Bldg 24, Fort Worth, TX 76115 3404
Term Share Certificate - 24 Months
$0
3.08%
▼ 0.14% below Texas avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Texas Average3.22%▼ 0.14% below avgNationally 2.88%
Details
Balance: $10,000.00-$24,999.00; Current
Rate History
1 change since Sep 16, 2026 · 2.85% → 3.08% ▲ 0.23 pts · high 3.08% / low 2.85%
- Sep 25, 20263.08%▲ from 2.85%
- Sep 16, 20262.85%first recorded
Natural Resources Conservation Service Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.93%
501 W Felix St Bldg 24, Fort Worth, TX 76115 3404
Term Share Certificate - 24 Months
$0
3.06%
▼ 0.16% below Texas avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Texas Average3.22%▼ 0.16% below avgNationally 2.88%
Details
Balance: $5,000.00-$9,999.00; New Member/New Money
Rate History
1 change since Sep 16, 2026 · 2.85% → 3.06% ▲ 0.21 pts · high 3.06% / low 2.85%
- Sep 25, 20263.06%▲ from 2.85%
- Sep 16, 20262.85%first recorded
PlainsCapital Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.03%
6000 Western Pl, Fort Worth, TX 76107
Individual Retirement Account - 2 Years
$100
3.03%
▼ 0.19% below Texas avg
▼
Rate3.00%
Min Deposit$100
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Texas Average3.22%▼ 0.19% below avgNationally 2.88%
Details
Early withdrawal fee may apply
Rate History
1 change since Sep 18, 2026 · 2.83% → 3.03% ▲ 0.20 pts · high 3.03% / low 2.83%
- Oct 7, 20263.03%▲ from 2.83%
- Sep 18, 20262.83%first recorded
Southside Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.90%
1320 S University Dr, Fort Worth, TX 76107
2 Year CD
$1,000
3.03%
▼ 0.19% below Texas avg
▼
Rate3.00%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Texas Average3.22%▼ 0.19% below avgNationally 2.88%
Details
Certificates of Deposit ($1,000 - $99,999); Must maintain a minimum balance of $1,000 to obtain the disclosed APY; penalty may be imposed for early withdrawal
Rate History
1 change since Sep 14, 2026 · 3.00% → 3.03% ▲ 0.03 pts · high 3.03% / low 3.00%
- Sep 18, 20263.03%▲ from 3.00%
- Sep 14, 20263.00%first recorded
First Command Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.36%
1 Firstcomm Plz, Fort Worth, TX 76109
2 Year Certificates of Deposit (CDs)
$0
3.00%
▼ 0.22% below Texas avg
▼
Rate2.96%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Texas Average3.22%▼ 0.22% below avgNationally 2.88%
Details
Balance: $100,000+
Rate History
No change since Oct 7, 2026 · 3.00% APY · checked 2 times
Fort Worth 36 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Fort Worth City Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.14%
2309 Montgomery St, Fort Worth, TX 76107 4520
36-Month IRA Share CD
$0
4.41%
▲ 1.27% above Texas avg
▼
Rate4.32%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Texas Average3.14%▲ 1.27% above avgNationally 2.81%
Details
IRA Certificate of Deposit
Rate History
1 change since Sep 14, 2026 · 3.92% → 4.41% ▲ 0.49 pts · high 4.41% / low 3.92%
- Oct 10, 20264.41%▲ from 3.92%
- Sep 14, 20263.92%first recorded
Fort Worth City Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.14%
2309 Montgomery St, Fort Worth, TX 76107 4520
36-Month Jumbo Share CD
$0
4.41%
▲ 1.27% above Texas avg
▼
Rate4.32%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Texas Average3.14%▲ 1.27% above avgNationally 2.81%
Details
Balance: $95K and over; Jumbo Certificate of Deposit
Rate History
1 change since Sep 22, 2026 · 3.92% → 4.41% ▲ 0.49 pts · high 4.41% / low 3.92%
- Oct 10, 20264.41%▲ from 3.92%
- Sep 22, 20263.92%first recorded
Fort Worth City Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.14%
2309 Montgomery St, Fort Worth, TX 76107 4520
36-Month Junior Jumbo Share CD
$0
4.35%
▲ 1.21% above Texas avg
▼
Rate4.27%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Texas Average3.14%▲ 1.21% above avgNationally 2.81%
Details
Balance: $50K - $95K; Junior Jumbo Certificate of Deposit
Rate History
1 change since Sep 22, 2026 · 3.87% → 4.35% ▲ 0.48 pts · high 4.35% / low 3.87%
- Oct 10, 20264.35%▲ from 3.87%
- Sep 22, 20263.87%first recorded
EECU Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.73%
1617 W 7th St, Fort Worth, TX 76102
Jumbo CD - 36 Months
$50,000
4.35%
▲ 1.21% above Texas avg
▼
Rate4.27%
Min Deposit$50,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Texas Average3.14%▲ 1.21% above avgNationally 2.81%
Details
Jumbo CD; interest compounded and credited monthly; penalty for early withdrawal
Rate History
1 change since Sep 14, 2026 · 3.86% → 4.35% ▲ 0.49 pts · high 4.35% / low 3.86%
- Sep 22, 20264.35%▲ from 3.86%
- Sep 14, 20263.86%first recorded
Fort Worth City Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.14%
2309 Montgomery St, Fort Worth, TX 76107 4520
36-Month Share CD
$0
4.30%
▲ 1.16% above Texas avg
▼
Rate4.22%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Texas Average3.14%▲ 1.16% above avgNationally 2.81%
Details
Rate History
1 change since Sep 14, 2026 · 3.82% → 4.30% ▲ 0.48 pts · high 4.30% / low 3.82%
- Oct 10, 20264.30%▲ from 3.82%
- Sep 14, 20263.82%first recorded
Carter Federal Credit Union
Institution Rating:
C-3.8 ★Texas Ratio: 29.75%
603 S Adams St Ste 10A, Fort Worth, TX 76104 3023
36 Month Share Certificate/IRA Share Certificate
$1,000
4.25%
▲ 1.11% above Texas avg
▼
Rate4.17%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Texas Average3.14%▲ 1.11% above avgNationally 2.81%
Details
Minimum opening deposit is $1,000; Rates effective as of 10/6/2026
Rate History
No change since Oct 12, 2026 · 4.25% APY
EECU Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.73%
1617 W 7th St, Fort Worth, TX 76102
Standard CD - 36 Months
$1,000
4.25%
▲ 1.11% above Texas avg
▼
Rate4.17%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Texas Average3.14%▲ 1.11% above avgNationally 2.81%
Details
Interest paid monthly; interest compounded and credited monthly; penalty for early withdrawal
Rate History
1 change since Sep 14, 2026 · 3.75% → 4.25% ▲ 0.50 pts · high 4.25% / low 3.75%
- Sep 22, 20264.25%▲ from 3.75%
- Sep 14, 20263.75%first recorded
Navy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.14%
1765 Military Pkwy, Fort Worth, TX 76127
3 Year ESA Long-Term Certificate
$0
4.15%
▲ 1.01% above Texas avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Texas Average3.14%▲ 1.01% above avgNationally 2.81%
Details
Balance: $100K Minimum APY; Rates as of Oct 13, 2026 ET; Long-Term Certificate Rates(Share, IRA, ESA)
Rate History
No change since Sep 30, 2026 · 4.15% APY · checked 4 times
Navy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.14%
1765 Military Pkwy, Fort Worth, TX 76127
3 Year ESA Long-Term Certificate
$0
4.10%
▲ 0.96% above Texas avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Texas Average3.14%▲ 0.96% above avgNationally 2.81%
Details
Balance: $1K Minimum APY; Rates as of Oct 13, 2026 ET; Long-Term Certificate Rates(Share, IRA, ESA)
Rate History
No change since Sep 30, 2026 · 4.10% APY · checked 4 times
Ciera Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.39%
1501 Summit Ave, Fort Worth, TX 76102
Certificate of Deposit - 36 Month
$1,000
4.10%
▲ 0.96% above Texas avg
▼
Rate4.04%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Texas Average3.14%▲ 0.96% above avgNationally 2.81%
Details
Compounded: Quarterly; Credited: Quarterly
Rate History
No change since Oct 14, 2026 · 4.10% APY
Ciera Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.39%
1501 Summit Ave, Fort Worth, TX 76102
IRA 36 Month
$100
3.75%
▲ 0.61% above Texas avg
▼
Rate3.70%
Min Deposit$100
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Texas Average3.14%▲ 0.61% above avgNationally 2.81%
Details
Compounded: Quarterly; Credited: Quarterly
Rate History
No change since Oct 14, 2026 · 3.75% APY
Texas Dow Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.90%
4312 Town Center Dr, Fort Worth, TX 76115
36 Month Elements CD
$0
3.60%
▲ 0.46% above Texas avg
▼
Rate3.54%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Texas Average3.14%▲ 0.46% above avgNationally 2.81%
Details
Rate History
No change since Sep 18, 2026 · 3.60% APY · checked 6 times
Texas Dow Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.90%
4312 Town Center Dr, Fort Worth, TX 76115
36 Month IRA CD
$0
3.60%
▲ 0.46% above Texas avg
▼
Rate3.54%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Texas Average3.14%▲ 0.46% above avgNationally 2.81%
Details
Rate History
No change since Sep 18, 2026 · 3.60% APY · checked 6 times
Texas Dow Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.90%
4312 Town Center Dr, Fort Worth, TX 76115
36 Month Kids Club and Teens CD
$0
3.60%
▲ 0.46% above Texas avg
▼
Rate3.54%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Texas Average3.14%▲ 0.46% above avgNationally 2.81%
Details
Rate History
1 change since Sep 14, 2026 · 2.30% → 3.60% ▲ 1.30 pts · high 3.60% / low 2.30%
- Sep 18, 20263.60%▲ from 2.30%
- Sep 14, 20262.30%first recorded
Texas Dow Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.90%
4312 Town Center Dr, Fort Worth, TX 76115
36 Month Kids Club CD
$0
3.60%
▲ 0.46% above Texas avg
▼
Rate3.54%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Texas Average3.14%▲ 0.46% above avgNationally 2.81%
Details
Rate History
1 change since Sep 14, 2026 · 2.30% → 3.60% ▲ 1.30 pts · high 3.60% / low 2.30%
- Sep 18, 20263.60%▲ from 2.30%
- Sep 14, 20262.30%first recorded
Texas Dow Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.90%
4312 Town Center Dr, Fort Worth, TX 76115
36 Month Standard CD
$0
3.60%
▲ 0.46% above Texas avg
▼
Rate3.54%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Texas Average3.14%▲ 0.46% above avgNationally 2.81%
Details
Rate History
1 change since Sep 14, 2026 · 2.30% → 3.60% ▲ 1.30 pts · high 3.60% / low 2.30%
- Sep 18, 20263.60%▲ from 2.30%
- Sep 14, 20262.30%first recorded
Texas Dow Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.90%
4312 Town Center Dr, Fort Worth, TX 76115
Kids Club and Teens CDs - 36 months
$0
3.60%
▲ 0.46% above Texas avg
▼
Rate3.54%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Texas Average3.14%▲ 0.46% above avgNationally 2.81%
Details
Rate History
1 change since Sep 14, 2026 · 2.30% → 3.60% ▲ 1.30 pts · high 3.60% / low 2.30%
- Sep 18, 20263.60%▲ from 2.30%
- Sep 14, 20262.30%first recorded
Texas Dow Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.90%
4312 Town Center Dr, Fort Worth, TX 76115
Standard CDs - 36 months
$0
3.60%
▲ 0.46% above Texas avg
▼
Rate3.54%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Texas Average3.14%▲ 0.46% above avgNationally 2.81%
Details
Rate History
1 change since Sep 14, 2026 · 2.30% → 3.60% ▲ 1.30 pts · high 3.60% / low 2.30%
- Oct 9, 20263.60%▲ from 2.30%
- Sep 14, 20262.30%first recorded
Susser Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.02%
4200 S Hulen St, Fort Worth, TX 76109
Certificates of Deposit (CD) - 36-Month
$0
3.40%
▲ 0.26% above Texas avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Texas Average3.14%▲ 0.26% above avgNationally 2.81%
Details
Rates guaranteed until maturity; Certificates of deposit above $250,000.00 will earn a reduced rate
Rate History
No change since Sep 14, 2026 · 3.40% APY · checked 2 times
Natural Resources Conservation Service Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.93%
501 W Felix St Bldg 24, Fort Worth, TX 76115 3404
36 Months Term Share Certificate
$0
3.28%
▲ 0.14% above Texas avg
▼
Rate3.28%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Texas Average3.14%▲ 0.14% above avgNationally 2.81%
Details
Balance: $50,000.00+; New Member/New Money
Rate History
1 change since Sep 25, 2026 · 3.19% → 3.28% ▲ 0.09 pts · high 3.28% / low 3.19%
- Oct 12, 20263.28%▲ from 3.19%
- Sep 25, 20263.19%first recorded
FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.13%
2421 Westport Pkwy Ste 1300, Fort Worth, TX 76177 5311
36 Month Share Certificate
$0
3.25%
▲ 0.11% above Texas avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Texas Average3.14%▲ 0.11% above avgNationally 2.81%
Details
Balance: $50,000 & up; Dividends Paid Monthly
Rate History
No change since Sep 18, 2026 · 3.25% APY · checked 6 times
EP Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.42%
9000 Blue Mound Rd, Fort Worth, TX 76131
Smart Saver Term Certificate - 36 Month Certificate
$1,000
3.25%
▲ 0.11% above Texas avg
▼
Rate3.20%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Texas Average3.14%▲ 0.11% above avgNationally 2.81%
Details
Smart Saver Term Share Certificate; Share & IRA Certificates; Effective 10-1-2026
Rate History
No change since Oct 14, 2026 · 3.25% APY
Natural Resources Conservation Service Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.93%
501 W Felix St Bldg 24, Fort Worth, TX 76115 3404
36 Months Term Share Certificate
$0
3.19%
▲ 0.05% above Texas avg
▼
Rate3.19%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Texas Average3.14%▲ 0.05% above avgNationally 2.81%
Details
Balance: $50,000.00+; Current
Rate History
No change since Sep 25, 2026 · 3.19% APY · checked 3 times
Natural Resources Conservation Service Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.93%
501 W Felix St Bldg 24, Fort Worth, TX 76115 3404
36 Months Term Share Certificate
$0
3.18%
▲ 0.04% above Texas avg
▼
Rate3.18%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Texas Average3.14%▲ 0.04% above avgNationally 2.81%
Details
Balance: $25,000.00-$49,999.00; New Member/New Money
Rate History
1 change since Sep 25, 2026 · 3.19% → 3.18% ▼ 0.01 pts · high 3.19% / low 3.18%
- Oct 12, 20263.18%▼ from 3.19%
- Sep 25, 20263.19%first recorded
Natural Resources Conservation Service Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.93%
501 W Felix St Bldg 24, Fort Worth, TX 76115 3404
36 Months Term Share Certificate
$0
3.09%
▼ 0.05% below Texas avg
▼
Rate3.09%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Texas Average3.14%▼ 0.05% below avgNationally 2.81%
Details
Balance: $25,000.00-$49,999.00; Current
Rate History
No change since Sep 25, 2026 · 3.09% APY · checked 3 times
Natural Resources Conservation Service Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.93%
501 W Felix St Bldg 24, Fort Worth, TX 76115 3404
36 Months Term Share Certificate
$0
3.08%
▼ 0.06% below Texas avg
▼
Rate3.08%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Texas Average3.14%▼ 0.06% below avgNationally 2.81%
Details
Balance: $10,000.00-$24,999.00; New Member/New Money
Rate History
1 change since Sep 25, 2026 · 3.09% → 3.08% ▼ 0.01 pts · high 3.09% / low 3.08%
- Oct 12, 20263.08%▼ from 3.09%
- Sep 25, 20263.09%first recorded
First Command Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.36%
1 Firstcomm Plz, Fort Worth, TX 76109
3 Year Certificates of Deposit (CDs)
$0
3.00%
▼ 0.14% below Texas avg
▼
Rate2.96%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Texas Average3.14%▼ 0.14% below avgNationally 2.81%
Details
Balance: $100,000+
Rate History
No change since Oct 7, 2026 · 3.00% APY · checked 2 times
Natural Resources Conservation Service Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.93%
501 W Felix St Bldg 24, Fort Worth, TX 76115 3404
36 Months Term Share Certificate
$0
2.99%
▼ 0.15% below Texas avg
▼
Rate2.99%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Texas Average3.14%▼ 0.15% below avgNationally 2.81%
Details
Balance: $10,000.00-$24,999.00; Current
Rate History
No change since Sep 25, 2026 · 2.99% APY · checked 3 times
PlainsCapital Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.03%
6000 Western Pl, Fort Worth, TX 76107
Individual Retirement Account - 3 Years
$100
2.98%
▼ 0.16% below Texas avg
▼
Rate2.95%
Min Deposit$100
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Texas Average3.14%▼ 0.16% below avgNationally 2.81%
Details
Early withdrawal fee may apply
Rate History
1 change since Sep 18, 2026 · 2.78% → 2.98% ▲ 0.20 pts · high 2.98% / low 2.78%
- Oct 7, 20262.98%▲ from 2.78%
- Sep 18, 20262.78%first recorded
Natural Resources Conservation Service Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.93%
501 W Felix St Bldg 24, Fort Worth, TX 76115 3404
36 Months Term Share Certificate
$0
2.97%
▼ 0.17% below Texas avg
▼
Rate2.97%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Texas Average3.14%▼ 0.17% below avgNationally 2.81%
Details
Balance: $5,000.00-$9,999.00; New Member/New Money
Rate History
1 change since Sep 25, 2026 · 2.99% → 2.97% ▼ 0.02 pts · high 2.99% / low 2.97%
- Oct 12, 20262.97%▼ from 2.99%
- Sep 25, 20262.99%first recorded
Natural Resources Conservation Service Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.93%
501 W Felix St Bldg 24, Fort Worth, TX 76115 3404
36 Months Term Share Certificate
$0
2.88%
▼ 0.26% below Texas avg
▼
Rate2.88%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Texas Average3.14%▼ 0.26% below avgNationally 2.81%
Details
Balance: $5,000.00-$9,999.00; Current
Rate History
No change since Sep 25, 2026 · 2.88% APY · checked 3 times
Natural Resources Conservation Service Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.93%
501 W Felix St Bldg 24, Fort Worth, TX 76115 3404
36 Months Term Share Certificate
$0
2.85%
▼ 0.29% below Texas avg
▼
Rate2.85%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Texas Average3.14%▼ 0.29% below avgNationally 2.81%
Details
Balance: $1,000.00-$4,999.00; New Member/New Money
Rate History
1 change since Sep 25, 2026 · 2.88% → 2.85% ▼ 0.03 pts · high 2.88% / low 2.85%
- Oct 12, 20262.85%▼ from 2.88%
- Sep 25, 20262.88%first recorded
Natural Resources Conservation Service Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.93%
501 W Felix St Bldg 24, Fort Worth, TX 76115 3404
36 Months Term Share Certificate
$0
2.76%
▼ 0.38% below Texas avg
▼
Rate2.76%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Texas Average3.14%▼ 0.38% below avgNationally 2.81%
Details
Balance: $1,000.00-$4,999.00; Current
Rate History
No change since Sep 25, 2026 · 2.76% APY · checked 3 times
First Guaranty Bank
Institution Rating:
C3.8 ★Texas Ratio: 25.51%
2001 Handley Ederville Rd, Fort Worth, TX 76118
Fixed Rate CDs - 3 Year
$500
2.75%
▼ 0.39% below Texas avg
▼
Rate2.75%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Texas Average3.14%▼ 0.39% below avgNationally 2.81%
Details
Interest Rate 2.75%; APY 2.75%
Rate History
No change since Sep 14, 2026 · 2.75% APY · checked 2 times
Amarillo National Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.89%
4501 Camp Bowie Blvd, Fort Worth, TX 76107
3 Year Certificate of Deposit
$1,000
2.70%
▼ 0.44% below Texas avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Texas Average3.14%▼ 0.44% below avgNationally 2.81%
Details
Interest rates stated in annual percentage yield; Penalty for early withdrawal
Rate History
No change since Sep 18, 2026 · 2.70% APY · checked 5 times
NBT Financial Bank
Institution Rating:
A-4.9 ★Texas Ratio: 16.19%
2535 Ne 28th St, Fort Worth, TX 76106
JUMBO 36 Month CD
$250,000
2.27%
▼ 0.87% below Texas avg
▼
Rate2.25%
Min Deposit$250,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Texas Average3.14%▼ 0.87% below avgNationally 2.81%
Details
Rate History
No change since Sep 14, 2026 · 2.27% APY · checked 7 times
NBT Financial Bank
Institution Rating:
A-4.9 ★Texas Ratio: 16.19%
2535 Ne 28th St, Fort Worth, TX 76106
36 Month CD
$1,000
2.02%
▼ 1.12% below Texas avg
▼
Rate2.00%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Texas Average3.14%▼ 1.12% below avgNationally 2.81%
Details
Rate History
No change since Sep 14, 2026 · 2.02% APY · checked 7 times
NBT Financial Bank
Institution Rating:
A-4.9 ★Texas Ratio: 16.19%
2535 Ne 28th St, Fort Worth, TX 76106
JUMBO 36 Month IRA
$250,000
2.02%
▼ 1.12% below Texas avg
▼
Rate2.00%
Min Deposit$250,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Texas Average3.14%▼ 1.12% below avgNationally 2.81%
Details
Rate History
No change since Sep 14, 2026 · 2.02% APY · checked 7 times
NBT Financial Bank
Institution Rating:
A-4.9 ★Texas Ratio: 16.19%
2535 Ne 28th St, Fort Worth, TX 76106
36 Month IRA Fixed
$250
1.77%
▼ 1.37% below Texas avg
▼
Rate1.75%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Texas Average3.14%▼ 1.37% below avgNationally 2.81%
Details
Rate History
No change since Sep 14, 2026 · 1.77% APY · checked 7 times
BOK Financial
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
5909 Camp Bowie Blvd, Fort Worth, TX 76107
3 Year Standard CD Products
$1,000
1.50%
▼ 1.64% below Texas avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Texas Average3.14%▼ 1.64% below avgNationally 2.81%
Details
Balance: $100,000 or more; $1,000 opening deposit required
Rate History
No change since Sep 18, 2026 · 1.50% APY · checked 5 times
BOK Financial
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
5909 Camp Bowie Blvd, Fort Worth, TX 76107
IRA CDs - 3 Years
$1,000
1.50%
▼ 1.64% below Texas avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Texas Average3.14%▼ 1.64% below avgNationally 2.81%
Details
IRA CD; $1,000 opening deposit required
Rate History
No change since Sep 18, 2026 · 1.50% APY · checked 7 times
Woodforest National Bank
Institution Rating:
A-5.0 ★Texas Ratio: 14.96%
7451 Mccart Ave, Fort Worth, TX 76133
Certificate of Deposit 3 Year
$500
1.40%
▼ 1.74% below Texas avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Texas Average3.14%▼ 1.74% below avgNationally 2.81%
Details
Rate History
No change since Sep 14, 2026 · 1.40% APY · checked 8 times
Woodforest National Bank
Institution Rating:
A-5.0 ★Texas Ratio: 14.96%
7451 Mccart Ave, Fort Worth, TX 76133
IRA 3 Year
$500
1.40%
▼ 1.74% below Texas avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Texas Average3.14%▼ 1.74% below avgNationally 2.81%
Details
Rate History
No change since Oct 14, 2026 · 1.40% APY
Colonial Savings, F.A.
Institution Rating:
A+5.0 ★Texas Ratio: 0.06%
2626d West Freeway, Fort Worth, TX 76102
36 Month Certificate of Deposit
$0
1.38%
▼ 1.76% below Texas avg
▼
Rate1.37%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Texas Average3.14%▼ 1.76% below avgNationally 2.81%
Details
Rate History
No change since Sep 14, 2026 · 1.38% APY · checked 7 times
Colonial Savings, F.A.
Institution Rating:
A+5.0 ★Texas Ratio: 0.06%
2626d West Freeway, Fort Worth, TX 76102
36 Month Jumbo Certificate of Deposit
$0
1.38%
▼ 1.76% below Texas avg
▼
Rate1.37%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Texas Average3.14%▼ 1.76% below avgNationally 2.81%
Details
Rate History
No change since Sep 14, 2026 · 1.38% APY · checked 6 times
Colonial Savings, F.A.
Institution Rating:
A+5.0 ★Texas Ratio: 0.06%
2626d West Freeway, Fort Worth, TX 76102
36 Month Fixed Rate CD
$0
1.37%
▼ 1.77% below Texas avg
▼
Rate1.37%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Texas Average3.14%▼ 1.77% below avgNationally 2.81%
Details
Rate History
No change since Oct 8, 2026 · 1.37% APY · checked 2 times
First Command Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.36%
1 Firstcomm Plz, Fort Worth, TX 76109
3 Year Certificates of Deposit (CDs)
$0
0.95%
▼ 2.19% below Texas avg
▼
Rate0.95%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Texas Average3.14%▼ 2.19% below avgNationally 2.81%
Details
Balance: $1,000 - $99,999.99
Rate History
No change since Oct 7, 2026 · 0.95% APY · checked 2 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
4500 Mercantile Plaza Dr, Fort Worth, TX 76137
36 Month Certificate of Deposit
$0
0.03%
▼ 3.11% below Texas avg
▼
Rate0.03%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Texas Average3.14%▼ 3.11% below avgNationally 2.81%
Details
Balance: $25,000.00 and above; Standard Rates
Rate History
No change since Oct 2, 2026 · 0.03% APY · checked 4 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
4500 Mercantile Plaza Dr, Fort Worth, TX 76137
IRA CD - 36 Months
$250
0.03%
▼ 3.11% below Texas avg
▼
Rate0.03%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Texas Average3.14%▼ 3.11% below avgNationally 2.81%
Details
Balance: $25,000.00 and above
Rate History
No change since Oct 2, 2026 · 0.03% APY · checked 2 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
4500 Mercantile Plaza Dr, Fort Worth, TX 76137
36 Month Certificate of Deposit
$0
0.02%
▼ 3.12% below Texas avg
▼
Rate0.02%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Texas Average3.14%▼ 3.12% below avgNationally 2.81%
Details
Balance: $1,000.00 - $24,999.99; Standard Rates
Rate History
No change since Oct 2, 2026 · 0.02% APY · checked 4 times
Fort Worth 48 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
EECU Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.73%
1617 W 7th St, Fort Worth, TX 76102
Jumbo CD - 48 Months
$50,000
4.35%
▲ 1.31% above Texas avg
▼
Rate4.27%
Min Deposit$50,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Texas Average3.04%▲ 1.31% above avgNationally 2.80%
Details
Jumbo CD; interest compounded and credited monthly; penalty for early withdrawal
Rate History
1 change since Sep 14, 2026 · 3.86% → 4.35% ▲ 0.49 pts · high 4.35% / low 3.86%
- Sep 22, 20264.35%▲ from 3.86%
- Sep 14, 20263.86%first recorded
Carter Federal Credit Union
Institution Rating:
C-3.8 ★Texas Ratio: 29.75%
603 S Adams St Ste 10A, Fort Worth, TX 76104 3023
48 Month Share Certificate/IRA Share Certificate
$1,000
4.25%
▲ 1.21% above Texas avg
▼
Rate4.17%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Texas Average3.04%▲ 1.21% above avgNationally 2.80%
Details
Minimum opening deposit is $1,000; Rates effective as of 10/6/2026
Rate History
No change since Oct 12, 2026 · 4.25% APY
EECU Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.73%
1617 W 7th St, Fort Worth, TX 76102
Standard CD - 48 Months
$1,000
4.25%
▲ 1.21% above Texas avg
▼
Rate4.17%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Texas Average3.04%▲ 1.21% above avgNationally 2.80%
Details
Interest paid monthly; interest compounded and credited monthly; penalty for early withdrawal
Rate History
1 change since Sep 14, 2026 · 3.75% → 4.25% ▲ 0.50 pts · high 4.25% / low 3.75%
- Sep 22, 20264.25%▲ from 3.75%
- Sep 14, 20263.75%first recorded
Ciera Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.39%
1501 Summit Ave, Fort Worth, TX 76102
Certificate of Deposit - 48 Month
$1,000
4.15%
▲ 1.11% above Texas avg
▼
Rate4.09%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Texas Average3.04%▲ 1.11% above avgNationally 2.80%
Details
Compounded: Quarterly; Credited: Quarterly
Rate History
No change since Oct 14, 2026 · 4.15% APY
Ciera Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.39%
1501 Summit Ave, Fort Worth, TX 76102
IRA 48 Month
$100
3.80%
▲ 0.76% above Texas avg
▼
Rate3.75%
Min Deposit$100
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Texas Average3.04%▲ 0.76% above avgNationally 2.80%
Details
Compounded: Quarterly; Credited: Quarterly
Rate History
No change since Oct 14, 2026 · 3.80% APY
Texas Dow Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.90%
4312 Town Center Dr, Fort Worth, TX 76115
48 Month Elements CD
$0
3.70%
▲ 0.66% above Texas avg
▼
Rate3.64%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Texas Average3.04%▲ 0.66% above avgNationally 2.80%
Details
Rate History
No change since Sep 18, 2026 · 3.70% APY · checked 6 times
Texas Dow Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.90%
4312 Town Center Dr, Fort Worth, TX 76115
48 Month IRA CD
$0
3.70%
▲ 0.66% above Texas avg
▼
Rate3.64%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Texas Average3.04%▲ 0.66% above avgNationally 2.80%
Details
Rate History
No change since Sep 18, 2026 · 3.70% APY · checked 6 times
Texas Dow Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.90%
4312 Town Center Dr, Fort Worth, TX 76115
48 Month Kids Club and Teens CD
$0
3.70%
▲ 0.66% above Texas avg
▼
Rate3.64%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Texas Average3.04%▲ 0.66% above avgNationally 2.80%
Details
Rate History
1 change since Sep 14, 2026 · 2.35% → 3.70% ▲ 1.35 pts · high 3.70% / low 2.35%
- Sep 18, 20263.70%▲ from 2.35%
- Sep 14, 20262.35%first recorded
Texas Dow Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.90%
4312 Town Center Dr, Fort Worth, TX 76115
48 Month Kids Club CD
$0
3.70%
▲ 0.66% above Texas avg
▼
Rate3.64%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Texas Average3.04%▲ 0.66% above avgNationally 2.80%
Details
Rate History
1 change since Sep 14, 2026 · 2.35% → 3.70% ▲ 1.35 pts · high 3.70% / low 2.35%
- Sep 18, 20263.70%▲ from 2.35%
- Sep 14, 20262.35%first recorded
Texas Dow Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.90%
4312 Town Center Dr, Fort Worth, TX 76115
48 Month Standard CD
$0
3.70%
▲ 0.66% above Texas avg
▼
Rate3.64%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Texas Average3.04%▲ 0.66% above avgNationally 2.80%
Details
Rate History
1 change since Sep 14, 2026 · 2.35% → 3.70% ▲ 1.35 pts · high 3.70% / low 2.35%
- Sep 18, 20263.70%▲ from 2.35%
- Sep 14, 20262.35%first recorded
Texas Dow Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.90%
4312 Town Center Dr, Fort Worth, TX 76115
Kids Club and Teens CDs - 48 months
$0
3.70%
▲ 0.66% above Texas avg
▼
Rate3.64%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Texas Average3.04%▲ 0.66% above avgNationally 2.80%
Details
Rate History
1 change since Sep 14, 2026 · 2.35% → 3.70% ▲ 1.35 pts · high 3.70% / low 2.35%
- Sep 18, 20263.70%▲ from 2.35%
- Sep 14, 20262.35%first recorded
Texas Dow Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.90%
4312 Town Center Dr, Fort Worth, TX 76115
Standard CDs - 48 months
$0
3.70%
▲ 0.66% above Texas avg
▼
Rate3.64%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Texas Average3.04%▲ 0.66% above avgNationally 2.80%
Details
Rate History
1 change since Sep 14, 2026 · 2.35% → 3.70% ▲ 1.35 pts · high 3.70% / low 2.35%
- Oct 9, 20263.70%▲ from 2.35%
- Sep 14, 20262.35%first recorded
Susser Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.02%
4200 S Hulen St, Fort Worth, TX 76109
Certificates of Deposit (CD) - 48-Month
$0
3.35%
▲ 0.31% above Texas avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Texas Average3.04%▲ 0.31% above avgNationally 2.80%
Details
Rates guaranteed until maturity; Certificates of deposit above $250,000.00 will earn a reduced rate
Rate History
No change since Sep 14, 2026 · 3.35% APY · checked 2 times
EP Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.42%
9000 Blue Mound Rd, Fort Worth, TX 76131
Smart Saver Term Certificate - 48 Month Certificate
$1,000
3.04%
At Texas avg
▼
Rate3.00%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Texas Average3.04%At the averageNationally 2.80%
Details
Smart Saver Term Share Certificate; Share & IRA Certificates; Effective 10-1-2026
Rate History
No change since Oct 14, 2026 · 3.04% APY
First Command Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.36%
1 Firstcomm Plz, Fort Worth, TX 76109
4 Year Certificates of Deposit (CDs)
$0
3.00%
▼ 0.04% below Texas avg
▼
Rate2.96%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Texas Average3.04%▼ 0.04% below avgNationally 2.80%
Details
Balance: $100,000+
Rate History
No change since Oct 7, 2026 · 3.00% APY · checked 2 times
FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.13%
2421 Westport Pkwy Ste 1300, Fort Worth, TX 76177 5311
48 Month Share Certificate
$0
3.00%
▼ 0.04% below Texas avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Texas Average3.04%▼ 0.04% below avgNationally 2.80%
Details
Balance: $50,000 & up; Dividends Paid Monthly
Rate History
No change since Sep 18, 2026 · 3.00% APY · checked 6 times
EP Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.42%
9000 Blue Mound Rd, Fort Worth, TX 76131
Bump Up Certificates - 48 Month Terms
$1,000
2.93%
▼ 0.11% below Texas avg
▼
Rate2.90%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Texas Average3.04%▼ 0.11% below avgNationally 2.80%
Details
Bump Up Term Share Certificate; one-time rate increase to prevailing rate for same term during maturity period; early withdrawal penalty may apply
Rate History
No change since Oct 14, 2026 · 2.93% APY
PlainsCapital Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.03%
6000 Western Pl, Fort Worth, TX 76107
Individual Retirement Account - 4 Years
$100
2.88%
▼ 0.16% below Texas avg
▼
Rate2.85%
Min Deposit$100
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Texas Average3.04%▼ 0.16% below avgNationally 2.80%
Details
Early withdrawal fee may apply
Rate History
1 change since Sep 18, 2026 · 2.67% → 2.88% ▲ 0.21 pts · high 2.88% / low 2.67%
- Oct 7, 20262.88%▲ from 2.67%
- Sep 18, 20262.67%first recorded
First Guaranty Bank
Institution Rating:
C3.8 ★Texas Ratio: 25.51%
2001 Handley Ederville Rd, Fort Worth, TX 76118
Fixed Rate CDs - 4 Year
$500
2.85%
▼ 0.19% below Texas avg
▼
Rate2.85%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Texas Average3.04%▼ 0.19% below avgNationally 2.80%
Details
Interest Rate 2.85%; APY 2.85%
Rate History
No change since Sep 14, 2026 · 2.85% APY · checked 2 times
Amarillo National Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.89%
4501 Camp Bowie Blvd, Fort Worth, TX 76107
4 Year Certificate of Deposit
$1,000
2.70%
▼ 0.34% below Texas avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Texas Average3.04%▼ 0.34% below avgNationally 2.80%
Details
Interest rates stated in annual percentage yield; Penalty for early withdrawal
Rate History
No change since Sep 18, 2026 · 2.70% APY · checked 5 times
First Command Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.36%
1 Firstcomm Plz, Fort Worth, TX 76109
4 Year Certificates of Deposit (CDs)
$0
2.50%
▼ 0.54% below Texas avg
▼
Rate2.47%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Texas Average3.04%▼ 0.54% below avgNationally 2.80%
Details
Balance: $1,000 - $99,999.99
Rate History
No change since Oct 7, 2026 · 2.50% APY · checked 2 times
NBT Financial Bank
Institution Rating:
A-4.9 ★Texas Ratio: 16.19%
2535 Ne 28th St, Fort Worth, TX 76106
JUMBO 48 Month CD
$250,000
2.27%
▼ 0.77% below Texas avg
▼
Rate2.25%
Min Deposit$250,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Texas Average3.04%▼ 0.77% below avgNationally 2.80%
Details
Rate History
No change since Sep 14, 2026 · 2.27% APY · checked 7 times
NBT Financial Bank
Institution Rating:
A-4.9 ★Texas Ratio: 16.19%
2535 Ne 28th St, Fort Worth, TX 76106
48 Month CD
$1,000
2.02%
▼ 1.02% below Texas avg
▼
Rate2.00%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Texas Average3.04%▼ 1.02% below avgNationally 2.80%
Details
Rate History
No change since Sep 14, 2026 · 2.02% APY · checked 7 times
BOK Financial
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
5909 Camp Bowie Blvd, Fort Worth, TX 76107
4 Year Standard CD Products
$1,000
1.50%
▼ 1.54% below Texas avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Texas Average3.04%▼ 1.54% below avgNationally 2.80%
Details
Balance: $100,000 or more; $1,000 opening deposit required
Rate History
No change since Sep 18, 2026 · 1.50% APY · checked 5 times
BOK Financial
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
5909 Camp Bowie Blvd, Fort Worth, TX 76107
IRA CDs - 4 Years
$1,000
1.50%
▼ 1.54% below Texas avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Texas Average3.04%▼ 1.54% below avgNationally 2.80%
Details
IRA CD; $1,000 opening deposit required
Rate History
No change since Sep 18, 2026 · 1.50% APY · checked 7 times
Woodforest National Bank
Institution Rating:
A-5.0 ★Texas Ratio: 14.96%
7451 Mccart Ave, Fort Worth, TX 76133
Certificate of Deposit 4 Year
$500
1.15%
▼ 1.89% below Texas avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Texas Average3.04%▼ 1.89% below avgNationally 2.80%
Details
Rate History
No change since Sep 14, 2026 · 1.15% APY · checked 8 times
Woodforest National Bank
Institution Rating:
A-5.0 ★Texas Ratio: 14.96%
7451 Mccart Ave, Fort Worth, TX 76133
IRA 4 Year
$500
1.15%
▼ 1.89% below Texas avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Texas Average3.04%▼ 1.89% below avgNationally 2.80%
Details
Rate History
No change since Oct 14, 2026 · 1.15% APY
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
4500 Mercantile Plaza Dr, Fort Worth, TX 76137
48 Month Certificate of Deposit
$0
0.03%
▼ 3.01% below Texas avg
▼
Rate0.03%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Texas Average3.04%▼ 3.01% below avgNationally 2.80%
Details
Balance: $25,000.00 and above; Standard Rates
Rate History
No change since Oct 2, 2026 · 0.03% APY · checked 4 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
4500 Mercantile Plaza Dr, Fort Worth, TX 76137
IRA CD - 48 Months
$250
0.03%
▼ 3.01% below Texas avg
▼
Rate0.03%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Texas Average3.04%▼ 3.01% below avgNationally 2.80%
Details
Balance: $25,000.00 and above
Rate History
No change since Oct 2, 2026 · 0.03% APY · checked 2 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
4500 Mercantile Plaza Dr, Fort Worth, TX 76137
48 Month Certificate of Deposit
$0
0.02%
▼ 3.02% below Texas avg
▼
Rate0.02%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Texas Average3.04%▼ 3.02% below avgNationally 2.80%
Details
Balance: $1,000.00 - $24,999.99; Standard Rates
Rate History
No change since Oct 2, 2026 · 0.02% APY · checked 4 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
4500 Mercantile Plaza Dr, Fort Worth, TX 76137
IRA CD - 48 Months
$250
0.02%
▼ 3.02% below Texas avg
▼
Rate0.02%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Texas Average3.04%▼ 3.02% below avgNationally 2.80%
Details
Balance: $1,000.00 - $24,999.99
Rate History
No change since Oct 2, 2026 · 0.02% APY · checked 2 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
4500 Mercantile Plaza Dr, Fort Worth, TX 76137
48 Month Certificate of Deposit
$0
0.01%
▼ 3.03% below Texas avg
▼
Rate0.01%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Texas Average3.04%▼ 3.03% below avgNationally 2.80%
Details
Balance: $1.00 - $999.99; Standard Rates
Rate History
No change since Oct 2, 2026 · 0.01% APY · checked 4 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
4500 Mercantile Plaza Dr, Fort Worth, TX 76137
IRA CD - 48 Months
$250
0.01%
▼ 3.03% below Texas avg
▼
Rate0.01%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Texas Average3.04%▼ 3.03% below avgNationally 2.80%
Details
Balance: $1.00 - $999.99
Rate History
No change since Oct 2, 2026 · 0.01% APY · checked 2 times
First Community Credit Union Houston, TX
Institution Rating:
A+5.0 ★Texas Ratio: 3.58%
4 Year Business CD
$5,000
4.60%
▲ 1.56% above Texas avg
▼
RateN/A
Min Deposit$5,000
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Texas Average3.04%▲ 1.56% above avgNationally 2.80%
Details
Balance: $1,000,000.00 and over
Rate History
No change since Oct 13, 2026 · 4.60% APY
First Community Credit Union Houston, TX
Institution Rating:
A+5.0 ★Texas Ratio: 3.58%
4 Year Business CD
$5,000
4.50%
▲ 1.46% above Texas avg
▼
RateN/A
Min Deposit$5,000
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Texas Average3.04%▲ 1.46% above avgNationally 2.80%
Details
Balance: $250,000.00 - $999,999.99
Rate History
No change since Oct 13, 2026 · 4.50% APY
Members Trust of the Southwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.85%
4 Year Certificate
$90,000
4.49%
▲ 1.45% above Texas avg
▼
Rate4.40%
Min Deposit$90,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Texas Average3.04%▲ 1.45% above avgNationally 2.80%
Details
Jumbo/Min. $90,000
Rate History
No change since Oct 8, 2026 · 4.49% APY · checked 2 times
Advancial Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.30%
4 Year Regular, IRA & Business Jumbo Certificates
$0
4.47%
▲ 1.43% above Texas avg
▼
Rate4.38%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Texas Average3.04%▲ 1.43% above avgNationally 2.80%
Details
Rate History
1 change since Sep 18, 2026 · 4.12% → 4.47% ▲ 0.35 pts · high 4.47% / low 4.12%
- Oct 1, 20264.47%▲ from 4.12%
- Sep 18, 20264.12%first recorded
Chevron Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
48 Month Share Certificate
$100,000
4.40%
▲ 1.36% above Texas avg
▼
Rate4.31%
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Texas Average3.04%▲ 1.36% above avgNationally 2.80%
Details
Rate Effective Date: October 12, 2026
Rate History
1 change since Oct 5, 2026 · 3.80% → 4.40% ▲ 0.60 pts · high 4.40% / low 3.80%
- Oct 13, 20264.40%▲ from 3.80%
- Oct 5, 20263.80%first recorded
First Community Credit Union Houston, TX
Institution Rating:
A+5.0 ★Texas Ratio: 3.58%
4 Year Business CD
$5,000
4.40%
▲ 1.36% above Texas avg
▼
RateN/A
Min Deposit$5,000
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Texas Average3.04%▲ 1.36% above avgNationally 2.80%
Details
Balance: $100,000.00 - $249,999.99
Rate History
No change since Oct 13, 2026 · 4.40% APY
Members Trust of the Southwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.85%
4 Year Certificate
$25,000
4.39%
▲ 1.35% above Texas avg
▼
Rate4.30%
Min Deposit$25,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Texas Average3.04%▲ 1.35% above avgNationally 2.80%
Details
Mini- Jumbo/Min. $25,000
Rate History
No change since Oct 8, 2026 · 4.39% APY · checked 2 times
Austin Telco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
48-Month Super Jumbo Certificate
$225,000
4.37%
▲ 1.33% above Texas avg
▼
Rate4.30%
Min Deposit$225,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Texas Average3.04%▲ 1.33% above avgNationally 2.80%
Details
Balance: $225,000 or greater
Rate History
1 change since Sep 14, 2026 · 4.22% → 4.37% ▲ 0.15 pts · high 4.37% / low 4.22%
- Oct 4, 20264.37%▲ from 4.22%
- Sep 14, 20264.22%first recorded
Tinker Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
48 Month Term Share (Certificate) / IRA
$0
4.36%
▲ 1.32% above Texas avg
▼
Rate4.28%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Texas Average3.04%▲ 1.32% above avgNationally 2.80%
Details
Balance: $99,000 minimum; Early Withdrawal Penalty: 300 Days
Rate History
1 change since Sep 18, 2026 · 3.96% → 4.36% ▲ 0.40 pts · high 4.36% / low 3.96%
- Oct 2, 20264.36%▲ from 3.96%
- Sep 18, 20263.96%first recorded
Advancial Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.30%
4 Year Regular, IRA & Business Junior Jumbo Certificates
$0
4.36%
▲ 1.32% above Texas avg
▼
Rate4.28%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Texas Average3.04%▲ 1.32% above avgNationally 2.80%
Details
Rate History
1 change since Sep 18, 2026 · 4.01% → 4.36% ▲ 0.35 pts · high 4.36% / low 4.01%
- Oct 1, 20264.36%▲ from 4.01%
- Sep 18, 20264.01%first recorded
Chevron Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
48 Month Share Certificate
$500
4.30%
▲ 1.26% above Texas avg
▼
Rate4.21%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Texas Average3.04%▲ 1.26% above avgNationally 2.80%
Details
Rate History
1 change since Oct 5, 2026 · 3.80% → 4.30% ▲ 0.50 pts · high 4.30% / low 3.80%
- Oct 13, 20264.30%▲ from 3.80%
- Oct 5, 20263.80%first recorded
First Community Credit Union Houston, TX
Institution Rating:
A+5.0 ★Texas Ratio: 3.58%
4 Year Business CD
$5,000
4.30%
▲ 1.26% above Texas avg
▼
RateN/A
Min Deposit$5,000
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Texas Average3.04%▲ 1.26% above avgNationally 2.80%
Details
Balance: $5,000.00 - $99,999.99
Rate History
No change since Oct 13, 2026 · 4.30% APY
Members Trust of the Southwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.85%
4 Year Certificate
$1,000
4.28%
▲ 1.24% above Texas avg
▼
Rate4.20%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Texas Average3.04%▲ 1.24% above avgNationally 2.80%
Details
Mini- Jumbo/Min. $25,000
Rate History
No change since Oct 8, 2026 · 4.28% APY · checked 2 times
Libertyone Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.30%
48 Month Jumbo or IRA CD
$25,000
4.28%
▲ 1.24% above Texas avg
▼
Rate4.20%
Min Deposit$25,000
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Texas Average3.04%▲ 1.24% above avgNationally 2.80%
Details
Rate History
1 change since Sep 14, 2026 · 3.97% → 4.28% ▲ 0.31 pts · high 4.28% / low 3.97%
- Oct 13, 20264.28%▲ from 3.97%
- Sep 14, 20263.97%first recorded
Austin Telco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
48-Month Jumbo Certificate
$95,000
4.27%
▲ 1.23% above Texas avg
▼
Rate4.20%
Min Deposit$95,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Texas Average3.04%▲ 1.23% above avgNationally 2.80%
Details
Balance: $95,000 to $224,999
Rate History
No change since Oct 4, 2026 · 4.27% APY · checked 3 times
Tinker Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
48 Month Term Share (Certificate) / IRA
$0
4.26%
▲ 1.22% above Texas avg
▼
Rate4.18%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Texas Average3.04%▲ 1.22% above avgNationally 2.80%
Details
Balance: $50,000 minimum; Early Withdrawal Penalty: 300 Days
Rate History
1 change since Sep 18, 2026 · 3.85% → 4.26% ▲ 0.41 pts · high 4.26% / low 3.85%
- Oct 2, 20264.26%▲ from 3.85%
- Sep 18, 20263.85%first recorded
Advancial Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.30%
4 Year Regular, IRA & Business Certificates
$0
4.26%
▲ 1.22% above Texas avg
▼
Rate4.18%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Texas Average3.04%▲ 1.22% above avgNationally 2.80%
Details
Rate History
1 change since Sep 18, 2026 · 3.91% → 4.26% ▲ 0.35 pts · high 4.26% / low 3.91%
- Oct 1, 20264.26%▲ from 3.91%
- Sep 18, 20263.91%first recorded
Fort Worth 60 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Fort Worth City Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.14%
2309 Montgomery St, Fort Worth, TX 76107 4520
60-Month IRA Share CD
$0
4.50%
▲ 1.40% above Texas avg
▼
Rate4.41%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Texas Average3.10%▲ 1.40% above avgNationally 2.91%
Details
IRA Certificate of Deposit
Rate History
1 change since Sep 14, 2026 · 4.02% → 4.50% ▲ 0.48 pts · high 4.50% / low 4.02%
- Oct 10, 20264.50%▲ from 4.02%
- Sep 14, 20264.02%first recorded
Fort Worth City Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.14%
2309 Montgomery St, Fort Worth, TX 76107 4520
60-Month Jumbo Share CD
$0
4.50%
▲ 1.40% above Texas avg
▼
Rate4.41%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Texas Average3.10%▲ 1.40% above avgNationally 2.91%
Details
Balance: $95K and over; Jumbo Certificate of Deposit
Rate History
1 change since Sep 22, 2026 · 4.02% → 4.50% ▲ 0.48 pts · high 4.50% / low 4.02%
- Oct 10, 20264.50%▲ from 4.02%
- Sep 22, 20264.02%first recorded
Fort Worth City Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.14%
2309 Montgomery St, Fort Worth, TX 76107 4520
60-Month Junior Jumbo Share CD
$0
4.45%
▲ 1.35% above Texas avg
▼
Rate4.36%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Texas Average3.10%▲ 1.35% above avgNationally 2.91%
Details
Balance: $50K - $95K; Junior Jumbo Certificate of Deposit
Rate History
1 change since Sep 22, 2026 · 3.97% → 4.45% ▲ 0.48 pts · high 4.45% / low 3.97%
- Oct 10, 20264.45%▲ from 3.97%
- Sep 22, 20263.97%first recorded
Fort Worth City Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.14%
2309 Montgomery St, Fort Worth, TX 76107 4520
60-Month Share CD
$0
4.40%
▲ 1.30% above Texas avg
▼
Rate4.31%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Texas Average3.10%▲ 1.30% above avgNationally 2.91%
Details
Rate History
1 change since Sep 14, 2026 · 3.92% → 4.40% ▲ 0.48 pts · high 4.40% / low 3.92%
- Oct 10, 20264.40%▲ from 3.92%
- Sep 14, 20263.92%first recorded
EECU Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.73%
1617 W 7th St, Fort Worth, TX 76102
Jumbo CD - 60 Months
$50,000
4.35%
▲ 1.25% above Texas avg
▼
Rate4.27%
Min Deposit$50,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Texas Average3.10%▲ 1.25% above avgNationally 2.91%
Details
Jumbo CD; interest compounded and credited monthly; penalty for early withdrawal
Rate History
1 change since Sep 14, 2026 · 4.11% → 4.35% ▲ 0.24 pts · high 4.35% / low 4.11%
- Sep 22, 20264.35%▲ from 4.11%
- Sep 14, 20264.11%first recorded
Carter Federal Credit Union
Institution Rating:
C-3.8 ★Texas Ratio: 29.75%
603 S Adams St Ste 10A, Fort Worth, TX 76104 3023
60 Month Share Certificate/IRA Share Certificate
$1,000
4.25%
▲ 1.15% above Texas avg
▼
Rate4.17%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Texas Average3.10%▲ 1.15% above avgNationally 2.91%
Details
Minimum opening deposit is $1,000; Rates effective as of 10/6/2026
Rate History
No change since Oct 12, 2026 · 4.25% APY
EECU Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.73%
1617 W 7th St, Fort Worth, TX 76102
Standard CD - 60 Months
$1,000
4.25%
▲ 1.15% above Texas avg
▼
Rate4.17%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Texas Average3.10%▲ 1.15% above avgNationally 2.91%
Details
Interest paid monthly; interest compounded and credited monthly; penalty for early withdrawal
Rate History
1 change since Sep 14, 2026 · 4.00% → 4.25% ▲ 0.25 pts · high 4.25% / low 4.00%
- Sep 22, 20264.25%▲ from 4.00%
- Sep 14, 20264.00%first recorded
Ciera Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.39%
1501 Summit Ave, Fort Worth, TX 76102
Certificate of Deposit - 60 Month
$1,000
4.20%
▲ 1.10% above Texas avg
▼
Rate4.14%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Texas Average3.10%▲ 1.10% above avgNationally 2.91%
Details
Compounded: Quarterly; Credited: Quarterly
Rate History
No change since Oct 14, 2026 · 4.20% APY
Texas Dow Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.90%
4312 Town Center Dr, Fort Worth, TX 76115
60 Month Certificate
$0
3.95%
▲ 0.85% above Texas avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Texas Average3.10%▲ 0.85% above avgNationally 2.91%
Details
Rate History
1 change since Sep 14, 2026 · 2.40% → 3.95% ▲ 1.55 pts · high 3.95% / low 2.40%
- Oct 9, 20263.95%▲ from 2.40%
- Sep 14, 20262.40%first recorded
Texas Dow Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.90%
4312 Town Center Dr, Fort Worth, TX 76115
60 Month Elements CD
$0
3.95%
▲ 0.85% above Texas avg
▼
Rate3.88%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Texas Average3.10%▲ 0.85% above avgNationally 2.91%
Details
Rate History
No change since Sep 18, 2026 · 3.95% APY · checked 6 times
Texas Dow Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.90%
4312 Town Center Dr, Fort Worth, TX 76115
60 Month IRA CD
$0
3.95%
▲ 0.85% above Texas avg
▼
Rate3.88%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Texas Average3.10%▲ 0.85% above avgNationally 2.91%
Details
Rate History
No change since Sep 18, 2026 · 3.95% APY · checked 6 times
Texas Dow Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.90%
4312 Town Center Dr, Fort Worth, TX 76115
60 Month Kids Club and Teens CD
$0
3.95%
▲ 0.85% above Texas avg
▼
Rate3.88%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Texas Average3.10%▲ 0.85% above avgNationally 2.91%
Details
Rate History
1 change since Sep 14, 2026 · 2.40% → 3.95% ▲ 1.55 pts · high 3.95% / low 2.40%
- Sep 18, 20263.95%▲ from 2.40%
- Sep 14, 20262.40%first recorded
Texas Dow Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.90%
4312 Town Center Dr, Fort Worth, TX 76115
60 Month Kids Club CD
$0
3.95%
▲ 0.85% above Texas avg
▼
Rate3.88%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Texas Average3.10%▲ 0.85% above avgNationally 2.91%
Details
Rate History
1 change since Sep 14, 2026 · 2.40% → 3.95% ▲ 1.55 pts · high 3.95% / low 2.40%
- Sep 18, 20263.95%▲ from 2.40%
- Sep 14, 20262.40%first recorded
Texas Dow Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.90%
4312 Town Center Dr, Fort Worth, TX 76115
60 Month Standard CD
$0
3.95%
▲ 0.85% above Texas avg
▼
Rate3.88%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Texas Average3.10%▲ 0.85% above avgNationally 2.91%
Details
Rate History
1 change since Sep 14, 2026 · 2.40% → 3.95% ▲ 1.55 pts · high 3.95% / low 2.40%
- Sep 18, 20263.95%▲ from 2.40%
- Sep 14, 20262.40%first recorded
Texas Dow Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.90%
4312 Town Center Dr, Fort Worth, TX 76115
Kids Club and Teens CDs - 60 months
$0
3.95%
▲ 0.85% above Texas avg
▼
Rate3.88%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Texas Average3.10%▲ 0.85% above avgNationally 2.91%
Details
Rate History
1 change since Sep 14, 2026 · 2.40% → 3.95% ▲ 1.55 pts · high 3.95% / low 2.40%
- Sep 18, 20263.95%▲ from 2.40%
- Sep 14, 20262.40%first recorded
Texas Dow Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.90%
4312 Town Center Dr, Fort Worth, TX 76115
Standard CDs - 60 months
$0
3.95%
▲ 0.85% above Texas avg
▼
Rate3.88%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Texas Average3.10%▲ 0.85% above avgNationally 2.91%
Details
Rate History
1 change since Sep 14, 2026 · 2.40% → 3.95% ▲ 1.55 pts · high 3.95% / low 2.40%
- Oct 9, 20263.95%▲ from 2.40%
- Sep 14, 20262.40%first recorded
Navy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.14%
1765 Military Pkwy, Fort Worth, TX 76127
5 Year ESA Long-Term Certificate
$0
3.90%
▲ 0.80% above Texas avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Texas Average3.10%▲ 0.80% above avgNationally 2.91%
Details
Balance: $100K Minimum APY; Rates as of Oct 13, 2026 ET; Long-Term Certificate Rates(Share, IRA, ESA)
Rate History
No change since Sep 30, 2026 · 3.90% APY · checked 4 times
Navy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.14%
1765 Military Pkwy, Fort Worth, TX 76127
5 Year ESA Long-Term Certificate
$0
3.85%
▲ 0.75% above Texas avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Texas Average3.10%▲ 0.75% above avgNationally 2.91%
Details
Balance: $1K Minimum APY; Rates as of Oct 13, 2026 ET; Long-Term Certificate Rates(Share, IRA, ESA)
Rate History
No change since Sep 30, 2026 · 3.85% APY · checked 4 times
Ciera Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.39%
1501 Summit Ave, Fort Worth, TX 76102
IRA 60 Month
$100
3.85%
▲ 0.75% above Texas avg
▼
Rate3.80%
Min Deposit$100
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Texas Average3.10%▲ 0.75% above avgNationally 2.91%
Details
Compounded: Quarterly; Credited: Quarterly
Rate History
No change since Oct 14, 2026 · 3.85% APY
Worth Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.68%
819 Taylor St, Fort Worth, TX 76102 6105
60 Month IRA Term Share Certificates
$1,000
3.41%
▲ 0.31% above Texas avg
▼
Rate3.35%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Texas Average3.10%▲ 0.31% above avgNationally 2.91%
Details
Compounding/Paid: Daily/Quarterly
Rate History
No change since Sep 18, 2026 · 3.41% APY · checked 3 times
Worth Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.68%
819 Taylor St, Fort Worth, TX 76102 6105
60 Month Term Share Certificates
$0
3.41%
▲ 0.31% above Texas avg
▼
Rate3.35%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Texas Average3.10%▲ 0.31% above avgNationally 2.91%
Details
Balance: $95,000 and over; Tier 4; Compounding/Paid: Daily/Monthly; Term shown with asterisk on source
Rate History
No change since Sep 14, 2026 · 3.41% APY · checked 7 times
Worth Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.68%
819 Taylor St, Fort Worth, TX 76102 6105
IRA Term Share Certificate - 60 Months
$1,000
3.41%
▲ 0.31% above Texas avg
▼
Rate3.35%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Texas Average3.10%▲ 0.31% above avgNationally 2.91%
Details
Compounding/Paid: Daily/Quarterly
Rate History
No change since Sep 14, 2026 · 3.41% APY · checked 7 times
Worth Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.68%
819 Taylor St, Fort Worth, TX 76102 6105
Term Share Certificate - 60 Months
$0
3.41%
▲ 0.31% above Texas avg
▼
Rate3.35%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Texas Average3.10%▲ 0.31% above avgNationally 2.91%
Details
Balance: $95,000; Compounding/Paid: Daily/Monthly
Rate History
No change since Oct 1, 2026 · 3.41% APY · checked 2 times
Worth Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.68%
819 Taylor St, Fort Worth, TX 76102 6105
60 Month Term Share Certificates
$0
3.35%
▲ 0.25% above Texas avg
▼
Rate3.30%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Texas Average3.10%▲ 0.25% above avgNationally 2.91%
Details
Balance: $50,000-$94,999; Tier 3; Compounding/Paid: Daily/Monthly; Term shown with asterisk on source
Rate History
No change since Sep 14, 2026 · 3.35% APY · checked 7 times
Worth Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.68%
819 Taylor St, Fort Worth, TX 76102 6105
Term Share Certificate - 60 Months
$0
3.35%
▲ 0.25% above Texas avg
▼
Rate3.30%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Texas Average3.10%▲ 0.25% above avgNationally 2.91%
Details
Balance: $50,000-$94,999; Compounding/Paid: Daily/Monthly
Rate History
No change since Oct 1, 2026 · 3.35% APY · checked 2 times
Worth Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.68%
819 Taylor St, Fort Worth, TX 76102 6105
60 Month Term Share Certificates
$0
3.30%
▲ 0.20% above Texas avg
▼
Rate3.25%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Texas Average3.10%▲ 0.20% above avgNationally 2.91%
Details
Balance: $10,000-$49,999; Tier 2; Compounding/Paid: Daily/Monthly; Term shown with asterisk on source
Rate History
No change since Sep 14, 2026 · 3.30% APY · checked 7 times
Worth Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.68%
819 Taylor St, Fort Worth, TX 76102 6105
Term Share Certificate - 60 Months
$0
3.30%
▲ 0.20% above Texas avg
▼
Rate3.25%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Texas Average3.10%▲ 0.20% above avgNationally 2.91%
Details
Balance: $10,000-$49,999; Compounding/Paid: Daily/Monthly
Rate History
No change since Oct 1, 2026 · 3.30% APY · checked 2 times
Southside Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.90%
1320 S University Dr, Fort Worth, TX 76107
5 Year IRA
$1,000
3.29%
▲ 0.19% above Texas avg
▼
Rate3.25%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Texas Average3.10%▲ 0.19% above avgNationally 2.91%
Details
Individual Retirement Account ($1,000 or above); IRAs may only be opened for terms of 1 year or more; Must maintain a minimum balance of $1,000 to obtain the disclosed APY; penalty may be imposed for early withdrawal
Rate History
1 change since Sep 14, 2026 · 3.08% → 3.29% ▲ 0.21 pts · high 3.29% / low 3.08%
- Sep 18, 20263.29%▲ from 3.08%
- Sep 14, 20263.08%first recorded
Susser Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.02%
4200 S Hulen St, Fort Worth, TX 76109
Certificates of Deposit (CD) - 60-Month
$0
3.25%
▲ 0.15% above Texas avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Texas Average3.10%▲ 0.15% above avgNationally 2.91%
Details
Rates guaranteed until maturity; Certificates of deposit above $250,000.00 will earn a reduced rate
Rate History
No change since Sep 14, 2026 · 3.25% APY · checked 2 times
Worth Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.68%
819 Taylor St, Fort Worth, TX 76102 6105
60 Month Term Share Certificates
$0
3.25%
▲ 0.15% above Texas avg
▼
Rate3.20%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Texas Average3.10%▲ 0.15% above avgNationally 2.91%
Details
Balance: $1,000-$9,999; Tier 1; Compounding/Paid: Daily/Monthly; Term shown with asterisk on source
Rate History
No change since Sep 14, 2026 · 3.25% APY · checked 7 times
Worth Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.68%
819 Taylor St, Fort Worth, TX 76102 6105
Term Share Certificate - 60 Months
$0
3.25%
▲ 0.15% above Texas avg
▼
Rate3.20%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Texas Average3.10%▲ 0.15% above avgNationally 2.91%
Details
Balance: $1,000-$9,999; Compounding/Paid: Daily/Monthly
Rate History
No change since Oct 1, 2026 · 3.25% APY · checked 2 times
Southside Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.90%
1320 S University Dr, Fort Worth, TX 76107
5 Year CD
$100,000
3.24%
▲ 0.14% above Texas avg
▼
Rate3.20%
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Texas Average3.10%▲ 0.14% above avgNationally 2.91%
Details
Certificates of Deposit ($100,000 or above); Must maintain a minimum balance of $100,000 to obtain the disclosed APY; penalty may be imposed for early withdrawal
Rate History
1 change since Sep 14, 2026 · 3.14% → 3.24% ▲ 0.10 pts · high 3.24% / low 3.14%
- Sep 18, 20263.24%▲ from 3.14%
- Sep 14, 20263.14%first recorded
EP Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.42%
9000 Blue Mound Rd, Fort Worth, TX 76131
Smart Saver Term Certificate - 60 Month Certificate
$1,000
3.04%
▼ 0.06% below Texas avg
▼
Rate3.00%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Texas Average3.10%▼ 0.06% below avgNationally 2.91%
Details
Smart Saver Term Share Certificate; Share & IRA Certificates; Effective 10-1-2026
Rate History
No change since Oct 14, 2026 · 3.04% APY
Southside Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.90%
1320 S University Dr, Fort Worth, TX 76107
5 Year CD
$1,000
3.03%
▼ 0.07% below Texas avg
▼
Rate3.00%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Texas Average3.10%▼ 0.07% below avgNationally 2.91%
Details
Certificates of Deposit ($1,000 - $99,999); Must maintain a minimum balance of $1,000 to obtain the disclosed APY; penalty may be imposed for early withdrawal
Rate History
1 change since Sep 14, 2026 · 2.07% → 3.03% ▲ 0.96 pts · high 3.03% / low 2.07%
- Sep 18, 20263.03%▲ from 2.07%
- Sep 14, 20262.07%first recorded
First Command Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.36%
1 Firstcomm Plz, Fort Worth, TX 76109
5 Year Certificates of Deposit (CDs)
$0
3.00%
▼ 0.10% below Texas avg
▼
Rate2.96%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Texas Average3.10%▼ 0.10% below avgNationally 2.91%
Details
Balance: $100,000+
Rate History
No change since Oct 7, 2026 · 3.00% APY · checked 2 times
First Guaranty Bank
Institution Rating:
C3.8 ★Texas Ratio: 25.51%
2001 Handley Ederville Rd, Fort Worth, TX 76118
Fixed Rate CDs - 5 Year
$500
2.95%
▼ 0.15% below Texas avg
▼
Rate2.95%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Texas Average3.10%▼ 0.15% below avgNationally 2.91%
Details
Interest Rate 2.95%; APY 2.95%
Rate History
No change since Sep 14, 2026 · 2.95% APY · checked 2 times
EP Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.42%
9000 Blue Mound Rd, Fort Worth, TX 76131
Bump Up Certificates - 60 Month Terms
$1,000
2.93%
▼ 0.17% below Texas avg
▼
Rate2.90%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Texas Average3.10%▼ 0.17% below avgNationally 2.91%
Details
Bump Up Term Share Certificate; one-time rate increase to prevailing rate for same term during maturity period; early withdrawal penalty may apply
Rate History
No change since Oct 14, 2026 · 2.93% APY
PlainsCapital Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.03%
6000 Western Pl, Fort Worth, TX 76107
Individual Retirement Account - 5 Years
$100
2.83%
▼ 0.27% below Texas avg
▼
Rate2.80%
Min Deposit$100
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Texas Average3.10%▼ 0.27% below avgNationally 2.91%
Details
Early withdrawal fee may apply
Rate History
1 change since Sep 18, 2026 · 2.62% → 2.83% ▲ 0.21 pts · high 2.83% / low 2.62%
- Oct 7, 20262.83%▲ from 2.62%
- Sep 18, 20262.62%first recorded
FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.13%
2421 Westport Pkwy Ste 1300, Fort Worth, TX 76177 5311
60 Month Share Certificate
$0
2.75%
▼ 0.35% below Texas avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Texas Average3.10%▼ 0.35% below avgNationally 2.91%
Details
Balance: $50,000 & up; Dividends Paid Monthly
Rate History
No change since Sep 18, 2026 · 2.75% APY · checked 6 times
Amarillo National Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.89%
4501 Camp Bowie Blvd, Fort Worth, TX 76107
5 Year Certificate of Deposit
$1,000
2.70%
▼ 0.40% below Texas avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Texas Average3.10%▼ 0.40% below avgNationally 2.91%
Details
Interest rates stated in annual percentage yield; Penalty for early withdrawal
Rate History
No change since Sep 18, 2026 · 2.70% APY · checked 5 times
First Command Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.36%
1 Firstcomm Plz, Fort Worth, TX 76109
5 Year Certificates of Deposit (CDs)
$0
2.50%
▼ 0.60% below Texas avg
▼
Rate2.47%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Texas Average3.10%▼ 0.60% below avgNationally 2.91%
Details
Balance: $1,000 - $99,999.99
Rate History
No change since Oct 7, 2026 · 2.50% APY · checked 2 times
NBT Financial Bank
Institution Rating:
A-4.9 ★Texas Ratio: 16.19%
2535 Ne 28th St, Fort Worth, TX 76106
JUMBO 60 Month CD
$250,000
2.27%
▼ 0.83% below Texas avg
▼
Rate2.25%
Min Deposit$250,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Texas Average3.10%▼ 0.83% below avgNationally 2.91%
Details
Rate History
No change since Sep 14, 2026 · 2.27% APY · checked 7 times
NBT Financial Bank
Institution Rating:
A-4.9 ★Texas Ratio: 16.19%
2535 Ne 28th St, Fort Worth, TX 76106
60 Month CD
$1,000
2.02%
▼ 1.08% below Texas avg
▼
Rate2.00%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Texas Average3.10%▼ 1.08% below avgNationally 2.91%
Details
Rate History
No change since Sep 14, 2026 · 2.02% APY · checked 7 times
Texas Dow Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.90%
4312 Town Center Dr, Fort Worth, TX 76115
3 - 60 Month Elements CDs
$100
1.75%
▼ 1.35% below Texas avg
▼
Rate1.74%
Min Deposit$100
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Texas Average3.10%▼ 1.35% below avgNationally 2.91%
Details
Published APY range: 1.75% - 3.95%; Published rate range: 1.74% - 3.88%.
Rate History
No change since Sep 14, 2026 · 1.75% APY · checked 6 times
Texas Dow Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.90%
4312 Town Center Dr, Fort Worth, TX 76115
3 - 60 Month IRA CDs
$1,000
1.75%
▼ 1.35% below Texas avg
▼
Rate1.74%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Texas Average3.10%▼ 1.35% below avgNationally 2.91%
Details
Published APY range: 1.75% - 3.95%; Published rate range: 1.74% - 3.88%.
Rate History
No change since Sep 18, 2026 · 1.75% APY · checked 5 times
Texas Dow Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.90%
4312 Town Center Dr, Fort Worth, TX 76115
3 - 60 Month Kids Club and Teens CDs
$100
1.75%
▼ 1.35% below Texas avg
▼
Rate1.74%
Min Deposit$100
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Texas Average3.10%▼ 1.35% below avgNationally 2.91%
Details
Published APY range: 1.75% - 3.95%; Published rate range: 1.74% - 3.88%.
Rate History
No change since Sep 18, 2026 · 1.75% APY · checked 5 times
Texas Dow Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.90%
4312 Town Center Dr, Fort Worth, TX 76115
3 - 60 Month Kids Club CDs
$100
1.75%
▼ 1.35% below Texas avg
▼
Rate1.74%
Min Deposit$100
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Texas Average3.10%▼ 1.35% below avgNationally 2.91%
Details
Published APY range: 1.75% - 3.95%; Published rate range: 1.74% - 3.88%.
Rate History
No change since Sep 14, 2026 · 1.75% APY · checked 6 times
Texas Dow Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.90%
4312 Town Center Dr, Fort Worth, TX 76115
3 - 60 Month Standard CDs
$1,000
1.75%
▼ 1.35% below Texas avg
▼
Rate1.74%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Texas Average3.10%▼ 1.35% below avgNationally 2.91%
Details
Published APY range: 1.75% - 3.95%; Published rate range: 1.74% - 3.88%.
Rate History
No change since Sep 14, 2026 · 1.75% APY · checked 7 times
BOK Financial
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
5909 Camp Bowie Blvd, Fort Worth, TX 76107
5 Year Standard CD Products
$1,000
1.50%
▼ 1.60% below Texas avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Texas Average3.10%▼ 1.60% below avgNationally 2.91%
Details
Balance: $100,000 or more; $1,000 opening deposit required
Rate History
No change since Sep 18, 2026 · 1.50% APY · checked 5 times
BOK Financial
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
5909 Camp Bowie Blvd, Fort Worth, TX 76107
IRA CDs - 5 Years
$1,000
1.50%
▼ 1.60% below Texas avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Texas Average3.10%▼ 1.60% below avgNationally 2.91%
Details
IRA CD; $1,000 opening deposit required
Rate History
No change since Sep 18, 2026 · 1.50% APY · checked 7 times
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The “Min Deposit” indicates the minimum amount required to earn the stated APY.
Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.
Fort Worth, TX CD Rate Trends
Compare local Fort Worth, TX CD rate quotes against the statewide average
Daily CD rate averages tracked across our database of 8,500+ banks and credit unions, updated every evening.
12-Month CD TX Avg
3.382%
▲ 0.016 vs 7 days ago
Texas 12-month CD rates rose 0.016 points over the past 7 days to 3.382% APY.
6-Month CD TX Avg
3.253%
▲ 0.021 vs 7 days ago
Texas 6-month CD rates rose 0.021 points over the past 7 days to 3.253% APY.
As of Oct 14, 2026 • Rate data sourced from 8,500+ monitored institutions
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TX CD Rate Forecast, Next 12 Months
Where are Texas CD rates headed through October 2027?
Projections based on Fed funds rate futures and historical CD-to-fed-funds spread model. Not financial advice.
TX 12-Month Avg APY
3.382%
6-Month Forecast
3.382%
Range: 3.18%, 3.53%
12-Month Forecast
3.632%
Range: 3.43%, 3.78%
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What Your Savings Earn at TX CD Rates Today
Annual interest earnings at today’s Texas average APYs. State average used where available; national average as fallback.
| CD Term | TX Avg APY | $5,000 | $10,000 | $25,000 | $50,000 |
|---|---|---|---|---|---|
| 3-Month CD | 2.495% | $124.77 | $249.53 | $623.82 | $1,247.65 |
| 6-Month CD | 3.253% | $162.67 | $325.34 | $813.35 | $1,626.70 |
| 12-Month CD | 3.382% | $169.10 | $338.20 | $845.50 | $1,691.00 |
| 18-Month CD | 3.268% | $163.42 | $326.83 | $817.07 | $1,634.15 |
| 24-Month CD | 3.221% | $161.05 | $322.11 | $805.27 | $1,610.55 |
| 36-Month CD | 3.141% | $157.02 | $314.05 | $785.12 | $1,570.25 |
| 48-Month CD | 3.038% | $151.91 | $303.82 | $759.55 | $1,519.10 |
| 60-Month CD | 3.097% | $154.83 | $309.66 | $774.15 | $1,548.30 |
| Earnings shown are annualized (APY basis). Actual earnings for sub-12-month terms will be proportionally lower at maturity. Rates as of October 14, 2026. | |||||
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Sample CD Ladder for Fort Worth, Texas Savers
$25,000 split equally across 5 terms using today’s Texas average rates. As each CD matures, reinvest at the 36-month rung.
| Rung | Term | Deposit | TX Avg APY | Annual Earnings |
|---|---|---|---|---|
| 1 | 3-Month CD | $5,000 | 2.495% | $124.77 |
| 2 | 6-Month CD | $5,000 | 3.253% | $162.67 |
| 3 | 12-Month CD | $5,000 | 3.382% | $169.10 |
| 4 | 24-Month CD | $5,000 | 3.221% | $161.05 |
| 5 | 36-Month CD | $5,000 | 3.141% | $157.02 |
| Total ($25,000 invested) | $25,000 | 3.098% blended | $774.61/yr | |
Ladder example uses equal $5,000 rungs and Texas average APYs. Actual earnings depend on the specific institution and product chosen. Use the calculator above to model your exact deposit amounts.
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3,533
CD Rates
Tracked in Fort Worth, Texas
Tracked in Fort Worth, Texas
45 Banks
66 Credit Unions
About Our Fort Worth, Texas CD Rate Database
MonitorBankRates tracks 3,533 CD rates from 45 banks and 66 credit unions with locations in Fort Worth, Texas, plus national online institutions available to Texas residents. Our proprietary aggregation system pulls verified rate data directly from each institution’s official website, no estimates, no national averages passed off as real offers.
Every rate listed includes the institution’s Safety Grade (A+ to F), Star Rating (1 to 5), and Texas Ratio, objective financial health metrics calculated from FDIC and NCUA regulatory data, so you can compare yield and institutional safety in one place.
Current top rate: Fort Worth City Credit Union offers a CD at 4.50% APY with a minimum deposit of $0. Use the rate table above to compare all current offers in Fort Worth, Texas.
How to Find the Best CD Rates in Fort Worth, Texas
What to compare when shopping for a CD in Fort Worth, Texas
To find the best APYs in Fort Worth, Texas, start with credit unions and online-only banks: Fort Worth, Texas has 66 credit unions in our database, and they consistently offer some of the highest yields because they have lower overhead than traditional banks and compete aggressively for deposits.
Always compare the APY (Annual Percentage Yield), not just the interest rate. The APY reflects compounding and is the true measure of what you’ll earn.
Also compare the early withdrawal penalty. Common penalties range from 30 to 180 days of interest depending on the term. If you’re unsure whether you’ll need the funds early, a no-penalty CD or a high-yield savings account may be a better fit.
When a CD Makes Sense in Fort Worth, Texas
- You have a planned expense coming up and want your savings to earn while you wait
- You expect rates to fall and want to lock in today’s rate
- You want FDIC or NCUA protection with a guaranteed fixed return
- You prefer banking with an institution that has a local branch in Fort Worth, Texas: 111 institutions here report CD rates
Consider an Alternative If…
- You may need the funds within 30 days. Compare Fort Worth, Texas savings rates instead
- Rates are rising and you want to benefit: a variable-rate savings or money market account keeps pace
- You want check-writing access. Compare Fort Worth, Texas money market rates
Fort Worth, Texas Financial Snapshot
Local demographics and economic context for CD savers. Source: U.S. Census Bureau ACS 2024
Population 65+
10.6%
National avg: 17.3%
Median Individual Earnings
$43,229
National avg: $47,340
Poverty Rate
13.1%
National avg: 11.1%
Unemployment Rate
4.8%
National avg: 4.8%
CD Earnings on 10% of Salary
$146/yr
At TX 12-mo avg 3.382% APY
10.6% of residents are 65 or older, below the national average of 17.3%. At today’s TX 12-month CD average of 3.382%, saving 10% of the local median salary ($4,322/year) and putting it in a CD would earn an additional $146 annually in interest.
Data: U.S. Census Bureau, American Community Survey 5-Year Estimates 2024. Median earnings from ACS 2023 place-level estimates.
CD Rates vs. Other Savings Options in Fort Worth, Texas
What to compare when choosing between a CD and other deposit accounts
| Feature | CD | High-Yield Savings | Money Market | 6-Month CD |
|---|---|---|---|---|
| Rate Type | Fixed APY | Variable APY | Variable APY | Fixed APY |
| Liquidity | Locked for term | Anytime | Anytime | Locked 6 months |
| Early Withdrawal | Penalty (months of interest) | None | None | Penalty (90 to 180 days interest) |
| FDIC / NCUA Insured | Yes (up to $250K) | Yes (up to $250K) | Yes (up to $250K) | Yes (up to $250K) |
| Check / Debit Access | No | Usually no | Often yes | No |
| Best For | Known savings goal, CD ladder | Emergency fund, flexible savings | Liquid savings with check-writing | Slightly higher yield, less urgency |
How Certificates of Deposit Work in Fort Worth, Texas
A certificate of deposit (CD) is a deposit account that holds a fixed sum of money for a fixed term, commonly three months to five years, in exchange for a guaranteed interest rate. In return for leaving the money untouched until the term ends, a saver in Fort Worth, Texas typically earns a higher rate than a standard savings account pays. CDs from banks are insured by the FDIC and those from credit unions by the NCUA, in Fort Worth, Texas as everywhere in the U.S.
Choosing a CD Term in Fort Worth, Texas
The term is the length of time the money is committed before the CD matures. Shorter terms such as three or six months give Fort Worth, Texas savers easier access to their funds. For example, EECU Credit Union is offering its Jumbo CD - 6 Months at 4.15% APY. Longer terms such as three or five years usually pay higher rates. On the longer end, Fort Worth City Credit Union is offering its 60-Month IRA Share CD at 4.50% APY. When a CD matures, the depositor can withdraw the principal and interest or roll the balance into a new term, so it helps to match the term to when the money will actually be needed.
CD Risk and Safety for Fort Worth, Texas Savers
CDs are among the lowest-risk savings products available because the rate is fixed for the full term and the balance is federally insured up to $250,000 per depositor, per institution, per ownership category. For a Fort Worth, Texas saver, the main trade-off is liquidity: withdrawing funds before maturity usually triggers an early-withdrawal penalty, often 30 to 180 days of interest depending on the term.
How CD Interest Is Paid in Fort Worth, Texas
Interest on a CD is calculated using the annual percentage yield (APY), which reflects the effect of compounding over a year. Depending on the institution, interest may be credited monthly, quarterly, or at maturity, and can be paid out to a linked account or added back to the CD to compound. When comparing the Fort Worth, Texas CDs listed above, a saver gets the truest picture of total earnings by looking at APY rather than the nominal rate.
Fixed vs. Variable CD Rates in Fort Worth, Texas
Most CDs carry a fixed rate that is locked for the entire term, protecting a Fort Worth, Texas depositor if market rates fall after the account is opened. Some institutions offer variable-rate or bump-up CDs whose rate can change during the term; these may start lower but allow the rate to rise if conditions improve. Which is better depends on the direction a saver expects rates to move.
Frequently Asked Questions about CD Rates in Fort Worth, Texas
Are CD rates in Fort Worth, Texas FDIC insured?
Yes, most established banks in Fort Worth, Texas are insured by the FDIC up to $250,000 per depositor. Credit unions carry equivalent protection through the NCUA.
Do I have to pay state taxes on CD interest in Fort Worth, Texas?
Yes, interest earned on CDs is generally taxable income at both the federal and state levels. We recommend consulting a local tax professional regarding your specific obligations in Fort Worth, Texas.
Can I withdraw my money early from a CD?
You can, but most institutions charge an Early Withdrawal Penalty, typically a number of months of interest (e.g., 3 or 6 months). The exact amount varies by institution and CD term.
What is the difference between a Jumbo CD and a regular CD?
Jumbo CDs require a higher minimum deposit, traditionally $100,000 or more. In exchange, banks in Fort Worth, Texas may offer slightly higher APYs compared to standard CDs.
Are fixed-rate CDs better than variable-rate CDs?
Fixed-rate CDs lock in your APY for the full term, protecting you if rates drop. Variable-rate CDs allow your rate to rise with the market but may start with a lower initial yield.
What is a CD ladder?
A CD ladder involves opening multiple CDs with staggered maturity dates, for example 3-month, 6-month, 1-year, and 2-year. As each matures, you reinvest at the longest term, maximizing yield while maintaining regular access to a portion of your savings.
Best CD rates in Fort Worth, Texas?
Here are recent top rates found for this area:
- Fort Worth City Credit Union: 4.50% APY (60-Month IRA Share CD)
- Navy Federal Credit Union: 4.35% APY (12 Month Special EasyStart Certificate)
- EECU Credit Union: 4.35% APY (Jumbo CD - 36 Months)
- Bask Bank: 4.35% APY (Bask 12-month CD)
- Texas Capital Bank: 4.25% APY (18 Month Star Certificate of Deposit)
- Carter Federal Credit Union: 4.25% APY (36 Month Share Certificate/IRA Share Certificate)
- Ciera Bank: 4.20% APY (Certificate of Deposit - 24 Month)
- Worth Credit Union: 4.08% APY (12 Month IRA Term Share Certificates)
- Colonial Savings, F.A.: 4.03% APY (6 Month Certificate of Deposit)
- Frost Bank: 4.00% APY (90 Day Certificate of Deposit)
Rates reflect recent verified offers available in Fort Worth, Texas. Last Updated: October 14, 2026
Fort Worth, Texas CD Calculator
See exactly what a CD will earn by maturity. Enter your deposit, pick a term, and set the APY, or click any current Fort Worth, Texas rate on the right to apply that term and rate instantly. CD rates are fixed for the full term.
Interest at Maturity
$0
Ending Balance
$0
Matures
Assumes the APY is held to maturity with interest compounding and remaining in the CD. Early withdrawals typically forfeit 30 to 180 days of interest. Estimates are for informational purposes only.
CD Calculators for Fort Worth, Texas
Fort Worth, Texas CD Calculator
At today’s TX top rate of 4.50% APY, a $10,000 deposit earns $450 in the first year. Enter your amount to see your exact return.
Fort Worth, Texas CD LadderTX CD rates currently range from 2.495% (3-month) to 3.141% (36-month). Model a ladder with local rates to keep cash accessible while maximizing yield.
Early Withdrawal PenaltyBefore locking into a Fort Worth, Texas CD at 4.50% APY, know your exit cost. Most institutions charge 90 to 180 days of interest. Calculate your real net return if you need early access.
CD vs. High-Yield SavingsTexas’s average 12-month CD is 3.382% APY. Compare locking in that rate against a flexible high-yield savings account to see which earns more for your deposit and timeline.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Fort Worth, Texas CD rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for Fort Worth, Texas directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Fort Worth, Texas. We feature a comprehensive mix of institutions, from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in TX.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.
Disclaimer: Interest rates are variable and subject to change without notice. Verify current offers directly with the institution's official website. Last Updated and Verified: October 14, 2026
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