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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
Openland Credit Union Rates & Review October 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: October 26, 2026
Openland Credit Union's Jumbo CD - 60 Month rates are at 4.00%, 60 Month Term CD rates are at 3.90%, Jumbo CD - 48 Month rates are at 3.90%, Jumbo CD - 12 Month rates are at 3.85%, Jumbo CD - 18 Month rates are at 3.85%. Openland Credit Union's savings rates are at 0.20%. Openland Credit Union's checking rates are as high as 2.00%. Openland Credit Union's Personal Loan Rates are as low as 9.29%. MonitorBankRates evaluates the financial stability of Openland Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 6.65%. Rates last updated and verified on 10/26/2026. Openland Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Openland Credit Union? Share your experience about Openland Credit Union by leaving a review below, or read customer reviews before you decide to use Openland Credit Union. Openland Credit Union
Corporate Office 1095 W League City Pkwy
https://www.acutx.org League City, TX 77573  Customer Reviews
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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends. Openland Credit Union CD Rates
Openland Credit Union Savings Rates
Openland Credit Union Checking Rates
Openland Credit Union Auto Loan Rates
Openland Credit Union RV, Boat and Powersport Loan Rates
Openland Credit Union Personal Loan Rates
Financial Health HistoryOpenland Credit Union’s Texas Ratio fell from 7.57% in Q3 2023 to 6.65% in Q2 2026, so its financial health has held steady at a healthy level over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures. Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
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How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops. Show the quarterly figures
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Openland Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Openland Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Openland Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Openland Credit Union
Website
https://www.acutx.org
Address
1095 W League City Pkwy,
League City, TX 77573
Phone
409-945-4474
Fax
409-942-1577
President
Joel Mueller
CEO
Clay Franks
Full-Time Employees
148
Part-Time Employees
10
Branch Locations
11
ATM Locations
12
NCUA Insured
✓ Yes, up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (97/100)
Texas Ratio
6.65%
Return on Assets (ROA)
0.3351%
Return on Equity (ROE)
3.0279%
Non-Performing Loans Ratio (NPL)
1.09%
Total Assets
587,932,047
Total Amount of Shares and Deposits
519,536,407
Total Shares and Deposits < 1 Year
347,954,787
Total Shares and Deposits 1 3 Years
164,384,677
Total Shares and Deposits > 3 Years
7,196,942
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
26,856,171
Total Uninsured Shares and Deposits > $250K (F+J)
26,856,171
Total Insured Shares and Deposits > $250K (item 17 less item K)
492,680,236
Total Interest Expense (Sum of items 6 8)
3,578,462
Share Certificates
2,953
Number of Accounts for Share Drafts
30,570
IRA KEOGH Accounts
796
Number of Accounts for Regular Shares
43,991
All other shares
3,279
Money Market Shares
707
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
61,148,758
Total Liabilities
526,161,926
Source: NCUA — Last Updated 06/30/2026
Customer Reviews
There are no reviews for Openland Credit Union yet. Feel free to create one below.
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Add Your Rating and Review for Openland Credit Union
Frequently Asked Questions About Openland Credit UnionDoes Openland Credit Union offer CDs?Yes. Openland Credit Union offers share certificates (CDs) with fixed interest rates across multiple term lengths. CD rates verified by MonitorBankRates as of October 26, 2026 include 4.00% APY on its Jumbo CD - 60 Month, 3.90% APY on its 60 Month Term CD and 3.90% APY on its Jumbo CD - 48 Month. Are CDs from Openland Credit Union NCUA insured?Yes. Openland Credit Union is insured by the National Credit Union Administration (NCUA), so CDs opened there are insured up to $250,000 per depositor, per ownership category. What is the highest CD rate at Openland Credit Union?The highest CD rate MonitorBankRates has verified for Openland Credit Union is 4.00% APY on its Jumbo CD - 60 Month, as of October 26, 2026. What CD terms does Openland Credit Union offer?The Openland Credit Union CD terms MonitorBankRates tracks include 12 month, 18 month, 2 year, 4 year and 5 year terms, with rates from 3.85% to 4.00% APY. The institution may offer other terms or specials that are not listed here, so check with Openland Credit Union for its full lineup. What is the highest savings rate at Openland Credit Union?The highest savings rate MonitorBankRates has verified for Openland Credit Union is 0.20% APY on its IRA Savings, as of October 26, 2026. What is the highest checking rate at Openland Credit Union?The highest checking rate MonitorBankRates has verified for Openland Credit Union is 2.00% APY on its Premier Checking, as of October 26, 2026. What is the lowest auto loan rate at Openland Credit Union?The lowest auto loan rate MonitorBankRates has verified for Openland Credit Union is 4.24% APR on its New & Used Auto Loans, as of October 26, 2026. What is the lowest personal loan rate at Openland Credit Union?The lowest personal loan rate MonitorBankRates has verified for Openland Credit Union is 9.29% APR on its Unsecured Personal Loan, as of October 26, 2026. How many branches does Openland Credit Union operate?Openland Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Openland Credit Union?Yes, to access services at Openland Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Openland Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Openland Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Openland Credit Union offer online and mobile banking?Most modern institutions like Openland Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.acutx.org. Are all CD rates listed on MonitorBankRates federally insured?Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account. I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Credit unions require membership, so you may need to join first. Confirm the current rate and terms with the institution before you deposit. If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money. Why are some CD offers not available for me to open?Some offers are limited to certain states or local areas, require membership in the credit union, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules. How do Openland Credit Union rates compare?Openland Credit Union's top rates are 4.00% APY on its Jumbo CD - 60 Month, 0.20% APY on its IRA Savings, 2.00% APY on its Premier Checking and 9.29% APR on its Unsecured Personal Loan, verified by MonitorBankRates on October 26, 2026. Current Openland Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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