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First Command Bank Rates & Review May 2026

First Command Bank's 2 Year rates are at 3.00%, 3 Year rates are at 3.00%, 4 Year rates are at 3.00%, 5 Year rates are at 3.00%, 18-Month rates are at 2.50%. MonitorBankRates evaluates the financial stability of First Command Bank with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.21%. Rates were last updated on 05/15/2026.

First Command Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at First Command Bank? Share your experience about First Command Bank by leaving a review below, or read customer reviews before you decide to use First Command Bank.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
0.21%
Excellent Lower than avg
First Command Bank
1 Firstcomm Plz
Fort Worth, TX 76109
https://www.firstcommand.com
Member FDIC

First Command Bank CD Rates

Product Rate APY Term View More
2 Year 2.96% 3.00% 2 Year
Min Balance $100,000
Last Updated 05/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.21%
3 Year 2.96% 3.00% 3 Year
Min Balance $100,000
Last Updated 05/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.21%
4 Year 2.96% 3.00% 4 Year
Min Balance $100,000
Last Updated 05/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.21%
5 Year 2.96% 3.00% 5 Year
Min Balance $100,000
Last Updated 05/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.21%
18 Month 2.47% 2.50% 18 Month
Min Balance $1,000
Last Updated 05/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.21%
4 Year 2.47% 2.50% 4 Year
Min Balance $1,000
Last Updated 05/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.21%
5 Year 2.47% 2.50% 5 Year
Min Balance $1,000
Last Updated 05/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.21%
18 Month 1.98% 2.00% 18 Month
Min Balance $100,000
Last Updated 05/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.21%
3 Year 0.95% 0.95% 3 Year
Min Balance $1,000
Last Updated 05/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.21%
2 Year 0.90% 0.90% 2 Year
Min Balance $1,000
Last Updated 05/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.21%
1 Year 0.85% 0.85% 1 Year
Min Balance $1,000
Last Updated 05/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.21%

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for First Command Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather First Command Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with First Command Bank's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name First Command Bank
Bank Holding Company FIRST COMMAND FINL PLANNING EMPLOYEE STK OWNERSHIP PLAN TR
Address 1 Firstcomm Plz, Fort Worth, TX 76109  ·  Tarrant
FDIC Certificate # 34415
Established 04/18/1997
FDIC Insurance Date 04/18/1997
Domestic Offices 1
Total Branches 1
Regulator OCC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+
Overall Health Grade Score: 100/100
5.0
Exceptional Out of 5.0 Stars
0.21%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 2.0911%
Return on Equity (ROE) 25.2300%
Non-Performing Loans (NPL) 0.02%
Total Assets $1,076,009,000
Total Deposits $971,365,000
Equity Capital $93,702,000
Net Income $22,166,000
Headquarters Fort Worth
Total Offices 1
Source: FDIC  |  Last Updated 12/31/2025

Customer Reviews

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Total Reviews
0
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Frequently Asked Questions About First Command Bank

How many branches does First Command Bank operate?

First Command Bank currently maintains approximately 1 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, First Command Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, First Command Bank provides members with tools to manage their accounts and build a solid financial history.

Does First Command Bank offer online and mobile banking?

Most modern institutions like First Command Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.firstcommandbank.com.

Current First Command Bank Rates

  • 12-Month CD0.85%
  • 18-Month CD2.00%
  • 24-Month CD0.90%
  • 36-Month CD0.95%
  • 48-Month CD2.50%
  • 60-Month CD2.50%
Retrieved from our database of financial products. Rates subject to change.