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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 ADVANCIAL Rates & Review March 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: March 17, 2026
ADVANCIAL's 5 years Regular, IRA & Business Jumbo CDs rates are at 4.18%, 5 years Regular, IRA & Business Junior Jumbo CDs rates are at 4.07%, 5 years Regular, IRA & Business CDs rates are at 3.97%, 4 years Regular, IRA & Business Jumbo CDs rates are at 3.74%, 4 years Regular, IRA & Business Junior Jumbo CDs rates are at 3.64%. ADVANCIAL's savings rates are at 0.10%. ADVANCIAL's money market rates are at 0.46%. ADVANCIAL's 15 Yr Fixed Jumbo rates are at 5.88%, 30 Yr Fixed Jumbo rates are at 6.00%. MonitorBankRates evaluates the financial stability of ADVANCIAL with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 11.49%. Rates were last updated on 03/17/2026. ADVANCIAL money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at ADVANCIAL? Share your experience about ADVANCIAL by leaving a review below, or read customer reviews before you decide to use ADVANCIAL. Genoa Banking Company
Advancial Federal Credit Union 10000 N Central Expy Ste 1400
http://www.advancial.org Dallas, TX 75231 2319 
ADVANCIAL CD Rates
ADVANCIAL Savings Rates
ADVANCIAL Money Market Rates
ADVANCIAL Checking Rates
ADVANCIAL Mortgage Rates
ADVANCIAL Home Equity & HELOC
ADVANCIAL Credit Card Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for ADVANCIAL is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather ADVANCIAL rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with ADVANCIAL's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
ADVANCIAL
Website
http://www.advancial.org
Address
10000 N Central Expy Ste 1400,
Dallas, TX 75231 2319
Phone
800-322-2709
Fax
214-880-9501
President
Mike McKee
CEO
Brent Sheffield
Full-Time Employees
307
Part-Time Employees
2
Branch Locations
16
ATM Locations
18
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (94/100)
Texas Ratio
11.49%
Return on Assets (ROA)
0.1719%
Return on Equity (ROE)
2.2187%
Non-Performing Loans Ratio (NPL)
1.04%
Total Assets
2,375,049,187
Total Amount of Shares and Deposits
1,882,674,303
Total Shares and Deposits < 1 Year
1,122,068,537
Total Shares and Deposits 1 3 Years
295,127,345
Total Shares and Deposits > 3 Years
465,478,421
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
433,486,973
Total Uninsured Shares and Deposits > $250K (F+J)
433,486,973
Total Insured Shares and Deposits > $250K (item 17 less item K)
1,449,187,330
Total Interest Expense (Sum of items 6 8)
52,364,638
Share Certificates
13,437
Number of Accounts for Share Drafts
63,082
IRA KEOGH Accounts
4,928
Number of Accounts for Regular Shares
144,155
Money Market Shares
3,405
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
188,694,986
Total Liabilities
2,192,671,206
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About ADVANCIALIs ADVANCIAL a safe place to deposit money?Yes, ADVANCIAL is considered a safe financial institution. With a Texas Ratio of 11.488663141805%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does ADVANCIAL operate?ADVANCIAL currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join ADVANCIAL?Yes, to access services at ADVANCIAL, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, ADVANCIAL does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, ADVANCIAL provides members with tools to manage their accounts and build a solid financial history. Does ADVANCIAL offer online and mobile banking?Most modern institutions like ADVANCIAL provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: http://www.advancial.org. Current ADVANCIAL Rates
Retrieved from our database of financial products. Rates subject to change.
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