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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
HOUSTON TEXAS FIRE FIGHTERS Rates & Review March 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: March 20, 2026
HOUSTON TEXAS FIRE FIGHTERS's 1 Year Puppy Pak Term CDs rates are at 3.92%, 1 Year Teen Term CDs rates are at 3.92%, 2 Year Term CDs rates are at 3.92%, 1 Year Term CDs rates are at 3.87%, 18 month Term CDs rates are at 3.87%. HOUSTON TEXAS FIRE FIGHTERS's savings rates are at 0.75%. HOUSTON TEXAS FIRE FIGHTERS's Personal Loan Rates are at 9.95%. MonitorBankRates evaluates the financial stability of HOUSTON TEXAS FIRE FIGHTERS with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.66%. Rates were last updated on 03/20/2026. HOUSTON TEXAS FIRE FIGHTERS money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at HOUSTON TEXAS FIRE FIGHTERS? Share your experience about HOUSTON TEXAS FIRE FIGHTERS by leaving a review below, or read customer reviews before you decide to use HOUSTON TEXAS FIRE FIGHTERS. 
HOUSTON TEXAS FIRE FIGHTERS CD Rates
HOUSTON TEXAS FIRE FIGHTERS Savings Rates
HOUSTON TEXAS FIRE FIGHTERS Checking Rates
HOUSTON TEXAS FIRE FIGHTERS Mortgage Rates
HOUSTON TEXAS FIRE FIGHTERS Auto Loan Rates
HOUSTON TEXAS FIRE FIGHTERS Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for HOUSTON TEXAS FIRE FIGHTERS is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather HOUSTON TEXAS FIRE FIGHTERS rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with HOUSTON TEXAS FIRE FIGHTERS's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
HOUSTON TEXAS FIRE FIGHTERS
Website
http://htfffcu.org
Address
4200 Kolb St,
Houston, TX 77007
Phone
713-864-0959
Fax
713-864-1142
President
William McLeroy III
CEO
Pamela McIver
Full-Time Employees
58
Part-Time Employees
4
Branch Locations
3
ATM Locations
0
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.66%
Return on Assets (ROA)
0.5803%
Return on Equity (ROE)
4.2562%
Non-Performing Loans Ratio (NPL)
0.21%
Total Assets
394,485,870
Total Amount of Shares and Deposits
335,062,342
Total Shares and Deposits < 1 Year
323,867,143
Total Shares and Deposits 1 3 Years
8,161,865
Total Shares and Deposits > 3 Years
3,033,332
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
23,989,142
Total Uninsured Shares and Deposits > $250K (F+J)
23,989,142
Total Insured Shares and Deposits > $250K (item 17 less item K)
311,073,200
Total Interest Expense (Sum of items 6 8)
3,690,077
Share Certificates
1,623
Number of Accounts for Share Drafts
12,876
IRA KEOGH Accounts
501
Number of Accounts for Regular Shares
21,431
Money Market Shares
725
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
27,081,746
Total Liabilities
340,836,516
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About HOUSTON TEXAS FIRE FIGHTERSIs HOUSTON TEXAS FIRE FIGHTERS a safe place to deposit money?Yes, HOUSTON TEXAS FIRE FIGHTERS is considered a safe financial institution. With a Texas Ratio of 0.65753587570151%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does HOUSTON TEXAS FIRE FIGHTERS operate?HOUSTON TEXAS FIRE FIGHTERS currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join HOUSTON TEXAS FIRE FIGHTERS?Yes, to access services at HOUSTON TEXAS FIRE FIGHTERS, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, HOUSTON TEXAS FIRE FIGHTERS does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, HOUSTON TEXAS FIRE FIGHTERS provides members with tools to manage their accounts and build a solid financial history. Does HOUSTON TEXAS FIRE FIGHTERS offer online and mobile banking?Most modern institutions like HOUSTON TEXAS FIRE FIGHTERS provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: http://htfffcu.org. Current HOUSTON TEXAS FIRE FIGHTERS Rates
Retrieved from our database of financial products. Rates subject to change.
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