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 Public Employees Credit Union Rates & Review August 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: August 28, 2026
Public Employees Credit Union's 12 month CD rates are at 3.70%, 24 month CD rates are at 3.65%, 6 month CD rates are at 3.60%, CD 36 month rates are at 3.60%, 48 month CD rates are at 3.55%. Public Employees Credit Union's savings rates are at 0.15%. Public Employees Credit Union's money market rates are at 0.55%. Public Employees Credit Union's Personal Loan Rates are at 4.99%. MonitorBankRates evaluates the financial stability of Public Employees Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.09%. Rates last updated and verified on 08/28/2026. Public Employees Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Public Employees Credit Union? Share your experience about Public Employees Credit Union by leaving a review below, or read customer reviews before you decide to use Public Employees Credit Union. Public Employees Credit Union
10th Street Branch 306 E 10th St
https://www.pecutx.org Austin, TX 78701 
Public Employees Credit Union CD Rates
Public Employees Credit Union Savings Rates
Public Employees Credit Union Money Market Rates
Public Employees Credit Union Checking Rates
Public Employees Credit Union Home Equity & HELOC
Public Employees Credit Union Auto Loan Rates
Public Employees Credit Union Credit Card Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Public Employees Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Public Employees Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Public Employees Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Public Employees Credit Union
Website
https://www.pecutx.org
Address
306 E 10th St,
Austin, TX 78701
Phone
512-474-1955
Fax
512-474-2731
President
Claire McGuinness
CEO
Marc Broddrick
Full-Time Employees
63
Part-Time Employees
3
Branch Locations
5
ATM Locations
6
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
1.09%
Return on Assets (ROA)
0.9261%
Return on Equity (ROE)
6.6245%
Non-Performing Loans Ratio (NPL)
0.29%
Total Assets
435,432,145
Total Amount of Shares and Deposits
375,428,626
Total Shares and Deposits < 1 Year
367,308,359
Total Shares and Deposits 1 3 Years
7,856,457
Total Shares and Deposits > 3 Years
263,810
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
43,544,865
Total Uninsured Shares and Deposits > $250K (F+J)
43,544,865
Total Insured Shares and Deposits > $250K (item 17 less item K)
331,883,761
Total Interest Expense (Sum of items 6 8)
2,838,003
Share Certificates
1,140
Number of Accounts for Share Drafts
8,232
IRA KEOGH Accounts
788
Number of Accounts for Regular Shares
22,771
Money Market Shares
1,766
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
76,299,802
Total Liabilities
376,522,639
Source: NCUA — Last Updated 09/30/2025
Customer Reviews
There are no reviews for Public Employees Credit Union yet. Feel free to create one below.
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Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.
Add Your Rating and Review for Public Employees Credit Union
Frequently Asked Questions About Public Employees Credit UnionHow many branches does Public Employees Credit Union operate?Public Employees Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Public Employees Credit Union?Yes, to access services at Public Employees Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Public Employees Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Public Employees Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Public Employees Credit Union offer online and mobile banking?Most modern institutions like Public Employees Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.pecutx.org. Current Public Employees Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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