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Credit One Bank, N.A. Rates & Review August 2026

Credit One Bank, N.A.'s 13-Month Term High Yield Jumbo CD rates are at 4.55%, 13-Month Term Jumbo Certificate of Deposit rates are at 4.55%, 18-Months 18-Month High Yield Jumbo CD rates are at 4.35%, 12-Months 12-Month High Yield Jumbo CD rates are at 4.30%, 6-Months 6-Month High Yield Jumbo CD rates are at 4.25%. Credit One Bank, N.A.'s savings rates are at 4.00%. MonitorBankRates evaluates the financial stability of Credit One Bank, N.A. with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 6.58%. Rates last updated and verified on 08/28/2026.

Credit One Bank, N.A. money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Credit One Bank, N.A.? Share your experience about Credit One Bank, N.A. by leaving a review below, or read customer reviews before you decide to use Credit One Bank, N.A..

Overall Health & Safety Grade ?
A
Excellent Health Score: 97/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
6.58%
Excellent Higher than avg
Credit One Bank, National Association
6801 S Cimarron Rd
Las Vegas, NV 89113
https://www.creditonebank.com
Member FDIC

Credit One Bank, N.A. CD Rates

Product Rate APY Term View More
13-Month Term High Yield Jumbo CD - 4.55% 13-Month Term
Min Deposit $100,000
Min Balance $100,000
Details 10-Day Rate Guarantee. Earn Loyalty Rates when you renew your CD.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.58%
13 Month Term Jumbo Certificate of Deposit - 4.55% 13 Month Term
Min Balance $100,000
Details 10-Day Rate Guarantee. Earn Loyalty Rates when you renew your CD.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.58%
18 month High Yield Jumbo CD - 4.35% 18 Months
Details Earn Loyalty Rates when you renew your CD.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.58%
12 month High Yield Jumbo CD - 4.30% 12 Months
Details Earn Loyalty Rates when you renew your CD.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.58%
6 month High Yield Jumbo CD - 4.25% 6 Months
Details Earn Loyalty Rates when you renew your CD.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.58%
24-Month Term High Yield Jumbo Bump Up CD - 4.20% 24-Month Term
Min Balance $100,000
Details Option to adjust your rate to a higher rate one time during the term of your CD. Enjoy peace of mind with our 10-Day Rate Guarantee. Earn Loyalty Rates when you renew your CD.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.58%
24 Month Term Jumbo Bump-Up Certificate of Deposit - 4.20% 24 Month Term
Min Balance $100,000
Details Ability to bump up your rate once during your term. Earn Loyalty Rates when you renew your CD.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.58%
60 month High Yield Jumbo CD - 4.15% 60 Months
Details Earn Loyalty Rates when you renew your CD.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.58%
48 month High Yield Jumbo CD - 4.05% 48 Months
Details Earn Loyalty Rates when you renew your CD.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.58%

Credit One Bank, N.A. Savings Rates

Product Rate APY View More
High Yield Jumbo Savings - 4.00%
Details Access your money when you need it
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.58%

Credit One Bank, N.A. Credit Card Rates

Product Rate APR View More
Platinum X5 Visa Signature Card - 29.74%
Details Variable rate. Annual Fee: $95. 5% Cash Back Rewards on the first $5,000 of eligible purchases each year, then 1% thereafter. Unlimited 1% Cash Back Rewards on All Other Purchases.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.58%

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Credit One Bank, N.A. is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Credit One Bank, N.A. rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Credit One Bank, N.A.'s official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Credit One Bank, N.A.
FDIC Certificate # 25620
Address 6801 S Cimarron Rd, Las Vegas, NV 89113  ·  Clark
Established 07/30/1984
FDIC Insurance Date 07/30/1984
Domestic Offices 1
Total Branches 1
Regulator OCC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A
Overall Health Grade Score: 97/100
5.0
Exceptional Out of 5.0 Stars
6.58%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 35.7288%
Return on Equity (ROE) 91.5400%
Non-Performing Loans (NPL) 1.61%
Total Assets $1,966,557,000
Total Deposits $1,085,400,000
Equity Capital $553,548,000
Net Income $514,241,000
Headquarters Las Vegas
Total Branches and Offices 1
Source: FDIC  |  Last Updated 12/31/2025

Customer Reviews

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Total Reviews
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Frequently Asked Questions About Credit One Bank, N.A.

How many branches does Credit One Bank, N.A. operate?

Credit One Bank, N.A. currently maintains approximately 1 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Credit One Bank, N.A. does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Credit One Bank, N.A. provides members with tools to manage their accounts and build a solid financial history.

Does Credit One Bank, N.A. offer online and mobile banking?

Most modern institutions like Credit One Bank, N.A. provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.creditonebank.com.

Current Credit One Bank, N.A. Rates

  • 12-Month CD4.30%
  • 18-Month CD4.35%
  • 24-Month CD4.20%
  • 48-Month CD4.05%
  • 60-Month CD4.15%
  • Savings4.00%
Retrieved from our database of financial products. Rates subject to change.