Nebraska Best CD Rates August 2026
Content reviewed by
Brian McKay
iEditorial Disclosure
Brian McKay
Brian McKay
Founder & Data ArchitectExpertise
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current Nebraska CD rates include Farmers and Merchants Bank Milligan, NEFarmers and Merchants Bank Milligan, NE501 Main St, Milligan, NE 68406A+5.0 ★Texas Ratio: 0.00%Real return: +1.47%APY minus CPI (February 2026) offering 24 Month CD at 4.27% APY, Cobalt Federal Credit UnionCobalt Federal Credit Union15325 Weir St, Omaha, NE 68137 5061A5.0 ★Texas Ratio: 6.75%Real return: +1.35%APY minus CPI (February 2026) offering 12 Months - Member Loyalty at 4.15% APY, Thayer County BankThayer County Bank402 Lincoln Ave, Hebron, NE 68370A5.0 ★Texas Ratio: 7.27%Real return: +1.34%APY minus CPI (February 2026) offering 48 Month CD at 4.14% APY, Access BankAccess Bank7223 S 84th St, La Vista, NE 68128A+5.0 ★Texas Ratio: 0.13%Real return: +1.25%APY minus CPI (February 2026) offering 12 Month Special at 4.05% APY, and First Community Bank Beemer, NEFirst Community Bank Beemer, NE301 Main St, Bancroft, NE 68004A+5.0 ★Texas Ratio: 0.00%Real return: +1.20%APY minus CPI (February 2026) offering 3 MONTH CD at 4.00% APY. CD rates as of August 29, 2026 according to verified data from MonitorBankRates.
Use the tables below to compare CD rates across all terms in Nebraska side-by-side. Nebraska CD rates currently reach as high as 4.27% APY from Farmers and Merchants Bank Milligan, NE at 501 Main St, Milligan, NE 68406. Rates are continually updated — we recommend checking back frequently.
The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: August 29, 2026
Compare Best CD Rates in Nebraska
Nebraska 3 Month CD Rates
MonitorBankRates Nebraska Average — 3 Month CD1.17% APY▼ 0.71% from last weekNational 1.96%
The average 3-month CD rate in Nebraska is 1.17% APY, compared with 1.96% nationally, as of August 29, 2026. Figures are compiled by MonitorBankRates from more than 8,500 U.S. banks and credit unions.
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
First Community Bank Beemer, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
301 Main St, Bancroft, NE 68004
3 MONTH CD
$500
4.00%
▲ 2.83% above Nebraska avg
▼
Rate3.94%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average1.17%▲ 2.83% above avgNationally 1.96%
Details
FirstBank of Nebraska
Institution Rating:
A+5.0 ★Texas Ratio: 0.93%
201 E 5th St, Wahoo, NE 68066
3 Mo CD
$1,000
4.00%
▲ 2.83% above Nebraska avg
▼
Rate3.94%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average1.17%▲ 2.83% above avgNationally 1.96%
Details
UMB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.71%
16929 Burke St, Omaha, NE 68118
3-MONTH TIME DEPOSIT ACCOUNT
$500
3.85%
▲ 2.68% above Nebraska avg
▼
Rate3.80%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average1.17%▲ 2.68% above avgNationally 1.96%
Details
Special Offer. balances under $100k
Bankers Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 2.53%
19202 Davenport Street, Elkhorn, NE 68022
3 Month CD - Loyalty Program Platinum Tier
$0
3.80%
▲ 2.63% above Nebraska avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average1.17%▲ 2.63% above avgNationally 1.96%
Details
Interest Rate is Base Interest Rate + 0.50%
First National Bank in Ord
Institution Rating:
A+5.0 ★Texas Ratio: 3.31%
123 S Galway St, Greeley, NE 68842
3 Month CD
$0
3.75%
▲ 2.58% above Nebraska avg
▼
Rate3.70%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average1.17%▲ 2.58% above avgNationally 1.96%
Details
Pathway Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.99%
306 S High St, Cairo, NE 68824
3 Month CD
$1,000
3.75%
▲ 2.58% above Nebraska avg
▼
Rate3.70%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average1.17%▲ 2.58% above avgNationally 1.96%
Details
Bankers Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 2.53%
19202 Davenport Street, Elkhorn, NE 68022
3 Month CD - Loyalty Program Gold Tier
$0
3.70%
▲ 2.53% above Nebraska avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average1.17%▲ 2.53% above avgNationally 1.96%
Details
Interest Rate is Base Interest Rate + 0.40%
First National Bank in Ord
Institution Rating:
A+5.0 ★Texas Ratio: 3.31%
123 S Galway St, Greeley, NE 68842
3 Month CD
$0
3.70%
▲ 2.53% above Nebraska avg
▼
Rate3.65%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average1.17%▲ 2.53% above avgNationally 1.96%
Details
Western Nebraska Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.97%
301 Center Ave, Curtis, NE 69025
3 Month
$250
3.70%
▲ 2.53% above Nebraska avg
▼
Rate3.65%
Min Deposit$250
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average1.17%▲ 2.53% above avgNationally 1.96%
Details
First National Bank in Ord
Institution Rating:
A+5.0 ★Texas Ratio: 3.31%
123 S Galway St, Greeley, NE 68842
3 Month CD
$0
3.65%
▲ 2.48% above Nebraska avg
▼
Rate3.60%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average1.17%▲ 2.48% above avgNationally 1.96%
Details
Bankers Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 2.53%
19202 Davenport Street, Elkhorn, NE 68022
3 Month CD - Loyalty Program Silver Tier
$0
3.60%
▲ 2.43% above Nebraska avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average1.17%▲ 2.43% above avgNationally 1.96%
Details
Interest Rate is Base Interest Rate + 0.30%
Access Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
7223 S 84th St, La Vista, NE 68128
3 Month Special
$0
3.60%
▲ 2.43% above Nebraska avg
▼
Rate3.55%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average1.17%▲ 2.43% above avgNationally 1.96%
Details
Interest Paid Quarterly and at Maturity
FirsTier Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.87%
115 S Walnut St, Kimball, NE 69145
3 Month CD
$0
3.60%
▲ 2.43% above Nebraska avg
▼
Rate3.54%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average1.17%▲ 2.43% above avgNationally 1.96%
Details
A penalty may be imposed for early withdrawal. Certificate will automatically renew to a fixed rate CD of the equivalent term with the current rate at renewal. The Annual Percentage Yield is current as of August 24, 2026, and is subject to change at any time without notice.
Bankers Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 2.53%
19202 Davenport Street, Elkhorn, NE 68022
3 Month CD - Loyalty Program Bronze Tier
$0
3.50%
▲ 2.33% above Nebraska avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average1.17%▲ 2.33% above avgNationally 1.96%
Details
Interest Rate is Base Interest Rate + 0.20%
Great Southern Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.82%
1902 Harlan Dr, Bellevue, NE 68005
3-Month CD
$1,000
3.40%
▲ 2.23% above Nebraska avg
▼
Rate—
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average1.17%▲ 2.23% above avgNationally 1.96%
Details
Interest Payment Options Early withdrawal penalty Penalty for early withdrawal. Many interest payment options are available. Ask an associate for details.
Bankers Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 2.53%
19202 Davenport Street, Elkhorn, NE 68022
3 Month CD
$0
3.29%
▲ 2.12% above Nebraska avg
▼
Rate3.25%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average1.17%▲ 2.12% above avgNationally 1.96%
Details
First Community Bank Beemer, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
301 Main St, Bancroft, NE 68004
3 MONTH CD
$0
3.19%
▲ 2.02% above Nebraska avg
▼
Rate3.15%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average1.17%▲ 2.02% above avgNationally 1.96%
Details
Metro Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
14509 F St, Omaha, NE 68137 1054
3 Month Certificate
$0
3.00%
▲ 1.83% above Nebraska avg
▼
Rate2.96%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average1.17%▲ 1.83% above avgNationally 1.96%
Details
First Community Bank Beemer, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
301 Main St, Bancroft, NE 68004
3 MONTH CD
$0
2.27%
▲ 1.10% above Nebraska avg
▼
Rate2.25%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average1.17%▲ 1.10% above avgNationally 1.96%
Details
First State Bank Hordville, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
201 Main St, Hordville, NE 68846
3 month Certificate
$0
2.02%
▲ 0.85% above Nebraska avg
▼
Rate2.00%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average1.17%▲ 0.85% above avgNationally 1.96%
Details
Genoa Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
502 Willard Ave, Genoa, NE 68640
3 Month Certificate
$0
1.65%
▲ 0.48% above Nebraska avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average1.17%▲ 0.48% above avgNationally 1.96%
Details
Bank of the Valley
Institution Rating:
A+5.0 ★Texas Ratio: 4.59%
100 S 3rd St, Humphrey, NE 68642
3 MONTH
$0
1.50%
▲ 0.33% above Nebraska avg
▼
Rate1.49%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average1.17%▲ 0.33% above avgNationally 1.96%
Details
Cornerstone Bank York, NE
Institution Rating:
A+5.0 ★Texas Ratio: 2.79%
295 Center Ave, Ashton, NE 68817
3 Month NO PENALTY
$0
1.40%
▲ 0.23% above Nebraska avg
▼
Rate1.39%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average1.17%▲ 0.23% above avgNationally 1.96%
Details
Platte Valley Bank North Bend, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.05%
606 Main St, North Bend, NE 68649
3 Month
$500
1.30%
▲ 0.13% above Nebraska avg
▼
Rate1.29%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average1.17%▲ 0.13% above avgNationally 1.96%
Details
SN Bank
Institution Rating:
A5.0 ★Texas Ratio: 12.05%
122 Main St, Wayne, NE 68787
3 Months
$0
1.25%
▲ 0.08% above Nebraska avg
▼
Rate1.24%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average1.17%▲ 0.08% above avgNationally 1.96%
Details
SN Bank
Institution Rating:
A5.0 ★Texas Ratio: 12.05%
122 Main St, Wayne, NE 68787
3 Months
$0
1.00%
▼ 0.17% below Nebraska avg
▼
Rate1.00%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average1.17%▼ 0.17% below avgNationally 1.96%
Details
The Bank of Steinauer
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
215 Main St, Steinauer, NE 68441
3 Month Certificate of Deposit
$500
1.00%
▼ 0.17% below Nebraska avg
▼
Rate1.00%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average1.17%▼ 0.17% below avgNationally 1.96%
Details
FNB of Johnson
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
125 Main St, Johnson, NE 68378
3-Month CD
$0
1.00%
▼ 0.17% below Nebraska avg
▼
Rate1.00%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average1.17%▼ 0.17% below avgNationally 1.96%
Details
Security Bank Laurel, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
101 W Broadway St, Coleridge, NE 68727
31-90 Days CD
$0
1.00%
▼ 0.17% below Nebraska avg
▼
Rate1.00%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average1.17%▼ 0.17% below avgNationally 1.96%
Details
Wahoo State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
164 E 5th St, Wahoo, NE 68066
3 Month CD
$0
1.00%
▼ 0.17% below Nebraska avg
▼
Rate1.00%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average1.17%▼ 0.17% below avgNationally 1.96%
Details
Adams State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.07%
649 Main St, Adams, NE 68301
3 Month CD
$1,000
0.75%
▼ 0.42% below Nebraska avg
▼
Rate0.75%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average1.17%▼ 0.42% below avgNationally 1.96%
Details
Heritage Bank Wood River, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
200 E 3rd St, Stromsburg, NE 68666
3 month
$0
0.75%
▼ 0.42% below Nebraska avg
▼
Rate0.75%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average1.17%▼ 0.42% below avgNationally 1.96%
Details
First Westroads Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
15750 W Dodge Rd, Omaha, NE 68118
3 Month CD
$500
0.75%
▼ 0.42% below Nebraska avg
▼
Rate0.75%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average1.17%▼ 0.42% below avgNationally 1.96%
Details
First Westroads Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
15750 W Dodge Rd, Omaha, NE 68118
IRA 3 Month CD
$500
0.75%
▼ 0.42% below Nebraska avg
▼
Rate0.75%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average1.17%▼ 0.42% below avgNationally 1.96%
Details
South Central State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
335 Ogden St, Oxford, NE 68967
Certificate of Deposit 3 Months
$0
0.55%
▼ 0.62% below Nebraska avg
▼
Rate0.55%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average1.17%▼ 0.62% below avgNationally 1.96%
Details
First State Bank Nebraska
Institution Rating:
A+5.0 ★Texas Ratio: 2.97%
102 Spruce St, Colon, NE 68018
3 Months CD
$500
0.50%
▼ 0.67% below Nebraska avg
▼
Rate0.50%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average1.17%▼ 0.67% below avgNationally 1.96%
Details
Wahoo State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
164 E 5th St, Wahoo, NE 68066
3 Month
$0
0.50%
▼ 0.67% below Nebraska avg
▼
Rate0.50%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average1.17%▼ 0.67% below avgNationally 1.96%
Details
Woodmen Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.70%
1700 FARNAM ST STE 1000, OMAHA, NE 68102
90 Days
$0
0.50%
▼ 0.67% below Nebraska avg
▼
Rate0.50%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average1.17%▼ 0.67% below avgNationally 1.96%
Details
Town & Country Bank Ravenna, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.45%
423 Grand Ave, Ravenna, NE 68869
3 Month CD
$0
0.45%
▼ 0.72% below Nebraska avg
▼
Rate0.45%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average1.17%▼ 0.72% below avgNationally 1.96%
Details
Town & Country Bank Ravenna, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.45%
423 Grand Ave, Ravenna, NE 68869
3 Month CD
$0
0.35%
▼ 0.82% below Nebraska avg
▼
Rate0.35%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average1.17%▼ 0.82% below avgNationally 1.96%
Details
Enterprise Bank Omaha, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
525 N 132nd Street, Omaha, NE 68154
3 Months
$0
0.30%
▼ 0.87% below Nebraska avg
▼
Rate0.30%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average1.17%▼ 0.87% below avgNationally 1.96%
Details
City Bank & Trust Co. Lincoln, NE
Institution Rating:
A5.0 ★Texas Ratio: 8.20%
2929 Pine Lake Rd, Lincoln, NE 68516
3 Month
$500
0.25%
▼ 0.92% below Nebraska avg
▼
Rate0.25%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average1.17%▼ 0.92% below avgNationally 1.96%
Details
Town & Country Bank Ravenna, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.45%
423 Grand Ave, Ravenna, NE 68869
3 Month CD
$0
0.25%
▼ 0.92% below Nebraska avg
▼
Rate0.25%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average1.17%▼ 0.92% below avgNationally 1.96%
Details
American Exchange Bank NE
Institution Rating:
A-5.0 ★Texas Ratio: 14.26%
151 N 4th St, Elmwood, NE 68349
3 Month
$0
0.15%
▼ 1.02% below Nebraska avg
▼
Rate0.15%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 19, 2026
Nebraska Average1.17%▼ 1.02% below avgNationally 1.96%
Details
Interest Paid or Credited: At Maturity
I3 Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.81%
12212 N 156th St, Bennington, NE 68007
Certificates of Deposit & IRAs - 3 Month
$500
0.15%
▼ 1.02% below Nebraska avg
▼
Rate0.15%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average1.17%▼ 1.02% below avgNationally 1.96%
Details
Compound Frequency: At Maturity
UMB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.71%
16929 Burke St, Omaha, NE 68118
3 months
$0
0.10%
▼ 1.07% below Nebraska avg
▼
Rate0.10%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average1.17%▼ 1.07% below avgNationally 1.96%
Details
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
21 W 21st St, Kearney, NE 68847
3 month Standard Fixed Rate CD
$2,500
0.06%
▼ 1.11% below Nebraska avg
▼
Rate0.06%
Min Deposit$2,500
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average1.17%▼ 1.11% below avgNationally 1.96%
Details
Early withdrawal penalties may apply. Additional terms are available at a branch. Relationship Interest Rate 0.06%.
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
21 W 21st St, Kearney, NE 68847
3 month Standard Interest Rate
$2,500
0.06%
▼ 1.11% below Nebraska avg
▼
Rate0.06%
Min Deposit$2,500
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average1.17%▼ 1.11% below avgNationally 1.96%
Details
Relationship APY 0.06%
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
21 W 21st St, Kearney, NE 68847
3 month Standard Fixed Rate CD
$2,500
0.05%
▼ 1.12% below Nebraska avg
▼
Rate0.05%
Min Deposit$2,500
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average1.17%▼ 1.12% below avgNationally 1.96%
Details
Relationship APY 0.06%
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
21 W 21st St, Kearney, NE 68847
3 month Standard Interest Rate
$2,500
0.05%
▼ 1.12% below Nebraska avg
▼
Rate0.05%
Min Deposit$2,500
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average1.17%▼ 1.12% below avgNationally 1.96%
Details
Relationship Interest Rate 0.06%
Nebraska 6 Month CD Rates
MonitorBankRates Nebraska Average — 6 Month CD2.33% APY▼ 0.57% from last weekNational 2.67%
The average 6-month CD rate in Nebraska is 2.33% APY, compared with 2.67% nationally, as of August 29, 2026. Figures are compiled by MonitorBankRates from more than 8,500 U.S. banks and credit unions.
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Cobalt Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.75%
15325 Weir St, Omaha, NE 68137 5061
6 Months
$100,000
4.05%
▲ 1.72% above Nebraska avg
▼
Rate3.99%
Min Deposit$100,000
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.33%▲ 1.72% above avgNationally 2.67%
Details
Member Loyalty APY: 4.20%
First Community Bank Beemer, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
301 Main St, Bancroft, NE 68004
6 MONTH CD
$500
4.00%
▲ 1.67% above Nebraska avg
▼
Rate3.94%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.33%▲ 1.67% above avgNationally 2.67%
Details
Omaha Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
3001 S 82ND AVE, OMAHA, NE 68124
6 Month
$0
4.00%
▲ 1.67% above Nebraska avg
▼
Rate3.93%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.33%▲ 1.67% above avgNationally 2.67%
Details
Cobalt Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.75%
15325 Weir St, Omaha, NE 68137 5061
6 Months
$1,000
3.95%
▲ 1.62% above Nebraska avg
▼
Rate3.89%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.33%▲ 1.62% above avgNationally 2.67%
Details
Member Loyalty APY: 4.10%
FirsTier Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.87%
115 S Walnut St, Kimball, NE 69145
6 Month CD
$0
3.90%
▲ 1.57% above Nebraska avg
▼
Rate3.83%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.33%▲ 1.57% above avgNationally 2.67%
Details
A penalty may be imposed for early withdrawal. Certificate will automatically renew to a fixed rate CD of the equivalent term with the current rate at renewal. The Annual Percentage Yield is current as of August 24, 2026, and is subject to change at any time without notice.
Enterprise Bank Omaha, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
525 N 132nd Street, Omaha, NE 68154
6 Months
$0
3.90%
▲ 1.57% above Nebraska avg
▼
Rate3.84%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.33%▲ 1.57% above avgNationally 2.67%
Details
Nebraska Energy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.22%
1414 15th St, Columbus, NE 68601
6 Month Share Certificate Special - Limited Time
$5,000
3.90%
▲ 1.57% above Nebraska avg
▼
Rate—
Min Deposit$5,000
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.33%▲ 1.57% above avgNationally 2.67%
Details
Limit One Per Member
Nebraska Energy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.22%
1414 15th St, Columbus, NE 68601
Share Certificate Special 6 Month
$0
3.90%
▲ 1.57% above Nebraska avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.33%▲ 1.57% above avgNationally 2.67%
Details
Thayer County Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.27%
402 Lincoln Ave, Hebron, NE 68370
6 Month CD
$0
3.89%
▲ 1.56% above Nebraska avg
▼
Rate3.83%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.33%▲ 1.56% above avgNationally 2.67%
Details
The Bank of Steinauer
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
215 Main St, Steinauer, NE 68441
6 Month Certificate of Deposit
$500
3.86%
▲ 1.53% above Nebraska avg
▼
Rate3.80%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.33%▲ 1.53% above avgNationally 2.67%
Details
First Lincoln Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.01%
5730 R ST STE A, Lincoln, NE 68505 2309
IRA Share Certificate 6 Months
$0
3.86%
▲ 1.53% above Nebraska avg
▼
Rate3.80%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.33%▲ 1.53% above avgNationally 2.67%
Details
Thayer County Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.27%
402 Lincoln Ave, Hebron, NE 68370
6 Month CD
$0
3.83%
▲ 1.50% above Nebraska avg
▼
Rate3.78%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.33%▲ 1.50% above avgNationally 2.67%
Details
Union Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.93%
514 G Street, Pawnee City, NE 68420
6 months
$1,000
3.80%
▲ 1.47% above Nebraska avg
▼
Rate—
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.33%▲ 1.47% above avgNationally 2.67%
Details
Adams Bank & Trust
Institution Rating:
A+5.0 ★Texas Ratio: 1.03%
545 Broadway, Imperial, NE 69033
6-MONTH CD
$500
3.80%
▲ 1.47% above Nebraska avg
▼
Rate—
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.33%▲ 1.47% above avgNationally 2.67%
Details
West Gate Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.08%
6003 Old Cheney Rd, Lincoln, NE 68516
6 Month
$1,000
3.80%
▲ 1.47% above Nebraska avg
▼
Rate3.75%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.33%▲ 1.47% above avgNationally 2.67%
Details
I3 Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.81%
12212 N 156th St, Bennington, NE 68007
Certificates of Deposit & IRAs - 6 Month
$500
3.80%
▲ 1.47% above Nebraska avg
▼
Rate3.76%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.33%▲ 1.47% above avgNationally 2.67%
Details
Compound Frequency: At Maturity
Countryside Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
379 Main St, Unadilla, NE 68454
6 Month Certificate of Deposit
$1,000
3.80%
▲ 1.47% above Nebraska avg
▼
Rate3.75%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.33%▲ 1.47% above avgNationally 2.67%
Details
FirstBank of Nebraska
Institution Rating:
A+5.0 ★Texas Ratio: 0.93%
201 E 5th St, Wahoo, NE 68066
6 Mo CD
$1,000
3.80%
▲ 1.47% above Nebraska avg
▼
Rate3.74%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.33%▲ 1.47% above avgNationally 2.67%
Details
Consumers Cooperative Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.18%
1301 W 3RD ST, Alliance, NE 69301
6 Month Certificate
$0
3.80%
▲ 1.47% above Nebraska avg
▼
Rate3.75%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.33%▲ 1.47% above avgNationally 2.67%
Details
Compounding: Quarterly
SN Bank
Institution Rating:
A5.0 ★Texas Ratio: 12.05%
122 Main St, Wayne, NE 68787
6 Months
$0
3.75%
▲ 1.42% above Nebraska avg
▼
Rate3.70%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.33%▲ 1.42% above avgNationally 2.67%
Details
Metro Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
14509 F St, Omaha, NE 68137 1054
6 Month Certificate
$0
3.75%
▲ 1.42% above Nebraska avg
▼
Rate3.69%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.33%▲ 1.42% above avgNationally 2.67%
Details
Pathway Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.99%
306 S High St, Cairo, NE 68824
6 Month CD
$1,000
3.70%
▲ 1.37% above Nebraska avg
▼
Rate3.65%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.33%▲ 1.37% above avgNationally 2.67%
Details
Thayer County Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.27%
402 Lincoln Ave, Hebron, NE 68370
6 Month CD
$0
3.68%
▲ 1.35% above Nebraska avg
▼
Rate3.63%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.33%▲ 1.35% above avgNationally 2.67%
Details
Union Pacific Streamliner Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.65%
1400 Douglas St, Omaha, NE 68179
6-Month Share Certificate
$0
3.65%
▲ 1.32% above Nebraska avg
▼
Rate3.59%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.33%▲ 1.32% above avgNationally 2.67%
Details
Special
Union Pacific Streamliner Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.65%
1400 Douglas St, Omaha, NE 68179
6-Month Share Certificate - Special
$0
3.65%
▲ 1.32% above Nebraska avg
▼
Rate3.59%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.33%▲ 1.32% above avgNationally 2.67%
Details
1
Nebraska Bank
Institution Rating:
B4.5 ★Texas Ratio: 20.75%
101 N Thayer St, Spencer, NE 68777
6-Month Term cd
$0
3.60%
▲ 1.27% above Nebraska avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.33%▲ 1.27% above avgNationally 2.67%
Details
First Westroads Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
15750 W Dodge Rd, Omaha, NE 68118
IRA 6 Month CD
$500
3.60%
▲ 1.27% above Nebraska avg
▼
Rate3.55%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.33%▲ 1.27% above avgNationally 2.67%
Details
Custer Federal State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
341 S 10th Ave, Broken Bow, NE 68822
6 Month
$500
3.60%
▲ 1.27% above Nebraska avg
▼
Rate3.57%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.33%▲ 1.27% above avgNationally 2.67%
Details
Electrical Workers No 22 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.88%
8960 L St Ste 102, Omaha, NE 68127 1414
Share Certificate - CD 6 Months Term "O"
$0
3.60%
▲ 1.27% above Nebraska avg
▼
Rate3.60%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.33%▲ 1.27% above avgNationally 2.67%
Details
First Nebraska Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.00%
4740 S 48th St, Omaha, NE 68117
6 Month initial term promo rate
$0
3.60%
▲ 1.27% above Nebraska avg
▼
Rate3.55%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.33%▲ 1.27% above avgNationally 2.67%
Details
First Nebraska Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.00%
4740 S 48th St, Omaha, NE 68117
6-mo. Term Share Certificate
$0
3.60%
▲ 1.27% above Nebraska avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.33%▲ 1.27% above avgNationally 2.67%
Details
(initial term)
Sidney Federal S&L
Institution Rating:
B-4.3 ★Texas Ratio: 23.92%
1045 10th Ave, Sidney, NE 69162
6 Month CD
$0
3.60%
▲ 1.27% above Nebraska avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.33%▲ 1.27% above avgNationally 2.67%
Details
Adams State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.07%
649 Main St, Adams, NE 68301
6 Month CD
$1,000
3.55%
▲ 1.22% above Nebraska avg
▼
Rate3.50%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.33%▲ 1.22% above avgNationally 2.67%
Details
Sun Pacific Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.58%
1345 Old Cheney Rd, Lincoln, NE 68512 1266
6-month Certificate
$0
3.55%
▲ 1.22% above Nebraska avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.33%▲ 1.22% above avgNationally 2.67%
Details
First State Bank Nebraska
Institution Rating:
A+5.0 ★Texas Ratio: 2.97%
102 Spruce St, Colon, NE 68018
6 Months CD
$500
3.54%
▲ 1.21% above Nebraska avg
▼
Rate3.49%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.33%▲ 1.21% above avgNationally 2.67%
Details
Union Pacific Streamliner Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.65%
1400 Douglas St, Omaha, NE 68179
6-Month Share Certificate
$0
3.50%
▲ 1.17% above Nebraska avg
▼
Rate3.44%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.33%▲ 1.17% above avgNationally 2.67%
Details
Tier II
Union Pacific Streamliner Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.65%
1400 Douglas St, Omaha, NE 68179
6-Month Share Certificate - Tier II
$0
3.50%
▲ 1.17% above Nebraska avg
▼
Rate3.44%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.33%▲ 1.17% above avgNationally 2.67%
Details
1
Meridian Trust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.44%
901 W 29th St, Scottsbluff, NE 69361
6 Month Certificate
$500
3.45%
▲ 1.12% above Nebraska avg
▼
Rate3.40%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 29, 2026
Nebraska Average2.33%▲ 1.12% above avgNationally 2.67%
Details
Columbus Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 3.23%
2501 13th St, Columbus, NE 68601
6 Month CD or IRA
$0
3.44%
▲ 1.11% above Nebraska avg
▼
Rate3.41%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.33%▲ 1.11% above avgNationally 2.67%
Details
Thayer County Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.27%
402 Lincoln Ave, Hebron, NE 68370
6 Month CD
$0
3.42%
▲ 1.09% above Nebraska avg
▼
Rate3.38%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.33%▲ 1.09% above avgNationally 2.67%
Details
Great Southern Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.82%
1902 Harlan Dr, Bellevue, NE 68005
6-Month CD
$1,000
3.40%
▲ 1.07% above Nebraska avg
▼
Rate—
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.33%▲ 1.07% above avgNationally 2.67%
Details
Interest Payment Options Early withdrawal penalty Penalty for early withdrawal. Many interest payment options are available. Ask an associate for details.
Nebraska State Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 3.10%
945 S D St, Broken Bow, NE 68822
Term - 6 Months
$500
3.40%
▲ 1.07% above Nebraska avg
▼
Rate3.36%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.33%▲ 1.07% above avgNationally 2.67%
Details
Sun Pacific Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.58%
1345 Old Cheney Rd, Lincoln, NE 68512 1266
6-month Certificate
$0
3.35%
▲ 1.02% above Nebraska avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.33%▲ 1.02% above avgNationally 2.67%
Details
Union Pacific Streamliner Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.65%
1400 Douglas St, Omaha, NE 68179
6-Month Share Certificate
$0
3.35%
▲ 1.02% above Nebraska avg
▼
Rate3.30%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.33%▲ 1.02% above avgNationally 2.67%
Details
Tier I
Union Pacific Streamliner Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.65%
1400 Douglas St, Omaha, NE 68179
6-Month Share Certificate - Tier I
$0
3.35%
▲ 1.02% above Nebraska avg
▼
Rate3.30%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.33%▲ 1.02% above avgNationally 2.67%
Details
1
American Exchange Bank NE
Institution Rating:
A-5.0 ★Texas Ratio: 14.26%
151 N 4th St, Elmwood, NE 68349
6 Month
$0
3.29%
▲ 0.96% above Nebraska avg
▼
Rate3.25%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 19, 2026
Nebraska Average2.33%▲ 0.96% above avgNationally 2.67%
Details
Interest Paid or Credited: Quarterly
Centris Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 14.20%
3575 L St, Omaha, NE 68107
Jumbo Certificates - minimum opening deposit of 6 month
$90,000
3.10%
▲ 0.77% above Nebraska avg
▼
Rate3.05%
Min Deposit$90,000
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.33%▲ 0.77% above avgNationally 2.67%
Details
$90,000.00
First Community Bank Beemer, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
301 Main St, Bancroft, NE 68004
6 MONTH CD
$0
3.03%
▲ 0.70% above Nebraska avg
▼
Rate3.00%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.33%▲ 0.70% above avgNationally 2.67%
Details
United Republic Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
111 N 181st St, Elkhorn, NE 68022
6-month
$1,000
3.00%
▲ 0.67% above Nebraska avg
▼
Rate2.96%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.33%▲ 0.67% above avgNationally 2.67%
Details
United Republic Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
111 N 181st St, Elkhorn, NE 68022
Business 6-month
$1,000
3.00%
▲ 0.67% above Nebraska avg
▼
Rate2.96%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.33%▲ 0.67% above avgNationally 2.67%
Details
Nebraska 12 Month CD Rates
MonitorBankRates Nebraska Average — 12 Month CD2.66% APY▼ 0.32% from last weekNational 2.83%
The average 12-month CD rate in Nebraska is 2.66% APY, compared with 2.83% nationally, as of August 29, 2026. Figures are compiled by MonitorBankRates from more than 8,500 U.S. banks and credit unions.
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Farmers and Merchants Bank Milligan, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
501 Main St, Milligan, NE 68406
12-Month CD
$500
4.16%
▲ 1.50% above Nebraska avg
▼
Rate—
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.66%▲ 1.50% above avgNationally 2.83%
Details
Penalty for early withdrawal
Cobalt Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.75%
15325 Weir St, Omaha, NE 68137 5061
12 Months - Member Loyalty
$100,000
4.15%
▲ 1.49% above Nebraska avg
▼
Rate—
Min Deposit$100,000
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.66%▲ 1.49% above avgNationally 2.83%
Details
Access Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
7223 S 84th St, La Vista, NE 68128
12 Month Special
$0
4.05%
▲ 1.39% above Nebraska avg
▼
Rate3.99%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.66%▲ 1.39% above avgNationally 2.83%
Details
*New money. Interest Paid Quarterly and at Maturity
Cobalt Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.75%
15325 Weir St, Omaha, NE 68137 5061
12 Months - Member Loyalty
$1,000
4.05%
▲ 1.39% above Nebraska avg
▼
Rate—
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.66%▲ 1.39% above avgNationally 2.83%
Details
Cobalt Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.75%
15325 Weir St, Omaha, NE 68137 5061
12 Months
$100,000
4.00%
▲ 1.34% above Nebraska avg
▼
Rate3.94%
Min Deposit$100,000
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.66%▲ 1.34% above avgNationally 2.83%
Details
Thayer County Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.27%
402 Lincoln Ave, Hebron, NE 68370
12 Month CD
$0
3.98%
▲ 1.32% above Nebraska avg
▼
Rate3.92%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.66%▲ 1.32% above avgNationally 2.83%
Details
FirsTier Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.87%
115 S Walnut St, Kimball, NE 69145
12 Month CD
$0
3.95%
▲ 1.29% above Nebraska avg
▼
Rate3.88%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.66%▲ 1.29% above avgNationally 2.83%
Details
A penalty may be imposed for early withdrawal. Certificate will automatically renew to a fixed rate CD of the equivalent term with the current rate at renewal. The Annual Percentage Yield is current as of August 24, 2026, and is subject to change at any time without notice.
Thayer County Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.27%
402 Lincoln Ave, Hebron, NE 68370
12 Month CD
$0
3.93%
▲ 1.27% above Nebraska avg
▼
Rate3.87%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.66%▲ 1.27% above avgNationally 2.83%
Details
Siouxland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.86%
3000 Plaza Dr, South Sioux City, NE 68776
12 Months
$1,000
3.91%
▲ 1.25% above Nebraska avg
▼
Rate3.85%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.66%▲ 1.25% above avgNationally 2.83%
Details
Siouxland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.86%
3000 Plaza Dr, South Sioux City, NE 68776
IRA 12 Months
$1,000
3.91%
▲ 1.25% above Nebraska avg
▼
Rate3.85%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.66%▲ 1.25% above avgNationally 2.83%
Details
Access Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
7223 S 84th St, La Vista, NE 68128
12 Month Special
$0
3.90%
▲ 1.24% above Nebraska avg
▼
Rate3.84%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.66%▲ 1.24% above avgNationally 2.83%
Details
Interest Paid Quarterly and at Maturity
Cobalt Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.75%
15325 Weir St, Omaha, NE 68137 5061
12 Months
$1,000
3.90%
▲ 1.24% above Nebraska avg
▼
Rate3.84%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.66%▲ 1.24% above avgNationally 2.83%
Details
Union Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.93%
514 G Street, Pawnee City, NE 68420
12 months
$1,000
3.85%
▲ 1.19% above Nebraska avg
▼
Rate—
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.66%▲ 1.19% above avgNationally 2.83%
Details
Metro Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
14509 F St, Omaha, NE 68137 1054
12 Month Certificate
$0
3.85%
▲ 1.19% above Nebraska avg
▼
Rate3.78%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.66%▲ 1.19% above avgNationally 2.83%
Details
Consumers Cooperative Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.18%
1301 W 3RD ST, Alliance, NE 69301
12 Month Certificate
$0
3.80%
▲ 1.14% above Nebraska avg
▼
Rate3.75%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.66%▲ 1.14% above avgNationally 2.83%
Details
Compounding: Quarterly
Thayer County Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.27%
402 Lincoln Ave, Hebron, NE 68370
12 Month CD
$0
3.77%
▲ 1.11% above Nebraska avg
▼
Rate3.72%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.66%▲ 1.11% above avgNationally 2.83%
Details
Enterprise Bank Omaha, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
525 N 132nd Street, Omaha, NE 68154
12 Months
$0
3.75%
▲ 1.09% above Nebraska avg
▼
Rate3.70%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.66%▲ 1.09% above avgNationally 2.83%
Details
FirstBank of Nebraska
Institution Rating:
A+5.0 ★Texas Ratio: 0.93%
201 E 5th St, Wahoo, NE 68066
12 Mo CD
$5,000
3.75%
▲ 1.09% above Nebraska avg
▼
Rate3.70%
Min Deposit$5,000
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.66%▲ 1.09% above avgNationally 2.83%
Details
$5,000+
FirstBank of Nebraska
Institution Rating:
A+5.0 ★Texas Ratio: 0.93%
201 E 5th St, Wahoo, NE 68066
12 Mo IRA
$1,000
3.75%
▲ 1.09% above Nebraska avg
▼
Rate3.70%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.66%▲ 1.09% above avgNationally 2.83%
Details
First Nebraska Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.00%
4740 S 48th St, Omaha, NE 68117
12 Month initial term promo rate
$0
3.75%
▲ 1.09% above Nebraska avg
▼
Rate3.70%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.66%▲ 1.09% above avgNationally 2.83%
Details
First Nebraska Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.00%
4740 S 48th St, Omaha, NE 68117
12-mo. Term Share Certificate
$0
3.75%
▲ 1.09% above Nebraska avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.66%▲ 1.09% above avgNationally 2.83%
Details
(initial term)
MembersOwn Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.20%
1391 S 33rd St, Lincoln, NE 68510 4508
12-month Share Certificate special
$5,000
3.75%
▲ 1.09% above Nebraska avg
▼
Rate—
Min Deposit$5,000
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.66%▲ 1.09% above avgNationally 2.83%
Details
First State Bank Nebraska
Institution Rating:
A+5.0 ★Texas Ratio: 2.97%
102 Spruce St, Colon, NE 68018
12 Months CD
$500
3.73%
▲ 1.07% above Nebraska avg
▼
Rate3.68%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.66%▲ 1.07% above avgNationally 2.83%
Details
Adams State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.07%
649 Main St, Adams, NE 68301
12 Month CD
$1,000
3.70%
▲ 1.04% above Nebraska avg
▼
Rate3.65%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.66%▲ 1.04% above avgNationally 2.83%
Details
TFB Tecumseh Federal Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.02%
160 N 4th St, Tecumseh, NE 68450
12 Month Certificate
$0
3.70%
▲ 1.04% above Nebraska avg
▼
Rate3.65%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.66%▲ 1.04% above avgNationally 2.83%
Details
Nebraska Energy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.22%
1414 15th St, Columbus, NE 68601
1 Year Share Certificate
$5,000
3.70%
▲ 1.04% above Nebraska avg
▼
Rate—
Min Deposit$5,000
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.66%▲ 1.04% above avgNationally 2.83%
Details
Nebraska Energy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.22%
1414 15th St, Columbus, NE 68601
IRA 12 Month Certificate
$100
3.70%
▲ 1.04% above Nebraska avg
▼
Rate—
Min Deposit$100
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.66%▲ 1.04% above avgNationally 2.83%
Details
Central National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.55%
411 N National Ave, Superior, NE 68978
12 Month CD Special
$5,000
3.65%
▲ 0.99% above Nebraska avg
▼
Rate—
Min Deposit$5,000
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.66%▲ 0.99% above avgNationally 2.83%
Details
FirstBank of Nebraska
Institution Rating:
A+5.0 ★Texas Ratio: 0.93%
201 E 5th St, Wahoo, NE 68066
12 Mo CD
$1,000
3.65%
▲ 0.99% above Nebraska avg
▼
Rate3.60%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.66%▲ 0.99% above avgNationally 2.83%
Details
Custer Federal State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
341 S 10th Ave, Broken Bow, NE 68822
12 Month
$500
3.65%
▲ 0.99% above Nebraska avg
▼
Rate3.62%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.66%▲ 0.99% above avgNationally 2.83%
Details
Pathway Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.99%
306 S High St, Cairo, NE 68824
12 Month CD
$1,000
3.60%
▲ 0.94% above Nebraska avg
▼
Rate3.55%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.66%▲ 0.94% above avgNationally 2.83%
Details
The Bank of Steinauer
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
215 Main St, Steinauer, NE 68441
12 Month Certificate of Deposit
$500
3.55%
▲ 0.89% above Nebraska avg
▼
Rate3.50%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.66%▲ 0.89% above avgNationally 2.83%
Details
Union Pacific Streamliner Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.65%
1400 Douglas St, Omaha, NE 68179
12-Month Share Certificate
$0
3.55%
▲ 0.89% above Nebraska avg
▼
Rate3.49%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.66%▲ 0.89% above avgNationally 2.83%
Details
Special
Union Pacific Streamliner Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.65%
1400 Douglas St, Omaha, NE 68179
12-Month Share Certificate - Special
$0
3.55%
▲ 0.89% above Nebraska avg
▼
Rate3.49%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.66%▲ 0.89% above avgNationally 2.83%
Details
2
Thayer County Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.27%
402 Lincoln Ave, Hebron, NE 68370
12 Month CD
$0
3.52%
▲ 0.86% above Nebraska avg
▼
Rate3.47%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.66%▲ 0.86% above avgNationally 2.83%
Details
Woodmen Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.70%
1700 FARNAM ST STE 1000, OMAHA, NE 68102
1 Year
$0
3.50%
▲ 0.84% above Nebraska avg
▼
Rate3.50%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.66%▲ 0.84% above avgNationally 2.83%
Details
Woodmen Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.70%
1700 FARNAM ST STE 1000, OMAHA, NE 68102
IRA 1 Year
$0
3.50%
▲ 0.84% above Nebraska avg
▼
Rate3.50%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.66%▲ 0.84% above avgNationally 2.83%
Details
Omaha Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
3001 S 82ND AVE, OMAHA, NE 68124
12 Month
$0
3.50%
▲ 0.84% above Nebraska avg
▼
Rate3.44%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.66%▲ 0.84% above avgNationally 2.83%
Details
Sidney Federal S&L
Institution Rating:
B-4.3 ★Texas Ratio: 23.92%
1045 10th Ave, Sidney, NE 69162
12 Month CD
$0
3.50%
▲ 0.84% above Nebraska avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.66%▲ 0.84% above avgNationally 2.83%
Details
First Westroads Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
15750 W Dodge Rd, Omaha, NE 68118
12 Month CD
$500
3.45%
▲ 0.79% above Nebraska avg
▼
Rate3.41%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.66%▲ 0.79% above avgNationally 2.83%
Details
First Westroads Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
15750 W Dodge Rd, Omaha, NE 68118
IRA 12 Month CD
$500
3.45%
▲ 0.79% above Nebraska avg
▼
Rate3.41%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.66%▲ 0.79% above avgNationally 2.83%
Details
Electrical Workers No 22 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.88%
8960 L St Ste 102, Omaha, NE 68127 1414
Share Certificate - CD 12 Months Term "N"
$0
3.45%
▲ 0.79% above Nebraska avg
▼
Rate3.45%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.66%▲ 0.79% above avgNationally 2.83%
Details
First Lincoln Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.01%
5730 R ST STE A, Lincoln, NE 68505 2309
IRA Share Certificate 12 Months
$0
3.45%
▲ 0.79% above Nebraska avg
▼
Rate3.40%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.66%▲ 0.79% above avgNationally 2.83%
Details
American Exchange Bank NE
Institution Rating:
A-5.0 ★Texas Ratio: 14.26%
151 N 4th St, Elmwood, NE 68349
12 Month
$0
3.44%
▲ 0.78% above Nebraska avg
▼
Rate3.40%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 19, 2026
Nebraska Average2.66%▲ 0.78% above avgNationally 2.83%
Details
Interest Paid or Credited: Quarterly
Columbus Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 3.23%
2501 13th St, Columbus, NE 68601
12 Month CD or IRA
$0
3.40%
▲ 0.74% above Nebraska avg
▼
Rate3.36%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.66%▲ 0.74% above avgNationally 2.83%
Details
Union Pacific Streamliner Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.65%
1400 Douglas St, Omaha, NE 68179
12-Month Share Certificate
$0
3.40%
▲ 0.74% above Nebraska avg
▼
Rate3.35%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.66%▲ 0.74% above avgNationally 2.83%
Details
Tier II
Union Pacific Streamliner Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.65%
1400 Douglas St, Omaha, NE 68179
12-Month Share Certificate - Tier II
$0
3.40%
▲ 0.74% above Nebraska avg
▼
Rate3.35%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.66%▲ 0.74% above avgNationally 2.83%
Details
2
Centris Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 14.20%
3575 L St, Omaha, NE 68107
Jumbo Certificates - minimum opening deposit of 12 month
$90,000
3.35%
▲ 0.69% above Nebraska avg
▼
Rate3.30%
Min Deposit$90,000
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.66%▲ 0.69% above avgNationally 2.83%
Details
$90,000.00
I3 Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.81%
12212 N 156th St, Bennington, NE 68007
Certificates of Deposit & IRAs - 12 Month
$500
3.30%
▲ 0.64% above Nebraska avg
▼
Rate3.26%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.66%▲ 0.64% above avgNationally 2.83%
Details
Compound Frequency: Quarterly
Nebraska State Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 3.10%
945 S D St, Broken Bow, NE 68822
Term - 1 Year
$500
3.30%
▲ 0.64% above Nebraska avg
▼
Rate3.26%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.66%▲ 0.64% above avgNationally 2.83%
Details
Nebraska 18 Month CD Rates
MonitorBankRates Nebraska Average — 18 Month CD2.55% APY▼ 0.06% from last weekNational 2.67%
The average 18-month CD rate in Nebraska is 2.55% APY, compared with 2.67% nationally, as of August 29, 2026. Figures are compiled by MonitorBankRates from more than 8,500 U.S. banks and credit unions.
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
First State Bank Nebraska
Institution Rating:
A+5.0 ★Texas Ratio: 2.97%
102 Spruce St, Colon, NE 68018
18 months CD
$500
3.81%
▲ 1.26% above Nebraska avg
▼
Rate3.76%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.55%▲ 1.26% above avgNationally 2.67%
Details
Metro Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
14509 F St, Omaha, NE 68137 1054
18 Month Certificate
$0
3.75%
▲ 1.20% above Nebraska avg
▼
Rate3.69%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.55%▲ 1.20% above avgNationally 2.67%
Details
Pathway Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.99%
306 S High St, Cairo, NE 68824
18 Month CD
$1,000
3.60%
▲ 1.05% above Nebraska avg
▼
Rate3.55%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.55%▲ 1.05% above avgNationally 2.67%
Details
FirsTier Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.87%
115 S Walnut St, Kimball, NE 69145
18 Month CD
$0
3.60%
▲ 1.05% above Nebraska avg
▼
Rate3.54%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.55%▲ 1.05% above avgNationally 2.67%
Details
A penalty may be imposed for early withdrawal. Certificate will automatically renew to a fixed rate CD of the equivalent term with the current rate at renewal. The Annual Percentage Yield is current as of August 24, 2026, and is subject to change at any time without notice.
Union Pacific Streamliner Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.65%
1400 Douglas St, Omaha, NE 68179
18-Month Share Certificate
$0
3.60%
▲ 1.05% above Nebraska avg
▼
Rate3.54%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.55%▲ 1.05% above avgNationally 2.67%
Details
Special
Union Pacific Streamliner Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.65%
1400 Douglas St, Omaha, NE 68179
18-Month Share Certificate - Special
$0
3.60%
▲ 1.05% above Nebraska avg
▼
Rate3.54%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.55%▲ 1.05% above avgNationally 2.67%
Details
3
FirstBank of Nebraska
Institution Rating:
A+5.0 ★Texas Ratio: 0.93%
201 E 5th St, Wahoo, NE 68066
18 Mo CD
$1,000
3.50%
▲ 0.95% above Nebraska avg
▼
Rate3.45%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.55%▲ 0.95% above avgNationally 2.67%
Details
FirstBank of Nebraska
Institution Rating:
A+5.0 ★Texas Ratio: 0.93%
201 E 5th St, Wahoo, NE 68066
18 Mo IRA
$1,000
3.50%
▲ 0.95% above Nebraska avg
▼
Rate3.45%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.55%▲ 0.95% above avgNationally 2.67%
Details
Cobalt Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.75%
15325 Weir St, Omaha, NE 68137 5061
18 Months - Member Loyalty
$100,000
3.50%
▲ 0.95% above Nebraska avg
▼
Rate—
Min Deposit$100,000
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.55%▲ 0.95% above avgNationally 2.67%
Details
Union Pacific Streamliner Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.65%
1400 Douglas St, Omaha, NE 68179
18-Month Share Certificate
$0
3.45%
▲ 0.90% above Nebraska avg
▼
Rate3.40%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.55%▲ 0.90% above avgNationally 2.67%
Details
Tier I
Union Pacific Streamliner Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.65%
1400 Douglas St, Omaha, NE 68179
18-Month Share Certificate - Tier I
$0
3.45%
▲ 0.90% above Nebraska avg
▼
Rate3.40%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.55%▲ 0.90% above avgNationally 2.67%
Details
3
Adams State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.07%
649 Main St, Adams, NE 68301
18 Month CD
$1,000
3.44%
▲ 0.89% above Nebraska avg
▼
Rate3.40%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.55%▲ 0.89% above avgNationally 2.67%
Details
TFB Tecumseh Federal Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.02%
160 N 4th St, Tecumseh, NE 68450
18 Month Certificate
$0
3.44%
▲ 0.89% above Nebraska avg
▼
Rate3.40%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.55%▲ 0.89% above avgNationally 2.67%
Details
Cobalt Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.75%
15325 Weir St, Omaha, NE 68137 5061
18 Months - Member Loyalty
$1,000
3.40%
▲ 0.85% above Nebraska avg
▼
Rate—
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.55%▲ 0.85% above avgNationally 2.67%
Details
Union Pacific Streamliner Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.65%
1400 Douglas St, Omaha, NE 68179
18-Month Share Certificate
$0
3.35%
▲ 0.80% above Nebraska avg
▼
Rate3.30%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.55%▲ 0.80% above avgNationally 2.67%
Details
Tier I
Union Pacific Streamliner Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.65%
1400 Douglas St, Omaha, NE 68179
18-Month Share Certificate - Tier I
$0
3.35%
▲ 0.80% above Nebraska avg
▼
Rate3.30%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.55%▲ 0.80% above avgNationally 2.67%
Details
3
Cobalt Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.75%
15325 Weir St, Omaha, NE 68137 5061
18 Months
$100,000
3.35%
▲ 0.80% above Nebraska avg
▼
Rate3.31%
Min Deposit$100,000
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.55%▲ 0.80% above avgNationally 2.67%
Details
Centris Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 14.20%
3575 L St, Omaha, NE 68107
Jumbo Certificates - minimum opening deposit of 18 month
$90,000
3.30%
▲ 0.75% above Nebraska avg
▼
Rate3.25%
Min Deposit$90,000
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.55%▲ 0.75% above avgNationally 2.67%
Details
$90,000.00
First Lincoln Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.01%
5730 R ST STE A, Lincoln, NE 68505 2309
IRA Share Certificate 18 Months
$0
3.30%
▲ 0.75% above Nebraska avg
▼
Rate3.25%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.55%▲ 0.75% above avgNationally 2.67%
Details
Consumers Cooperative Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.18%
1301 W 3RD ST, Alliance, NE 69301
18 Month Certificate
$0
3.29%
▲ 0.74% above Nebraska avg
▼
Rate3.25%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.55%▲ 0.74% above avgNationally 2.67%
Details
Compounding: Quarterly
Cobalt Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.75%
15325 Weir St, Omaha, NE 68137 5061
18 Months
$1,000
3.25%
▲ 0.70% above Nebraska avg
▼
Rate3.21%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.55%▲ 0.70% above avgNationally 2.67%
Details
Meridian Trust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.44%
901 W 29th St, Scottsbluff, NE 69361
18 Month Certificate
$500
3.20%
▲ 0.65% above Nebraska avg
▼
Rate3.15%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 29, 2026
Nebraska Average2.55%▲ 0.65% above avgNationally 2.67%
Details
First Community Bank Beemer, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
301 Main St, Bancroft, NE 68004
18 MONTH CD
$0
3.19%
▲ 0.64% above Nebraska avg
▼
Rate3.15%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.55%▲ 0.64% above avgNationally 2.67%
Details
Custer Federal State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
341 S 10th Ave, Broken Bow, NE 68822
18 Month
$500
3.15%
▲ 0.60% above Nebraska avg
▼
Rate3.13%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.55%▲ 0.60% above avgNationally 2.67%
Details
State Bank of Scotia
Institution Rating:
A-5.0 ★Texas Ratio: 14.40%
104 S Main St, Scotia, NE 68875
18 Month CD
$0
3.14%
▲ 0.59% above Nebraska avg
▼
Rate3.10%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.55%▲ 0.59% above avgNationally 2.67%
Details
State Bank of Scotia
Institution Rating:
A-5.0 ★Texas Ratio: 14.40%
104 S Main St, Scotia, NE 68875
18 Month CD
$0
3.09%
▲ 0.54% above Nebraska avg
▼
Rate3.05%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.55%▲ 0.54% above avgNationally 2.67%
Details
TFB Tecumseh Federal Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.02%
160 N 4th St, Tecumseh, NE 68450
18 Month Certificate
$0
3.03%
▲ 0.48% above Nebraska avg
▼
Rate3.00%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.55%▲ 0.48% above avgNationally 2.67%
Details
First National Bank in Ord
Institution Rating:
A+5.0 ★Texas Ratio: 3.31%
123 S Galway St, Greeley, NE 68842
18 Month CD
$0
3.03%
▲ 0.48% above Nebraska avg
▼
Rate3.00%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.55%▲ 0.48% above avgNationally 2.67%
Details
State Bank of Scotia
Institution Rating:
A-5.0 ★Texas Ratio: 14.40%
104 S Main St, Scotia, NE 68875
18 Month CD
$1,000
3.03%
▲ 0.48% above Nebraska avg
▼
Rate3.00%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.55%▲ 0.48% above avgNationally 2.67%
Details
Nebraska State Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 3.10%
945 S D St, Broken Bow, NE 68822
Term - 18 Months
$500
3.00%
▲ 0.45% above Nebraska avg
▼
Rate2.97%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.55%▲ 0.45% above avgNationally 2.67%
Details
Omaha Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
3001 S 82ND AVE, OMAHA, NE 68124
18 Month
$0
3.00%
▲ 0.45% above Nebraska avg
▼
Rate2.96%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.55%▲ 0.45% above avgNationally 2.67%
Details
First Nebraska Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.00%
4740 S 48th St, Omaha, NE 68117
18 Months
$0
3.00%
▲ 0.45% above Nebraska avg
▼
Rate2.97%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.55%▲ 0.45% above avgNationally 2.67%
Details
Pentagon Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.82%
13220 FORT ST, OMAHA, NE 68164
18 Month Certificate
$0
2.90%
▲ 0.35% above Nebraska avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.55%▲ 0.35% above avgNationally 2.67%
Details
TFB Tecumseh Federal Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.02%
160 N 4th St, Tecumseh, NE 68450
18 Month Certificate
$0
2.78%
▲ 0.23% above Nebraska avg
▼
Rate2.75%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.55%▲ 0.23% above avgNationally 2.67%
Details
First National Bank in Ord
Institution Rating:
A+5.0 ★Texas Ratio: 3.31%
123 S Galway St, Greeley, NE 68842
18 Month CD
$0
2.78%
▲ 0.23% above Nebraska avg
▼
Rate2.75%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.55%▲ 0.23% above avgNationally 2.67%
Details
Bank of the Valley
Institution Rating:
A+5.0 ★Texas Ratio: 4.59%
100 S 3rd St, Humphrey, NE 68642
18 MONTH
$0
2.75%
▲ 0.20% above Nebraska avg
▼
Rate2.72%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.55%▲ 0.20% above avgNationally 2.67%
Details
West Gate Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.08%
6003 Old Cheney Rd, Lincoln, NE 68516
18 Month
$1,000
2.52%
▼ 0.03% below Nebraska avg
▼
Rate2.50%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.55%▼ 0.03% below avgNationally 2.67%
Details
Visit a branch
First Community Bank Beemer, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
301 Main St, Bancroft, NE 68004
18 MONTH CD
$0
2.52%
▼ 0.03% below Nebraska avg
▼
Rate2.50%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.55%▼ 0.03% below avgNationally 2.67%
Details
Citizens Bank & Trust Company NE
Institution Rating:
A+5.0 ★Texas Ratio: 2.86%
721 7th St, Saint Paul, NE 68873
18 Month Certificate of Deposit
$500
2.52%
▼ 0.03% below Nebraska avg
▼
Rate2.50%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.55%▼ 0.03% below avgNationally 2.67%
Details
Genoa Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
502 Willard Ave, Genoa, NE 68640
18 Month Certificate
$0
2.30%
▼ 0.25% below Nebraska avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.55%▼ 0.25% below avgNationally 2.67%
Details
First National Bank in Ord
Institution Rating:
A+5.0 ★Texas Ratio: 3.31%
123 S Galway St, Greeley, NE 68842
18 Month CD
$0
2.27%
▼ 0.28% below Nebraska avg
▼
Rate2.25%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.55%▼ 0.28% below avgNationally 2.67%
Details
FNB of Johnson
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
125 Main St, Johnson, NE 68378
18-Month CD
$0
2.26%
▼ 0.29% below Nebraska avg
▼
Rate2.25%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.55%▼ 0.29% below avgNationally 2.67%
Details
First Bank and Trust of Fullerton
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
230 Broadway St, Fullerton, NE 68638
18-Month Certificate of Deposit
$500
2.26%
▼ 0.29% below Nebraska avg
▼
Rate2.25%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.55%▼ 0.29% below avgNationally 2.67%
Details
United Republic Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
111 N 181st St, Elkhorn, NE 68022
18-month
$1,000
2.25%
▼ 0.30% below Nebraska avg
▼
Rate2.23%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.55%▼ 0.30% below avgNationally 2.67%
Details
United Republic Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
111 N 181st St, Elkhorn, NE 68022
Business 18-month
$1,000
2.25%
▼ 0.30% below Nebraska avg
▼
Rate2.23%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.55%▼ 0.30% below avgNationally 2.67%
Details
Cornerstone Bank York, NE
Institution Rating:
A+5.0 ★Texas Ratio: 2.79%
295 Center Ave, Ashton, NE 68817
18 Month
$0
2.21%
▼ 0.34% below Nebraska avg
▼
Rate2.19%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.55%▼ 0.34% below avgNationally 2.67%
Details
Bank of Hartington
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
229 N Broadway Ave, Hartington, NE 68739
18 month TCD
$1,000
2.20%
▼ 0.35% below Nebraska avg
▼
Rate2.18%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.55%▼ 0.35% below avgNationally 2.67%
Details
Western Nebraska Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.97%
301 Center Ave, Curtis, NE 69025
18 Month
$250
2.12%
▼ 0.43% below Nebraska avg
▼
Rate2.10%
Min Deposit$250
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.55%▼ 0.43% below avgNationally 2.67%
Details
Platte Valley Bank North Bend, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.05%
606 Main St, North Bend, NE 68649
18 Month
$500
2.00%
▼ 0.55% below Nebraska avg
▼
Rate1.99%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.55%▼ 0.55% below avgNationally 2.67%
Details
Union Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.93%
514 G Street, Pawnee City, NE 68420
18 month Variable
$0
1.97%
▼ 0.58% below Nebraska avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.55%▼ 0.58% below avgNationally 2.67%
Details
Variable Rate Individual Retirement Accounts
Nebraska 24 Month CD Rates
MonitorBankRates Nebraska Average — 24 Month CD2.88% APY▲ 0.02% from last weekNational 2.72%
The average 24-month CD rate in Nebraska is 2.88% APY, compared with 2.72% nationally, as of August 29, 2026. Figures are compiled by MonitorBankRates from more than 8,500 U.S. banks and credit unions.
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Farmers and Merchants Bank Milligan, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
501 Main St, Milligan, NE 68406
24 Month CD
$500
4.27%
▲ 1.39% above Nebraska avg
▼
Rate—
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.88%▲ 1.39% above avgNationally 2.72%
Details
Penalty for early withdrawal
Thayer County Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.27%
402 Lincoln Ave, Hebron, NE 68370
24 Month CD
$75,000
4.10%
▲ 1.22% above Nebraska avg
▼
Rate4.03%
Min Deposit$75,000
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.88%▲ 1.22% above avgNationally 2.72%
Details
Thayer County Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.27%
402 Lincoln Ave, Hebron, NE 68370
24 Month CD
$50,000
4.05%
▲ 1.17% above Nebraska avg
▼
Rate3.98%
Min Deposit$50,000
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.88%▲ 1.17% above avgNationally 2.72%
Details
Union Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.93%
514 G Street, Pawnee City, NE 68420
24 months
$1,000
3.90%
▲ 1.02% above Nebraska avg
▼
Rate—
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.88%▲ 1.02% above avgNationally 2.72%
Details
Thayer County Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.27%
402 Lincoln Ave, Hebron, NE 68370
24 Month CD
$25,000
3.89%
▲ 1.01% above Nebraska avg
▼
Rate3.83%
Min Deposit$25,000
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.88%▲ 1.01% above avgNationally 2.72%
Details
First State Bank Nebraska
Institution Rating:
A+5.0 ★Texas Ratio: 2.97%
102 Spruce St, Colon, NE 68018
24 Month CD
$500
3.86%
▲ 0.98% above Nebraska avg
▼
Rate3.81%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.88%▲ 0.98% above avgNationally 2.72%
Details
Bruning Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
104 E Main St, Bruning, NE 68322
24 Months
$0
3.85%
▲ 0.97% above Nebraska avg
▼
Rate3.80%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.88%▲ 0.97% above avgNationally 2.72%
Details
Metro Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
14509 F St, Omaha, NE 68137 1054
24 Month Certificate
$0
3.85%
▲ 0.97% above Nebraska avg
▼
Rate3.78%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.88%▲ 0.97% above avgNationally 2.72%
Details
Nebraska Bank
Institution Rating:
B4.5 ★Texas Ratio: 20.75%
101 N Thayer St, Spencer, NE 68777
24-Month term cd
$0
3.80%
▲ 0.92% above Nebraska avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.88%▲ 0.92% above avgNationally 2.72%
Details
Jones Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.97%
203 S 6th St, Seward, NE 68434
24 Month Variable Rate IRA
$0
3.75%
▲ 0.87% above Nebraska avg
▼
Rate3.70%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.88%▲ 0.87% above avgNationally 2.72%
Details
FirstBank of Nebraska
Institution Rating:
A+5.0 ★Texas Ratio: 0.93%
201 E 5th St, Wahoo, NE 68066
24 Mo CD
$1,000
3.65%
▲ 0.77% above Nebraska avg
▼
Rate3.60%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.88%▲ 0.77% above avgNationally 2.72%
Details
FirstBank of Nebraska
Institution Rating:
A+5.0 ★Texas Ratio: 0.93%
201 E 5th St, Wahoo, NE 68066
24 Mo IRA
$1,000
3.65%
▲ 0.77% above Nebraska avg
▼
Rate3.60%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.88%▲ 0.77% above avgNationally 2.72%
Details
Thayer County Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.27%
402 Lincoln Ave, Hebron, NE 68370
24 Month CD
$2,500
3.64%
▲ 0.76% above Nebraska avg
▼
Rate3.58%
Min Deposit$2,500
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.88%▲ 0.76% above avgNationally 2.72%
Details
Cattle Bank and Trust
Institution Rating:
A+5.0 ★Texas Ratio: 0.82%
104 S 5th St, Seward, NE 68434
24 Months - Special
$0
3.60%
▲ 0.72% above Nebraska avg
▼
Rate3.55%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.88%▲ 0.72% above avgNationally 2.72%
Details
Siouxland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.86%
3000 Plaza Dr, South Sioux City, NE 68776
24 Months
$1,000
3.55%
▲ 0.67% above Nebraska avg
▼
Rate3.50%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.88%▲ 0.67% above avgNationally 2.72%
Details
Siouxland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.86%
3000 Plaza Dr, South Sioux City, NE 68776
IRA 24 Months
$1,000
3.55%
▲ 0.67% above Nebraska avg
▼
Rate3.50%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.88%▲ 0.67% above avgNationally 2.72%
Details
Nebraska Energy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.22%
1414 15th St, Columbus, NE 68601
2 Year Share Certificate
$5,000
3.50%
▲ 0.62% above Nebraska avg
▼
Rate—
Min Deposit$5,000
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.88%▲ 0.62% above avgNationally 2.72%
Details
Jones Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.97%
203 S 6th St, Seward, NE 68434
24 Month
$0
3.45%
▲ 0.57% above Nebraska avg
▼
Rate3.41%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.88%▲ 0.57% above avgNationally 2.72%
Details
Special
Jones Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.97%
203 S 6th St, Seward, NE 68434
24 Month - Special
$0
3.45%
▲ 0.57% above Nebraska avg
▼
Rate3.41%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.88%▲ 0.57% above avgNationally 2.72%
Details
Cobalt Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.75%
15325 Weir St, Omaha, NE 68137 5061
24 Months - Member Loyalty
$100,000
3.45%
▲ 0.57% above Nebraska avg
▼
Rate—
Min Deposit$100,000
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.88%▲ 0.57% above avgNationally 2.72%
Details
American Exchange Bank NE
Institution Rating:
A-5.0 ★Texas Ratio: 14.26%
151 N 4th St, Elmwood, NE 68349
24 Month
$0
3.44%
▲ 0.56% above Nebraska avg
▼
Rate3.40%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 19, 2026
Nebraska Average2.88%▲ 0.56% above avgNationally 2.72%
Details
Interest Paid or Credited: Quarterly
Adams State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.07%
649 Main St, Adams, NE 68301
24 Month CD
$1,000
3.44%
▲ 0.56% above Nebraska avg
▼
Rate3.40%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.88%▲ 0.56% above avgNationally 2.72%
Details
Cobalt Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.75%
15325 Weir St, Omaha, NE 68137 5061
24 Months - Member Loyalty
$1,000
3.35%
▲ 0.47% above Nebraska avg
▼
Rate—
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.88%▲ 0.47% above avgNationally 2.72%
Details
Cobalt Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.75%
15325 Weir St, Omaha, NE 68137 5061
24 Months
$100,000
3.30%
▲ 0.42% above Nebraska avg
▼
Rate3.26%
Min Deposit$100,000
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.88%▲ 0.42% above avgNationally 2.72%
Details
Consumers Cooperative Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.18%
1301 W 3RD ST, Alliance, NE 69301
24 Month Certificate
$0
3.29%
▲ 0.41% above Nebraska avg
▼
Rate3.25%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.88%▲ 0.41% above avgNationally 2.72%
Details
Compounding: Quarterly
Electrical Workers No 22 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.88%
8960 L St Ste 102, Omaha, NE 68127 1414
Share Certificate - CD 24 Months Term "Q"
$0
3.28%
▲ 0.40% above Nebraska avg
▼
Rate3.28%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.88%▲ 0.40% above avgNationally 2.72%
Details
Pathway Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.99%
306 S High St, Cairo, NE 68824
24 Month CD
$1,000
3.25%
▲ 0.37% above Nebraska avg
▼
Rate3.21%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.88%▲ 0.37% above avgNationally 2.72%
Details
Woodmen Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.70%
1700 FARNAM ST STE 1000, OMAHA, NE 68102
2 Years
$0
3.25%
▲ 0.37% above Nebraska avg
▼
Rate3.25%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.88%▲ 0.37% above avgNationally 2.72%
Details
Woodmen Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.70%
1700 FARNAM ST STE 1000, OMAHA, NE 68102
IRA 2 Years
$0
3.25%
▲ 0.37% above Nebraska avg
▼
Rate3.25%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.88%▲ 0.37% above avgNationally 2.72%
Details
Meridian Trust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.44%
901 W 29th St, Scottsbluff, NE 69361
24 Month Certificate
$500
3.25%
▲ 0.37% above Nebraska avg
▼
Rate3.20%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 29, 2026
Nebraska Average2.88%▲ 0.37% above avgNationally 2.72%
Details
Columbus Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 3.23%
2501 13th St, Columbus, NE 68601
24 Month CD or IRA
$0
3.20%
▲ 0.32% above Nebraska avg
▼
Rate3.16%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.88%▲ 0.32% above avgNationally 2.72%
Details
First Lincoln Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.01%
5730 R ST STE A, Lincoln, NE 68505 2309
IRA Share Certificate 24 Months
$0
3.20%
▲ 0.32% above Nebraska avg
▼
Rate3.15%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.88%▲ 0.32% above avgNationally 2.72%
Details
Cobalt Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.75%
15325 Weir St, Omaha, NE 68137 5061
24 Months
$1,000
3.20%
▲ 0.32% above Nebraska avg
▼
Rate3.16%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.88%▲ 0.32% above avgNationally 2.72%
Details
First Community Bank Beemer, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
301 Main St, Bancroft, NE 68004
24 MONTH CD
$0
3.19%
▲ 0.31% above Nebraska avg
▼
Rate3.15%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.88%▲ 0.31% above avgNationally 2.72%
Details
Bank of the Valley
Institution Rating:
A+5.0 ★Texas Ratio: 4.59%
100 S 3rd St, Humphrey, NE 68642
24 Month
$0
3.15%
▲ 0.27% above Nebraska avg
▼
Rate3.11%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.88%▲ 0.27% above avgNationally 2.72%
Details
Custer Federal State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
341 S 10th Ave, Broken Bow, NE 68822
24 Month
$500
3.15%
▲ 0.27% above Nebraska avg
▼
Rate3.13%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.88%▲ 0.27% above avgNationally 2.72%
Details
Bank of Prague
Institution Rating:
A+5.0 ★Texas Ratio: 3.35%
316 W Center Ave, Prague, NE 68050
24 Month CD
$0
3.12%
▲ 0.24% above Nebraska avg
▼
Rate3.10%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.88%▲ 0.24% above avgNationally 2.72%
Details
CD Interest Payable Semi-Annually. Pentalty for early withdrawal on CDs.
Centris Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 14.20%
3575 L St, Omaha, NE 68107
Jumbo Certificates - minimum opening deposit of 24 month
$90,000
3.10%
▲ 0.22% above Nebraska avg
▼
Rate3.05%
Min Deposit$90,000
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.88%▲ 0.22% above avgNationally 2.72%
Details
$90,000.00
United Republic Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
111 N 181st St, Elkhorn, NE 68022
24-month
$1,000
3.00%
▲ 0.12% above Nebraska avg
▼
Rate2.96%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.88%▲ 0.12% above avgNationally 2.72%
Details
United Republic Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
111 N 181st St, Elkhorn, NE 68022
Business 24-month
$1,000
3.00%
▲ 0.12% above Nebraska avg
▼
Rate2.96%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.88%▲ 0.12% above avgNationally 2.72%
Details
Commercial State Bank Wausa, NE
Institution Rating:
A+5.0 ★Texas Ratio: 2.32%
519 E Broadway St, Wausa, NE 68786
24 Month
$0
3.00%
▲ 0.12% above Nebraska avg
▼
Rate2.97%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.88%▲ 0.12% above avgNationally 2.72%
Details
First Nebraska Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.00%
4740 S 48th St, Omaha, NE 68117
24 Months
$0
2.95%
▲ 0.07% above Nebraska avg
▼
Rate2.92%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.88%▲ 0.07% above avgNationally 2.72%
Details
Pentagon Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.82%
13220 FORT ST, OMAHA, NE 68164
2 Year Certificate
$0
2.90%
▲ 0.02% above Nebraska avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.88%▲ 0.02% above avgNationally 2.72%
Details
Meadow Grove Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
210 Main St, Meadow Grove, NE 68752 4131
24 Month
$0
2.78%
▼ 0.10% below Nebraska avg
▼
Rate2.75%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.88%▼ 0.10% below avgNationally 2.72%
Details
Nebraska State Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 3.10%
945 S D St, Broken Bow, NE 68822
Term - 2 Years
$500
2.75%
▼ 0.13% below Nebraska avg
▼
Rate2.72%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.88%▼ 0.13% below avgNationally 2.72%
Details
Citizens Bank & Trust Company NE
Institution Rating:
A+5.0 ★Texas Ratio: 2.86%
721 7th St, Saint Paul, NE 68873
24 Month Certificate of Deposit
$500
2.57%
▼ 0.31% below Nebraska avg
▼
Rate2.55%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.88%▼ 0.31% below avgNationally 2.72%
Details
First State Bank Hordville, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
201 Main St, Hordville, NE 68846
1 1/2 Year Certificate
$0
2.52%
▼ 0.36% below Nebraska avg
▼
Rate2.50%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.88%▼ 0.36% below avgNationally 2.72%
Details
First State Bank Hordville, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
201 Main St, Hordville, NE 68846
2 1/2 Year Certificate
$0
2.52%
▼ 0.36% below Nebraska avg
▼
Rate2.50%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.88%▼ 0.36% below avgNationally 2.72%
Details
First State Bank Hordville, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
201 Main St, Hordville, NE 68846
2 Year Certificate
$0
2.52%
▼ 0.36% below Nebraska avg
▼
Rate2.50%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.88%▼ 0.36% below avgNationally 2.72%
Details
SN Bank
Institution Rating:
A5.0 ★Texas Ratio: 12.05%
122 Main St, Wayne, NE 68787
2 Year
$0
2.50%
▼ 0.38% below Nebraska avg
▼
Rate2.48%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.88%▼ 0.38% below avgNationally 2.72%
Details
Nebraska 36 Month CD Rates
MonitorBankRates Nebraska Average — 36 Month CD2.50% APY▼ 0.16% from last weekNational 2.66%
The average 36-month CD rate in Nebraska is 2.50% APY, compared with 2.66% nationally, as of August 29, 2026. Figures are compiled by MonitorBankRates from more than 8,500 U.S. banks and credit unions.
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Union Pacific Streamliner Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.65%
1400 Douglas St, Omaha, NE 68179
36-Month Share Certificate
$0
3.95%
▲ 1.45% above Nebraska avg
▼
Rate3.88%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.50%▲ 1.45% above avgNationally 2.66%
Details
Special
Union Pacific Streamliner Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.65%
1400 Douglas St, Omaha, NE 68179
36-Month Share Certificate - Special
$0
3.95%
▲ 1.45% above Nebraska avg
▼
Rate3.88%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.50%▲ 1.45% above avgNationally 2.66%
Details
3
FirstBank of Nebraska
Institution Rating:
A+5.0 ★Texas Ratio: 0.93%
201 E 5th St, Wahoo, NE 68066
36 Mo CD
$1,000
3.55%
▲ 1.05% above Nebraska avg
▼
Rate3.50%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.50%▲ 1.05% above avgNationally 2.66%
Details
FirstBank of Nebraska
Institution Rating:
A+5.0 ★Texas Ratio: 0.93%
201 E 5th St, Wahoo, NE 68066
36 Mo IRA
$1,000
3.55%
▲ 1.05% above Nebraska avg
▼
Rate3.50%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.50%▲ 1.05% above avgNationally 2.66%
Details
Siouxland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.86%
3000 Plaza Dr, South Sioux City, NE 68776
36 Months
$1,000
3.55%
▲ 1.05% above Nebraska avg
▼
Rate3.50%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.50%▲ 1.05% above avgNationally 2.66%
Details
One Bump - Up per Term
Siouxland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.86%
3000 Plaza Dr, South Sioux City, NE 68776
IRA 36 Months
$1,000
3.55%
▲ 1.05% above Nebraska avg
▼
Rate3.50%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.50%▲ 1.05% above avgNationally 2.66%
Details
One Bump - Up per Term
Metro Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
14509 F St, Omaha, NE 68137 1054
36 Month Certificate
$0
3.50%
▲ 1.00% above Nebraska avg
▼
Rate3.44%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.50%▲ 1.00% above avgNationally 2.66%
Details
Bank of the Valley
Institution Rating:
A+5.0 ★Texas Ratio: 4.59%
100 S 3rd St, Humphrey, NE 68642
36 Month
$0
3.44%
▲ 0.94% above Nebraska avg
▼
Rate3.40%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.50%▲ 0.94% above avgNationally 2.66%
Details
Adams State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.07%
649 Main St, Adams, NE 68301
36 Month CD
$1,000
3.30%
▲ 0.80% above Nebraska avg
▼
Rate3.25%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.50%▲ 0.80% above avgNationally 2.66%
Details
Meridian Trust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.44%
901 W 29th St, Scottsbluff, NE 69361
36 Month Certificate
$500
3.30%
▲ 0.80% above Nebraska avg
▼
Rate3.25%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 29, 2026
Nebraska Average2.50%▲ 0.80% above avgNationally 2.66%
Details
Pathway Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.99%
306 S High St, Cairo, NE 68824
3 Year CD
$1,000
3.25%
▲ 0.75% above Nebraska avg
▼
Rate3.21%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.50%▲ 0.75% above avgNationally 2.66%
Details
Commercial State Bank Wausa, NE
Institution Rating:
A+5.0 ★Texas Ratio: 2.32%
519 E Broadway St, Wausa, NE 68786
36 Month
$0
3.25%
▲ 0.75% above Nebraska avg
▼
Rate3.21%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.50%▲ 0.75% above avgNationally 2.66%
Details
Columbus Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 3.23%
2501 13th St, Columbus, NE 68601
36 Month CD or IRA
$0
3.20%
▲ 0.70% above Nebraska avg
▼
Rate3.16%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.50%▲ 0.70% above avgNationally 2.66%
Details
Columbus Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 3.23%
2501 13th St, Columbus, NE 68601
36 Month Youth Saver CD
$0
3.16%
▲ 0.66% above Nebraska avg
▼
Rate3.16%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.50%▲ 0.66% above avgNationally 2.66%
Details
Custer Federal State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
341 S 10th Ave, Broken Bow, NE 68822
36 Month STEP-UP
$500
3.15%
▲ 0.65% above Nebraska avg
▼
Rate3.13%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.50%▲ 0.65% above avgNationally 2.66%
Details
STEP-UP
Cobalt Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.75%
15325 Weir St, Omaha, NE 68137 5061
36 Months - Member Loyalty
$100,000
3.15%
▲ 0.65% above Nebraska avg
▼
Rate—
Min Deposit$100,000
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.50%▲ 0.65% above avgNationally 2.66%
Details
Bank of Prague
Institution Rating:
A+5.0 ★Texas Ratio: 3.35%
316 W Center Ave, Prague, NE 68050
36 Month CD
$0
3.12%
▲ 0.62% above Nebraska avg
▼
Rate3.10%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.50%▲ 0.62% above avgNationally 2.66%
Details
CD Interest Payable Semi-Annually. Pentalty for early withdrawal on CDs.
Centris Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 14.20%
3575 L St, Omaha, NE 68107
Jumbo Certificates - minimum opening deposit of 36 month
$90,000
3.10%
▲ 0.60% above Nebraska avg
▼
Rate3.05%
Min Deposit$90,000
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.50%▲ 0.60% above avgNationally 2.66%
Details
$90,000.00
Cobalt Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.75%
15325 Weir St, Omaha, NE 68137 5061
36 Months - Member Loyalty
$1,000
3.05%
▲ 0.55% above Nebraska avg
▼
Rate—
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.50%▲ 0.55% above avgNationally 2.66%
Details
First Lincoln Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.01%
5730 R ST STE A, Lincoln, NE 68505 2309
IRA Share Certificate 36 Months
$0
3.04%
▲ 0.54% above Nebraska avg
▼
Rate3.00%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.50%▲ 0.54% above avgNationally 2.66%
Details
First Community Bank Beemer, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
301 Main St, Bancroft, NE 68004
36 MONTH CD
$0
3.03%
▲ 0.53% above Nebraska avg
▼
Rate3.00%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.50%▲ 0.53% above avgNationally 2.66%
Details
United Republic Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
111 N 181st St, Elkhorn, NE 68022
36-month
$1,000
3.00%
▲ 0.50% above Nebraska avg
▼
Rate2.96%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.50%▲ 0.50% above avgNationally 2.66%
Details
United Republic Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
111 N 181st St, Elkhorn, NE 68022
Business 36-month
$1,000
3.00%
▲ 0.50% above Nebraska avg
▼
Rate2.96%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.50%▲ 0.50% above avgNationally 2.66%
Details
Woodmen Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.70%
1700 FARNAM ST STE 1000, OMAHA, NE 68102
3 Years
$0
3.00%
▲ 0.50% above Nebraska avg
▼
Rate3.00%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.50%▲ 0.50% above avgNationally 2.66%
Details
Woodmen Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.70%
1700 FARNAM ST STE 1000, OMAHA, NE 68102
IRA 3 Years
$0
3.00%
▲ 0.50% above Nebraska avg
▼
Rate3.00%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.50%▲ 0.50% above avgNationally 2.66%
Details
Pentagon Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.82%
13220 FORT ST, OMAHA, NE 68164
3 Year Certificate
$0
2.90%
▲ 0.40% above Nebraska avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.50%▲ 0.40% above avgNationally 2.66%
Details
First Nebraska Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.00%
4740 S 48th St, Omaha, NE 68117
36 Months
$0
2.90%
▲ 0.40% above Nebraska avg
▼
Rate2.87%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.50%▲ 0.40% above avgNationally 2.66%
Details
Nebraska State Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 3.10%
945 S D St, Broken Bow, NE 68822
Term - 3 Years
$500
2.65%
▲ 0.15% above Nebraska avg
▼
Rate2.62%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.50%▲ 0.15% above avgNationally 2.66%
Details
Genoa Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
502 Willard Ave, Genoa, NE 68640
36 Month Certificate
$0
2.55%
▲ 0.05% above Nebraska avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.50%▲ 0.05% above avgNationally 2.66%
Details
American Exchange Bank NE
Institution Rating:
A-5.0 ★Texas Ratio: 14.26%
151 N 4th St, Elmwood, NE 68349
36 Month
$0
2.52%
▲ 0.02% above Nebraska avg
▼
Rate2.50%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 19, 2026
Nebraska Average2.50%▲ 0.02% above avgNationally 2.66%
Details
Interest Paid or Credited: Quarterly
First State Bank Hordville, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
201 Main St, Hordville, NE 68846
3 Year Certificate
$0
2.52%
▲ 0.02% above Nebraska avg
▼
Rate2.50%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.50%▲ 0.02% above avgNationally 2.66%
Details
First State Bank Nebraska
Institution Rating:
A+5.0 ★Texas Ratio: 2.97%
102 Spruce St, Colon, NE 68018
36 Months CD
$500
2.50%
At Nebraska avg
▼
Rate2.48%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.50%At the averageNationally 2.66%
Details
SN Bank
Institution Rating:
A5.0 ★Texas Ratio: 12.05%
122 Main St, Wayne, NE 68787
3 Year
$0
2.50%
At Nebraska avg
▼
Rate2.48%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.50%At the averageNationally 2.66%
Details
Town & Country Bank Ravenna, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.45%
423 Grand Ave, Ravenna, NE 68869
3 Year CD
$0
2.50%
At Nebraska avg
▼
Rate2.48%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.50%At the averageNationally 2.66%
Details
First Westroads Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
15750 W Dodge Rd, Omaha, NE 68118
36 Month CD
$500
2.50%
At Nebraska avg
▼
Rate2.48%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.50%At the averageNationally 2.66%
Details
First Westroads Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
15750 W Dodge Rd, Omaha, NE 68118
IRA 36 Month CD
$500
2.50%
At Nebraska avg
▼
Rate2.48%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.50%At the averageNationally 2.66%
Details
Omaha Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
3001 S 82ND AVE, OMAHA, NE 68124
36 Month
$0
2.50%
At Nebraska avg
▼
Rate2.47%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.50%At the averageNationally 2.66%
Details
The Bank of Steinauer
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
215 Main St, Steinauer, NE 68441
36 Month Certificate of Deposit
$500
2.47%
▼ 0.03% below Nebraska avg
▼
Rate2.45%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.50%▼ 0.03% below avgNationally 2.66%
Details
Bank of Hartington
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
229 N Broadway Ave, Hartington, NE 68739
36 month TCD
$1,000
2.45%
▼ 0.05% below Nebraska avg
▼
Rate2.43%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.50%▼ 0.05% below avgNationally 2.66%
Details
Cornerstone Bank York, NE
Institution Rating:
A+5.0 ★Texas Ratio: 2.79%
295 Center Ave, Ashton, NE 68817
36 Month
$0
2.42%
▼ 0.08% below Nebraska avg
▼
Rate2.40%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.50%▼ 0.08% below avgNationally 2.66%
Details
Town & Country Bank Ravenna, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.45%
423 Grand Ave, Ravenna, NE 68869
3 Year CD
$0
2.40%
▼ 0.10% below Nebraska avg
▼
Rate2.38%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.50%▼ 0.10% below avgNationally 2.66%
Details
Town & Country Bank Ravenna, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.45%
423 Grand Ave, Ravenna, NE 68869
3 Year CD
$0
2.30%
▼ 0.20% below Nebraska avg
▼
Rate2.28%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.50%▼ 0.20% below avgNationally 2.66%
Details
Union Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.93%
514 G Street, Pawnee City, NE 68420
36 months
$1,000
2.27%
▼ 0.23% below Nebraska avg
▼
Rate—
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.50%▼ 0.23% below avgNationally 2.66%
Details
West Gate Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.08%
6003 Old Cheney Rd, Lincoln, NE 68516
36 Month
$1,000
2.27%
▼ 0.23% below Nebraska avg
▼
Rate2.25%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.50%▼ 0.23% below avgNationally 2.66%
Details
Visit a branch
Western Nebraska Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.97%
301 Center Ave, Curtis, NE 69025
36 Month
$250
2.27%
▼ 0.23% below Nebraska avg
▼
Rate2.25%
Min Deposit$250
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.50%▼ 0.23% below avgNationally 2.66%
Details
Citizens Bank & Trust Company NE
Institution Rating:
A+5.0 ★Texas Ratio: 2.86%
721 7th St, Saint Paul, NE 68873
36 Month Certificate of Deposit
$500
2.27%
▼ 0.23% below Nebraska avg
▼
Rate2.25%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.50%▼ 0.23% below avgNationally 2.66%
Details
Wahoo State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
164 E 5th St, Wahoo, NE 68066
36 Month CD
$0
2.25%
▼ 0.25% below Nebraska avg
▼
Rate2.23%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.50%▼ 0.25% below avgNationally 2.66%
Details
First Community Bank Beemer, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
301 Main St, Bancroft, NE 68004
36 MONTH CD
$0
2.22%
▼ 0.28% below Nebraska avg
▼
Rate2.20%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.50%▼ 0.28% below avgNationally 2.66%
Details
Platte Valley Bank North Bend, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.05%
606 Main St, North Bend, NE 68649
36 Month
$500
2.20%
▼ 0.30% below Nebraska avg
▼
Rate2.18%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.50%▼ 0.30% below avgNationally 2.66%
Details
Northwest Bank (IA)
Institution Rating:
A+5.0 ★Texas Ratio: 3.01%
14320 Arbor St, Omaha, NE 68144
36-MONTH Certificate of Deposit/IRA Standard Renewal Rate
$0
2.10%
▼ 0.40% below Nebraska avg
▼
Rate2.10%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.50%▼ 0.40% below avgNationally 2.66%
Details
Nebraska 48 Month CD Rates
MonitorBankRates Nebraska Average — 48 Month CD2.60% APY▼ 0.09% from last weekNational 2.66%
The average 48-month CD rate in Nebraska is 2.60% APY, compared with 2.66% nationally, as of August 29, 2026. Figures are compiled by MonitorBankRates from more than 8,500 U.S. banks and credit unions.
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Thayer County Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.27%
402 Lincoln Ave, Hebron, NE 68370
48 Month CD
$0
4.14%
▲ 1.54% above Nebraska avg
▼
Rate4.07%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.60%▲ 1.54% above avgNationally 2.66%
Details
Thayer County Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.27%
402 Lincoln Ave, Hebron, NE 68370
48 Month CD
$0
4.09%
▲ 1.49% above Nebraska avg
▼
Rate4.02%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.60%▲ 1.49% above avgNationally 2.66%
Details
Thayer County Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.27%
402 Lincoln Ave, Hebron, NE 68370
48 Month CD
$0
3.93%
▲ 1.33% above Nebraska avg
▼
Rate3.87%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.60%▲ 1.33% above avgNationally 2.66%
Details
Thayer County Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.27%
402 Lincoln Ave, Hebron, NE 68370
48 Month CD
$0
3.68%
▲ 1.08% above Nebraska avg
▼
Rate3.62%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.60%▲ 1.08% above avgNationally 2.66%
Details
Siouxland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.86%
3000 Plaza Dr, South Sioux City, NE 68776
48 Months
$1,000
3.55%
▲ 0.95% above Nebraska avg
▼
Rate3.50%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.60%▲ 0.95% above avgNationally 2.66%
Details
Siouxland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.86%
3000 Plaza Dr, South Sioux City, NE 68776
IRA 48 Months
$1,000
3.55%
▲ 0.95% above Nebraska avg
▼
Rate3.50%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.60%▲ 0.95% above avgNationally 2.66%
Details
Columbus Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 3.23%
2501 13th St, Columbus, NE 68601
48 Month CD or IRA
$0
3.40%
▲ 0.80% above Nebraska avg
▼
Rate3.36%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.60%▲ 0.80% above avgNationally 2.66%
Details
Bank of the Valley
Institution Rating:
A+5.0 ★Texas Ratio: 4.59%
100 S 3rd St, Humphrey, NE 68642
48 MONTH
$0
3.39%
▲ 0.79% above Nebraska avg
▼
Rate3.35%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.60%▲ 0.79% above avgNationally 2.66%
Details
Columbus Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 3.23%
2501 13th St, Columbus, NE 68601
48 Month Youth Saver CD
$0
3.36%
▲ 0.76% above Nebraska avg
▼
Rate3.36%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.60%▲ 0.76% above avgNationally 2.66%
Details
Pathway Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.99%
306 S High St, Cairo, NE 68824
4 Year CD
$1,000
3.35%
▲ 0.75% above Nebraska avg
▼
Rate3.31%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.60%▲ 0.75% above avgNationally 2.66%
Details
FirstBank of Nebraska
Institution Rating:
A+5.0 ★Texas Ratio: 0.93%
201 E 5th St, Wahoo, NE 68066
48 Mo CD
$1,000
3.35%
▲ 0.75% above Nebraska avg
▼
Rate3.31%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.60%▲ 0.75% above avgNationally 2.66%
Details
FirstBank of Nebraska
Institution Rating:
A+5.0 ★Texas Ratio: 0.93%
201 E 5th St, Wahoo, NE 68066
48 Mo IRA
$1,000
3.35%
▲ 0.75% above Nebraska avg
▼
Rate3.31%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.60%▲ 0.75% above avgNationally 2.66%
Details
Meridian Trust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.44%
901 W 29th St, Scottsbluff, NE 69361
48 Month Certificate
$500
3.35%
▲ 0.75% above Nebraska avg
▼
Rate3.30%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 29, 2026
Nebraska Average2.60%▲ 0.75% above avgNationally 2.66%
Details
Adams State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.07%
649 Main St, Adams, NE 68301
48 Month CD
$1,000
3.30%
▲ 0.70% above Nebraska avg
▼
Rate3.25%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.60%▲ 0.70% above avgNationally 2.66%
Details
Metro Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
14509 F St, Omaha, NE 68137 1054
48 Month Certificate
$0
3.25%
▲ 0.65% above Nebraska avg
▼
Rate3.20%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.60%▲ 0.65% above avgNationally 2.66%
Details
Custer Federal State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
341 S 10th Ave, Broken Bow, NE 68822
48 Month
$500
3.15%
▲ 0.55% above Nebraska avg
▼
Rate3.13%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.60%▲ 0.55% above avgNationally 2.66%
Details
Cobalt Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.75%
15325 Weir St, Omaha, NE 68137 5061
48 Months - Member Loyalty
$100,000
3.15%
▲ 0.55% above Nebraska avg
▼
Rate—
Min Deposit$100,000
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.60%▲ 0.55% above avgNationally 2.66%
Details
Bank of Prague
Institution Rating:
A+5.0 ★Texas Ratio: 3.35%
316 W Center Ave, Prague, NE 68050
48 Month CD
$0
3.12%
▲ 0.52% above Nebraska avg
▼
Rate3.10%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.60%▲ 0.52% above avgNationally 2.66%
Details
CD Interest Payable Semi-Annually. Pentalty for early withdrawal on CDs.
Centris Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 14.20%
3575 L St, Omaha, NE 68107
Jumbo Certificates - minimum opening deposit of 48 month
$90,000
3.10%
▲ 0.50% above Nebraska avg
▼
Rate3.05%
Min Deposit$90,000
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.60%▲ 0.50% above avgNationally 2.66%
Details
$90,000.00
Cobalt Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.75%
15325 Weir St, Omaha, NE 68137 5061
48 Months - Member Loyalty
$1,000
3.05%
▲ 0.45% above Nebraska avg
▼
Rate—
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.60%▲ 0.45% above avgNationally 2.66%
Details
First Community Bank Beemer, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
301 Main St, Bancroft, NE 68004
48 MONTH CD
$0
3.03%
▲ 0.43% above Nebraska avg
▼
Rate3.00%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.60%▲ 0.43% above avgNationally 2.66%
Details
Cobalt Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.75%
15325 Weir St, Omaha, NE 68137 5061
48 Months
$100,000
3.00%
▲ 0.40% above Nebraska avg
▼
Rate2.97%
Min Deposit$100,000
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.60%▲ 0.40% above avgNationally 2.66%
Details
Commercial State Bank Wausa, NE
Institution Rating:
A+5.0 ★Texas Ratio: 2.32%
519 E Broadway St, Wausa, NE 68786
48 Month
$0
2.99%
▲ 0.39% above Nebraska avg
▼
Rate2.96%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.60%▲ 0.39% above avgNationally 2.66%
Details
Pentagon Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.82%
13220 FORT ST, OMAHA, NE 68164
4 Year Certificate
$0
2.90%
▲ 0.30% above Nebraska avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.60%▲ 0.30% above avgNationally 2.66%
Details
Cobalt Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.75%
15325 Weir St, Omaha, NE 68137 5061
48 Months
$1,000
2.90%
▲ 0.30% above Nebraska avg
▼
Rate2.87%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.60%▲ 0.30% above avgNationally 2.66%
Details
First National Bank in Ord
Institution Rating:
A+5.0 ★Texas Ratio: 3.31%
123 S Galway St, Greeley, NE 68842
48 Month CD
$0
2.88%
▲ 0.28% above Nebraska avg
▼
Rate2.85%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.60%▲ 0.28% above avgNationally 2.66%
Details
First Nebraska Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.00%
4740 S 48th St, Omaha, NE 68117
48 Months
$0
2.85%
▲ 0.25% above Nebraska avg
▼
Rate2.82%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.60%▲ 0.25% above avgNationally 2.66%
Details
First National Bank in Ord
Institution Rating:
A+5.0 ★Texas Ratio: 3.31%
123 S Galway St, Greeley, NE 68842
48 Month CD
$0
2.78%
▲ 0.18% above Nebraska avg
▼
Rate2.75%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.60%▲ 0.18% above avgNationally 2.66%
Details
The Bank of Steinauer
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
215 Main St, Steinauer, NE 68441
48 Month Certificate of Deposit
$500
2.78%
▲ 0.18% above Nebraska avg
▼
Rate2.75%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.60%▲ 0.18% above avgNationally 2.66%
Details
Genoa Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
502 Willard Ave, Genoa, NE 68640
48 Month Certificate
$0
2.61%
▲ 0.01% above Nebraska avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.60%▲ 0.01% above avgNationally 2.66%
Details
Nebraska State Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 3.10%
945 S D St, Broken Bow, NE 68822
Term - 4 Years
$500
2.55%
▼ 0.05% below Nebraska avg
▼
Rate2.53%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.60%▼ 0.05% below avgNationally 2.66%
Details
American Exchange Bank NE
Institution Rating:
A-5.0 ★Texas Ratio: 14.26%
151 N 4th St, Elmwood, NE 68349
48 Month
$0
2.52%
▼ 0.08% below Nebraska avg
▼
Rate2.50%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 19, 2026
Nebraska Average2.60%▼ 0.08% below avgNationally 2.66%
Details
Interest Paid or Credited: Quarterly
Cornerstone Bank York, NE
Institution Rating:
A+5.0 ★Texas Ratio: 2.79%
295 Center Ave, Ashton, NE 68817
48 Month
$0
2.52%
▼ 0.08% below Nebraska avg
▼
Rate2.50%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.60%▼ 0.08% below avgNationally 2.66%
Details
TFB Tecumseh Federal Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.02%
160 N 4th St, Tecumseh, NE 68450
48 Month Certificate
$0
2.52%
▼ 0.08% below Nebraska avg
▼
Rate2.50%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.60%▼ 0.08% below avgNationally 2.66%
Details
First National Bank in Ord
Institution Rating:
A+5.0 ★Texas Ratio: 3.31%
123 S Galway St, Greeley, NE 68842
48 Month CD
$0
2.52%
▼ 0.08% below Nebraska avg
▼
Rate2.50%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.60%▼ 0.08% below avgNationally 2.66%
Details
First Bank and Trust of Fullerton
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
230 Broadway St, Fullerton, NE 68638
48-Month Certificate of Deposit
$500
2.51%
▼ 0.09% below Nebraska avg
▼
Rate2.50%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.60%▼ 0.09% below avgNationally 2.66%
Details
First State Bank Nebraska
Institution Rating:
A+5.0 ★Texas Ratio: 2.97%
102 Spruce St, Colon, NE 68018
48 Months CD
$500
2.50%
▼ 0.10% below Nebraska avg
▼
Rate2.48%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.60%▼ 0.10% below avgNationally 2.66%
Details
United Republic Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
111 N 181st St, Elkhorn, NE 68022
48-month
$1,000
2.50%
▼ 0.10% below Nebraska avg
▼
Rate2.47%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.60%▼ 0.10% below avgNationally 2.66%
Details
United Republic Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
111 N 181st St, Elkhorn, NE 68022
Business 48-month
$1,000
2.50%
▼ 0.10% below Nebraska avg
▼
Rate2.47%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.60%▼ 0.10% below avgNationally 2.66%
Details
Town & Country Bank Ravenna, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.45%
423 Grand Ave, Ravenna, NE 68869
4 Year CD
$0
2.50%
▼ 0.10% below Nebraska avg
▼
Rate2.48%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.60%▼ 0.10% below avgNationally 2.66%
Details
Bank of Hartington
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
229 N Broadway Ave, Hartington, NE 68739
48 month TCD
$1,000
2.50%
▼ 0.10% below Nebraska avg
▼
Rate2.48%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.60%▼ 0.10% below avgNationally 2.66%
Details
First Westroads Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
15750 W Dodge Rd, Omaha, NE 68118
48 Month CD
$500
2.50%
▼ 0.10% below Nebraska avg
▼
Rate2.48%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.60%▼ 0.10% below avgNationally 2.66%
Details
First Westroads Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
15750 W Dodge Rd, Omaha, NE 68118
IRA 48 Month CD
$500
2.50%
▼ 0.10% below Nebraska avg
▼
Rate2.48%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.60%▼ 0.10% below avgNationally 2.66%
Details
Omaha Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
3001 S 82ND AVE, OMAHA, NE 68124
48 Month
$0
2.50%
▼ 0.10% below Nebraska avg
▼
Rate2.47%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.60%▼ 0.10% below avgNationally 2.66%
Details
Town & Country Bank Ravenna, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.45%
423 Grand Ave, Ravenna, NE 68869
4 Year CD
$0
2.40%
▼ 0.20% below Nebraska avg
▼
Rate2.38%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.60%▼ 0.20% below avgNationally 2.66%
Details
Western Nebraska Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.97%
301 Center Ave, Curtis, NE 69025
48 Month
$250
2.37%
▼ 0.23% below Nebraska avg
▼
Rate2.35%
Min Deposit$250
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.60%▼ 0.23% below avgNationally 2.66%
Details
Platte Valley Bank North Bend, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.05%
606 Main St, North Bend, NE 68649
48 Month
$500
2.35%
▼ 0.25% below Nebraska avg
▼
Rate2.33%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.60%▼ 0.25% below avgNationally 2.66%
Details
Town & Country Bank Ravenna, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.45%
423 Grand Ave, Ravenna, NE 68869
4 Year CD
$0
2.30%
▼ 0.30% below Nebraska avg
▼
Rate2.28%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.60%▼ 0.30% below avgNationally 2.66%
Details
Union Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.93%
514 G Street, Pawnee City, NE 68420
48 months
$1,000
2.27%
▼ 0.33% below Nebraska avg
▼
Rate—
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.60%▼ 0.33% below avgNationally 2.66%
Details
West Gate Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.08%
6003 Old Cheney Rd, Lincoln, NE 68516
48 Month
$1,000
2.27%
▼ 0.33% below Nebraska avg
▼
Rate2.25%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.60%▼ 0.33% below avgNationally 2.66%
Details
Visit a branch
Nebraska 60 Month CD Rates
MonitorBankRates Nebraska Average — 60 Month CD2.65% APY▼ 0.15% from last weekNational 2.76%
The average 60-month CD rate in Nebraska is 2.65% APY, compared with 2.76% nationally, as of August 29, 2026. Figures are compiled by MonitorBankRates from more than 8,500 U.S. banks and credit unions.
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Siouxland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.86%
3000 Plaza Dr, South Sioux City, NE 68776
60 Months
$1,000
3.55%
▲ 0.90% above Nebraska avg
▼
Rate3.50%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.65%▲ 0.90% above avgNationally 2.76%
Details
Siouxland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.86%
3000 Plaza Dr, South Sioux City, NE 68776
IRA 60 Months
$1,000
3.55%
▲ 0.90% above Nebraska avg
▼
Rate3.50%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.65%▲ 0.90% above avgNationally 2.76%
Details
Columbus Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 3.23%
2501 13th St, Columbus, NE 68601
60 Month CD or IRA
$0
3.49%
▲ 0.84% above Nebraska avg
▼
Rate3.45%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.65%▲ 0.84% above avgNationally 2.76%
Details
Columbus Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 3.23%
2501 13th St, Columbus, NE 68601
60 Month Youth Saver CD
$0
3.45%
▲ 0.80% above Nebraska avg
▼
Rate3.45%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.65%▲ 0.80% above avgNationally 2.76%
Details
Pathway Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.99%
306 S High St, Cairo, NE 68824
5 Year CD
$1,000
3.40%
▲ 0.75% above Nebraska avg
▼
Rate3.36%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.65%▲ 0.75% above avgNationally 2.76%
Details
Meridian Trust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.44%
901 W 29th St, Scottsbluff, NE 69361
60 Month Certificate
$500
3.40%
▲ 0.75% above Nebraska avg
▼
Rate3.35%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 29, 2026
Nebraska Average2.65%▲ 0.75% above avgNationally 2.76%
Details
Bank of the Valley
Institution Rating:
A+5.0 ★Texas Ratio: 4.59%
100 S 3rd St, Humphrey, NE 68642
60 MONTH
$0
3.29%
▲ 0.64% above Nebraska avg
▼
Rate3.25%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.65%▲ 0.64% above avgNationally 2.76%
Details
Bank of Prague
Institution Rating:
A+5.0 ★Texas Ratio: 3.35%
316 W Center Ave, Prague, NE 68050
60 Month CD
$0
3.28%
▲ 0.63% above Nebraska avg
▼
Rate3.25%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.65%▲ 0.63% above avgNationally 2.76%
Details
CD Interest Payable Semi-Annually. Pentalty for early withdrawal on CDs.
FirstBank of Nebraska
Institution Rating:
A+5.0 ★Texas Ratio: 0.93%
201 E 5th St, Wahoo, NE 68066
60 Mo CD
$1,000
3.25%
▲ 0.60% above Nebraska avg
▼
Rate3.21%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.65%▲ 0.60% above avgNationally 2.76%
Details
FirstBank of Nebraska
Institution Rating:
A+5.0 ★Texas Ratio: 0.93%
201 E 5th St, Wahoo, NE 68066
60 Mo IRA
$1,000
3.25%
▲ 0.60% above Nebraska avg
▼
Rate3.21%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.65%▲ 0.60% above avgNationally 2.76%
Details
Metro Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
14509 F St, Omaha, NE 68137 1054
60 Month Certificate
$0
3.25%
▲ 0.60% above Nebraska avg
▼
Rate3.20%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.65%▲ 0.60% above avgNationally 2.76%
Details
Custer Federal State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
341 S 10th Ave, Broken Bow, NE 68822
60 Month STEP-UP
$500
3.15%
▲ 0.50% above Nebraska avg
▼
Rate3.13%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.65%▲ 0.50% above avgNationally 2.76%
Details
STEP-UP
Cobalt Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.75%
15325 Weir St, Omaha, NE 68137 5061
60 Months - Member Loyalty
$100,000
3.15%
▲ 0.50% above Nebraska avg
▼
Rate—
Min Deposit$100,000
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.65%▲ 0.50% above avgNationally 2.76%
Details
Madison County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.99%
103 S 4th St, Albion, NE 68620
60 Month
$500
3.10%
▲ 0.45% above Nebraska avg
▼
Rate3.08%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.65%▲ 0.45% above avgNationally 2.76%
Details
Centris Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 14.20%
3575 L St, Omaha, NE 68107
Jumbo Certificates - minimum opening deposit of 60 month
$90,000
3.10%
▲ 0.45% above Nebraska avg
▼
Rate3.05%
Min Deposit$90,000
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.65%▲ 0.45% above avgNationally 2.76%
Details
$90,000.00
Cobalt Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.75%
15325 Weir St, Omaha, NE 68137 5061
60 Months - Member Loyalty
$1,000
3.05%
▲ 0.40% above Nebraska avg
▼
Rate—
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.65%▲ 0.40% above avgNationally 2.76%
Details
First Community Bank Beemer, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
301 Main St, Bancroft, NE 68004
60 MONTH CD
$0
3.03%
▲ 0.38% above Nebraska avg
▼
Rate3.00%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.65%▲ 0.38% above avgNationally 2.76%
Details
Cobalt Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.75%
15325 Weir St, Omaha, NE 68137 5061
60 Months
$100,000
3.00%
▲ 0.35% above Nebraska avg
▼
Rate2.97%
Min Deposit$100,000
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.65%▲ 0.35% above avgNationally 2.76%
Details
Pentagon Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.82%
13220 FORT ST, OMAHA, NE 68164
5 Year Certificate
$0
2.90%
▲ 0.25% above Nebraska avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.65%▲ 0.25% above avgNationally 2.76%
Details
Cobalt Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.75%
15325 Weir St, Omaha, NE 68137 5061
60 Months
$1,000
2.90%
▲ 0.25% above Nebraska avg
▼
Rate2.87%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.65%▲ 0.25% above avgNationally 2.76%
Details
First Nebraska Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.00%
4740 S 48th St, Omaha, NE 68117
60 Months
$0
2.80%
▲ 0.15% above Nebraska avg
▼
Rate2.77%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.65%▲ 0.15% above avgNationally 2.76%
Details
Genoa Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
502 Willard Ave, Genoa, NE 68640
60 Month Certificate
$0
2.66%
▲ 0.01% above Nebraska avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.65%▲ 0.01% above avgNationally 2.76%
Details
Genoa Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
502 Willard Ave, Genoa, NE 68640
60 Month CD
$0
2.65%
At Nebraska avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.65%At the averageNationally 2.76%
Details
American Exchange Bank NE
Institution Rating:
A-5.0 ★Texas Ratio: 14.26%
151 N 4th St, Elmwood, NE 68349
60 Month
$0
2.63%
▼ 0.02% below Nebraska avg
▼
Rate2.60%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 19, 2026
Nebraska Average2.65%▼ 0.02% below avgNationally 2.76%
Details
Interest Paid or Credited: Quarterly
Western Nebraska Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.97%
301 Center Ave, Curtis, NE 69025
60 Month
$250
2.52%
▼ 0.13% below Nebraska avg
▼
Rate2.50%
Min Deposit$250
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.65%▼ 0.13% below avgNationally 2.76%
Details
First Bank and Trust of Fullerton
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
230 Broadway St, Fullerton, NE 68638
60-Month Certificate of Deposit
$500
2.51%
▼ 0.14% below Nebraska avg
▼
Rate2.50%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.65%▼ 0.14% below avgNationally 2.76%
Details
First State Bank Nebraska
Institution Rating:
A+5.0 ★Texas Ratio: 2.97%
102 Spruce St, Colon, NE 68018
60 Months CD
$500
2.50%
▼ 0.15% below Nebraska avg
▼
Rate2.48%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.65%▼ 0.15% below avgNationally 2.76%
Details
Cattle Bank and Trust
Institution Rating:
A+5.0 ★Texas Ratio: 0.82%
104 S 5th St, Seward, NE 68434
60 Months
$0
2.50%
▼ 0.15% below Nebraska avg
▼
Rate2.48%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.65%▼ 0.15% below avgNationally 2.76%
Details
SN Bank
Institution Rating:
A5.0 ★Texas Ratio: 12.05%
122 Main St, Wayne, NE 68787
5 Year
$0
2.50%
▼ 0.15% below Nebraska avg
▼
Rate2.48%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.65%▼ 0.15% below avgNationally 2.76%
Details
Town & Country Bank Ravenna, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.45%
423 Grand Ave, Ravenna, NE 68869
5 Year CD
$0
2.50%
▼ 0.15% below Nebraska avg
▼
Rate2.48%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.65%▼ 0.15% below avgNationally 2.76%
Details
First Westroads Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
15750 W Dodge Rd, Omaha, NE 68118
60 Month CD
$500
2.50%
▼ 0.15% below Nebraska avg
▼
Rate2.48%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.65%▼ 0.15% below avgNationally 2.76%
Details
First Westroads Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
15750 W Dodge Rd, Omaha, NE 68118
IRA 60 Month CD
$500
2.50%
▼ 0.15% below Nebraska avg
▼
Rate2.48%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.65%▼ 0.15% below avgNationally 2.76%
Details
Omaha Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
3001 S 82ND AVE, OMAHA, NE 68124
60 Month
$0
2.50%
▼ 0.15% below Nebraska avg
▼
Rate2.47%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.65%▼ 0.15% below avgNationally 2.76%
Details
Nebraska State Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 3.10%
945 S D St, Broken Bow, NE 68822
Term - 5 Years
$500
2.45%
▼ 0.20% below Nebraska avg
▼
Rate2.43%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.65%▼ 0.20% below avgNationally 2.76%
Details
Platte Valley Bank North Bend, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.05%
606 Main St, North Bend, NE 68649
60 Month
$500
2.40%
▼ 0.25% below Nebraska avg
▼
Rate2.38%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.65%▼ 0.25% below avgNationally 2.76%
Details
Town & Country Bank Ravenna, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.45%
423 Grand Ave, Ravenna, NE 68869
5 Year CD
$0
2.40%
▼ 0.25% below Nebraska avg
▼
Rate2.38%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.65%▼ 0.25% below avgNationally 2.76%
Details
Union Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.93%
514 G Street, Pawnee City, NE 68420
60 months
$1,000
2.32%
▼ 0.33% below Nebraska avg
▼
Rate—
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.65%▼ 0.33% below avgNationally 2.76%
Details
Wahoo State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
164 E 5th St, Wahoo, NE 68066
60 Month CD
$0
2.32%
▼ 0.33% below Nebraska avg
▼
Rate2.30%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.65%▼ 0.33% below avgNationally 2.76%
Details
Town & Country Bank Ravenna, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.45%
423 Grand Ave, Ravenna, NE 68869
5 Year CD
$0
2.30%
▼ 0.35% below Nebraska avg
▼
Rate2.28%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.65%▼ 0.35% below avgNationally 2.76%
Details
West Gate Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.08%
6003 Old Cheney Rd, Lincoln, NE 68516
60 Month
$1,000
2.27%
▼ 0.38% below Nebraska avg
▼
Rate2.25%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.65%▼ 0.38% below avgNationally 2.76%
Details
Visit a branch
Security Bank Laurel, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
101 W Broadway St, Coleridge, NE 68727
48-60 Months CD
$0
2.27%
▼ 0.38% below Nebraska avg
▼
Rate2.25%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.65%▼ 0.38% below avgNationally 2.76%
Details
Citizens Bank & Trust Company NE
Institution Rating:
A+5.0 ★Texas Ratio: 2.86%
721 7th St, Saint Paul, NE 68873
60 Month Certificate of Deposit
$500
2.27%
▼ 0.38% below Nebraska avg
▼
Rate2.25%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.65%▼ 0.38% below avgNationally 2.76%
Details
Jones Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.97%
203 S 6th St, Seward, NE 68434
60 Month
$0
2.25%
▼ 0.40% below Nebraska avg
▼
Rate2.23%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.65%▼ 0.40% below avgNationally 2.76%
Details
United Republic Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
111 N 181st St, Elkhorn, NE 68022
60-month
$1,000
2.25%
▼ 0.40% below Nebraska avg
▼
Rate2.23%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.65%▼ 0.40% below avgNationally 2.76%
Details
United Republic Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
111 N 181st St, Elkhorn, NE 68022
Business 60-month
$1,000
2.25%
▼ 0.40% below Nebraska avg
▼
Rate2.23%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.65%▼ 0.40% below avgNationally 2.76%
Details
SN Bank
Institution Rating:
A5.0 ★Texas Ratio: 12.05%
122 Main St, Wayne, NE 68787
5 Year
$0
2.25%
▼ 0.40% below Nebraska avg
▼
Rate2.23%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.65%▼ 0.40% below avgNationally 2.76%
Details
Bruning Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
104 E Main St, Bruning, NE 68322
60 Months
$0
2.22%
▼ 0.43% below Nebraska avg
▼
Rate2.20%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.65%▼ 0.43% below avgNationally 2.76%
Details
Northwest Bank (IA)
Institution Rating:
A+5.0 ★Texas Ratio: 3.01%
14320 Arbor St, Omaha, NE 68144
60-Month Certificate of Deposit/IRA Standard Renewal Rate
$0
2.10%
▼ 0.55% below Nebraska avg
▼
Rate2.10%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.65%▼ 0.55% below avgNationally 2.76%
Details
First Community Bank Beemer, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
301 Main St, Bancroft, NE 68004
60 MONTH CD
$0
2.02%
▼ 0.63% below Nebraska avg
▼
Rate2.00%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.65%▼ 0.63% below avgNationally 2.76%
Details
Bankers Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 2.53%
19202 Davenport Street, Elkhorn, NE 68022
60 Months - Platinum Tier
$0
2.00%
▼ 0.65% below Nebraska avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.65%▼ 0.65% below avgNationally 2.76%
Details
Interest Rate is Base Interest Rate + 0.50%
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The “Min Deposit” indicates the minimum amount required to earn the stated APY.
Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.
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Nebraska CD Rate Trends
Compare local Nebraska CD rate quotes against the statewide average
Daily CD rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
12-Month CD — NE Avg
2.664%
▼ 0.322 vs 7 days ago
Nebraska 12-month CD rates fell 0.322 points over the past 7 days to 2.664% APY.
6-Month CD — NE Avg
2.332%
▼ 0.571 vs 7 days ago
Nebraska 6-month CD rates fell 0.571 points over the past 7 days to 2.332% APY.
As of Aug 29, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
NE CD Rate Forecast — Next 12 Months
Where are Nebraska CD rates headed through August 2027?
Projections based on Fed funds rate futures and historical CD-to-fed-funds spread model. Not financial advice.
NE 12-Month Avg APY
2.664%
6-Month Forecast
2.664%
Range: 2.46% – 2.81%
12-Month Forecast
2.414%
Range: 2.21% – 2.56%
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What Your Savings Earn at NE CD Rates Today
Annual interest earnings at today’s Nebraska average APYs. State average used where available; national average as fallback.
| CD Term | NE Avg APY | $5,000 | $10,000 | $25,000 | $50,000 |
|---|---|---|---|---|---|
| 3-Month CD | 1.169% | $58.43 | $116.85 | $292.13 | $584.25 |
| 6-Month CD | 2.332% | $116.59 | $233.17 | $582.93 | $1,165.85 |
| 12-Month CD | 2.664% | $133.19 | $266.37 | $665.93 | $1,331.85 |
| 18-Month CD | 2.549% | $127.44 | $254.88 | $637.20 | $1,274.40 |
| 24-Month CD | 2.882% | $144.09 | $288.17 | $720.43 | $1,440.85 |
| 36-Month CD | 2.500% | $124.99 | $249.99 | $624.97 | $1,249.95 |
| 48-Month CD | 2.597% | $129.85 | $259.69 | $649.23 | $1,298.45 |
| 60-Month CD | 2.647% | $132.34 | $264.67 | $661.68 | $1,323.35 |
| Earnings shown are annualized (APY basis). Actual earnings for sub-12-month terms will be proportionally lower at maturity. Rates as of August 29, 2026. | |||||
Sample CD Ladder for Nebraska Savers
$25,000 split equally across 5 terms using today’s Nebraska average rates. As each CD matures, reinvest at the 36-month rung.
| Rung | Term | Deposit | NE Avg APY | Annual Earnings |
|---|---|---|---|---|
| 1 | 3-Month CD | $5,000 | 1.169% | $58.43 |
| 2 | 6-Month CD | $5,000 | 2.332% | $116.59 |
| 3 | 12-Month CD | $5,000 | 2.664% | $133.19 |
| 4 | 24-Month CD | $5,000 | 2.882% | $144.09 |
| 5 | 36-Month CD | $5,000 | 2.500% | $124.99 |
| Total ($25,000 invested) | $25,000 | 2.309% blended | $577.29/yr | |
Ladder example uses equal $5,000 rungs and Nebraska average APYs. Actual earnings depend on the specific institution and product chosen. Use the calculator above to model your exact deposit amounts.
535
CD Rates
Tracked in Nebraska
Tracked in Nebraska
57 Banks
21 Credit Unions
About Our Nebraska CD Rate Database
MonitorBankRates tracks 535 CD rates from 57 banks and 21 credit unions with locations in Nebraska, plus national online institutions available to Nebraska residents. Our proprietary aggregation system pulls verified rate data directly from each institution’s official website — no estimates, no national averages passed off as real offers.
Every rate listed includes the institution’s Safety Grade (A+ to F), Star Rating (1–5), and Texas Ratio — objective financial health metrics calculated from FDIC and NCUA regulatory data — so you can compare yield and institutional safety in one place.
Current top rate: Farmers and Merchants Bank Milligan, NE offers a CD at 4.27% APY with a minimum deposit of $500. Use the rate table above to compare all current offers in Nebraska.
How to Find the Best CD Rates in Nebraska
What to compare when shopping for a CD in Nebraska
To find the best APYs in Nebraska, start with credit unions and online-only banks — Nebraska has 21 credit unions in our database, and they consistently offer some of the highest yields because they have lower overhead than traditional banks and compete aggressively for deposits.
Always compare the APY (Annual Percentage Yield), not just the interest rate. The APY reflects compounding and is the true measure of what you’ll earn.
Also compare the early withdrawal penalty. Common penalties range from 30 to 180 days of interest depending on the term. If you’re unsure whether you’ll need the funds early, a no-penalty CD or a high-yield savings account may be a better fit.
When a CD Makes Sense in Nebraska
- You have a planned expense coming up and want your savings to earn while you wait
- You expect rates to fall and want to lock in today’s rate
- You want FDIC or NCUA protection with a guaranteed fixed return
- You prefer banking with an institution that has a local branch in Nebraska — 78 institutions here report CD rates
Consider an Alternative If…
- You may need the funds within 30 days — compare Nebraska savings rates instead
- Rates are rising and you want to benefit — a variable-rate savings or money market account keeps pace
- You want check-writing access — compare Nebraska money market rates
Nebraska Financial Snapshot
Local demographics and economic context for CD savers — Source: U.S. Census Bureau ACS 2024
Population 65+
16.7%
National avg: 17.3%
Median Individual Earnings
$44,279
National avg: $47,340
Poverty Rate
10.6%
National avg: 11.1%
Unemployment Rate
3.0%
National avg: 4.8%
CD Earnings on 10% of Salary
$118/yr
At NE 12-mo avg 2.664% APY
16.7% of residents are 65 or older — below the national average of 17.3%; a low unemployment rate of 3.0% reflects a strong local economy. At today’s NE 12-month CD average of 2.664%, saving 10% of the local median salary ($4,427/year) and putting it in a CD would earn an additional $118 annually in interest.
Data: U.S. Census Bureau, American Community Survey 5-Year Estimates 2024. Median earnings from ACS 2023 place-level estimates.
CD Rates vs. Other Savings Options in Nebraska
What to compare when choosing between a CD and other deposit accounts
| Feature | CD | High-Yield Savings | Money Market | 6-Month CD |
|---|---|---|---|---|
| Rate Type | Fixed APY | Variable APY | Variable APY | Fixed APY |
| Liquidity | Locked for term | Anytime | Anytime | Locked 6 months |
| Early Withdrawal | Penalty (months of interest) | None | None | Penalty (90–180 days interest) |
| FDIC / NCUA Insured | Yes (up to $250K) | Yes (up to $250K) | Yes (up to $250K) | Yes (up to $250K) |
| Check / Debit Access | No | Usually no | Often yes | No |
| Best For | Known savings goal, CD ladder | Emergency fund, flexible savings | Liquid savings with check-writing | Slightly higher yield, less urgency |
How Certificates of Deposit Work in Nebraska
A certificate of deposit (CD) is a deposit account that holds a fixed sum of money for a fixed term, commonly three months to five years, in exchange for a guaranteed interest rate. In return for leaving the money untouched until the term ends, a saver in Nebraska typically earns a higher rate than a standard savings account pays. CDs from banks are insured by the FDIC and those from credit unions by the NCUA, in Nebraska as everywhere in the U.S.
Choosing a CD Term in Nebraska
The term is the length of time the money is committed before the CD matures. Shorter terms such as three or six months give Nebraska savers easier access to their funds. For example, Cobalt Federal Credit Union is offering its 6 Months at 4.05% APY. Longer terms such as three or five years usually pay higher rates. On the longer end, Siouxland Federal Credit Union is offering its 60 Months at 3.55% APY. When a CD matures, the depositor can withdraw the principal and interest or roll the balance into a new term, so it helps to match the term to when the money will actually be needed.
CD Risk and Safety for Nebraska Savers
CDs are among the lowest-risk savings products available because the rate is fixed for the full term and the balance is federally insured up to $250,000 per depositor, per institution, per ownership category. For a Nebraska saver, the main trade-off is liquidity: withdrawing funds before maturity usually triggers an early-withdrawal penalty, often 30 to 180 days of interest depending on the term.
How CD Interest Is Paid in Nebraska
Interest on a CD is calculated using the annual percentage yield (APY), which reflects the effect of compounding over a year. Depending on the institution, interest may be credited monthly, quarterly, or at maturity, and can be paid out to a linked account or added back to the CD to compound. When comparing the Nebraska CDs listed above, a saver gets the truest picture of total earnings by looking at APY rather than the nominal rate.
Fixed vs. Variable CD Rates in Nebraska
Most CDs carry a fixed rate that is locked for the entire term, protecting a Nebraska depositor if market rates fall after the account is opened. Some institutions offer variable-rate or bump-up CDs whose rate can change during the term; these may start lower but allow the rate to rise if conditions improve. Which is better depends on the direction a saver expects rates to move.
Frequently Asked Questions about CD Rates in Nebraska
Are CD rates in Nebraska FDIC insured?
Yes, most established banks in Nebraska are insured by the FDIC up to $250,000 per depositor. Credit unions carry equivalent protection through the NCUA.
Do I have to pay state taxes on CD interest in Nebraska?
Yes, interest earned on CDs is generally taxable income at both the federal and state levels. We recommend consulting a local tax professional regarding your specific obligations in Nebraska.
Can I withdraw my money early from a CD?
You can, but most institutions charge an Early Withdrawal Penalty — typically a number of months of interest (e.g., 3 or 6 months). The exact amount varies by institution and CD term.
What is the difference between a Jumbo CD and a regular CD?
Jumbo CDs require a higher minimum deposit — traditionally $100,000 or more. In exchange, banks in Nebraska may offer slightly higher APYs compared to standard CDs.
Are fixed-rate CDs better than variable-rate CDs?
Fixed-rate CDs lock in your APY for the full term, protecting you if rates drop. Variable-rate CDs allow your rate to rise with the market but may start with a lower initial yield.
What is a CD ladder?
A CD ladder involves opening multiple CDs with staggered maturity dates — for example 3-month, 6-month, 1-year, and 2-year. As each matures, you reinvest at the longest term, maximizing yield while maintaining regular access to a portion of your savings.
Best CD rates in Nebraska?
Here are recent top rates found for this area:
- Farmers and Merchants Bank Milligan, NE: 4.27% APY (24 Month CD)
- Cobalt Federal Credit Union: 4.15% APY (12 Months - Member Loyalty)
- Thayer County Bank: 4.14% APY (48 Month CD)
- Access Bank: 4.05% APY (12 Month Special)
- First Community Bank Beemer, NE: 4.00% APY (3 MONTH CD)
- FirstBank of Nebraska: 4.00% APY (3 Mo CD)
- Omaha Federal Credit Union: 4.00% APY (6 Month)
- FirsTier Bank: 3.95% APY (12 Month CD)
- Union Pacific Streamliner Federal Credit Union: 3.95% APY (36-Month Share Certificate)
- Siouxland Federal Credit Union: 3.91% APY (12 Months)
Rates reflect recent verified offers available in Nebraska. Last Updated: August 29, 2026
Nebraska CD Calculator
See exactly what a CD will earn by maturity. Enter your deposit, pick a term, and set the APY — or click any current Nebraska rate on the right to apply that term and rate instantly. CD rates are fixed for the full term.
Interest at Maturity
$0
Ending Balance
$0
Matures
—
Assumes the APY is held to maturity with interest compounding and remaining in the CD. Early withdrawals typically forfeit 30–180 days of interest. Estimates are for informational purposes only.
CD Calculators for Nebraska
Nebraska CD Calculator
At today’s NE top rate of 4.27% APY, a $10,000 deposit earns $427 in the first year. Enter your amount to see your exact return.
Nebraska CD LadderNE CD rates currently range from 1.169% (3-month) to 2.500% (36-month). Model a ladder with local rates to keep cash accessible while maximizing yield.
Early Withdrawal PenaltyBefore locking into a Nebraska CD at 4.27% APY, know your exit cost. Most institutions charge 90–180 days of interest — calculate your real net return if you need early access.
CD vs. High-Yield SavingsNebraska’s average 12-month CD is 2.664% APY. Compare locking in that rate against a flexible high-yield savings account to see which earns more for your deposit and timeline.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Nebraska CD rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for Nebraska directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Nebraska. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in NE.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.
Disclaimer: Interest rates are variable and subject to change without notice. Verify current offers directly with the institution's official website. Last Updated and Verified: August 29, 2026
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