Grand Island, Nebraska CD Rates Today - Compare Best APYs for June 2026
Content reviewed by
Brian McKay
iEditorial Disclosure
Brian McKay
Brian McKay
Founder & Data ArchitectExpertise
- Automated Online Rate Data Aggregation
- Location-Based Rate Tables
- Bank & Credit Union Health Safety Ratings
- Bank & Credit Union Star Ratings
- Finance Calculators
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current Grand Island, Nebraska CD rates include Pathway BankPathway Bank3333 State St, Grand Island, NE 68803A+5.0 ★Texas Ratio: 5.99%Real return: +0.95%APY minus CPI (February 2026) offering 3 Month CD at 3.75% APY, Trius Federal Credit UnionTrius Federal Credit Union939 S Locust St, Grand Island, NE 68801A5.0 ★Texas Ratio: 9.13%Real return: +0.60%APY minus CPI (February 2026) offering Share Certificate 36 Months at 3.40% APY, Wells FargoWells Fargo3404 W 13th St, Grand Island, NE 68803A5.0 ★Texas Ratio: 7.44%Real return: -1.29%APY minus CPI (February 2026) offering 1 year Standard Fixed Rate CD at 1.51% APY, Heritage Bank Wood River, NEHeritage Bank Wood River, NE1333 N Webb Rd, Grand Island, NE 68803A+5.0 ★Texas Ratio: 0.00%Real return: -1.30%APY minus CPI (February 2026) offering Personal & IRA CDs 24 month at 1.50% APY, and Farmers and Merchants Bank Milligan, NEFarmers and Merchants Bank Milligan, NEA+5.0 ★Texas Ratio: 0.00%Real return: +1.36%APY minus CPI (February 2026) offering 24 Month CD at 4.16% APY. CD rates as of June 16, 2026 according to verified data from MonitorBankRates.
Grand Island has 25 local institutions in our database, with CD rates as high as 3.75% APY from Pathway Bank at 3333 State St, Grand Island, NE 68803. Use the tables below to compare all available CD terms and offers, including options from institutions serving the broader Nebraska area. Rates are continually updated — we recommend checking back frequently.
The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: June 16, 2026
Compare Best CD Rates in Grand Island, Nebraska & the Surrounding Area
Grand Island 3 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Pathway Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.99%
3333 State St, Grand Island, NE 68803
3 Month CD
$1,000
3.75%
▼
Rate3.70%
Min Deposit$1,000
Min Balance—
UpdatedJun 16, 2026
Details
Heritage Bank Wood River, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1333 N Webb Rd, Grand Island, NE 68803
Personal & IRA CDs 3 month
$0
0.75%
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
3404 W 13th St, Grand Island, NE 68803
3 month Standard Fixed Rate CD
$2,500
0.06%
▼
Rate0.06%
Min Deposit$2,500
Min Balance—
UpdatedJun 16, 2026
Details
Relationship APY: 0.06%. Early withdrawal penalties may apply. Additional terms are available at a branch.
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
3404 W 13th St, Grand Island, NE 68803
3 month Standard Fixed Rate CD
$2,500
0.05%
▼
Rate0.05%
Min Deposit$2,500
Min Balance—
UpdatedJun 16, 2026
Details
Relationship APY: 0.06%. Early withdrawal penalties may apply. Additional terms are available at a branch.
First Community Bank Beemer, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3 MONTH CD
$500
4.00%
▼
Rate3.94%
Min Deposit$500
Min Balance—
UpdatedJun 16, 2026
Details
Archer Cooperative Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 15.18%
3 Month Share & IRA Certificates
$500
3.85%
▼
Rate3.80%
Min Deposit$500
Min Balance—
UpdatedJun 16, 2026
Details
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Interest Paid: Quarterly and at Maturity
Access Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
Certificate of Deposit 3 Month
$0
3.75%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Interest Paid: Quarterly and at Maturity
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Rate3.54%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
A penalty may be imposed for early withdrawal. Certificate will automatically renew to a fixed rate CD of the equivalent term with the current rate at renewal. The Annual Percentage Yield is current as of May 26, 2026, and is subject to change at any time without notice.
Rate3.41%
Min Deposit$5,000
Min Balance—
UpdatedJun 16, 2026
Details
Holyoke Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.79%
3 month
$500
3.29%
▼
Rate3.25%
Min Deposit$500
Min Balance—
UpdatedJun 16, 2026
Details
First Community Bank Beemer, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3 MONTH Certificate of Deposit
$10,000
3.19%
▼
Rate3.15%
Min Deposit$10,000
Min Balance—
UpdatedJun 16, 2026
Details
Metro Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
3 Month Certificate
$0
3.00%
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
First Community Bank Beemer, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3 MONTH Certificate of Deposit
$2,500
2.27%
▼
Rate2.25%
Min Deposit$2,500
Min Balance—
UpdatedJun 16, 2026
Details
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Premier Bank Omaha, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.07%
IRA Certificates of Deposit 3 Month
$0
2.27%
▼
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Genoa Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3 Month Certificate of Deposit
$0
1.65%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Security Bank Laurel, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
31-90 Days CD
$0
1.00%
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
The Bank of Steinauer
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3 Month Certificate of Deposit
$500
1.00%
▼
Rate1.00%
Min Deposit$500
Min Balance—
UpdatedJun 16, 2026
Details
Rate0.90%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Rate0.80%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Rate0.80%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Rate0.75%
Min Deposit$500
Min Balance—
UpdatedJun 16, 2026
Details
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Rate0.55%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Town & Country Bank Ravenna, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.45%
3 Month CD
$0
0.45%
▼
Rate0.45%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Town & Country Bank Ravenna, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.45%
3 Month CD
$0
0.35%
▼
Rate0.35%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Enterprise Bank Omaha, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
CD Specials 3 Months
$0
0.30%
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Town & Country Bank Ravenna, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.45%
3 Month CD
$0
0.25%
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
I3 Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.81%
Certificates of Deposit & IRAs - 3 Month
$500
0.15%
▼
Rate0.15%
Min Deposit$500
Min Balance—
UpdatedJun 16, 2026
Details
Compound Frequency: At Maturity
Grand Island 6 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Pathway Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.99%
3333 State St, Grand Island, NE 68803
6 Month CD
$1,000
3.70%
▼
Rate3.65%
Min Deposit$1,000
Min Balance—
UpdatedJun 16, 2026
Details
Trius Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.13%
939 S Locust St, Grand Island, NE 68801
Share Certificate 6 Months
$0
3.00%
▼
Rate2.97%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Heritage Bank Wood River, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1333 N Webb Rd, Grand Island, NE 68803
Personal & IRA CDs 6 month
$0
1.00%
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
3404 W 13th St, Grand Island, NE 68803
6 month Standard Fixed Rate CD
$2,500
0.06%
▼
Rate0.06%
Min Deposit$2,500
Min Balance—
UpdatedJun 16, 2026
Details
Relationship APY: 0.06%. Early withdrawal penalties may apply. Additional terms are available at a branch.
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
3404 W 13th St, Grand Island, NE 68803
6 month Standard Fixed Rate CD
$2,500
0.05%
▼
Rate0.05%
Min Deposit$2,500
Min Balance—
UpdatedJun 16, 2026
Details
Relationship APY: 0.06%. Early withdrawal penalties may apply. Additional terms are available at a branch.
Cobalt Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.75%
6 Month Business Term Share Certificate
$0
4.05%
▼
Rate3.99%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Quarterly
First Community Bank Beemer, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
6 MONTH CD
$500
4.00%
▼
Rate3.94%
Min Deposit$500
Min Balance—
UpdatedJun 16, 2026
Details
Omaha Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
6 Month Share Certificate
$0
4.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Cobalt Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.75%
6 Month Business Term Share Certificate
$0
3.95%
▼
Rate3.89%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Quarterly
Rate3.85%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Rate3.84%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Rate3.84%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
The Bank of Steinauer
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
6 Month Certificate of Deposit
$500
3.86%
▼
Rate3.80%
Min Deposit$500
Min Balance—
UpdatedJun 16, 2026
Details
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
I3 Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.81%
Certificates of Deposit & IRAs - 6 Month
$500
3.80%
▼
Rate3.76%
Min Deposit$500
Min Balance—
UpdatedJun 16, 2026
Details
Compound Frequency: At Maturity
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Consumers Cooperative Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.18%
6 Month Certificate
$0
3.80%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Compounding: Quarterly
Rate3.71%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Archer Cooperative Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 15.18%
6 Month Share & IRA Certificates
$500
3.75%
▼
Rate3.70%
Min Deposit$500
Min Balance—
UpdatedJun 16, 2026
Details
Rate3.66%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Rate3.63%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
A penalty may be imposed for early withdrawal. Certificate will automatically renew to a fixed rate CD of the equivalent term with the current rate at renewal. The Annual Percentage Yield is current as of May 26, 2026, and is subject to change at any time without notice.
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Union Pacific Streamliner Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.65%
6-Month Share Certificate
$0
3.65%
▼
Rate3.59%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Sidney Federal S&L
Institution Rating:
B-4.3 ★Texas Ratio: 23.92%
6 Month CD Special
$0
3.61%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Consumer Rates
First Nebraska Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.00%
6-mo. Term Share Certificates
$0
3.60%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
initial term
First Nebraska Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.00%
6 Month initial term promo rate
$0
3.60%
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Custer Federal State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
6 Month CD
$500
3.60%
▼
Rate3.57%
Min Deposit$500
Min Balance—
UpdatedJun 16, 2026
Details
Rate3.55%
Min Deposit$500
Min Balance—
UpdatedJun 16, 2026
Details
Rate3.51%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Adams State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.07%
6 Month Certificate of Deposit
$1,000
3.55%
▼
Rate3.50%
Min Deposit$1,000
Min Balance—
UpdatedJun 16, 2026
Details
Sun Pacific Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.58%
6-month Certificate
$0
3.55%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Rate3.45%
Min Deposit$500
Min Balance—
UpdatedJun 16, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
CD rates effective 6/2/2026
Union Pacific Streamliner Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.65%
6-Month Share Certificate
$0
3.50%
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Metro Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
6 Month Certificate
$0
3.50%
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Holyoke Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.79%
6 month
$2,500
3.44%
▼
Rate3.40%
Min Deposit$2,500
Min Balance—
UpdatedJun 16, 2026
Details
Nebraska State Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 3.10%
Term - 6 Months
$500
3.40%
▼
Rate3.36%
Min Deposit$500
Min Balance—
UpdatedJun 16, 2026
Details
Union Pacific Streamliner Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.65%
6-Month Share Certificate
$0
3.35%
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Sun Pacific Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.58%
6-month Certificate
$0
3.35%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Rate3.26%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
First Nebraska Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
6-Month Certificate
$500
3.14%
▼
Rate3.10%
Min Deposit$500
Min Balance—
UpdatedJun 5, 2026
Details
Substantial penalty may be imposed for early withdrawal; compounded quarterly
First Community Bank Beemer, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
6 MONTH Certificate of Deposit
$10,000
3.03%
▼
Rate3.00%
Min Deposit$10,000
Min Balance—
UpdatedJun 16, 2026
Details
Rate2.96%
Min Deposit$1,000
Min Balance—
UpdatedJun 16, 2026
Details
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Rate2.95%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Premier Bank Omaha, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.07%
IRA Certificates of Deposit 6 Month
$0
2.78%
▼
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Pentagon Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.82%
6 Month Certificate
$0
2.70%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
First National Bank in Ord
Institution Rating:
A+5.0 ★Texas Ratio: 3.31%
6 Month CD 1
$0
2.52%
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Grand Island 12 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Pathway Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.99%
3333 State St, Grand Island, NE 68803
12 Month CD
$1,000
3.60%
▼
Rate3.55%
Min Deposit$1,000
Min Balance—
UpdatedJun 16, 2026
Details
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
3404 W 13th St, Grand Island, NE 68803
1 year Standard Fixed Rate CD
$2,500
1.51%
▼
Rate1.50%
Min Deposit$2,500
Min Balance—
UpdatedJun 16, 2026
Details
Relationship APY: 1.51%. Early withdrawal penalties may apply. Additional terms are available at a branch.
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
3404 W 13th St, Grand Island, NE 68803
1 year Standard Fixed Rate CD
$2,500
1.50%
▼
Rate1.49%
Min Deposit$2,500
Min Balance—
UpdatedJun 16, 2026
Details
Relationship APY: 1.51%. Early withdrawal penalties may apply. Additional terms are available at a branch.
Heritage Bank Wood River, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1333 N Webb Rd, Grand Island, NE 68803
Personal & IRA CDs 12 month
$0
1.50%
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Farmers and Merchants Bank Milligan, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
12-Month CD
$0
4.11%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Penalty for early withdrawal
Cobalt Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.75%
12 Month Business Term Share Certificate
$0
4.00%
▼
Rate3.94%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Quarterly
Rate3.94%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Member Loyalty APY: 4.15%
Cobalt Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.75%
12 Month Business Term Share Certificate
$0
3.90%
▼
Rate3.84%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Quarterly
Rate3.84%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Member Loyalty APY: 4.05%
Rate3.76%
Min Deposit$75,000
Min Balance—
UpdatedJun 16, 2026
Details
Rate3.73%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
A penalty may be imposed for early withdrawal. Certificate will automatically renew to a fixed rate CD of the equivalent term with the current rate at renewal. The Annual Percentage Yield is current as of May 26, 2026, and is subject to change at any time without notice.
Consumers Cooperative Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.18%
12 Month Certificate
$0
3.80%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Compounding: Quarterly
Rate3.71%
Min Deposit$50,000
Min Balance—
UpdatedJun 16, 2026
Details
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Enterprise Bank Omaha, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
12 Months CD
$0
3.75%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Metro Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
12 Month Certificate
$0
3.75%
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
MembersOwn Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.20%
12-month Share Certificate special
$5,000
3.75%
▼
Rate—
Min Deposit$5,000
Min Balance—
UpdatedJun 16, 2026
Details
Adams State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.07%
12 Month Certificate of Deposit
$1,000
3.70%
▼
Rate3.65%
Min Deposit$1,000
Min Balance—
UpdatedJun 16, 2026
Details
TFB Tecumseh Federal Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.02%
12 Month Certificate
$0
3.70%
▼
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Archer Cooperative Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 15.18%
12 Month Share & IRA Certificates
$500
3.70%
▼
Rate3.65%
Min Deposit$500
Min Balance—
UpdatedJun 16, 2026
Details
Custer Federal State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
12 Month CD
$500
3.65%
▼
Rate3.62%
Min Deposit$500
Min Balance—
UpdatedJun 16, 2026
Details
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Rate3.56%
Min Deposit$25,000
Min Balance—
UpdatedJun 16, 2026
Details
Rate3.55%
Min Deposit$500
Min Balance—
UpdatedJun 16, 2026
Details
The Bank of Steinauer
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
12 Month Certificate of Deposit
$500
3.55%
▼
Rate3.50%
Min Deposit$500
Min Balance—
UpdatedJun 16, 2026
Details
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Union Pacific Streamliner Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.65%
12-Month Share Certificate
$0
3.55%
▼
Rate3.49%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Siouxland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.86%
12 Months
$1,000
3.55%
▼
Rate3.50%
Min Deposit$1,000
Min Balance—
UpdatedJun 16, 2026
Details
Siouxland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.86%
IRA 12 Months
$1,000
3.55%
▼
Rate3.50%
Min Deposit$1,000
Min Balance—
UpdatedJun 16, 2026
Details
Sidney Federal S&L
Institution Rating:
B-4.3 ★Texas Ratio: 23.92%
12 Month CD Special
$0
3.51%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Consumer Rates
Omaha Douglas Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.22%
IRA Certificates to $9,999 - 12 Months
$0
3.50%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
$1,000
Holyoke Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.79%
Kid's CD - 12 Month
$200
3.50%
▼
Rate3.50%
Min Deposit$200
Min Balance—
UpdatedJun 16, 2026
Details
For 0-18 yrs old
Woodmen Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.70%
IRA 1 Year
$0
3.50%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Omaha Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
12 Month Share Certificate
$0
3.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
First Nebraska Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
12-Month Certificate
$500
3.50%
▼
Rate3.45%
Min Deposit$500
Min Balance—
UpdatedJun 5, 2026
Details
Substantial penalty may be imposed for early withdrawal; compounded quarterly
Rate3.41%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
First Westroads Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
IRA 12 Month CD
$500
3.45%
▼
Rate3.41%
Min Deposit$500
Min Balance—
UpdatedJun 16, 2026
Details
Holyoke Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.79%
12 month
$50,000
3.44%
▼
Rate3.40%
Min Deposit$50,000
Min Balance—
UpdatedJun 16, 2026
Details
Union Pacific Streamliner Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.65%
12-Month Share Certificate
$0
3.40%
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Holyoke Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.79%
12 month
$5,000
3.39%
▼
Rate3.35%
Min Deposit$5,000
Min Balance—
UpdatedJun 16, 2026
Details
Rate3.31%
Min Deposit$2,500
Min Balance—
UpdatedJun 16, 2026
Details
First Nebraska Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.00%
12 Month initial term promo rate
$0
3.35%
▼
Rate3.31%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
First Nebraska Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.00%
12-mo. Term Share Certificates
$0
3.35%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
initial term
Union Pacific Streamliner Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.65%
12-Month Share Certificate
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
I3 Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.81%
Certificates of Deposit & IRAs - 12 Month
$500
3.30%
▼
Rate3.26%
Min Deposit$500
Min Balance—
UpdatedJun 16, 2026
Details
Compound Frequency: Quarterly
First Community Bank Beemer, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
12 MONTH Certificate of Deposit
$10,000
3.29%
▼
Rate3.25%
Min Deposit$10,000
Min Balance—
UpdatedJun 16, 2026
Details
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Premier Bank Omaha, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.07%
IRA Certificates of Deposit 12 Month
$0
3.29%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Grand Island 18 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Pathway Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.99%
3333 State St, Grand Island, NE 68803
18 Month CD
$1,000
3.60%
▼
Rate3.55%
Min Deposit$1,000
Min Balance—
UpdatedJun 16, 2026
Details
Heritage Bank Wood River, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1333 N Webb Rd, Grand Island, NE 68803
Personal & IRA CDs 18 month
$0
1.50%
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
**
Trius Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.13%
939 S Locust St, Grand Island, NE 68801
Share Certificate 12, 17, 18 Months
$0
0.50%
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Metro Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
18 Month Certificate
$0
3.75%
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Rate3.65%
Min Deposit$500
Min Balance—
UpdatedJun 16, 2026
Details
Archer Cooperative Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 15.18%
18 Month Share & IRA Certificates
$500
3.65%
▼
Rate3.60%
Min Deposit$500
Min Balance—
UpdatedJun 16, 2026
Details
First Nebraska Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
18-Month Certificate
$500
3.60%
▼
Rate3.55%
Min Deposit$500
Min Balance—
UpdatedJun 5, 2026
Details
Substantial penalty may be imposed for early withdrawal; compounded quarterly
Rate3.55%
Min Deposit$100
Min Balance—
UpdatedJun 5, 2026
Details
Substantial penalty may be imposed for early withdrawal; compounded quarterly
Union Pacific Streamliner Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.65%
18-Month Share Certificate
$0
3.60%
▼
Rate3.54%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Union Pacific Streamliner Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.65%
18-Month Share Certificate
$0
3.45%
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Holyoke Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.79%
18 month
$50,000
3.44%
▼
Rate3.40%
Min Deposit$50,000
Min Balance—
UpdatedJun 16, 2026
Details
Adams State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.07%
18 Month Certificate of Deposit
$1,000
3.44%
▼
Rate3.40%
Min Deposit$1,000
Min Balance—
UpdatedJun 16, 2026
Details
TFB Tecumseh Federal Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.02%
18 Month Certificate
$0
3.44%
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Holyoke Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.79%
18 month
$10,000
3.39%
▼
Rate3.35%
Min Deposit$10,000
Min Balance—
UpdatedJun 16, 2026
Details
Union Pacific Streamliner Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.65%
18-Month Share Certificate
$0
3.35%
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Cobalt Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.75%
18 Month Business Term Share Certificate
$0
3.35%
▼
Rate3.31%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Quarterly
Rate3.31%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Member Loyalty APY: 3.50%
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Premier Bank Omaha, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.07%
IRA Certificates of Deposit 18 Month
$0
3.29%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Consumers Cooperative Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.18%
18 Month Certificate
$0
3.29%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Compounding: Quarterly
Cobalt Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.75%
18 Month Business Term Share Certificate
$0
3.25%
▼
Rate3.21%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Quarterly
Rate3.21%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Member Loyalty APY: 3.40%
First Community Bank Beemer, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
18 MONTH Certificate of Deposit
$10,000
3.19%
▼
Rate3.15%
Min Deposit$10,000
Min Balance—
UpdatedJun 16, 2026
Details
Custer Federal State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
18 Month CD
$500
3.15%
▼
Rate3.13%
Min Deposit$500
Min Balance—
UpdatedJun 16, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Rate—
Min Deposit$1,000
Min Balance—
UpdatedJun 16, 2026
Details
First National Bank in Ord
Institution Rating:
A+5.0 ★Texas Ratio: 3.31%
18 Month CD
$0
3.03%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
TFB Tecumseh Federal Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.02%
18 Month Certificate
$0
3.03%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Nebraska State Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 3.10%
Term - 18 Months
$500
3.00%
▼
Rate2.97%
Min Deposit$500
Min Balance—
UpdatedJun 16, 2026
Details
Omaha Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
18 Month Share Certificate
$0
3.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Rate2.97%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Pentagon Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.82%
18 Month Certificate
$0
2.90%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
TFB Tecumseh Federal Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.02%
18 Month Certificate
$0
2.78%
▼
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
First National Bank in Ord
Institution Rating:
A+5.0 ★Texas Ratio: 3.31%
18 Month CD
$0
2.78%
▼
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
First Community Bank Beemer, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
18 MONTH Certificate of Deposit
$2,500
2.52%
▼
Rate2.50%
Min Deposit$2,500
Min Balance—
UpdatedJun 16, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Genoa Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
18 Month Certificate of Deposit
$0
2.30%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
First National Bank in Ord
Institution Rating:
A+5.0 ★Texas Ratio: 3.31%
18 Month CD
$0
2.27%
▼
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
First Bank and Trust of Fullerton
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
18-Month Certificate of Deposit
$500
2.26%
▼
Rate2.25%
Min Deposit$500
Min Balance—
UpdatedJun 16, 2026
Details
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Rate2.23%
Min Deposit$1,000
Min Balance—
UpdatedJun 16, 2026
Details
Rate2.10%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Rate2.10%
Min Deposit$1,000
Min Balance—
UpdatedJun 16, 2026
Details
Rate1.65%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Rate1.60%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Rate1.59%
Min Deposit$500
Min Balance—
UpdatedJun 16, 2026
Details
Rate1.34%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Rate1.29%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Grand Island 24 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Pathway Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.99%
3333 State St, Grand Island, NE 68803
24 Month CD
$1,000
3.25%
▼
Rate3.21%
Min Deposit$1,000
Min Balance—
UpdatedJun 16, 2026
Details
Heritage Bank Wood River, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1333 N Webb Rd, Grand Island, NE 68803
Personal & IRA CDs 24 month
$0
1.50%
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Farmers and Merchants Bank Milligan, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
24 Month CD
$0
4.16%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Penalty for early withdrawal
Rate3.92%
Min Deposit$75,000
Min Balance—
UpdatedJun 16, 2026
Details
Rate3.87%
Min Deposit$50,000
Min Balance—
UpdatedJun 16, 2026
Details
Rate3.72%
Min Deposit$25,000
Min Balance—
UpdatedJun 16, 2026
Details
Rate3.70%
Min Deposit$500
Min Balance—
UpdatedJun 16, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
CD rates effective 6/2/2026
Metro Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
24 Month Certificate
$0
3.75%
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Archer Cooperative Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 15.18%
24 Month Share & IRA Certificates
$500
3.60%
▼
Rate3.55%
Min Deposit$500
Min Balance—
UpdatedJun 16, 2026
Details
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Siouxland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.86%
24 Months
$1,000
3.55%
▼
Rate3.50%
Min Deposit$1,000
Min Balance—
UpdatedJun 16, 2026
Details
Siouxland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.86%
IRA 24 Months
$1,000
3.55%
▼
Rate3.50%
Min Deposit$1,000
Min Balance—
UpdatedJun 16, 2026
Details
Rate3.47%
Min Deposit$2,500
Min Balance—
UpdatedJun 16, 2026
Details
Cattle Bank and Trust
Institution Rating:
A+5.0 ★Texas Ratio: 0.82%
24 Months - Special
$0
3.50%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Rate3.41%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Adams State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.07%
24 Month Certificate of Deposit
$1,000
3.44%
▼
Rate3.40%
Min Deposit$1,000
Min Balance—
UpdatedJun 16, 2026
Details
Cobalt Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.75%
24 Month Business Term Share Certificate
$0
3.30%
▼
Rate3.26%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Quarterly
Rate3.26%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Member Loyalty APY: 3.45%
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Premier Bank Omaha, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.07%
IRA Certificates of Deposit 24 Month
$0
3.29%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Consumers Cooperative Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.18%
24 Month Certificate
$0
3.29%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Compounding: Quarterly
Cobalt Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.75%
24 Month Business Term Share Certificate
$0
3.20%
▼
Rate3.16%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Quarterly
Rate3.16%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Member Loyalty APY: 3.35%
First Community Bank Beemer, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
24 MONTH Certificate of Deposit
$10,000
3.19%
▼
Rate3.15%
Min Deposit$10,000
Min Balance—
UpdatedJun 16, 2026
Details
Rate3.11%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Custer Federal State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
24 Month CD
$500
3.15%
▼
Rate3.13%
Min Deposit$500
Min Balance—
UpdatedJun 16, 2026
Details
First Nebraska Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
24-Month Certificate
$500
3.14%
▼
Rate3.10%
Min Deposit$500
Min Balance—
UpdatedJun 5, 2026
Details
Substantial penalty may be imposed for early withdrawal; compounded quarterly
Holyoke Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.79%
24 month
$50,000
3.08%
▼
Rate3.05%
Min Deposit$50,000
Min Balance—
UpdatedJun 16, 2026
Details
Holyoke Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.79%
24 month
$10,000
3.03%
▼
Rate3.00%
Min Deposit$10,000
Min Balance—
UpdatedJun 16, 2026
Details
Woodmen Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.70%
IRA 2 Years
$0
3.00%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Rate2.96%
Min Deposit$1,000
Min Balance—
UpdatedJun 16, 2026
Details
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Rate2.92%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Pentagon Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.82%
2 Year Certificate
$0
2.90%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Nebraska State Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 3.10%
Term - 2 Years
$500
2.75%
▼
Rate2.72%
Min Deposit$500
Min Balance—
UpdatedJun 16, 2026
Details
Rate2.48%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
First Westroads Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
IRA 24 Month CD
$500
2.50%
▼
Rate2.48%
Min Deposit$500
Min Balance—
UpdatedJun 16, 2026
Details
Omaha Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
24 Month Share Certificate
$0
2.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Omaha Douglas Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.22%
IRA Certificates to $9,999 - 24 Months
$0
2.50%
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
$1,000
First Community Bank Beemer, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
24 MONTH Certificate of Deposit
$2,500
2.42%
▼
Rate2.40%
Min Deposit$2,500
Min Balance—
UpdatedJun 16, 2026
Details
Town & Country Bank Ravenna, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.45%
2 Year CD
$0
2.40%
▼
Rate2.38%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Genoa Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
24 Month Certificate of Deposit
$0
2.35%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Town & Country Bank Ravenna, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.45%
2 Year CD
$0
2.30%
▼
Rate2.28%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
First Bank and Trust of Fullerton
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
24-Month Certificate of Deposit
$500
2.26%
▼
Rate2.25%
Min Deposit$500
Min Balance—
UpdatedJun 16, 2026
Details
The Bank of Steinauer
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
24 Month Certificate of Deposit
$500
2.22%
▼
Rate2.20%
Min Deposit$500
Min Balance—
UpdatedJun 16, 2026
Details
Grand Island 36 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Trius Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.13%
939 S Locust St, Grand Island, NE 68801
Share Certificate 36 Months
$0
3.40%
▼
Rate3.36%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Pathway Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.99%
3333 State St, Grand Island, NE 68803
3 Year CD
$1,000
3.25%
▼
Rate3.21%
Min Deposit$1,000
Min Balance—
UpdatedJun 16, 2026
Details
Heritage Bank Wood River, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1333 N Webb Rd, Grand Island, NE 68803
Personal & IRA CDs 36 month
$0
1.50%
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Union Pacific Streamliner Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.65%
36-Month Share Certificate
$0
3.95%
▼
Rate3.88%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Rate3.70%
Min Deposit$500
Min Balance—
UpdatedJun 16, 2026
Details
Siouxland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.86%
36 Months
$1,000
3.55%
▼
Rate3.50%
Min Deposit$1,000
Min Balance—
UpdatedJun 16, 2026
Details
One Bump - Up per Term
Siouxland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.86%
IRA 36 Months
$1,000
3.55%
▼
Rate3.50%
Min Deposit$1,000
Min Balance—
UpdatedJun 16, 2026
Details
One Bump - Up per Term
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Premier Bank Omaha, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.07%
IRA Certificates of Deposit 36 Month
$0
3.55%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Archer Cooperative Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 15.18%
36 Month Share & IRA Certificates
$500
3.49%
▼
Rate3.45%
Min Deposit$500
Min Balance—
UpdatedJun 16, 2026
Details
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Adams State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.07%
36 Month Certificate of Deposit
$1,000
3.30%
▼
Rate3.25%
Min Deposit$1,000
Min Balance—
UpdatedJun 16, 2026
Details
Metro Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
36 Month Certificate
$0
3.25%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Custer Federal State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
36 Month STEP-UP CD
$500
3.15%
▼
Rate3.13%
Min Deposit$500
Min Balance—
UpdatedJun 16, 2026
Details
STEP-UP
First Nebraska Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
36-Month Certificate
$500
3.14%
▼
Rate3.10%
Min Deposit$500
Min Balance—
UpdatedJun 5, 2026
Details
Substantial penalty may be imposed for early withdrawal; compounded quarterly
Holyoke Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.79%
36 month
$50,000
3.14%
▼
Rate3.10%
Min Deposit$50,000
Min Balance—
UpdatedJun 16, 2026
Details
Holyoke Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.79%
36 month
$10,000
3.08%
▼
Rate3.05%
Min Deposit$10,000
Min Balance—
UpdatedJun 16, 2026
Details
First Community Bank Beemer, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
36 MONTH Certificate of Deposit
$10,000
3.03%
▼
Rate3.00%
Min Deposit$10,000
Min Balance—
UpdatedJun 16, 2026
Details
Rate2.96%
Min Deposit$1,000
Min Balance—
UpdatedJun 16, 2026
Details
Cobalt Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.75%
36 Month Business Term Share Certificate
$0
3.00%
▼
Rate2.97%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Quarterly
Rate2.97%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Member Loyalty APY: 3.15%
Pentagon Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.82%
3 Year Certificate
$0
2.90%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Cobalt Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.75%
36 Month Business Term Share Certificate
$0
2.90%
▼
Rate2.87%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Quarterly
Rate2.87%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Member Loyalty APY: 3.05%
Rate2.87%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Rate2.85%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Rate2.65%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Nebraska State Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 3.10%
Term - 3 Years
$500
2.65%
▼
Rate2.62%
Min Deposit$500
Min Balance—
UpdatedJun 16, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Genoa Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
36 Month Certificate of Deposit
$0
2.55%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Rate2.48%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
First Westroads Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
IRA 36 Month CD
$500
2.50%
▼
Rate2.48%
Min Deposit$500
Min Balance—
UpdatedJun 16, 2026
Details
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Woodmen Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.70%
IRA 3 Years
$0
2.50%
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Omaha Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
36 Month Share Certificate
$0
2.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Omaha Douglas Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.22%
IRA Certificates to $9,999 - 36 Months
$0
2.50%
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
$1,000
The Bank of Steinauer
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
36 Month Certificate of Deposit
$500
2.47%
▼
Rate2.45%
Min Deposit$500
Min Balance—
UpdatedJun 16, 2026
Details
Town & Country Bank Ravenna, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.45%
3 Year CD
$0
2.40%
▼
Rate2.38%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Rate2.33%
Min Deposit$1,000
Min Balance—
UpdatedJun 16, 2026
Details
Town & Country Bank Ravenna, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.45%
3 Year CD
$0
2.30%
▼
Rate2.28%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
First Community Bank Beemer, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
36 MONTH Certificate of Deposit
$2,500
2.22%
▼
Rate2.20%
Min Deposit$2,500
Min Balance—
UpdatedJun 16, 2026
Details
Town & Country Bank Ravenna, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.45%
3 Year CD
$0
2.20%
▼
Rate2.18%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Bank of Elgin
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
IRA - Certificate of Deposit 36 Month
$0
2.02%
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Rate1.85%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Rate1.84%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Grand Island 48 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Pathway Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.99%
3333 State St, Grand Island, NE 68803
4 Year CD
$1,000
3.35%
▼
Rate3.31%
Min Deposit$1,000
Min Balance—
UpdatedJun 16, 2026
Details
Heritage Bank Wood River, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1333 N Webb Rd, Grand Island, NE 68803
Personal & IRA CDs 48 month
$0
1.50%
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Rate3.70%
Min Deposit$500
Min Balance—
UpdatedJun 16, 2026
Details
Archer Cooperative Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 15.18%
48 Month Share & IRA Certificates
$500
3.60%
▼
Rate3.55%
Min Deposit$500
Min Balance—
UpdatedJun 16, 2026
Details
Siouxland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.86%
48 Months
$1,000
3.55%
▼
Rate3.50%
Min Deposit$1,000
Min Balance—
UpdatedJun 16, 2026
Details
Siouxland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.86%
IRA 48 Months
$1,000
3.55%
▼
Rate3.50%
Min Deposit$1,000
Min Balance—
UpdatedJun 16, 2026
Details
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Adams State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.07%
48 Month Certificate of Deposit
$1,000
3.30%
▼
Rate3.25%
Min Deposit$1,000
Min Balance—
UpdatedJun 16, 2026
Details
Metro Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
48 Month Certificate
$0
3.25%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Custer Federal State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
48 Month CD
$500
3.15%
▼
Rate3.13%
Min Deposit$500
Min Balance—
UpdatedJun 16, 2026
Details
First Nebraska Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
48-Month Certificate
$500
3.14%
▼
Rate3.10%
Min Deposit$500
Min Balance—
UpdatedJun 5, 2026
Details
Substantial penalty may be imposed for early withdrawal; compounded quarterly
Holyoke Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.79%
48 month
$50,000
3.14%
▼
Rate3.10%
Min Deposit$50,000
Min Balance—
UpdatedJun 16, 2026
Details
Holyoke Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.79%
48 month
$10,000
3.08%
▼
Rate3.05%
Min Deposit$10,000
Min Balance—
UpdatedJun 16, 2026
Details
First Community Bank Beemer, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
48 MONTH Certificate of Deposit
$10,000
3.03%
▼
Rate3.00%
Min Deposit$10,000
Min Balance—
UpdatedJun 16, 2026
Details
Cobalt Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.75%
48 Month Business Term Share Certificate
$0
3.00%
▼
Rate2.97%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Quarterly
Rate2.97%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Member Loyalty APY: 3.15%
Pentagon Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.82%
4 Year Certificate
$0
2.90%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Cobalt Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.75%
48 Month Business Term Share Certificate
$0
2.90%
▼
Rate2.87%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Quarterly
Rate2.87%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Member Loyalty APY: 3.05%
First National Bank in Ord
Institution Rating:
A+5.0 ★Texas Ratio: 3.31%
48 Month CD 1
$0
2.88%
▼
Rate2.85%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Rate2.85%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Rate2.82%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
The Bank of Steinauer
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
48 Month Certificate of Deposit
$500
2.78%
▼
Rate2.75%
Min Deposit$500
Min Balance—
UpdatedJun 16, 2026
Details
First National Bank in Ord
Institution Rating:
A+5.0 ★Texas Ratio: 3.31%
48 Month CD 1
$0
2.78%
▼
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Rate2.70%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Genoa Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
48 Month Certificate of Deposit
$0
2.61%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
TFB Tecumseh Federal Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.02%
48 Month Certificate
$0
2.52%
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
First National Bank in Ord
Institution Rating:
A+5.0 ★Texas Ratio: 3.31%
48 Month CD 1
$0
2.52%
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
First Bank and Trust of Fullerton
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
48-Month Certificate of Deposit
$500
2.51%
▼
Rate2.50%
Min Deposit$500
Min Balance—
UpdatedJun 16, 2026
Details
Rate2.47%
Min Deposit$1,000
Min Balance—
UpdatedJun 16, 2026
Details
Rate2.48%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
First Westroads Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
IRA 48 Month CD
$500
2.50%
▼
Rate2.48%
Min Deposit$500
Min Balance—
UpdatedJun 16, 2026
Details
Omaha Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
48 Month Share Certificate
$0
2.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Town & Country Bank Ravenna, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.45%
4 Year CD
$0
2.40%
▼
Rate2.38%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Rate2.38%
Min Deposit$1,000
Min Balance—
UpdatedJun 16, 2026
Details
Rate2.35%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Town & Country Bank Ravenna, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.45%
4 Year CD
$0
2.30%
▼
Rate2.28%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Town & Country Bank Ravenna, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.45%
4 Year CD
$0
2.20%
▼
Rate2.18%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
First Community Bank Beemer, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
48 MONTH Certificate of Deposit
$2,500
2.12%
▼
Rate2.10%
Min Deposit$2,500
Min Balance—
UpdatedJun 16, 2026
Details
Rate2.10%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Rate2.10%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Bank of Elgin
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
IRA - Certificate of Deposit 48 Month
$0
2.12%
▼
Rate2.10%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Rate1.99%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Rate1.99%
Min Deposit$500
Min Balance—
UpdatedJun 16, 2026
Details
Rate1.74%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Enterprise Bank Omaha, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
CD Specials 48 Months
$0
1.75%
▼
Rate1.74%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
MembersOwn Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.20%
48-month Share and IRA Certificate
$0
1.75%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Rate1.45%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Grand Island 60 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Pathway Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.99%
3333 State St, Grand Island, NE 68803
5 Year CD
$1,000
3.40%
▼
Rate3.36%
Min Deposit$1,000
Min Balance—
UpdatedJun 16, 2026
Details
Heritage Bank Wood River, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1333 N Webb Rd, Grand Island, NE 68803
Personal & IRA CDs 60 month
$0
1.50%
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Rate3.70%
Min Deposit$500
Min Balance—
UpdatedJun 16, 2026
Details
Archer Cooperative Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 15.18%
60 Month Share & IRA Certificates
$500
3.60%
▼
Rate3.55%
Min Deposit$500
Min Balance—
UpdatedJun 16, 2026
Details
Siouxland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.86%
60 Months
$1,000
3.55%
▼
Rate3.50%
Min Deposit$1,000
Min Balance—
UpdatedJun 16, 2026
Details
Siouxland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.86%
IRA 60 Months
$1,000
3.55%
▼
Rate3.50%
Min Deposit$1,000
Min Balance—
UpdatedJun 16, 2026
Details
Rate3.46%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Interest Paid: Quarterly and at Maturity
Access Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
Certificate of Deposit 60 Month
$0
3.50%
▼
Rate3.46%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Interest Paid: Quarterly and at Maturity
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Metro Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
60 Month Certificate
$0
3.25%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Custer Federal State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
60 Month STEP-UP CD
$500
3.15%
▼
Rate3.13%
Min Deposit$500
Min Balance—
UpdatedJun 16, 2026
Details
STEP-UP
Rate3.10%
Min Deposit$100
Min Balance—
UpdatedJun 5, 2026
Details
Substantial penalty may be imposed for early withdrawal; compounded quarterly
First Nebraska Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
60-Month Certificate
$500
3.14%
▼
Rate3.10%
Min Deposit$500
Min Balance—
UpdatedJun 5, 2026
Details
Substantial penalty may be imposed for early withdrawal; compounded quarterly
Holyoke Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.79%
60 month
$50,000
3.14%
▼
Rate3.10%
Min Deposit$50,000
Min Balance—
UpdatedJun 16, 2026
Details
Rate3.08%
Min Deposit$500
Min Balance—
UpdatedJun 16, 2026
Details
Holyoke Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.79%
60 month
$10,000
3.08%
▼
Rate3.05%
Min Deposit$10,000
Min Balance—
UpdatedJun 16, 2026
Details
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Premier Bank Omaha, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.07%
IRA Certificates of Deposit 60 Month
$0
3.03%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
First Community Bank Beemer, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
60 MONTH Certificate of Deposit
$10,000
3.03%
▼
Rate3.00%
Min Deposit$10,000
Min Balance—
UpdatedJun 16, 2026
Details
Cobalt Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.75%
60 Month Business Term Share Certificate
$0
3.00%
▼
Rate2.97%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Quarterly
Rate2.97%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Member Loyalty APY: 3.15%
Pentagon Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.82%
5 Year Certificate
$0
2.90%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Cobalt Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.75%
60 Month Business Term Share Certificate
$0
2.90%
▼
Rate2.87%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Quarterly
Rate2.87%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Member Loyalty APY: 3.05%
Rate2.85%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Rate2.77%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Rate2.70%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Genoa Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
60 Month Certificate of Deposit
$0
2.66%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
First Bank and Trust of Fullerton
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
60-Month Certificate of Deposit
$500
2.51%
▼
Rate2.50%
Min Deposit$500
Min Balance—
UpdatedJun 16, 2026
Details
Rate2.48%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Rate2.48%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
First Westroads Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
IRA 60 Month CD
$500
2.50%
▼
Rate2.48%
Min Deposit$500
Min Balance—
UpdatedJun 16, 2026
Details
Omaha Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
60 Month Share Certificate
$0
2.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Nebraska State Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 3.10%
Term - 5 Years
$500
2.45%
▼
Rate2.43%
Min Deposit$500
Min Balance—
UpdatedJun 16, 2026
Details
Town & Country Bank Ravenna, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.45%
5 Year CD
$0
2.40%
▼
Rate2.38%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Rate2.30%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Town & Country Bank Ravenna, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.45%
5 Year CD
$0
2.30%
▼
Rate2.28%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Security Bank Laurel, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
48-60 Months CD
$0
2.27%
▼
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Rate2.23%
Min Deposit$1,000
Min Balance—
UpdatedJun 16, 2026
Details
Town & Country Bank Ravenna, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.45%
5 Year CD
$0
2.20%
▼
Rate2.18%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
First Community Bank Beemer, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
60 MONTH Certificate of Deposit
$2,500
2.02%
▼
Rate2.00%
Min Deposit$2,500
Min Balance—
UpdatedJun 16, 2026
Details
Rate1.99%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Enterprise Bank Omaha, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
CD Specials 60 Months
$0
2.00%
▼
Rate1.99%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Rate1.55%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
I3 Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.81%
Certificates of Deposit & IRAs - 60 Month
$500
1.25%
▼
Rate1.24%
Min Deposit$500
Min Balance—
UpdatedJun 16, 2026
Details
Compound Frequency: Quarterly
Powered by
MonitorBankRates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The “Min Deposit” indicates the minimum amount required to earn the stated APY.
Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.
Grand Island, NE CD Rate Trends
Compare local Grand Island, NE CD rate quotes against the statewide average
Daily CD rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
12-Month CD — NE Avg
2.853%
▼ 0.001 vs 7 days ago
Nebraska 12-month CD rates fell 0.001 points over the past 7 days to 2.853% APY.
6-Month CD — NE Avg
2.462%
▼ 0.200 vs 7 days ago
Nebraska 6-month CD rates fell 0.200 points over the past 7 days to 2.462% APY.
As of Jun 20, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
NE CD Rate Forecast — Next 12 Months
Where are Nebraska CD rates headed through June 2027?
Projections based on Fed funds rate futures and historical CD-to-fed-funds spread model. Not financial advice.
NE 12-Month Avg APY
2.853%
6-Month Forecast
2.853%
Range: 2.65% – 3.00%
12-Month Forecast
2.603%
Range: 2.40% – 2.75%
Powered by
MonitorBankRates
What Your Savings Earn at NE CD Rates Today
Annual interest earnings at today’s Nebraska average APYs. State average used where available; national average as fallback.
| CD Term | NE Avg APY | $5,000 | $10,000 | $25,000 | $50,000 |
|---|---|---|---|---|---|
| 3-Month CD | 1.498% | $74.89 | $149.78 | $374.45 | $748.90 |
| 6-Month CD | 2.462% | $123.12 | $246.23 | $615.58 | $1,231.15 |
| 12-Month CD | 2.853% | $142.65 | $285.29 | $713.23 | $1,426.45 |
| 18-Month CD | 2.746% | $137.32 | $274.63 | $686.58 | $1,373.15 |
| 24-Month CD | 2.898% | $144.91 | $289.82 | $724.55 | $1,449.10 |
| 36-Month CD | 2.757% | $137.87 | $275.73 | $689.33 | $1,378.65 |
| 48-Month CD | 2.763% | $138.16 | $276.32 | $690.80 | $1,381.60 |
| 60-Month CD | 2.819% | $140.97 | $281.93 | $704.83 | $1,409.65 |
| Earnings shown are annualized (APY basis). Actual earnings for sub-12-month terms will be proportionally lower at maturity. Rates as of June 16, 2026. | |||||
Sample CD Ladder for Grand Island, Nebraska Savers
$25,000 split equally across 5 terms using today’s Nebraska average rates. As each CD matures, reinvest at the 36-month rung.
| Rung | Term | Deposit | NE Avg APY | Annual Earnings |
|---|---|---|---|---|
| 1 | 3-Month CD | $5,000 | 1.498% | $74.89 |
| 2 | 6-Month CD | $5,000 | 2.462% | $123.12 |
| 3 | 12-Month CD | $5,000 | 2.853% | $142.65 |
| 4 | 24-Month CD | $5,000 | 2.898% | $144.91 |
| 5 | 36-Month CD | $5,000 | 2.757% | $137.87 |
| Total ($25,000 invested) | $25,000 | 2.494% blended | $623.44/yr | |
Ladder example uses equal $5,000 rungs and Nebraska average APYs. Actual earnings depend on the specific institution and product chosen. Use the calculator above to model your exact deposit amounts.
418
CD Rates
Tracked in Grand Island, Nebraska
Tracked in Grand Island, Nebraska
39 Banks
18 Credit Unions
About Our Grand Island, Nebraska CD Rate Database
MonitorBankRates tracks 418 CD rates from 39 banks and 18 credit unions with locations in Grand Island, Nebraska, plus national online institutions available to Nebraska residents. Our proprietary aggregation system pulls verified rate data directly from each institution’s official website — no estimates, no national averages passed off as real offers.
Every rate listed includes the institution’s Safety Grade (A+ to F), Star Rating (1–5), and Texas Ratio — objective financial health metrics calculated from FDIC and NCUA regulatory data — so you can compare yield and institutional safety in one place.
Current top rate: Pathway Bank offers a CD at 3.75% APY with a minimum deposit of $1,000. Use the rate table above to compare all current offers in Grand Island, Nebraska.
How to Find the Best CD Rates in Grand Island, Nebraska
What to compare when shopping for a CD in Grand Island, Nebraska
To find the best APYs in Grand Island, Nebraska, start with credit unions and online-only banks — Grand Island, Nebraska has 18 credit unions in our database, and they consistently offer some of the highest yields because they have lower overhead than traditional banks and compete aggressively for deposits.
Always compare the APY (Annual Percentage Yield), not just the interest rate. The APY reflects compounding and is the true measure of what you’ll earn.
Also compare the early withdrawal penalty. Common penalties range from 30 to 180 days of interest depending on the term. If you’re unsure whether you’ll need the funds early, a no-penalty CD or a high-yield savings account may be a better fit.
When a CD Makes Sense in Grand Island, Nebraska
- You have a planned expense coming up and want your savings to earn while you wait
- You expect rates to fall and want to lock in today’s rate
- You want FDIC or NCUA protection with a guaranteed fixed return
- You prefer banking with an institution that has a local branch in Grand Island, Nebraska — 57 institutions here report CD rates
Consider an Alternative If…
- You may need funds within 30 days → Grand Island, Nebraska savings rates
- Rates are rising and you want to benefit → Variable-rate savings or MMA
- You want check-writing access → Grand Island, Nebraska money market rates
Grand Island, Nebraska Financial Snapshot
Local demographics and economic context for CD savers — Source: U.S. Census Bureau ACS 2024
Population 65+
14.8%
National avg: 17.3%
Median Individual Earnings
$40,388
National avg: $47,340
Poverty Rate
15.2%
National avg: 11.1%
Unemployment Rate
4.6%
National avg: 4.8%
CD Earnings on 10% of Salary
$115/yr
At NE 12-mo avg 2.853% APY
14.8% of residents are 65 or older — below the national average of 17.3%. At today’s NE 12-month CD average of 2.853%, saving 10% of the local median salary ($4,038/year) and putting it in a CD would earn an additional $115 annually in interest.
Data: U.S. Census Bureau, American Community Survey 5-Year Estimates 2024. Median earnings from ACS 2023 place-level estimates.
CD Rates vs. Other Savings Options in Grand Island, Nebraska
What to compare when choosing between a CD and other deposit accounts
| Feature | CD | High-Yield Savings | Money Market | 6-Month CD |
|---|---|---|---|---|
| Rate Type | Fixed APY | Variable APY | Variable APY | Fixed APY |
| Liquidity | Locked for term | Anytime | Anytime | Locked 6 months |
| Early Withdrawal | Penalty (months of interest) | None | None | Penalty (90–180 days interest) |
| FDIC / NCUA Insured | Yes (up to $250K) | Yes (up to $250K) | Yes (up to $250K) | Yes (up to $250K) |
| Check / Debit Access | No | Usually no | Often yes | No |
| Best For | Known savings goal, CD ladder | Emergency fund, flexible savings | Liquid savings with check-writing | Slightly higher yield, less urgency |
How Certificates of Deposit Work in Grand Island, Nebraska
A certificate of deposit (CD) is a deposit account that holds a fixed sum of money for a fixed term, commonly three months to five years, in exchange for a guaranteed interest rate. In return for leaving the money untouched until the term ends, a saver in Grand Island, Nebraska typically earns a higher rate than a standard savings account pays. CDs from banks are insured by the FDIC and those from credit unions by the NCUA, in Grand Island, Nebraska as everywhere in the U.S.
Choosing a CD Term in Grand Island, Nebraska
The term is the length of time the money is committed before the CD matures. Shorter terms such as three or six months give Grand Island, Nebraska savers easier access to their funds. For example, Pathway Bank is offering its 6 Month CD at 3.70% APY. Longer terms such as three or five years usually pay higher rates. On the longer end, Pathway Bank is offering its 5 Year CD at 3.40% APY. When a CD matures, the depositor can withdraw the principal and interest or roll the balance into a new term, so it helps to match the term to when the money will actually be needed.
CD Risk and Safety for Grand Island, Nebraska Savers
CDs are among the lowest-risk savings products available because the rate is fixed for the full term and the balance is federally insured up to $250,000 per depositor, per institution, per ownership category. For a Grand Island, Nebraska saver, the main trade-off is liquidity: withdrawing funds before maturity usually triggers an early-withdrawal penalty, often 30 to 180 days of interest depending on the term.
How CD Interest Is Paid in Grand Island, Nebraska
Interest on a CD is calculated using the annual percentage yield (APY), which reflects the effect of compounding over a year. Depending on the institution, interest may be credited monthly, quarterly, or at maturity, and can be paid out to a linked account or added back to the CD to compound. When comparing the Grand Island, Nebraska CDs listed above, a saver gets the truest picture of total earnings by looking at APY rather than the nominal rate.
Fixed vs. Variable CD Rates in Grand Island, Nebraska
Most CDs carry a fixed rate that is locked for the entire term, protecting a Grand Island, Nebraska depositor if market rates fall after the account is opened. Some institutions offer variable-rate or bump-up CDs whose rate can change during the term; these may start lower but allow the rate to rise if conditions improve. Which is better depends on the direction a saver expects rates to move.
Frequently Asked Questions about CD Rates in Grand Island, Nebraska
Are CD rates in Grand Island, Nebraska FDIC insured?
Yes, most established banks in Grand Island, Nebraska are insured by the FDIC up to $250,000 per depositor. Credit unions carry equivalent protection through the NCUA.
Do I have to pay state taxes on CD interest in Grand Island, Nebraska?
Yes, interest earned on CDs is generally taxable income at both the federal and state levels. We recommend consulting a local tax professional regarding your specific obligations in Grand Island, Nebraska.
Can I withdraw my money early from a CD?
You can, but most institutions charge an Early Withdrawal Penalty — typically a number of months of interest (e.g., 3 or 6 months). The exact amount varies by institution and CD term.
What is the difference between a Jumbo CD and a regular CD?
Jumbo CDs require a higher minimum deposit — traditionally $100,000 or more. In exchange, banks in Grand Island, Nebraska may offer slightly higher APYs compared to standard CDs.
Are fixed-rate CDs better than variable-rate CDs?
Fixed-rate CDs lock in your APY for the full term, protecting you if rates drop. Variable-rate CDs allow your rate to rise with the market but may start with a lower initial yield.
What is a CD ladder?
A CD ladder involves opening multiple CDs with staggered maturity dates — for example 3-month, 6-month, 1-year, and 2-year. As each matures, you reinvest at the longest term, maximizing yield while maintaining regular access to a portion of your savings.
Best CD rates in Grand Island, Nebraska?
Here are recent top rates found for this area:
- Pathway Bank: 3.75% APY (3 Month CD)
- Trius Federal Credit Union: 3.40% APY (Share Certificate 36 Months)
- Wells Fargo: 1.51% APY (1 year Standard Fixed Rate CD)
- Heritage Bank Wood River, NE: 1.50% APY (Personal & IRA CDs 12 month)
- Farmers and Merchants Bank Milligan, NE: 4.16% APY (24 Month CD)
- Cobalt Federal Credit Union: 4.05% APY (6 Month Business Term Share Certificate)
- Omaha Federal Credit Union: 4.00% APY (6 Month Share Certificate)
- First Community Bank Beemer, NE: 4.00% APY (6 MONTH CD)
- Thayer County Bank: 3.99% APY (24 Month CD)
- Union Pacific Streamliner Federal Credit Union: 3.95% APY (36-Month Share Certificate)
Rates reflect recent verified offers available in Grand Island, Nebraska. Last Updated: June 16, 2026
CD Calculators for Grand Island, Nebraska
Grand Island, Nebraska CD Calculator
At today’s NE top rate of 3.75% APY, a $10,000 deposit earns $375 in the first year. Enter your amount to see your exact return.
Grand Island, Nebraska CD LadderNE CD rates currently range from 1.498% (3-month) to 2.757% (36-month). Model a ladder with local rates to keep cash accessible while maximizing yield.
Early Withdrawal PenaltyBefore locking into a Grand Island, Nebraska CD at 3.75% APY, know your exit cost. Most institutions charge 90–180 days of interest — calculate your real net return if you need early access.
CD vs. High-Yield SavingsNebraska’s average 12-month CD is 2.853% APY. Compare locking in that rate against a flexible high-yield savings account to see which earns more for your deposit and timeline.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Grand Island, Nebraska CD rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for Grand Island, Nebraska directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Grand Island, Nebraska. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in NE.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.
Disclaimer: Interest rates are variable and subject to change without notice. Verify current offers directly with the institution's official website. Last Updated and Verified: June 16, 2026
Grand Island, Nebraska Rates & Resources
Rate Assistant
MonitorBankRates.com · Live Data
Try asking