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Nebraska Bank Rates & Review October 2026

Nebraska Bank's top rates as of October 14, 2026 are 4.00% APY on its 24-Month 24-Month Term CD, 0.50% APY on savings, 1.58% APY on money market accounts, and 1.00% APY on checking, according to rates verified by MonitorBankRates. Other Nebraska Bank CD rates include Certificates of Deposit (CDs) - 24-Month at 4.00%, Certificates of Deposit (CDs) - 30-Month at 4.00%, and Certificates of Deposit (CDs) - 36-Month at 4.00%. MonitorBankRates evaluates the financial stability of Nebraska Bank with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.59%. Rates last updated and verified on 10/14/2026.

Nebraska Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Nebraska Bank? Share your experience about Nebraska Bank by leaving a review below, or read customer reviews before you decide to use Nebraska Bank.

MonitorBankRates Verified Healthy Badge Q2 2026 Verified Healthy Q2 2026 Use This Badge on Your Bank Website
Overall Health & Safety Grade ?
A+
Exceptional Health Score: 98/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
3.59%
Excellent Lower than avg
Health Trend ?
Improving 12 quarters
Full history ›
Nebraska Bank
355 2nd St
Dodge, NE 68633
https://www.ne.bank
MemberFDIC
Customer Reviews
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Financial health data as of Q2 2026 (FDIC call report for the quarter ended June 30, 2026). This is the most recent call report available. The FDIC publishes bank call reports about eight weeks after each quarter ends.

Nebraska Bank CD Rates

Product Rate APY Term View More
24-Month Term CD - 4.00% 24 Month
Details Featured rate; APY* = Annual Percentage Yield; Rates and APYs accurate as of September 22, 2026
Last Updated 10/14/2026
Rate History
1 change since Sep 7, 2026 · 3.80% → 4.00% ▲ 0.20 pts · high 4.00% / low 3.80%
3.30%3.90%4.50%Sep 7, 2026: 3.80% APYSep 24, 2026: 4.00% APYSep 7, 2026Oct 14, 2026
  • Sep 24, 20264.00%▲ from 3.80%
  • Sep 7, 20263.80%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.59%
Certificates of Deposit (CDs) - 24 Month 3.941% 4.00% 24 Month
Min Deposit $500
Last Updated 10/14/2026
Rate History
No change since Oct 14, 2026 · 4.00% APY
3.50%4.00%4.50%Oct 14, 2026: 4.00% APYOct 14, 2026Oct 14, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.59%
Certificates of Deposit (CDs) - 30 Month 3.941% 4.00% 30 Month
Min Deposit $500
Last Updated 10/14/2026
Rate History
No change since Oct 14, 2026 · 4.00% APY
3.50%4.00%4.50%Oct 14, 2026: 4.00% APYOct 14, 2026Oct 14, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.59%
Certificates of Deposit (CDs) - 36 Month 3.941% 4.00% 36 Month
Min Deposit $500
Last Updated 10/14/2026
Rate History
No change since Oct 14, 2026 · 4.00% APY
3.50%4.00%4.50%Oct 14, 2026: 4.00% APYOct 14, 2026Oct 14, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.59%
Certificates of Deposit (CDs) - 48 Month 3.941% 4.00% 48 Month
Min Deposit $500
Last Updated 10/14/2026
Rate History
No change since Oct 14, 2026 · 4.00% APY
3.50%4.00%4.50%Oct 14, 2026: 4.00% APYOct 14, 2026Oct 14, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.59%
Certificates of Deposit (CDs) - 60 Month 3.941% 4.00% 60 Month
Min Deposit $500
Last Updated 10/14/2026
Rate History
No change since Oct 14, 2026 · 4.00% APY
3.50%4.00%4.50%Oct 14, 2026: 4.00% APYOct 14, 2026Oct 14, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.59%
Certificates of Deposit (CDs) - 18 Month 3.844% 3.90% 18 Month
Min Deposit $500
Last Updated 10/14/2026
Rate History
No change since Oct 14, 2026 · 3.90% APY
3.40%3.90%4.40%Oct 14, 2026: 3.90% APYOct 14, 2026Oct 14, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.59%
15-Month Term CD - 3.85% 15 Month
Details Featured rate; APY* = Annual Percentage Yield; Rates and APYs accurate as of September 22, 2026
Last Updated 10/14/2026
Rate History
1 change since Sep 7, 2026 · 3.70% → 3.85% ▲ 0.15 pts · high 3.85% / low 3.70%
3.20%3.78%4.35%Sep 7, 2026: 3.70% APYSep 24, 2026: 3.85% APYSep 7, 2026Oct 14, 2026
  • Sep 24, 20263.85%▲ from 3.70%
  • Sep 7, 20263.70%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.59%
Certificates of Deposit (CDs) - 12 Month 3.795% 3.85% 12 Month
Min Deposit $500
Last Updated 10/14/2026
Rate History
No change since Oct 14, 2026 · 3.85% APY
3.35%3.85%4.35%Oct 14, 2026: 3.85% APYOct 14, 2026Oct 14, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.59%
Certificates of Deposit (CDs) - 15 Month 3.795% 3.85% 15 Month
Min Deposit $500
Last Updated 10/14/2026
Rate History
No change since Oct 14, 2026 · 3.85% APY
3.35%3.85%4.35%Oct 14, 2026: 3.85% APYOct 14, 2026Oct 14, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.59%
6-Month Term CD - 3.75% 6 Month
Details Featured rate; APY* = Annual Percentage Yield; Rates and APYs accurate as of September 22, 2026
Last Updated 10/14/2026
Rate History
1 change since Sep 7, 2026 · 3.60% → 3.75% ▲ 0.15 pts · high 3.75% / low 3.60%
3.10%3.68%4.25%Sep 7, 2026: 3.60% APYSep 24, 2026: 3.75% APYSep 7, 2026Oct 14, 2026
  • Sep 24, 20263.75%▲ from 3.60%
  • Sep 7, 20263.60%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.59%
Certificates of Deposit (CDs) - 6 Month 3.698% 3.75% 6 Month
Min Deposit $500
Last Updated 10/14/2026
Rate History
No change since Oct 14, 2026 · 3.75% APY
3.25%3.75%4.25%Oct 14, 2026: 3.75% APYOct 14, 2026Oct 14, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.59%
Certificates of Deposit (CDs) - 9 Month 3.698% 3.75% 9 Month
Min Deposit $500
Last Updated 10/14/2026
Rate History
No change since Oct 14, 2026 · 3.75% APY
3.25%3.75%4.25%Oct 14, 2026: 3.75% APYOct 14, 2026Oct 14, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.59%
Certificates of Deposit (CDs) - 3 Month 3.601% 3.65% 3 Month
Min Deposit $5,000
Last Updated 10/14/2026
Rate History
No change since Oct 14, 2026 · 3.65% APY
3.15%3.65%4.15%Oct 14, 2026: 3.65% APYOct 14, 2026Oct 14, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.59%

Nebraska Bank Savings Rates

Product Rate APY View More
Basic Savings 0.498% 0.50%
Min Deposit $50
Min Balance $0
Details Balance: $0
Last Updated 10/14/2026
Rate History
1 change since Sep 7, 2026 · 0.48% → 0.50% ▲ 0.02 pts · high 0.50% / low 0.48%
0.00%0.50%1.00%Sep 7, 2026: 0.48% APYSep 24, 2026: 0.50% APYSep 7, 2026Oct 14, 2026
  • Sep 24, 20260.50%▲ from 0.48%
  • Sep 7, 20260.48%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.59%
Health Savings Account (HSA) 0.249% 0.25%
Min Deposit $100
Last Updated 10/14/2026
Rate History
No change since Sep 7, 2026 · 0.25% APY · checked 8 times
0.00%0.38%0.75%Sep 7, 2026: 0.25% APYSep 7, 2026Oct 14, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.59%

Nebraska Bank Money Market Rates

Product Rate APY View More
Money Market Accounts 1.568% 1.58%
Min Deposit $50
Min Balance $250,000
Details Balance: $250,000+
Last Updated 10/14/2026
Rate History
1 change since Sep 7, 2026 · 1.52% → 1.58% ▲ 0.06 pts · high 1.58% / low 1.52%
1.02%1.55%2.08%Sep 7, 2026: 1.52% APYSep 24, 2026: 1.58% APYSep 7, 2026Oct 14, 2026
  • Sep 24, 20261.58%▲ from 1.52%
  • Sep 7, 20261.52%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.59%
Money Market Accounts 1.272% 1.28%
Min Deposit $50
Min Balance $100,000
Details Balance: $100,000 - $249,999.99
Last Updated 10/14/2026
Rate History
1 change since Sep 7, 2026 · 1.23% → 1.28% ▲ 0.05 pts · high 1.28% / low 1.23%
0.73%1.26%1.78%Sep 7, 2026: 1.23% APYSep 24, 2026: 1.28% APYSep 7, 2026Oct 14, 2026
  • Sep 24, 20261.28%▲ from 1.23%
  • Sep 7, 20261.23%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.59%
Money Market Accounts 0.747% 0.75%
Min Deposit $50
Min Balance $50,000
Details Balance: $50,000 - $99,999.99
Last Updated 10/14/2026
Rate History
1 change since Sep 7, 2026 · 0.72% → 0.75% ▲ 0.03 pts · high 0.75% / low 0.72%
0.22%0.74%1.25%Sep 7, 2026: 0.72% APYSep 24, 2026: 0.75% APYSep 7, 2026Oct 14, 2026
  • Sep 24, 20260.75%▲ from 0.72%
  • Sep 7, 20260.72%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.59%
Money Market Accounts 0.449% 0.45%
Min Deposit $50
Min Balance $2,500
Details Balance: $2,500 - $49,999.99
Last Updated 10/14/2026
Rate History
1 change since Sep 7, 2026 · 0.42% → 0.45% ▲ 0.03 pts · high 0.45% / low 0.42%
0.00%0.48%0.95%Sep 7, 2026: 0.42% APYSep 24, 2026: 0.45% APYSep 7, 2026Oct 14, 2026
  • Sep 24, 20260.45%▲ from 0.42%
  • Sep 7, 20260.42%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.59%
Money Market Accounts 0.349% 0.35%
Min Deposit $50
Min Balance $0
Details Balance: Up to $2,499.99
Last Updated 10/14/2026
Rate History
1 change since Sep 7, 2026 · 0.33% → 0.35% ▲ 0.02 pts · high 0.35% / low 0.33%
0.00%0.43%0.85%Sep 7, 2026: 0.33% APYSep 24, 2026: 0.35% APYSep 7, 2026Oct 14, 2026
  • Sep 24, 20260.35%▲ from 0.33%
  • Sep 7, 20260.33%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.59%

Nebraska Bank Checking Rates

Product Rate APY View More
Premium Interest Checking 0.985% 1.00%
Min Deposit $50
Min Balance $1,500
Details Balance: $1,500.00 and over
Last Updated 10/14/2026
Rate History
1 change since Sep 19, 2026 · 0.98% → 1.00% ▲ 0.02 pts · high 1.00% / low 0.98%
0.48%0.99%1.50%Sep 19, 2026: 0.98% APYSep 24, 2026: 1.00% APYSep 19, 2026Oct 14, 2026
  • Sep 24, 20261.00%▲ from 0.98%
  • Sep 19, 20260.98%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.59%
Direct Interest Checking 0.498% 0.50%
Min Deposit $50
Min Balance $0
Details Balance: $0
Last Updated 10/14/2026
Rate History
1 change since Sep 7, 2026 · 0.48% → 0.50% ▲ 0.02 pts · high 0.50% / low 0.48%
0.00%0.50%1.00%Sep 7, 2026: 0.48% APYSep 24, 2026: 0.50% APYSep 7, 2026Oct 14, 2026
  • Sep 24, 20260.50%▲ from 0.48%
  • Sep 7, 20260.48%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.59%
Premium Interest Checking 0.498% 0.50%
Min Deposit $50
Details Balance: Up to $1499.99
Last Updated 10/14/2026
Rate History
1 change since Sep 7, 2026 · 0.48% → 0.50% ▲ 0.02 pts · high 0.50% / low 0.48%
0.00%0.50%1.00%Sep 7, 2026: 0.48% APYOct 14, 2026: 0.50% APYSep 7, 2026Oct 14, 2026
  • Oct 14, 20260.50%▲ from 0.48%
  • Sep 7, 20260.48%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.59%

Nebraska Bank Business Checking Rates

Product Rate APY View More
Business Interest Checking 0.498% 0.50%
Min Deposit $50
Min Balance $0
Details Balance: $0
Last Updated 10/14/2026
Rate History
1 change since Sep 7, 2026 · 0.48% → 0.50% ▲ 0.02 pts · high 0.50% / low 0.48%
0.00%0.50%1.00%Sep 7, 2026: 0.48% APYSep 24, 2026: 0.50% APYSep 7, 2026Oct 14, 2026
  • Sep 24, 20260.50%▲ from 0.48%
  • Sep 7, 20260.48%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.59%

Nebraska Bank Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity Line of Credit - - 6.74% 60 months
Details Featured rate; effective 9/17/2026; Rates and APYs accurate as of September 22, 2026
Last Updated 10/14/2026
Rate History
1 change since Sep 7, 2026 · 6.49% → 6.74% ▲ 0.25 pts · high 6.74% / low 6.49%
5.99%6.62%7.24%Sep 7, 2026: 6.49% APRSep 19, 2026: 6.74% APRSep 7, 2026Oct 14, 2026
  • Sep 19, 20266.74%▲ from 6.49%
  • Sep 7, 20266.49%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.59%

Financial Health History

Nebraska Bank’s Texas Ratio fell from 12.14% in Q3 2023 to 3.59% in Q2 2026, so its financial health has improved and is now very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0 and its Health Grade from A to A+. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a bank must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 7% 2.0★ 14% 3.0★ 21% 4.0★ 28% 5.0★ 15% Verified Healthy limit – lower is healthier Healthy zone 12.14% A Q3 2023 B Q4 2023 B Q1 2024 B Q2 2024 A- Q3 2024 A- Q4 2024 A Q1 2025 A Q2 2025 A Q3 2025 A+ Q4 2025 A Q1 2026 3.59% A+ Q2 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
June 30, 2026$552M3.59%5.0A+
March 31, 2026$509M6.69%5.0A
December 31, 2025$479M5.04%5.0A+
September 30, 2025$471M6.50%5.0A
June 30, 2025$468M7.58%5.0A
March 31, 2025$450M9.21%5.0A
December 31, 2024$444M14.54%5.0A-
September 30, 2024$444M16.53%4.9A-
June 30, 2024$448M19.41%4.6B
March 31, 2024$440M20.56%4.5B
December 31, 2023$433M19.49%4.6B
September 30, 2023$425M12.14%5.0A
Source: FDIC call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Nebraska Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Nebraska Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Nebraska Bank's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Nebraska Bank
Bank Holding Company FARMERS STATE BANCSHARES INC
Address 355 2nd St, Dodge, NE 68633  ·  Dodge
FDIC Certificate # 16116
Established 18890101
FDIC Insurance Date 19440107
Domestic Offices 10
Total Branches 10
Regulator FDIC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+
Overall Health Grade Score: 98/100
5.0
Exceptional Out of 5.0 Stars
3.59%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 1.1713%
Return on Equity (ROE) 11.5500%
Non-Performing Loans (NPL) 0.30%
Total Assets $551,638,000
Total Deposits $466,864,000
Equity Capital $60,786,000
Net Income $3,006,000
Headquarters Dodge
Total Branches and Offices 10
Source: FDIC  |  Last Updated 06/30/2026
MonitorBankRates Verified Healthy Badge Q2 2026
Q2 2026 MBR Health & Safety Badge

Nebraska Bank earned the Verified Healthy badge

Display this badge on your website to show visitors your Q2 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates, so there is no need to download or upload anything. Badges are re-tested every quarter; when a new quarter is published, come back to this page for the updated code.

<a href="https://www.monitorbankrates.com/banks/nebraska-bank-rates-review-16116">
  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026-q2.svg"
       alt="MonitorBankRates Verified Healthy Badge Q2 2026"
       width="160" height="160">
</a>
Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

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Frequently Asked Questions About Nebraska Bank

How many branches does Nebraska Bank operate?

Nebraska Bank currently maintains approximately 10 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Nebraska Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Nebraska Bank provides members with tools to manage their accounts and build a solid financial history.

Does Nebraska Bank offer online and mobile banking?

Most modern institutions like Nebraska Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.ne.bank.

Current Nebraska Bank Rates

  • 12-Month CD3.85%
  • 18-Month CD3.90%
  • 24-Month CD4.00%
  • 36-Month CD4.00%
  • 48-Month CD4.00%
  • 60-Month CD4.00%
  • Savings0.50%
  • MMA1.58%
Retrieved from our database of financial products. Rates subject to change.