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Archer Cooperative Credit Union Rates & Review May 2026

Archer Cooperative Credit Union's Share & IRA CDs 3 Month rates are at 3.85%, Share & IRA CDs 6 Month rates are at 3.75%, Share & IRA CDs 12 Month rates are at 3.70%, Share & IRA CDs 18 Month rates are at 3.65%, Share & IRA CDs 24 Month rates are at 3.60%. Archer Cooperative Credit Union's savings rates are at 0.20%. MonitorBankRates evaluates the financial stability of Archer Cooperative Credit Union with a 4.8 Star Rating, an B+ Overall Health Grade, and a Texas Ratio of 17.60%. Rates were last updated on 05/10/2026.

Archer Cooperative Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Archer Cooperative Credit Union? Share your experience about Archer Cooperative Credit Union by leaving a review below, or read customer reviews before you decide to use Archer Cooperative Credit Union.

Overall Health & Safety Grade ?
B+
Good Health Score: 89/100
MonitorBankRates Rating ?
4.8
Excellent Out of 5.0 Stars
Texas Ratio ?
17.60%
Good Higher than avg
Archer Cooperative Credit Union
Archer
2121 Archer Rd
Archer, NE 68816
https://www.archerccu.com
Member NCUA

Archer Cooperative Credit Union CD Rates

Product Rate APY Term View More
Share & IRA Certificates 3 Month 3.80% 3.85% 3
Details Minimum $500.00 to Open Certificate
Last Updated 05/10/2026
Institution Ratings
4.8
Star Rating
B+
Health Grade
Texas Ratio: 17.60%
Share & IRA Certificates 6 Month 3.70% 3.75% 6
Details Minimum $500.00 to Open Certificate
Last Updated 05/10/2026
Institution Ratings
4.8
Star Rating
B+
Health Grade
Texas Ratio: 17.60%
Share & IRA Certificates 12 Month 3.65% 3.70% 12
Details Minimum $500.00 to Open Certificate
Last Updated 05/10/2026
Institution Ratings
4.8
Star Rating
B+
Health Grade
Texas Ratio: 17.60%
Share & IRA Certificates 18 Month 3.60% 3.65% 18
Details Minimum $500.00 to Open Certificate
Last Updated 05/10/2026
Institution Ratings
4.8
Star Rating
B+
Health Grade
Texas Ratio: 17.60%
Share & IRA Certificates 24 Month 3.55% 3.60% 24
Details Minimum $500.00 to Open Certificate
Last Updated 05/10/2026
Institution Ratings
4.8
Star Rating
B+
Health Grade
Texas Ratio: 17.60%
Share & IRA Certificates 48 Month 3.55% 3.60% 48
Details Minimum $500.00 to Open Certificate
Last Updated 05/10/2026
Institution Ratings
4.8
Star Rating
B+
Health Grade
Texas Ratio: 17.60%
Share & IRA Certificates 60 Month 3.55% 3.60% 60
Details Minimum $500.00 to Open Certificate
Last Updated 05/10/2026
Institution Ratings
4.8
Star Rating
B+
Health Grade
Texas Ratio: 17.60%
Share & IRA Certificates 30 Month 3.45% 3.49% 30
Details Minimum $500.00 to Open Certificate
Last Updated 05/10/2026
Institution Ratings
4.8
Star Rating
B+
Health Grade
Texas Ratio: 17.60%
Share & IRA Certificates 36 Month 3.45% 3.49% 36
Details Minimum $500.00 to Open Certificate
Last Updated 05/10/2026
Institution Ratings
4.8
Star Rating
B+
Health Grade
Texas Ratio: 17.60%

Archer Cooperative Credit Union Savings Rates

Product Rate APY View More
Junior Growers Savings Account 3.00% 3.03%
Min Deposit $5
Details For Kids 12 & Under $5.00 Minimum Deposit
Last Updated 05/10/2026
Institution Ratings
4.8
Star Rating
B+
Health Grade
Texas Ratio: 17.60%
Vacation & Christmas Club Account 3.00% 3.00%
No additional details.
Last Updated 05/10/2026
Institution Ratings
4.8
Star Rating
B+
Health Grade
Texas Ratio: 17.60%
Health Savings Account (HSA) 1.50% 1.51%
No additional details.
Last Updated 05/10/2026
Institution Ratings
4.8
Star Rating
B+
Health Grade
Texas Ratio: 17.60%
Savings Account 0.20% 0.20%
Min Deposit $5
Details $5.00 Minimum Deposit to Open An Account
Last Updated 05/10/2026
Institution Ratings
4.8
Star Rating
B+
Health Grade
Texas Ratio: 17.60%

Archer Cooperative Credit Union Checking Rates

Product Rate APY View More
NOW Checking Account 0.50% 0.50%
Min Balance $50,000
Details $500.00 Minimum Balance to Avoid Service Fee
Last Updated 05/10/2026
Institution Ratings
4.8
Star Rating
B+
Health Grade
Texas Ratio: 17.60%
NOW Checking Account 0.25% 0.25%
Details $500.00 Minimum Balance to Avoid Service Fee
Last Updated 05/10/2026
Institution Ratings
4.8
Star Rating
B+
Health Grade
Texas Ratio: 17.60%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Archer Cooperative Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Archer Cooperative Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Archer Cooperative Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Archer Cooperative Credit Union
Address 2121 Archer Rd, Archer, NE 68816
Phone 308-795-2204
Fax 308-795-2266
President Verlen Larsen
CEO Michael Kezeor
Full-Time Employees 27
Part-Time Employees 1
Branch Locations 4
ATM Locations 3
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
4.8 / 5.0 ★
Overall Health & Safety Grade
B+ (89/100)
Texas Ratio
17.60%
Return on Assets (ROA)
0.7783%
Return on Equity (ROE)
7.9967%
Non-Performing Loans Ratio (NPL)
2.04%
Total Assets
104,134,749
Total Amount of Shares and Deposits
84,875,306
Total Shares and Deposits < 1 Year
82,998,952
Total Shares and Deposits 1 3 Years
1,465,244
Total Shares and Deposits > 3 Years
411,110
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
7,153,615
Total Uninsured Shares and Deposits > $250K (F+J)
7,153,615
Total Insured Shares and Deposits > $250K (item 17 less item K)
77,721,691
Total Interest Expense (Sum of items 6 8)
1,419,205
Share Certificates
1,445
Number of Accounts for Share Drafts
3,470
IRA KEOGH Accounts
219
Number of Accounts for Regular Shares
5,979
All other shares
122
Net Income (unless the amount is already included in Undivided Earnings)
810,463
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
3,314,118
Total Liabilities
93,999,730
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Frequently Asked Questions About Archer Cooperative Credit Union

How many branches does Archer Cooperative Credit Union operate?

Archer Cooperative Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Archer Cooperative Credit Union?

Yes, to access services at Archer Cooperative Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Archer Cooperative Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Archer Cooperative Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Archer Cooperative Credit Union offer online and mobile banking?

Most modern institutions like Archer Cooperative Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.archerccu.com.

Current Archer Cooperative Credit Union Rates

  • 12-Month CD3.70%
  • 18-Month CD3.65%
  • 24-Month CD3.60%
  • 60-Month CD3.60%
  • Savings0.20%
Retrieved from our database of financial products. Rates subject to change.