What are the current interest rates at FirstBank of Nebraska?

Current rates for FirstBank of Nebraska include: 12-Month CD: 3.55%, 18-Month CD: 3.50%, 24-Month CD: 3.50%, 36-Month CD: 3.45%, 48-Month CD: 3.35%, 60-Month CD: 3.25%, Savings: 0.50%, MMA: 1.76%, 30-Year Fixed: 7.13%

FirstBank of Nebraska Rates and Review January 2026

Q: How many branches does FirstBank of Nebraska operate?

FirstBank of Nebraska currently maintains approximately 4 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is there a first-time homebuyer program?

Currently, FirstBank of Nebraska does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, FirstBank of Nebraska provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

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FirstBank of Nebraska Deposit Rates

FirstBank of Nebraska's 12-Month CD rates are at 3.55%, 24-Month CD rates are at 3.50%, 18-Month CD rates are at 3.50%, 36-Month CD rates are at 3.45%, 48-Month CD rates are at 3.35%. FirstBank of Nebraska's savings rates are at 0.50%. FirstBank of Nebraska's money market rates are at 1.76%. FirstBank of Nebraska's 30-Year Fixed rates are at 7.12%, 15-Year Fixed rates are at 6.62%, 20-Year Fixed rates are at 6.62%, 10/1 ARM rates are at 6.38%.

FirstBank of Nebraska

To see how these rates compare to FirstBank of Nebraska CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from FirstBank of Nebraska, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with FirstBank of Nebraska CD rates. You can also compare FirstBank of Nebraska savings rates, MMA rates and mortgage rates using our other rate lists.

FirstBank of Nebraska money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at FirstBank of Nebraska? Share your experience about FirstBank of Nebraska by leaving a review below, or read customer reviews before you decide to use FirstBank of Nebraska.

Financial Stability and Texas Ratio

FirstBank of Nebraska's Texas Ratio is at 0.99%, which is considered excellent. The Texas Ratio for FirstBank of Nebraska is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, FirstBank of Nebraska is an excellent bank worth considering, with an overall rating of 4 stars out of 5 stars.

Current Interest Rates

Rate

APY/APR

vs Avg

12-Month CD

3.55%

2.37%

18-Month CD

3.50%

2.15%

24-Month CD

3.50%

2.17%

36-Month CD

3.45%

2.12%

48-Month CD

3.35%

2.11%

60-Month CD

3.25%

2.23%

Savings

0.50%

0.60%

MMA

1.76%

0.76%

30-Year Fixed

7.13%

6.09%

Credit Card

N/A

14.10%

Personal Loan

N/A

11.27%

"N/A" indicates the product is not offered or the rate is unavailable.

FirstBank of Nebraska

201 E 5th St
Wahoo, NE 68066

https://www.firstbankne.com

MonitorBankRates' Rating

4/5

★★★★☆

Review FirstBank of Nebraska

FirstBank of Nebraska CD Rates and Interest Rates

FirstBank of Nebraska

12-Month CD

3.55%

$1,000

FirstBank of Nebraska

24-Month CD

3.50%

$1,000

FirstBank of Nebraska

18-Month CD

3.50%

$1,000

FirstBank of Nebraska

36-Month CD

3.45%

$1,000

FirstBank of Nebraska

48-Month CD

3.35%

$1,000

FirstBank of Nebraska

60-Month CD

3.25%

$1,000

FirstBank of Nebraska

Business Money Market

1.87%

$2,500

FirstBank of Nebraska

First Money Market

1.76%

$2,500

FirstBank of Nebraska

Savings

0.50%

$25

FirstBank of Nebraska

Checking

0.20%

$1,000

Disclaimer

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rate Comparison

Lender

Product

Rate

APR

Points

FirstBank of Nebraska

30-Year Fixed

7.125%

7.126%

0.000

FirstBank of Nebraska

15-Year Fixed

6.625%

6.627%

0.000

FirstBank of Nebraska

20-Year Fixed

6.625%

6.626%

0.000

FirstBank of Nebraska

10/1 ARM

6.375%

6.460%

0.000

Compare FirstBank of Nebraska Rates with Other Competitive Bank and Credit Union Rates

Sallie Mae

60-Month CD

4.00%

$2,500

Frontier State Bank

12-Month CD (Jumbo)

3.80%

$250,000

Colorado Federal Savings Bank

60-Month CD

3.60%

$5,000

Main Street Bank

12-Month CD

3.50%

$1,000

Mountain Pacific Bank

12-Month CD

3.50%

$500

Forbright

Platinum Money Market

3.45%

$2,500

EverBank

48-Month CD

3.40%

$1,000

Heartland State Bank Edgeley, ND

12-Month CD

3.40%

$500

Metz Banking Company

36-Month CD

3.30%

$1,000

FirstBank of Nebraska

60-Month CD

3.25%

$1,000

TSB Bank

36-Month CD

3.25%

$500

Northern Bank Direct

36-Month CD

3.25%

$500

Citizens Bank Mooresville, IN

60-Month CD

3.04%

$500

PSB of Plainview

60-Month CD

3.03%

$250

TGSB Table Grove State Bank

18-Month CD

3.02%

$500

Community Bank Dunlap, IA

48-Month CD

3.00%

$500

WVS West View SB

24-Month CD

3.00%

$500

First B&T Co. Perry, OK

36-Month CD

2.94%

$1,500

Financial Partners CU

30-Month CD

2.75%

$1,000

Adirondack Bank

6-Month CD

2.73%

$1,000

Cape Cod Five Cents Savings Bank

18-Month CD

2.60%

$1,000

Adrian Bank

60-Month CD

2.52%

$1,000

Needham Bank

48-Month CD

2.47%

$1,000

Bank First, NA

60-Month CD

2.28%

$1,000

Bank of Wolcott

48-Month CD

2.25%

$1,000

The Blue Grass Valley Bank

36-Month CD

1.70%

$500

Mound City Bank

12-Month CD

1.64%

$2,500

One Community Bank

36-Month CD

1.50%

$500

The Citizens Bank Company

48-Month CD

1.31%

$1,000

Fremont Bank

18-Month CD

1.25%

$2,500

Shelby County State Bank

24-Month CD

1.21%

$1,000

Century SLA

60-Month CD

1.15%

$1,000

New Tripoli Bank

Statement Savings

0.85%

$20

Vidalia Federal Savings Bank

3-Month CD

0.75%

$5,000

Conway National Bank (CNB)

Investors Money market

0.55%

$500

Ballston Spa National Bank

36-Month CD

0.55%

$500

Home State Bank Royal, IA

Regular Savings

0.50%

$50

Farmers State Bank Wathena, KS

18-Month CD

0.45%

$500

Community Bank of Missouri

18-Month CD

0.40%

$500

Kennebunk Savings Bank

24-Month CD

0.35%

$500

Walden Savings Bank

Money Market

0.35%

$2,500

Savings Bank Wakefield, MA

36-Month CD

0.30%

$1,000

Spencer Savings Bank

Statement Savings

0.25%

$100

First Southern Bank

Premier Money Market

0.25%

$2,500

Bank of New Hampshire

24-Month CD

0.20%

$500

First Bank Creve Coeur, MO

18-Month CD

0.15%

$1,000

Grand Timber Bank

Statement Savings

0.15%

$50

State Bank Waterloo, IL

Money Market

0.10%

$2,500

Chelsea Groton Bank

6-Month CD

0.05%

$500

Greeneville Federal Bank

NOW Checking

0.05%

$500

Disclaimer

Mortgage Rate Comparison

Lender

Product

Rate

APR

Points

Old National Bank

30-Year Fixed FHA

5.875%

7.902%

0.000

Smart Financial Credit Union

3/1 ARM

4.240%

7.689%

0.000

Smart Financial Credit Union

3/1 ARM (Jumbo)

4.240%

7.689%

0.000

Grow Financial Federal Credit Union

5/1 ARM

5.750%

7.634%

0.000

Smart Financial Credit Union

5/1 ARM

4.740%

7.533%

0.000

Smart Financial Credit Union

5/1 ARM (Jumbo)

4.740%

7.533%

0.000

Great Lakes Credit Union

20 Year Fixed

7.125%

7.527%

0.000

Lake Shore Savings Bank

30-Year Fixed

7.250%

7.402%

0.000

Grow Financial Federal Credit Union

10/1 ARM

6.250%

7.325%

0.000

Kohler Credit Union

10/1 ARM

6.250%

7.325%

0.000

Laredo Federal Credit Union

20 Year Fixed

6.999%

7.235%

0.000

State Employees Credit Union

15 Year Fixed

7.000%

7.168%

0.000

FirstBank of Nebraska

30-Year Fixed

7.125%

7.126%

0.000

Marathon Bank

7/1 ARM

7.000%

7.111%

0.000

Lake Shore Savings Bank

20-Year Fixed

6.800%

6.993%

0.000

Hoosier Hills Credit Union

30 Year Fixed

6.750%

6.880%

0.000

Marathon Bank

5/1 ARM

6.750%

6.859%

0.000

American Bank

30-Year Fixed Jumbo

6.750%

6.825%

0.000

Fidelity Co-operative Bank

30-Year Fixed Jumbo

6.625%

6.809%

0.000

Kennebec Savings Bank

30-Year Fixed

6.750%

0.000

Alpena-Alcona Area Credit Union

30-Year Fixed

6.500%

6.748%

0.000

People First Federal Credit Union

10/1 ARM (Jumbo)

6.740%

6.723%

0.000

Pittsfield Co-operative Bank

7/1 ARM

6.750%

6.697%

0.000

Great Lakes Credit Union

30 Year Fixed

6.375%

6.670%

0.000

Laredo Federal Credit Union

15 Year Fixed

6.375%

6.662%

0.000

Port Washington State Bank

3/1 ARM

6.500%

6.648%

0.000

Port Washington State Bank

5/1 ARM

6.500%

6.630%

0.000

Missouri Credit Union

20 Year Fixed

6.500%

6.628%

0.000

FirstBank of Nebraska

15-Year Fixed

6.625%

6.627%

0.000

FirstBank of Nebraska

20-Year Fixed

6.625%

6.626%

0.000

Missouri Credit Union

30 Year Fixed

6.500%

6.597%

0.000

Penn East Federal Credit Union

10/6 ARM

6.525%

6.595%

0.000

Seaboard Federal Credit Union

30-Year Fixed

6.500%

6.595%

0.000

Pittsfield Co-operative Bank

10/1 ARM

6.500%

6.582%

0.000

Achieva Credit Union

5/1 ARM

5.250%

6.580%

0.000

Auburn Savings Bank

30-Year Fixed

6.500%

6.559%

0.000

Fidelity Co-operative Bank

30-Year Fixed

6.375%

6.556%

0.000

Truliant Federal Credit Union

30-Year Fixed Jumbo

6.500%

6.553%

0.000

Penn Community Bank

5/1 ARM (Jumbo)

6.500%

6.546%

0.000

Penn Community Bank

30-Year Fixed (Jumbo)

6.500%

6.546%

0.000

Mid American Credit Union

30 Year Fixed

6.375%

6.544%

0.000

Laredo Federal Credit Union

10 Year Fixed

6.125%

6.526%

0.000

GreenLeaf Bank

30-Year Fixed

6.500%

6.512%

0.000

Fox Valley Savings Bank

30-Year Fixed

6.375%

6.504%

0.000

Kennebec Savings Bank

15-Year Fixed

6.500%

0.000

Pittsfield Co-operative Bank

30-Year Fixed

6.375%

6.498%

0.000

Penn East Federal Credit Union

5/6 ARM

6.300%

6.498%

0.000

NASA Federal Credit Union

15-Year Fixed Jumbo

6.250%

6.481%

0.000

Northfield Savings Bank

5/1 ARM

5.625%

6.461%

0.000

FirstBank of Nebraska

10/1 ARM

6.375%

6.460%

0.000

View 50 More

Bank Profile & Overview

FirstBank of Nebraska

201 E 5th St
Wahoo, NE 68066
Saunders
Established Date: 07/15/1882
FDIC Certificate #: 5486
Date of FDIC Deposit Insurance: 01/01/1934

Bank Holding Company: BANK MANAGEMENT INC

How Many Domestic U.S. Offices? 4

How Many Branches are There? 4

Website: https://www.firstbankne.com

Is FirstBank of Nebraska FDIC Insured? Yes

What is FirstBank of Nebraska's Cert number? 5486

What is the maximum amount for insured deposits? $250,000 per holder, per account

Financial Health & Assets

Total Assets:

$427,848,000

Total Deposits:

$334,455,000

Equity Capital:

$33,006,000

Net Income:

$1,365,000

Return on Assets (ROA):

1.5280%

Return on Equity (ROE):

26.1200%

Headquarters:

Wahoo

Regulator:

FED

# of Offices:

Source: FDIC | Last Updated 03/31/2024

Customer Reviews

oBbT

★★★★★

December 17, 2025

jnGJ

Average Rating

★★★★★

Total Reviews

Add Your Rating and Review for FirstBank of Nebraska

Frequently Asked Questions About FirstBank of Nebraska

Is FirstBank of Nebraska a safe place to deposit money?

Yes, FirstBank of Nebraska is considered a safe financial institution. With a Texas Ratio of 0.99%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does FirstBank of Nebraska operate?

FirstBank of Nebraska currently maintains approximately 4 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, FirstBank of Nebraska does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, FirstBank of Nebraska provides members with tools to manage their accounts and build a solid financial history.

Does FirstBank of Nebraska offer online and mobile banking?

Most modern institutions like FirstBank of Nebraska provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.firstbankne.com.