CD Rates Kearney, Nebraska (NE) for March 2026
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Brian McKay
iEditorial Disclosure
Brian McKay
Brian McKay
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The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current Kearney, Nebraska CD rates include Exchange Bank (NE)Exchange Bank (NE)3110 2nd Ave, Kearney, NE 68847A+5.0 ★Texas Ratio: 3.47% offering 6 Month CD Special at 3.80% APY, Bruning BankBruning Bank1110 17th Ave, Kearney, NE 68845A+5.0 ★Texas Ratio: 0.00% offering 36-Month IRA CD at 1.91% APY, Wells FargoWells Fargo21 W 21st St, Kearney, NE 68847A5.0 ★Texas Ratio: 7.44% offering 1 year Standard Fixed Rate CD at 1.51% APY, Heritage Bank Wood River, NEHeritage Bank Wood River, NE315 W 60th St, Kearney, NE 68845A+5.0 ★Texas Ratio: 0.00% offering Personal & IRA CDs 36 month at 1.50% APY, and Farmers and Merchants Bank Milligan, NEFarmers and Merchants Bank Milligan, NE501 Main St, Milligan, NE 68406A+5.0 ★Texas Ratio: 0.00% offering 6 Month CD at 4.27% APY. CD rates as of March 28, 2026 according to verified data from MonitorBankRates.
To help you find the best CD rates in Kearney, Nebraska, and the surrounding area,, use our comprehensive rate tables for side-by-side comparisons across all 8 CD terms from local and national banks and credit unions, to ensure you find the best CD rates available.
The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: March 28, 2026
Compare Best CD Rates in Kearney, Nebraska & the Surrounding Area
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Heritage Bank Wood River, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
315 W 60th St, Kearney, NE 68845
Personal & IRA CDs 3 month
$0
0.75%
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
21 W 21st St, Kearney, NE 68847
3 month Standard Fixed Rate CD
$2,500
0.06%
▼
Rate0.06%
Min Deposit$2,500
Min Balance—
UpdatedMar 28, 2026
Details
$2,500 minimum opening deposit; Early withdrawal penalties may apply
Farmers and Merchants Bank Milligan, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
501 Main St, Milligan, NE 68406
3 Month Certificates of Deposit
$0
4.06%
▼
Rate4.00%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Archer Cooperative Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.60%
2121 Archer Rd, Archer, NE 68816
Share & IRA Certificates 3 Month
$500
4.00%
▼
Rate3.94%
Min Deposit$500
Min Balance—
UpdatedMar 28, 2026
Details
Minimum $500.00 to Open Certificate
Bankers Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 2.53%
19202 Davenport Street, Elkhorn, NE 68022
3 Month Certificates of Deposit Platinum Tier
$0
3.80%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Loyalty Program
Pathway Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.99%
306 S High St, Cairo, NE 68824
3 Month CD
$1,000
3.75%
▼
Rate3.70%
Min Deposit$1,000
Min Balance—
UpdatedMar 28, 2026
Details
Western Nebraska Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.97%
301 Center Ave, Curtis, NE 69025
3 Month Certificate Of Deposit
$250
3.70%
▼
Rate3.65%
Min Deposit$250
Min Balance—
UpdatedMar 28, 2026
Details
$250 minimum to open
Holyoke Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.92%
517 Broadway, Imperial, NE 69033 3119
3 month CD
$500
3.44%
▼
Rate3.40%
Min Deposit$500
Min Balance—
UpdatedMar 28, 2026
Details
Great Southern Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.82%
1902 Harlan Dr, Bellevue, NE 68005
3-Month CD
$1,000
3.40%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMar 28, 2026
Details
Premier Bank Omaha, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.07%
16802 Burke St, Omaha, NE 68118
3 Month Certificates of Deposit
$1,000
2.27%
▼
Rate2.25%
Min Deposit$1,000
Min Balance—
UpdatedMar 28, 2026
Details
Genoa Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
502 Willard Ave, Genoa, NE 68640
3 Month Certificate of Deposit
$0
1.65%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Bank of the Valley
Institution Rating:
A+5.0 ★Texas Ratio: 4.59%
100 S 3rd St, Humphrey, NE 68642
3 MONTH Certificates of Deposit
$0
1.50%
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Wahoo State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
164 E 5th St, Wahoo, NE 68066
3 Month Certificates of Deposit
$0
1.00%
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
First National Bank in Ord
Institution Rating:
A+5.0 ★Texas Ratio: 3.31%
123 S Galway St, Greeley, NE 68842
3 Month CD
$25,000
0.80%
▼
Rate0.80%
Min Deposit$25,000
Min Balance—
UpdatedMar 28, 2026
Details
City Bank & Trust Co. Lincoln, NE
Institution Rating:
A5.0 ★Texas Ratio: 8.20%
2929 Pine Lake Rd, Lincoln, NE 68516
3 Month Certificates of Deposit
$500
0.25%
▼
Rate0.25%
Min Deposit$500
Min Balance—
UpdatedMar 28, 2026
Details
I3 Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.81%
12212 N 156th St, Bennington, NE 68007
3 Month Certificates of Deposit & IRAs
$500
0.15%
▼
Rate0.15%
Min Deposit$500
Min Balance—
UpdatedMar 28, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Exchange Bank (NE)
Institution Rating:
A+5.0 ★Texas Ratio: 3.47%
3110 2nd Ave, Kearney, NE 68847
6 Month CD Special
$2,500
3.80%
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedMar 28, 2026
Details
In select markets only
Bruning Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1110 17th Ave, Kearney, NE 68845
6-Month IRA CD
$0
1.41%
▼
Rate1.40%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Heritage Bank Wood River, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
315 W 60th St, Kearney, NE 68845
Personal & IRA CDs 6 month
$0
1.00%
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
21 W 21st St, Kearney, NE 68847
6 month Standard Fixed Rate CD
$2,500
0.06%
▼
Rate0.06%
Min Deposit$2,500
Min Balance—
UpdatedMar 28, 2026
Details
$2,500 minimum opening deposit; Early withdrawal penalties may apply
Farmers and Merchants Bank Milligan, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
501 Main St, Milligan, NE 68406
6 Month CD
$500
4.27%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMar 28, 2026
Details
Penalty for early withdrawal
Nebraska Energy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.23%
1414 15th St, Columbus, NE 68601
6 Month Share Certificate
$0
3.90%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Special - Limited Time Limit One Per Member
The Bank of Steinauer
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
215 Main St, Steinauer, NE 68441
6 Month Certificate of Deposit
$500
3.86%
▼
Rate3.80%
Min Deposit$500
Min Balance—
UpdatedMar 28, 2026
Details
Lincoln FSB of Nebraska
Institution Rating:
A+5.0 ★Texas Ratio: 1.59%
8400 Maddox Dr, Lincoln, NE 68520
6 Month CD
$5,000
3.85%
▼
Rate3.81%
Min Deposit$5,000
Min Balance—
UpdatedMar 28, 2026
Details
Special Annual Percentage Yield (APY) effective as of 03/04/26. Minimum to open is $5,000. Minimum to open waived for existing checking and savings account customers. Penalty for early withdrawal. Consumer accounts only. Rates are subject to change without notice.
Thayer County Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.27%
402 Lincoln Ave, Hebron, NE 68370
6 Month CD
$75,000
3.72%
▼
Rate3.67%
Min Deposit$75,000
Min Balance—
UpdatedMar 28, 2026
Details
$75,000.00 and up
Pathway Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.99%
306 S High St, Cairo, NE 68824
6 Month CD
$1,000
3.70%
▼
Rate3.65%
Min Deposit$1,000
Min Balance—
UpdatedMar 28, 2026
Details
Union Pacific Streamliner Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.76%
1400 Douglas St, Omaha, NE 68179
6-Month Share Certificate - Special
$0
3.65%
▼
Rate3.59%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Sidney Federal S&L
Institution Rating:
B-4.3 ★Texas Ratio: 23.92%
1045 10th Ave, Sidney, NE 69162
6 Month CD Special
$0
3.61%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
First Nebraska Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.07%
4740 S 48th St, Omaha, NE 68117
6 Month initial term promo rate
$0
3.60%
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
See matching term for minimum balance requirement
Adams State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.07%
649 Main St, Adams, NE 68301
Certificates of Deposit 6 Month
$1,000
3.55%
▼
Rate3.50%
Min Deposit$1,000
Min Balance—
UpdatedMar 28, 2026
Details
First Westroads Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
15750 W Dodge Rd, Omaha, NE 68118
6 Month CD
$500
3.50%
▼
Rate3.46%
Min Deposit$500
Min Balance—
UpdatedMar 28, 2026
Details
Columbus Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 3.23%
2501 13th St, Columbus, NE 68601
6 Month CD or IRA
$500
3.44%
▼
Rate3.41%
Min Deposit$500
Min Balance—
UpdatedMar 28, 2026
Details
Great Southern Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.82%
1902 Harlan Dr, Bellevue, NE 68005
6-Month CD
$1,000
3.40%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMar 28, 2026
Details
Holyoke Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.92%
517 Broadway, Imperial, NE 69033 3119
6 month CD
$2,500
3.39%
▼
Rate3.35%
Min Deposit$2,500
Min Balance—
UpdatedMar 28, 2026
Details
Sun Pacific Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.66%
1345 Old Cheney Rd, Lincoln, NE 68512 1266
6-month Certificate
$0
3.35%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Centris Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.42%
3575 L St, Omaha, NE 68107
Regular & IRA Certificates - 6 month
$500
3.25%
▼
Rate3.20%
Min Deposit$500
Min Balance—
UpdatedMar 28, 2026
Details
First Nebraska Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
1000 S Main St, Emerson, NE 68733
6-Month Certificate
$0
3.14%
▼
Rate3.10%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Lincoln SDA Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.41%
4733 Prescott Ave, Lincoln, NE 68506 5456
6 Month Certificate
$0
3.03%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
United Republic Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
111 N 181st St, Elkhorn, NE 68022
Regular and Retirement Time Certificates 6-month
$1,000
3.00%
▼
Rate2.96%
Min Deposit$1,000
Min Balance—
UpdatedMar 28, 2026
Details
Bank of the Valley
Institution Rating:
A+5.0 ★Texas Ratio: 4.59%
100 S 3rd St, Humphrey, NE 68642
6 MONTH Certificates of Deposit
$0
2.98%
▼
Rate2.95%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Premier Bank Omaha, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.07%
16802 Burke St, Omaha, NE 68118
6 Month Certificates of Deposit
$1,000
2.78%
▼
Rate2.75%
Min Deposit$1,000
Min Balance—
UpdatedMar 28, 2026
Details
First National Bank in Ord
Institution Rating:
A+5.0 ★Texas Ratio: 3.31%
123 S Galway St, Greeley, NE 68842
6 Month CD
$100,000
2.52%
▼
Rate2.50%
Min Deposit$100,000
Min Balance—
UpdatedMar 28, 2026
Details
Daily Balance: $100,000.00 and up
Wahoo State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
164 E 5th St, Wahoo, NE 68066
6 Month Certificates of Deposit
$0
2.00%
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Commercial State Bank Wausa, NE
Institution Rating:
A+5.0 ★Texas Ratio: 2.32%
519 E Broadway St, Wausa, NE 68786
6 Month Certificates of Deposit
$0
1.75%
▼
Rate1.74%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Genoa Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
502 Willard Ave, Genoa, NE 68640
6 Month Certificate of Deposit
$0
1.70%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
FNB of Johnson
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
125 Main St, Johnson, NE 68378
6-Month CD
$0
1.51%
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Western Nebraska Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.97%
301 Center Ave, Curtis, NE 69025
6 Month Certificate Of Deposit
$250
1.21%
▼
Rate1.20%
Min Deposit$250
Min Balance—
UpdatedMar 28, 2026
Details
$250 minimum to open
MembersOwn Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.45%
1391 S 33rd St, Lincoln, NE 68510 4508
6-month IRA Certificate
$0
1.10%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
City Bank & Trust Co. Lincoln, NE
Institution Rating:
A5.0 ★Texas Ratio: 8.20%
2929 Pine Lake Rd, Lincoln, NE 68516
6 Month Certificates of Deposit
$500
0.30%
▼
Rate0.30%
Min Deposit$500
Min Balance—
UpdatedMar 28, 2026
Details
First Citizens Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.24%
12307 W Center Rd, Omaha, NE 68144
6-month automatic saver CD
$500
0.01%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMar 28, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Exchange Bank (NE)
Institution Rating:
A+5.0 ★Texas Ratio: 3.47%
3110 2nd Ave, Kearney, NE 68847
12 Month CD Special
$2,500
3.70%
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedMar 28, 2026
Details
In select markets only
Bruning Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1110 17th Ave, Kearney, NE 68845
12-Month IRA CD
$0
1.61%
▼
Rate1.60%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
21 W 21st St, Kearney, NE 68847
1 year Standard Fixed Rate CD
$2,500
1.51%
▼
Rate1.50%
Min Deposit$2,500
Min Balance—
UpdatedMar 28, 2026
Details
$2,500 minimum opening deposit; Early withdrawal penalties may apply
Heritage Bank Wood River, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
315 W 60th St, Kearney, NE 68845
Personal & IRA CDs 12 month
$0
1.50%
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Farmers and Merchants Bank Milligan, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
501 Main St, Milligan, NE 68406
12 Month Certificates of Deposit
$0
4.11%
▼
Rate4.05%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Consumers Cooperative Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
1301 W 3RD ST, Alliance, NE 69301
12 Month Certificate
$0
3.80%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
MembersOwn Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.45%
1391 S 33rd St, Lincoln, NE 68510 4508
12-month Share Certificate special
$0
3.75%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Thayer County Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.27%
402 Lincoln Ave, Hebron, NE 68370
12 Month CD
$75,000
3.60%
▼
Rate3.55%
Min Deposit$75,000
Min Balance—
UpdatedMar 28, 2026
Details
Union Pacific Streamliner Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.76%
1400 Douglas St, Omaha, NE 68179
12-Month Share Certificate - Special
$0
3.55%
▼
Rate3.49%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Sidney Federal S&L
Institution Rating:
B-4.3 ★Texas Ratio: 23.92%
1045 10th Ave, Sidney, NE 69162
12 Month CD Special
$0
3.51%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
First Nebraska Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
1000 S Main St, Emerson, NE 68733
12-Month Certificate
$0
3.50%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Holyoke Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.92%
517 Broadway, Imperial, NE 69033 3119
Kid's CD - 12 Month (0-18 yrs old)
$200
3.45%
▼
Rate3.45%
Min Deposit$200
Min Balance—
UpdatedMar 28, 2026
Details
Cobalt Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.59%
15325 Weir St, Omaha, NE 68137 5061
Baby Bundle Certificates 12 Month
$0
3.40%
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
First Nebraska Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.07%
4740 S 48th St, Omaha, NE 68117
12 Month initial term promo rate
$0
3.35%
▼
Rate3.31%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
See matching term for minimum balance requirement
Nebraska State Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 3.10%
945 S D St, Broken Bow, NE 68822
1 Year Time Certificates of Deposit
$500
3.30%
▼
Rate3.26%
Min Deposit$500
Min Balance—
UpdatedMar 28, 2026
Details
Premier Bank Omaha, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.07%
16802 Burke St, Omaha, NE 68118
12 Month Certificates of Deposit
$1,000
3.29%
▼
Rate3.25%
Min Deposit$1,000
Min Balance—
UpdatedMar 28, 2026
Details
Sun Pacific Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.66%
1345 Old Cheney Rd, Lincoln, NE 68512 1266
12-month Certificate
$10,000
3.20%
▼
Rate—
Min Deposit$10,000
Min Balance—
UpdatedMar 28, 2026
Details
State Bank of Scotia
Institution Rating:
A-5.0 ★Texas Ratio: 14.40%
104 S Main St, Scotia, NE 68875
12 Month CD
$0
3.14%
▼
Rate3.10%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Centris Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.42%
3575 L St, Omaha, NE 68107
Jumbo Certificates - minimum opening deposit of 12 month
$90,000
3.10%
▼
Rate3.05%
Min Deposit$90,000
Min Balance—
UpdatedMar 28, 2026
Details
$90,000.00
Wahoo State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
164 E 5th St, Wahoo, NE 68066
12 Month Certificates of Deposit
$0
3.04%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
TFB Tecumseh Federal Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.02%
160 N 4th St, Tecumseh, NE 68450
12 Month Certificate
$500
3.03%
▼
Rate3.00%
Min Deposit$500
Min Balance—
UpdatedMar 28, 2026
Details
Bank of Prague
Institution Rating:
A+5.0 ★Texas Ratio: 3.35%
316 W Center Ave, Prague, NE 68050
12 Month CD
$0
3.02%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Commercial State Bank Wausa, NE
Institution Rating:
A+5.0 ★Texas Ratio: 2.32%
519 E Broadway St, Wausa, NE 68786
12 Month Certificates of Deposit
$0
3.00%
▼
Rate2.97%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Lincoln SDA Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.41%
4733 Prescott Ave, Lincoln, NE 68506 5456
12 Month Certificate
$0
2.83%
▼
Rate2.80%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
First National Bank in Ord
Institution Rating:
A+5.0 ★Texas Ratio: 3.31%
123 S Galway St, Greeley, NE 68842
12 Month CD
$100,000
2.78%
▼
Rate2.75%
Min Deposit$100,000
Min Balance—
UpdatedMar 28, 2026
Details
Citizens Bank & Trust Company NE
Institution Rating:
A+5.0 ★Texas Ratio: 2.86%
721 7th St, Saint Paul, NE 68873
12 Month Certificate of Deposit
$500
2.37%
▼
Rate2.35%
Min Deposit$500
Min Balance—
UpdatedMar 28, 2026
Details
First Bank and Trust of Fullerton
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
230 Broadway St, Fullerton, NE 68638
12-Month Certificate of Deposit
$500
2.27%
▼
Rate2.25%
Min Deposit$500
Min Balance—
UpdatedMar 28, 2026
Details
Box Butte Public Employees Federal Credit Union
Institution Rating:
C-3.8 ★Texas Ratio: 29.64%
504 W 3RD ST, ALLIANCE, NE 69301 3204
12-Month Certificates
$0
2.25%
▼
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Bank of the Valley
Institution Rating:
A+5.0 ★Texas Ratio: 4.59%
100 S 3rd St, Humphrey, NE 68642
12 MONTH Certificates of Deposit
$0
2.22%
▼
Rate2.20%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Genoa Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
502 Willard Ave, Genoa, NE 68640
12 Month CD Individual Retirement Account
$0
2.10%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Bank of Hartington
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
229 N Broadway Ave, Hartington, NE 68739
12 month TCD
$1,000
2.02%
▼
Rate2.00%
Min Deposit$1,000
Min Balance—
UpdatedMar 28, 2026
Details
FNB of Johnson
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
125 Main St, Johnson, NE 68378
12-Month CD
$0
2.01%
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Madison County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.99%
103 S 4th St, Albion, NE 68620
12 Month Certificate of Deposit
$500
1.60%
▼
Rate1.59%
Min Deposit$500
Min Balance—
UpdatedMar 28, 2026
Details
Bank of Elgin
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
101 N 2nd St, Elgin, NE 68636
Certificate of Deposit 12 Month
$500
1.46%
▼
Rate1.45%
Min Deposit$500
Min Balance—
UpdatedMar 28, 2026
Details
Western Nebraska Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.97%
301 Center Ave, Curtis, NE 69025
12 Month Certificate Of Deposit
$250
1.41%
▼
Rate1.40%
Min Deposit$250
Min Balance—
UpdatedMar 28, 2026
Details
$250 minimum to open
Jones Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.97%
203 S 6th St, Seward, NE 68434
12 Month Certificates of Deposit and Individual Retirement Accounts
$0
1.05%
▼
Rate1.05%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
City Bank & Trust Co. Lincoln, NE
Institution Rating:
A5.0 ★Texas Ratio: 8.20%
2929 Pine Lake Rd, Lincoln, NE 68516
12 Month Certificates of Deposit
$25,000
0.70%
▼
Rate0.70%
Min Deposit$25,000
Min Balance—
UpdatedMar 28, 2026
Details
I3 Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.81%
12212 N 156th St, Bennington, NE 68007
12 Month Certificates of Deposit & IRAs
$500
0.40%
▼
Rate0.40%
Min Deposit$500
Min Balance—
UpdatedMar 28, 2026
Details
First Citizens Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.24%
12307 W Center Rd, Omaha, NE 68144
1-year convertible CD
$500
0.01%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMar 28, 2026
Details
Qualifying balance up to $49,000.00
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Heritage Bank Wood River, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
315 W 60th St, Kearney, NE 68845
Personal & IRA CDs 18 month
$0
1.50%
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Archer Cooperative Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.60%
2121 Archer Rd, Archer, NE 68816
Share & IRA Certificates 18 Month
$500
3.70%
▼
Rate3.65%
Min Deposit$500
Min Balance—
UpdatedMar 28, 2026
Details
Minimum $500.00 to Open Certificate
First Nebraska Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
1000 S Main St, Emerson, NE 68733
18-Month Certificate
$0
3.60%
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
FNB of Gordon
Institution Rating:
A+5.0 ★Texas Ratio: 3.32%
134 N Main St, Gordon, NE 69343
18 Month Certificate of Deposit
$0
3.46%
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Union Pacific Streamliner Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.76%
1400 Douglas St, Omaha, NE 68179
18-Month Share Certificate - Tier I
$0
3.45%
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
TFB Tecumseh Federal Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.02%
160 N 4th St, Tecumseh, NE 68450
18 Month Certificate
$0
3.44%
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Holyoke Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.92%
517 Broadway, Imperial, NE 69033 3119
18 month CD
$50,000
3.29%
▼
Rate3.25%
Min Deposit$50,000
Min Balance—
UpdatedMar 28, 2026
Details
State Bank of Scotia
Institution Rating:
A-5.0 ★Texas Ratio: 14.40%
104 S Main St, Scotia, NE 68875
18 Month CD
$0
3.14%
▼
Rate3.10%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Centris Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.42%
3575 L St, Omaha, NE 68107
Jumbo Certificates - minimum opening deposit of 18 month
$90,000
3.05%
▼
Rate3.00%
Min Deposit$90,000
Min Balance—
UpdatedMar 28, 2026
Details
$90,000.00
Bank of the Valley
Institution Rating:
A+5.0 ★Texas Ratio: 4.59%
100 S 3rd St, Humphrey, NE 68642
18 MONTH Certificates of Deposit
$0
2.75%
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
West Gate Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.08%
6003 Old Cheney Rd, Lincoln, NE 68516
18 Month Certificates of Deposit & IRA's
$1,000
2.52%
▼
Rate2.50%
Min Deposit$1,000
Min Balance—
UpdatedMar 28, 2026
Details
Genoa Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
502 Willard Ave, Genoa, NE 68640
18 Month CD Individual Retirement Account
$0
2.30%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
First Bank and Trust of Fullerton
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
230 Broadway St, Fullerton, NE 68638
18-Month Certificate of Deposit
$500
2.26%
▼
Rate2.25%
Min Deposit$500
Min Balance—
UpdatedMar 28, 2026
Details
United Republic Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
111 N 181st St, Elkhorn, NE 68022
Regular and Retirement Time Certificates 18-month
$1,000
2.25%
▼
Rate2.23%
Min Deposit$1,000
Min Balance—
UpdatedMar 28, 2026
Details
Western Nebraska Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.97%
301 Center Ave, Curtis, NE 69025
18 Month Certificate Of Deposit
$250
2.12%
▼
Rate2.10%
Min Deposit$250
Min Balance—
UpdatedMar 28, 2026
Details
$250 minimum to open
Union Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.93%
514 G Street, Pawnee City, NE 68420
18 month Variable IRA
$0
1.97%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Citizens Bank & Trust Company NE
Institution Rating:
A+5.0 ★Texas Ratio: 2.86%
721 7th St, Saint Paul, NE 68873
18 Month IRA Certificate of Deposit
$500
1.81%
▼
Rate1.80%
Min Deposit$500
Min Balance—
UpdatedMar 28, 2026
Details
Countryside Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
379 Main St, Unadilla, NE 68454
18 Month Certificates of Deposit
$10,000
1.66%
▼
Rate1.65%
Min Deposit$10,000
Min Balance—
UpdatedMar 28, 2026
Details
Wahoo State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
164 E 5th St, Wahoo, NE 68066
18 Month Certificates of Deposit
$0
1.61%
▼
Rate1.60%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Madison County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.99%
103 S 4th St, Albion, NE 68620
18 Month Certificate of Deposit
$500
1.60%
▼
Rate1.59%
Min Deposit$500
Min Balance—
UpdatedMar 28, 2026
Details
Jones Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.97%
203 S 6th St, Seward, NE 68434
18 Month Certificates of Deposit and Individual Retirement Accounts
$0
1.30%
▼
Rate1.29%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
City Bank & Trust Co. Lincoln, NE
Institution Rating:
A5.0 ★Texas Ratio: 8.20%
2929 Pine Lake Rd, Lincoln, NE 68516
18 Month Certificates of Deposit
$500
0.75%
▼
Rate0.75%
Min Deposit$500
Min Balance—
UpdatedMar 28, 2026
Details
I3 Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.81%
12212 N 156th St, Bennington, NE 68007
18 Month Certificates of Deposit & IRAs
$500
0.50%
▼
Rate0.50%
Min Deposit$500
Min Balance—
UpdatedMar 28, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Exchange Bank (NE)
Institution Rating:
A+5.0 ★Texas Ratio: 3.47%
3110 2nd Ave, Kearney, NE 68847
24 Month CD Special
$2,500
3.65%
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedMar 28, 2026
Details
In select markets only
Heritage Bank Wood River, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
315 W 60th St, Kearney, NE 68845
Personal & IRA CDs 24 month
$0
1.50%
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Jones Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.97%
203 S 6th St, Seward, NE 68434
24 Month Variable Rate IRA
$0
3.85%
▼
Rate3.80%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Farmers and Merchants Bank Milligan, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
501 Main St, Milligan, NE 68406
24 Month Certificates of Deposit
$0
3.75%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Archer Cooperative Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.60%
2121 Archer Rd, Archer, NE 68816
Share & IRA Certificates 24 Month
$500
3.60%
▼
Rate3.55%
Min Deposit$500
Min Balance—
UpdatedMar 28, 2026
Details
Minimum $500.00 to Open Certificate
Union Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.93%
514 G Street, Pawnee City, NE 68420
24-month CD
$1,000
3.51%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMar 28, 2026
Details
Open Online
Nebraska Energy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.23%
1414 15th St, Columbus, NE 68601
2 Year Share Certificate
$0
3.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Adams State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.07%
649 Main St, Adams, NE 68301
Certificates of Deposit 24 Month
$1,000
3.44%
▼
Rate3.40%
Min Deposit$1,000
Min Balance—
UpdatedMar 28, 2026
Details
FNB of Gordon
Institution Rating:
A+5.0 ★Texas Ratio: 3.32%
134 N Main St, Gordon, NE 69343
24 Month Certificate of Deposit
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Premier Bank Omaha, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.07%
16802 Burke St, Omaha, NE 68118
24 Month Certificates of Deposit
$1,000
3.29%
▼
Rate3.25%
Min Deposit$1,000
Min Balance—
UpdatedMar 28, 2026
Details
Pathway Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.99%
306 S High St, Cairo, NE 68824
24 Month CD
$1,000
3.25%
▼
Rate3.21%
Min Deposit$1,000
Min Balance—
UpdatedMar 28, 2026
Details
Cobalt Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.59%
15325 Weir St, Omaha, NE 68137 5061
Baby Bundle Certificates 24 Month
$0
3.20%
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Bank of the Valley
Institution Rating:
A+5.0 ★Texas Ratio: 4.59%
100 S 3rd St, Humphrey, NE 68642
24 MONTH Certificates of Deposit
$0
3.15%
▼
Rate3.11%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
First Nebraska Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
1000 S Main St, Emerson, NE 68733
24-Month Certificate
$0
3.14%
▼
Rate3.10%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Bank of Prague
Institution Rating:
A+5.0 ★Texas Ratio: 3.35%
316 W Center Ave, Prague, NE 68050
24 Month CD
$0
3.12%
▼
Rate3.10%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Holyoke Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.92%
517 Broadway, Imperial, NE 69033 3119
24 month CD
$10,000
3.08%
▼
Rate3.05%
Min Deposit$10,000
Min Balance—
UpdatedMar 28, 2026
Details
Commercial State Bank Wausa, NE
Institution Rating:
A+5.0 ★Texas Ratio: 2.32%
519 E Broadway St, Wausa, NE 68786
24 Month Certificates of Deposit
$0
3.00%
▼
Rate2.97%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Centris Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.42%
3575 L St, Omaha, NE 68107
Jumbo Certificates - minimum opening deposit of 24 month
$90,000
2.85%
▼
Rate2.81%
Min Deposit$90,000
Min Balance—
UpdatedMar 28, 2026
Details
$90,000.00
Citizens Bank & Trust Company NE
Institution Rating:
A+5.0 ★Texas Ratio: 2.86%
721 7th St, Saint Paul, NE 68873
24 Month Certificate of Deposit
$500
2.57%
▼
Rate2.55%
Min Deposit$500
Min Balance—
UpdatedMar 28, 2026
Details
First Westroads Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
15750 W Dodge Rd, Omaha, NE 68118
24 Month CD
$500
2.50%
▼
Rate2.48%
Min Deposit$500
Min Balance—
UpdatedMar 28, 2026
Details
Genoa Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
502 Willard Ave, Genoa, NE 68640
24 Month CD Individual Retirement Account
$0
2.35%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
West Gate Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.08%
6003 Old Cheney Rd, Lincoln, NE 68516
24 Month Certificates of Deposit & IRA's
$1,000
2.27%
▼
Rate2.25%
Min Deposit$1,000
Min Balance—
UpdatedMar 28, 2026
Details
First Bank and Trust of Fullerton
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
230 Broadway St, Fullerton, NE 68638
24-Month Certificate of Deposit
$500
2.26%
▼
Rate2.25%
Min Deposit$500
Min Balance—
UpdatedMar 28, 2026
Details
The Bank of Steinauer
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
215 Main St, Steinauer, NE 68441
24 Month Certificate of Deposit
$500
2.22%
▼
Rate2.20%
Min Deposit$500
Min Balance—
UpdatedMar 28, 2026
Details
Western Nebraska Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.97%
301 Center Ave, Curtis, NE 69025
24 Month Certificate Of Deposit
$250
2.17%
▼
Rate2.15%
Min Deposit$250
Min Balance—
UpdatedMar 28, 2026
Details
$250 minimum to open
Bank of Hartington
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
229 N Broadway Ave, Hartington, NE 68739
24 month TCD
$1,000
2.12%
▼
Rate2.10%
Min Deposit$1,000
Min Balance—
UpdatedMar 28, 2026
Details
Box Butte Public Employees Federal Credit Union
Institution Rating:
C-3.8 ★Texas Ratio: 29.64%
504 W 3RD ST, ALLIANCE, NE 69301 3204
24-Month Certificates
$0
2.00%
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Bank of Elgin
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
101 N 2nd St, Elgin, NE 68636
Certificate of Deposit 24 Month
$500
1.86%
▼
Rate1.85%
Min Deposit$500
Min Balance—
UpdatedMar 28, 2026
Details
Wahoo State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
164 E 5th St, Wahoo, NE 68066
Certificates of Deposit 24 Month
$0
1.76%
▼
Rate1.75%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Countryside Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
379 Main St, Unadilla, NE 68454
24 Month Certificates of Deposit
$1,000
1.71%
▼
Rate1.70%
Min Deposit$1,000
Min Balance—
UpdatedMar 28, 2026
Details
Madison County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.99%
103 S 4th St, Albion, NE 68620
24 Month Certificate of Deposit
$500
1.70%
▼
Rate1.69%
Min Deposit$500
Min Balance—
UpdatedMar 28, 2026
Details
City Bank & Trust Co. Lincoln, NE
Institution Rating:
A5.0 ★Texas Ratio: 8.20%
2929 Pine Lake Rd, Lincoln, NE 68516
24 Month Certificates of Deposit
$25,000
0.85%
▼
Rate0.85%
Min Deposit$25,000
Min Balance—
UpdatedMar 28, 2026
Details
I3 Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.81%
12212 N 156th St, Bennington, NE 68007
24 Month Certificates of Deposit & IRAs
$500
0.80%
▼
Rate0.80%
Min Deposit$500
Min Balance—
UpdatedMar 28, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Exchange Bank (NE)
Institution Rating:
A+5.0 ★Texas Ratio: 3.47%
3110 2nd Ave, Kearney, NE 68847
36 Month CD Special
$2,500
3.60%
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedMar 28, 2026
Details
In select markets only
Bruning Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1110 17th Ave, Kearney, NE 68845
36-Month IRA CD
$0
1.91%
▼
Rate1.90%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Heritage Bank Wood River, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
315 W 60th St, Kearney, NE 68845
Personal & IRA CDs 36 month
$0
1.50%
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Union Pacific Streamliner Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.76%
1400 Douglas St, Omaha, NE 68179
36-Month Share Certificate - Special
$0
3.95%
▼
Rate3.88%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Farmers and Merchants Bank Milligan, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
501 Main St, Milligan, NE 68406
36 Month Certificates of Deposit
$0
3.75%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Premier Bank Omaha, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.07%
16802 Burke St, Omaha, NE 68118
36 Month Certificates of Deposit
$1,000
3.55%
▼
Rate3.50%
Min Deposit$1,000
Min Balance—
UpdatedMar 28, 2026
Details
Lincoln FSB of Nebraska
Institution Rating:
A+5.0 ★Texas Ratio: 1.59%
8400 Maddox Dr, Lincoln, NE 68520
36 Month CD
$5,000
3.50%
▼
Rate3.50%
Min Deposit$5,000
Min Balance—
UpdatedMar 28, 2026
Details
Special Annual Percentage Yield (APY) effective as of 03/04/26. Minimum to open is $5,000. Minimum to open waived for existing checking and savings account customers. Penalty for early withdrawal. Consumer accounts only. Rates are subject to change without notice.
Bank of the Valley
Institution Rating:
A+5.0 ★Texas Ratio: 4.59%
100 S 3rd St, Humphrey, NE 68642
36 MONTH Certificates of Deposit
$0
3.44%
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Archer Cooperative Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.60%
2121 Archer Rd, Archer, NE 68816
Share & IRA Certificates 36 Month
$500
3.40%
▼
Rate3.36%
Min Deposit$500
Min Balance—
UpdatedMar 28, 2026
Details
Minimum $500.00 to Open Certificate
Adams State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.07%
649 Main St, Adams, NE 68301
Certificates of Deposit 36 Month
$1,000
3.30%
▼
Rate3.25%
Min Deposit$1,000
Min Balance—
UpdatedMar 28, 2026
Details
Pathway Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.99%
306 S High St, Cairo, NE 68824
3 Year CD
$1,000
3.25%
▼
Rate3.21%
Min Deposit$1,000
Min Balance—
UpdatedMar 28, 2026
Details
Holyoke Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.92%
517 Broadway, Imperial, NE 69033 3119
36 month CD
$50,000
3.24%
▼
Rate3.20%
Min Deposit$50,000
Min Balance—
UpdatedMar 28, 2026
Details
Columbus Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 3.23%
2501 13th St, Columbus, NE 68601
36 Month CD or IRA
$500
3.20%
▼
Rate3.16%
Min Deposit$500
Min Balance—
UpdatedMar 28, 2026
Details
First Nebraska Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
1000 S Main St, Emerson, NE 68733
36-Month Certificate
$0
3.14%
▼
Rate3.10%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Bank of Prague
Institution Rating:
A+5.0 ★Texas Ratio: 3.35%
316 W Center Ave, Prague, NE 68050
36 Month CD
$0
3.12%
▼
Rate3.10%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
United Republic Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
111 N 181st St, Elkhorn, NE 68022
Regular and Retirement Time Certificates 36-month
$1,000
3.00%
▼
Rate2.96%
Min Deposit$1,000
Min Balance—
UpdatedMar 28, 2026
Details
Centris Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.42%
3575 L St, Omaha, NE 68107
Jumbo Certificates - minimum opening deposit of 36 month
$90,000
2.85%
▼
Rate2.81%
Min Deposit$90,000
Min Balance—
UpdatedMar 28, 2026
Details
$90,000.00
Genoa Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
502 Willard Ave, Genoa, NE 68640
36 Month CD Individual Retirement Account
$0
2.55%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
First Westroads Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
15750 W Dodge Rd, Omaha, NE 68118
36 Month CD
$500
2.50%
▼
Rate2.48%
Min Deposit$500
Min Balance—
UpdatedMar 28, 2026
Details
The Bank of Steinauer
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
215 Main St, Steinauer, NE 68441
36 Month Certificate of Deposit
$500
2.47%
▼
Rate2.45%
Min Deposit$500
Min Balance—
UpdatedMar 28, 2026
Details
Bank of Hartington
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
229 N Broadway Ave, Hartington, NE 68739
36 month TCD
$1,000
2.35%
▼
Rate2.33%
Min Deposit$1,000
Min Balance—
UpdatedMar 28, 2026
Details
Western Nebraska Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.97%
301 Center Ave, Curtis, NE 69025
36 Month Certificate Of Deposit
$250
2.27%
▼
Rate2.25%
Min Deposit$250
Min Balance—
UpdatedMar 28, 2026
Details
$250 minimum to open
Wahoo State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
164 E 5th St, Wahoo, NE 68066
36 Month Certificates of Deposit
$0
2.25%
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
FNB of Gordon
Institution Rating:
A+5.0 ★Texas Ratio: 3.32%
134 N Main St, Gordon, NE 69343
36 Month Certificate of Deposit
$0
2.07%
▼
Rate2.05%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Bank of Elgin
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
101 N 2nd St, Elgin, NE 68636
Certificate of Deposit 36 Month
$500
2.02%
▼
Rate2.00%
Min Deposit$500
Min Balance—
UpdatedMar 28, 2026
Details
Countryside Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
379 Main St, Unadilla, NE 68454
36 Month Certificates of Deposit
$5,000
1.86%
▼
Rate1.85%
Min Deposit$5,000
Min Balance—
UpdatedMar 28, 2026
Details
Madison County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.99%
103 S 4th St, Albion, NE 68620
36 Month Certificate of Deposit
$500
1.85%
▼
Rate1.84%
Min Deposit$500
Min Balance—
UpdatedMar 28, 2026
Details
MembersOwn Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.45%
1391 S 33rd St, Lincoln, NE 68510 4508
36-month IRA Certificate
$0
1.75%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
City Bank & Trust Co. Lincoln, NE
Institution Rating:
A5.0 ★Texas Ratio: 8.20%
2929 Pine Lake Rd, Lincoln, NE 68516
36 Month Certificates of Deposit
$25,000
0.95%
▼
Rate0.95%
Min Deposit$25,000
Min Balance—
UpdatedMar 28, 2026
Details
I3 Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.81%
12212 N 156th St, Bennington, NE 68007
36 Month Certificates of Deposit & IRAs
$500
0.90%
▼
Rate0.90%
Min Deposit$500
Min Balance—
UpdatedMar 28, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Heritage Bank Wood River, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
315 W 60th St, Kearney, NE 68845
Personal & IRA CDs 48 month
$0
1.50%
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Farmers and Merchants Bank Milligan, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
501 Main St, Milligan, NE 68406
48 Month Certificates of Deposit
$0
3.75%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Thayer County Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.27%
402 Lincoln Ave, Hebron, NE 68370
48 Month CD
$75,000
3.52%
▼
Rate3.47%
Min Deposit$75,000
Min Balance—
UpdatedMar 28, 2026
Details
Lincoln FSB of Nebraska
Institution Rating:
A+5.0 ★Texas Ratio: 1.59%
8400 Maddox Dr, Lincoln, NE 68520
48 Month CD
$5,000
3.50%
▼
Rate3.50%
Min Deposit$5,000
Min Balance—
UpdatedMar 28, 2026
Details
Special Annual Percentage Yield (APY) effective as of 03/04/26. Minimum to open is $5,000. Minimum to open waived for existing checking and savings account customers. Penalty for early withdrawal. Consumer accounts only. Rates are subject to change without notice.
Archer Cooperative Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.60%
2121 Archer Rd, Archer, NE 68816
Share & IRA Certificates 48 Month
$500
3.45%
▼
Rate3.41%
Min Deposit$500
Min Balance—
UpdatedMar 28, 2026
Details
Minimum $500.00 to Open Certificate
Columbus Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 3.23%
2501 13th St, Columbus, NE 68601
48 Month CD or IRA
$500
3.40%
▼
Rate3.36%
Min Deposit$500
Min Balance—
UpdatedMar 28, 2026
Details
Bank of the Valley
Institution Rating:
A+5.0 ★Texas Ratio: 4.59%
100 S 3rd St, Humphrey, NE 68642
48 MONTH Certificates of Deposit
$0
3.39%
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Pathway Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.99%
306 S High St, Cairo, NE 68824
4 Year CD
$1,000
3.35%
▼
Rate3.31%
Min Deposit$1,000
Min Balance—
UpdatedMar 28, 2026
Details
Adams State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.07%
649 Main St, Adams, NE 68301
Certificates of Deposit 48 Month
$1,000
3.30%
▼
Rate3.25%
Min Deposit$1,000
Min Balance—
UpdatedMar 28, 2026
Details
Holyoke Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.92%
517 Broadway, Imperial, NE 69033 3119
48 month CD
$50,000
3.24%
▼
Rate3.20%
Min Deposit$50,000
Min Balance—
UpdatedMar 28, 2026
Details
First Nebraska Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
1000 S Main St, Emerson, NE 68733
48-Month Certificate
$0
3.14%
▼
Rate3.10%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Bank of Prague
Institution Rating:
A+5.0 ★Texas Ratio: 3.35%
316 W Center Ave, Prague, NE 68050
48 Month CD
$0
3.12%
▼
Rate3.10%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Commercial State Bank Wausa, NE
Institution Rating:
A+5.0 ★Texas Ratio: 2.32%
519 E Broadway St, Wausa, NE 68786
48 Month Certificates of Deposit
$0
2.99%
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
First National Bank in Ord
Institution Rating:
A+5.0 ★Texas Ratio: 3.31%
123 S Galway St, Greeley, NE 68842
48 Month CD IRA Certificates
$100,000
2.88%
▼
Rate2.85%
Min Deposit$100,000
Min Balance—
UpdatedMar 28, 2026
Details
Centris Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.42%
3575 L St, Omaha, NE 68107
Jumbo Certificates - minimum opening deposit of 48 month
$90,000
2.85%
▼
Rate2.81%
Min Deposit$90,000
Min Balance—
UpdatedMar 28, 2026
Details
$90,000.00
The Bank of Steinauer
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
215 Main St, Steinauer, NE 68441
48 Month Certificate of Deposit
$500
2.78%
▼
Rate2.75%
Min Deposit$500
Min Balance—
UpdatedMar 28, 2026
Details
Genoa Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
502 Willard Ave, Genoa, NE 68640
48 Month Certificate of Deposit
$0
2.61%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
TFB Tecumseh Federal Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.02%
160 N 4th St, Tecumseh, NE 68450
48 Month Certificate
$0
2.52%
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
First Bank and Trust of Fullerton
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
230 Broadway St, Fullerton, NE 68638
48-Month Certificate of Deposit
$500
2.51%
▼
Rate2.50%
Min Deposit$500
Min Balance—
UpdatedMar 28, 2026
Details
United Republic Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
111 N 181st St, Elkhorn, NE 68022
Regular and Retirement Time Certificates 48-month
$1,000
2.50%
▼
Rate2.47%
Min Deposit$1,000
Min Balance—
UpdatedMar 28, 2026
Details
Bank of Hartington
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
229 N Broadway Ave, Hartington, NE 68739
48 month TCD
$1,000
2.40%
▼
Rate2.38%
Min Deposit$1,000
Min Balance—
UpdatedMar 28, 2026
Details
Western Nebraska Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.97%
301 Center Ave, Curtis, NE 69025
48 Month Certificate Of Deposit
$250
2.37%
▼
Rate2.35%
Min Deposit$250
Min Balance—
UpdatedMar 28, 2026
Details
$250 minimum to open
West Gate Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.08%
6003 Old Cheney Rd, Lincoln, NE 68516
48 Month Certificates of Deposit & IRA's
$1,000
2.27%
▼
Rate2.25%
Min Deposit$1,000
Min Balance—
UpdatedMar 28, 2026
Details
Bank of Elgin
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
101 N 2nd St, Elgin, NE 68636
Certificate of Deposit 48 Month
$500
2.12%
▼
Rate2.10%
Min Deposit$500
Min Balance—
UpdatedMar 28, 2026
Details
Countryside Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
379 Main St, Unadilla, NE 68454
48 Month Certificates of Deposit
$1,000
2.02%
▼
Rate2.00%
Min Deposit$1,000
Min Balance—
UpdatedMar 28, 2026
Details
Jones Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.97%
203 S 6th St, Seward, NE 68434
48 Month Certificates of Deposit and Individual Retirement Accounts
$0
2.00%
▼
Rate1.99%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
MembersOwn Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.45%
1391 S 33rd St, Lincoln, NE 68510 4508
48-month IRA Certificate
$0
1.75%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
I3 Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.81%
12212 N 156th St, Bennington, NE 68007
48 Month Certificates of Deposit & IRAs
$500
1.16%
▼
Rate1.15%
Min Deposit$500
Min Balance—
UpdatedMar 28, 2026
Details
City Bank & Trust Co. Lincoln, NE
Institution Rating:
A5.0 ★Texas Ratio: 8.20%
2929 Pine Lake Rd, Lincoln, NE 68516
48 Month Certificates of Deposit
$25,000
1.00%
▼
Rate1.00%
Min Deposit$25,000
Min Balance—
UpdatedMar 28, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Heritage Bank Wood River, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
315 W 60th St, Kearney, NE 68845
Personal & IRA CDs 60 month
$0
1.50%
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Farmers and Merchants Bank Milligan, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
501 Main St, Milligan, NE 68406
60 Month Certificates of Deposit
$0
3.75%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Access Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
7223 S 84th St, La Vista, NE 68128
certificates of deposit 60 Month
$0
3.50%
▼
Rate3.46%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Quarterly and at Maturity
Columbus Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 3.23%
2501 13th St, Columbus, NE 68601
60 Month CD or IRA
$500
3.49%
▼
Rate3.45%
Min Deposit$500
Min Balance—
UpdatedMar 28, 2026
Details
Archer Cooperative Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.60%
2121 Archer Rd, Archer, NE 68816
Share & IRA Certificates 60 Month
$500
3.45%
▼
Rate3.41%
Min Deposit$500
Min Balance—
UpdatedMar 28, 2026
Details
Minimum $500.00 to Open Certificate
Pathway Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.99%
306 S High St, Cairo, NE 68824
5 Year CD
$1,000
3.40%
▼
Rate3.36%
Min Deposit$1,000
Min Balance—
UpdatedMar 28, 2026
Details
Bank of the Valley
Institution Rating:
A+5.0 ★Texas Ratio: 4.59%
100 S 3rd St, Humphrey, NE 68642
60 MONTH Certificates of Deposit
$0
3.29%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Bank of Prague
Institution Rating:
A+5.0 ★Texas Ratio: 3.35%
316 W Center Ave, Prague, NE 68050
60 Month CD
$0
3.28%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Holyoke Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.92%
517 Broadway, Imperial, NE 69033 3119
60 month CD
$50,000
3.24%
▼
Rate3.20%
Min Deposit$50,000
Min Balance—
UpdatedMar 28, 2026
Details
First Nebraska Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
1000 S Main St, Emerson, NE 68733
60-Month Certificate
$0
3.14%
▼
Rate3.10%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Madison County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.99%
103 S 4th St, Albion, NE 68620
60 Month Certificate of Deposit
$500
3.10%
▼
Rate3.08%
Min Deposit$500
Min Balance—
UpdatedMar 28, 2026
Details
Premier Bank Omaha, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.07%
16802 Burke St, Omaha, NE 68118
60 Month Certificates of Deposit
$1,000
3.03%
▼
Rate3.00%
Min Deposit$1,000
Min Balance—
UpdatedMar 28, 2026
Details
Centris Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.42%
3575 L St, Omaha, NE 68107
Jumbo Certificates - minimum opening deposit of 60 month
$90,000
2.85%
▼
Rate2.81%
Min Deposit$90,000
Min Balance—
UpdatedMar 28, 2026
Details
$90,000.00
Genoa Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
502 Willard Ave, Genoa, NE 68640
60 Month Certificate of Deposit
$0
2.66%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Western Nebraska Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.97%
301 Center Ave, Curtis, NE 69025
60 Month Certificate Of Deposit
$250
2.52%
▼
Rate2.50%
Min Deposit$250
Min Balance—
UpdatedMar 28, 2026
Details
$250 minimum to open
First Bank and Trust of Fullerton
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
230 Broadway St, Fullerton, NE 68638
60-Month Certificate of Deposit
$500
2.51%
▼
Rate2.50%
Min Deposit$500
Min Balance—
UpdatedMar 28, 2026
Details
First Westroads Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
15750 W Dodge Rd, Omaha, NE 68118
60 Month CD
$500
2.50%
▼
Rate2.48%
Min Deposit$500
Min Balance—
UpdatedMar 28, 2026
Details
Wahoo State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
164 E 5th St, Wahoo, NE 68066
60 Month Certificates of Deposit
$0
2.32%
▼
Rate2.30%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
West Gate Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.08%
6003 Old Cheney Rd, Lincoln, NE 68516
60 Month Certificates of Deposit & IRA's
$1,000
2.27%
▼
Rate2.25%
Min Deposit$1,000
Min Balance—
UpdatedMar 28, 2026
Details
Jones Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.97%
203 S 6th St, Seward, NE 68434
60 Month Certificates of Deposit and Individual Retirement Accounts
$0
2.25%
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
FNB of Gordon
Institution Rating:
A+5.0 ★Texas Ratio: 3.32%
134 N Main St, Gordon, NE 69343
60 Month Certificate of Deposit
$0
2.07%
▼
Rate2.05%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
I3 Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.81%
12212 N 156th St, Bennington, NE 68007
60 Month Certificates of Deposit & IRAs
$500
1.25%
▼
Rate1.24%
Min Deposit$500
Min Balance—
UpdatedMar 28, 2026
Details
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MonitorBankRates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The “Min Deposit” indicates the minimum amount required to earn the stated APY.
Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.
Kearney, NE CD Rate Trends
Compare local Kearney, NE CD rate quotes against the statewide average
Weekly CD rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
12-Month CD — NE Avg
2.586%
▼ 0.403 from last week
Nebraska 12-month CD rates fell 0.403 points this week to 2.586% APY, down from 2.990% last week.
6-Month CD — NE Avg
2.454%
▼ 0.452 from last week
Nebraska 6-month CD rates fell 0.452 points this week to 2.454% APY, down from 2.905% last week.
As of Mar 28, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Frequently Asked Questions about CD Rates in Kearney, Nebraska
Are CD rates in Kearney, Nebraska FDIC insured?
Yes, most established banks in Kearney, Nebraska are insured by the FDIC up to $250,000 per depositor. Credit unions carry equivalent protection through the NCUA.
Do I have to pay state taxes on CD interest in Kearney, Nebraska?
Yes, interest earned on CDs is generally taxable income at both the federal and state levels. We recommend consulting a local tax professional regarding your specific obligations in Kearney, Nebraska.
Can I withdraw my money early from a CD?
You can, but most institutions charge an Early Withdrawal Penalty — typically a number of months of interest (e.g., 3 or 6 months). The exact amount varies by institution and CD term.
What is the difference between a Jumbo CD and a regular CD?
Jumbo CDs require a higher minimum deposit — traditionally $100,000 or more. In exchange, banks in Kearney, Nebraska may offer slightly higher APYs compared to standard CDs.
Are fixed-rate CDs better than variable-rate CDs?
Fixed-rate CDs lock in your APY for the full term, protecting you if rates drop. Variable-rate CDs allow your rate to rise with the market but may start with a lower initial yield.
What is a CD ladder?
A CD ladder involves opening multiple CDs with staggered maturity dates — for example 3-month, 6-month, 1-year, and 2-year. As each matures, you reinvest at the longest term, maximizing yield while maintaining regular access to a portion of your savings.
Best CD rates in Kearney, Nebraska?
Here are recent top rates found for this area:
- Exchange Bank (NE): 3.80% APY (6 Month CD Special)
- Bruning Bank: 1.91% APY (36-Month IRA CD)
- Wells Fargo: 1.51% APY (1 year Standard Fixed Rate CD)
- Heritage Bank Wood River, NE: 1.50% APY (Personal & IRA CDs 24 month)
- Farmers and Merchants Bank Milligan, NE: 4.27% APY (6 Month CD)
- Archer Cooperative Credit Union: 4.00% APY (Share & IRA Certificates 3 Month)
- Union Pacific Streamliner Federal Credit Union: 3.95% APY (36-Month Share Certificate - Special)
- Nebraska Energy Federal Credit Union: 3.90% APY (6 Month Share Certificate)
- The Bank of Steinauer: 3.86% APY (6 Month Certificate of Deposit)
- Lincoln FSB of Nebraska: 3.85% APY (6 Month CD)
Rates reflect recent verified offers available in Kearney, Nebraska. Last Updated: March 28, 2026
CD Calculators
Methodology & Data Sources
Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for Kearney, Nebraska directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling data straight from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Kearney, Nebraska. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in NE.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.
Disclaimer: Interest rates are variable and subject to change without notice. Verify current offers directly with the institution's official website. Last Updated and Verified: March 28, 2026
