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Nebraska MMA Rate Trends

Best Money Market Rates in Nebraska (NE) - March 2026

Content reviewed by
Brian McKay Brian McKay
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Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Last Updated: March 20, 2026

Current Nebraska money market rates include Meridian Trust Federal Credit UnionMeridian Trust Federal Credit Union901 W 29th St, Scottsbluff, NE 69361A+5.0 ★Texas Ratio: 3.55% Momentum Money Market at 6.00% APY, UMB BankUMB Bank16929 Burke St, Omaha, NE 68118A+5.0 ★Texas Ratio: 0.71% UMB Retail Money Market at 3.71% APY, First Bank and Trust of FullertonFirst Bank and Trust of Fullerton230 Broadway St, Fullerton, NE 68638A+5.0 ★Texas Ratio: 0.00% 1stHeritage Club Money Market (HIFI) at 3.56% APY, Sun Pacific Federal Credit UnionSun Pacific Federal Credit Union1345 Old Cheney Rd, Lincoln, NE 68512 1266A+5.0 ★Texas Ratio: 3.66% Sun Fund Money Market at 3.51% APY, and Union Bank and Trust CompanyUnion Bank and Trust Company514 G Street, Pawnee City, NE 68420A+5.0 ★Texas Ratio: 0.93% Value Edge Money Market Account at 3.45% APY.

To see how these money market rates in Nebraska compare, use our comprehensive tables below for side-by-side comparisons so you can find the best yields available. Rates in Nebraska (NE) are continually updated we recommend checking back frequently.

Rates reflect recent market quotes and representative offers available to depositors in Nebraska and surrounding area. Last Updated and Verified: March 20, 2026

Nebraska Money Market Rate Trends

Compare local Nebraska MMA rate quotes against the statewide average

Weekly money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Nebraska MMA Trends →
High-Yield MMA — NE Avg
1.129%
▲ 0.446 from last week

Nebraska high-yield MMA rates rose 0.446 points this week to 1.129% APY, up from 0.683% last week.

Standard MMA — NE Avg
1.298%
▲ 0.529 from last week

Nebraska standard MMA rates rose 0.529 points this week to 1.298% APY, up from 0.768% last week.

As of Mar 20, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Compare the Best Money Market Rates Today in Nebraska

Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Meridian Trust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.55%
901 W 29th St, Scottsbluff, NE 69361
Momentum Money Market
6.00%
$0
View
▼
Rate5.84%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details

UMB Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
16929 Burke St, Omaha, NE 68118
UMB Retail Money Market
3.71%
$0
View
▼
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details

First Bank and Trust of Fullerton
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
230 Broadway St, Fullerton, NE 68638
1stHeritage Club Money Market (HIFI)
3.56%
$0
View
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details

First Bank and Trust of Fullerton
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
230 Broadway St, Fullerton, NE 68638
Money Market (HIFI)
3.56%
$0
View
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details

Sun Pacific Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.66%
1345 Old Cheney Rd, Lincoln, NE 68512 1266
Sun Fund Money Market
3.51%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details

Balance $50,000 or more

Union Bank and Trust Company
Institution Rating:
A+5.0 ★ Texas Ratio: 0.93%
514 G Street, Pawnee City, NE 68420
Value Edge Money Market Account
3.45%
$10,000
View
▼
Rate—
Min Deposit$10,000
Min Balance—
UpdatedMar 15, 2026
Details

$10,000 minimum to open

Madison County Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.99%
103 S 4th St, Albion, NE 68620
Money Market TBill Checking
3.35%
$100
View
▼
Rate3.30%
Min Deposit$100
Min Balance—
UpdatedMar 20, 2026
Details

Madison County Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.99%
103 S 4th St, Albion, NE 68620
Money Market TBill Checking Account
3.35%
$100
View
▼
Rate3.30%
Min Deposit$100
Min Balance—
UpdatedMar 20, 2026
Details

First Bank and Trust of Fullerton
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
230 Broadway St, Fullerton, NE 68638
1stHeritage Club Money Market (HIFI)
3.30%
$0
View
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details

First Bank and Trust of Fullerton
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
230 Broadway St, Fullerton, NE 68638
Money Market (HIFI)
3.30%
$0
View
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details

American National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.22%
3147 Ames Ave, Omaha, NE 68111
Personal Money Market
3.25%
$25,000
View
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMar 17, 2026
Details

New deposits only

Beverly Municipal Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.78%
7301 Pacific St, Omaha, NE 68114
Money Market
3.25%
$0
View
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details

American National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.22%
3147 Ames Ave, Omaha, NE 68111
6-month money market
3.25%
$25,000
View
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMar 17, 2026
Details

New deposits only

First Westroads Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
15750 W Dodge Rd, Omaha, NE 68118
Elite Consumer Money Market - Tier 5
3.06%
$100
View
▼
Rate3.02%
Min Deposit$100
Min Balance—
UpdatedMar 20, 2026
Details

First Westroads Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
15750 W Dodge Rd, Omaha, NE 68118
Elite Consumer Money Market - Tier 4
3.01%
$100
View
▼
Rate2.97%
Min Deposit$100
Min Balance—
UpdatedMar 20, 2026
Details

Four Points Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.10%
12240 L St, Omaha, NE 68137 2258
Prime Money Market*
3.00%
$0
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details

Beverly Municipal Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.78%
7301 Pacific St, Omaha, NE 68114
Money Market
3.00%
$0
View
▼
Rate2.97%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details

Cobalt Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.59%
15325 Weir St, Omaha, NE 68137 5061
Personal Prime Money Market Account
3.00%
$0
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details

United Republic Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.34%
111 N 181st St, Elkhorn, NE 68022
Business High Yield Money Market
3.00%
$100,000
View
▼
Rate2.96%
Min Deposit$100,000
Min Balance—
UpdatedMar 15, 2026
Details

First Westroads Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
15750 W Dodge Rd, Omaha, NE 68118
Elite Consumer Money Market - Tier 3
2.96%
$100
View
▼
Rate2.92%
Min Deposit$100
Min Balance—
UpdatedMar 20, 2026
Details

First Westroads Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
15750 W Dodge Rd, Omaha, NE 68118
Elite Consumer Money Market - Tier 2
2.91%
$100
View
▼
Rate2.87%
Min Deposit$100
Min Balance—
UpdatedMar 20, 2026
Details

Union Bank and Trust Company
Institution Rating:
A+5.0 ★ Texas Ratio: 0.93%
514 G Street, Pawnee City, NE 68420
Value Edge Money Market Account
2.83%
$1,000
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMar 15, 2026
Details

First Westroads Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
15750 W Dodge Rd, Omaha, NE 68118
Elite Consumer Money Market - Tier 1
2.81%
$100
View
▼
Rate2.78%
Min Deposit$100
Min Balance—
UpdatedMar 20, 2026
Details

Columbus Bank and Trust Company
Institution Rating:
A+5.0 ★ Texas Ratio: 3.23%
2501 13th St, Columbus, NE 68601
CBT Money Market
2.78%
$0
View
▼
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details

Madison County Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.99%
103 S 4th St, Albion, NE 68620
Money Market Savings Account
2.75%
$10
View
▼
Rate—
Min Deposit$10
Min Balance—
UpdatedMar 20, 2026
Details

Earn interest on all balances: 2.75% APY* on balances over $90,000.

Madison County Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.99%
103 S 4th St, Albion, NE 68620
Money Market Savings
2.75%
$10
View
▼
Rate2.72%
Min Deposit$10
Min Balance—
UpdatedMar 20, 2026
Details

First National Bank in Ord
Institution Rating:
A+5.0 ★ Texas Ratio: 3.31%
123 S Galway St, Greeley, NE 68842
Money Market Account 2
2.68%
$0
View
▼
Rate2.65%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details

First Nebraska Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.66%
1000 S Main St, Emerson, NE 68733
Money Market Investment Account
2.63%
$250,000
View
▼
Rate2.60%
Min Deposit$250,000
Min Balance—
UpdatedMar 16, 2026
Details

Columbus Bank and Trust Company
Institution Rating:
A+5.0 ★ Texas Ratio: 3.23%
2501 13th St, Columbus, NE 68601
CBT Money Market
2.53%
$0
View
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details

First Bank and Trust of Fullerton
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
230 Broadway St, Fullerton, NE 68638
Money Market (HIFI)
2.53%
$0
View
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details

First Bank and Trust of Fullerton
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
230 Broadway St, Fullerton, NE 68638
1stHeritage Club Money Market (HIFI)
2.53%
$0
View
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details

Bank of Prague
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
316 W Center Ave, Prague, NE 68050
Money Market Savings
2.53%
$0
View
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMar 13, 2026
Details

Beverly Municipal Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.78%
7301 Pacific St, Omaha, NE 68114
Money Market
2.50%
$0
View
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details

Sun Pacific Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.66%
1345 Old Cheney Rd, Lincoln, NE 68512 1266
Sun Fund Money Market
2.50%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details

Balance $10,000 or more

United Republic Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.34%
111 N 181st St, Elkhorn, NE 68022
Business High Yield Money Market
2.50%
$100,000
View
▼
Rate2.47%
Min Deposit$100,000
Min Balance—
UpdatedMar 15, 2026
Details

First Community Bank Beemer, NE
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
301 Main St, Bancroft, NE 68004
Insured Money Market
2.43%
$0
View
▼
Rate2.40%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details

First Nebraska Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.66%
1000 S Main St, Emerson, NE 68733
Money Market Investment Account
2.38%
$100,000
View
▼
Rate2.35%
Min Deposit$100,000
Min Balance—
UpdatedMar 16, 2026
Details

Jones Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.97%
203 S 6th St, Seward, NE 68434
Money Market Plus
2.34%
$0
View
▼
Rate2.32%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details

Premier Bank Omaha, NE
Institution Rating:
A+5.0 ★ Texas Ratio: 0.07%
16802 Burke St, Omaha, NE 68118
IRA Money Market (Traditional or Roth)
2.33%
$0
View
▼
Rate2.30%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details

Premier Bank Omaha, NE
Institution Rating:
A+5.0 ★ Texas Ratio: 0.07%
16802 Burke St, Omaha, NE 68118
Premier Money Market
2.33%
$0
View
▼
Rate2.30%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details

Union Bank and Trust Company
Institution Rating:
A+5.0 ★ Texas Ratio: 0.93%
514 G Street, Pawnee City, NE 68420
Value Edge Money Market Account
2.32%
$1,000
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMar 15, 2026
Details

Centris Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.42%
3575 L St, Omaha, NE 68107
Current Advantage Plus Money Market
2.30%
$0
View
▼
Rate2.27%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details

Centris Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.42%
3575 L St, Omaha, NE 68107
Advantage Plus Money Market
2.30%
$0
View
▼
Rate2.27%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details

West Gate Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.08%
6003 Old Cheney Rd, Lincoln, NE 68516
Money Market Accounts
2.27%
$0
View
▼
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details

United Republic Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.34%
111 N 181st St, Elkhorn, NE 68022
High Yield Money Market
2.25%
$100,000
View
▼
Rate2.23%
Min Deposit$100,000
Min Balance—
UpdatedMar 15, 2026
Details

Jones Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.97%
203 S 6th St, Seward, NE 68434
Money Market Plus
2.25%
$0
View
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details

United Republic Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.34%
111 N 181st St, Elkhorn, NE 68022
Business High Yield Money Market
2.25%
$100,000
View
▼
Rate2.23%
Min Deposit$100,000
Min Balance—
UpdatedMar 15, 2026
Details

Cattle Bank and Trust
Institution Rating:
A+5.0 ★ Texas Ratio: 0.82%
104 S 5th St, Seward, NE 68434
MONEY MARKET INVESTMENT ACCOUNTS
2.20%
$0
View
▼
Rate2.18%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details

Jones Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.97%
203 S 6th St, Seward, NE 68434
Money Market Plus
2.20%
$0
View
▼
Rate2.18%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details

Farmers and Merchants Bank Milligan, NE
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
501 Main St, Milligan, NE 68406
Money Markets money market account
2.17%
$0
View
▼
Rate2.15%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details

Farmers and Merchants Bank Milligan, NE
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
501 Main St, Milligan, NE 68406
Money Markets
2.17%
$0
View
▼
Rate2.15%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details

Centris Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.42%
3575 L St, Omaha, NE 68107
Advantage Plus Money Market
2.15%
$0
View
▼
Rate2.13%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details

Centris Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.42%
3575 L St, Omaha, NE 68107
Current Advantage Plus Money Market
2.15%
$0
View
▼
Rate2.13%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details

First Nebraska Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.66%
1000 S Main St, Emerson, NE 68733
Money Market Investment Account
2.12%
$50,000
View
▼
Rate2.10%
Min Deposit$50,000
Min Balance—
UpdatedMar 16, 2026
Details

United Republic Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.34%
111 N 181st St, Elkhorn, NE 68022
Business High Yield Money Market
2.10%
$100,000
View
▼
Rate2.08%
Min Deposit$100,000
Min Balance—
UpdatedMar 15, 2026
Details

United Republic Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.34%
111 N 181st St, Elkhorn, NE 68022
High Yield Money Market
2.10%
$100,000
View
▼
Rate2.08%
Min Deposit$100,000
Min Balance—
UpdatedMar 15, 2026
Details

Union Bank and Trust Company
Institution Rating:
A+5.0 ★ Texas Ratio: 0.93%
514 G Street, Pawnee City, NE 68420
Value Edge Money Market Account
2.08%
$1,000
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMar 15, 2026
Details

Jones Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.97%
203 S 6th St, Seward, NE 68434
Money Market Plus
2.05%
$0
View
▼
Rate2.03%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details

First Westroads Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
15750 W Dodge Rd, Omaha, NE 68118
Consumer Money Market - Tier 4
2.05%
$100
View
▼
Rate2.03%
Min Deposit$100
Min Balance—
UpdatedMar 20, 2026
Details

Access Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.13%
7223 S 84th St, La Vista, NE 68128
Business Money Market
2.05%
$0
View
▼
Rate2.03%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details

Access Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.13%
7223 S 84th St, La Vista, NE 68128
ACCESS Money Market
2.05%
$0
View
▼
Rate2.03%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details

Farmers and Merchants Bank Milligan, NE
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
501 Main St, Milligan, NE 68406
Money Markets money market account
2.02%
$0
View
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details

Centris Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.42%
3575 L St, Omaha, NE 68107
Advantage Plus Money Market
2.00%
$0
View
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details

Centris Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.42%
3575 L St, Omaha, NE 68107
Current Advantage Plus Money Market
2.00%
$0
View
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details

First Lincoln Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.83%
5730 R ST STE A, Lincoln, NE 68505 2309
Money Market Plus Savings Account
2.00%
$0
View
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details

$5,000.00 MINIMUM

Meridian Trust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.55%
901 W 29th St, Scottsbluff, NE 69361
Money Market and IRA Money Market Accounts
2.00%
$0
View
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details

Four Points Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.10%
12240 L St, Omaha, NE 68137 2258
High Yield Money Market
1.80%
$0
View
▼
Rate1.79%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details

Sun Pacific Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.66%
1345 Old Cheney Rd, Lincoln, NE 68512 1266
Sun Fund Money Market
1.80%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details

Balance $5,000 to less than $10,000

First Lincoln Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.83%
5730 R ST STE A, Lincoln, NE 68505 2309
Money Market Plus Savings Account
1.75%
$0
View
▼
Rate1.74%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details

$5,000.00 MINIMUM

Centris Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.42%
3575 L St, Omaha, NE 68107
Current Advantage Plus Money Market
1.75%
$0
View
▼
Rate1.73%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details

Centris Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.42%
3575 L St, Omaha, NE 68107
Advantage Plus Money Market
1.75%
$0
View
▼
Rate1.73%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details

First Lincoln Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.83%
5730 R ST STE A, Lincoln, NE 68505 2309
Money Market Plus Savings Account
1.50%
$0
View
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details

$5,000.00 MINIMUM

Centris Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.42%
3575 L St, Omaha, NE 68107
Advantage Plus Money Market
1.50%
$0
View
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details

Centris Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.42%
3575 L St, Omaha, NE 68107
Current Advantage Plus Money Market
1.50%
$0
View
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details

Beverly Municipal Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.78%
7301 Pacific St, Omaha, NE 68114
Money Market
1.50%
$0
View
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details

Centris Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.42%
3575 L St, Omaha, NE 68107
Current Advantage Money Market
1.40%
$0
View
▼
Rate1.39%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details

Centris Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.42%
3575 L St, Omaha, NE 68107
Advantage Money Market
1.40%
$0
View
▼
Rate1.39%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details

Four Points Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.10%
12240 L St, Omaha, NE 68137 2258
High Yield Money Market
1.30%
$0
View
▼
Rate1.29%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details

Union Pacific Streamliner Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.76%
1400 Douglas St, Omaha, NE 68179
Money Market Savings - Tier V
1.26%
$0
View
▼
Rate1.25%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details

Holyoke Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.92%
517 Broadway, Imperial, NE 69033 3119
Money Market
1.26%
$0
View
▼
Rate1.25%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details

First Lincoln Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.83%
5730 R ST STE A, Lincoln, NE 68505 2309
Money Market Plus Savings Account
1.25%
$0
View
▼
Rate1.24%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details

$5,000.00 MINIMUM

Siouxland Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.96%
3000 Plaza Dr, South Sioux City, NE 68776
Money Market
1.25%
$1,000
View
▼
Rate1.25%
Min Deposit$1,000
Min Balance—
UpdatedMar 15, 2026
Details

Holyoke Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.92%
517 Broadway, Imperial, NE 69033 3119
Money Market
1.11%
$0
View
▼
Rate1.10%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details

Four Points Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.10%
12240 L St, Omaha, NE 68137 2258
High Yield Money Market
1.10%
$0
View
▼
Rate1.09%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Nebraska and the surrounding area.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.

Methodology & Data Sources

Direct-Sourced & Verified Money Market Rate Data: We aggregate money market account rates for Nebraska directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Nebraska. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in NE.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.

Frequently Asked Questions about Money Market Accounts in Nebraska

What is a Money Market Account (MMA)?

A Money Market Account (MMA) is a type of savings account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in Nebraska.

Are Money Market accounts in Nebraska safe?

Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Nebraska up to $250,000 per depositor, per institution.

How often do MMA rates change in Nebraska?

Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Nebraska rate tables daily to ensure you see the most current high-yield options.

Can I write checks from a Money Market Account?

Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.

Best Money Market Rates in Nebraska

Here are some of the highest money market account APYs currently available in Nebraska:
  • Meridian Trust Federal Credit Union
    Momentum Money Market — 6.00% APY
  • UMB Bank
    UMB Retail Money Market — 3.71% APY
  • First Bank and Trust of Fullerton
    1stHeritage Club Money Market (HIFI) — 3.56% APY
  • Sun Pacific Federal Credit Union
    Sun Fund Money Market — 3.51% APY
  • Union Bank and Trust Company
    Value Edge Money Market Account — 3.45% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Nebraska. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: March 20, 2026

Nebraska Rates & Resources

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Cities in Nebraska

  • Abie
  • Adams
  • Ainsworth
  • Albion
  • Alda
  • Alexandria
  • Allen
  • Alliance
  • Alma
  • Alvo
  • Amelia
  • Ames
  • Amherst
  • Angora
  • Anselmo
  • Ansley
  • Arapahoe
  • Arcadia
  • Archer
  • Arlington
  • Arnold
  • Arthur
  • Ashby
  • Ashland
  • Ashton
  • Atkinson
  • Atlanta
  • Auburn
  • Aurora
  • Avoca
  • Axtell
  • Ayr
  • Bancroft
  • Barneston
  • Bartlett
  • Bartley
  • Bassett
  • Battle Creek
  • Bayard
  • Beatrice
  • Beaver City
  • Beaver Crossing
  • Bee
  • Beemer
  • Belden
  • Belgrade
  • Bellevue
  • Bellwood
  • Belvidere
  • Benedict
  • Benkelman
  • Bennet
  • Bennington
  • Bertrand
  • Berwyn
  • Big Springs
  • Bingham
  • Bladen
  • Blair
  • Bloomfield
  • Bloomington
  • Blue Hill
  • Blue Springs
  • Boelus
  • Boys Town
  • Bradshaw
  • Brady
  • Brainard
  • Brewster
  • Bridgeport
  • Bristow
  • Broadwater
  • Brock
  • Broken Bow
  • Brownville
  • Brule
  • Bruning
  • Bruno
  • Brunswick
  • Burchard
  • Burr
  • Burwell
  • Bushnell
  • Butte
  • Byron
  • Cairo
  • Callaway
  • Cambridge
  • Campbell
  • Carleton
  • Carroll
  • Cedar Bluffs
  • Cedar Creek
  • Cedar Rapids
  • Center
  • Central City
  • Ceresco
  • Chadron
  • Chambers
  • Champion
  • Chapman
  • Chappell
  • Chester
  • Clarks
  • Clarkson
  • Clatonia
  • Clay Center
  • Clearwater
  • Cody
  • Coleridge
  • Colon
  • Columbus
  • Comstock
  • Concord
  • Cook
  • Cordova
  • Cortland
  • Cozad
  • Crab Orchard
  • Craig
  • Crawford
  • Creighton
  • Creston
  • Crete
  • Crofton
  • Crookston
  • Culbertson
  • Curtis
  • Dakota City
  • Dalton
  • Danbury
  • Dannebrog
  • Davenport
  • Davey
  • David City
  • Dawson
  • Daykin
  • De Witt
  • Decatur
  • Denton
  • Deshler
  • Deweese
  • Dickens
  • Diller
  • Dix
  • Dixon
  • Dodge
  • Doniphan
  • Dorchester
  • Douglas
  • Du Bois
  • Dunbar
  • Duncan
  • Dunning
  • Dwight
  • Eagle
  • Eddyville
  • Edgar
  • Edison
  • Elba
  • Elgin
  • Elk Creek
  • Elkhorn
  • Ellsworth
  • Elm Creek
  • Elmwood
  • Elsie
  • Elsmere
  • Elwood
  • Elyria
  • Emerson
  • Emmet
  • Enders
  • Endicott
  • Ericson
  • Eustis
  • Ewing
  • Exeter
  • Fairbury
  • Fairfield
  • Fairmont
  • Falls City
  • Farnam
  • Farwell
  • Filley
  • Firth
  • Fordyce
  • Fort Calhoun
  • Foster
  • Franklin
  • Fremont
  • Friend
  • Fullerton
  • Funk
  • Garland
  • Geneva
  • Genoa
  • Gering
  • Gibbon
  • Gilead
  • Giltner
  • Glenvil
  • Goehner
  • Gordon
  • Gothenburg
  • Grafton
  • Grand Island
  • Grant
  • Greeley
  • Greenwood
  • Gresham
  • Gretna
  • Guide Rock
  • Gurley
  • Hadar
  • Haigler
  • Hallam
  • Halsey
  • Hamlet
  • Hampton
  • Hardy
  • Harrisburg
  • Harrison
  • Hartington
  • Harvard
  • Hastings
  • Hay Springs
  • Hayes Center
  • Hazard
  • Heartwell
  • Hebron
  • Hemingford
  • Henderson
  • Hendley
  • Henry
  • Herman
  • Hershey
  • Hickman
  • Hildreth
  • Holbrook
  • Holdrege
  • Holmesville
  • Holstein
  • Homer
  • Hooper
  • Hordville
  • Hoskins
  • Howells
  • Hubbard
  • Hubbell
  • Humboldt
  • Humphrey
  • Hyannis
  • Imperial
  • Inavale
  • Indianola
  • Inland
  • Inman
  • Ithaca
  • Jackson
  • Jansen
  • Johnson
  • Johnstown
  • Juniata
  • Kearney
  • Kenesaw
  • Kennard
  • Keystone
  • Kilgore
  • Kimball
  • La Vista
  • Lakeside
  • Laurel
  • Lawrence
  • Lebanon
  • Leigh
  • Lemoyne
  • Leshara
  • Lewellen
  • Lewiston
  • Lexington
  • Liberty
  • Lincoln
  • Lindsay
  • Linwood
  • Lisco
  • Litchfield
  • Lodgepole
  • Long Pine
  • Loomis
  • Lorton
  • Louisville
  • Loup City
  • Lyman
  • Lynch
  • Lyons
  • Macy
  • Madison
  • Madrid
  • Magnet
  • Malcolm
  • Malmo
  • Manley
  • Marquette
  • Marsland
  • Martell
  • Martin
  • Maskell
  • Mason City
  • Max
  • Maxwell
  • Maywood
  • McCook
  • McCool Junction
  • Mcgrew
  • Mclean
  • Mead
  • Meadow Grove
  • Melbeta
  • Memphis
  • Merna
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  • Milford
  • Miller
  • Milligan
  • Mills
  • Minatare
  • Minden
  • Mitchell
  • Monroe
  • Moorefield
  • Morrill
  • Morse Bluff
  • Mullen
  • Murdock
  • Murray
  • Naper
  • Naponee
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  • Nehawka
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  • Newport
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  • Oneill
  • Ong
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  • Ord
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  • Osceola
  • Oshkosh
  • Osmond
  • Otoe
  • Overton
  • Oxford
  • Page
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  • Palmer
  • Palmyra
  • Panama
  • Papillion
  • Parks
  • Pawnee City
  • Paxton
  • Pender
  • Peru
  • Petersburg
  • Phillips
  • Pickrell
  • Pierce
  • Pilger
  • Pine Bluffs
  • Plainview
  • Platte Center
  • Plattsmouth
  • Pleasant Dale
  • Pleasanton
  • Plymouth
  • Polk
  • Ponca
  • Potter
  • Prague
  • Primrose
  • Purdum
  • Ragan
  • Randolph
  • Ravenna
  • Raymond
  • Red Cloud
  • Republican City
  • Reynolds
  • Richfield
  • Rising City
  • Riverdale
  • Riverton
  • Roca
  • Rockville
  • Rogers
  • Rosalie
  • Rose
  • Roseland
  • Royal
  • Rulo
  • Rushville
  • Ruskin
  • Saint Edward
  • Saint Helena
  • Saint Libory
  • Saint Paul
  • Salem
  • Sargent
  • Saronville
  • Schuyler
  • Scotia
  • Scottsbluff
  • Scribner
  • Seneca
  • Seward
  • Shelby
  • Shelton
  • Shickley
  • Shubert
  • Sidney
  • Silver Creek
  • Smithfield
  • Snyder
  • South Bend
  • South Sioux City
  • Spalding
  • Sparks
  • Spencer
  • Sprague
  • Springfield
  • Springview
  • St Columbans
  • Stamford
  • Stanton
  • Staplehurst
  • Stapleton
  • Steele City
  • Steinauer
  • Stella
  • Sterling
  • Stockville
  • Strang
  • Stratton
  • Stromsburg
  • Stuart
  • Sumner
  • Superior
  • Surprise
  • Sutherland
  • Sutton
  • Swanton
  • Syracuse
  • Table Rock
  • Talmage
  • Taylor
  • Tecumseh
  • Tekamah
  • Thedford
  • Thurston
  • Tilden
  • Tobias
  • Trenton
  • Trumbull
  • Tryon
  • Uehling
  • Ulysses
  • Unadilla
  • Union
  • Upland
  • Utica
  • Valentine
  • Valley
  • Valparaiso
  • Venango
  • Verdel
  • Verdigre
  • Verdon
  • Virginia
  • Waco
  • Wahoo
  • Wakefield
  • Wallace
  • Walthill
  • Walton
  • Washington
  • Waterbury
  • Waterloo
  • Wauneta
  • Wausa
  • Waverly
  • Wayne
  • Weeping Water
  • Weissert
  • Wellfleet
  • West Point
  • Western
  • Westerville
  • Weston
  • Whiteclay
  • Whitman
  • Whitney
  • Wilber
  • Wilcox
  • Willow Island
  • Wilsonville
  • Winnebago
  • Winnetoon
  • Winside
  • Winslow
  • Wisner
  • Wolbach
  • Wood Lake
  • Wood River
  • Wymore
  • Wynot
  • York
  • Yutan