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Nebraska MMA Rate Trends

Best Money Market Rates in Omaha, Nebraska (NE) - March 2026

Content reviewed by
Brian McKay Brian McKay
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Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Last Updated: March 28, 2026

Current Omaha, Nebraska and the surrounding area money market rates include Meridian Trust Federal Credit UnionMeridian Trust Federal Credit Union901 W 29th St, Scottsbluff, NE 69361A+5.0 ★Texas Ratio: 3.55% Momentum Money Market at 6.00% APY, UMB BankUMB Bank16929 Burke St, Omaha, NE 68118A+5.0 ★Texas Ratio: 0.71% UMB Retail Money Market at 3.71% APY, First Bank and Trust of FullertonFirst Bank and Trust of Fullerton230 Broadway St, Fullerton, NE 68638A+5.0 ★Texas Ratio: 0.00% 1stHeritage Club Money Market (HIFI) at 3.56% APY, Union Bank and Trust CompanyUnion Bank and Trust Company2720 S 177th St, Omaha, NE 68130A+5.0 ★Texas Ratio: 0.93% Value Edge Money Market Account at 3.45% APY, and American National BankAmerican National Bank3147 Ames Ave, Omaha, NE 68111A+5.0 ★Texas Ratio: 4.22% Personal Money Market at 3.25% APY. Money market rates as of March 28, 2026 according to verified data from MonitorBankRates.

To see how these money market rates in Omaha, Nebraska and the surrounding area compare, use our comprehensive tables below for side-by-side comparisons so you can find the best yields available. Rates in Omaha, Nebraska (NE) are continually updated we recommend checking back frequently.

Rates reflect recent market quotes and representative offers available to depositors in Omaha, Nebraska and surrounding area. Last Updated and Verified: March 28, 2026

Compare the Best Money Market Rates Today in Omaha, Nebraska & the Surrounding Area

Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
UMB Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
16929 Burke St, Omaha, NE 68118
UMB Retail Money Market
3.71%
$0
View
▼
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details

Union Bank and Trust Company
Institution Rating:
A+5.0 ★ Texas Ratio: 0.93%
2720 S 177th St, Omaha, NE 68130
Value Edge Money Market Account
3.45%
$10,000
View
▼
Rate—
Min Deposit$10,000
Min Balance—
UpdatedMar 22, 2026
Details

$10,000 minimum to open

Beverly Municipal Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.78%
7301 Pacific St, Omaha, NE 68114
Money Market
3.25%
$0
View
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details

American National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.22%
3147 Ames Ave, Omaha, NE 68111
Personal Money Market
3.25%
$25,000
View
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMar 25, 2026
Details

New deposits only.

American National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.22%
3147 Ames Ave, Omaha, NE 68111
6-month money market
3.25%
$25,000
View
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMar 25, 2026
Details

New deposits only

First Westroads Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
15750 W Dodge Rd, Omaha, NE 68118
Elite Consumer Money Market - Tier 5
3.06%
$100
View
▼
Rate3.02%
Min Deposit$100
Min Balance—
UpdatedMar 26, 2026
Details

First Westroads Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
15750 W Dodge Rd, Omaha, NE 68118
Elite Consumer Money Market - Tier 4
3.01%
$100
View
▼
Rate2.97%
Min Deposit$100
Min Balance—
UpdatedMar 26, 2026
Details

Four Points Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.10%
12240 L St, Omaha, NE 68137 2258
Prime Money Market*
3.00%
$0
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMar 23, 2026
Details

Beverly Municipal Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.78%
7301 Pacific St, Omaha, NE 68114
Money Market
3.00%
$0
View
▼
Rate2.97%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details

Cobalt Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.59%
15325 Weir St, Omaha, NE 68137 5061
Personal Prime Money Market Account
3.00%
$0
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details

United Republic Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.34%
111 North 181st Street, Omaha, NE 68118
Business High Yield Money Market
3.00%
$100,000
View
▼
Rate2.96%
Min Deposit$100,000
Min Balance—
UpdatedMar 22, 2026
Details

First Westroads Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
15750 W Dodge Rd, Omaha, NE 68118
Elite Consumer Money Market - Tier 3
2.96%
$100
View
▼
Rate2.92%
Min Deposit$100
Min Balance—
UpdatedMar 26, 2026
Details

First Westroads Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
15750 W Dodge Rd, Omaha, NE 68118
Elite Consumer Money Market - Tier 2
2.91%
$100
View
▼
Rate2.87%
Min Deposit$100
Min Balance—
UpdatedMar 26, 2026
Details

Union Bank and Trust Company
Institution Rating:
A+5.0 ★ Texas Ratio: 0.93%
2720 S 177th St, Omaha, NE 68130
Value Edge Money Market Account
2.83%
$1,000
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMar 22, 2026
Details

First Westroads Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
15750 W Dodge Rd, Omaha, NE 68118
Elite Consumer Money Market - Tier 1
2.81%
$100
View
▼
Rate2.78%
Min Deposit$100
Min Balance—
UpdatedMar 26, 2026
Details

United Republic Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.34%
111 North 181st Street, Omaha, NE 68118
Business High Yield Money Market
2.50%
$100,000
View
▼
Rate2.47%
Min Deposit$100,000
Min Balance—
UpdatedMar 22, 2026
Details

Beverly Municipal Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.78%
7301 Pacific St, Omaha, NE 68114
Money Market
2.50%
$0
View
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details

Premier Bank Omaha, NE
Institution Rating:
A+5.0 ★ Texas Ratio: 0.07%
16802 Burke St, Omaha, NE 68118
IRA Money Market
2.33%
$0
View
▼
Rate2.30%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details

Premier Bank Omaha, NE
Institution Rating:
A+5.0 ★ Texas Ratio: 0.07%
16802 Burke St, Omaha, NE 68118
Premier Money Market*
2.33%
$0
View
▼
Rate2.30%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details

Union Bank and Trust Company
Institution Rating:
A+5.0 ★ Texas Ratio: 0.93%
2720 S 177th St, Omaha, NE 68130
Value Edge Money Market Account
2.32%
$1,000
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMar 22, 2026
Details

Centris Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.42%
3575 L St, Omaha, NE 68107
Advantage Plus Money Market
2.30%
$0
View
▼
Rate2.27%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details

Centris Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.42%
3575 L St, Omaha, NE 68107
Current Advantage Plus Money Market
2.30%
$0
View
▼
Rate2.27%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details

West Gate Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.08%
1020 S 179th Ct, Omaha, NE 68118
Money Market Accounts
2.27%
$0
View
▼
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details

Metro Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.41%
14509 F St, Omaha, NE 68137 1054
Money Market
2.25%
$0
View
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details

Metro Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.41%
14509 F St, Omaha, NE 68137 1054
High Yield Money Market*
2.25%
$0
View
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details

United Republic Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.34%
111 North 181st Street, Omaha, NE 68118
High Yield Money Market
2.25%
$100,000
View
▼
Rate2.23%
Min Deposit$100,000
Min Balance—
UpdatedMar 22, 2026
Details

United Republic Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.34%
111 North 181st Street, Omaha, NE 68118
Business High Yield Money Market
2.25%
$100,000
View
▼
Rate2.23%
Min Deposit$100,000
Min Balance—
UpdatedMar 22, 2026
Details

Centris Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.42%
3575 L St, Omaha, NE 68107
Current Advantage Plus Money Market
2.15%
$0
View
▼
Rate2.13%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details

Centris Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.42%
3575 L St, Omaha, NE 68107
Advantage Plus Money Market
2.15%
$0
View
▼
Rate2.13%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details

United Republic Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.34%
111 North 181st Street, Omaha, NE 68118
High Yield Money Market
2.10%
$100,000
View
▼
Rate2.08%
Min Deposit$100,000
Min Balance—
UpdatedMar 22, 2026
Details

United Republic Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.34%
111 North 181st Street, Omaha, NE 68118
Business High Yield Money Market
2.10%
$100,000
View
▼
Rate2.08%
Min Deposit$100,000
Min Balance—
UpdatedMar 22, 2026
Details

Union Bank and Trust Company
Institution Rating:
A+5.0 ★ Texas Ratio: 0.93%
2720 S 177th St, Omaha, NE 68130
Value Edge Money Market Account
2.08%
$1,000
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMar 22, 2026
Details

First Westroads Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
15750 W Dodge Rd, Omaha, NE 68118
Consumer Money Market - Tier 4
2.05%
$100
View
▼
Rate2.03%
Min Deposit$100
Min Balance—
UpdatedMar 26, 2026
Details

Access Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.13%
1941 S 42nd St, Omaha, NE 68105
Business Money Market
2.05%
$0
View
▼
Rate2.03%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details

Access Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.13%
1941 S 42nd St, Omaha, NE 68105
ACCESS Money Market
2.05%
$0
View
▼
Rate2.03%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details

West Gate Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.08%
1020 S 179th Ct, Omaha, NE 68118
Money Market Accounts
2.02%
$0
View
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details

Centris Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.42%
3575 L St, Omaha, NE 68107
Advantage Plus Money Market
2.00%
$0
View
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details

Metro Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.41%
14509 F St, Omaha, NE 68137 1054
Money Market
2.00%
$0
View
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details

Centris Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.42%
3575 L St, Omaha, NE 68107
Current Advantage Plus Money Market
2.00%
$0
View
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details

United Republic Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.34%
111 North 181st Street, Omaha, NE 68118
Business High Yield Money Market
2.00%
$100,000
View
▼
Rate1.98%
Min Deposit$100,000
Min Balance—
UpdatedMar 22, 2026
Details

United Republic Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.34%
111 North 181st Street, Omaha, NE 68118
High Yield Money Market
2.00%
$100,000
View
▼
Rate1.98%
Min Deposit$100,000
Min Balance—
UpdatedMar 22, 2026
Details

Union Bank and Trust Company
Institution Rating:
A+5.0 ★ Texas Ratio: 0.93%
2720 S 177th St, Omaha, NE 68130
Value Edge Money Market Account
1.82%
$1,000
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMar 22, 2026
Details

Premier Bank Omaha, NE
Institution Rating:
A+5.0 ★ Texas Ratio: 0.07%
16802 Burke St, Omaha, NE 68118
Premier Money Market*
1.82%
$0
View
▼
Rate1.80%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details

Premier Bank Omaha, NE
Institution Rating:
A+5.0 ★ Texas Ratio: 0.07%
16802 Burke St, Omaha, NE 68118
IRA Money Market
1.82%
$0
View
▼
Rate1.80%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details

Four Points Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.10%
12240 L St, Omaha, NE 68137 2258
High Yield Money Market
1.80%
$0
View
▼
Rate1.79%
Min Deposit$0
Min Balance—
UpdatedMar 23, 2026
Details

Centris Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.42%
3575 L St, Omaha, NE 68107
Advantage Plus Money Market
1.75%
$0
View
▼
Rate1.73%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details

Centris Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.42%
3575 L St, Omaha, NE 68107
Current Advantage Plus Money Market
1.75%
$0
View
▼
Rate1.73%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details

Metro Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.41%
14509 F St, Omaha, NE 68137 1054
Money Market
1.75%
$0
View
▼
Rate1.74%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details

Access Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.13%
1941 S 42nd St, Omaha, NE 68105
ACCESS Money Market
1.75%
$0
View
▼
Rate1.74%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details

Access Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.13%
1941 S 42nd St, Omaha, NE 68105
Business Money Market
1.75%
$0
View
▼
Rate1.74%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details

First Westroads Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
15750 W Dodge Rd, Omaha, NE 68118
Consumer Money Market - Tier 3
1.70%
$100
View
▼
Rate1.69%
Min Deposit$100
Min Balance—
UpdatedMar 26, 2026
Details

West Gate Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.08%
1020 S 179th Ct, Omaha, NE 68118
Money Market Accounts
1.51%
$0
View
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details

Centris Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.42%
3575 L St, Omaha, NE 68107
Current Advantage Plus Money Market
1.50%
$0
View
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details

Beverly Municipal Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.78%
7301 Pacific St, Omaha, NE 68114
Money Market
1.50%
$0
View
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details

Centris Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.42%
3575 L St, Omaha, NE 68107
Advantage Plus Money Market
1.50%
$0
View
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details

First State Bank Nebraska
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
6457 Frances St, Omaha, NE 68106
Money Market Savings Account
1.50%
$2,500
View
▼
Rate1.49%
Min Deposit$2,500
Min Balance—
UpdatedMar 24, 2026
Details

United Republic Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.34%
111 North 181st Street, Omaha, NE 68118
High Yield Money Market
1.50%
$100,000
View
▼
Rate1.49%
Min Deposit$100,000
Min Balance—
UpdatedMar 22, 2026
Details

United Republic Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.34%
111 North 181st Street, Omaha, NE 68118
Business High Yield Money Market
1.50%
$100,000
View
▼
Rate1.49%
Min Deposit$100,000
Min Balance—
UpdatedMar 22, 2026
Details

Access Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.13%
1941 S 42nd St, Omaha, NE 68105
Business Money Market
1.50%
$0
View
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details

Access Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.13%
1941 S 42nd St, Omaha, NE 68105
ACCESS Money Market
1.50%
$0
View
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details

First State Bank Nebraska
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
6457 Frances St, Omaha, NE 68106
Money Market Account
1.50%
$2,500
View
▼
Rate1.49%
Min Deposit$2,500
Min Balance—
UpdatedMar 24, 2026
Details

Centris Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.42%
3575 L St, Omaha, NE 68107
Advantage Money Market
1.40%
$0
View
▼
Rate1.39%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details

Centris Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.42%
3575 L St, Omaha, NE 68107
Current Advantage Money Market
1.40%
$0
View
▼
Rate1.39%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details

Access Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.13%
1941 S 42nd St, Omaha, NE 68105
ACCESS Money Market
1.35%
$0
View
▼
Rate1.34%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details

Access Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.13%
1941 S 42nd St, Omaha, NE 68105
Business Money Market
1.35%
$0
View
▼
Rate1.34%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details

Four Points Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.10%
12240 L St, Omaha, NE 68137 2258
High Yield Money Market
1.30%
$0
View
▼
Rate1.29%
Min Deposit$0
Min Balance—
UpdatedMar 23, 2026
Details

Union Pacific Streamliner Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.76%
1400 Douglas St, Omaha, NE 68179
Money Market Savings - Tier V
1.26%
$0
View
▼
Rate1.25%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details

Access Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.13%
1941 S 42nd St, Omaha, NE 68105
Business Money Market
1.25%
$0
View
▼
Rate1.24%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details

Access Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.13%
1941 S 42nd St, Omaha, NE 68105
ACCESS Money Market
1.25%
$0
View
▼
Rate1.24%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details

Union Bank and Trust Company
Institution Rating:
A+5.0 ★ Texas Ratio: 0.93%
2720 S 177th St, Omaha, NE 68130
Value Edge Money Market Account
1.24%
$1,000
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMar 22, 2026
Details

Four Points Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.10%
12240 L St, Omaha, NE 68137 2258
High Yield Money Market
1.10%
$0
View
▼
Rate1.09%
Min Deposit$0
Min Balance—
UpdatedMar 23, 2026
Details

Union Pacific Streamliner Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.76%
1400 Douglas St, Omaha, NE 68179
Money Market Savings - Tier IV
1.01%
$0
View
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details

Metro Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.41%
14509 F St, Omaha, NE 68137 1054
Money Market
1.00%
$0
View
▼
Rate0.99%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details

First Westroads Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
15750 W Dodge Rd, Omaha, NE 68118
Consumer Money Market - Tier 2
1.00%
$100
View
▼
Rate1.00%
Min Deposit$100
Min Balance—
UpdatedMar 26, 2026
Details

Access Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.13%
1941 S 42nd St, Omaha, NE 68105
Business Money Market
1.00%
$0
View
▼
Rate0.99%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details

United Republic Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.34%
111 North 181st Street, Omaha, NE 68118
Business Money Market
1.00%
$1,000
View
▼
Rate1.00%
Min Deposit$1,000
Min Balance—
UpdatedMar 22, 2026
Details

United Republic Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.34%
111 North 181st Street, Omaha, NE 68118
Money Market
1.00%
$1,000
View
▼
Rate1.00%
Min Deposit$1,000
Min Balance—
UpdatedMar 22, 2026
Details

Centris Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.42%
3575 L St, Omaha, NE 68107
Current Advantage Money Market
0.95%
$0
View
▼
Rate0.95%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details

Centris Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.42%
3575 L St, Omaha, NE 68107
Advantage Money Market
0.95%
$0
View
▼
Rate0.95%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details

Centris Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.42%
3575 L St, Omaha, NE 68107
Current Advantage Money Market
0.90%
$0
View
▼
Rate0.90%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details

Centris Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.42%
3575 L St, Omaha, NE 68107
Advantage Money Market
0.90%
$0
View
▼
Rate0.90%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details

Centris Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.42%
3575 L St, Omaha, NE 68107
Current Advantage Money Market
0.85%
$0
View
▼
Rate0.85%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details

Centris Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.42%
3575 L St, Omaha, NE 68107
Advantage Money Market
0.85%
$0
View
▼
Rate0.85%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details

Omaha Douglas Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.30%
8251 W Center Rd, Omaha, NE 68124
Money Market Accounts
0.68%
$0
View
▼
Rate0.80%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details

Omaha Douglas Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.30%
8251 W Center Rd, Omaha, NE 68124
Money Market Accounts
0.60%
$0
View
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details

Union Pacific Streamliner Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.76%
1400 Douglas St, Omaha, NE 68179
Money Market Savings - Tier III
0.55%
$0
View
▼
Rate0.55%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details

Four Points Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.10%
12240 L St, Omaha, NE 68137 2258
High Yield Money Market
0.55%
$0
View
▼
Rate0.55%
Min Deposit$0
Min Balance—
UpdatedMar 23, 2026
Details

Union Pacific Streamliner Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.76%
1400 Douglas St, Omaha, NE 68179
Money Market Savings - Tier II
0.45%
$0
View
▼
Rate0.45%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details

Union Pacific Streamliner Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.76%
1400 Douglas St, Omaha, NE 68179
Money Market Savings - Tier I
0.35%
$0
View
▼
Rate0.35%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details

Greenwich Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.08%
7301 Pacific St # 7305, Omaha, NE 68114
Money Markets
0.30%
$0
View
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details

Cobalt Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.59%
15325 Weir St, Omaha, NE 68137 5061
IRA Money Market Account
0.25%
$0
View
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details

Greenwich Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.08%
7301 Pacific St # 7305, Omaha, NE 68114
Money Markets
0.25%
$0
View
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details

Cobalt Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.59%
15325 Weir St, Omaha, NE 68137 5061
Personal Money Market Account
0.25%
$0
View
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details

First Nebraska Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.07%
4740 S 48th St, Omaha, NE 68117
Money Market Checking
0.20%
$0
View
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedMar 23, 2026
Details

Greenwich Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.08%
7301 Pacific St # 7305, Omaha, NE 68114
Money Markets
0.20%
$0
View
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details

Cobalt Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.59%
15325 Weir St, Omaha, NE 68137 5061
IRA Money Market Account
0.20%
$0
View
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details

Cobalt Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.59%
15325 Weir St, Omaha, NE 68137 5061
Personal Money Market Account
0.20%
$0
View
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details

Four Points Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.10%
12240 L St, Omaha, NE 68137 2258
Prime Money Market*
0.20%
$0
View
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedMar 23, 2026
Details

Meridian Trust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.55%
901 W 29th St, Scottsbluff, NE 69361
Momentum Money Market
6.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details

Qualifying balance up to $2,000.00

First Bank and Trust of Fullerton
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
230 Broadway St, Fullerton, NE 68638
1stHeritage Club Money Market (HIFI)
3.56%
$0
View
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMar 23, 2026
Details

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Omaha, Nebraska and the surrounding area.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.

Omaha, NE Money Market Rate Trends

Compare local Omaha, NE MMA rate quotes against the statewide average

Weekly money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Nebraska MMA Trends →
High-Yield MMA — NE Avg
1.265%
▼ 0.285 from last week

Nebraska high-yield MMA rates fell 0.285 points this week to 1.265% APY, down from 1.550% last week.

Standard MMA — NE Avg
1.354%
▲ 0.554 from last week

Nebraska standard MMA rates rose 0.554 points this week to 1.354% APY, up from 0.800% last week.

As of Mar 29, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Direct-Sourced & Verified Money Market Rate Data: We aggregate money market account rates for Omaha, Nebraska directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Omaha, Nebraska. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in NE.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.

Frequently Asked Questions about Money Market Accounts in Omaha, Nebraska

What is a Money Market Account (MMA)?

A Money Market Account (MMA) is a type of savings account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in Nebraska.

Are Money Market accounts in Omaha, Nebraska safe?

Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Nebraska up to $250,000 per depositor, per institution.

How often do MMA rates change in Omaha, Nebraska?

Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Nebraska rate tables daily to ensure you see the most current high-yield options.

Can I write checks from a Money Market Account?

Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.

Best Money Market Rates in Omaha, Nebraska

Here are some of the highest money market account APYs currently available in Omaha, Nebraska and the surrounding area:
  • Meridian Trust Federal Credit Union
    Momentum Money Market — 6.00% APY
  • UMB Bank
    UMB Retail Money Market — 3.71% APY
  • First Bank and Trust of Fullerton
    1stHeritage Club Money Market (HIFI) — 3.56% APY
  • Union Bank and Trust Company
    Value Edge Money Market Account — 3.45% APY
  • American National Bank
    Personal Money Market — 3.25% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Omaha, Nebraska. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: March 28, 2026

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