Best Personal Loan Rates in Omaha, Nebraska - July 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
- Location-Based Rate Tables
- Bank & Credit Union Health Safety Ratings
- Bank & Credit Union Star Ratings
- Finance Calculators
Current personal loan options available to borrowers in Omaha, Nebraska include: Metro Federal Credit UnionMetro Federal Credit Union14509 F St, Omaha, NE, 68137 1054A+5.0 ★Texas Ratio: 1.31% offering 48 Month or Less* Loan at 5.00% APR, Cobalt Federal Credit UnionCobalt Federal Credit Union15325 Weir St, Omaha, NE, 68137 5061A5.0 ★Texas Ratio: 6.75% offering New 2026 & New or Used 2025 Loan at 6.09% APR, Omaha Douglas Federal Credit UnionOmaha Douglas Federal Credit Union8251 W Center Rd, Omaha, NE, 68124A+5.0 ★Texas Ratio: 3.22% offering Vacation Loans at 6.99% APR, Liberty First Credit UnionLiberty First Credit Union5011 S 108th St, Omaha, NE, 68137A5.0 ★Texas Ratio: 6.97% offering Personal Loans at 7.68% APR, and Gallup Federal Credit UnionGallup Federal Credit Union1001 Gallup Dr, Omaha, NE, 68102A+5.0 ★Texas Ratio: 0.54% offering Personal Loan at 8.99% APR. Personal loan rates as of June 26, 2026 according to verified data from MonitorBankRates.
Omaha has 11 local institutions in our database, with personal loan rates as low as 5.00% APR from Metro Federal Credit Union at 14509 F St, Omaha, NE, 68137 1054. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Omaha, Nebraska.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Omaha, Nebraska. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: June 26, 2026
Omaha Personal Loan Rates
No additional details available.
No additional details available.
As Low As; Loyalty APR: 5.59%
As Low As; Loyalty APR: 5.79%
No additional details available.
As Low As; Loyalty APR: 6.34%
As Low As; Rates starting as low as 6.99% APR*
No additional details available.
No additional details available.
No additional details available.
As Low As
No additional details available.
No additional details available.
No additional details available.
As Low As; Loyalty APR: 7.99%
As Low As; Loyalty APR: 8.04%
Loan rates listed above available for well-qualified members. Your loan rate may vary, depending on your credit score, loan term, and loan type.
No additional details available.
No additional details available.
As Low As; $10,000 Maximum
No additional details available.
As Low As
No additional details available.
As Low As; Loyalty APR: 9.69%
As Low As
No additional details available.
As Low As
As Low As; *
As Low As; *
As Low As; *
As Low As
As Low As; *
As Low As
As Low As*
As Low As*
As Low As*
As Low As*
Steal A Deal Promo Rate**
Steal A Deal Promo Rate**
As Low As
As Low As
Model Year: 2011 to 2015
Model Year: 2016 to 2019
As Low As
Steal A Deal Promo Rate**
Model Year: 2020 to 2024
Model Year: 2025 to 2027
Model Year: 2025 to 2027
Steal A Deal Promo Rate**
Steal A Deal Promo Rate**
As Low As
As Low As
As low as
As low as
As low as
As low as
As Low As
Steal A Deal Promo Rate**
As Low As
Up To $4000.00; 5.75%
Maximum 10% of Annual LPS Income W.A.C.
As Low As
As Low As
Model Year: 2025 to 2027
As Low As
Steal A Deal Promo Rate**
As Low As
Steal A Deal Promo Rate**
As Low As
Steal A Deal Promo Rate**
Maximum 10% of Annual LPS Income W.A.C.
As Low As
As Low As
Maximum 10% of Annual LPS Income W.A.C.
Fixed
Maximum Limit $5000.00; As Low As
Steal A Deal Promo Rate**
Maximum Amount: $7,000
As Low As
Maximum 10% of Annual LPS Income W.A.C.
No additional details available.
Fixed
Maximum loan amount $7000
No additional details available.
No additional details available.
No additional details available.
No additional details available.
Maximum loan amount $7000
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
Rates are stated As Low As
As Low As
Fixed
Credit Score: 740 & up
As low as 12.00%
Rates are stated As Low As
No additional details available.
Credit Score: 680-739
Maximum Amount: $2,500
As low as 13.00%
**
No additional details available.
As Low As; Variable
Fixed
10K Limit >600 Credit Score
Credit Score: 640-679
Base rate
Payroll deduction or ACH
Fixed
Credit Score: 600-639
Fixed
Credit Score: 550-599
($20 processing fee)
Maximum Amount: $500
As Low As; **
Fixed
Omaha Personal Loan Rates
No additional details available.
No additional details available.
As Low As
No additional details available.
No additional details available.
Loan rates listed above available for well-qualified members. Your loan rate may vary, depending on your credit score, loan term, and loan type.
As Low As
As Low As
As Low As
As Low As; *
As Low As; *
As Low As; *
As Low As
As Low As; *
As Low As
As Low As*
As Low As*
As Low As*
As Low As*
As Low As
Maximum 10% of Annual LPS Income W.A.C.
As Low As
Maximum 10% of Annual LPS Income W.A.C.
Maximum 10% of Annual LPS Income W.A.C.
Maximum 10% of Annual LPS Income W.A.C.
Maximum loan amount $7000
Maximum loan amount $7000
As Low As
Omaha Debt Consolidation Loan Rates
No additional details available.
No additional details available.
No additional details available.
10K Limit >600 Credit Score
Payroll deduction or ACH
Omaha Signature Loan Rates
No additional details available.
No additional details available.
No additional details available.
No additional details available.
As low as 12.00%
As low as 13.00%
Omaha, NE Personal Loan Rate Trends
Compare local Omaha, NE personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Nebraska personal loan rates currently average 10.341% APR.
Nebraska signature loan rates currently average 10.662% APR.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Omaha, Nebraska personal loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Personal Loan Rate Data: We aggregate personal loan rates for Omaha, Nebraska directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available personal loan products in Omaha, Nebraska. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national lenders available to borrowers in NE.
Regularly Updated APRs: Our rate updaters verify and update personal loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Personal loan APRs shown typically represent “as low as” rates for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, and loan amount.
Frequently Asked Questions
What credit score do I need for a personal loan in Nebraska?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Nebraska?
Are credit unions or banks better for personal loans in Omaha, Nebraska?
What are the best personal loan rates in Omaha, Nebraska?
- Metro Federal Credit Union: 5.00% (48 Month or Less* Loan)
- Cobalt Federal Credit Union: 6.09% (New 2026 & New or Used 2025 Loan)
- Omaha Douglas Federal Credit Union: 6.99% (Vacation Loans)
- Liberty First Credit Union: 7.68% (Personal Loans)
- Gallup Federal Credit Union: 8.99% (Personal Loan)
Personal Loan Calculators
