Omaha, Nebraska Best CD Rates October 2026
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Brian McKay
iEditorial Disclosure
Brian McKay
Brian McKay
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The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Omaha, Nebraska CD rates range from 0.02% to 4.55% APY, verified by MonitorBankRates as of October 14, 2026. Current Omaha, Nebraska CD rates include First Westroads BankFirst Westroads Bank15750 W Dodge Rd, Omaha, NE 68118A+5.0 ★Texas Ratio: 0.04%Real return: +1.75%APY minus CPI (February 2026) offering 48 Month CD at 4.55% APY, Omaha Federal Credit UnionOmaha Federal Credit Union3001 S 82ND AVE, OMAHA, NE 68124A+5.0 ★Texas Ratio: 3.18%Real return: +1.70%APY minus CPI (February 2026) offering 36 Month Share Certificate at 4.50% APY, Cornhusker BankCornhusker Bank11102 Blondo St, Omaha, NE 68164A+5.0 ★Texas Ratio: 0.16%Real return: +1.66%APY minus CPI (February 2026) offering 48 Month Certificate of Deposit at 4.46% APY, Union Bank and Trust CompanyUnion Bank and Trust Company2720 S 177th St, Omaha, NE 68130A+5.0 ★Texas Ratio: 2.09%Real return: +1.60%APY minus CPI (February 2026) offering 24 Month Certificate of Deposit at 4.40% APY, and Exchange Bank (NE)Exchange Bank (NE)8008 W Dodge Rd, Omaha, NE 68114B4.4 ★Texas Ratio: 21.68%Real return: +1.45%APY minus CPI (February 2026) offering 12 Month CD Special at 4.25% APY. CD rates as of October 14, 2026 according to verified data from MonitorBankRates.
Omaha has 279 local institutions in our database, with CD rates as high as 4.55% APY from First Westroads Bank at 15750 W Dodge Rd, Omaha, NE 68118. Use the tables below to compare all available CD terms and offers, including options from institutions serving the broader Nebraska area. Rates are continually updated, so we recommend checking back frequently.
The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: October 14, 2026
Compare Best CD Rates in Omaha, Nebraska & the Surrounding Area
Omaha 3 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Brilliant Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.60%
13333 California St, Omaha, NE 68154
3-Month CD
$1,000
4.00%
▲ 1.95% above Nebraska avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Nebraska Average2.05%▲ 1.95% above avgNationally 2.09%
Details
Interest credited At Maturity; FDIC insured: Yes; Account maximum $500,000
Rate History
No change since Sep 27, 2026 · 4.00% APY · checked 3 times
UMB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.78%
16929 Burke St, Omaha, NE 68118
3-Month Time Deposit Account
$500
3.85%
▲ 1.80% above Nebraska avg
▼
Rate3.80%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Nebraska Average2.05%▲ 1.80% above avgNationally 2.09%
Details
Limited time special offer; Balance under $100k; Jumbo ($100,000+) balances require a branch; Not available for individual retirement or business accounts; Open Online
Rate History
1 change since Sep 24, 2026 · 3.80% → 3.85% ▲ 0.05 pts · high 3.85% / low 3.80%
- Oct 14, 20263.85%▲ from 3.80%
- Sep 24, 20263.80%first recorded
First Westroads Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.04%
15750 W Dodge Rd, Omaha, NE 68118
3 Month CD
$500
3.85%
▲ 1.80% above Nebraska avg
▼
Rate3.80%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.05%▲ 1.80% above avgNationally 2.09%
Details
Rate History
No change since Sep 20, 2026 · 3.85% APY · checked 6 times
Access Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.62%
1941 S 42nd St, Omaha, NE 68105
3 Month Business Certificate of Deposit
$0
3.70%
▲ 1.65% above Nebraska avg
▼
Rate3.65%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Nebraska Average2.05%▲ 1.65% above avgNationally 2.09%
Details
Interest Paid: Quarterly and at Maturity
Rate History
1 change since Sep 19, 2026 · 3.60% → 3.70% ▲ 0.10 pts · high 3.70% / low 3.60%
- Oct 7, 20263.70%▲ from 3.60%
- Sep 19, 20263.60%first recorded
Access Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.62%
1941 S 42nd St, Omaha, NE 68105
3 Month Certificate of Deposit
$0
3.70%
▲ 1.65% above Nebraska avg
▼
Rate3.65%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Nebraska Average2.05%▲ 1.65% above avgNationally 2.09%
Details
Interest paid: Quarterly and at Maturity
Rate History
No change since Oct 7, 2026 · 3.70% APY · checked 4 times
Metro Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.30%
14509 F St, Omaha, NE 68137 1054
3 Month Certificate
$0
3.50%
▲ 1.45% above Nebraska avg
▼
Rate3.44%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.05%▲ 1.45% above avgNationally 2.09%
Details
Certificate; Balance: $500.00 minimum
Rate History
1 change since Sep 20, 2026 · 3.05% → 3.50% ▲ 0.45 pts · high 3.50% / low 3.05%
- Oct 4, 20263.50%▲ from 3.05%
- Sep 20, 20263.05%first recorded
Cornhusker Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.16%
11102 Blondo St, Omaha, NE 68164
3 Month Certificate of Deposit
$1,000
3.46%
▲ 1.41% above Nebraska avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Nebraska Average2.05%▲ 1.41% above avgNationally 2.09%
Details
Rate History
1 change since Sep 30, 2026 · 3.26% → 3.46% ▲ 0.20 pts · high 3.46% / low 3.26%
- Oct 1, 20263.46%▲ from 3.26%
- Sep 30, 20263.26%first recorded
Cornhusker Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.16%
11102 Blondo St, Omaha, NE 68164
Business Certificates of Deposit - 3 Month
$1,000
3.46%
▲ 1.41% above Nebraska avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Nebraska Average2.05%▲ 1.41% above avgNationally 2.09%
Details
Rate History
1 change since Sep 30, 2026 · 3.26% → 3.46% ▲ 0.20 pts · high 3.46% / low 3.26%
- Oct 1, 20263.46%▲ from 3.26%
- Sep 30, 20263.26%first recorded
Premier Bank Omaha, NE
Institution Rating:
A5.0 ★Texas Ratio: 6.92%
16802 Burke St, Omaha, NE 68118
3 Month Certificate of Deposit
$0
2.27%
▲ 0.22% above Nebraska avg
▼
Rate2.25%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.05%▲ 0.22% above avgNationally 2.09%
Details
Rate History
No change since Sep 24, 2026 · 2.27% APY · checked 5 times
Premier Bank Omaha, NE
Institution Rating:
A5.0 ★Texas Ratio: 6.92%
16802 Burke St, Omaha, NE 68118
3 Month IRA Certificate
$0
2.27%
▲ 0.22% above Nebraska avg
▼
Rate2.25%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.05%▲ 0.22% above avgNationally 2.09%
Details
Rate History
No change since Oct 7, 2026 · 2.27% APY · checked 2 times
First Westroads Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.04%
15750 W Dodge Rd, Omaha, NE 68118
IRA 3 Month CD
$500
0.75%
▼ 1.30% below Nebraska avg
▼
Rate0.75%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.05%▼ 1.30% below avgNationally 2.09%
Details
Rate History
No change since Sep 14, 2026 · 0.75% APY · checked 7 times
First State Bank Nebraska
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
6457 Frances St, Omaha, NE 68106
3 Month Certificate of Deposit
$500
0.50%
▼ 1.55% below Nebraska avg
▼
Rate0.50%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Nebraska Average2.05%▼ 1.55% below avgNationally 2.09%
Details
Minimum $500
Rate History
No change since Oct 14, 2026 · 0.50% APY
First State Bank Nebraska
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
6457 Frances St, Omaha, NE 68106
CD - 3 Months
$500
0.50%
▼ 1.55% below Nebraska avg
▼
Rate0.50%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Nebraska Average2.05%▼ 1.55% below avgNationally 2.09%
Details
Rate History
No change since Oct 14, 2026 · 0.50% APY
Enterprise Bank Omaha, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
525 N 132nd Street, Omaha, NE 68154
3 Month CD Specials
$0
0.30%
▼ 1.75% below Nebraska avg
▼
Rate0.30%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.05%▼ 1.75% below avgNationally 2.09%
Details
Rate History
No change since Oct 8, 2026 · 0.30% APY · checked 2 times
Enterprise Bank Omaha, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
525 N 132nd Street, Omaha, NE 68154
3 Month Certificate
$0
0.30%
▼ 1.75% below Nebraska avg
▼
Rate0.30%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.05%▼ 1.75% below avgNationally 2.09%
Details
Rate History
No change since Sep 14, 2026 · 0.30% APY · checked 3 times
I3 Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.09%
15645 Spaulding St, Omaha, NE 68116
Certificates of Deposit & IRAs - 3 Month
$500
0.15%
▼ 1.90% below Nebraska avg
▼
Rate0.15%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.05%▼ 1.90% below avgNationally 2.09%
Details
Compound Frequency: At Maturity
Rate History
No change since Sep 14, 2026 · 0.15% APY · checked 3 times
Wells Fargo
Institution Rating:
A+5.0 ★Texas Ratio: 5.36%
1919 Douglas St, Omaha, NE 68102
3 month Standard Fixed Rate CD - Relationship
$2,500
0.06%
▼ 1.99% below Nebraska avg
▼
Rate0.06%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Nebraska Average2.05%▼ 1.99% below avgNationally 2.09%
Details
Relationship Interest Rate; Balance: $0 - $4,999.99; Early withdrawal penalties may apply; California Bay Area counties branches only
Rate History
No change since Sep 27, 2026 · 0.06% APY · checked 3 times
Wells Fargo
Institution Rating:
A+5.0 ★Texas Ratio: 5.36%
1919 Douglas St, Omaha, NE 68102
3 month Standard Fixed Rate CD
$2,500
0.05%
▼ 2.00% below Nebraska avg
▼
Rate0.05%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Nebraska Average2.05%▼ 2.00% below avgNationally 2.09%
Details
Balance: $0 - $4,999.99; Early withdrawal penalties may apply; California Bay Area counties branches only
Rate History
No change since Sep 14, 2026 · 0.05% APY · checked 4 times
BMO Bank National Association
Institution Rating:
A+5.0 ★Texas Ratio: 3.54%
13220 California St, Omaha, NE 68154
3 Month IRA Certificate of Deposit
$0
0.05%
▼ 2.00% below Nebraska avg
▼
Rate0.05%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Nebraska Average2.05%▼ 2.00% below avgNationally 2.09%
Details
Minimum Balance To Obtain APY: $1,000; rates based on zip code
Rate History
No change since Sep 30, 2026 · 0.05% APY · checked 5 times
BMO Bank National Association
Institution Rating:
A+5.0 ★Texas Ratio: 3.54%
13220 California St, Omaha, NE 68154
3 Month Standard CD
$1,000
0.05%
▼ 2.00% below Nebraska avg
▼
Rate0.05%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Nebraska Average2.05%▼ 2.00% below avgNationally 2.09%
Details
Balance: up to $100,000.00; Rates for ZIP code 60603
Rate History
No change since Sep 30, 2026 · 0.05% APY · checked 5 times
FirsTier Bank
Institution Rating:
F2.0 ★Texas Ratio: 51.03%
3 Month CD
$0
4.14%
▲ 2.09% above Nebraska avg
▼
Rate4.06%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Nebraska Average2.05%▲ 2.09% above avgNationally 2.09%
Details
Annual Percentage Yield is current as of September 21, 2026; a penalty may be imposed for early withdrawal; certificate automatically renews to a fixed rate CD of the equivalent term at the current rate
Rate History
1 change since Sep 14, 2026 · 3.60% → 4.14% ▲ 0.54 pts · high 4.14% / low 3.60%
- Sep 24, 20264.14%▲ from 3.60%
- Sep 14, 20263.60%first recorded
Bankers Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 2.48%
3 Month CD - Loyalty Platinum Tier
$0
4.06%
▲ 2.01% above Nebraska avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Nebraska Average2.05%▲ 2.01% above avgNationally 2.09%
Details
Loyalty Program Platinum Tier APY (Interest Rate is Base Interest Rate + 0.50%)
Rate History
No change since Oct 14, 2026 · 4.06% APY
Western Nebraska Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.07%
3 Month Certificate Of Deposit
$250
4.06%
▲ 2.01% above Nebraska avg
▼
Rate4.00%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.05%▲ 2.01% above avgNationally 2.09%
Details
Rate History
No change since Oct 7, 2026 · 4.06% APY · checked 2 times
Adams County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
3 Month Certificate of Deposit (CD)
$0
4.01%
▲ 1.96% above Nebraska avg
▼
Rate3.95%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.05%▲ 1.96% above avgNationally 2.09%
Details
Balance: >= $150,000
Rate History
1 change since Sep 14, 2026 · 1.00% → 4.01% ▲ 3.01 pts · high 4.01% / low 1.00%
- Sep 24, 20264.01%▲ from 1.00%
- Sep 14, 20261.00%first recorded
First Community Bank Beemer, NE
Institution Rating:
A+5.0 ★Texas Ratio: 3.06%
3 MONTH CD Special
$500
4.00%
▲ 1.95% above Nebraska avg
▼
Rate3.94%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.05%▲ 1.95% above avgNationally 2.09%
Details
Rate History
No change since Sep 24, 2026 · 4.00% APY · checked 5 times
Bankers Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 2.48%
3 Month CD - Loyalty Gold Tier
$0
3.96%
▲ 1.91% above Nebraska avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Nebraska Average2.05%▲ 1.91% above avgNationally 2.09%
Details
Loyalty Program Gold Tier APY (Interest Rate is Base Interest Rate + 0.40%)
Rate History
No change since Oct 14, 2026 · 3.96% APY
First National Bank in Ord
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3 Month CD
$0
3.91%
▲ 1.86% above Nebraska avg
▼
Rate3.85%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.05%▲ 1.86% above avgNationally 2.09%
Details
Balance: $100,000.00 and up
Rate History
1 change since Sep 19, 2026 · 3.85% → 3.91% ▲ 0.06 pts · high 3.91% / low 3.85%
- Oct 3, 20263.91%▲ from 3.85%
- Sep 19, 20263.85%first recorded
Adams County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
3 Month Certificate of Deposit (CD)
$0
3.91%
▲ 1.86% above Nebraska avg
▼
Rate3.85%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.05%▲ 1.86% above avgNationally 2.09%
Details
Balance: $50,000 - $149,999.99
Rate History
No change since Sep 24, 2026 · 3.91% APY · checked 5 times
Pathway Bank
Institution Rating:
B-4.4 ★Texas Ratio: 22.68%
3 Month CD
$1,000
3.90%
▲ 1.85% above Nebraska avg
▼
Rate3.84%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.05%▲ 1.85% above avgNationally 2.09%
Details
Rate History
1 change since Sep 19, 2026 · 3.75% → 3.90% ▲ 0.15 pts · high 3.90% / low 3.75%
- Oct 7, 20263.90%▲ from 3.75%
- Sep 19, 20263.75%first recorded
FirstBank of Nebraska
Institution Rating:
A+5.0 ★Texas Ratio: 4.58%
3 Mo CD
$1,000
3.90%
▲ 1.85% above Nebraska avg
▼
Rate3.84%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.05%▲ 1.85% above avgNationally 2.09%
Details
Rate History
1 change since Sep 14, 2026 · 4.00% → 3.90% ▼ 0.10 pts · high 4.00% / low 3.90%
- Sep 20, 20263.90%▼ from 4.00%
- Sep 14, 20264.00%first recorded
OneNebraska Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
Share Certificate - 3 Month
$500
3.90%
▲ 1.85% above Nebraska avg
▼
Rate3.84%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Nebraska Average2.05%▲ 1.85% above avgNationally 2.09%
Details
Dividends compounded & credited quarterly; dividend period quarterly; minimum balance to avoid service charge n/a
Rate History
No change since Oct 5, 2026 · 3.90% APY · checked 3 times
Bankers Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 2.48%
3 Month CD - Loyalty Silver Tier
$0
3.85%
▲ 1.80% above Nebraska avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Nebraska Average2.05%▲ 1.80% above avgNationally 2.09%
Details
Loyalty Program Silver Tier APY (Interest Rate is Base Interest Rate + 0.30%)
Rate History
No change since Oct 14, 2026 · 3.85% APY
First National Bank in Ord
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3 Month CD
$0
3.85%
▲ 1.80% above Nebraska avg
▼
Rate3.80%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.05%▲ 1.80% above avgNationally 2.09%
Details
Balance: $25,000.00-99,999.99
Rate History
1 change since Sep 19, 2026 · 3.80% → 3.85% ▲ 0.05 pts · high 3.85% / low 3.80%
- Oct 3, 20263.85%▲ from 3.80%
- Sep 19, 20263.80%first recorded
First National Bank in Ord
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3 Month CD
$0
3.80%
▲ 1.75% above Nebraska avg
▼
Rate3.75%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.05%▲ 1.75% above avgNationally 2.09%
Details
Balance: $500.00-24,999.99
Rate History
1 change since Sep 19, 2026 · 3.75% → 3.80% ▲ 0.05 pts · high 3.80% / low 3.75%
- Oct 3, 20263.80%▲ from 3.75%
- Sep 19, 20263.75%first recorded
Adams County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
3 Month Certificate of Deposit (CD)
$0
3.80%
▲ 1.75% above Nebraska avg
▼
Rate3.75%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.05%▲ 1.75% above avgNationally 2.09%
Details
Balance: $500 - $49,999.99
Rate History
1 change since Sep 14, 2026 · 0.80% → 3.80% ▲ 3.00 pts · high 3.80% / low 0.80%
- Sep 24, 20263.80%▲ from 0.80%
- Sep 14, 20260.80%first recorded
Archer Cooperative Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.83%
3 Month Share & IRA Certificates
$500
3.80%
▲ 1.75% above Nebraska avg
▼
Rate3.75%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Nebraska Average2.05%▲ 1.75% above avgNationally 2.09%
Details
Rate History
No change since Sep 14, 2026 · 3.80% APY · checked 6 times
Bankers Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 2.48%
3 Month CD - Loyalty Bronze Tier
$0
3.75%
▲ 1.70% above Nebraska avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Nebraska Average2.05%▲ 1.70% above avgNationally 2.09%
Details
Loyalty Program Bronze Tier APY (Interest Rate is Base Interest Rate + 0.20%)
Rate History
No change since Oct 14, 2026 · 3.75% APY
Nebraska State Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
3 Month Certificate
$500
3.60%
▲ 1.55% above Nebraska avg
▼
Rate3.55%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.05%▲ 1.55% above avgNationally 2.09%
Details
Rate History
1 change since Sep 14, 2026 · 3.50% → 3.60% ▲ 0.10 pts · high 3.60% / low 3.50%
- Oct 8, 20263.60%▲ from 3.50%
- Sep 14, 20263.50%first recorded
Nebraska State Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
Term - 3 Months
$500
3.60%
▲ 1.55% above Nebraska avg
▼
Rate3.55%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.05%▲ 1.55% above avgNationally 2.09%
Details
Rate History
No change since Oct 8, 2026 · 3.60% APY · checked 2 times
Nebraska State Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
Time Certificate of Deposit - 3 Months
$500
3.60%
▲ 1.55% above Nebraska avg
▼
Rate3.55%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.05%▲ 1.55% above avgNationally 2.09%
Details
Rate History
No change since Oct 8, 2026 · 3.60% APY · checked 2 times
Bankers Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 2.48%
3 Month CD
$0
3.55%
▲ 1.50% above Nebraska avg
▼
Rate3.50%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Nebraska Average2.05%▲ 1.50% above avgNationally 2.09%
Details
Base Interest Rate and Base APY (Consumer Rate Sheet)
Rate History
1 change since Sep 15, 2026 · 3.29% → 3.55% ▲ 0.26 pts · high 3.55% / low 3.29%
- Sep 27, 20263.55%▲ from 3.29%
- Sep 15, 20263.29%first recorded
Great Southern Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.55%
3-Month CD
$1,000
3.40%
▲ 1.35% above Nebraska avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Nebraska Average2.05%▲ 1.35% above avgNationally 2.09%
Details
Penalty for early withdrawal applies; Open Online or Open In Person
Rate History
No change since Sep 18, 2026 · 3.40% APY · checked 7 times
Holyoke Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.27%
3 Month CD
$500
3.29%
▲ 1.24% above Nebraska avg
▼
Rate3.25%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.05%▲ 1.24% above avgNationally 2.09%
Details
Rate History
No change since Sep 25, 2026 · 3.29% APY · checked 4 times
First Community Bank Beemer, NE
Institution Rating:
A+5.0 ★Texas Ratio: 3.06%
3 Month Certificates of Deposit
$0
3.19%
▲ 1.14% above Nebraska avg
▼
Rate3.15%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.05%▲ 1.14% above avgNationally 2.09%
Details
Balance: $10,000+
Rate History
No change since Sep 19, 2026 · 3.19% APY · checked 6 times
Platte Valley Bank North Bend, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.75%
3 Month Certificate
$500
2.30%
▲ 0.25% above Nebraska avg
▼
Rate2.28%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.05%▲ 0.25% above avgNationally 2.09%
Details
Rate History
1 change since Sep 11, 2026 · 1.30% → 2.30% ▲ 1.00 pts · high 2.30% / low 1.30%
- Sep 19, 20262.30%▲ from 1.30%
- Sep 11, 20261.30%first recorded
First Community Bank Beemer, NE
Institution Rating:
A+5.0 ★Texas Ratio: 3.06%
3 Month Certificates of Deposit
$0
2.27%
▲ 0.22% above Nebraska avg
▼
Rate2.25%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.05%▲ 0.22% above avgNationally 2.09%
Details
Balance: $2,500 - $9,999
Rate History
No change since Sep 19, 2026 · 2.27% APY · checked 6 times
First State Bank Hordville, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3 month Certificate
$0
2.02%
▼ 0.03% below Nebraska avg
▼
Rate2.00%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.05%▼ 0.03% below avgNationally 2.09%
Details
Rate History
No change since Sep 7, 2026 · 2.02% APY · checked 8 times
Town & Country Bank Ravenna, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
3 Month CD
$0
2.00%
▼ 0.05% below Nebraska avg
▼
Rate1.99%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.05%▼ 0.05% below avgNationally 2.09%
Details
Rate History
1 change since Sep 11, 2026 · 0.45% → 2.00% ▲ 1.55 pts · high 2.00% / low 0.45%
- Oct 11, 20262.00%▲ from 0.45%
- Sep 11, 20260.45%first recorded
Town & Country Bank Ravenna, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
3 Month CD
$0
1.90%
▼ 0.15% below Nebraska avg
▼
Rate1.89%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.05%▼ 0.15% below avgNationally 2.09%
Details
Rate History
1 change since Sep 11, 2026 · 0.35% → 1.90% ▲ 1.55 pts · high 1.90% / low 0.35%
- Oct 11, 20261.90%▲ from 0.35%
- Sep 11, 20260.35%first recorded
Town & Country Bank Ravenna, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
3 Month CD
$0
1.80%
▼ 0.25% below Nebraska avg
▼
Rate1.79%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.05%▼ 0.25% below avgNationally 2.09%
Details
Rate History
1 change since Sep 11, 2026 · 0.25% → 1.80% ▲ 1.55 pts · high 1.80% / low 0.25%
- Oct 11, 20261.80%▲ from 0.25%
- Sep 11, 20260.25%first recorded
Omaha 6 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Exchange Bank (NE)
Institution Rating:
B4.4 ★Texas Ratio: 21.68%
8008 W Dodge Rd, Omaha, NE 68114
6 Month CD Special
$2,500
4.20%
▲ 1.23% above Nebraska avg
▼
RateN/A
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Nebraska Average2.97%▲ 1.23% above avgNationally 2.77%
Details
In select markets only; No minimum to earn APY; Penalty assessed for early withdrawal; Offer may expire without notice
Rate History
1 change since Sep 29, 2026 · 4.00% → 4.20% ▲ 0.20 pts · high 4.20% / low 4.00%
- Oct 14, 20264.20%▲ from 4.00%
- Sep 29, 20264.00%first recorded
Enterprise Bank Omaha, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
525 N 132nd Street, Omaha, NE 68154
6 Month CD Specials
$0
4.10%
▲ 1.13% above Nebraska avg
▼
Rate4.04%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.97%▲ 1.13% above avgNationally 2.77%
Details
Rate History
No change since Oct 8, 2026 · 4.10% APY · checked 2 times
Enterprise Bank Omaha, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
525 N 132nd Street, Omaha, NE 68154
6 Months CD
$0
4.10%
▲ 1.13% above Nebraska avg
▼
Rate4.04%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.97%▲ 1.13% above avgNationally 2.77%
Details
Rate History
No change since Oct 8, 2026 · 4.10% APY · checked 2 times
Union Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 2.09%
2720 S 177th St, Omaha, NE 68130
6 Month Certificate of Deposit
$1,000
4.05%
▲ 1.08% above Nebraska avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Nebraska Average2.97%▲ 1.08% above avgNationally 2.77%
Details
Open Online
Rate History
2 changes since Sep 18, 2026 · 3.80% → 4.05% ▲ 0.25 pts · high 4.05% / low 3.80%
- Oct 14, 20264.05%▲ from 4.00%
- Sep 24, 20264.00%▲ from 3.80%
- Sep 18, 20263.80%first recorded
Cobalt Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.25%
15325 Weir St, Omaha, NE 68137 5061
6 Month Business Term Share Certificate
$0
4.05%
▲ 1.08% above Nebraska avg
▼
Rate3.99%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Nebraska Average2.97%▲ 1.08% above avgNationally 2.77%
Details
Balance: $100,000.00 and greater
Rate History
No change since Sep 14, 2026 · 4.05% APY · checked 7 times
Cobalt Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.25%
15325 Weir St, Omaha, NE 68137 5061
6 Month Certificate
$100,000
4.05%
▲ 1.08% above Nebraska avg
▼
Rate3.99%
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Nebraska Average2.97%▲ 1.08% above avgNationally 2.77%
Details
Member Loyalty APY: 4.20%; Period: Quarterly
Rate History
No change since Sep 14, 2026 · 4.05% APY · checked 7 times
First Westroads Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.04%
15750 W Dodge Rd, Omaha, NE 68118
6 Month CD
$500
4.01%
▲ 1.04% above Nebraska avg
▼
Rate3.95%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.97%▲ 1.04% above avgNationally 2.77%
Details
Rate History
No change since Sep 20, 2026 · 4.01% APY · checked 6 times
Omaha Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.18%
3001 S 82ND AVE, OMAHA, NE 68124
6 Month Share Certificate
$500
4.00%
▲ 1.03% above Nebraska avg
▼
Rate3.93%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.97%▲ 1.03% above avgNationally 2.77%
Details
Rate History
No change since Sep 20, 2026 · 4.00% APY · checked 5 times
Omaha Police Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.04%
3003 S 82nd Ave, Omaha, NE 68124
6 Month Certificate Special
$2,500
4.00%
▲ 1.03% above Nebraska avg
▼
Rate3.94%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Nebraska Average2.97%▲ 1.03% above avgNationally 2.77%
Details
Limited-time offer; Annual Percentage Yield; rates based on quarterly dividend
Rate History
No change since Oct 5, 2026 · 4.00% APY · checked 2 times
Cobalt Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.25%
15325 Weir St, Omaha, NE 68137 5061
6 Month Business Term Share Certificate
$0
3.95%
▲ 0.98% above Nebraska avg
▼
Rate3.89%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Nebraska Average2.97%▲ 0.98% above avgNationally 2.77%
Details
Balance: $1.00.00-99.999.99
Rate History
No change since Sep 14, 2026 · 3.95% APY · checked 7 times
Cobalt Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.25%
15325 Weir St, Omaha, NE 68137 5061
6 Month Certificate
$1,000
3.95%
▲ 0.98% above Nebraska avg
▼
Rate3.89%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Nebraska Average2.97%▲ 0.98% above avgNationally 2.77%
Details
Member Loyalty APY: 4.10%; Period: Quarterly
Rate History
No change since Sep 14, 2026 · 3.95% APY · checked 7 times
Metro Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.30%
14509 F St, Omaha, NE 68137 1054
6 Month Certificate
$0
3.90%
▲ 0.93% above Nebraska avg
▼
Rate3.83%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.97%▲ 0.93% above avgNationally 2.77%
Details
Certificate; Balance: $500.00 minimum
Rate History
1 change since Sep 20, 2026 · 3.85% → 3.90% ▲ 0.05 pts · high 3.90% / low 3.85%
- Oct 4, 20263.90%▲ from 3.85%
- Sep 20, 20263.85%first recorded
West Gate Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.69%
1020 S 179th Ct, Omaha, NE 68118
6 Month Certificate of Deposit
$1,000
3.80%
▲ 0.83% above Nebraska avg
▼
Rate3.75%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Nebraska Average2.97%▲ 0.83% above avgNationally 2.77%
Details
Open Online; Rate for balances below $250,000.00; add 0.25% for balances at or over $250,000.00
Rate History
No change since Oct 14, 2026 · 3.80% APY
CIT Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.72%
12307 W Center Rd, Omaha, NE 68144
Term CD - 6-Month Term
$1,000
3.75%
▲ 0.78% above Nebraska avg
▼
Rate3.68%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Nebraska Average2.97%▲ 0.78% above avgNationally 2.77%
Details
Term Certificates of Deposit (CD)
Rate History
No change since Oct 14, 2026 · 3.75% APY
Union Pacific Streamliner Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.61%
1400 Douglas St, Omaha, NE 68179
6-Month Share Certificate - Special
$0
3.65%
▲ 0.68% above Nebraska avg
▼
Rate3.59%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.97%▲ 0.68% above avgNationally 2.77%
Details
Early certificate closure assessed a 90-day interest penalty fee
Rate History
No change since Sep 25, 2026 · 3.65% APY · checked 3 times
First Westroads Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.04%
15750 W Dodge Rd, Omaha, NE 68118
IRA 6 Month CD
$500
3.60%
▲ 0.63% above Nebraska avg
▼
Rate3.55%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.97%▲ 0.63% above avgNationally 2.77%
Details
Rate History
No change since Sep 14, 2026 · 3.60% APY · checked 7 times
Electrical Workers No 22 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.13%
8960 L St Ste 102, Omaha, NE 68127 1414
Share Certificate - CD 6 Months Term "O"
$0
3.60%
▲ 0.63% above Nebraska avg
▼
Rate3.60%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Nebraska Average2.97%▲ 0.63% above avgNationally 2.77%
Details
Rate History
No change since Sep 14, 2026 · 3.60% APY · checked 4 times
Cornhusker Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.16%
11102 Blondo St, Omaha, NE 68164
6 Month Certificate of Deposit
$1,000
3.57%
▲ 0.60% above Nebraska avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Nebraska Average2.97%▲ 0.60% above avgNationally 2.77%
Details
Rate History
1 change since Sep 30, 2026 · 3.66% → 3.57% ▼ 0.09 pts · high 3.66% / low 3.57%
- Oct 1, 20263.57%▼ from 3.66%
- Sep 30, 20263.66%first recorded
Cornhusker Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.16%
11102 Blondo St, Omaha, NE 68164
Business Certificates of Deposit - 6 Month
$1,000
3.57%
▲ 0.60% above Nebraska avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Nebraska Average2.97%▲ 0.60% above avgNationally 2.77%
Details
Rate History
1 change since Sep 30, 2026 · 3.66% → 3.57% ▼ 0.09 pts · high 3.66% / low 3.57%
- Oct 1, 20263.57%▼ from 3.66%
- Sep 30, 20263.66%first recorded
First State Bank Nebraska
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
6457 Frances St, Omaha, NE 68106
6 Month Certificate of Deposit
$500
3.54%
▲ 0.57% above Nebraska avg
▼
Rate3.49%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Nebraska Average2.97%▲ 0.57% above avgNationally 2.77%
Details
Minimum $500
Rate History
No change since Oct 14, 2026 · 3.54% APY
First State Bank Nebraska
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
6457 Frances St, Omaha, NE 68106
CD - 6 Months
$500
3.54%
▲ 0.57% above Nebraska avg
▼
Rate3.49%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Nebraska Average2.97%▲ 0.57% above avgNationally 2.77%
Details
Rate History
No change since Oct 14, 2026 · 3.54% APY
Lincoln FSB of Nebraska
Institution Rating:
A+5.0 ★Texas Ratio: 3.23%
15858 W Dodge Rd, Omaha, NE 68118
6 Month CD
$5,000
3.50%
▲ 0.53% above Nebraska avg
▼
Rate3.47%
Min Deposit$5,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.97%▲ 0.53% above avgNationally 2.77%
Details
SpecialAnnual Percentage Yield (APY) effective as of 06/22/26. Minimum to open is $5,000. Minimum to open waived for existing checking and savings account customers. Penalty for early withdrawal. Consumer accounts only. Rates are subject to change without notice.
Rate History
No change since Sep 11, 2026 · 3.50% APY · checked 8 times
Great Plains State Bank
Institution Rating:
D3.5 ★Texas Ratio: 32.53%
15858 W Dodge Rd, Omaha, NE 68118
6 Month CD
$0
3.50%
▲ 0.53% above Nebraska avg
▼
Rate3.47%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.97%▲ 0.53% above avgNationally 2.77%
Details
Rate History
No change since Sep 14, 2026 · 3.50% APY · checked 7 times
Union Pacific Streamliner Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.61%
1400 Douglas St, Omaha, NE 68179
6-Month Share Certificate
$0
3.50%
▲ 0.53% above Nebraska avg
▼
Rate3.44%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.97%▲ 0.53% above avgNationally 2.77%
Details
Early certificate closure assessed a 90-day interest penalty fee
Rate History
No change since Oct 8, 2026 · 3.50% APY · checked 2 times
Union Pacific Streamliner Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.61%
1400 Douglas St, Omaha, NE 68179
6-Month Share Certificate
$0
3.35%
▲ 0.38% above Nebraska avg
▼
Rate3.30%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.97%▲ 0.38% above avgNationally 2.77%
Details
Early certificate closure assessed a 90-day interest penalty fee
Rate History
No change since Oct 8, 2026 · 3.35% APY · checked 2 times
Omaha Douglas Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.31%
8251 W Center Rd, Omaha, NE 68124
6 Month Share Certificate
$0
3.25%
▲ 0.28% above Nebraska avg
▼
Rate3.21%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.97%▲ 0.28% above avgNationally 2.77%
Details
Balance: $500 - $9999; Effective Date: October 1, 2026
Rate History
No change since Sep 12, 2026 · 3.25% APY · checked 5 times
Centris Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.31%
3575 L St, Omaha, NE 68107
6 Month Jumbo Certificate
$90,000
2.85%
▼ 0.12% below Nebraska avg
▼
Rate2.81%
Min Deposit$90,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.97%▼ 0.12% below avgNationally 2.77%
Details
Rate History
No change since Sep 16, 2026 · 2.85% APY · checked 3 times
Premier Bank Omaha, NE
Institution Rating:
A5.0 ★Texas Ratio: 6.92%
16802 Burke St, Omaha, NE 68118
6 Month Certificate of Deposit
$0
2.78%
▼ 0.19% below Nebraska avg
▼
Rate2.75%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.97%▼ 0.19% below avgNationally 2.77%
Details
Rate History
No change since Sep 24, 2026 · 2.78% APY · checked 5 times
Premier Bank Omaha, NE
Institution Rating:
A5.0 ★Texas Ratio: 6.92%
16802 Burke St, Omaha, NE 68118
6 Month IRA Certificate
$0
2.78%
▼ 0.19% below Nebraska avg
▼
Rate2.75%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.97%▼ 0.19% below avgNationally 2.77%
Details
Rate History
No change since Oct 7, 2026 · 2.78% APY · checked 2 times
Centris Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.31%
3575 L St, Omaha, NE 68107
6 Month Regular & IRA Certificates
$500
2.75%
▼ 0.22% below Nebraska avg
▼
Rate2.71%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.97%▼ 0.22% below avgNationally 2.77%
Details
Rate History
No change since Sep 20, 2026 · 2.75% APY · checked 5 times
Neighborhood Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.20%
4848 S 120th St, Omaha, NE 68137
6 Month IRA & Roth IRA Certificates
$0
2.26%
▼ 0.71% below Nebraska avg
▼
Rate2.25%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Nebraska Average2.97%▼ 0.71% below avgNationally 2.77%
Details
Early Withdrawal Penalty: 30 Days of Interest; Renewable: Yes; Fixed rate; IRA certificate minimum balance $1,000.00
Rate History
No change since Oct 5, 2026 · 2.26% APY · checked 3 times
Neighborhood Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.20%
4848 S 120th St, Omaha, NE 68137
6 Month Share Certificates
$0
2.26%
▼ 0.71% below Nebraska avg
▼
Rate2.25%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Nebraska Average2.97%▼ 0.71% below avgNationally 2.77%
Details
Early Withdrawal Penalty: 30 Days of Interest; Renewable: Yes; Fixed rate; Minimum balance $1000
Rate History
No change since Oct 5, 2026 · 2.26% APY · checked 3 times
The Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.96%
3001 L St, Omaha, NE 68107 1409
6 Month Share Certificate (CD)
$500
2.15%
▼ 0.82% below Nebraska avg
▼
Rate2.13%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Nebraska Average2.97%▼ 0.82% below avgNationally 2.77%
Details
Rates effective as of 02/10/26. Rates are subject to change without notice. Early withdrawals may be subject to a penalty. Other restrictions and requirements may apply. Please call 563-388-8328 for additional details.
Rate History
No change since Oct 9, 2026 · 2.15% APY
Northwest Bank (IA)
Institution Rating:
A+5.0 ★Texas Ratio: 1.69%
14320 Arbor St, Omaha, NE 68144
CD/IRA Standard Renewal Rate - 6-Month
$1,000
2.11%
▼ 0.86% below Nebraska avg
▼
Rate2.10%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Nebraska Average2.97%▼ 0.86% below avgNationally 2.77%
Details
Balance: All Balances
Rate History
No change since Sep 18, 2026 · 2.11% APY · checked 6 times
Enterprise Bank Omaha, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
525 N 132nd Street, Omaha, NE 68154
6 Month CD Specials
$0
0.50%
▼ 2.47% below Nebraska avg
▼
Rate0.50%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.97%▼ 2.47% below avgNationally 2.77%
Details
Rate History
No change since Oct 8, 2026 · 0.50% APY · checked 2 times
Enterprise Bank Omaha, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
525 N 132nd Street, Omaha, NE 68154
6 Month Certificate
$0
0.50%
▼ 2.47% below Nebraska avg
▼
Rate0.50%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.97%▼ 2.47% below avgNationally 2.77%
Details
Rate History
No change since Sep 14, 2026 · 0.50% APY · checked 3 times
I3 Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.09%
15645 Spaulding St, Omaha, NE 68116
Certificates of Deposit & IRAs - 6 Month
$500
0.35%
▼ 2.62% below Nebraska avg
▼
Rate0.35%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.97%▼ 2.62% below avgNationally 2.77%
Details
Compound Frequency: At Maturity
Rate History
1 change since Sep 14, 2026 · 3.80% → 0.35% ▼ 3.45 pts · high 3.80% / low 0.35%
- Oct 8, 20260.35%▼ from 3.80%
- Sep 14, 20263.80%first recorded
Greenwich Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.63%
7301 Pacific St # 7305, Omaha, NE 68114
Share Certificate - 6 Months
$0
0.25%
▼ 2.72% below Nebraska avg
▼
Rate0.25%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Nebraska Average2.97%▼ 2.72% below avgNationally 2.77%
Details
Rate History
No change since Sep 21, 2026 · 0.25% APY · checked 5 times
Wells Fargo
Institution Rating:
A+5.0 ★Texas Ratio: 5.36%
1919 Douglas St, Omaha, NE 68102
6 month Standard Fixed Rate CD - Relationship
$2,500
0.06%
▼ 2.91% below Nebraska avg
▼
Rate0.06%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Nebraska Average2.97%▼ 2.91% below avgNationally 2.77%
Details
Relationship Interest Rate; Balance: $0 - $4,999.99; Early withdrawal penalties may apply; California Bay Area counties branches only
Rate History
No change since Sep 27, 2026 · 0.06% APY · checked 3 times
Wells Fargo
Institution Rating:
A+5.0 ★Texas Ratio: 5.36%
1919 Douglas St, Omaha, NE 68102
6 month Standard Fixed Rate CD
$2,500
0.05%
▼ 2.92% below Nebraska avg
▼
Rate0.05%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Nebraska Average2.97%▼ 2.92% below avgNationally 2.77%
Details
Balance: $0 - $4,999.99; Early withdrawal penalties may apply; California Bay Area counties branches only
Rate History
No change since Sep 27, 2026 · 0.05% APY · checked 3 times
BMO Bank National Association
Institution Rating:
A+5.0 ★Texas Ratio: 3.54%
13220 California St, Omaha, NE 68154
6 Month IRA Certificate of Deposit
$0
0.05%
▼ 2.92% below Nebraska avg
▼
Rate0.05%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Nebraska Average2.97%▼ 2.92% below avgNationally 2.77%
Details
Minimum Balance To Obtain APY: $1,000; rates based on zip code
Rate History
No change since Sep 30, 2026 · 0.05% APY · checked 5 times
BMO Bank National Association
Institution Rating:
A+5.0 ★Texas Ratio: 3.54%
13220 California St, Omaha, NE 68154
6 Month Standard CD
$1,000
0.05%
▼ 2.92% below Nebraska avg
▼
Rate0.05%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Nebraska Average2.97%▼ 2.92% below avgNationally 2.77%
Details
Balance: up to $100,000.00; Rates for ZIP code 60603
Rate History
No change since Sep 30, 2026 · 0.05% APY · checked 5 times
FirsTier Bank
Institution Rating:
F2.0 ★Texas Ratio: 51.03%
6 Month CD
$0
4.14%
▲ 1.17% above Nebraska avg
▼
Rate4.06%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Nebraska Average2.97%▲ 1.17% above avgNationally 2.77%
Details
Annual Percentage Yield is current as of September 21, 2026; a penalty may be imposed for early withdrawal; certificate automatically renews to a fixed rate CD of the equivalent term at the current rate
Rate History
1 change since Sep 14, 2026 · 3.90% → 4.14% ▲ 0.24 pts · high 4.14% / low 3.90%
- Sep 24, 20264.14%▲ from 3.90%
- Sep 14, 20263.90%first recorded
Western Nebraska Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.07%
6 Month Certificate Of Deposit
$250
4.07%
▲ 1.10% above Nebraska avg
▼
Rate4.00%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.97%▲ 1.10% above avgNationally 2.77%
Details
Rate History
No change since Oct 7, 2026 · 4.07% APY · checked 2 times
Adams County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
6 Month Certificate of Deposit (CD)
$0
4.06%
▲ 1.09% above Nebraska avg
▼
Rate4.00%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.97%▲ 1.09% above avgNationally 2.77%
Details
Balance: >= $150,000
Rate History
1 change since Sep 14, 2026 · 3.91% → 4.06% ▲ 0.15 pts · high 4.06% / low 3.91%
- Sep 24, 20264.06%▲ from 3.91%
- Sep 14, 20263.91%first recorded
Westside State Bank
Institution Rating:
A-5.0 ★Texas Ratio: 15.31%
6 Month Special CDs
$0
4.04%
▲ 1.07% above Nebraska avg
▼
Rate4.00%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Nebraska Average2.97%▲ 1.07% above avgNationally 2.77%
Details
Balance: => $100,000; Penalty for early withdrawal.
Rate History
No change since Sep 30, 2026 · 4.04% APY · checked 5 times
Westside State Bank
Institution Rating:
A-5.0 ★Texas Ratio: 15.31%
CDs - 6 Months
$0
4.04%
▲ 1.07% above Nebraska avg
▼
Rate4.00%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Nebraska Average2.97%▲ 1.07% above avgNationally 2.77%
Details
Balance: => $100,000
Rate History
1 change since Sep 30, 2026 · 3.79% → 4.04% ▲ 0.25 pts · high 4.04% / low 3.79%
- Oct 14, 20264.04%▲ from 3.79%
- Sep 30, 20263.79%first recorded
Thayer County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.69%
6 Month CD
$0
4.01%
▲ 1.04% above Nebraska avg
▼
Rate3.95%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.97%▲ 1.04% above avgNationally 2.77%
Details
Balance: $75,000.00 and up
Rate History
1 change since Sep 11, 2026 · 3.85% → 4.01% ▲ 0.16 pts · high 4.01% / low 3.85%
- Oct 3, 20264.01%▲ from 3.85%
- Sep 11, 20263.85%first recorded
SN Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.94%
6 Month Certificate
$0
4.00%
▲ 1.03% above Nebraska avg
▼
Rate3.94%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.97%▲ 1.03% above avgNationally 2.77%
Details
APY* / Interest Rate: $1,000 - $24,999.99
Rate History
1 change since Sep 11, 2026 · 3.75% → 4.00% ▲ 0.25 pts · high 4.00% / low 3.75%
- Sep 19, 20264.00%▲ from 3.75%
- Sep 11, 20263.75%first recorded
First Community Bank Beemer, NE
Institution Rating:
A+5.0 ★Texas Ratio: 3.06%
6 MONTH CD Special
$500
4.00%
▲ 1.03% above Nebraska avg
▼
Rate3.94%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.97%▲ 1.03% above avgNationally 2.77%
Details
Rate History
No change since Sep 24, 2026 · 4.00% APY · checked 5 times
Omaha 12 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
First Westroads Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.04%
15750 W Dodge Rd, Omaha, NE 68118
12 Month CD
$500
4.28%
▲ 1.23% above Nebraska avg
▼
Rate4.21%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average3.05%▲ 1.23% above avgNationally 2.99%
Details
Rate History
No change since Sep 20, 2026 · 4.28% APY · checked 6 times
Union Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 2.09%
2720 S 177th St, Omaha, NE 68130
12 Month Certificate of Deposit
$1,000
4.25%
▲ 1.20% above Nebraska avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Nebraska Average3.05%▲ 1.20% above avgNationally 2.99%
Details
Open Online
Rate History
2 changes since Sep 18, 2026 · 3.85% → 4.25% ▲ 0.40 pts · high 4.25% / low 3.85%
- Oct 14, 20264.25%▲ from 4.05%
- Sep 24, 20264.05%▲ from 3.85%
- Sep 18, 20263.85%first recorded
Exchange Bank (NE)
Institution Rating:
B4.4 ★Texas Ratio: 21.68%
8008 W Dodge Rd, Omaha, NE 68114
12 Month CD Special
$2,500
4.25%
▲ 1.20% above Nebraska avg
▼
RateN/A
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Nebraska Average3.05%▲ 1.20% above avgNationally 2.99%
Details
In select markets only; No minimum to earn APY; Penalty assessed for early withdrawal; Offer may expire without notice
Rate History
1 change since Sep 29, 2026 · 4.10% → 4.25% ▲ 0.15 pts · high 4.25% / low 4.10%
- Oct 14, 20264.25%▲ from 4.10%
- Sep 29, 20264.10%first recorded
Enterprise Bank Omaha, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
525 N 132nd Street, Omaha, NE 68154
12 Month CD Specials
$0
4.15%
▲ 1.10% above Nebraska avg
▼
Rate4.09%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average3.05%▲ 1.10% above avgNationally 2.99%
Details
Rate History
No change since Oct 8, 2026 · 4.15% APY · checked 2 times
Enterprise Bank Omaha, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
525 N 132nd Street, Omaha, NE 68154
12 Months CD
$0
4.15%
▲ 1.10% above Nebraska avg
▼
Rate4.09%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average3.05%▲ 1.10% above avgNationally 2.99%
Details
Rate History
No change since Oct 8, 2026 · 4.15% APY · checked 2 times
Omaha Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.18%
3001 S 82ND AVE, OMAHA, NE 68124
12 Month Share Certificate
$500
4.10%
▲ 1.05% above Nebraska avg
▼
Rate4.03%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average3.05%▲ 1.05% above avgNationally 2.99%
Details
Rate History
1 change since Sep 20, 2026 · 3.50% → 4.10% ▲ 0.60 pts · high 4.10% / low 3.50%
- Oct 8, 20264.10%▲ from 3.50%
- Sep 20, 20263.50%first recorded
West Gate Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.69%
1020 S 179th Ct, Omaha, NE 68118
12 Month Certificate of Deposit
$1,000
4.06%
▲ 1.01% above Nebraska avg
▼
Rate4.00%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Nebraska Average3.05%▲ 1.01% above avgNationally 2.99%
Details
Open Online; Rate for balances below $250,000.00; add 0.25% for balances at or over $250,000.00
Rate History
No change since Oct 14, 2026 · 4.06% APY
Omaha Police Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.04%
3003 S 82nd Ave, Omaha, NE 68124
12 Month Certificate Special
$2,500
4.05%
▲ 1.00% above Nebraska avg
▼
Rate3.99%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Nebraska Average3.05%▲ 1.00% above avgNationally 2.99%
Details
Limited-time offer; Annual Percentage Yield; rates based on quarterly dividend
Rate History
No change since Oct 5, 2026 · 4.05% APY · checked 2 times
I3 Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.09%
15645 Spaulding St, Omaha, NE 68116
Certificates of Deposit & IRAs - 12 Month
$500
4.00%
▲ 0.95% above Nebraska avg
▼
Rate3.94%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average3.05%▲ 0.95% above avgNationally 2.99%
Details
Compound Frequency: Quarterly
Rate History
1 change since Sep 14, 2026 · 3.30% → 4.00% ▲ 0.70 pts · high 4.00% / low 3.30%
- Oct 8, 20264.00%▲ from 3.30%
- Sep 14, 20263.30%first recorded
Metro Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.30%
14509 F St, Omaha, NE 68137 1054
12 Month Certificate
$0
4.00%
▲ 0.95% above Nebraska avg
▼
Rate3.93%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average3.05%▲ 0.95% above avgNationally 2.99%
Details
Certificate; Balance: $500.00 minimum
Rate History
1 change since Sep 20, 2026 · 3.90% → 4.00% ▲ 0.10 pts · high 4.00% / low 3.90%
- Oct 4, 20264.00%▲ from 3.90%
- Sep 20, 20263.90%first recorded
Cobalt Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.25%
15325 Weir St, Omaha, NE 68137 5061
12 Month Business Term Share Certificate
$0
4.00%
▲ 0.95% above Nebraska avg
▼
Rate3.94%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Nebraska Average3.05%▲ 0.95% above avgNationally 2.99%
Details
Balance: $100,000.00 and greater
Rate History
No change since Sep 14, 2026 · 4.00% APY · checked 7 times
CIT Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.72%
12307 W Center Rd, Omaha, NE 68144
Term CD - 1-Year Term
$1,000
4.00%
▲ 0.95% above Nebraska avg
▼
Rate3.92%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Nebraska Average3.05%▲ 0.95% above avgNationally 2.99%
Details
Term Certificates of Deposit (CD)
Rate History
No change since Oct 14, 2026 · 4.00% APY
Cobalt Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.25%
15325 Weir St, Omaha, NE 68137 5061
12 Month Baby Bundle Certificate
$25
3.90%
▲ 0.85% above Nebraska avg
▼
Rate3.83%
Min Deposit$25
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Nebraska Average3.05%▲ 0.85% above avgNationally 2.99%
Details
Period*: Monthly
Rate History
No change since Oct 9, 2026 · 3.90% APY · checked 3 times
Cobalt Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.25%
15325 Weir St, Omaha, NE 68137 5061
12 Month Business Term Share Certificate
$0
3.90%
▲ 0.85% above Nebraska avg
▼
Rate3.84%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Nebraska Average3.05%▲ 0.85% above avgNationally 2.99%
Details
Balance: $1,000.00-99,999.99
Rate History
No change since Sep 14, 2026 · 3.90% APY · checked 5 times
Cornhusker Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.16%
11102 Blondo St, Omaha, NE 68164
12 Month Certificate of Deposit
$1,000
3.80%
▲ 0.75% above Nebraska avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Nebraska Average3.05%▲ 0.75% above avgNationally 2.99%
Details
Rate History
1 change since Sep 30, 2026 · 3.75% → 3.80% ▲ 0.05 pts · high 3.80% / low 3.75%
- Oct 1, 20263.80%▲ from 3.75%
- Sep 30, 20263.75%first recorded
Cornhusker Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.16%
11102 Blondo St, Omaha, NE 68164
Business Certificates of Deposit - 12 Month
$1,000
3.80%
▲ 0.75% above Nebraska avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Nebraska Average3.05%▲ 0.75% above avgNationally 2.99%
Details
Rate History
1 change since Sep 30, 2026 · 3.75% → 3.80% ▲ 0.05 pts · high 3.80% / low 3.75%
- Oct 1, 20263.80%▲ from 3.75%
- Sep 30, 20263.75%first recorded
First State Bank Nebraska
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
6457 Frances St, Omaha, NE 68106
12 Month Certificate of Deposit
$500
3.73%
▲ 0.68% above Nebraska avg
▼
Rate3.68%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Nebraska Average3.05%▲ 0.68% above avgNationally 2.99%
Details
Minimum $500
Rate History
No change since Oct 14, 2026 · 3.73% APY
First State Bank Nebraska
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
6457 Frances St, Omaha, NE 68106
CD - 12 Months
$500
3.73%
▲ 0.68% above Nebraska avg
▼
Rate3.68%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Nebraska Average3.05%▲ 0.68% above avgNationally 2.99%
Details
Rate History
No change since Oct 14, 2026 · 3.73% APY
Union Pacific Streamliner Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.61%
1400 Douglas St, Omaha, NE 68179
12-Month Share Certificate - Special
$0
3.55%
▲ 0.50% above Nebraska avg
▼
Rate3.49%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average3.05%▲ 0.50% above avgNationally 2.99%
Details
Early certificate closure assessed a 120-day interest penalty fee
Rate History
No change since Sep 25, 2026 · 3.55% APY · checked 3 times
Lincoln FSB of Nebraska
Institution Rating:
A+5.0 ★Texas Ratio: 3.23%
15858 W Dodge Rd, Omaha, NE 68118
12 Month CD
$5,000
3.50%
▲ 0.45% above Nebraska avg
▼
Rate3.50%
Min Deposit$5,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average3.05%▲ 0.45% above avgNationally 2.99%
Details
SpecialAnnual Percentage Yield (APY) effective as of 06/22/26. Minimum to open is $5,000. Minimum to open waived for existing checking and savings account customers. Penalty for early withdrawal. Consumer accounts only. Rates are subject to change without notice.
Rate History
No change since Sep 11, 2026 · 3.50% APY · checked 8 times
Omaha Douglas Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.31%
8251 W Center Rd, Omaha, NE 68124
12 Month Share Certificate
$0
3.50%
▲ 0.45% above Nebraska avg
▼
Rate3.45%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average3.05%▲ 0.45% above avgNationally 2.99%
Details
Balance: $500 - $9999; Effective Date: October 1, 2026
Rate History
No change since Sep 12, 2026 · 3.50% APY · checked 5 times
Omaha Douglas Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.31%
8251 W Center Rd, Omaha, NE 68124
IRA Certificates - 12 Months
$0
3.50%
▲ 0.45% above Nebraska avg
▼
Rate3.45%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average3.05%▲ 0.45% above avgNationally 2.99%
Details
Balance: $1,000.00 - $9,999.99; Dividends compounded quarterly
Rate History
No change since Sep 25, 2026 · 3.50% APY · checked 4 times
Great Plains State Bank
Institution Rating:
D3.5 ★Texas Ratio: 32.53%
15858 W Dodge Rd, Omaha, NE 68118
12 Month CD
$0
3.45%
▲ 0.40% above Nebraska avg
▼
Rate3.41%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average3.05%▲ 0.40% above avgNationally 2.99%
Details
Rate History
No change since Sep 14, 2026 · 3.45% APY · checked 7 times
First Westroads Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.04%
15750 W Dodge Rd, Omaha, NE 68118
IRA 12 Month CD
$500
3.45%
▲ 0.40% above Nebraska avg
▼
Rate3.41%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average3.05%▲ 0.40% above avgNationally 2.99%
Details
Rate History
No change since Sep 14, 2026 · 3.45% APY · checked 7 times
Electrical Workers No 22 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.13%
8960 L St Ste 102, Omaha, NE 68127 1414
Share Certificate - CD 12 Months Term "N"
$0
3.45%
▲ 0.40% above Nebraska avg
▼
Rate3.45%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Nebraska Average3.05%▲ 0.40% above avgNationally 2.99%
Details
Rate History
No change since Sep 14, 2026 · 3.45% APY · checked 4 times
Union Pacific Streamliner Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.61%
1400 Douglas St, Omaha, NE 68179
12-Month Share Certificate
$0
3.40%
▲ 0.35% above Nebraska avg
▼
Rate3.35%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average3.05%▲ 0.35% above avgNationally 2.99%
Details
Early certificate closure assessed a 120-day interest penalty fee
Rate History
No change since Oct 8, 2026 · 3.40% APY · checked 2 times
Union Pacific Streamliner Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.61%
1400 Douglas St, Omaha, NE 68179
12-Month Share Certificate
$0
3.30%
▲ 0.25% above Nebraska avg
▼
Rate3.25%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average3.05%▲ 0.25% above avgNationally 2.99%
Details
Early certificate closure assessed a 120-day interest penalty fee
Rate History
No change since Oct 8, 2026 · 3.30% APY · checked 2 times
Premier Bank Omaha, NE
Institution Rating:
A5.0 ★Texas Ratio: 6.92%
16802 Burke St, Omaha, NE 68118
12 Month Certificate of Deposit
$0
3.29%
▲ 0.24% above Nebraska avg
▼
Rate3.25%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average3.05%▲ 0.24% above avgNationally 2.99%
Details
Rate History
No change since Sep 24, 2026 · 3.29% APY · checked 5 times
Premier Bank Omaha, NE
Institution Rating:
A5.0 ★Texas Ratio: 6.92%
16802 Burke St, Omaha, NE 68118
12 Month IRA Certificate
$0
3.29%
▲ 0.24% above Nebraska avg
▼
Rate3.25%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average3.05%▲ 0.24% above avgNationally 2.99%
Details
Rate History
No change since Oct 7, 2026 · 3.29% APY · checked 2 times
Pentagon Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.53%
13220 FORT ST, OMAHA, NE 68164
1 Year IRA Certificate
$1,000
3.10%
▲ 0.05% above Nebraska avg
▼
Rate3.05%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Nebraska Average3.05%▲ 0.05% above avgNationally 2.99%
Details
1 Year IRA Certificate; Early withdrawal penalty applies
Rate History
1 change since Oct 7, 2026 · 2.80% → 3.10% ▲ 0.30 pts · high 3.10% / low 2.80%
- Oct 14, 20263.10%▲ from 2.80%
- Oct 7, 20262.80%first recorded
Centris Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.31%
3575 L St, Omaha, NE 68107
12 Month Jumbo Certificate
$90,000
3.10%
▲ 0.05% above Nebraska avg
▼
Rate3.05%
Min Deposit$90,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average3.05%▲ 0.05% above avgNationally 2.99%
Details
Rate History
No change since Sep 16, 2026 · 3.10% APY · checked 3 times
Dundee Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.17%
5015 Underwood Ave, Omaha, NE 68132
12 Month CD
$500
3.00%
▼ 0.05% below Nebraska avg
▼
Rate2.97%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average3.05%▼ 0.05% below avgNationally 2.99%
Details
$500 minimum deposit to open CD and obtain APY. A penalty may be imposed for early withdrawal.
Rate History
No change since Sep 14, 2026 · 3.00% APY · checked 6 times
Centris Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.31%
3575 L St, Omaha, NE 68107
12 Month Regular & IRA Certificates
$500
3.00%
▼ 0.05% below Nebraska avg
▼
Rate2.96%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average3.05%▼ 0.05% below avgNationally 2.99%
Details
Rate History
No change since Sep 20, 2026 · 3.00% APY · checked 5 times
Neighborhood Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.20%
4848 S 120th St, Omaha, NE 68137
12 Month IRA & Roth IRA Certificates
$0
2.26%
▼ 0.79% below Nebraska avg
▼
Rate2.25%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Nebraska Average3.05%▼ 0.79% below avgNationally 2.99%
Details
Early Withdrawal Penalty: 30 Days of Interest; Renewable: Yes; Fixed rate; IRA certificate minimum balance $1,000.00
Rate History
No change since Oct 5, 2026 · 2.26% APY · checked 3 times
Neighborhood Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.20%
4848 S 120th St, Omaha, NE 68137
12 Month Share Certificates
$0
2.26%
▼ 0.79% below Nebraska avg
▼
Rate2.25%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Nebraska Average3.05%▼ 0.79% below avgNationally 2.99%
Details
Early Withdrawal Penalty: 30 Days of Interest; Renewable: Yes; Fixed rate; Minimum balance $1000
Rate History
No change since Oct 5, 2026 · 2.26% APY · checked 3 times
The Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.96%
3001 L St, Omaha, NE 68107 1409
12 Month Share Certificate (CD)
$500
2.25%
▼ 0.80% below Nebraska avg
▼
Rate2.23%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Nebraska Average3.05%▼ 0.80% below avgNationally 2.99%
Details
Rates effective as of 02/10/26. Rates are subject to change without notice. Early withdrawals may be subject to a penalty. Other restrictions and requirements may apply. Please call 563-388-8328 for additional details.
Rate History
No change since Oct 9, 2026 · 2.25% APY
First Citizens Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.72%
12307 W Center Rd, Omaha, NE 68144
12 Month Certificate of Deposit
$500
2.00%
▼ 1.05% below Nebraska avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Nebraska Average3.05%▼ 1.05% below avgNationally 2.99%
Details
CD yields may vary depending on your area. Contact your local branch for details.
Rate History
No change since Sep 18, 2026 · 2.00% APY · checked 5 times
Wells Fargo
Institution Rating:
A+5.0 ★Texas Ratio: 5.36%
1919 Douglas St, Omaha, NE 68102
1 year Standard Fixed Rate CD - Relationship
$2,500
1.51%
▼ 1.54% below Nebraska avg
▼
Rate1.50%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Nebraska Average3.05%▼ 1.54% below avgNationally 2.99%
Details
Relationship Interest Rate; Balance: $0 - $4,999.99; Early withdrawal penalties may apply; California Bay Area counties branches only
Rate History
No change since Sep 27, 2026 · 1.51% APY · checked 3 times
Wells Fargo
Institution Rating:
A+5.0 ★Texas Ratio: 5.36%
1919 Douglas St, Omaha, NE 68102
1 year Standard Fixed Rate CD
$2,500
1.50%
▼ 1.55% below Nebraska avg
▼
Rate1.49%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Nebraska Average3.05%▼ 1.55% below avgNationally 2.99%
Details
Balance: $0 - $4,999.99; Early withdrawal penalties may apply; California Bay Area counties branches only
Rate History
No change since Sep 27, 2026 · 1.50% APY · checked 3 times
Enterprise Bank Omaha, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
525 N 132nd Street, Omaha, NE 68154
12 Month CD Specials
$0
0.75%
▼ 2.30% below Nebraska avg
▼
Rate0.75%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average3.05%▼ 2.30% below avgNationally 2.99%
Details
Rate History
No change since Oct 8, 2026 · 0.75% APY · checked 2 times
Enterprise Bank Omaha, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
525 N 132nd Street, Omaha, NE 68154
12 Month Certificate
$0
0.75%
▼ 2.30% below Nebraska avg
▼
Rate0.75%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average3.05%▼ 2.30% below avgNationally 2.99%
Details
Rate History
No change since Sep 14, 2026 · 0.75% APY · checked 3 times
BMO Bank National Association
Institution Rating:
A+5.0 ★Texas Ratio: 3.54%
13220 California St, Omaha, NE 68154
12 Month IRA Certificate of Deposit
$0
0.75%
▼ 2.30% below Nebraska avg
▼
Rate0.75%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Nebraska Average3.05%▼ 2.30% below avgNationally 2.99%
Details
Minimum Balance To Obtain APY: $1,000; rates based on zip code
Rate History
No change since Sep 30, 2026 · 0.75% APY · checked 5 times
BMO Bank National Association
Institution Rating:
A+5.0 ★Texas Ratio: 3.54%
13220 California St, Omaha, NE 68154
12 Month Standard CD
$1,000
0.75%
▼ 2.30% below Nebraska avg
▼
Rate0.75%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Nebraska Average3.05%▼ 2.30% below avgNationally 2.99%
Details
Balance: up to $100,000.00; Rates for ZIP code 60603
Rate History
No change since Sep 30, 2026 · 0.75% APY · checked 5 times
Greenwich Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.63%
7301 Pacific St # 7305, Omaha, NE 68114
Share Certificate - 12 Months
$0
0.30%
▼ 2.75% below Nebraska avg
▼
Rate0.30%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Nebraska Average3.05%▼ 2.75% below avgNationally 2.99%
Details
Rate History
No change since Sep 21, 2026 · 0.30% APY · checked 5 times
Centris Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.31%
3575 L St, Omaha, NE 68107
12 Month Add-On Certificate
$100
0.25%
▼ 2.80% below Nebraska avg
▼
Rate0.25%
Min Deposit$100
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average3.05%▼ 2.80% below avgNationally 2.99%
Details
Rate History
No change since Sep 16, 2026 · 0.25% APY · checked 3 times
CIT Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.72%
12307 W Center Rd, Omaha, NE 68144
RampUp CD - 1-Year RampUp Plus
$25,000
0.25%
▼ 2.80% below Nebraska avg
▼
Rate0.25%
Min Deposit$25,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Nebraska Average3.05%▼ 2.80% below avgNationally 2.99%
Details
Ramp Up CDs
Rate History
No change since Oct 14, 2026 · 0.25% APY
Navy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.14%
12 Month Special EasyStart Certificate
$50
4.35%
▲ 1.30% above Nebraska avg
▼
Rate4.26%
Min Deposit$50
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Nebraska Average3.05%▲ 1.30% above avgNationally 2.99%
Details
Rate History
No change since Sep 30, 2026 · 4.35% APY · checked 5 times
Western Nebraska Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.07%
12 Month Certificate Of Deposit
$250
4.22%
▲ 1.17% above Nebraska avg
▼
Rate4.15%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average3.05%▲ 1.17% above avgNationally 2.99%
Details
Rate History
No change since Oct 7, 2026 · 4.22% APY · checked 2 times
Thayer County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.69%
12 Month CD
$0
4.19%
▲ 1.14% above Nebraska avg
▼
Rate4.13%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average3.05%▲ 1.14% above avgNationally 2.99%
Details
Balance: $75,000.00 and up
Rate History
1 change since Sep 11, 2026 · 3.99% → 4.19% ▲ 0.20 pts · high 4.19% / low 3.99%
- Oct 3, 20264.19%▲ from 3.99%
- Sep 11, 20263.99%first recorded
Adams County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
12 Month Certificate of Deposit (CD)
$0
4.16%
▲ 1.11% above Nebraska avg
▼
Rate4.10%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average3.05%▲ 1.11% above avgNationally 2.99%
Details
Balance: >= $150,000
Rate History
1 change since Sep 14, 2026 · 3.75% → 4.16% ▲ 0.41 pts · high 4.16% / low 3.75%
- Sep 24, 20264.16%▲ from 3.75%
- Sep 14, 20263.75%first recorded
Omaha 18 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Union Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 2.09%
2720 S 177th St, Omaha, NE 68130
18 Month Certificate of Deposit
$1,000
4.35%
▲ 1.45% above Nebraska avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Nebraska Average2.90%▲ 1.45% above avgNationally 2.88%
Details
Rate History
2 changes since Sep 18, 2026 · 3.90% → 4.35% ▲ 0.45 pts · high 4.35% / low 3.90%
- Oct 7, 20264.35%▲ from 4.05%
- Sep 24, 20264.05%▲ from 3.90%
- Sep 18, 20263.90%first recorded
Omaha Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.18%
3001 S 82ND AVE, OMAHA, NE 68124
18 Month Share Certificate
$500
4.20%
▲ 1.30% above Nebraska avg
▼
Rate4.12%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.90%▲ 1.30% above avgNationally 2.88%
Details
Rate History
1 change since Sep 20, 2026 · 3.00% → 4.20% ▲ 1.20 pts · high 4.20% / low 3.00%
- Oct 8, 20264.20%▲ from 3.00%
- Sep 20, 20263.00%first recorded
Omaha Police Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.04%
3003 S 82nd Ave, Omaha, NE 68124
18 Month Certificate Special
$2,500
4.10%
▲ 1.20% above Nebraska avg
▼
Rate4.04%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Nebraska Average2.90%▲ 1.20% above avgNationally 2.88%
Details
Limited-time offer; Annual Percentage Yield; rates based on quarterly dividend
Rate History
No change since Oct 5, 2026 · 4.10% APY · checked 2 times
First State Bank Nebraska
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
6457 Frances St, Omaha, NE 68106
18 Month Certificate of Deposit
$500
4.05%
▲ 1.15% above Nebraska avg
▼
Rate3.99%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Nebraska Average2.90%▲ 1.15% above avgNationally 2.88%
Details
Minimum $500
Rate History
No change since Oct 14, 2026 · 4.05% APY
First State Bank Nebraska
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
6457 Frances St, Omaha, NE 68106
CD - 18 Months
$500
4.05%
▲ 1.15% above Nebraska avg
▼
Rate3.99%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Nebraska Average2.90%▲ 1.15% above avgNationally 2.88%
Details
Rate History
No change since Oct 14, 2026 · 4.05% APY
Metro Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.30%
14509 F St, Omaha, NE 68137 1054
18 Month Certificate
$0
4.00%
▲ 1.10% above Nebraska avg
▼
Rate3.93%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.90%▲ 1.10% above avgNationally 2.88%
Details
Certificate; Balance: $500.00 minimum
Rate History
1 change since Sep 20, 2026 · 3.90% → 4.00% ▲ 0.10 pts · high 4.00% / low 3.90%
- Oct 4, 20264.00%▲ from 3.90%
- Sep 20, 20263.90%first recorded
Cornhusker Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.16%
11102 Blondo St, Omaha, NE 68164
18 Month Certificate of Deposit
$1,000
3.91%
▲ 1.01% above Nebraska avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Nebraska Average2.90%▲ 1.01% above avgNationally 2.88%
Details
Rate History
1 change since Sep 30, 2026 · 3.84% → 3.91% ▲ 0.07 pts · high 3.91% / low 3.84%
- Oct 1, 20263.91%▲ from 3.84%
- Sep 30, 20263.84%first recorded
Cornhusker Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.16%
11102 Blondo St, Omaha, NE 68164
Business Certificates of Deposit - 18 Month
$1,000
3.91%
▲ 1.01% above Nebraska avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Nebraska Average2.90%▲ 1.01% above avgNationally 2.88%
Details
Rate History
1 change since Sep 30, 2026 · 3.84% → 3.91% ▲ 0.07 pts · high 3.91% / low 3.84%
- Oct 1, 20263.91%▲ from 3.84%
- Sep 30, 20263.84%first recorded
Union Pacific Streamliner Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.61%
1400 Douglas St, Omaha, NE 68179
18-Month Share Certificate - Special
$0
3.60%
▲ 0.70% above Nebraska avg
▼
Rate3.54%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.90%▲ 0.70% above avgNationally 2.88%
Details
Early certificate closure assessed a 180-day interest penalty fee
Rate History
No change since Sep 25, 2026 · 3.60% APY · checked 3 times
West Gate Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.69%
1020 S 179th Ct, Omaha, NE 68118
18 Month Certificate of Deposit
$1,000
3.55%
▲ 0.65% above Nebraska avg
▼
Rate3.50%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Nebraska Average2.90%▲ 0.65% above avgNationally 2.88%
Details
Visit a branch; Rate for balances below $250,000.00; add 0.25% for balances at or over $250,000.00
Rate History
No change since Oct 14, 2026 · 3.55% APY
Great Plains State Bank
Institution Rating:
D3.5 ★Texas Ratio: 32.53%
15858 W Dodge Rd, Omaha, NE 68118
18 Month CD
$0
3.45%
▲ 0.55% above Nebraska avg
▼
Rate3.41%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.90%▲ 0.55% above avgNationally 2.88%
Details
Rate History
No change since Sep 14, 2026 · 3.45% APY · checked 7 times
Union Pacific Streamliner Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.61%
1400 Douglas St, Omaha, NE 68179
18-Month Share Certificate
$0
3.45%
▲ 0.55% above Nebraska avg
▼
Rate3.40%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.90%▲ 0.55% above avgNationally 2.88%
Details
Early certificate closure assessed a 180-day interest penalty fee
Rate History
No change since Oct 8, 2026 · 3.45% APY · checked 2 times
Union Pacific Streamliner Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.61%
1400 Douglas St, Omaha, NE 68179
18-Month Share Certificate
$0
3.35%
▲ 0.45% above Nebraska avg
▼
Rate3.30%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.90%▲ 0.45% above avgNationally 2.88%
Details
Early certificate closure assessed a 180-day interest penalty fee
Rate History
No change since Oct 8, 2026 · 3.35% APY · checked 2 times
Cobalt Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.25%
15325 Weir St, Omaha, NE 68137 5061
18 Month Business Term Share Certificate
$0
3.35%
▲ 0.45% above Nebraska avg
▼
Rate3.31%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Nebraska Average2.90%▲ 0.45% above avgNationally 2.88%
Details
Balance: $100,000.00 and greater
Rate History
No change since Sep 14, 2026 · 3.35% APY · checked 7 times
Premier Bank Omaha, NE
Institution Rating:
A5.0 ★Texas Ratio: 6.92%
16802 Burke St, Omaha, NE 68118
18 Month Certificate of Deposit
$0
3.29%
▲ 0.39% above Nebraska avg
▼
Rate3.25%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.90%▲ 0.39% above avgNationally 2.88%
Details
Rate History
No change since Sep 24, 2026 · 3.29% APY · checked 5 times
Premier Bank Omaha, NE
Institution Rating:
A5.0 ★Texas Ratio: 6.92%
16802 Burke St, Omaha, NE 68118
18 Month IRA Certificate
$0
3.29%
▲ 0.39% above Nebraska avg
▼
Rate3.25%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.90%▲ 0.39% above avgNationally 2.88%
Details
Rate History
No change since Oct 7, 2026 · 3.29% APY · checked 2 times
Cobalt Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.25%
15325 Weir St, Omaha, NE 68137 5061
18 Month Business Term Share Certificate
$0
3.25%
▲ 0.35% above Nebraska avg
▼
Rate3.21%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Nebraska Average2.90%▲ 0.35% above avgNationally 2.88%
Details
Balance: $1,000.00-99,999.99
Rate History
No change since Sep 14, 2026 · 3.25% APY · checked 5 times
Centris Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.31%
3575 L St, Omaha, NE 68107
18 Month Jumbo Certificate
$90,000
2.85%
▼ 0.05% below Nebraska avg
▼
Rate2.81%
Min Deposit$90,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.90%▼ 0.05% below avgNationally 2.88%
Details
Rate History
No change since Sep 16, 2026 · 2.85% APY · checked 3 times
Centris Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.31%
3575 L St, Omaha, NE 68107
18 Month Regular & IRA Certificates
$500
2.75%
▼ 0.15% below Nebraska avg
▼
Rate2.71%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.90%▼ 0.15% below avgNationally 2.88%
Details
Rate History
No change since Sep 20, 2026 · 2.75% APY · checked 5 times
CIT Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.72%
12307 W Center Rd, Omaha, NE 68144
Term CD - 18-Month Term
$1,000
2.75%
▼ 0.15% below Nebraska avg
▼
Rate2.71%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Nebraska Average2.90%▼ 0.15% below avgNationally 2.88%
Details
Term Certificates of Deposit (CD)
Rate History
No change since Oct 14, 2026 · 2.75% APY
Dundee Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.17%
5015 Underwood Ave, Omaha, NE 68132
18 Month CD
$500
2.50%
▼ 0.40% below Nebraska avg
▼
Rate2.48%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.90%▼ 0.40% below avgNationally 2.88%
Details
$500 minimum deposit to open CD and obtain APY. A penalty may be imposed for early withdrawal.
Rate History
No change since Sep 14, 2026 · 2.50% APY · checked 6 times
The Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.96%
3001 L St, Omaha, NE 68107 1409
18 Month Share Certificate (CD)
$500
2.35%
▼ 0.55% below Nebraska avg
▼
Rate2.33%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Nebraska Average2.90%▼ 0.55% below avgNationally 2.88%
Details
Rates effective as of 02/10/26. Rates are subject to change without notice. Early withdrawals may be subject to a penalty. Other restrictions and requirements may apply. Please call 563-388-8328 for additional details.
Rate History
No change since Oct 9, 2026 · 2.35% APY
Union Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 2.09%
2720 S 177th St, Omaha, NE 68130
Variable Rate Individual Retirement Account (IRA) 18 Month Variable
$0
1.97%
▼ 0.93% below Nebraska avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Nebraska Average2.90%▼ 0.93% below avgNationally 2.88%
Details
Variable Rate IRA; rate subject to change after account is opened; no minimum balance required to open account or obtain APY
Rate History
No change since Oct 14, 2026 · 1.97% APY
Enterprise Bank Omaha, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
525 N 132nd Street, Omaha, NE 68154
18 Month CD Specials
$0
1.00%
▼ 1.90% below Nebraska avg
▼
Rate1.00%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.90%▼ 1.90% below avgNationally 2.88%
Details
Rate History
No change since Oct 8, 2026 · 1.00% APY · checked 2 times
Enterprise Bank Omaha, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
525 N 132nd Street, Omaha, NE 68154
18 Month Certificate
$0
1.00%
▼ 1.90% below Nebraska avg
▼
Rate1.00%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.90%▼ 1.90% below avgNationally 2.88%
Details
Rate History
No change since Sep 14, 2026 · 1.00% APY · checked 3 times
Lincoln FSB of Nebraska
Institution Rating:
A+5.0 ★Texas Ratio: 3.23%
15858 W Dodge Rd, Omaha, NE 68118
18 Month CD
$5,000
0.90%
▼ 2.00% below Nebraska avg
▼
Rate0.90%
Min Deposit$5,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.90%▼ 2.00% below avgNationally 2.88%
Details
Minimum to open waived for existing checking and savings account customers. Penalty for early withdrawal. Consumer accounts only. Rates are subject to change without notice.
Rate History
No change since Sep 11, 2026 · 0.90% APY · checked 8 times
BMO Bank National Association
Institution Rating:
A+5.0 ★Texas Ratio: 3.54%
13220 California St, Omaha, NE 68154
18 Month IRA Certificate of Deposit
$0
0.75%
▼ 2.15% below Nebraska avg
▼
Rate0.75%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Nebraska Average2.90%▼ 2.15% below avgNationally 2.88%
Details
Minimum Balance To Obtain APY: $1,000; rates based on zip code
Rate History
No change since Sep 30, 2026 · 0.75% APY · checked 5 times
BMO Bank National Association
Institution Rating:
A+5.0 ★Texas Ratio: 3.54%
13220 California St, Omaha, NE 68154
18 Month Standard CD
$1,000
0.75%
▼ 2.15% below Nebraska avg
▼
Rate0.75%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Nebraska Average2.90%▼ 2.15% below avgNationally 2.88%
Details
Balance: up to $100,000.00; Rates for ZIP code 60603
Rate History
No change since Sep 30, 2026 · 0.75% APY · checked 5 times
I3 Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.09%
15645 Spaulding St, Omaha, NE 68116
Certificates of Deposit & IRAs - 18 Month
$500
0.50%
▼ 2.40% below Nebraska avg
▼
Rate0.50%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.90%▼ 2.40% below avgNationally 2.88%
Details
Compound Frequency: Quarterly
Rate History
No change since Sep 14, 2026 · 0.50% APY · checked 3 times
Greenwich Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.63%
7301 Pacific St # 7305, Omaha, NE 68114
Share Certificate - 18 Months
$0
0.40%
▼ 2.50% below Nebraska avg
▼
Rate0.40%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Nebraska Average2.90%▼ 2.50% below avgNationally 2.88%
Details
Rate History
No change since Sep 21, 2026 · 0.40% APY · checked 5 times
First Citizens Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.72%
12307 W Center Rd, Omaha, NE 68144
18 Month Certificate of Deposit
$500
0.02%
▼ 2.88% below Nebraska avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Nebraska Average2.90%▼ 2.88% below avgNationally 2.88%
Details
CD yields may vary depending on your area. Contact your local branch for details.
Rate History
No change since Sep 18, 2026 · 0.02% APY · checked 5 times
Town & Country Bank Ravenna, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
18 Month CD Special
$2,500
4.20%
▲ 1.30% above Nebraska avg
▼
Rate4.14%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.90%▲ 1.30% above avgNationally 2.88%
Details
Rate History
No change since Oct 11, 2026 · 4.20% APY
Navy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.14%
Short-Term Certificate (Share, IRA, ESA) - 18 Months
$0
4.15%
▲ 1.25% above Nebraska avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Nebraska Average2.90%▲ 1.25% above avgNationally 2.88%
Details
$100K Minimum APY tier; Rates as of Oct 13, 2026 ET; Dividends compounded daily, credited monthly; Penalties apply for early withdrawals
Rate History
No change since Oct 14, 2026 · 4.15% APY
Navy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.14%
Short-Term Certificate (Share, IRA, ESA) - 18 Months
$0
4.10%
▲ 1.20% above Nebraska avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Nebraska Average2.90%▲ 1.20% above avgNationally 2.88%
Details
$1K Minimum APY tier; Rates as of Oct 13, 2026 ET; Dividends compounded daily, credited monthly; Penalties apply for early withdrawals
Rate History
No change since Oct 14, 2026 · 4.10% APY
Pathway Bank
Institution Rating:
B-4.4 ★Texas Ratio: 22.68%
18 Month CD
$1,000
4.10%
▲ 1.20% above Nebraska avg
▼
Rate4.04%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.90%▲ 1.20% above avgNationally 2.88%
Details
Rate History
1 change since Sep 19, 2026 · 3.60% → 4.10% ▲ 0.50 pts · high 4.10% / low 3.60%
- Oct 7, 20264.10%▲ from 3.60%
- Sep 19, 20263.60%first recorded
Cattle Bank and Trust
Institution Rating:
A+5.0 ★Texas Ratio: 0.49%
18 Month IRA Certificate Special
$0
4.05%
▲ 1.15% above Nebraska avg
▼
Rate3.99%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.90%▲ 1.15% above avgNationally 2.88%
Details
Rate History
1 change since Sep 24, 2026 · 4.00% → 4.05% ▲ 0.05 pts · high 4.05% / low 4.00%
- Oct 3, 20264.05%▲ from 4.00%
- Sep 24, 20264.00%first recorded
Nebraska State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
18 Month IRA Share Certificate
$500
4.01%
▲ 1.11% above Nebraska avg
▼
Rate3.94%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Nebraska Average2.90%▲ 1.11% above avgNationally 2.88%
Details
Traditional or Roth; Penalty may be imposed for early withdrawal
Rate History
No change since Oct 9, 2026 · 4.01% APY · checked 2 times
Countryside Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.33%
18 Month Certificate
$10,000
4.00%
▲ 1.10% above Nebraska avg
▼
Rate3.94%
Min Deposit$10,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.90%▲ 1.10% above avgNationally 2.88%
Details
Rate History
1 change since Sep 14, 2026 · 1.66% → 4.00% ▲ 2.34 pts · high 4.00% / low 1.66%
- Oct 8, 20264.00%▲ from 1.66%
- Sep 14, 20261.66%first recorded
Archer Cooperative Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.83%
18 Month Share & IRA Certificates
$500
3.90%
▲ 1.00% above Nebraska avg
▼
Rate3.84%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Nebraska Average2.90%▲ 1.00% above avgNationally 2.88%
Details
Rate History
No change since Sep 14, 2026 · 3.90% APY · checked 6 times
Nebraska State Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
18 Month Certificate
$500
3.80%
▲ 0.90% above Nebraska avg
▼
Rate3.75%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.90%▲ 0.90% above avgNationally 2.88%
Details
Rate History
1 change since Sep 14, 2026 · 3.00% → 3.80% ▲ 0.80 pts · high 3.80% / low 3.00%
- Oct 8, 20263.80%▲ from 3.00%
- Sep 14, 20263.00%first recorded
Nebraska State Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
Term - 18 Months
$500
3.80%
▲ 0.90% above Nebraska avg
▼
Rate3.75%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.90%▲ 0.90% above avgNationally 2.88%
Details
Rate History
No change since Oct 8, 2026 · 3.80% APY · checked 2 times
Nebraska State Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
Time Certificate of Deposit - 18 Months
$500
3.80%
▲ 0.90% above Nebraska avg
▼
Rate3.75%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.90%▲ 0.90% above avgNationally 2.88%
Details
Rate History
No change since Oct 8, 2026 · 3.80% APY · checked 2 times
Westside State Bank
Institution Rating:
A-5.0 ★Texas Ratio: 15.31%
18 Month Certificates of Deposit (CDs)
$500
3.75%
▲ 0.85% above Nebraska avg
▼
Rate3.75%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Nebraska Average2.90%▲ 0.85% above avgNationally 2.88%
Details
Penalty for early withdrawal.
Rate History
No change since Oct 6, 2026 · 3.75% APY · checked 3 times
Westside State Bank
Institution Rating:
A-5.0 ★Texas Ratio: 15.31%
Certificates of Deposit (CDs) - 18 Months
$500
3.75%
▲ 0.85% above Nebraska avg
▼
Rate3.75%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Nebraska Average2.90%▲ 0.85% above avgNationally 2.88%
Details
Penalty for early withdrawal
Rate History
No change since Oct 6, 2026 · 3.75% APY · checked 3 times
Westside State Bank
Institution Rating:
A-5.0 ★Texas Ratio: 15.31%
IRA 18 MONTH CD
$100
3.75%
▲ 0.85% above Nebraska avg
▼
Rate3.75%
Min Deposit$100
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Nebraska Average2.90%▲ 0.85% above avgNationally 2.88%
Details
Penalty for early withdrawal.
Rate History
No change since Sep 30, 2026 · 3.75% APY · checked 5 times
FNB of Gordon
Institution Rating:
A+5.0 ★Texas Ratio: 2.98%
Certificate of Deposit - 18 Month
$1,000
3.72%
▲ 0.82% above Nebraska avg
▼
Rate3.65%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Nebraska Average2.90%▲ 0.82% above avgNationally 2.88%
Details
Minimum deposit $1,000.00; interest compounded daily
Rate History
No change since Oct 14, 2026 · 3.72% APY
Navy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.14%
18 Month ESA EasyStart Certificate
$50
3.70%
▲ 0.80% above Nebraska avg
▼
Rate3.63%
Min Deposit$50
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Nebraska Average2.90%▲ 0.80% above avgNationally 2.88%
Details
Share, IRA, ESA; Rates as of Oct 13, 2026 ET; EasyStart Certificate Rates(Share, IRA, ESA)
Rate History
No change since Oct 6, 2026 · 3.70% APY · checked 3 times
FirstBank of Nebraska
Institution Rating:
A+5.0 ★Texas Ratio: 4.58%
18 Mo CD
$1,000
3.65%
▲ 0.75% above Nebraska avg
▼
Rate3.60%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.90%▲ 0.75% above avgNationally 2.88%
Details
Rate History
1 change since Sep 14, 2026 · 3.50% → 3.65% ▲ 0.15 pts · high 3.65% / low 3.50%
- Oct 8, 20263.65%▲ from 3.50%
- Sep 14, 20263.50%first recorded
FirsTier Bank
Institution Rating:
F2.0 ★Texas Ratio: 51.03%
18 Month CD
$0
3.60%
▲ 0.70% above Nebraska avg
▼
Rate3.54%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Nebraska Average2.90%▲ 0.70% above avgNationally 2.88%
Details
Annual Percentage Yield is current as of September 21, 2026; a penalty may be imposed for early withdrawal; certificate automatically renews to a fixed rate CD of the equivalent term at the current rate
Rate History
No change since Sep 14, 2026 · 3.60% APY · checked 9 times
Holyoke Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.27%
18 Month CD
$50,000
3.60%
▲ 0.70% above Nebraska avg
▼
Rate3.55%
Min Deposit$50,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.90%▲ 0.70% above avgNationally 2.88%
Details
Rate History
1 change since Sep 25, 2026 · 3.44% → 3.60% ▲ 0.15 pts · high 3.60% / low 3.44%
- Oct 4, 20263.60%▲ from 3.44%
- Sep 25, 20263.44%first recorded
Omaha 24 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
First Westroads Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.04%
15750 W Dodge Rd, Omaha, NE 68118
24 Month CD
$500
4.45%
▲ 1.52% above Nebraska avg
▼
Rate4.38%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.93%▲ 1.52% above avgNationally 2.88%
Details
Rate History
No change since Sep 20, 2026 · 4.45% APY · checked 6 times
Union Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 2.09%
2720 S 177th St, Omaha, NE 68130
24 Month Certificate of Deposit
$1,000
4.40%
▲ 1.47% above Nebraska avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Nebraska Average2.93%▲ 1.47% above avgNationally 2.88%
Details
Open Online
Rate History
2 changes since Sep 18, 2026 · 3.95% → 4.40% ▲ 0.45 pts · high 4.40% / low 3.95%
- Oct 14, 20264.40%▲ from 4.00%
- Sep 24, 20264.00%▲ from 3.95%
- Sep 18, 20263.95%first recorded
Omaha Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.18%
3001 S 82ND AVE, OMAHA, NE 68124
24 Month Share Certificate
$500
4.35%
▲ 1.42% above Nebraska avg
▼
Rate4.27%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.93%▲ 1.42% above avgNationally 2.88%
Details
Rate History
1 change since Sep 20, 2026 · 2.50% → 4.35% ▲ 1.85 pts · high 4.35% / low 2.50%
- Oct 8, 20264.35%▲ from 2.50%
- Sep 20, 20262.50%first recorded
Enterprise Bank Omaha, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
525 N 132nd Street, Omaha, NE 68154
24 Month CD Specials
$0
4.25%
▲ 1.32% above Nebraska avg
▼
Rate4.18%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.93%▲ 1.32% above avgNationally 2.88%
Details
Rate History
No change since Oct 8, 2026 · 4.25% APY · checked 2 times
Enterprise Bank Omaha, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
525 N 132nd Street, Omaha, NE 68154
24 Months CD
$0
4.25%
▲ 1.32% above Nebraska avg
▼
Rate4.18%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.93%▲ 1.32% above avgNationally 2.88%
Details
Rate History
No change since Oct 8, 2026 · 4.25% APY · checked 2 times
Exchange Bank (NE)
Institution Rating:
B4.4 ★Texas Ratio: 21.68%
8008 W Dodge Rd, Omaha, NE 68114
24 Month CD Special
$2,500
4.10%
▲ 1.17% above Nebraska avg
▼
RateN/A
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Nebraska Average2.93%▲ 1.17% above avgNationally 2.88%
Details
In select markets only; No minimum to earn APY; Penalty assessed for early withdrawal; Offer may expire without notice
Rate History
No change since Sep 29, 2026 · 4.10% APY · checked 6 times
Cornhusker Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.16%
11102 Blondo St, Omaha, NE 68164
24 Month Certificate of Deposit
$1,000
4.03%
▲ 1.10% above Nebraska avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Nebraska Average2.93%▲ 1.10% above avgNationally 2.88%
Details
Rate History
1 change since Sep 30, 2026 · 3.59% → 4.03% ▲ 0.44 pts · high 4.03% / low 3.59%
- Oct 1, 20264.03%▲ from 3.59%
- Sep 30, 20263.59%first recorded
Cornhusker Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.16%
11102 Blondo St, Omaha, NE 68164
Business Certificates of Deposit - 24 Month
$1,000
4.03%
▲ 1.10% above Nebraska avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Nebraska Average2.93%▲ 1.10% above avgNationally 2.88%
Details
Rate History
1 change since Sep 30, 2026 · 3.59% → 4.03% ▲ 0.44 pts · high 4.03% / low 3.59%
- Oct 1, 20264.03%▲ from 3.59%
- Sep 30, 20263.59%first recorded
Metro Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.30%
14509 F St, Omaha, NE 68137 1054
24 Month Certificate
$0
4.00%
▲ 1.07% above Nebraska avg
▼
Rate3.93%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.93%▲ 1.07% above avgNationally 2.88%
Details
Certificate; Balance: $500.00 minimum
Rate History
1 change since Sep 20, 2026 · 3.85% → 4.00% ▲ 0.15 pts · high 4.00% / low 3.85%
- Oct 4, 20264.00%▲ from 3.85%
- Sep 20, 20263.85%first recorded
First State Bank Nebraska
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
6457 Frances St, Omaha, NE 68106
24 Month Certificate of Deposit
$500
3.95%
▲ 1.02% above Nebraska avg
▼
Rate3.88%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Nebraska Average2.93%▲ 1.02% above avgNationally 2.88%
Details
Minimum $500
Rate History
No change since Oct 14, 2026 · 3.95% APY
First State Bank Nebraska
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
6457 Frances St, Omaha, NE 68106
CD - 24 Months
$500
3.95%
▲ 1.02% above Nebraska avg
▼
Rate3.88%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Nebraska Average2.93%▲ 1.02% above avgNationally 2.88%
Details
Rate History
No change since Oct 14, 2026 · 3.95% APY
Lincoln FSB of Nebraska
Institution Rating:
A+5.0 ★Texas Ratio: 3.23%
15858 W Dodge Rd, Omaha, NE 68118
24 Month CD
$5,000
3.50%
▲ 0.57% above Nebraska avg
▼
Rate3.50%
Min Deposit$5,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.93%▲ 0.57% above avgNationally 2.88%
Details
SpecialAnnual Percentage Yield (APY) effective as of 06/22/26. Minimum to open is $5,000. Minimum to open waived for existing checking and savings account customers. Penalty for early withdrawal. Consumer accounts only. Rates are subject to change without notice.
Rate History
No change since Sep 11, 2026 · 3.50% APY · checked 8 times
Pentagon Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.53%
13220 FORT ST, OMAHA, NE 68164
2 Year IRA Certificate
$1,000
3.30%
▲ 0.37% above Nebraska avg
▼
Rate3.25%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Nebraska Average2.93%▲ 0.37% above avgNationally 2.88%
Details
2 Year IRA Certificate; Early withdrawal penalty applies
Rate History
1 change since Oct 7, 2026 · 3.10% → 3.30% ▲ 0.20 pts · high 3.30% / low 3.10%
- Oct 14, 20263.30%▲ from 3.10%
- Oct 7, 20263.10%first recorded
Cobalt Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.25%
15325 Weir St, Omaha, NE 68137 5061
24 Month Business Term Share Certificate
$0
3.30%
▲ 0.37% above Nebraska avg
▼
Rate3.26%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Nebraska Average2.93%▲ 0.37% above avgNationally 2.88%
Details
Balance: $100,000.00 and greater
Rate History
No change since Sep 14, 2026 · 3.30% APY · checked 7 times
Premier Bank Omaha, NE
Institution Rating:
A5.0 ★Texas Ratio: 6.92%
16802 Burke St, Omaha, NE 68118
24 Month Certificate of Deposit
$0
3.29%
▲ 0.36% above Nebraska avg
▼
Rate3.25%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.93%▲ 0.36% above avgNationally 2.88%
Details
Rate History
No change since Sep 24, 2026 · 3.29% APY · checked 5 times
Premier Bank Omaha, NE
Institution Rating:
A5.0 ★Texas Ratio: 6.92%
16802 Burke St, Omaha, NE 68118
24 Month IRA Certificate
$0
3.29%
▲ 0.36% above Nebraska avg
▼
Rate3.25%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.93%▲ 0.36% above avgNationally 2.88%
Details
Rate History
No change since Oct 7, 2026 · 3.29% APY · checked 2 times
Electrical Workers No 22 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.13%
8960 L St Ste 102, Omaha, NE 68127 1414
Share Certificate - CD 24 Months Term "Q"
$0
3.28%
▲ 0.35% above Nebraska avg
▼
Rate3.28%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Nebraska Average2.93%▲ 0.35% above avgNationally 2.88%
Details
Rate History
No change since Sep 14, 2026 · 3.28% APY · checked 4 times
Great Plains State Bank
Institution Rating:
D3.5 ★Texas Ratio: 32.53%
15858 W Dodge Rd, Omaha, NE 68118
24 Month CD
$0
3.25%
▲ 0.32% above Nebraska avg
▼
Rate3.21%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.93%▲ 0.32% above avgNationally 2.88%
Details
Rate History
No change since Sep 14, 2026 · 3.25% APY · checked 7 times
Cobalt Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.25%
15325 Weir St, Omaha, NE 68137 5061
24 Month Baby Bundle Certificate
$50
3.20%
▲ 0.27% above Nebraska avg
▼
Rate3.15%
Min Deposit$50
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Nebraska Average2.93%▲ 0.27% above avgNationally 2.88%
Details
Period*: Monthly
Rate History
No change since Oct 9, 2026 · 3.20% APY · checked 3 times
Cobalt Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.25%
15325 Weir St, Omaha, NE 68137 5061
24 Month Business Term Share Certificate
$0
3.20%
▲ 0.27% above Nebraska avg
▼
Rate3.16%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Nebraska Average2.93%▲ 0.27% above avgNationally 2.88%
Details
Balance: $1,000.00-99,999.99
Rate History
No change since Sep 14, 2026 · 3.20% APY · checked 5 times
West Gate Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.69%
1020 S 179th Ct, Omaha, NE 68118
24 Month Certificate of Deposit
$1,000
3.03%
▲ 0.10% above Nebraska avg
▼
Rate3.00%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Nebraska Average2.93%▲ 0.10% above avgNationally 2.88%
Details
Open Online; Rate for balances below $250,000.00; add 0.25% for balances at or over $250,000.00
Rate History
No change since Oct 14, 2026 · 3.03% APY
Centris Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.31%
3575 L St, Omaha, NE 68107
24 Month Jumbo Certificate
$90,000
2.85%
▼ 0.08% below Nebraska avg
▼
Rate2.81%
Min Deposit$90,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.93%▼ 0.08% below avgNationally 2.88%
Details
Rate History
No change since Sep 16, 2026 · 2.85% APY · checked 3 times
The Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.96%
3001 L St, Omaha, NE 68107 1409
24 Month Share Certificate (CD)
$500
2.76%
▼ 0.17% below Nebraska avg
▼
Rate2.73%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Nebraska Average2.93%▼ 0.17% below avgNationally 2.88%
Details
Rates effective as of 02/10/26. Rates are subject to change without notice. Early withdrawals may be subject to a penalty. Other restrictions and requirements may apply. Please call 563-388-8328 for additional details.
Rate History
No change since Oct 9, 2026 · 2.76% APY
Centris Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.31%
3575 L St, Omaha, NE 68107
24 Month Regular & IRA Certificates
$500
2.75%
▼ 0.18% below Nebraska avg
▼
Rate2.71%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.93%▼ 0.18% below avgNationally 2.88%
Details
Rate History
No change since Sep 20, 2026 · 2.75% APY · checked 5 times
Dundee Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.17%
5015 Underwood Ave, Omaha, NE 68132
24 Month CD
$500
2.50%
▼ 0.43% below Nebraska avg
▼
Rate2.48%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.93%▼ 0.43% below avgNationally 2.88%
Details
$500 minimum deposit to open CD and obtain APY. A penalty may be imposed for early withdrawal.
Rate History
No change since Sep 14, 2026 · 2.50% APY · checked 6 times
First Westroads Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.04%
15750 W Dodge Rd, Omaha, NE 68118
IRA 24 Month CD
$500
2.50%
▼ 0.43% below Nebraska avg
▼
Rate2.48%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.93%▼ 0.43% below avgNationally 2.88%
Details
Rate History
No change since Sep 14, 2026 · 2.50% APY · checked 7 times
Omaha Douglas Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.31%
8251 W Center Rd, Omaha, NE 68124
24 Month Share Certificate
$0
2.50%
▼ 0.43% below Nebraska avg
▼
Rate2.47%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.93%▼ 0.43% below avgNationally 2.88%
Details
Balance: $500 - $9999; Effective Date: October 1, 2026
Rate History
No change since Sep 12, 2026 · 2.50% APY · checked 5 times
Omaha Douglas Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.31%
8251 W Center Rd, Omaha, NE 68124
IRA Certificates - 24 Months
$0
2.50%
▼ 0.43% below Nebraska avg
▼
Rate2.47%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.93%▼ 0.43% below avgNationally 2.88%
Details
Balance: $1,000.00 - $9,999.99; Dividends compounded quarterly
Rate History
No change since Sep 25, 2026 · 2.50% APY · checked 4 times
Neighborhood Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.20%
4848 S 120th St, Omaha, NE 68137
24 Month IRA & Roth IRA Certificates
$0
2.26%
▼ 0.67% below Nebraska avg
▼
Rate2.25%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Nebraska Average2.93%▼ 0.67% below avgNationally 2.88%
Details
Early Withdrawal Penalty: 90 Days of Interest; Renewable: Yes; Fixed rate; IRA certificate minimum balance $1,000.00
Rate History
No change since Oct 5, 2026 · 2.26% APY · checked 3 times
Neighborhood Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.20%
4848 S 120th St, Omaha, NE 68137
24 Month Share Certificates
$0
2.26%
▼ 0.67% below Nebraska avg
▼
Rate2.25%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Nebraska Average2.93%▼ 0.67% below avgNationally 2.88%
Details
Early Withdrawal Penalty: 90 Days of Interest; Renewable: Yes; Fixed rate; Minimum balance $1000
Rate History
No change since Oct 5, 2026 · 2.26% APY · checked 3 times
Northwest Bank (IA)
Institution Rating:
A+5.0 ★Texas Ratio: 1.69%
14320 Arbor St, Omaha, NE 68144
CD/IRA Standard Renewal Rate - 24-Month
$1,000
2.10%
▼ 0.83% below Nebraska avg
▼
Rate2.10%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Nebraska Average2.93%▼ 0.83% below avgNationally 2.88%
Details
Balance: All Balances
Rate History
No change since Sep 18, 2026 · 2.10% APY · checked 6 times
Enterprise Bank Omaha, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
525 N 132nd Street, Omaha, NE 68154
24 Month CD Specials
$0
1.25%
▼ 1.68% below Nebraska avg
▼
Rate1.24%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.93%▼ 1.68% below avgNationally 2.88%
Details
Rate History
No change since Oct 8, 2026 · 1.25% APY · checked 2 times
Enterprise Bank Omaha, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
525 N 132nd Street, Omaha, NE 68154
24 Month Certificate
$0
1.25%
▼ 1.68% below Nebraska avg
▼
Rate1.24%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.93%▼ 1.68% below avgNationally 2.88%
Details
Rate History
No change since Sep 14, 2026 · 1.25% APY · checked 3 times
I3 Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.09%
15645 Spaulding St, Omaha, NE 68116
Certificates of Deposit & IRAs - 24 Month
$500
0.80%
▼ 2.13% below Nebraska avg
▼
Rate0.80%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.93%▼ 2.13% below avgNationally 2.88%
Details
Compound Frequency: Quarterly
Rate History
No change since Sep 14, 2026 · 0.80% APY · checked 3 times
BMO Bank National Association
Institution Rating:
A+5.0 ★Texas Ratio: 3.54%
13220 California St, Omaha, NE 68154
24 Month IRA Certificate of Deposit
$0
0.75%
▼ 2.18% below Nebraska avg
▼
Rate0.75%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Nebraska Average2.93%▼ 2.18% below avgNationally 2.88%
Details
Minimum Balance To Obtain APY: $1,000; rates based on zip code
Rate History
No change since Sep 30, 2026 · 0.75% APY · checked 5 times
BMO Bank National Association
Institution Rating:
A+5.0 ★Texas Ratio: 3.54%
13220 California St, Omaha, NE 68154
24 Month Standard CD
$1,000
0.75%
▼ 2.18% below Nebraska avg
▼
Rate0.75%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Nebraska Average2.93%▼ 2.18% below avgNationally 2.88%
Details
Balance: up to $100,000.00; Rates for ZIP code 60603
Rate History
No change since Sep 30, 2026 · 0.75% APY · checked 5 times
Greenwich Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.63%
7301 Pacific St # 7305, Omaha, NE 68114
Share Certificate - 24 Months
$0
0.50%
▼ 2.43% below Nebraska avg
▼
Rate0.50%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Nebraska Average2.93%▼ 2.43% below avgNationally 2.88%
Details
Rate History
No change since Sep 21, 2026 · 0.50% APY · checked 5 times
CIT Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.72%
12307 W Center Rd, Omaha, NE 68144
Jumbo CD - 2-Year Jumbo
$100,000
0.40%
▼ 2.53% below Nebraska avg
▼
Rate0.40%
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Nebraska Average2.93%▼ 2.53% below avgNationally 2.88%
Details
Jumbo CDs
Rate History
No change since Oct 14, 2026 · 0.40% APY
CIT Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.72%
12307 W Center Rd, Omaha, NE 68144
Term CD - 2-Year Term
$1,000
0.40%
▼ 2.53% below Nebraska avg
▼
Rate0.40%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Nebraska Average2.93%▼ 2.53% below avgNationally 2.88%
Details
Term Certificates of Deposit (CD)
Rate History
No change since Oct 14, 2026 · 0.40% APY
CIT Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.72%
12307 W Center Rd, Omaha, NE 68144
RampUp CD - 2-Year RampUp Plus
$25,000
0.25%
▼ 2.68% below Nebraska avg
▼
Rate0.25%
Min Deposit$25,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Nebraska Average2.93%▼ 2.68% below avgNationally 2.88%
Details
Ramp Up CDs
Rate History
No change since Oct 14, 2026 · 0.25% APY
First Citizens Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.72%
12307 W Center Rd, Omaha, NE 68144
2 Year Certificate of Deposit
$500
0.05%
▼ 2.88% below Nebraska avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Nebraska Average2.93%▼ 2.88% below avgNationally 2.88%
Details
CD yields may vary depending on your area. Contact your local branch for details.
Rate History
No change since Sep 18, 2026 · 0.05% APY · checked 5 times
Thayer County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.69%
24 Month CD
$0
4.33%
▲ 1.40% above Nebraska avg
▼
Rate4.25%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.93%▲ 1.40% above avgNationally 2.88%
Details
Balance: $75,000.00 and up
Rate History
1 change since Sep 11, 2026 · 4.21% → 4.33% ▲ 0.12 pts · high 4.33% / low 4.21%
- Oct 3, 20264.33%▲ from 4.21%
- Sep 11, 20264.21%first recorded
Thayer County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.69%
24 Month CD
$0
4.27%
▲ 1.34% above Nebraska avg
▼
Rate4.20%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.93%▲ 1.34% above avgNationally 2.88%
Details
Balance: $50,000.00 - $74,999.99
Rate History
1 change since Sep 11, 2026 · 4.16% → 4.27% ▲ 0.11 pts · high 4.27% / low 4.16%
- Oct 3, 20264.27%▲ from 4.16%
- Sep 11, 20264.16%first recorded
Adams County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
24 Month Certificate of Deposit (CD)
$0
4.22%
▲ 1.29% above Nebraska avg
▼
Rate4.15%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.93%▲ 1.29% above avgNationally 2.88%
Details
Balance: >= $150,000
Rate History
1 change since Sep 14, 2026 · 3.65% → 4.22% ▲ 0.57 pts · high 4.22% / low 3.65%
- Sep 24, 20264.22%▲ from 3.65%
- Sep 14, 20263.65%first recorded
Thayer County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.69%
24 Month CD
$0
4.12%
▲ 1.19% above Nebraska avg
▼
Rate4.05%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.93%▲ 1.19% above avgNationally 2.88%
Details
Balance: $25,000.00 - $49,999.99
Rate History
1 change since Sep 11, 2026 · 4.01% → 4.12% ▲ 0.11 pts · high 4.12% / low 4.01%
- Oct 3, 20264.12%▲ from 4.01%
- Sep 11, 20264.01%first recorded
Security First Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.27%
Flex CD Account - 24 Months
$0
4.06%
▲ 1.13% above Nebraska avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Nebraska Average2.93%▲ 1.13% above avgNationally 2.88%
Details
Account Features: $1,000 minimum deposit; make additional deposits up to your initial amount; withdraw funds without penalty up to four times after the first week on deposit; increase rate one time during the term; Public entities not eligible; APY effective 10/14/2026
Rate History
1 change since Sep 8, 2026 · 3.29% → 4.06% ▲ 0.77 pts · high 4.06% / low 3.29%
- Oct 2, 20264.06%▲ from 3.29%
- Sep 8, 20263.29%first recorded
Pathway Bank
Institution Rating:
B-4.4 ★Texas Ratio: 22.68%
24 Month CD
$1,000
4.05%
▲ 1.12% above Nebraska avg
▼
Rate3.99%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.93%▲ 1.12% above avgNationally 2.88%
Details
Rate History
1 change since Sep 19, 2026 · 3.25% → 4.05% ▲ 0.80 pts · high 4.05% / low 3.25%
- Oct 7, 20264.05%▲ from 3.25%
- Sep 19, 20263.25%first recorded
Adams County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
24 Month Certificate of Deposit (CD)
$0
4.01%
▲ 1.08% above Nebraska avg
▼
Rate3.95%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.93%▲ 1.08% above avgNationally 2.88%
Details
Balance: $500 - $49,999.99
Rate History
1 change since Sep 14, 2026 · 3.44% → 4.01% ▲ 0.57 pts · high 4.01% / low 3.44%
- Sep 24, 20264.01%▲ from 3.44%
- Sep 14, 20263.44%first recorded
Nebraska State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
24 Month IRA Share Certificate
$500
4.01%
▲ 1.08% above Nebraska avg
▼
Rate3.94%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Nebraska Average2.93%▲ 1.08% above avgNationally 2.88%
Details
Traditional or Roth; Penalty may be imposed for early withdrawal
Rate History
No change since Oct 9, 2026 · 4.01% APY · checked 2 times
Archer Cooperative Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.83%
24 Month Share & IRA Certificates
$500
3.95%
▲ 1.02% above Nebraska avg
▼
Rate3.89%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Nebraska Average2.93%▲ 1.02% above avgNationally 2.88%
Details
Rate History
No change since Sep 14, 2026 · 3.95% APY · checked 6 times
Omaha 36 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Omaha Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.18%
3001 S 82ND AVE, OMAHA, NE 68124
36 Month Share Certificate
$500
4.50%
▲ 1.80% above Nebraska avg
▼
Rate4.41%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.70%▲ 1.80% above avgNationally 2.81%
Details
Rate History
1 change since Sep 20, 2026 · 2.50% → 4.50% ▲ 2.00 pts · high 4.50% / low 2.50%
- Oct 8, 20264.50%▲ from 2.50%
- Sep 20, 20262.50%first recorded
First Westroads Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.04%
15750 W Dodge Rd, Omaha, NE 68118
36 Month CD
$500
4.45%
▲ 1.75% above Nebraska avg
▼
Rate4.38%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.70%▲ 1.75% above avgNationally 2.81%
Details
Rate History
No change since Sep 20, 2026 · 4.45% APY · checked 6 times
Cornhusker Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.16%
11102 Blondo St, Omaha, NE 68164
36 Month Certificate of Deposit
$1,000
4.42%
▲ 1.72% above Nebraska avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Nebraska Average2.70%▲ 1.72% above avgNationally 2.81%
Details
Rate History
1 change since Sep 30, 2026 · 3.99% → 4.42% ▲ 0.43 pts · high 4.42% / low 3.99%
- Oct 1, 20264.42%▲ from 3.99%
- Sep 30, 20263.99%first recorded
Cornhusker Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.16%
11102 Blondo St, Omaha, NE 68164
Business Certificates of Deposit - 36 Month
$1,000
4.42%
▲ 1.72% above Nebraska avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Nebraska Average2.70%▲ 1.72% above avgNationally 2.81%
Details
Rate History
1 change since Sep 30, 2026 · 3.99% → 4.42% ▲ 0.43 pts · high 4.42% / low 3.99%
- Oct 1, 20264.42%▲ from 3.99%
- Sep 30, 20263.99%first recorded
Union Pacific Streamliner Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.61%
1400 Douglas St, Omaha, NE 68179
36-Month Share Certificate - Special
$0
3.95%
▲ 1.25% above Nebraska avg
▼
Rate3.88%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.70%▲ 1.25% above avgNationally 2.81%
Details
Early certificate closure assessed a 180-day interest penalty fee
Rate History
No change since Sep 25, 2026 · 3.95% APY · checked 3 times
Exchange Bank (NE)
Institution Rating:
B4.4 ★Texas Ratio: 21.68%
8008 W Dodge Rd, Omaha, NE 68114
36 Month CD Special
$2,500
3.90%
▲ 1.20% above Nebraska avg
▼
RateN/A
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Nebraska Average2.70%▲ 1.20% above avgNationally 2.81%
Details
In select markets only; No minimum to earn APY; Penalty assessed for early withdrawal; Offer may expire without notice
Rate History
No change since Sep 29, 2026 · 3.90% APY · checked 6 times
Metro Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.30%
14509 F St, Omaha, NE 68137 1054
36 Month Certificate
$0
3.75%
▲ 1.05% above Nebraska avg
▼
Rate3.69%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.70%▲ 1.05% above avgNationally 2.81%
Details
Certificate; Balance: $500.00 minimum
Rate History
No change since Sep 20, 2026 · 3.75% APY · checked 5 times
Premier Bank Omaha, NE
Institution Rating:
A5.0 ★Texas Ratio: 6.92%
16802 Burke St, Omaha, NE 68118
36 Month Certificate of Deposit
$0
3.55%
▲ 0.85% above Nebraska avg
▼
Rate3.50%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.70%▲ 0.85% above avgNationally 2.81%
Details
Rate History
No change since Sep 24, 2026 · 3.55% APY · checked 5 times
Premier Bank Omaha, NE
Institution Rating:
A5.0 ★Texas Ratio: 6.92%
16802 Burke St, Omaha, NE 68118
36 Month IRA Certificate
$0
3.55%
▲ 0.85% above Nebraska avg
▼
Rate3.50%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.70%▲ 0.85% above avgNationally 2.81%
Details
Rate History
No change since Oct 7, 2026 · 3.55% APY · checked 2 times
Lincoln FSB of Nebraska
Institution Rating:
A+5.0 ★Texas Ratio: 3.23%
15858 W Dodge Rd, Omaha, NE 68118
36 Month CD
$5,000
3.50%
▲ 0.80% above Nebraska avg
▼
Rate3.50%
Min Deposit$5,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.70%▲ 0.80% above avgNationally 2.81%
Details
SpecialAnnual Percentage Yield (APY) effective as of 06/22/26. Minimum to open is $5,000. Minimum to open waived for existing checking and savings account customers. Penalty for early withdrawal. Consumer accounts only. Rates are subject to change without notice.
Rate History
No change since Sep 11, 2026 · 3.50% APY · checked 8 times
Pentagon Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.53%
13220 FORT ST, OMAHA, NE 68164
3 Year IRA Certificate
$1,000
3.30%
▲ 0.60% above Nebraska avg
▼
Rate3.25%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Nebraska Average2.70%▲ 0.60% above avgNationally 2.81%
Details
3 Year IRA Certificate; Early withdrawal penalty applies
Rate History
1 change since Oct 7, 2026 · 3.10% → 3.30% ▲ 0.20 pts · high 3.30% / low 3.10%
- Oct 14, 20263.30%▲ from 3.10%
- Oct 7, 20263.10%first recorded
Great Plains State Bank
Institution Rating:
D3.5 ★Texas Ratio: 32.53%
15858 W Dodge Rd, Omaha, NE 68118
36 Month CD
$0
3.25%
▲ 0.55% above Nebraska avg
▼
Rate3.21%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.70%▲ 0.55% above avgNationally 2.81%
Details
Rate History
No change since Sep 14, 2026 · 3.25% APY · checked 7 times
West Gate Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.69%
1020 S 179th Ct, Omaha, NE 68118
36 Month Certificate of Deposit
$1,000
3.03%
▲ 0.33% above Nebraska avg
▼
Rate3.00%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Nebraska Average2.70%▲ 0.33% above avgNationally 2.81%
Details
Visit a branch; Rate for balances below $250,000.00; add 0.25% for balances at or over $250,000.00
Rate History
No change since Oct 14, 2026 · 3.03% APY
Cobalt Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.25%
15325 Weir St, Omaha, NE 68137 5061
36 Month Bump Up Share and Bump Up IRA Certificate
$0
3.00%
▲ 0.30% above Nebraska avg
▼
Rate2.97%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Nebraska Average2.70%▲ 0.30% above avgNationally 2.81%
Details
Balance: $100,000.00 & greater; Period: Quarterly
Rate History
No change since Sep 14, 2026 · 3.00% APY · checked 7 times
Cobalt Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.25%
15325 Weir St, Omaha, NE 68137 5061
36 Month Business Term Share Certificate
$0
3.00%
▲ 0.30% above Nebraska avg
▼
Rate2.97%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Nebraska Average2.70%▲ 0.30% above avgNationally 2.81%
Details
Balance: $100,000.00 and greater
Rate History
No change since Sep 14, 2026 · 3.00% APY · checked 7 times
Cobalt Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.25%
15325 Weir St, Omaha, NE 68137 5061
36 Month Bump Up Share and Bump Up IRA Certificate
$0
2.90%
▲ 0.20% above Nebraska avg
▼
Rate2.87%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Nebraska Average2.70%▲ 0.20% above avgNationally 2.81%
Details
Balance: $1,000.00-99,999.99; Period: Quarterly
Rate History
No change since Sep 14, 2026 · 2.90% APY · checked 7 times
Cobalt Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.25%
15325 Weir St, Omaha, NE 68137 5061
36 Month Business Term Share Certificate
$0
2.90%
▲ 0.20% above Nebraska avg
▼
Rate2.87%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Nebraska Average2.70%▲ 0.20% above avgNationally 2.81%
Details
Balance: $1,000.00-99,999.99
Rate History
No change since Sep 14, 2026 · 2.90% APY · checked 5 times
Centris Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.31%
3575 L St, Omaha, NE 68107
36 Month Jumbo Certificate
$90,000
2.85%
▲ 0.15% above Nebraska avg
▼
Rate2.81%
Min Deposit$90,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.70%▲ 0.15% above avgNationally 2.81%
Details
Rate History
No change since Sep 16, 2026 · 2.85% APY · checked 3 times
The Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.96%
3001 L St, Omaha, NE 68107 1409
36 Month Share Certificate (CD)
$500
2.85%
▲ 0.15% above Nebraska avg
▼
Rate2.82%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Nebraska Average2.70%▲ 0.15% above avgNationally 2.81%
Details
Rates effective as of 02/10/26. Rates are subject to change without notice. Early withdrawals may be subject to a penalty. Other restrictions and requirements may apply. Please call 563-388-8328 for additional details.
Rate History
No change since Oct 9, 2026 · 2.85% APY
Centris Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.31%
3575 L St, Omaha, NE 68107
36 Month Regular & IRA Certificates
$500
2.75%
▲ 0.05% above Nebraska avg
▼
Rate2.71%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.70%▲ 0.05% above avgNationally 2.81%
Details
Rate History
No change since Sep 20, 2026 · 2.75% APY · checked 5 times
First State Bank Nebraska
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
6457 Frances St, Omaha, NE 68106
36 Month Certificate of Deposit
$500
2.50%
▼ 0.20% below Nebraska avg
▼
Rate2.48%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Nebraska Average2.70%▼ 0.20% below avgNationally 2.81%
Details
Minimum $500
Rate History
No change since Oct 14, 2026 · 2.50% APY
First State Bank Nebraska
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
6457 Frances St, Omaha, NE 68106
CD - 36 Months
$500
2.50%
▼ 0.20% below Nebraska avg
▼
Rate2.48%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Nebraska Average2.70%▼ 0.20% below avgNationally 2.81%
Details
Rate History
No change since Oct 14, 2026 · 2.50% APY
Dundee Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.17%
5015 Underwood Ave, Omaha, NE 68132
36 Month CD
$500
2.50%
▼ 0.20% below Nebraska avg
▼
Rate2.48%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.70%▼ 0.20% below avgNationally 2.81%
Details
$500 minimum deposit to open CD and obtain APY. A penalty may be imposed for early withdrawal.
Rate History
No change since Sep 14, 2026 · 2.50% APY · checked 6 times
First Westroads Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.04%
15750 W Dodge Rd, Omaha, NE 68118
IRA 36 Month CD
$500
2.50%
▼ 0.20% below Nebraska avg
▼
Rate2.48%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.70%▼ 0.20% below avgNationally 2.81%
Details
Rate History
No change since Sep 14, 2026 · 2.50% APY · checked 7 times
Omaha Douglas Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.31%
8251 W Center Rd, Omaha, NE 68124
36 Month Share Certificate
$0
2.50%
▼ 0.20% below Nebraska avg
▼
Rate2.47%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.70%▼ 0.20% below avgNationally 2.81%
Details
Balance: $500 - $9999; Effective Date: October 1, 2026
Rate History
No change since Sep 12, 2026 · 2.50% APY · checked 5 times
Omaha Douglas Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.31%
8251 W Center Rd, Omaha, NE 68124
IRA Certificates - 36 Months
$0
2.50%
▼ 0.20% below Nebraska avg
▼
Rate2.47%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.70%▼ 0.20% below avgNationally 2.81%
Details
Balance: $1,000.00 - $9,999.99; Dividends compounded quarterly
Rate History
No change since Sep 25, 2026 · 2.50% APY · checked 4 times
Union Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 2.09%
2720 S 177th St, Omaha, NE 68130
36 Month Certificate of Deposit
$1,000
2.27%
▼ 0.43% below Nebraska avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Nebraska Average2.70%▼ 0.43% below avgNationally 2.81%
Details
Rate History
No change since Sep 18, 2026 · 2.27% APY · checked 7 times
Neighborhood Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.20%
4848 S 120th St, Omaha, NE 68137
36 Month IRA & Roth IRA Certificates
$0
2.26%
▼ 0.44% below Nebraska avg
▼
Rate2.25%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Nebraska Average2.70%▼ 0.44% below avgNationally 2.81%
Details
Early Withdrawal Penalty: 90 Days of Interest; Renewable: Yes; Fixed rate; IRA certificate minimum balance $1,000.00
Rate History
No change since Oct 5, 2026 · 2.26% APY · checked 3 times
Neighborhood Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.20%
4848 S 120th St, Omaha, NE 68137
36 Month Share Certificates
$0
2.26%
▼ 0.44% below Nebraska avg
▼
Rate2.25%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Nebraska Average2.70%▼ 0.44% below avgNationally 2.81%
Details
Early Withdrawal Penalty: 90 Days of Interest; Renewable: Yes; Fixed rate; Minimum balance $1000
Rate History
No change since Oct 5, 2026 · 2.26% APY · checked 3 times
Northwest Bank (IA)
Institution Rating:
A+5.0 ★Texas Ratio: 1.69%
14320 Arbor St, Omaha, NE 68144
CD/IRA Standard Renewal Rate - 36-Month
$1,000
2.10%
▼ 0.60% below Nebraska avg
▼
Rate2.10%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Nebraska Average2.70%▼ 0.60% below avgNationally 2.81%
Details
Balance: All Balances
Rate History
No change since Sep 18, 2026 · 2.10% APY · checked 6 times
Enterprise Bank Omaha, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
525 N 132nd Street, Omaha, NE 68154
36 Month CD Specials
$0
1.50%
▼ 1.20% below Nebraska avg
▼
Rate1.49%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.70%▼ 1.20% below avgNationally 2.81%
Details
Rate History
No change since Oct 8, 2026 · 1.50% APY · checked 2 times
Enterprise Bank Omaha, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
525 N 132nd Street, Omaha, NE 68154
36 Month Certificate
$0
1.50%
▼ 1.20% below Nebraska avg
▼
Rate1.49%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.70%▼ 1.20% below avgNationally 2.81%
Details
Rate History
No change since Sep 14, 2026 · 1.50% APY · checked 3 times
I3 Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.09%
15645 Spaulding St, Omaha, NE 68116
Certificates of Deposit & IRAs - 36 Month
$500
0.90%
▼ 1.80% below Nebraska avg
▼
Rate0.90%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.70%▼ 1.80% below avgNationally 2.81%
Details
Compound Frequency: Quarterly
Rate History
No change since Sep 14, 2026 · 0.90% APY · checked 3 times
BMO Bank National Association
Institution Rating:
A+5.0 ★Texas Ratio: 3.54%
13220 California St, Omaha, NE 68154
36 Month IRA Certificate of Deposit
$0
0.75%
▼ 1.95% below Nebraska avg
▼
Rate0.75%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Nebraska Average2.70%▼ 1.95% below avgNationally 2.81%
Details
Minimum Balance To Obtain APY: $1,000; rates based on zip code
Rate History
No change since Sep 30, 2026 · 0.75% APY · checked 5 times
BMO Bank National Association
Institution Rating:
A+5.0 ★Texas Ratio: 3.54%
13220 California St, Omaha, NE 68154
36 Month Standard CD
$1,000
0.75%
▼ 1.95% below Nebraska avg
▼
Rate0.75%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Nebraska Average2.70%▼ 1.95% below avgNationally 2.81%
Details
Balance: up to $100,000.00; Rates for ZIP code 60603
Rate History
No change since Sep 30, 2026 · 0.75% APY · checked 5 times
CIT Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.72%
12307 W Center Rd, Omaha, NE 68144
Jumbo CD - 3-Year Jumbo
$100,000
0.40%
▼ 2.30% below Nebraska avg
▼
Rate0.40%
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Nebraska Average2.70%▼ 2.30% below avgNationally 2.81%
Details
Jumbo CDs
Rate History
No change since Oct 14, 2026 · 0.40% APY
CIT Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.72%
12307 W Center Rd, Omaha, NE 68144
Term CD - 3-Year Term
$1,000
0.40%
▼ 2.30% below Nebraska avg
▼
Rate0.40%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Nebraska Average2.70%▼ 2.30% below avgNationally 2.81%
Details
Term Certificates of Deposit (CD)
Rate History
No change since Oct 14, 2026 · 0.40% APY
CIT Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.72%
12307 W Center Rd, Omaha, NE 68144
RampUp CD - 3-Year RampUp
$25,000
0.25%
▼ 2.45% below Nebraska avg
▼
Rate0.25%
Min Deposit$25,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Nebraska Average2.70%▼ 2.45% below avgNationally 2.81%
Details
Ramp Up CDs
Rate History
No change since Oct 14, 2026 · 0.25% APY
First Citizens Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.72%
12307 W Center Rd, Omaha, NE 68144
3 Year Certificate of Deposit
$500
0.05%
▼ 2.65% below Nebraska avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Nebraska Average2.70%▼ 2.65% below avgNationally 2.81%
Details
CD yields may vary depending on your area. Contact your local branch for details.
Rate History
No change since Sep 18, 2026 · 0.05% APY · checked 5 times
Adams County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
36 Month Certificate of Deposit (CD)
$0
4.22%
▲ 1.52% above Nebraska avg
▼
Rate4.15%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.70%▲ 1.52% above avgNationally 2.81%
Details
Balance: >= $150,000
Rate History
1 change since Sep 14, 2026 · 2.88% → 4.22% ▲ 1.34 pts · high 4.22% / low 2.88%
- Sep 24, 20264.22%▲ from 2.88%
- Sep 14, 20262.88%first recorded
Navy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.14%
3 Year ESA Long-Term Certificate
$0
4.15%
▲ 1.45% above Nebraska avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Nebraska Average2.70%▲ 1.45% above avgNationally 2.81%
Details
Balance: $100K Minimum APY; Rates as of Oct 13, 2026 ET; Long-Term Certificate Rates(Share, IRA, ESA)
Rate History
No change since Sep 30, 2026 · 4.15% APY · checked 4 times
Adams County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
36 Month Certificate of Deposit (CD)
$0
4.11%
▲ 1.41% above Nebraska avg
▼
Rate4.05%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.70%▲ 1.41% above avgNationally 2.81%
Details
Balance: $50,000 - $149,999.99
Rate History
1 change since Sep 14, 2026 · 2.78% → 4.11% ▲ 1.33 pts · high 4.11% / low 2.78%
- Sep 24, 20264.11%▲ from 2.78%
- Sep 14, 20262.78%first recorded
Navy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.14%
3 Year ESA Long-Term Certificate
$0
4.10%
▲ 1.40% above Nebraska avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Nebraska Average2.70%▲ 1.40% above avgNationally 2.81%
Details
Balance: $1K Minimum APY; Rates as of Oct 13, 2026 ET; Long-Term Certificate Rates(Share, IRA, ESA)
Rate History
No change since Sep 30, 2026 · 4.10% APY · checked 4 times
Adams County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
36 Month Certificate of Deposit (CD)
$0
4.01%
▲ 1.31% above Nebraska avg
▼
Rate3.95%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.70%▲ 1.31% above avgNationally 2.81%
Details
Balance: $500 - $49,999.99
Rate History
1 change since Sep 14, 2026 · 2.68% → 4.01% ▲ 1.33 pts · high 4.01% / low 2.68%
- Sep 24, 20264.01%▲ from 2.68%
- Sep 14, 20262.68%first recorded
Nebraska State Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
3 Year Certificate
$500
4.00%
▲ 1.30% above Nebraska avg
▼
Rate3.94%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.70%▲ 1.30% above avgNationally 2.81%
Details
Rate History
1 change since Sep 14, 2026 · 2.65% → 4.00% ▲ 1.35 pts · high 4.00% / low 2.65%
- Oct 8, 20264.00%▲ from 2.65%
- Sep 14, 20262.65%first recorded
Nebraska State Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
Term - 3 Years
$500
4.00%
▲ 1.30% above Nebraska avg
▼
Rate3.94%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.70%▲ 1.30% above avgNationally 2.81%
Details
Rate History
1 change since Sep 14, 2026 · 2.65% → 4.00% ▲ 1.35 pts · high 4.00% / low 2.65%
- Oct 8, 20264.00%▲ from 2.65%
- Sep 14, 20262.65%first recorded
Nebraska State Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
Time Certificate of Deposit - 3 Years
$500
4.00%
▲ 1.30% above Nebraska avg
▼
Rate3.94%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.70%▲ 1.30% above avgNationally 2.81%
Details
Rate History
No change since Oct 8, 2026 · 4.00% APY · checked 2 times
Nebraska State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
36 Month IRA Share Certificate
$500
3.95%
▲ 1.25% above Nebraska avg
▼
Rate3.88%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Nebraska Average2.70%▲ 1.25% above avgNationally 2.81%
Details
Traditional or Roth; Penalty may be imposed for early withdrawal
Rate History
No change since Oct 9, 2026 · 3.95% APY · checked 2 times
Trius Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.15%
36 Month Share Certificate
$500
3.65%
▲ 0.95% above Nebraska avg
▼
Rate3.60%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Nebraska Average2.70%▲ 0.95% above avgNationally 2.81%
Details
Rate History
No change since Sep 21, 2026 · 3.65% APY · checked 5 times
Columbus Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.57%
36 Month CD or IRA
$0
3.60%
▲ 0.90% above Nebraska avg
▼
Rate3.56%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.70%▲ 0.90% above avgNationally 2.81%
Details
Balance: $500 - $19,999.99
Rate History
1 change since Sep 24, 2026 · 3.20% → 3.60% ▲ 0.40 pts · high 3.60% / low 3.20%
- Oct 11, 20263.60%▲ from 3.20%
- Sep 24, 20263.20%first recorded
Omaha 48 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
First Westroads Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.04%
15750 W Dodge Rd, Omaha, NE 68118
48 Month CD
$500
4.55%
▲ 1.86% above Nebraska avg
▼
Rate4.47%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.69%▲ 1.86% above avgNationally 2.80%
Details
Rate History
No change since Sep 20, 2026 · 4.55% APY · checked 6 times
Cornhusker Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.16%
11102 Blondo St, Omaha, NE 68164
48 Month Certificate of Deposit
$1,000
4.46%
▲ 1.77% above Nebraska avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Nebraska Average2.69%▲ 1.77% above avgNationally 2.80%
Details
Rate History
1 change since Sep 30, 2026 · 4.07% → 4.46% ▲ 0.39 pts · high 4.46% / low 4.07%
- Oct 1, 20264.46%▲ from 4.07%
- Sep 30, 20264.07%first recorded
Cornhusker Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.16%
11102 Blondo St, Omaha, NE 68164
Business Certificates of Deposit - 48 Month
$1,000
4.46%
▲ 1.77% above Nebraska avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Nebraska Average2.69%▲ 1.77% above avgNationally 2.80%
Details
Rate History
1 change since Sep 30, 2026 · 4.07% → 4.46% ▲ 0.39 pts · high 4.46% / low 4.07%
- Oct 1, 20264.46%▲ from 4.07%
- Sep 30, 20264.07%first recorded
Lincoln FSB of Nebraska
Institution Rating:
A+5.0 ★Texas Ratio: 3.23%
15858 W Dodge Rd, Omaha, NE 68118
48 Month CD
$5,000
3.50%
▲ 0.81% above Nebraska avg
▼
Rate3.50%
Min Deposit$5,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.69%▲ 0.81% above avgNationally 2.80%
Details
SpecialAnnual Percentage Yield (APY) effective as of 06/22/26. Minimum to open is $5,000. Minimum to open waived for existing checking and savings account customers. Penalty for early withdrawal. Consumer accounts only. Rates are subject to change without notice.
Rate History
No change since Sep 11, 2026 · 3.50% APY · checked 8 times
Metro Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.30%
14509 F St, Omaha, NE 68137 1054
48 Month Certificate
$0
3.50%
▲ 0.81% above Nebraska avg
▼
Rate3.44%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.69%▲ 0.81% above avgNationally 2.80%
Details
Certificate; Balance: $500.00 minimum
Rate History
No change since Sep 20, 2026 · 3.50% APY · checked 5 times
Pentagon Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.53%
13220 FORT ST, OMAHA, NE 68164
4 Year IRA Certificate
$1,000
3.30%
▲ 0.61% above Nebraska avg
▼
Rate3.25%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Nebraska Average2.69%▲ 0.61% above avgNationally 2.80%
Details
4 Year IRA Certificate; Early withdrawal penalty applies
Rate History
1 change since Oct 7, 2026 · 3.10% → 3.30% ▲ 0.20 pts · high 3.30% / low 3.10%
- Oct 14, 20263.30%▲ from 3.10%
- Oct 7, 20263.10%first recorded
Great Plains State Bank
Institution Rating:
D3.5 ★Texas Ratio: 32.53%
15858 W Dodge Rd, Omaha, NE 68118
48 Month CD
$0
3.30%
▲ 0.61% above Nebraska avg
▼
Rate3.26%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.69%▲ 0.61% above avgNationally 2.80%
Details
Rate History
No change since Sep 14, 2026 · 3.30% APY · checked 7 times
West Gate Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.69%
1020 S 179th Ct, Omaha, NE 68118
48 Month Certificate of Deposit
$1,000
3.03%
▲ 0.34% above Nebraska avg
▼
Rate3.00%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Nebraska Average2.69%▲ 0.34% above avgNationally 2.80%
Details
Visit a branch; Rate for balances below $250,000.00; add 0.25% for balances at or over $250,000.00
Rate History
No change since Oct 14, 2026 · 3.03% APY
Cobalt Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.25%
15325 Weir St, Omaha, NE 68137 5061
48 Month Business Term Share Certificate
$0
3.00%
▲ 0.31% above Nebraska avg
▼
Rate2.97%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Nebraska Average2.69%▲ 0.31% above avgNationally 2.80%
Details
Balance: $100,000.00 and greater
Rate History
No change since Sep 14, 2026 · 3.00% APY · checked 7 times
The Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.96%
3001 L St, Omaha, NE 68107 1409
48 Month Share Certificate (CD)
$500
2.95%
▲ 0.26% above Nebraska avg
▼
Rate2.92%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Nebraska Average2.69%▲ 0.26% above avgNationally 2.80%
Details
Rates effective as of 02/10/26. Rates are subject to change without notice. Early withdrawals may be subject to a penalty. Other restrictions and requirements may apply. Please call 563-388-8328 for additional details.
Rate History
No change since Oct 9, 2026 · 2.95% APY
Cobalt Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.25%
15325 Weir St, Omaha, NE 68137 5061
48 Month Business Term Share Certificate
$0
2.90%
▲ 0.21% above Nebraska avg
▼
Rate2.87%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Nebraska Average2.69%▲ 0.21% above avgNationally 2.80%
Details
Balance: $1,000.00-99,999.99
Rate History
No change since Sep 14, 2026 · 2.90% APY · checked 5 times
Centris Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.31%
3575 L St, Omaha, NE 68107
48 Month Jumbo Certificate
$90,000
2.85%
▲ 0.16% above Nebraska avg
▼
Rate2.81%
Min Deposit$90,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.69%▲ 0.16% above avgNationally 2.80%
Details
Rate History
No change since Sep 16, 2026 · 2.85% APY · checked 3 times
Centris Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.31%
3575 L St, Omaha, NE 68107
48 Month Regular & IRA Certificates
$500
2.75%
▲ 0.06% above Nebraska avg
▼
Rate2.71%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.69%▲ 0.06% above avgNationally 2.80%
Details
Rate History
No change since Sep 20, 2026 · 2.75% APY · checked 5 times
First State Bank Nebraska
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
6457 Frances St, Omaha, NE 68106
48 Month Certificate of Deposit
$500
2.50%
▼ 0.19% below Nebraska avg
▼
Rate2.48%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Nebraska Average2.69%▼ 0.19% below avgNationally 2.80%
Details
Minimum $500
Rate History
No change since Oct 14, 2026 · 2.50% APY
First State Bank Nebraska
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
6457 Frances St, Omaha, NE 68106
CD - 48 Months
$500
2.50%
▼ 0.19% below Nebraska avg
▼
Rate2.48%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Nebraska Average2.69%▼ 0.19% below avgNationally 2.80%
Details
Rate History
No change since Oct 14, 2026 · 2.50% APY
First Westroads Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.04%
15750 W Dodge Rd, Omaha, NE 68118
IRA 48 Month CD
$500
2.50%
▼ 0.19% below Nebraska avg
▼
Rate2.48%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.69%▼ 0.19% below avgNationally 2.80%
Details
Rate History
No change since Sep 14, 2026 · 2.50% APY · checked 7 times
Omaha Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.18%
3001 S 82ND AVE, OMAHA, NE 68124
48 Month Share Certificate
$500
2.50%
▼ 0.19% below Nebraska avg
▼
Rate2.47%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.69%▼ 0.19% below avgNationally 2.80%
Details
Rate History
No change since Sep 20, 2026 · 2.50% APY · checked 5 times
Union Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 2.09%
2720 S 177th St, Omaha, NE 68130
48 Month Certificate of Deposit
$1,000
2.27%
▼ 0.42% below Nebraska avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Nebraska Average2.69%▼ 0.42% below avgNationally 2.80%
Details
Open Online
Rate History
No change since Sep 18, 2026 · 2.27% APY · checked 7 times
Dundee Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.17%
5015 Underwood Ave, Omaha, NE 68132
48 Month CD
$500
2.25%
▼ 0.44% below Nebraska avg
▼
Rate2.23%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.69%▼ 0.44% below avgNationally 2.80%
Details
$500 minimum deposit to open CD and obtain APY. A penalty may be imposed for early withdrawal.
Rate History
No change since Sep 14, 2026 · 2.25% APY · checked 6 times
Northwest Bank (IA)
Institution Rating:
A+5.0 ★Texas Ratio: 1.69%
14320 Arbor St, Omaha, NE 68144
CD/IRA Standard Renewal Rate - 48-Month
$1,000
2.10%
▼ 0.59% below Nebraska avg
▼
Rate2.10%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Nebraska Average2.69%▼ 0.59% below avgNationally 2.80%
Details
Balance: All Balances
Rate History
No change since Sep 18, 2026 · 2.10% APY · checked 6 times
Enterprise Bank Omaha, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
525 N 132nd Street, Omaha, NE 68154
48 Month CD Specials
$0
1.75%
▼ 0.94% below Nebraska avg
▼
Rate1.74%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.69%▼ 0.94% below avgNationally 2.80%
Details
Rate History
No change since Oct 8, 2026 · 1.75% APY · checked 2 times
Enterprise Bank Omaha, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
525 N 132nd Street, Omaha, NE 68154
48 Month Certificate
$0
1.75%
▼ 0.94% below Nebraska avg
▼
Rate1.74%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.69%▼ 0.94% below avgNationally 2.80%
Details
Rate History
No change since Sep 14, 2026 · 1.75% APY · checked 3 times
I3 Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.09%
15645 Spaulding St, Omaha, NE 68116
Certificates of Deposit & IRAs - 48 Month
$500
1.16%
▼ 1.53% below Nebraska avg
▼
Rate1.15%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.69%▼ 1.53% below avgNationally 2.80%
Details
Compound Frequency: Quarterly
Rate History
No change since Sep 14, 2026 · 1.16% APY · checked 3 times
BMO Bank National Association
Institution Rating:
A+5.0 ★Texas Ratio: 3.54%
13220 California St, Omaha, NE 68154
48 Month IRA Certificate of Deposit
$0
0.75%
▼ 1.94% below Nebraska avg
▼
Rate0.75%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Nebraska Average2.69%▼ 1.94% below avgNationally 2.80%
Details
Minimum Balance To Obtain APY: $1,000; rates based on zip code
Rate History
No change since Sep 30, 2026 · 0.75% APY · checked 5 times
BMO Bank National Association
Institution Rating:
A+5.0 ★Texas Ratio: 3.54%
13220 California St, Omaha, NE 68154
48 Month Standard CD
$1,000
0.75%
▼ 1.94% below Nebraska avg
▼
Rate0.75%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Nebraska Average2.69%▼ 1.94% below avgNationally 2.80%
Details
Balance: up to $100,000.00; Rates for ZIP code 60603
Rate History
No change since Sep 30, 2026 · 0.75% APY · checked 5 times
CIT Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.72%
12307 W Center Rd, Omaha, NE 68144
Jumbo CD - 4-Year Jumbo
$100,000
0.50%
▼ 2.19% below Nebraska avg
▼
Rate0.50%
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Nebraska Average2.69%▼ 2.19% below avgNationally 2.80%
Details
Jumbo CDs
Rate History
No change since Oct 14, 2026 · 0.50% APY
CIT Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.72%
12307 W Center Rd, Omaha, NE 68144
Term CD - 4-Year Term
$1,000
0.50%
▼ 2.19% below Nebraska avg
▼
Rate0.50%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Nebraska Average2.69%▼ 2.19% below avgNationally 2.80%
Details
Term Certificates of Deposit (CD)
Rate History
No change since Oct 14, 2026 · 0.50% APY
CIT Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.72%
12307 W Center Rd, Omaha, NE 68144
RampUp CD - 4-Year RampUp
$50,000
0.25%
▼ 2.44% below Nebraska avg
▼
Rate0.25%
Min Deposit$50,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Nebraska Average2.69%▼ 2.44% below avgNationally 2.80%
Details
Ramp Up CDs
Rate History
No change since Oct 14, 2026 · 0.25% APY
First Citizens Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.72%
12307 W Center Rd, Omaha, NE 68144
4 Year Certificate of Deposit
$500
0.15%
▼ 2.54% below Nebraska avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Nebraska Average2.69%▼ 2.54% below avgNationally 2.80%
Details
CD yields may vary depending on your area. Contact your local branch for details.
Rate History
No change since Sep 18, 2026 · 0.15% APY · checked 5 times
Thayer County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.69%
48 Month CD
$0
4.36%
▲ 1.67% above Nebraska avg
▼
Rate4.28%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.69%▲ 1.67% above avgNationally 2.80%
Details
Balance: $75,000.00 and up
Rate History
1 change since Sep 11, 2026 · 4.25% → 4.36% ▲ 0.11 pts · high 4.36% / low 4.25%
- Oct 3, 20264.36%▲ from 4.25%
- Sep 11, 20264.25%first recorded
Thayer County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.69%
48 Month CD
$0
4.31%
▲ 1.62% above Nebraska avg
▼
Rate4.23%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.69%▲ 1.62% above avgNationally 2.80%
Details
Balance: $50,000.00 - $74,999.99
Rate History
1 change since Sep 11, 2026 · 4.20% → 4.31% ▲ 0.11 pts · high 4.31% / low 4.20%
- Oct 3, 20264.31%▲ from 4.20%
- Sep 11, 20264.20%first recorded
Adams County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
48 Month Certificate of Deposit (CD)
$0
4.22%
▲ 1.53% above Nebraska avg
▼
Rate4.15%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.69%▲ 1.53% above avgNationally 2.80%
Details
Balance: >= $150,000
Rate History
1 change since Sep 14, 2026 · 2.88% → 4.22% ▲ 1.34 pts · high 4.22% / low 2.88%
- Sep 24, 20264.22%▲ from 2.88%
- Sep 14, 20262.88%first recorded
Thayer County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.69%
48 Month CD
$0
4.15%
▲ 1.46% above Nebraska avg
▼
Rate4.08%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.69%▲ 1.46% above avgNationally 2.80%
Details
Balance: $25,000.00 - $49,999.99
Rate History
1 change since Sep 11, 2026 · 4.05% → 4.15% ▲ 0.10 pts · high 4.15% / low 4.05%
- Oct 3, 20264.15%▲ from 4.05%
- Sep 11, 20264.05%first recorded
Adams County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
48 Month Certificate of Deposit (CD)
$0
4.11%
▲ 1.42% above Nebraska avg
▼
Rate4.05%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.69%▲ 1.42% above avgNationally 2.80%
Details
Balance: $50,000 - $149,999.99
Rate History
1 change since Sep 14, 2026 · 2.78% → 4.11% ▲ 1.33 pts · high 4.11% / low 2.78%
- Sep 24, 20264.11%▲ from 2.78%
- Sep 14, 20262.78%first recorded
Nebraska State Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
4 Year Certificate
$500
4.05%
▲ 1.36% above Nebraska avg
▼
Rate3.99%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.69%▲ 1.36% above avgNationally 2.80%
Details
Rate History
1 change since Sep 14, 2026 · 2.55% → 4.05% ▲ 1.50 pts · high 4.05% / low 2.55%
- Oct 8, 20264.05%▲ from 2.55%
- Sep 14, 20262.55%first recorded
Nebraska State Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
Term - 4 Years
$500
4.05%
▲ 1.36% above Nebraska avg
▼
Rate3.99%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.69%▲ 1.36% above avgNationally 2.80%
Details
Rate History
1 change since Sep 14, 2026 · 2.55% → 4.05% ▲ 1.50 pts · high 4.05% / low 2.55%
- Oct 8, 20264.05%▲ from 2.55%
- Sep 14, 20262.55%first recorded
Nebraska State Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
Time Certificate of Deposit - 4 Years
$500
4.05%
▲ 1.36% above Nebraska avg
▼
Rate3.99%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.69%▲ 1.36% above avgNationally 2.80%
Details
Rate History
No change since Oct 8, 2026 · 4.05% APY · checked 2 times
Adams County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
48 Month Certificate of Deposit (CD)
$0
4.01%
▲ 1.32% above Nebraska avg
▼
Rate3.95%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.69%▲ 1.32% above avgNationally 2.80%
Details
Balance: $500 - $49,999.99
Rate History
1 change since Sep 14, 2026 · 2.73% → 4.01% ▲ 1.28 pts · high 4.01% / low 2.73%
- Sep 24, 20264.01%▲ from 2.73%
- Sep 14, 20262.73%first recorded
Thayer County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.69%
48 Month CD
$0
3.89%
▲ 1.20% above Nebraska avg
▼
Rate3.83%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.69%▲ 1.20% above avgNationally 2.80%
Details
Balance: $2,500.00 - $24,999.99
Rate History
1 change since Sep 11, 2026 · 3.79% → 3.89% ▲ 0.10 pts · high 3.89% / low 3.79%
- Oct 3, 20263.89%▲ from 3.79%
- Sep 11, 20263.79%first recorded
North Platte Union Pacific Employee Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.63%
48 Month Share Certificate
$500
3.80%
▲ 1.11% above Nebraska avg
▼
Rate3.75%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Nebraska Average2.69%▲ 1.11% above avgNationally 2.80%
Details
Share Certificate Rates; $500.00 Minimum
Rate History
No change since Sep 18, 2026 · 3.80% APY · checked 3 times
Columbus Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.57%
48 Month CD or IRA
$0
3.65%
▲ 0.96% above Nebraska avg
▼
Rate3.60%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.69%▲ 0.96% above avgNationally 2.80%
Details
Balance: $500 - $19,999.99
Rate History
1 change since Sep 24, 2026 · 3.40% → 3.65% ▲ 0.25 pts · high 3.65% / low 3.40%
- Oct 11, 20263.65%▲ from 3.40%
- Sep 24, 20263.40%first recorded
Nebraska State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
48 Month IRA Share Certificate
$500
3.65%
▲ 0.96% above Nebraska avg
▼
Rate3.59%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Nebraska Average2.69%▲ 0.96% above avgNationally 2.80%
Details
Traditional or Roth; Penalty may be imposed for early withdrawal
Rate History
No change since Oct 9, 2026 · 3.65% APY · checked 2 times
Columbus Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.57%
48 Month Youth Saver CD
$0
3.60%
▲ 0.91% above Nebraska avg
▼
Rate3.60%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.69%▲ 0.91% above avgNationally 2.80%
Details
Balance: $100 - $19,999.99
Rate History
1 change since Sep 19, 2026 · 3.36% → 3.60% ▲ 0.24 pts · high 3.60% / low 3.36%
- Oct 11, 20263.60%▲ from 3.36%
- Sep 19, 20263.36%first recorded
Archer Cooperative Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.83%
48 Month Share & IRA Certificates
$500
3.60%
▲ 0.91% above Nebraska avg
▼
Rate3.55%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Nebraska Average2.69%▲ 0.91% above avgNationally 2.80%
Details
Rate History
No change since Sep 14, 2026 · 3.60% APY · checked 6 times
Siouxland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.44%
Certificate 48 Months
$1,000
3.55%
▲ 0.86% above Nebraska avg
▼
Rate3.50%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Nebraska Average2.69%▲ 0.86% above avgNationally 2.80%
Details
Rate History
No change since Sep 14, 2026 · 3.55% APY · checked 8 times
Siouxland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.44%
IRA 48 Months
$1,000
3.55%
▲ 0.86% above Nebraska avg
▼
Rate3.50%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Nebraska Average2.69%▲ 0.86% above avgNationally 2.80%
Details
Rate History
No change since Sep 18, 2026 · 3.55% APY · checked 2 times
Pathway Bank
Institution Rating:
B-4.4 ★Texas Ratio: 22.68%
4 Year CD
$1,000
3.50%
▲ 0.81% above Nebraska avg
▼
Rate3.46%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.69%▲ 0.81% above avgNationally 2.80%
Details
Rate History
1 change since Sep 19, 2026 · 3.35% → 3.50% ▲ 0.15 pts · high 3.50% / low 3.35%
- Oct 7, 20263.50%▲ from 3.35%
- Sep 19, 20263.35%first recorded
Bank of the Valley
Institution Rating:
A+5.0 ★Texas Ratio: 0.40%
48 Month Certificate
$0
3.45%
▲ 0.76% above Nebraska avg
▼
Rate3.41%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.69%▲ 0.76% above avgNationally 2.80%
Details
Rate History
1 change since Sep 11, 2026 · 3.39% → 3.45% ▲ 0.06 pts · high 3.45% / low 3.39%
- Oct 3, 20263.45%▲ from 3.39%
- Sep 11, 20263.39%first recorded
Holyoke Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.27%
48 Month CD
$50,000
3.44%
▲ 0.75% above Nebraska avg
▼
Rate3.40%
Min Deposit$50,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.69%▲ 0.75% above avgNationally 2.80%
Details
Rate History
1 change since Sep 25, 2026 · 3.14% → 3.44% ▲ 0.31 pts · high 3.44% / low 3.14%
- Oct 4, 20263.44%▲ from 3.14%
- Sep 25, 20263.14%first recorded
Holyoke Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.27%
48 Month CD
$10,000
3.39%
▲ 0.70% above Nebraska avg
▼
Rate3.35%
Min Deposit$10,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.69%▲ 0.70% above avgNationally 2.80%
Details
Rate History
1 change since Sep 25, 2026 · 3.09% → 3.39% ▲ 0.31 pts · high 3.39% / low 3.09%
- Oct 4, 20263.39%▲ from 3.09%
- Sep 25, 20263.09%first recorded
Omaha 60 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
First Westroads Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.04%
15750 W Dodge Rd, Omaha, NE 68118
60 Month CD
$500
4.55%
▲ 1.71% above Nebraska avg
▼
Rate4.47%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.84%▲ 1.71% above avgNationally 2.91%
Details
Rate History
No change since Sep 20, 2026 · 4.55% APY · checked 6 times
Cornhusker Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.16%
11102 Blondo St, Omaha, NE 68164
60 Month Certificate of Deposit
$1,000
4.46%
▲ 1.62% above Nebraska avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Nebraska Average2.84%▲ 1.62% above avgNationally 2.91%
Details
Rate History
1 change since Sep 30, 2026 · 3.75% → 4.46% ▲ 0.71 pts · high 4.46% / low 3.75%
- Oct 1, 20264.46%▲ from 3.75%
- Sep 30, 20263.75%first recorded
Cornhusker Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.16%
11102 Blondo St, Omaha, NE 68164
Business Certificates of Deposit - 60 Month
$1,000
4.46%
▲ 1.62% above Nebraska avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Nebraska Average2.84%▲ 1.62% above avgNationally 2.91%
Details
Rate History
1 change since Sep 30, 2026 · 3.75% → 4.46% ▲ 0.71 pts · high 4.46% / low 3.75%
- Oct 1, 20264.46%▲ from 3.75%
- Sep 30, 20263.75%first recorded
Access Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.62%
1941 S 42nd St, Omaha, NE 68105
60 Month Business Certificate of Deposit
$0
3.50%
▲ 0.66% above Nebraska avg
▼
Rate3.46%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Nebraska Average2.84%▲ 0.66% above avgNationally 2.91%
Details
Interest Paid: Quarterly and at Maturity
Rate History
No change since Sep 19, 2026 · 3.50% APY · checked 8 times
Access Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.62%
1941 S 42nd St, Omaha, NE 68105
60 Month Certificate of Deposit
$0
3.50%
▲ 0.66% above Nebraska avg
▼
Rate3.46%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Nebraska Average2.84%▲ 0.66% above avgNationally 2.91%
Details
Interest paid: Quarterly and at Maturity
Rate History
No change since Oct 7, 2026 · 3.50% APY · checked 4 times
Lincoln FSB of Nebraska
Institution Rating:
A+5.0 ★Texas Ratio: 3.23%
15858 W Dodge Rd, Omaha, NE 68118
60 Month CD
$5,000
3.50%
▲ 0.66% above Nebraska avg
▼
Rate3.50%
Min Deposit$5,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.84%▲ 0.66% above avgNationally 2.91%
Details
SpecialAnnual Percentage Yield (APY) effective as of 06/22/26. Minimum to open is $5,000. Minimum to open waived for existing checking and savings account customers. Penalty for early withdrawal. Consumer accounts only. Rates are subject to change without notice.
Rate History
No change since Sep 11, 2026 · 3.50% APY · checked 8 times
Metro Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.30%
14509 F St, Omaha, NE 68137 1054
60 Month Certificate
$0
3.50%
▲ 0.66% above Nebraska avg
▼
Rate3.44%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.84%▲ 0.66% above avgNationally 2.91%
Details
Certificate; Balance: $500.00 minimum
Rate History
No change since Sep 20, 2026 · 3.50% APY · checked 5 times
Pentagon Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.53%
13220 FORT ST, OMAHA, NE 68164
5 Year IRA Certificate
$1,000
3.40%
▲ 0.56% above Nebraska avg
▼
Rate3.35%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Nebraska Average2.84%▲ 0.56% above avgNationally 2.91%
Details
5 Year IRA Certificate; Early withdrawal penalty applies
Rate History
1 change since Oct 7, 2026 · 3.10% → 3.40% ▲ 0.30 pts · high 3.40% / low 3.10%
- Oct 14, 20263.40%▲ from 3.10%
- Oct 7, 20263.10%first recorded
Great Plains State Bank
Institution Rating:
D3.5 ★Texas Ratio: 32.53%
15858 W Dodge Rd, Omaha, NE 68118
60 Month CD
$0
3.35%
▲ 0.51% above Nebraska avg
▼
Rate3.31%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.84%▲ 0.51% above avgNationally 2.91%
Details
Rate History
No change since Sep 14, 2026 · 3.35% APY · checked 7 times
Premier Bank Omaha, NE
Institution Rating:
A5.0 ★Texas Ratio: 6.92%
16802 Burke St, Omaha, NE 68118
60 Month Certificate of Deposit
$0
3.03%
▲ 0.19% above Nebraska avg
▼
Rate3.00%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.84%▲ 0.19% above avgNationally 2.91%
Details
Rate History
No change since Sep 24, 2026 · 3.03% APY · checked 5 times
Premier Bank Omaha, NE
Institution Rating:
A5.0 ★Texas Ratio: 6.92%
16802 Burke St, Omaha, NE 68118
60 Month IRA Certificate
$0
3.03%
▲ 0.19% above Nebraska avg
▼
Rate3.00%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.84%▲ 0.19% above avgNationally 2.91%
Details
Rate History
No change since Oct 7, 2026 · 3.03% APY · checked 2 times
West Gate Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.69%
1020 S 179th Ct, Omaha, NE 68118
60 Month Certificate of Deposit
$1,000
3.03%
▲ 0.19% above Nebraska avg
▼
Rate3.00%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Nebraska Average2.84%▲ 0.19% above avgNationally 2.91%
Details
Visit a branch; Rate for balances below $250,000.00; add 0.25% for balances at or over $250,000.00
Rate History
No change since Oct 14, 2026 · 3.03% APY
Cobalt Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.25%
15325 Weir St, Omaha, NE 68137 5061
60 Month Business Term Share Certificate
$0
3.00%
▲ 0.16% above Nebraska avg
▼
Rate2.97%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Nebraska Average2.84%▲ 0.16% above avgNationally 2.91%
Details
Balance: $100,000.00 and greater
Rate History
No change since Sep 14, 2026 · 3.00% APY · checked 7 times
The Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.96%
3001 L St, Omaha, NE 68107 1409
60 Month Share Certificate (CD)
$500
3.00%
▲ 0.16% above Nebraska avg
▼
Rate2.97%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Nebraska Average2.84%▲ 0.16% above avgNationally 2.91%
Details
Rates effective as of 02/10/26. Rates are subject to change without notice. Early withdrawals may be subject to a penalty. Other restrictions and requirements may apply. Please call 563-388-8328 for additional details.
Rate History
No change since Oct 9, 2026 · 3.00% APY
Cobalt Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.25%
15325 Weir St, Omaha, NE 68137 5061
60 Month Business Term Share Certificate
$0
2.90%
▲ 0.06% above Nebraska avg
▼
Rate2.87%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Nebraska Average2.84%▲ 0.06% above avgNationally 2.91%
Details
Balance: $1,000.00-99,999.99
Rate History
No change since Sep 14, 2026 · 2.90% APY · checked 5 times
Centris Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.31%
3575 L St, Omaha, NE 68107
60 Month Jumbo Certificate
$90,000
2.85%
▲ 0.01% above Nebraska avg
▼
Rate2.81%
Min Deposit$90,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.84%▲ 0.01% above avgNationally 2.91%
Details
Rate History
No change since Sep 16, 2026 · 2.85% APY · checked 3 times
Centris Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.31%
3575 L St, Omaha, NE 68107
60 Month Regular & IRA Certificates
$500
2.75%
▼ 0.09% below Nebraska avg
▼
Rate2.71%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.84%▼ 0.09% below avgNationally 2.91%
Details
Rate History
No change since Sep 20, 2026 · 2.75% APY · checked 5 times
First State Bank Nebraska
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
6457 Frances St, Omaha, NE 68106
60 Month Certificate of Deposit
$500
2.50%
▼ 0.34% below Nebraska avg
▼
Rate2.48%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Nebraska Average2.84%▼ 0.34% below avgNationally 2.91%
Details
Minimum $500
Rate History
No change since Oct 14, 2026 · 2.50% APY
First State Bank Nebraska
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
6457 Frances St, Omaha, NE 68106
CD - 60 Months
$500
2.50%
▼ 0.34% below Nebraska avg
▼
Rate2.48%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Nebraska Average2.84%▼ 0.34% below avgNationally 2.91%
Details
Rate History
No change since Oct 14, 2026 · 2.50% APY
First Westroads Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.04%
15750 W Dodge Rd, Omaha, NE 68118
IRA 60 Month CD
$500
2.50%
▼ 0.34% below Nebraska avg
▼
Rate2.48%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.84%▼ 0.34% below avgNationally 2.91%
Details
Rate History
No change since Sep 14, 2026 · 2.50% APY · checked 7 times
Omaha Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.18%
3001 S 82ND AVE, OMAHA, NE 68124
60 Month Share Certificate
$500
2.50%
▼ 0.34% below Nebraska avg
▼
Rate2.47%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.84%▼ 0.34% below avgNationally 2.91%
Details
Rate History
No change since Sep 20, 2026 · 2.50% APY · checked 5 times
Union Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 2.09%
2720 S 177th St, Omaha, NE 68130
60 Month Certificate of Deposit
$1,000
2.32%
▼ 0.52% below Nebraska avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Nebraska Average2.84%▼ 0.52% below avgNationally 2.91%
Details
Open Online
Rate History
No change since Sep 18, 2026 · 2.32% APY · checked 7 times
Dundee Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.17%
5015 Underwood Ave, Omaha, NE 68132
60 Month CD
$500
2.25%
▼ 0.59% below Nebraska avg
▼
Rate2.23%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.84%▼ 0.59% below avgNationally 2.91%
Details
$500 minimum deposit to open CD and obtain APY. A penalty may be imposed for early withdrawal.
Rate History
No change since Sep 14, 2026 · 2.25% APY · checked 6 times
Northwest Bank (IA)
Institution Rating:
A+5.0 ★Texas Ratio: 1.69%
14320 Arbor St, Omaha, NE 68144
CD/IRA Standard Renewal Rate - 60-Month
$1,000
2.10%
▼ 0.74% below Nebraska avg
▼
Rate2.10%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Nebraska Average2.84%▼ 0.74% below avgNationally 2.91%
Details
Balance: All Balances
Rate History
No change since Sep 18, 2026 · 2.10% APY · checked 6 times
Enterprise Bank Omaha, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
525 N 132nd Street, Omaha, NE 68154
60 Month CD Specials
$0
2.00%
▼ 0.84% below Nebraska avg
▼
Rate1.99%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.84%▼ 0.84% below avgNationally 2.91%
Details
Rate History
No change since Oct 8, 2026 · 2.00% APY · checked 2 times
Enterprise Bank Omaha, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
525 N 132nd Street, Omaha, NE 68154
60 Month Certificate
$0
2.00%
▼ 0.84% below Nebraska avg
▼
Rate1.99%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.84%▼ 0.84% below avgNationally 2.91%
Details
Rate History
No change since Sep 14, 2026 · 2.00% APY · checked 3 times
I3 Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.09%
15645 Spaulding St, Omaha, NE 68116
Certificates of Deposit & IRAs - 60 Month
$500
1.25%
▼ 1.59% below Nebraska avg
▼
Rate1.24%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.84%▼ 1.59% below avgNationally 2.91%
Details
Compound Frequency: Quarterly
Rate History
No change since Sep 14, 2026 · 1.25% APY · checked 3 times
BMO Bank National Association
Institution Rating:
A+5.0 ★Texas Ratio: 3.54%
13220 California St, Omaha, NE 68154
60 Month IRA Certificate of Deposit
$0
0.75%
▼ 2.09% below Nebraska avg
▼
Rate0.75%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Nebraska Average2.84%▼ 2.09% below avgNationally 2.91%
Details
Minimum Balance To Obtain APY: $1,000; rates based on zip code
Rate History
No change since Sep 30, 2026 · 0.75% APY · checked 5 times
BMO Bank National Association
Institution Rating:
A+5.0 ★Texas Ratio: 3.54%
13220 California St, Omaha, NE 68154
60 Month Standard CD
$1,000
0.75%
▼ 2.09% below Nebraska avg
▼
Rate0.75%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Nebraska Average2.84%▼ 2.09% below avgNationally 2.91%
Details
Balance: up to $100,000.00; Rates for ZIP code 60603
Rate History
No change since Sep 30, 2026 · 0.75% APY · checked 5 times
CIT Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.72%
12307 W Center Rd, Omaha, NE 68144
Jumbo CD - 5-Year Jumbo
$100,000
0.50%
▼ 2.34% below Nebraska avg
▼
Rate0.50%
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Nebraska Average2.84%▼ 2.34% below avgNationally 2.91%
Details
Jumbo CDs
Rate History
No change since Oct 14, 2026 · 0.50% APY
CIT Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.72%
12307 W Center Rd, Omaha, NE 68144
Term CD - 5-Year Term
$1,000
0.50%
▼ 2.34% below Nebraska avg
▼
Rate0.50%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Nebraska Average2.84%▼ 2.34% below avgNationally 2.91%
Details
Term Certificates of Deposit (CD)
Rate History
No change since Oct 14, 2026 · 0.50% APY
Adams County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
60 Month Certificate of Deposit (CD)
$0
4.22%
▲ 1.38% above Nebraska avg
▼
Rate4.15%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.84%▲ 1.38% above avgNationally 2.91%
Details
Balance: >= $150,000
Rate History
1 change since Sep 14, 2026 · 2.88% → 4.22% ▲ 1.34 pts · high 4.22% / low 2.88%
- Sep 24, 20264.22%▲ from 2.88%
- Sep 14, 20262.88%first recorded
Adams County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
60 Month Certificate of Deposit (CD)
$0
4.11%
▲ 1.27% above Nebraska avg
▼
Rate4.05%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.84%▲ 1.27% above avgNationally 2.91%
Details
Balance: $50,000 - $149,999.99
Rate History
1 change since Sep 14, 2026 · 2.78% → 4.11% ▲ 1.33 pts · high 4.11% / low 2.78%
- Sep 24, 20264.11%▲ from 2.78%
- Sep 14, 20262.78%first recorded
Nebraska State Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
5 Year Certificate
$500
4.10%
▲ 1.26% above Nebraska avg
▼
Rate4.04%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.84%▲ 1.26% above avgNationally 2.91%
Details
Rate History
1 change since Sep 14, 2026 · 2.45% → 4.10% ▲ 1.65 pts · high 4.10% / low 2.45%
- Oct 8, 20264.10%▲ from 2.45%
- Sep 14, 20262.45%first recorded
Nebraska State Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
Term - 5 Years
$500
4.10%
▲ 1.26% above Nebraska avg
▼
Rate4.04%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.84%▲ 1.26% above avgNationally 2.91%
Details
Rate History
1 change since Sep 14, 2026 · 2.45% → 4.10% ▲ 1.65 pts · high 4.10% / low 2.45%
- Oct 8, 20264.10%▲ from 2.45%
- Sep 14, 20262.45%first recorded
Nebraska State Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
Time Certificate of Deposit - 5 Years
$500
4.10%
▲ 1.26% above Nebraska avg
▼
Rate4.04%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.84%▲ 1.26% above avgNationally 2.91%
Details
Rate History
No change since Oct 8, 2026 · 4.10% APY · checked 2 times
Adams County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
60 Month Certificate of Deposit (CD)
$0
4.01%
▲ 1.17% above Nebraska avg
▼
Rate3.95%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.84%▲ 1.17% above avgNationally 2.91%
Details
Balance: $500 - $49,999.99
Rate History
1 change since Sep 14, 2026 · 2.73% → 4.01% ▲ 1.28 pts · high 4.01% / low 2.73%
- Sep 24, 20264.01%▲ from 2.73%
- Sep 14, 20262.73%first recorded
Navy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.14%
5 Year ESA Long-Term Certificate
$0
3.90%
▲ 1.06% above Nebraska avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Nebraska Average2.84%▲ 1.06% above avgNationally 2.91%
Details
Balance: $100K Minimum APY; Rates as of Oct 13, 2026 ET; Long-Term Certificate Rates(Share, IRA, ESA)
Rate History
No change since Sep 30, 2026 · 3.90% APY · checked 4 times
Navy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.14%
5 Year ESA Long-Term Certificate
$0
3.85%
▲ 1.01% above Nebraska avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Nebraska Average2.84%▲ 1.01% above avgNationally 2.91%
Details
Balance: $1K Minimum APY; Rates as of Oct 13, 2026 ET; Long-Term Certificate Rates(Share, IRA, ESA)
Rate History
No change since Sep 30, 2026 · 3.85% APY · checked 4 times
North Platte Union Pacific Employee Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.63%
Special Share Certificate 60 Month
$500
3.80%
▲ 0.96% above Nebraska avg
▼
Rate3.75%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Nebraska Average2.84%▲ 0.96% above avgNationally 2.91%
Details
Special Share Certificate; $500.00 Minimum; rate may be raised up to twice during the 60-month term on request
Rate History
No change since Sep 18, 2026 · 3.80% APY · checked 3 times
Columbus Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.57%
60 Month CD or IRA
$0
3.65%
▲ 0.81% above Nebraska avg
▼
Rate3.60%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.84%▲ 0.81% above avgNationally 2.91%
Details
Balance: $500 - $19,999.99
Rate History
1 change since Sep 11, 2026 · 3.49% → 3.65% ▲ 0.16 pts · high 3.65% / low 3.49%
- Oct 11, 20263.65%▲ from 3.49%
- Sep 11, 20263.49%first recorded
Columbus Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.57%
60 Month Youth Saver CD
$0
3.60%
▲ 0.76% above Nebraska avg
▼
Rate3.60%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.84%▲ 0.76% above avgNationally 2.91%
Details
Balance: $100 - $19,999.99
Rate History
1 change since Sep 11, 2026 · 3.45% → 3.60% ▲ 0.15 pts · high 3.60% / low 3.45%
- Oct 11, 20263.60%▲ from 3.45%
- Sep 11, 20263.45%first recorded
Archer Cooperative Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.83%
60 Month Share & IRA Certificates
$500
3.60%
▲ 0.76% above Nebraska avg
▼
Rate3.55%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Nebraska Average2.84%▲ 0.76% above avgNationally 2.91%
Details
Rate History
No change since Sep 14, 2026 · 3.60% APY · checked 6 times
Siouxland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.44%
Certificate 60 Months
$1,000
3.55%
▲ 0.71% above Nebraska avg
▼
Rate3.50%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Nebraska Average2.84%▲ 0.71% above avgNationally 2.91%
Details
Rate History
No change since Sep 14, 2026 · 3.55% APY · checked 8 times
Siouxland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.44%
IRA 60 Months
$1,000
3.55%
▲ 0.71% above Nebraska avg
▼
Rate3.50%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Nebraska Average2.84%▲ 0.71% above avgNationally 2.91%
Details
Rate History
No change since Sep 18, 2026 · 3.55% APY · checked 2 times
Nebraska State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
60 Month IRA Share Certificate
$500
3.55%
▲ 0.71% above Nebraska avg
▼
Rate3.49%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Nebraska Average2.84%▲ 0.71% above avgNationally 2.91%
Details
Traditional or Roth; Penalty may be imposed for early withdrawal
Rate History
No change since Oct 9, 2026 · 3.55% APY · checked 2 times
Pathway Bank
Institution Rating:
B-4.4 ★Texas Ratio: 22.68%
5 Year CD
$1,000
3.50%
▲ 0.66% above Nebraska avg
▼
Rate3.46%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.84%▲ 0.66% above avgNationally 2.91%
Details
Rate History
1 change since Sep 19, 2026 · 3.40% → 3.50% ▲ 0.10 pts · high 3.50% / low 3.40%
- Oct 7, 20263.50%▲ from 3.40%
- Sep 19, 20263.40%first recorded
Bank of the Valley
Institution Rating:
A+5.0 ★Texas Ratio: 0.40%
60 Month Certificate
$0
3.50%
▲ 0.66% above Nebraska avg
▼
Rate3.45%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.84%▲ 0.66% above avgNationally 2.91%
Details
Rate History
1 change since Sep 11, 2026 · 3.29% → 3.50% ▲ 0.21 pts · high 3.50% / low 3.29%
- Oct 3, 20263.50%▲ from 3.29%
- Sep 11, 20263.29%first recorded
Holyoke Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.27%
60 Month CD
$50,000
3.44%
▲ 0.60% above Nebraska avg
▼
Rate3.40%
Min Deposit$50,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.84%▲ 0.60% above avgNationally 2.91%
Details
Rate History
1 change since Sep 25, 2026 · 3.14% → 3.44% ▲ 0.31 pts · high 3.44% / low 3.14%
- Oct 4, 20263.44%▲ from 3.14%
- Sep 25, 20263.14%first recorded
Meridian Trust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.45%
60 Month Certificates and IRA Share Certificates
$500
3.40%
▲ 0.56% above Nebraska avg
▼
Rate3.35%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.84%▲ 0.56% above avgNationally 2.91%
Details
Pay monthly; Share Certificates may be added to in $100 increments up to an additional $5,000 during the term
Rate History
No change since Oct 12, 2026 · 3.40% APY
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The “Min Deposit” indicates the minimum amount required to earn the stated APY.
Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.
Omaha, NE CD Rate Trends
Compare local Omaha, NE CD rate quotes against the statewide average
Daily CD rate averages tracked across our database of 8,500+ banks and credit unions, updated every evening.
12-Month CD NE Avg
3.055%
▼ 0.014 vs 7 days ago
Nebraska 12-month CD rates fell 0.014 points over the past 7 days to 3.055% APY.
6-Month CD NE Avg
2.970%
▼ 0.021 vs 7 days ago
Nebraska 6-month CD rates fell 0.021 points over the past 7 days to 2.970% APY.
As of Oct 14, 2026 • Rate data sourced from 8,500+ monitored institutions
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NE CD Rate Forecast, Next 12 Months
Where are Nebraska CD rates headed through October 2027?
Projections based on Fed funds rate futures and historical CD-to-fed-funds spread model. Not financial advice.
NE 12-Month Avg APY
3.055%
6-Month Forecast
3.055%
Range: 2.86%, 3.21%
12-Month Forecast
3.305%
Range: 3.11%, 3.46%
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What Your Savings Earn at NE CD Rates Today
Annual interest earnings at today’s Nebraska average APYs. State average used where available; national average as fallback.
| CD Term | NE Avg APY | $5,000 | $10,000 | $25,000 | $50,000 |
|---|---|---|---|---|---|
| 3-Month CD | 2.049% | $102.44 | $204.88 | $512.20 | $1,024.40 |
| 6-Month CD | 2.970% | $148.48 | $296.96 | $742.40 | $1,484.80 |
| 12-Month CD | 3.055% | $152.74 | $305.48 | $763.70 | $1,527.40 |
| 18-Month CD | 2.900% | $144.99 | $289.98 | $724.95 | $1,449.90 |
| 24-Month CD | 2.926% | $146.32 | $292.64 | $731.60 | $1,463.20 |
| 36-Month CD | 2.703% | $135.15 | $270.29 | $675.73 | $1,351.45 |
| 48-Month CD | 2.692% | $134.60 | $269.20 | $673.00 | $1,346.00 |
| 60-Month CD | 2.841% | $142.05 | $284.09 | $710.23 | $1,420.45 |
| Earnings shown are annualized (APY basis). Actual earnings for sub-12-month terms will be proportionally lower at maturity. Rates as of October 14, 2026. | |||||
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Sample CD Ladder for Omaha, Nebraska Savers
$25,000 split equally across 5 terms using today’s Nebraska average rates. As each CD matures, reinvest at the 36-month rung.
| Rung | Term | Deposit | NE Avg APY | Annual Earnings |
|---|---|---|---|---|
| 1 | 3-Month CD | $5,000 | 2.049% | $102.44 |
| 2 | 6-Month CD | $5,000 | 2.970% | $148.48 |
| 3 | 12-Month CD | $5,000 | 3.055% | $152.74 |
| 4 | 24-Month CD | $5,000 | 2.926% | $146.32 |
| 5 | 36-Month CD | $5,000 | 2.703% | $135.15 |
| Total ($25,000 invested) | $25,000 | 2.741% blended | $685.13/yr | |
Ladder example uses equal $5,000 rungs and Nebraska average APYs. Actual earnings depend on the specific institution and product chosen. Use the calculator above to model your exact deposit amounts.
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856
CD Rates
Tracked in Omaha, Nebraska
Tracked in Omaha, Nebraska
63 Banks
30 Credit Unions
About Our Omaha, Nebraska CD Rate Database
MonitorBankRates tracks 856 CD rates from 63 banks and 30 credit unions with locations in Omaha, Nebraska, plus national online institutions available to Nebraska residents. Our proprietary aggregation system pulls verified rate data directly from each institution’s official website, no estimates, no national averages passed off as real offers.
Every rate listed includes the institution’s Safety Grade (A+ to F), Star Rating (1 to 5), and Texas Ratio, objective financial health metrics calculated from FDIC and NCUA regulatory data, so you can compare yield and institutional safety in one place.
Current top rate: First Westroads Bank offers a CD at 4.55% APY with a minimum deposit of $500. Use the rate table above to compare all current offers in Omaha, Nebraska.
How to Find the Best CD Rates in Omaha, Nebraska
What to compare when shopping for a CD in Omaha, Nebraska
To find the best APYs in Omaha, Nebraska, start with credit unions and online-only banks: Omaha, Nebraska has 30 credit unions in our database, and they consistently offer some of the highest yields because they have lower overhead than traditional banks and compete aggressively for deposits.
Always compare the APY (Annual Percentage Yield), not just the interest rate. The APY reflects compounding and is the true measure of what you’ll earn.
Also compare the early withdrawal penalty. Common penalties range from 30 to 180 days of interest depending on the term. If you’re unsure whether you’ll need the funds early, a no-penalty CD or a high-yield savings account may be a better fit.
When a CD Makes Sense in Omaha, Nebraska
- You have a planned expense coming up and want your savings to earn while you wait
- You expect rates to fall and want to lock in today’s rate
- You want FDIC or NCUA protection with a guaranteed fixed return
- You prefer banking with an institution that has a local branch in Omaha, Nebraska: 93 institutions here report CD rates
Consider an Alternative If…
- You may need the funds within 30 days. Compare Omaha, Nebraska savings rates instead
- Rates are rising and you want to benefit: a variable-rate savings or money market account keeps pace
- You want check-writing access. Compare Omaha, Nebraska money market rates
Omaha, Nebraska Financial Snapshot
Local demographics and economic context for CD savers. Source: U.S. Census Bureau ACS 2024
Population 65+
14.5%
National avg: 17.3%
Median Individual Earnings
$43,930
National avg: $47,340
Poverty Rate
13.5%
National avg: 11.1%
Unemployment Rate
4.2%
National avg: 4.8%
CD Earnings on 10% of Salary
$134/yr
At NE 12-mo avg 3.055% APY
14.5% of residents are 65 or older, below the national average of 17.3%. At today’s NE 12-month CD average of 3.055%, saving 10% of the local median salary ($4,393/year) and putting it in a CD would earn an additional $134 annually in interest.
Data: U.S. Census Bureau, American Community Survey 5-Year Estimates 2024. Median earnings from ACS 2023 place-level estimates.
CD Rates vs. Other Savings Options in Omaha, Nebraska
What to compare when choosing between a CD and other deposit accounts
| Feature | CD | High-Yield Savings | Money Market | 6-Month CD |
|---|---|---|---|---|
| Rate Type | Fixed APY | Variable APY | Variable APY | Fixed APY |
| Liquidity | Locked for term | Anytime | Anytime | Locked 6 months |
| Early Withdrawal | Penalty (months of interest) | None | None | Penalty (90 to 180 days interest) |
| FDIC / NCUA Insured | Yes (up to $250K) | Yes (up to $250K) | Yes (up to $250K) | Yes (up to $250K) |
| Check / Debit Access | No | Usually no | Often yes | No |
| Best For | Known savings goal, CD ladder | Emergency fund, flexible savings | Liquid savings with check-writing | Slightly higher yield, less urgency |
How Certificates of Deposit Work in Omaha, Nebraska
A certificate of deposit (CD) is a deposit account that holds a fixed sum of money for a fixed term, commonly three months to five years, in exchange for a guaranteed interest rate. In return for leaving the money untouched until the term ends, a saver in Omaha, Nebraska typically earns a higher rate than a standard savings account pays. CDs from banks are insured by the FDIC and those from credit unions by the NCUA, in Omaha, Nebraska as everywhere in the U.S.
Choosing a CD Term in Omaha, Nebraska
The term is the length of time the money is committed before the CD matures. Shorter terms such as three or six months give Omaha, Nebraska savers easier access to their funds. For example, Exchange Bank (NE) is offering its 6 Month CD Special at 4.20% APY. Longer terms such as three or five years usually pay higher rates. On the longer end, First Westroads Bank is offering its 60 Month CD at 4.55% APY. When a CD matures, the depositor can withdraw the principal and interest or roll the balance into a new term, so it helps to match the term to when the money will actually be needed.
CD Risk and Safety for Omaha, Nebraska Savers
CDs are among the lowest-risk savings products available because the rate is fixed for the full term and the balance is federally insured up to $250,000 per depositor, per institution, per ownership category. For a Omaha, Nebraska saver, the main trade-off is liquidity: withdrawing funds before maturity usually triggers an early-withdrawal penalty, often 30 to 180 days of interest depending on the term.
How CD Interest Is Paid in Omaha, Nebraska
Interest on a CD is calculated using the annual percentage yield (APY), which reflects the effect of compounding over a year. Depending on the institution, interest may be credited monthly, quarterly, or at maturity, and can be paid out to a linked account or added back to the CD to compound. When comparing the Omaha, Nebraska CDs listed above, a saver gets the truest picture of total earnings by looking at APY rather than the nominal rate.
Fixed vs. Variable CD Rates in Omaha, Nebraska
Most CDs carry a fixed rate that is locked for the entire term, protecting a Omaha, Nebraska depositor if market rates fall after the account is opened. Some institutions offer variable-rate or bump-up CDs whose rate can change during the term; these may start lower but allow the rate to rise if conditions improve. Which is better depends on the direction a saver expects rates to move.
Frequently Asked Questions about CD Rates in Omaha, Nebraska
Are CD rates in Omaha, Nebraska FDIC insured?
Yes, most established banks in Omaha, Nebraska are insured by the FDIC up to $250,000 per depositor. Credit unions carry equivalent protection through the NCUA.
Do I have to pay state taxes on CD interest in Omaha, Nebraska?
Yes, interest earned on CDs is generally taxable income at both the federal and state levels. We recommend consulting a local tax professional regarding your specific obligations in Omaha, Nebraska.
Can I withdraw my money early from a CD?
You can, but most institutions charge an Early Withdrawal Penalty, typically a number of months of interest (e.g., 3 or 6 months). The exact amount varies by institution and CD term.
What is the difference between a Jumbo CD and a regular CD?
Jumbo CDs require a higher minimum deposit, traditionally $100,000 or more. In exchange, banks in Omaha, Nebraska may offer slightly higher APYs compared to standard CDs.
Are fixed-rate CDs better than variable-rate CDs?
Fixed-rate CDs lock in your APY for the full term, protecting you if rates drop. Variable-rate CDs allow your rate to rise with the market but may start with a lower initial yield.
What is a CD ladder?
A CD ladder involves opening multiple CDs with staggered maturity dates, for example 3-month, 6-month, 1-year, and 2-year. As each matures, you reinvest at the longest term, maximizing yield while maintaining regular access to a portion of your savings.
Best CD rates in Omaha, Nebraska?
Here are recent top rates found for this area:
- First Westroads Bank: 4.55% APY (48 Month CD)
- Omaha Federal Credit Union: 4.50% APY (36 Month Share Certificate)
- Cornhusker Bank: 4.46% APY (48 Month Certificate of Deposit)
- Union Bank and Trust Company: 4.40% APY (24 Month Certificate of Deposit)
- Exchange Bank (NE): 4.25% APY (12 Month CD Special)
- Enterprise Bank Omaha, NE: 4.25% APY (24 Month CD Specials)
- Omaha Police Federal Credit Union: 4.10% APY (18 Month Certificate Special)
- West Gate Bank: 4.06% APY (12 Month Certificate of Deposit)
- First State Bank Nebraska: 4.05% APY (18 Month Certificate of Deposit)
- Cobalt Federal Credit Union: 4.05% APY (6 Month Business Term Share Certificate)
Rates reflect recent verified offers available in Omaha, Nebraska. Last Updated: October 14, 2026
Omaha, Nebraska CD Calculator
See exactly what a CD will earn by maturity. Enter your deposit, pick a term, and set the APY, or click any current Omaha, Nebraska rate on the right to apply that term and rate instantly. CD rates are fixed for the full term.
Interest at Maturity
$0
Ending Balance
$0
Matures
Assumes the APY is held to maturity with interest compounding and remaining in the CD. Early withdrawals typically forfeit 30 to 180 days of interest. Estimates are for informational purposes only.
CD Calculators for Omaha, Nebraska
Omaha, Nebraska CD Calculator
At today’s NE top rate of 4.55% APY, a $10,000 deposit earns $455 in the first year. Enter your amount to see your exact return.
Omaha, Nebraska CD LadderNE CD rates currently range from 2.049% (3-month) to 2.703% (36-month). Model a ladder with local rates to keep cash accessible while maximizing yield.
Early Withdrawal PenaltyBefore locking into a Omaha, Nebraska CD at 4.55% APY, know your exit cost. Most institutions charge 90 to 180 days of interest. Calculate your real net return if you need early access.
CD vs. High-Yield SavingsNebraska’s average 12-month CD is 3.055% APY. Compare locking in that rate against a flexible high-yield savings account to see which earns more for your deposit and timeline.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Omaha, Nebraska CD rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for Omaha, Nebraska directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Omaha, Nebraska. We feature a comprehensive mix of institutions, from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in NE.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.
Disclaimer: Interest rates are variable and subject to change without notice. Verify current offers directly with the institution's official website. Last Updated and Verified: October 14, 2026
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