MonitorBankRates
☰
iAdvertiser Disclosure
Advertiser Disclosure Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.

Omaha, Nebraska Best CD Rates August 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

Founder & Data Architect
Expertise
  • Automated Online Rate Data Aggregation
  • Location-Based Rate Tables
  • Bank & Credit Union Health Safety Ratings
  • Bank & Credit Union Star Ratings
  • Finance Calculators
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio
| iEditorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | CD Rates Last Updated and Verified: August 29, 2026

Current Omaha, Nebraska CD rates include Cobalt Federal Credit UnionCobalt Federal Credit Union15325 Weir St, Omaha, NE 68137 5061A5.0 ★Texas Ratio: 6.75%Real return: +1.35%APY minus CPI (February 2026) offering 12 Months - Member Loyalty at 4.15% APY, Access BankAccess Bank1941 S 42nd St, Omaha, NE 68105A+5.0 ★Texas Ratio: 0.13%Real return: +1.25%APY minus CPI (February 2026) offering 12 Month Special at 4.05% APY, Omaha Federal Credit UnionOmaha Federal Credit Union3001 S 82ND AVE, OMAHA, NE 68124A+5.0 ★Texas Ratio: 2.17%Real return: +1.20%APY minus CPI (February 2026) offering 6 Month at 4.00% APY, Union Pacific Streamliner Federal Credit UnionUnion Pacific Streamliner Federal Credit Union1400 Douglas St, Omaha, NE 68179A+5.0 ★Texas Ratio: 2.65%Real return: +1.15%APY minus CPI (February 2026) offering 36-Month Share Certificate at 3.95% APY, and Union Bank and Trust CompanyUnion Bank and Trust Company2720 S 177th St, Omaha, NE 68130A+5.0 ★Texas Ratio: 0.93%Real return: +1.10%APY minus CPI (February 2026) offering 24 months at 3.90% APY. CD rates as of August 29, 2026 according to verified data from MonitorBankRates.

Omaha has 197 local institutions in our database, with CD rates as high as 4.15% APY from Cobalt Federal Credit Union at 15325 Weir St, Omaha, NE 68137 5061. Use the tables below to compare all available CD terms and offers, including options from institutions serving the broader Nebraska area. Rates are continually updated — we recommend checking back frequently.

The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: August 29, 2026

Compare Best CD Rates in Omaha, Nebraska & the Surrounding Area

Jump to: 3 Month · 6 Month · 12 Month · 18 Month · 24 Month · 36 Month · 48 Month · 60 Month

Omaha 3 Month CD Rates

Nebraska 3 Month CD Average1.17% APYNational 1.96%▼ 0.71% from last week
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
UMB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.71%
16929 Burke St, Omaha, NE 68118
3-MONTH TIME DEPOSIT ACCOUNT
$500
3.85% ▲ 2.68% above Nebraska avg
View
▼
Rate3.80%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average1.17%▲ 2.68% above avgNationally 1.96%
Details

Special Offer. balances under $100k

Access Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
1941 S 42nd St, Omaha, NE 68105
3 Month Special
$0
3.60% ▲ 2.43% above Nebraska avg
View
▼
Rate3.55%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average1.17%▲ 2.43% above avgNationally 1.96%
Details

Interest Paid Quarterly and at Maturity

Metro Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
14509 F St, Omaha, NE 68137 1054
3 Month Certificate
$0
3.00% ▲ 1.83% above Nebraska avg
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average1.17%▲ 1.83% above avgNationally 1.96%
Details

First Westroads Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
15750 W Dodge Rd, Omaha, NE 68118
3 Month CD
$500
0.75% ▼ 0.42% below Nebraska avg
View
▼
Rate0.75%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average1.17%▼ 0.42% below avgNationally 1.96%
Details

First Westroads Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
15750 W Dodge Rd, Omaha, NE 68118
IRA 3 Month CD
$500
0.75% ▼ 0.42% below Nebraska avg
View
▼
Rate0.75%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average1.17%▼ 0.42% below avgNationally 1.96%
Details

First State Bank Nebraska
Institution Rating:
A+5.0 ★Texas Ratio: 2.97%
6457 Frances St, Omaha, NE 68106
3 Months CD
$500
0.50% ▼ 0.67% below Nebraska avg
View
▼
Rate0.50%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average1.17%▼ 0.67% below avgNationally 1.96%
Details

Woodmen Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.70%
1700 FARNAM ST STE 1000, OMAHA, NE 68102
90 Days
$0
0.50% ▼ 0.67% below Nebraska avg
View
▼
Rate0.50%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average1.17%▼ 0.67% below avgNationally 1.96%
Details

Enterprise Bank Omaha, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
525 N 132nd Street, Omaha, NE 68154
3 Months
$0
0.30% ▼ 0.87% below Nebraska avg
View
▼
Rate0.30%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average1.17%▼ 0.87% below avgNationally 1.96%
Details

I3 Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.81%
15645 Spaulding St, Omaha, NE 68116
Certificates of Deposit & IRAs - 3 Month
$500
0.15% ▼ 1.02% below Nebraska avg
View
▼
Rate0.15%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average1.17%▼ 1.02% below avgNationally 1.96%
Details

Compound Frequency: At Maturity

UMB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.71%
16929 Burke St, Omaha, NE 68118
3 months
$0
0.10% ▼ 1.07% below Nebraska avg
View
▼
Rate0.10%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average1.17%▼ 1.07% below avgNationally 1.96%
Details

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
1919 Douglas St, Omaha, NE 68102
3 month Standard Fixed Rate CD
$2,500
0.06% ▼ 1.11% below Nebraska avg
View
▼
Rate0.06%
Min Deposit$2,500
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average1.17%▼ 1.11% below avgNationally 1.96%
Details

Early withdrawal penalties may apply. Additional terms are available at a branch. Relationship Interest Rate 0.06%.

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
1919 Douglas St, Omaha, NE 68102
3 month Standard Interest Rate
$2,500
0.06% ▼ 1.11% below Nebraska avg
View
▼
Rate0.06%
Min Deposit$2,500
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average1.17%▼ 1.11% below avgNationally 1.96%
Details

Relationship APY 0.06%

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
1919 Douglas St, Omaha, NE 68102
3 month Standard Fixed Rate CD
$2,500
0.05% ▼ 1.12% below Nebraska avg
View
▼
Rate0.05%
Min Deposit$2,500
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average1.17%▼ 1.12% below avgNationally 1.96%
Details

Relationship APY 0.06%

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
1919 Douglas St, Omaha, NE 68102
3 month Standard Interest Rate
$2,500
0.05% ▼ 1.12% below Nebraska avg
View
▼
Rate0.05%
Min Deposit$2,500
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average1.17%▼ 1.12% below avgNationally 1.96%
Details

Relationship Interest Rate 0.06%

First Community Bank Beemer, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3 MONTH CD
$500
4.00% ▲ 2.83% above Nebraska avg
View
▼
Rate3.94%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average1.17%▲ 2.83% above avgNationally 1.96%
Details

FirstBank of Nebraska
Institution Rating:
A+5.0 ★Texas Ratio: 0.93%
3 Mo CD
$1,000
4.00% ▲ 2.83% above Nebraska avg
View
▼
Rate3.94%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average1.17%▲ 2.83% above avgNationally 1.96%
Details

Bankers Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 2.53%
3 Month CD - Loyalty Program Platinum Tier
$0
3.80% ▲ 2.63% above Nebraska avg
View
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average1.17%▲ 2.63% above avgNationally 1.96%
Details

Interest Rate is Base Interest Rate + 0.50%

First National Bank in Ord
Institution Rating:
A+5.0 ★Texas Ratio: 3.31%
3 Month CD
$0
3.75% ▲ 2.58% above Nebraska avg
View
▼
Rate3.70%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average1.17%▲ 2.58% above avgNationally 1.96%
Details

Pathway Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.99%
3 Month CD
$1,000
3.75% ▲ 2.58% above Nebraska avg
View
▼
Rate3.70%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average1.17%▲ 2.58% above avgNationally 1.96%
Details

Bankers Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 2.53%
3 Month CD - Loyalty Program Gold Tier
$0
3.70% ▲ 2.53% above Nebraska avg
View
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average1.17%▲ 2.53% above avgNationally 1.96%
Details

Interest Rate is Base Interest Rate + 0.40%

First National Bank in Ord
Institution Rating:
A+5.0 ★Texas Ratio: 3.31%
3 Month CD
$0
3.70% ▲ 2.53% above Nebraska avg
View
▼
Rate3.65%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average1.17%▲ 2.53% above avgNationally 1.96%
Details

Western Nebraska Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.97%
3 Month
$250
3.70% ▲ 2.53% above Nebraska avg
View
▼
Rate3.65%
Min Deposit$250
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average1.17%▲ 2.53% above avgNationally 1.96%
Details

First National Bank in Ord
Institution Rating:
A+5.0 ★Texas Ratio: 3.31%
3 Month CD
$0
3.65% ▲ 2.48% above Nebraska avg
View
▼
Rate3.60%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average1.17%▲ 2.48% above avgNationally 1.96%
Details

Bankers Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 2.53%
3 Month CD - Loyalty Program Silver Tier
$0
3.60% ▲ 2.43% above Nebraska avg
View
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average1.17%▲ 2.43% above avgNationally 1.96%
Details

Interest Rate is Base Interest Rate + 0.30%

FirsTier Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.87%
3 Month CD
$0
3.60% ▲ 2.43% above Nebraska avg
View
▼
Rate3.54%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average1.17%▲ 2.43% above avgNationally 1.96%
Details

A penalty may be imposed for early withdrawal. Certificate will automatically renew to a fixed rate CD of the equivalent term with the current rate at renewal. The Annual Percentage Yield is current as of August 24, 2026, and is subject to change at any time without notice.

Bankers Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 2.53%
3 Month CD - Loyalty Program Bronze Tier
$0
3.50% ▲ 2.33% above Nebraska avg
View
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average1.17%▲ 2.33% above avgNationally 1.96%
Details

Interest Rate is Base Interest Rate + 0.20%

Great Southern Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.82%
3-Month CD
$1,000
3.40% ▲ 2.23% above Nebraska avg
View
▼
Rate—
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average1.17%▲ 2.23% above avgNationally 1.96%
Details

Interest Payment Options Early withdrawal penalty Penalty for early withdrawal. Many interest payment options are available. Ask an associate for details.

Bankers Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 2.53%
3 Month CD
$0
3.29% ▲ 2.12% above Nebraska avg
View
▼
Rate3.25%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average1.17%▲ 2.12% above avgNationally 1.96%
Details

First Community Bank Beemer, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3 MONTH CD
$0
3.19% ▲ 2.02% above Nebraska avg
View
▼
Rate3.15%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average1.17%▲ 2.02% above avgNationally 1.96%
Details

First Community Bank Beemer, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3 MONTH CD
$0
2.27% ▲ 1.10% above Nebraska avg
View
▼
Rate2.25%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average1.17%▲ 1.10% above avgNationally 1.96%
Details

First State Bank Hordville, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3 month Certificate
$0
2.02% ▲ 0.85% above Nebraska avg
View
▼
Rate2.00%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average1.17%▲ 0.85% above avgNationally 1.96%
Details

Genoa Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3 Month Certificate
$0
1.65% ▲ 0.48% above Nebraska avg
View
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average1.17%▲ 0.48% above avgNationally 1.96%
Details

Bank of the Valley
Institution Rating:
A+5.0 ★Texas Ratio: 4.59%
3 MONTH
$0
1.50% ▲ 0.33% above Nebraska avg
View
▼
Rate1.49%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average1.17%▲ 0.33% above avgNationally 1.96%
Details

Cornerstone Bank York, NE
Institution Rating:
A+5.0 ★Texas Ratio: 2.79%
3 Month NO PENALTY
$0
1.40% ▲ 0.23% above Nebraska avg
View
▼
Rate1.39%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average1.17%▲ 0.23% above avgNationally 1.96%
Details

Platte Valley Bank North Bend, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.05%
3 Month
$500
1.30% ▲ 0.13% above Nebraska avg
View
▼
Rate1.29%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average1.17%▲ 0.13% above avgNationally 1.96%
Details

SN Bank
Institution Rating:
A5.0 ★Texas Ratio: 12.05%
3 Months
$0
1.25% ▲ 0.08% above Nebraska avg
View
▼
Rate1.24%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average1.17%▲ 0.08% above avgNationally 1.96%
Details

SN Bank
Institution Rating:
A5.0 ★Texas Ratio: 12.05%
3 Months
$0
1.00% ▼ 0.17% below Nebraska avg
View
▼
Rate1.00%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average1.17%▼ 0.17% below avgNationally 1.96%
Details

The Bank of Steinauer
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3 Month Certificate of Deposit
$500
1.00% ▼ 0.17% below Nebraska avg
View
▼
Rate1.00%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average1.17%▼ 0.17% below avgNationally 1.96%
Details

FNB of Johnson
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3-Month CD
$0
1.00% ▼ 0.17% below Nebraska avg
View
▼
Rate1.00%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average1.17%▼ 0.17% below avgNationally 1.96%
Details

Security Bank Laurel, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
31-90 Days CD
$0
1.00% ▼ 0.17% below Nebraska avg
View
▼
Rate1.00%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average1.17%▼ 0.17% below avgNationally 1.96%
Details

Wahoo State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3 Month CD
$0
1.00% ▼ 0.17% below Nebraska avg
View
▼
Rate1.00%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average1.17%▼ 0.17% below avgNationally 1.96%
Details

Adams State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.07%
3 Month CD
$1,000
0.75% ▼ 0.42% below Nebraska avg
View
▼
Rate0.75%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average1.17%▼ 0.42% below avgNationally 1.96%
Details

Heritage Bank Wood River, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3 month
$0
0.75% ▼ 0.42% below Nebraska avg
View
▼
Rate0.75%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average1.17%▼ 0.42% below avgNationally 1.96%
Details

South Central State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Certificate of Deposit 3 Months
$0
0.55% ▼ 0.62% below Nebraska avg
View
▼
Rate0.55%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average1.17%▼ 0.62% below avgNationally 1.96%
Details

Wahoo State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3 Month
$0
0.50% ▼ 0.67% below Nebraska avg
View
▼
Rate0.50%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average1.17%▼ 0.67% below avgNationally 1.96%
Details

Town & Country Bank Ravenna, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.45%
3 Month CD
$0
0.45% ▼ 0.72% below Nebraska avg
View
▼
Rate0.45%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average1.17%▼ 0.72% below avgNationally 1.96%
Details

Town & Country Bank Ravenna, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.45%
3 Month CD
$0
0.35% ▼ 0.82% below Nebraska avg
View
▼
Rate0.35%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average1.17%▼ 0.82% below avgNationally 1.96%
Details

City Bank & Trust Co. Lincoln, NE
Institution Rating:
A5.0 ★Texas Ratio: 8.20%
3 Month
$500
0.25% ▼ 0.92% below Nebraska avg
View
▼
Rate0.25%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average1.17%▼ 0.92% below avgNationally 1.96%
Details

Town & Country Bank Ravenna, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.45%
3 Month CD
$0
0.25% ▼ 0.92% below Nebraska avg
View
▼
Rate0.25%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average1.17%▼ 0.92% below avgNationally 1.96%
Details

American Exchange Bank NE
Institution Rating:
A-5.0 ★Texas Ratio: 14.26%
3 Month
$0
0.15% ▼ 1.02% below Nebraska avg
View
▼
Rate0.15%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 19, 2026
Nebraska Average1.17%▼ 1.02% below avgNationally 1.96%
Details

Interest Paid or Credited: At Maturity

Omaha 6 Month CD Rates

Nebraska 6 Month CD Average2.33% APYNational 2.67%▼ 0.57% from last week
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Cobalt Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.75%
15325 Weir St, Omaha, NE 68137 5061
6 Months
$100,000
4.05% ▲ 1.72% above Nebraska avg
View
▼
Rate3.99%
Min Deposit$100,000
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.33%▲ 1.72% above avgNationally 2.67%
Details

Member Loyalty APY: 4.20%

Omaha Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
3001 S 82ND AVE, OMAHA, NE 68124
6 Month
$0
4.00% ▲ 1.67% above Nebraska avg
View
▼
Rate3.93%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.33%▲ 1.67% above avgNationally 2.67%
Details

Cobalt Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.75%
15325 Weir St, Omaha, NE 68137 5061
6 Months
$1,000
3.95% ▲ 1.62% above Nebraska avg
View
▼
Rate3.89%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.33%▲ 1.62% above avgNationally 2.67%
Details

Member Loyalty APY: 4.10%

Enterprise Bank Omaha, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
525 N 132nd Street, Omaha, NE 68154
6 Months
$0
3.90% ▲ 1.57% above Nebraska avg
View
▼
Rate3.84%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.33%▲ 1.57% above avgNationally 2.67%
Details

Union Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.93%
2720 S 177th St, Omaha, NE 68130
6 months
$1,000
3.80% ▲ 1.47% above Nebraska avg
View
▼
Rate—
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.33%▲ 1.47% above avgNationally 2.67%
Details

West Gate Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.08%
1020 S 179th Ct, Omaha, NE 68118
6 Month
$1,000
3.80% ▲ 1.47% above Nebraska avg
View
▼
Rate3.75%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.33%▲ 1.47% above avgNationally 2.67%
Details

I3 Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.81%
15645 Spaulding St, Omaha, NE 68116
Certificates of Deposit & IRAs - 6 Month
$500
3.80% ▲ 1.47% above Nebraska avg
View
▼
Rate3.76%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.33%▲ 1.47% above avgNationally 2.67%
Details

Compound Frequency: At Maturity

Metro Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
14509 F St, Omaha, NE 68137 1054
6 Month Certificate
$0
3.75% ▲ 1.42% above Nebraska avg
View
▼
Rate3.69%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.33%▲ 1.42% above avgNationally 2.67%
Details

Union Pacific Streamliner Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.65%
1400 Douglas St, Omaha, NE 68179
6-Month Share Certificate
$0
3.65% ▲ 1.32% above Nebraska avg
View
▼
Rate3.59%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.33%▲ 1.32% above avgNationally 2.67%
Details

Special

Union Pacific Streamliner Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.65%
1400 Douglas St, Omaha, NE 68179
6-Month Share Certificate - Special
$0
3.65% ▲ 1.32% above Nebraska avg
View
▼
Rate3.59%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.33%▲ 1.32% above avgNationally 2.67%
Details

1

First Westroads Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
15750 W Dodge Rd, Omaha, NE 68118
IRA 6 Month CD
$500
3.60% ▲ 1.27% above Nebraska avg
View
▼
Rate3.55%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.33%▲ 1.27% above avgNationally 2.67%
Details

Electrical Workers No 22 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.88%
8960 L St Ste 102, Omaha, NE 68127 1414
Share Certificate - CD 6 Months Term "O"
$0
3.60% ▲ 1.27% above Nebraska avg
View
▼
Rate3.60%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.33%▲ 1.27% above avgNationally 2.67%
Details

First Nebraska Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.00%
4740 S 48th St, Omaha, NE 68117
6 Month initial term promo rate
$0
3.60% ▲ 1.27% above Nebraska avg
View
▼
Rate3.55%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.33%▲ 1.27% above avgNationally 2.67%
Details

First Nebraska Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.00%
4740 S 48th St, Omaha, NE 68117
6-mo. Term Share Certificate
$0
3.60% ▲ 1.27% above Nebraska avg
View
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.33%▲ 1.27% above avgNationally 2.67%
Details

(initial term)

First State Bank Nebraska
Institution Rating:
A+5.0 ★Texas Ratio: 2.97%
6457 Frances St, Omaha, NE 68106
6 Months CD
$500
3.54% ▲ 1.21% above Nebraska avg
View
▼
Rate3.49%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.33%▲ 1.21% above avgNationally 2.67%
Details

Union Pacific Streamliner Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.65%
1400 Douglas St, Omaha, NE 68179
6-Month Share Certificate
$0
3.50% ▲ 1.17% above Nebraska avg
View
▼
Rate3.44%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.33%▲ 1.17% above avgNationally 2.67%
Details

Tier II

Union Pacific Streamliner Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.65%
1400 Douglas St, Omaha, NE 68179
6-Month Share Certificate - Tier II
$0
3.50% ▲ 1.17% above Nebraska avg
View
▼
Rate3.44%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.33%▲ 1.17% above avgNationally 2.67%
Details

1

Union Pacific Streamliner Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.65%
1400 Douglas St, Omaha, NE 68179
6-Month Share Certificate
$0
3.35% ▲ 1.02% above Nebraska avg
View
▼
Rate3.30%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.33%▲ 1.02% above avgNationally 2.67%
Details

Tier I

Union Pacific Streamliner Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.65%
1400 Douglas St, Omaha, NE 68179
6-Month Share Certificate - Tier I
$0
3.35% ▲ 1.02% above Nebraska avg
View
▼
Rate3.30%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.33%▲ 1.02% above avgNationally 2.67%
Details

1

Centris Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 14.20%
3575 L St, Omaha, NE 68107
Jumbo Certificates - minimum opening deposit of 6 month
$90,000
3.10% ▲ 0.77% above Nebraska avg
View
▼
Rate3.05%
Min Deposit$90,000
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.33%▲ 0.77% above avgNationally 2.67%
Details

$90,000.00

United Republic Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
111 North 181st Street, Omaha, NE 68118
6-month
$1,000
3.00% ▲ 0.67% above Nebraska avg
View
▼
Rate2.96%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.33%▲ 0.67% above avgNationally 2.67%
Details

United Republic Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
111 North 181st Street, Omaha, NE 68118
Business 6-month
$1,000
3.00% ▲ 0.67% above Nebraska avg
View
▼
Rate2.96%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.33%▲ 0.67% above avgNationally 2.67%
Details

Woodmen Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.70%
1700 FARNAM ST STE 1000, OMAHA, NE 68102
6 Months
$0
3.00% ▲ 0.67% above Nebraska avg
View
▼
Rate3.00%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.33%▲ 0.67% above avgNationally 2.67%
Details

Pentagon Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.82%
13220 FORT ST, OMAHA, NE 68164
6 Month Certificate
$0
2.70% ▲ 0.37% above Nebraska avg
View
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.33%▲ 0.37% above avgNationally 2.67%
Details

First Nebraska Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.00%
4740 S 48th St, Omaha, NE 68117
6 Months
$0
2.25% ▼ 0.08% below Nebraska avg
View
▼
Rate2.23%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.33%▼ 0.08% below avgNationally 2.67%
Details

Northwest Bank (IA)
Institution Rating:
A+5.0 ★Texas Ratio: 3.01%
14320 Arbor St, Omaha, NE 68144
6-MONTH Certificate of Deposit/IRA Standard Renewal Rate
$0
2.11% ▼ 0.22% below Nebraska avg
View
▼
Rate2.10%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.33%▼ 0.22% below avgNationally 2.67%
Details

Woodmen Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.70%
1700 FARNAM ST STE 1000, OMAHA, NE 68102
6 Months
$0
1.75% ▼ 0.58% below Nebraska avg
View
▼
Rate1.75%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.33%▼ 0.58% below avgNationally 2.67%
Details

Enterprise Bank Omaha, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
525 N 132nd Street, Omaha, NE 68154
6 Months
$0
0.50% ▼ 1.83% below Nebraska avg
View
▼
Rate0.50%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.33%▼ 1.83% below avgNationally 2.67%
Details

Greenwich Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
7301 Pacific St # 7305, Omaha, NE 68114
Share Certificates 6 Months
$0
0.25% ▼ 2.08% below Nebraska avg
View
▼
Rate0.25%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.33%▼ 2.08% below avgNationally 2.67%
Details

UMB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.71%
16929 Burke St, Omaha, NE 68118
6 months
$0
0.10% ▼ 2.23% below Nebraska avg
View
▼
Rate0.10%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.33%▼ 2.23% below avgNationally 2.67%
Details

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
1919 Douglas St, Omaha, NE 68102
6 month Standard Interest Rate
$2,500
0.06% ▼ 2.27% below Nebraska avg
View
▼
Rate0.06%
Min Deposit$2,500
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.33%▼ 2.27% below avgNationally 2.67%
Details

Relationship APY 0.06%

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
1919 Douglas St, Omaha, NE 68102
6 month Standard Fixed Rate CD
$2,500
0.05% ▼ 2.28% below Nebraska avg
View
▼
Rate0.05%
Min Deposit$2,500
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.33%▼ 2.28% below avgNationally 2.67%
Details

Relationship APY 0.06%

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
1919 Douglas St, Omaha, NE 68102
6 month Standard Interest Rate
$2,500
0.05% ▼ 2.28% below Nebraska avg
View
▼
Rate0.05%
Min Deposit$2,500
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.33%▼ 2.28% below avgNationally 2.67%
Details

Relationship Interest Rate 0.05%

First Community Bank Beemer, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
6 MONTH CD
$500
4.00% ▲ 1.67% above Nebraska avg
View
▼
Rate3.94%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.33%▲ 1.67% above avgNationally 2.67%
Details

FirsTier Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.87%
6 Month CD
$0
3.90% ▲ 1.57% above Nebraska avg
View
▼
Rate3.83%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.33%▲ 1.57% above avgNationally 2.67%
Details

A penalty may be imposed for early withdrawal. Certificate will automatically renew to a fixed rate CD of the equivalent term with the current rate at renewal. The Annual Percentage Yield is current as of August 24, 2026, and is subject to change at any time without notice.

Nebraska Energy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.22%
6 Month Share Certificate Special - Limited Time
$5,000
3.90% ▲ 1.57% above Nebraska avg
View
▼
Rate—
Min Deposit$5,000
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.33%▲ 1.57% above avgNationally 2.67%
Details

Limit One Per Member

Nebraska Energy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.22%
Share Certificate Special 6 Month
$0
3.90% ▲ 1.57% above Nebraska avg
View
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.33%▲ 1.57% above avgNationally 2.67%
Details

Thayer County Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.27%
6 Month CD
$0
3.89% ▲ 1.56% above Nebraska avg
View
▼
Rate3.83%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.33%▲ 1.56% above avgNationally 2.67%
Details

The Bank of Steinauer
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
6 Month Certificate of Deposit
$500
3.86% ▲ 1.53% above Nebraska avg
View
▼
Rate3.80%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.33%▲ 1.53% above avgNationally 2.67%
Details

First Lincoln Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.01%
IRA Share Certificate 6 Months
$0
3.86% ▲ 1.53% above Nebraska avg
View
▼
Rate3.80%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.33%▲ 1.53% above avgNationally 2.67%
Details

Thayer County Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.27%
6 Month CD
$0
3.83% ▲ 1.50% above Nebraska avg
View
▼
Rate3.78%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.33%▲ 1.50% above avgNationally 2.67%
Details

Adams Bank & Trust
Institution Rating:
A+5.0 ★Texas Ratio: 1.03%
6-MONTH CD
$500
3.80% ▲ 1.47% above Nebraska avg
View
▼
Rate—
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.33%▲ 1.47% above avgNationally 2.67%
Details

Countryside Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
6 Month Certificate of Deposit
$1,000
3.80% ▲ 1.47% above Nebraska avg
View
▼
Rate3.75%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.33%▲ 1.47% above avgNationally 2.67%
Details

FirstBank of Nebraska
Institution Rating:
A+5.0 ★Texas Ratio: 0.93%
6 Mo CD
$1,000
3.80% ▲ 1.47% above Nebraska avg
View
▼
Rate3.74%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.33%▲ 1.47% above avgNationally 2.67%
Details

Consumers Cooperative Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.18%
6 Month Certificate
$0
3.80% ▲ 1.47% above Nebraska avg
View
▼
Rate3.75%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.33%▲ 1.47% above avgNationally 2.67%
Details

Compounding: Quarterly

SN Bank
Institution Rating:
A5.0 ★Texas Ratio: 12.05%
6 Months
$0
3.75% ▲ 1.42% above Nebraska avg
View
▼
Rate3.70%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.33%▲ 1.42% above avgNationally 2.67%
Details

Pathway Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.99%
6 Month CD
$1,000
3.70% ▲ 1.37% above Nebraska avg
View
▼
Rate3.65%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.33%▲ 1.37% above avgNationally 2.67%
Details

Thayer County Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.27%
6 Month CD
$0
3.68% ▲ 1.35% above Nebraska avg
View
▼
Rate3.63%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.33%▲ 1.35% above avgNationally 2.67%
Details

Nebraska Bank
Institution Rating:
B4.5 ★Texas Ratio: 20.75%
6-Month Term cd
$0
3.60% ▲ 1.27% above Nebraska avg
View
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.33%▲ 1.27% above avgNationally 2.67%
Details

Custer Federal State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
6 Month
$500
3.60% ▲ 1.27% above Nebraska avg
View
▼
Rate3.57%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.33%▲ 1.27% above avgNationally 2.67%
Details

Omaha 12 Month CD Rates

Nebraska 12 Month CD Average2.66% APYNational 2.83%▼ 0.36% from last week
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Cobalt Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.75%
15325 Weir St, Omaha, NE 68137 5061
12 Months - Member Loyalty
$100,000
4.15% ▲ 1.49% above Nebraska avg
View
▼
Rate—
Min Deposit$100,000
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.66%▲ 1.49% above avgNationally 2.83%
Details

Access Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
1941 S 42nd St, Omaha, NE 68105
12 Month Special
$0
4.05% ▲ 1.39% above Nebraska avg
View
▼
Rate3.99%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.66%▲ 1.39% above avgNationally 2.83%
Details

*New money. Interest Paid Quarterly and at Maturity

Cobalt Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.75%
15325 Weir St, Omaha, NE 68137 5061
12 Months - Member Loyalty
$1,000
4.05% ▲ 1.39% above Nebraska avg
View
▼
Rate—
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.66%▲ 1.39% above avgNationally 2.83%
Details

Cobalt Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.75%
15325 Weir St, Omaha, NE 68137 5061
12 Months
$100,000
4.00% ▲ 1.34% above Nebraska avg
View
▼
Rate3.94%
Min Deposit$100,000
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.66%▲ 1.34% above avgNationally 2.83%
Details

Access Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
1941 S 42nd St, Omaha, NE 68105
12 Month Special
$0
3.90% ▲ 1.24% above Nebraska avg
View
▼
Rate3.84%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.66%▲ 1.24% above avgNationally 2.83%
Details

Interest Paid Quarterly and at Maturity

Cobalt Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.75%
15325 Weir St, Omaha, NE 68137 5061
12 Months
$1,000
3.90% ▲ 1.24% above Nebraska avg
View
▼
Rate3.84%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.66%▲ 1.24% above avgNationally 2.83%
Details

Union Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.93%
2720 S 177th St, Omaha, NE 68130
12 months
$1,000
3.85% ▲ 1.19% above Nebraska avg
View
▼
Rate—
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.66%▲ 1.19% above avgNationally 2.83%
Details

Metro Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
14509 F St, Omaha, NE 68137 1054
12 Month Certificate
$0
3.85% ▲ 1.19% above Nebraska avg
View
▼
Rate3.78%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.66%▲ 1.19% above avgNationally 2.83%
Details

Enterprise Bank Omaha, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
525 N 132nd Street, Omaha, NE 68154
12 Months
$0
3.75% ▲ 1.09% above Nebraska avg
View
▼
Rate3.70%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.66%▲ 1.09% above avgNationally 2.83%
Details

First Nebraska Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.00%
4740 S 48th St, Omaha, NE 68117
12 Month initial term promo rate
$0
3.75% ▲ 1.09% above Nebraska avg
View
▼
Rate3.70%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.66%▲ 1.09% above avgNationally 2.83%
Details

First Nebraska Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.00%
4740 S 48th St, Omaha, NE 68117
12-mo. Term Share Certificate
$0
3.75% ▲ 1.09% above Nebraska avg
View
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.66%▲ 1.09% above avgNationally 2.83%
Details

(initial term)

First State Bank Nebraska
Institution Rating:
A+5.0 ★Texas Ratio: 2.97%
6457 Frances St, Omaha, NE 68106
12 Months CD
$500
3.73% ▲ 1.07% above Nebraska avg
View
▼
Rate3.68%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.66%▲ 1.07% above avgNationally 2.83%
Details

Union Pacific Streamliner Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.65%
1400 Douglas St, Omaha, NE 68179
12-Month Share Certificate
$0
3.55% ▲ 0.89% above Nebraska avg
View
▼
Rate3.49%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.66%▲ 0.89% above avgNationally 2.83%
Details

Special

Union Pacific Streamliner Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.65%
1400 Douglas St, Omaha, NE 68179
12-Month Share Certificate - Special
$0
3.55% ▲ 0.89% above Nebraska avg
View
▼
Rate3.49%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.66%▲ 0.89% above avgNationally 2.83%
Details

2

Woodmen Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.70%
1700 FARNAM ST STE 1000, OMAHA, NE 68102
1 Year
$0
3.50% ▲ 0.84% above Nebraska avg
View
▼
Rate3.50%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.66%▲ 0.84% above avgNationally 2.83%
Details

Woodmen Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.70%
1700 FARNAM ST STE 1000, OMAHA, NE 68102
IRA 1 Year
$0
3.50% ▲ 0.84% above Nebraska avg
View
▼
Rate3.50%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.66%▲ 0.84% above avgNationally 2.83%
Details

Omaha Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
3001 S 82ND AVE, OMAHA, NE 68124
12 Month
$0
3.50% ▲ 0.84% above Nebraska avg
View
▼
Rate3.44%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.66%▲ 0.84% above avgNationally 2.83%
Details

First Westroads Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
15750 W Dodge Rd, Omaha, NE 68118
12 Month CD
$500
3.45% ▲ 0.79% above Nebraska avg
View
▼
Rate3.41%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.66%▲ 0.79% above avgNationally 2.83%
Details

First Westroads Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
15750 W Dodge Rd, Omaha, NE 68118
IRA 12 Month CD
$500
3.45% ▲ 0.79% above Nebraska avg
View
▼
Rate3.41%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.66%▲ 0.79% above avgNationally 2.83%
Details

Electrical Workers No 22 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.88%
8960 L St Ste 102, Omaha, NE 68127 1414
Share Certificate - CD 12 Months Term "N"
$0
3.45% ▲ 0.79% above Nebraska avg
View
▼
Rate3.45%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.66%▲ 0.79% above avgNationally 2.83%
Details

Union Pacific Streamliner Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.65%
1400 Douglas St, Omaha, NE 68179
12-Month Share Certificate
$0
3.40% ▲ 0.74% above Nebraska avg
View
▼
Rate3.35%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.66%▲ 0.74% above avgNationally 2.83%
Details

Tier II

Union Pacific Streamliner Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.65%
1400 Douglas St, Omaha, NE 68179
12-Month Share Certificate - Tier II
$0
3.40% ▲ 0.74% above Nebraska avg
View
▼
Rate3.35%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.66%▲ 0.74% above avgNationally 2.83%
Details

2

Centris Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 14.20%
3575 L St, Omaha, NE 68107
Jumbo Certificates - minimum opening deposit of 12 month
$90,000
3.35% ▲ 0.69% above Nebraska avg
View
▼
Rate3.30%
Min Deposit$90,000
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.66%▲ 0.69% above avgNationally 2.83%
Details

$90,000.00

I3 Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.81%
15645 Spaulding St, Omaha, NE 68116
Certificates of Deposit & IRAs - 12 Month
$500
3.30% ▲ 0.64% above Nebraska avg
View
▼
Rate3.26%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.66%▲ 0.64% above avgNationally 2.83%
Details

Compound Frequency: Quarterly

Union Pacific Streamliner Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.65%
1400 Douglas St, Omaha, NE 68179
12-Month Share Certificate
$0
3.30% ▲ 0.64% above Nebraska avg
View
▼
Rate3.25%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.66%▲ 0.64% above avgNationally 2.83%
Details

Tier I

Union Pacific Streamliner Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.65%
1400 Douglas St, Omaha, NE 68179
12-Month Share Certificate - Tier I
$0
3.30% ▲ 0.64% above Nebraska avg
View
▼
Rate3.25%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.66%▲ 0.64% above avgNationally 2.83%
Details

2

West Gate Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.08%
1020 S 179th Ct, Omaha, NE 68118
12 Month
$1,000
3.29% ▲ 0.63% above Nebraska avg
View
▼
Rate3.25%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.66%▲ 0.63% above avgNationally 2.83%
Details

United Republic Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
111 North 181st Street, Omaha, NE 68118
12-month
$1,000
3.00% ▲ 0.34% above Nebraska avg
View
▼
Rate2.96%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.66%▲ 0.34% above avgNationally 2.83%
Details

United Republic Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
111 North 181st Street, Omaha, NE 68118
Business 12-month
$1,000
3.00% ▲ 0.34% above Nebraska avg
View
▼
Rate2.96%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.66%▲ 0.34% above avgNationally 2.83%
Details

Pentagon Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.82%
13220 FORT ST, OMAHA, NE 68164
1 Year Certificate
$0
2.90% ▲ 0.24% above Nebraska avg
View
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.66%▲ 0.24% above avgNationally 2.83%
Details

First Nebraska Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.00%
4740 S 48th St, Omaha, NE 68117
12 Months
$0
2.75% ▲ 0.09% above Nebraska avg
View
▼
Rate2.72%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.66%▲ 0.09% above avgNationally 2.83%
Details

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
1919 Douglas St, Omaha, NE 68102
1 year Standard Fixed Rate CD
$2,500
1.51% ▼ 1.15% below Nebraska avg
View
▼
Rate1.50%
Min Deposit$2,500
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.66%▼ 1.15% below avgNationally 2.83%
Details

Early withdrawal penalties may apply. Additional terms are available at a branch. Relationship Interest Rate 1.50%.

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
1919 Douglas St, Omaha, NE 68102
1 year Standard Interest Rate
$2,500
1.51% ▼ 1.15% below Nebraska avg
View
▼
Rate1.50%
Min Deposit$2,500
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.66%▼ 1.15% below avgNationally 2.83%
Details

Relationship APY 1.51%

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
1919 Douglas St, Omaha, NE 68102
1 year Standard Fixed Rate CD
$2,500
1.50% ▼ 1.16% below Nebraska avg
View
▼
Rate1.49%
Min Deposit$2,500
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.66%▼ 1.16% below avgNationally 2.83%
Details

Relationship APY 1.51%

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
1919 Douglas St, Omaha, NE 68102
1 year Standard Interest Rate
$2,500
1.50% ▼ 1.16% below Nebraska avg
View
▼
Rate1.49%
Min Deposit$2,500
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.66%▼ 1.16% below avgNationally 2.83%
Details

Relationship Interest Rate 1.50%

Enterprise Bank Omaha, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
525 N 132nd Street, Omaha, NE 68154
12 Months
$0
0.75% ▼ 1.91% below Nebraska avg
View
▼
Rate0.75%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.66%▼ 1.91% below avgNationally 2.83%
Details

Greenwich Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
7301 Pacific St # 7305, Omaha, NE 68114
Share Certificates 12 Months
$0
0.30% ▼ 2.36% below Nebraska avg
View
▼
Rate0.30%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.66%▼ 2.36% below avgNationally 2.83%
Details

Centris Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 14.20%
3575 L St, Omaha, NE 68107
12 months
$100
0.25% ▼ 2.41% below Nebraska avg
View
▼
Rate0.25%
Min Deposit$100
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.66%▼ 2.41% below avgNationally 2.83%
Details

UMB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.71%
16929 Burke St, Omaha, NE 68118
12 months
$0
0.10% ▼ 2.56% below Nebraska avg
View
▼
Rate0.10%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.66%▼ 2.56% below avgNationally 2.83%
Details

Farmers and Merchants Bank Milligan, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
12-Month CD
$500
4.16% ▲ 1.50% above Nebraska avg
View
▼
Rate—
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.66%▲ 1.50% above avgNationally 2.83%
Details

Penalty for early withdrawal

Thayer County Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.27%
12 Month CD
$0
3.98% ▲ 1.32% above Nebraska avg
View
▼
Rate3.92%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.66%▲ 1.32% above avgNationally 2.83%
Details

FirsTier Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.87%
12 Month CD
$0
3.95% ▲ 1.29% above Nebraska avg
View
▼
Rate3.88%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.66%▲ 1.29% above avgNationally 2.83%
Details

A penalty may be imposed for early withdrawal. Certificate will automatically renew to a fixed rate CD of the equivalent term with the current rate at renewal. The Annual Percentage Yield is current as of August 24, 2026, and is subject to change at any time without notice.

Thayer County Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.27%
12 Month CD
$0
3.93% ▲ 1.27% above Nebraska avg
View
▼
Rate3.87%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.66%▲ 1.27% above avgNationally 2.83%
Details

Siouxland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.86%
12 Months
$1,000
3.91% ▲ 1.25% above Nebraska avg
View
▼
Rate3.85%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.66%▲ 1.25% above avgNationally 2.83%
Details

Siouxland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.86%
IRA 12 Months
$1,000
3.91% ▲ 1.25% above Nebraska avg
View
▼
Rate3.85%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.66%▲ 1.25% above avgNationally 2.83%
Details

Consumers Cooperative Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.18%
12 Month Certificate
$0
3.80% ▲ 1.14% above Nebraska avg
View
▼
Rate3.75%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.66%▲ 1.14% above avgNationally 2.83%
Details

Compounding: Quarterly

Thayer County Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.27%
12 Month CD
$0
3.77% ▲ 1.11% above Nebraska avg
View
▼
Rate3.72%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.66%▲ 1.11% above avgNationally 2.83%
Details

FirstBank of Nebraska
Institution Rating:
A+5.0 ★Texas Ratio: 0.93%
12 Mo CD
$5,000
3.75% ▲ 1.09% above Nebraska avg
View
▼
Rate3.70%
Min Deposit$5,000
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.66%▲ 1.09% above avgNationally 2.83%
Details

$5,000+

FirstBank of Nebraska
Institution Rating:
A+5.0 ★Texas Ratio: 0.93%
12 Mo IRA
$1,000
3.75% ▲ 1.09% above Nebraska avg
View
▼
Rate3.70%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.66%▲ 1.09% above avgNationally 2.83%
Details

MembersOwn Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.20%
12-month Share Certificate special
$5,000
3.75% ▲ 1.09% above Nebraska avg
View
▼
Rate—
Min Deposit$5,000
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.66%▲ 1.09% above avgNationally 2.83%
Details

Omaha 18 Month CD Rates

Nebraska 18 Month CD Average2.55% APYNational 2.67%▼ 0.21% from last week
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
First State Bank Nebraska
Institution Rating:
A+5.0 ★Texas Ratio: 2.97%
6457 Frances St, Omaha, NE 68106
18 months CD
$500
3.81% ▲ 1.26% above Nebraska avg
View
▼
Rate3.76%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.55%▲ 1.26% above avgNationally 2.67%
Details

Metro Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
14509 F St, Omaha, NE 68137 1054
18 Month Certificate
$0
3.75% ▲ 1.20% above Nebraska avg
View
▼
Rate3.69%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.55%▲ 1.20% above avgNationally 2.67%
Details

Union Pacific Streamliner Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.65%
1400 Douglas St, Omaha, NE 68179
18-Month Share Certificate
$0
3.60% ▲ 1.05% above Nebraska avg
View
▼
Rate3.54%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.55%▲ 1.05% above avgNationally 2.67%
Details

Special

Union Pacific Streamliner Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.65%
1400 Douglas St, Omaha, NE 68179
18-Month Share Certificate - Special
$0
3.60% ▲ 1.05% above Nebraska avg
View
▼
Rate3.54%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.55%▲ 1.05% above avgNationally 2.67%
Details

3

Cobalt Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.75%
15325 Weir St, Omaha, NE 68137 5061
18 Months - Member Loyalty
$100,000
3.50% ▲ 0.95% above Nebraska avg
View
▼
Rate—
Min Deposit$100,000
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.55%▲ 0.95% above avgNationally 2.67%
Details

Union Pacific Streamliner Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.65%
1400 Douglas St, Omaha, NE 68179
18-Month Share Certificate
$0
3.45% ▲ 0.90% above Nebraska avg
View
▼
Rate3.40%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.55%▲ 0.90% above avgNationally 2.67%
Details

Tier I

Union Pacific Streamliner Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.65%
1400 Douglas St, Omaha, NE 68179
18-Month Share Certificate - Tier I
$0
3.45% ▲ 0.90% above Nebraska avg
View
▼
Rate3.40%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.55%▲ 0.90% above avgNationally 2.67%
Details

3

Cobalt Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.75%
15325 Weir St, Omaha, NE 68137 5061
18 Months - Member Loyalty
$1,000
3.40% ▲ 0.85% above Nebraska avg
View
▼
Rate—
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.55%▲ 0.85% above avgNationally 2.67%
Details

Union Pacific Streamliner Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.65%
1400 Douglas St, Omaha, NE 68179
18-Month Share Certificate
$0
3.35% ▲ 0.80% above Nebraska avg
View
▼
Rate3.30%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.55%▲ 0.80% above avgNationally 2.67%
Details

Tier I

Union Pacific Streamliner Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.65%
1400 Douglas St, Omaha, NE 68179
18-Month Share Certificate - Tier I
$0
3.35% ▲ 0.80% above Nebraska avg
View
▼
Rate3.30%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.55%▲ 0.80% above avgNationally 2.67%
Details

3

Cobalt Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.75%
15325 Weir St, Omaha, NE 68137 5061
18 Months
$100,000
3.35% ▲ 0.80% above Nebraska avg
View
▼
Rate3.31%
Min Deposit$100,000
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.55%▲ 0.80% above avgNationally 2.67%
Details

Centris Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 14.20%
3575 L St, Omaha, NE 68107
Jumbo Certificates - minimum opening deposit of 18 month
$90,000
3.30% ▲ 0.75% above Nebraska avg
View
▼
Rate3.25%
Min Deposit$90,000
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.55%▲ 0.75% above avgNationally 2.67%
Details

$90,000.00

Cobalt Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.75%
15325 Weir St, Omaha, NE 68137 5061
18 Months
$1,000
3.25% ▲ 0.70% above Nebraska avg
View
▼
Rate3.21%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.55%▲ 0.70% above avgNationally 2.67%
Details

Omaha Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
3001 S 82ND AVE, OMAHA, NE 68124
18 Month
$0
3.00% ▲ 0.45% above Nebraska avg
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.55%▲ 0.45% above avgNationally 2.67%
Details

First Nebraska Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.00%
4740 S 48th St, Omaha, NE 68117
18 Months
$0
3.00% ▲ 0.45% above Nebraska avg
View
▼
Rate2.97%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.55%▲ 0.45% above avgNationally 2.67%
Details

Pentagon Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.82%
13220 FORT ST, OMAHA, NE 68164
18 Month Certificate
$0
2.90% ▲ 0.35% above Nebraska avg
View
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.55%▲ 0.35% above avgNationally 2.67%
Details

West Gate Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.08%
1020 S 179th Ct, Omaha, NE 68118
18 Month
$1,000
2.52% ▼ 0.03% below Nebraska avg
View
▼
Rate2.50%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.55%▼ 0.03% below avgNationally 2.67%
Details

Visit a branch

United Republic Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
111 North 181st Street, Omaha, NE 68118
18-month
$1,000
2.25% ▼ 0.30% below Nebraska avg
View
▼
Rate2.23%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.55%▼ 0.30% below avgNationally 2.67%
Details

United Republic Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
111 North 181st Street, Omaha, NE 68118
Business 18-month
$1,000
2.25% ▼ 0.30% below Nebraska avg
View
▼
Rate2.23%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.55%▼ 0.30% below avgNationally 2.67%
Details

Union Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.93%
2720 S 177th St, Omaha, NE 68130
18 month Variable
$0
1.97% ▼ 0.58% below Nebraska avg
View
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.55%▼ 0.58% below avgNationally 2.67%
Details

Variable Rate Individual Retirement Accounts

Union Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.93%
2720 S 177th St, Omaha, NE 68130
18 months
$1,000
1.86% ▼ 0.69% below Nebraska avg
View
▼
Rate—
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.55%▼ 0.69% below avgNationally 2.67%
Details

Enterprise Bank Omaha, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
525 N 132nd Street, Omaha, NE 68154
18 Months
$0
1.00% ▼ 1.55% below Nebraska avg
View
▼
Rate1.00%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.55%▼ 1.55% below avgNationally 2.67%
Details

I3 Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.81%
15645 Spaulding St, Omaha, NE 68116
Certificates of Deposit & IRAs - 18 Month
$500
0.50% ▼ 2.05% below Nebraska avg
View
▼
Rate0.50%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.55%▼ 2.05% below avgNationally 2.67%
Details

Compound Frequency: Quarterly

Greenwich Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
7301 Pacific St # 7305, Omaha, NE 68114
Share Certificates 18 Months
$0
0.40% ▼ 2.15% below Nebraska avg
View
▼
Rate0.40%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.55%▼ 2.15% below avgNationally 2.67%
Details

Pathway Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.99%
18 Month CD
$1,000
3.60% ▲ 1.05% above Nebraska avg
View
▼
Rate3.55%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.55%▲ 1.05% above avgNationally 2.67%
Details

FirsTier Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.87%
18 Month CD
$0
3.60% ▲ 1.05% above Nebraska avg
View
▼
Rate3.54%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.55%▲ 1.05% above avgNationally 2.67%
Details

A penalty may be imposed for early withdrawal. Certificate will automatically renew to a fixed rate CD of the equivalent term with the current rate at renewal. The Annual Percentage Yield is current as of August 24, 2026, and is subject to change at any time without notice.

FirstBank of Nebraska
Institution Rating:
A+5.0 ★Texas Ratio: 0.93%
18 Mo CD
$1,000
3.50% ▲ 0.95% above Nebraska avg
View
▼
Rate3.45%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.55%▲ 0.95% above avgNationally 2.67%
Details

FirstBank of Nebraska
Institution Rating:
A+5.0 ★Texas Ratio: 0.93%
18 Mo IRA
$1,000
3.50% ▲ 0.95% above Nebraska avg
View
▼
Rate3.45%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.55%▲ 0.95% above avgNationally 2.67%
Details

Adams State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.07%
18 Month CD
$1,000
3.44% ▲ 0.89% above Nebraska avg
View
▼
Rate3.40%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.55%▲ 0.89% above avgNationally 2.67%
Details

TFB Tecumseh Federal Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.02%
18 Month Certificate
$0
3.44% ▲ 0.89% above Nebraska avg
View
▼
Rate3.40%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.55%▲ 0.89% above avgNationally 2.67%
Details

First Lincoln Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.01%
IRA Share Certificate 18 Months
$0
3.30% ▲ 0.75% above Nebraska avg
View
▼
Rate3.25%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.55%▲ 0.75% above avgNationally 2.67%
Details

Consumers Cooperative Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.18%
18 Month Certificate
$0
3.29% ▲ 0.74% above Nebraska avg
View
▼
Rate3.25%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.55%▲ 0.74% above avgNationally 2.67%
Details

Compounding: Quarterly

Meridian Trust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.44%
18 Month Certificate
$500
3.20% ▲ 0.65% above Nebraska avg
View
▼
Rate3.15%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 29, 2026
Nebraska Average2.55%▲ 0.65% above avgNationally 2.67%
Details

First Community Bank Beemer, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
18 MONTH CD
$0
3.19% ▲ 0.64% above Nebraska avg
View
▼
Rate3.15%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.55%▲ 0.64% above avgNationally 2.67%
Details

Custer Federal State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
18 Month
$500
3.15% ▲ 0.60% above Nebraska avg
View
▼
Rate3.13%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.55%▲ 0.60% above avgNationally 2.67%
Details

State Bank of Scotia
Institution Rating:
A-5.0 ★Texas Ratio: 14.40%
18 Month CD
$0
3.14% ▲ 0.59% above Nebraska avg
View
▼
Rate3.10%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.55%▲ 0.59% above avgNationally 2.67%
Details

State Bank of Scotia
Institution Rating:
A-5.0 ★Texas Ratio: 14.40%
18 Month CD
$0
3.09% ▲ 0.54% above Nebraska avg
View
▼
Rate3.05%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.55%▲ 0.54% above avgNationally 2.67%
Details

TFB Tecumseh Federal Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.02%
18 Month Certificate
$0
3.03% ▲ 0.48% above Nebraska avg
View
▼
Rate3.00%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.55%▲ 0.48% above avgNationally 2.67%
Details

First National Bank in Ord
Institution Rating:
A+5.0 ★Texas Ratio: 3.31%
18 Month CD
$0
3.03% ▲ 0.48% above Nebraska avg
View
▼
Rate3.00%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.55%▲ 0.48% above avgNationally 2.67%
Details

State Bank of Scotia
Institution Rating:
A-5.0 ★Texas Ratio: 14.40%
18 Month CD
$1,000
3.03% ▲ 0.48% above Nebraska avg
View
▼
Rate3.00%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.55%▲ 0.48% above avgNationally 2.67%
Details

Nebraska State Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 3.10%
Term - 18 Months
$500
3.00% ▲ 0.45% above Nebraska avg
View
▼
Rate2.97%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.55%▲ 0.45% above avgNationally 2.67%
Details

TFB Tecumseh Federal Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.02%
18 Month Certificate
$0
2.78% ▲ 0.23% above Nebraska avg
View
▼
Rate2.75%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.55%▲ 0.23% above avgNationally 2.67%
Details

First National Bank in Ord
Institution Rating:
A+5.0 ★Texas Ratio: 3.31%
18 Month CD
$0
2.78% ▲ 0.23% above Nebraska avg
View
▼
Rate2.75%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.55%▲ 0.23% above avgNationally 2.67%
Details

Bank of the Valley
Institution Rating:
A+5.0 ★Texas Ratio: 4.59%
18 MONTH
$0
2.75% ▲ 0.20% above Nebraska avg
View
▼
Rate2.72%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.55%▲ 0.20% above avgNationally 2.67%
Details

First Community Bank Beemer, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
18 MONTH CD
$0
2.52% ▼ 0.03% below Nebraska avg
View
▼
Rate2.50%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.55%▼ 0.03% below avgNationally 2.67%
Details

Citizens Bank & Trust Company NE
Institution Rating:
A+5.0 ★Texas Ratio: 2.86%
18 Month Certificate of Deposit
$500
2.52% ▼ 0.03% below Nebraska avg
View
▼
Rate2.50%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.55%▼ 0.03% below avgNationally 2.67%
Details

Genoa Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
18 Month Certificate
$0
2.30% ▼ 0.25% below Nebraska avg
View
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.55%▼ 0.25% below avgNationally 2.67%
Details

First National Bank in Ord
Institution Rating:
A+5.0 ★Texas Ratio: 3.31%
18 Month CD
$0
2.27% ▼ 0.28% below Nebraska avg
View
▼
Rate2.25%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.55%▼ 0.28% below avgNationally 2.67%
Details

FNB of Johnson
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
18-Month CD
$0
2.26% ▼ 0.29% below Nebraska avg
View
▼
Rate2.25%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.55%▼ 0.29% below avgNationally 2.67%
Details

First Bank and Trust of Fullerton
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
18-Month Certificate of Deposit
$500
2.26% ▼ 0.29% below Nebraska avg
View
▼
Rate2.25%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.55%▼ 0.29% below avgNationally 2.67%
Details

Omaha 24 Month CD Rates

Nebraska 24 Month CD Average2.88% APYNational 2.71%▼ 0.06% from last week
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Union Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.93%
2720 S 177th St, Omaha, NE 68130
24 months
$1,000
3.90% ▲ 1.02% above Nebraska avg
View
▼
Rate—
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.88%▲ 1.02% above avgNationally 2.71%
Details

First State Bank Nebraska
Institution Rating:
A+5.0 ★Texas Ratio: 2.97%
6457 Frances St, Omaha, NE 68106
24 Month CD
$500
3.86% ▲ 0.98% above Nebraska avg
View
▼
Rate3.81%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.88%▲ 0.98% above avgNationally 2.71%
Details

Metro Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
14509 F St, Omaha, NE 68137 1054
24 Month Certificate
$0
3.85% ▲ 0.97% above Nebraska avg
View
▼
Rate3.78%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.88%▲ 0.97% above avgNationally 2.71%
Details

Cobalt Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.75%
15325 Weir St, Omaha, NE 68137 5061
24 Months - Member Loyalty
$100,000
3.45% ▲ 0.57% above Nebraska avg
View
▼
Rate—
Min Deposit$100,000
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.88%▲ 0.57% above avgNationally 2.71%
Details

Cobalt Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.75%
15325 Weir St, Omaha, NE 68137 5061
24 Months - Member Loyalty
$1,000
3.35% ▲ 0.47% above Nebraska avg
View
▼
Rate—
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.88%▲ 0.47% above avgNationally 2.71%
Details

Cobalt Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.75%
15325 Weir St, Omaha, NE 68137 5061
24 Months
$100,000
3.30% ▲ 0.42% above Nebraska avg
View
▼
Rate3.26%
Min Deposit$100,000
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.88%▲ 0.42% above avgNationally 2.71%
Details

Electrical Workers No 22 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.88%
8960 L St Ste 102, Omaha, NE 68127 1414
Share Certificate - CD 24 Months Term "Q"
$0
3.28% ▲ 0.40% above Nebraska avg
View
▼
Rate3.28%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.88%▲ 0.40% above avgNationally 2.71%
Details

Woodmen Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.70%
1700 FARNAM ST STE 1000, OMAHA, NE 68102
2 Years
$0
3.25% ▲ 0.37% above Nebraska avg
View
▼
Rate3.25%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.88%▲ 0.37% above avgNationally 2.71%
Details

Woodmen Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.70%
1700 FARNAM ST STE 1000, OMAHA, NE 68102
IRA 2 Years
$0
3.25% ▲ 0.37% above Nebraska avg
View
▼
Rate3.25%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.88%▲ 0.37% above avgNationally 2.71%
Details

Cobalt Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.75%
15325 Weir St, Omaha, NE 68137 5061
24 Months
$1,000
3.20% ▲ 0.32% above Nebraska avg
View
▼
Rate3.16%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.88%▲ 0.32% above avgNationally 2.71%
Details

Centris Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 14.20%
3575 L St, Omaha, NE 68107
Jumbo Certificates - minimum opening deposit of 24 month
$90,000
3.10% ▲ 0.22% above Nebraska avg
View
▼
Rate3.05%
Min Deposit$90,000
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.88%▲ 0.22% above avgNationally 2.71%
Details

$90,000.00

United Republic Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
111 North 181st Street, Omaha, NE 68118
24-month
$1,000
3.00% ▲ 0.12% above Nebraska avg
View
▼
Rate2.96%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.88%▲ 0.12% above avgNationally 2.71%
Details

United Republic Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
111 North 181st Street, Omaha, NE 68118
Business 24-month
$1,000
3.00% ▲ 0.12% above Nebraska avg
View
▼
Rate2.96%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.88%▲ 0.12% above avgNationally 2.71%
Details

First Nebraska Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.00%
4740 S 48th St, Omaha, NE 68117
24 Months
$0
2.95% ▲ 0.07% above Nebraska avg
View
▼
Rate2.92%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.88%▲ 0.07% above avgNationally 2.71%
Details

Pentagon Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.82%
13220 FORT ST, OMAHA, NE 68164
2 Year Certificate
$0
2.90% ▲ 0.02% above Nebraska avg
View
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.88%▲ 0.02% above avgNationally 2.71%
Details

First Westroads Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
15750 W Dodge Rd, Omaha, NE 68118
24 Month CD
$500
2.50% ▼ 0.38% below Nebraska avg
View
▼
Rate2.48%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.88%▼ 0.38% below avgNationally 2.71%
Details

First Westroads Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
15750 W Dodge Rd, Omaha, NE 68118
IRA 24 Month CD
$500
2.50% ▼ 0.38% below Nebraska avg
View
▼
Rate2.48%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.88%▼ 0.38% below avgNationally 2.71%
Details

Omaha Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
3001 S 82ND AVE, OMAHA, NE 68124
24 Month
$0
2.50% ▼ 0.38% below Nebraska avg
View
▼
Rate2.47%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.88%▼ 0.38% below avgNationally 2.71%
Details

West Gate Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.08%
1020 S 179th Ct, Omaha, NE 68118
24 Month
$1,000
2.27% ▼ 0.61% below Nebraska avg
View
▼
Rate2.25%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.88%▼ 0.61% below avgNationally 2.71%
Details

Northwest Bank (IA)
Institution Rating:
A+5.0 ★Texas Ratio: 3.01%
14320 Arbor St, Omaha, NE 68144
24-MONTH Certificate of Deposit/IRA Standard Renewal Rate
$0
2.10% ▼ 0.78% below Nebraska avg
View
▼
Rate2.10%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.88%▼ 0.78% below avgNationally 2.71%
Details

Northwest Bank (IA)
Institution Rating:
A+5.0 ★Texas Ratio: 3.01%
14320 Arbor St, Omaha, NE 68144
24-MONTH EASY SAVER Certificate of Deposit/IRA Standard Renewal Rate
$0
2.10% ▼ 0.78% below Nebraska avg
View
▼
Rate2.10%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.88%▼ 0.78% below avgNationally 2.71%
Details

Additions of $50 or more are allowed.

Enterprise Bank Omaha, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
525 N 132nd Street, Omaha, NE 68154
24 Months
$0
1.25% ▼ 1.63% below Nebraska avg
View
▼
Rate1.24%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.88%▼ 1.63% below avgNationally 2.71%
Details

I3 Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.81%
15645 Spaulding St, Omaha, NE 68116
Certificates of Deposit & IRAs - 24 Month
$500
0.80% ▼ 2.08% below Nebraska avg
View
▼
Rate0.80%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.88%▼ 2.08% below avgNationally 2.71%
Details

Compound Frequency: Quarterly

Greenwich Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
7301 Pacific St # 7305, Omaha, NE 68114
Share Certificates 24 Months
$0
0.50% ▼ 2.38% below Nebraska avg
View
▼
Rate0.50%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.88%▼ 2.38% below avgNationally 2.71%
Details

UMB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.71%
16929 Burke St, Omaha, NE 68118
24 months
$0
0.15% ▼ 2.73% below Nebraska avg
View
▼
Rate0.15%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.88%▼ 2.73% below avgNationally 2.71%
Details

Farmers and Merchants Bank Milligan, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
24 Month CD
$500
4.27% ▲ 1.39% above Nebraska avg
View
▼
Rate—
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.88%▲ 1.39% above avgNationally 2.71%
Details

Penalty for early withdrawal

Thayer County Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.27%
24 Month CD
$75,000
4.10% ▲ 1.22% above Nebraska avg
View
▼
Rate4.03%
Min Deposit$75,000
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.88%▲ 1.22% above avgNationally 2.71%
Details

Thayer County Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.27%
24 Month CD
$50,000
4.05% ▲ 1.17% above Nebraska avg
View
▼
Rate3.98%
Min Deposit$50,000
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.88%▲ 1.17% above avgNationally 2.71%
Details

Thayer County Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.27%
24 Month CD
$25,000
3.89% ▲ 1.01% above Nebraska avg
View
▼
Rate3.83%
Min Deposit$25,000
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.88%▲ 1.01% above avgNationally 2.71%
Details

Bruning Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
24 Months
$0
3.85% ▲ 0.97% above Nebraska avg
View
▼
Rate3.80%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.88%▲ 0.97% above avgNationally 2.71%
Details

Nebraska Bank
Institution Rating:
B4.5 ★Texas Ratio: 20.75%
24-Month term cd
$0
3.80% ▲ 0.92% above Nebraska avg
View
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.88%▲ 0.92% above avgNationally 2.71%
Details

Jones Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.97%
24 Month Variable Rate IRA
$0
3.75% ▲ 0.87% above Nebraska avg
View
▼
Rate3.70%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.88%▲ 0.87% above avgNationally 2.71%
Details

FirstBank of Nebraska
Institution Rating:
A+5.0 ★Texas Ratio: 0.93%
24 Mo CD
$1,000
3.65% ▲ 0.77% above Nebraska avg
View
▼
Rate3.60%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.88%▲ 0.77% above avgNationally 2.71%
Details

FirstBank of Nebraska
Institution Rating:
A+5.0 ★Texas Ratio: 0.93%
24 Mo IRA
$1,000
3.65% ▲ 0.77% above Nebraska avg
View
▼
Rate3.60%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.88%▲ 0.77% above avgNationally 2.71%
Details

Thayer County Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.27%
24 Month CD
$2,500
3.64% ▲ 0.76% above Nebraska avg
View
▼
Rate3.58%
Min Deposit$2,500
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.88%▲ 0.76% above avgNationally 2.71%
Details

Cattle Bank and Trust
Institution Rating:
A+5.0 ★Texas Ratio: 0.82%
24 Months - Special
$0
3.60% ▲ 0.72% above Nebraska avg
View
▼
Rate3.55%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.88%▲ 0.72% above avgNationally 2.71%
Details

Siouxland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.86%
24 Months
$1,000
3.55% ▲ 0.67% above Nebraska avg
View
▼
Rate3.50%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.88%▲ 0.67% above avgNationally 2.71%
Details

Siouxland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.86%
IRA 24 Months
$1,000
3.55% ▲ 0.67% above Nebraska avg
View
▼
Rate3.50%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.88%▲ 0.67% above avgNationally 2.71%
Details

Nebraska Energy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.22%
2 Year Share Certificate
$5,000
3.50% ▲ 0.62% above Nebraska avg
View
▼
Rate—
Min Deposit$5,000
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.88%▲ 0.62% above avgNationally 2.71%
Details

Jones Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.97%
24 Month
$0
3.45% ▲ 0.57% above Nebraska avg
View
▼
Rate3.41%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.88%▲ 0.57% above avgNationally 2.71%
Details

Special

Jones Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.97%
24 Month - Special
$0
3.45% ▲ 0.57% above Nebraska avg
View
▼
Rate3.41%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.88%▲ 0.57% above avgNationally 2.71%
Details

American Exchange Bank NE
Institution Rating:
A-5.0 ★Texas Ratio: 14.26%
24 Month
$0
3.44% ▲ 0.56% above Nebraska avg
View
▼
Rate3.40%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 19, 2026
Nebraska Average2.88%▲ 0.56% above avgNationally 2.71%
Details

Interest Paid or Credited: Quarterly

Adams State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.07%
24 Month CD
$1,000
3.44% ▲ 0.56% above Nebraska avg
View
▼
Rate3.40%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.88%▲ 0.56% above avgNationally 2.71%
Details

Consumers Cooperative Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.18%
24 Month Certificate
$0
3.29% ▲ 0.41% above Nebraska avg
View
▼
Rate3.25%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.88%▲ 0.41% above avgNationally 2.71%
Details

Compounding: Quarterly

Pathway Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.99%
24 Month CD
$1,000
3.25% ▲ 0.37% above Nebraska avg
View
▼
Rate3.21%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.88%▲ 0.37% above avgNationally 2.71%
Details

Meridian Trust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.44%
24 Month Certificate
$500
3.25% ▲ 0.37% above Nebraska avg
View
▼
Rate3.20%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 29, 2026
Nebraska Average2.88%▲ 0.37% above avgNationally 2.71%
Details

Columbus Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 3.23%
24 Month CD or IRA
$0
3.20% ▲ 0.32% above Nebraska avg
View
▼
Rate3.16%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.88%▲ 0.32% above avgNationally 2.71%
Details

First Lincoln Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.01%
IRA Share Certificate 24 Months
$0
3.20% ▲ 0.32% above Nebraska avg
View
▼
Rate3.15%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.88%▲ 0.32% above avgNationally 2.71%
Details

First Community Bank Beemer, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
24 MONTH CD
$0
3.19% ▲ 0.31% above Nebraska avg
View
▼
Rate3.15%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.88%▲ 0.31% above avgNationally 2.71%
Details

Bank of the Valley
Institution Rating:
A+5.0 ★Texas Ratio: 4.59%
24 Month
$0
3.15% ▲ 0.27% above Nebraska avg
View
▼
Rate3.11%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.88%▲ 0.27% above avgNationally 2.71%
Details

Omaha 36 Month CD Rates

Nebraska 36 Month CD Average2.50% APYNational 2.66%▼ 0.18% from last week
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Union Pacific Streamliner Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.65%
1400 Douglas St, Omaha, NE 68179
36-Month Share Certificate
$0
3.95% ▲ 1.45% above Nebraska avg
View
▼
Rate3.88%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.50%▲ 1.45% above avgNationally 2.66%
Details

Special

Union Pacific Streamliner Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.65%
1400 Douglas St, Omaha, NE 68179
36-Month Share Certificate - Special
$0
3.95% ▲ 1.45% above Nebraska avg
View
▼
Rate3.88%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.50%▲ 1.45% above avgNationally 2.66%
Details

3

Metro Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
14509 F St, Omaha, NE 68137 1054
36 Month Certificate
$0
3.50% ▲ 1.00% above Nebraska avg
View
▼
Rate3.44%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.50%▲ 1.00% above avgNationally 2.66%
Details

Cobalt Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.75%
15325 Weir St, Omaha, NE 68137 5061
36 Months - Member Loyalty
$100,000
3.15% ▲ 0.65% above Nebraska avg
View
▼
Rate—
Min Deposit$100,000
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.50%▲ 0.65% above avgNationally 2.66%
Details

Centris Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 14.20%
3575 L St, Omaha, NE 68107
Jumbo Certificates - minimum opening deposit of 36 month
$90,000
3.10% ▲ 0.60% above Nebraska avg
View
▼
Rate3.05%
Min Deposit$90,000
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.50%▲ 0.60% above avgNationally 2.66%
Details

$90,000.00

Cobalt Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.75%
15325 Weir St, Omaha, NE 68137 5061
36 Months - Member Loyalty
$1,000
3.05% ▲ 0.55% above Nebraska avg
View
▼
Rate—
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.50%▲ 0.55% above avgNationally 2.66%
Details

United Republic Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
111 North 181st Street, Omaha, NE 68118
36-month
$1,000
3.00% ▲ 0.50% above Nebraska avg
View
▼
Rate2.96%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.50%▲ 0.50% above avgNationally 2.66%
Details

United Republic Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
111 North 181st Street, Omaha, NE 68118
Business 36-month
$1,000
3.00% ▲ 0.50% above Nebraska avg
View
▼
Rate2.96%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.50%▲ 0.50% above avgNationally 2.66%
Details

Woodmen Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.70%
1700 FARNAM ST STE 1000, OMAHA, NE 68102
3 Years
$0
3.00% ▲ 0.50% above Nebraska avg
View
▼
Rate3.00%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.50%▲ 0.50% above avgNationally 2.66%
Details

Woodmen Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.70%
1700 FARNAM ST STE 1000, OMAHA, NE 68102
IRA 3 Years
$0
3.00% ▲ 0.50% above Nebraska avg
View
▼
Rate3.00%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.50%▲ 0.50% above avgNationally 2.66%
Details

Pentagon Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.82%
13220 FORT ST, OMAHA, NE 68164
3 Year Certificate
$0
2.90% ▲ 0.40% above Nebraska avg
View
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.50%▲ 0.40% above avgNationally 2.66%
Details

First Nebraska Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.00%
4740 S 48th St, Omaha, NE 68117
36 Months
$0
2.90% ▲ 0.40% above Nebraska avg
View
▼
Rate2.87%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.50%▲ 0.40% above avgNationally 2.66%
Details

First State Bank Nebraska
Institution Rating:
A+5.0 ★Texas Ratio: 2.97%
6457 Frances St, Omaha, NE 68106
36 Months CD
$500
2.50% At Nebraska avg
View
▼
Rate2.48%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.50%At the averageNationally 2.66%
Details

First Westroads Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
15750 W Dodge Rd, Omaha, NE 68118
36 Month CD
$500
2.50% At Nebraska avg
View
▼
Rate2.48%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.50%At the averageNationally 2.66%
Details

First Westroads Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
15750 W Dodge Rd, Omaha, NE 68118
IRA 36 Month CD
$500
2.50% At Nebraska avg
View
▼
Rate2.48%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.50%At the averageNationally 2.66%
Details

Omaha Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
3001 S 82ND AVE, OMAHA, NE 68124
36 Month
$0
2.50% At Nebraska avg
View
▼
Rate2.47%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.50%At the averageNationally 2.66%
Details

Union Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.93%
2720 S 177th St, Omaha, NE 68130
36 months
$1,000
2.27% ▼ 0.23% below Nebraska avg
View
▼
Rate—
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.50%▼ 0.23% below avgNationally 2.66%
Details

West Gate Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.08%
1020 S 179th Ct, Omaha, NE 68118
36 Month
$1,000
2.27% ▼ 0.23% below Nebraska avg
View
▼
Rate2.25%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.50%▼ 0.23% below avgNationally 2.66%
Details

Visit a branch

Northwest Bank (IA)
Institution Rating:
A+5.0 ★Texas Ratio: 3.01%
14320 Arbor St, Omaha, NE 68144
36-MONTH Certificate of Deposit/IRA Standard Renewal Rate
$0
2.10% ▼ 0.40% below Nebraska avg
View
▼
Rate2.10%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.50%▼ 0.40% below avgNationally 2.66%
Details

Enterprise Bank Omaha, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
525 N 132nd Street, Omaha, NE 68154
36 Months
$0
1.50% ▼ 1.00% below Nebraska avg
View
▼
Rate1.49%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.50%▼ 1.00% below avgNationally 2.66%
Details

I3 Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.81%
15645 Spaulding St, Omaha, NE 68116
Certificates of Deposit & IRAs - 36 Month
$500
0.90% ▼ 1.60% below Nebraska avg
View
▼
Rate0.90%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.50%▼ 1.60% below avgNationally 2.66%
Details

Compound Frequency: Quarterly

UMB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.71%
16929 Burke St, Omaha, NE 68118
36 months
$0
0.15% ▼ 2.35% below Nebraska avg
View
▼
Rate0.15%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.50%▼ 2.35% below avgNationally 2.66%
Details

FirstBank of Nebraska
Institution Rating:
A+5.0 ★Texas Ratio: 0.93%
36 Mo CD
$1,000
3.55% ▲ 1.05% above Nebraska avg
View
▼
Rate3.50%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.50%▲ 1.05% above avgNationally 2.66%
Details

FirstBank of Nebraska
Institution Rating:
A+5.0 ★Texas Ratio: 0.93%
36 Mo IRA
$1,000
3.55% ▲ 1.05% above Nebraska avg
View
▼
Rate3.50%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.50%▲ 1.05% above avgNationally 2.66%
Details

Siouxland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.86%
36 Months
$1,000
3.55% ▲ 1.05% above Nebraska avg
View
▼
Rate3.50%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.50%▲ 1.05% above avgNationally 2.66%
Details

One Bump - Up per Term

Siouxland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.86%
IRA 36 Months
$1,000
3.55% ▲ 1.05% above Nebraska avg
View
▼
Rate3.50%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.50%▲ 1.05% above avgNationally 2.66%
Details

One Bump - Up per Term

Bank of the Valley
Institution Rating:
A+5.0 ★Texas Ratio: 4.59%
36 Month
$0
3.44% ▲ 0.94% above Nebraska avg
View
▼
Rate3.40%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.50%▲ 0.94% above avgNationally 2.66%
Details

Adams State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.07%
36 Month CD
$1,000
3.30% ▲ 0.80% above Nebraska avg
View
▼
Rate3.25%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.50%▲ 0.80% above avgNationally 2.66%
Details

Meridian Trust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.44%
36 Month Certificate
$500
3.30% ▲ 0.80% above Nebraska avg
View
▼
Rate3.25%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 29, 2026
Nebraska Average2.50%▲ 0.80% above avgNationally 2.66%
Details

Pathway Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.99%
3 Year CD
$1,000
3.25% ▲ 0.75% above Nebraska avg
View
▼
Rate3.21%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.50%▲ 0.75% above avgNationally 2.66%
Details

Commercial State Bank Wausa, NE
Institution Rating:
A+5.0 ★Texas Ratio: 2.32%
36 Month
$0
3.25% ▲ 0.75% above Nebraska avg
View
▼
Rate3.21%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.50%▲ 0.75% above avgNationally 2.66%
Details

Columbus Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 3.23%
36 Month CD or IRA
$0
3.20% ▲ 0.70% above Nebraska avg
View
▼
Rate3.16%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.50%▲ 0.70% above avgNationally 2.66%
Details

Columbus Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 3.23%
36 Month Youth Saver CD
$0
3.16% ▲ 0.66% above Nebraska avg
View
▼
Rate3.16%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.50%▲ 0.66% above avgNationally 2.66%
Details

Custer Federal State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
36 Month STEP-UP
$500
3.15% ▲ 0.65% above Nebraska avg
View
▼
Rate3.13%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.50%▲ 0.65% above avgNationally 2.66%
Details

STEP-UP

Bank of Prague
Institution Rating:
A+5.0 ★Texas Ratio: 3.35%
36 Month CD
$0
3.12% ▲ 0.62% above Nebraska avg
View
▼
Rate3.10%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.50%▲ 0.62% above avgNationally 2.66%
Details

CD Interest Payable Semi-Annually. Pentalty for early withdrawal on CDs.

First Lincoln Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.01%
IRA Share Certificate 36 Months
$0
3.04% ▲ 0.54% above Nebraska avg
View
▼
Rate3.00%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.50%▲ 0.54% above avgNationally 2.66%
Details

First Community Bank Beemer, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
36 MONTH CD
$0
3.03% ▲ 0.53% above Nebraska avg
View
▼
Rate3.00%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.50%▲ 0.53% above avgNationally 2.66%
Details

Nebraska State Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 3.10%
Term - 3 Years
$500
2.65% ▲ 0.15% above Nebraska avg
View
▼
Rate2.62%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.50%▲ 0.15% above avgNationally 2.66%
Details

Genoa Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
36 Month Certificate
$0
2.55% ▲ 0.05% above Nebraska avg
View
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.50%▲ 0.05% above avgNationally 2.66%
Details

American Exchange Bank NE
Institution Rating:
A-5.0 ★Texas Ratio: 14.26%
36 Month
$0
2.52% ▲ 0.02% above Nebraska avg
View
▼
Rate2.50%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 19, 2026
Nebraska Average2.50%▲ 0.02% above avgNationally 2.66%
Details

Interest Paid or Credited: Quarterly

First State Bank Hordville, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3 Year Certificate
$0
2.52% ▲ 0.02% above Nebraska avg
View
▼
Rate2.50%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.50%▲ 0.02% above avgNationally 2.66%
Details

SN Bank
Institution Rating:
A5.0 ★Texas Ratio: 12.05%
3 Year
$0
2.50% At Nebraska avg
View
▼
Rate2.48%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.50%At the averageNationally 2.66%
Details

Town & Country Bank Ravenna, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.45%
3 Year CD
$0
2.50% At Nebraska avg
View
▼
Rate2.48%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.50%At the averageNationally 2.66%
Details

The Bank of Steinauer
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
36 Month Certificate of Deposit
$500
2.47% ▼ 0.03% below Nebraska avg
View
▼
Rate2.45%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.50%▼ 0.03% below avgNationally 2.66%
Details

Bank of Hartington
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
36 month TCD
$1,000
2.45% ▼ 0.05% below Nebraska avg
View
▼
Rate2.43%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.50%▼ 0.05% below avgNationally 2.66%
Details

Cornerstone Bank York, NE
Institution Rating:
A+5.0 ★Texas Ratio: 2.79%
36 Month
$0
2.42% ▼ 0.08% below Nebraska avg
View
▼
Rate2.40%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.50%▼ 0.08% below avgNationally 2.66%
Details

Town & Country Bank Ravenna, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.45%
3 Year CD
$0
2.40% ▼ 0.10% below Nebraska avg
View
▼
Rate2.38%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.50%▼ 0.10% below avgNationally 2.66%
Details

Town & Country Bank Ravenna, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.45%
3 Year CD
$0
2.30% ▼ 0.20% below Nebraska avg
View
▼
Rate2.28%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.50%▼ 0.20% below avgNationally 2.66%
Details

Western Nebraska Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.97%
36 Month
$250
2.27% ▼ 0.23% below Nebraska avg
View
▼
Rate2.25%
Min Deposit$250
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.50%▼ 0.23% below avgNationally 2.66%
Details

Citizens Bank & Trust Company NE
Institution Rating:
A+5.0 ★Texas Ratio: 2.86%
36 Month Certificate of Deposit
$500
2.27% ▼ 0.23% below Nebraska avg
View
▼
Rate2.25%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.50%▼ 0.23% below avgNationally 2.66%
Details

Omaha 48 Month CD Rates

Nebraska 48 Month CD Average2.59% APYNational 2.65%▼ 0.12% from last week
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Metro Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
14509 F St, Omaha, NE 68137 1054
48 Month Certificate
$0
3.25% ▲ 0.66% above Nebraska avg
View
▼
Rate3.20%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.59%▲ 0.66% above avgNationally 2.65%
Details

Cobalt Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.75%
15325 Weir St, Omaha, NE 68137 5061
48 Months - Member Loyalty
$100,000
3.15% ▲ 0.56% above Nebraska avg
View
▼
Rate—
Min Deposit$100,000
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.59%▲ 0.56% above avgNationally 2.65%
Details

Centris Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 14.20%
3575 L St, Omaha, NE 68107
Jumbo Certificates - minimum opening deposit of 48 month
$90,000
3.10% ▲ 0.51% above Nebraska avg
View
▼
Rate3.05%
Min Deposit$90,000
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.59%▲ 0.51% above avgNationally 2.65%
Details

$90,000.00

Cobalt Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.75%
15325 Weir St, Omaha, NE 68137 5061
48 Months - Member Loyalty
$1,000
3.05% ▲ 0.46% above Nebraska avg
View
▼
Rate—
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.59%▲ 0.46% above avgNationally 2.65%
Details

Cobalt Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.75%
15325 Weir St, Omaha, NE 68137 5061
48 Months
$100,000
3.00% ▲ 0.41% above Nebraska avg
View
▼
Rate2.97%
Min Deposit$100,000
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.59%▲ 0.41% above avgNationally 2.65%
Details

Pentagon Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.82%
13220 FORT ST, OMAHA, NE 68164
4 Year Certificate
$0
2.90% ▲ 0.31% above Nebraska avg
View
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.59%▲ 0.31% above avgNationally 2.65%
Details

Cobalt Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.75%
15325 Weir St, Omaha, NE 68137 5061
48 Months
$1,000
2.90% ▲ 0.31% above Nebraska avg
View
▼
Rate2.87%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.59%▲ 0.31% above avgNationally 2.65%
Details

First Nebraska Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.00%
4740 S 48th St, Omaha, NE 68117
48 Months
$0
2.85% ▲ 0.26% above Nebraska avg
View
▼
Rate2.82%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.59%▲ 0.26% above avgNationally 2.65%
Details

First State Bank Nebraska
Institution Rating:
A+5.0 ★Texas Ratio: 2.97%
6457 Frances St, Omaha, NE 68106
48 Months CD
$500
2.50% ▼ 0.09% below Nebraska avg
View
▼
Rate2.48%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.59%▼ 0.09% below avgNationally 2.65%
Details

United Republic Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
111 North 181st Street, Omaha, NE 68118
48-month
$1,000
2.50% ▼ 0.09% below Nebraska avg
View
▼
Rate2.47%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.59%▼ 0.09% below avgNationally 2.65%
Details

United Republic Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
111 North 181st Street, Omaha, NE 68118
Business 48-month
$1,000
2.50% ▼ 0.09% below Nebraska avg
View
▼
Rate2.47%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.59%▼ 0.09% below avgNationally 2.65%
Details

First Westroads Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
15750 W Dodge Rd, Omaha, NE 68118
48 Month CD
$500
2.50% ▼ 0.09% below Nebraska avg
View
▼
Rate2.48%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.59%▼ 0.09% below avgNationally 2.65%
Details

First Westroads Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
15750 W Dodge Rd, Omaha, NE 68118
IRA 48 Month CD
$500
2.50% ▼ 0.09% below Nebraska avg
View
▼
Rate2.48%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.59%▼ 0.09% below avgNationally 2.65%
Details

Omaha Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
3001 S 82ND AVE, OMAHA, NE 68124
48 Month
$0
2.50% ▼ 0.09% below Nebraska avg
View
▼
Rate2.47%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.59%▼ 0.09% below avgNationally 2.65%
Details

Union Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.93%
2720 S 177th St, Omaha, NE 68130
48 months
$1,000
2.27% ▼ 0.32% below Nebraska avg
View
▼
Rate—
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.59%▼ 0.32% below avgNationally 2.65%
Details

West Gate Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.08%
1020 S 179th Ct, Omaha, NE 68118
48 Month
$1,000
2.27% ▼ 0.32% below Nebraska avg
View
▼
Rate2.25%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.59%▼ 0.32% below avgNationally 2.65%
Details

Visit a branch

Northwest Bank (IA)
Institution Rating:
A+5.0 ★Texas Ratio: 3.01%
14320 Arbor St, Omaha, NE 68144
48-MONTH Certificate of Deposit/IRA Standard Renewal Rate
$0
2.10% ▼ 0.49% below Nebraska avg
View
▼
Rate2.10%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.59%▼ 0.49% below avgNationally 2.65%
Details

Enterprise Bank Omaha, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
525 N 132nd Street, Omaha, NE 68154
48 Months
$0
1.75% ▼ 0.84% below Nebraska avg
View
▼
Rate1.74%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.59%▼ 0.84% below avgNationally 2.65%
Details

I3 Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.81%
15645 Spaulding St, Omaha, NE 68116
Certificates of Deposit & IRAs - 48 Month
$500
1.16% ▼ 1.43% below Nebraska avg
View
▼
Rate1.15%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.59%▼ 1.43% below avgNationally 2.65%
Details

Compound Frequency: Quarterly

UMB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.71%
16929 Burke St, Omaha, NE 68118
48 months
$0
0.20% ▼ 2.39% below Nebraska avg
View
▼
Rate0.20%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.59%▼ 2.39% below avgNationally 2.65%
Details

Thayer County Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.27%
48 Month CD
$0
4.14% ▲ 1.55% above Nebraska avg
View
▼
Rate4.07%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.59%▲ 1.55% above avgNationally 2.65%
Details

Thayer County Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.27%
48 Month CD
$0
4.09% ▲ 1.50% above Nebraska avg
View
▼
Rate4.02%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.59%▲ 1.50% above avgNationally 2.65%
Details

Thayer County Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.27%
48 Month CD
$0
3.93% ▲ 1.34% above Nebraska avg
View
▼
Rate3.87%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.59%▲ 1.34% above avgNationally 2.65%
Details

Thayer County Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.27%
48 Month CD
$0
3.68% ▲ 1.09% above Nebraska avg
View
▼
Rate3.62%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.59%▲ 1.09% above avgNationally 2.65%
Details

Siouxland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.86%
48 Months
$1,000
3.55% ▲ 0.96% above Nebraska avg
View
▼
Rate3.50%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.59%▲ 0.96% above avgNationally 2.65%
Details

Siouxland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.86%
IRA 48 Months
$1,000
3.55% ▲ 0.96% above Nebraska avg
View
▼
Rate3.50%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.59%▲ 0.96% above avgNationally 2.65%
Details

Columbus Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 3.23%
48 Month CD or IRA
$0
3.40% ▲ 0.81% above Nebraska avg
View
▼
Rate3.36%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.59%▲ 0.81% above avgNationally 2.65%
Details

Bank of the Valley
Institution Rating:
A+5.0 ★Texas Ratio: 4.59%
48 MONTH
$0
3.39% ▲ 0.80% above Nebraska avg
View
▼
Rate3.35%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.59%▲ 0.80% above avgNationally 2.65%
Details

Columbus Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 3.23%
48 Month Youth Saver CD
$0
3.36% ▲ 0.77% above Nebraska avg
View
▼
Rate3.36%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.59%▲ 0.77% above avgNationally 2.65%
Details

Pathway Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.99%
4 Year CD
$1,000
3.35% ▲ 0.76% above Nebraska avg
View
▼
Rate3.31%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.59%▲ 0.76% above avgNationally 2.65%
Details

FirstBank of Nebraska
Institution Rating:
A+5.0 ★Texas Ratio: 0.93%
48 Mo CD
$1,000
3.35% ▲ 0.76% above Nebraska avg
View
▼
Rate3.31%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.59%▲ 0.76% above avgNationally 2.65%
Details

FirstBank of Nebraska
Institution Rating:
A+5.0 ★Texas Ratio: 0.93%
48 Mo IRA
$1,000
3.35% ▲ 0.76% above Nebraska avg
View
▼
Rate3.31%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.59%▲ 0.76% above avgNationally 2.65%
Details

Meridian Trust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.44%
48 Month Certificate
$500
3.35% ▲ 0.76% above Nebraska avg
View
▼
Rate3.30%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 29, 2026
Nebraska Average2.59%▲ 0.76% above avgNationally 2.65%
Details

Adams State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.07%
48 Month CD
$1,000
3.30% ▲ 0.71% above Nebraska avg
View
▼
Rate3.25%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.59%▲ 0.71% above avgNationally 2.65%
Details

Custer Federal State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
48 Month
$500
3.15% ▲ 0.56% above Nebraska avg
View
▼
Rate3.13%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.59%▲ 0.56% above avgNationally 2.65%
Details

Bank of Prague
Institution Rating:
A+5.0 ★Texas Ratio: 3.35%
48 Month CD
$0
3.12% ▲ 0.53% above Nebraska avg
View
▼
Rate3.10%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.59%▲ 0.53% above avgNationally 2.65%
Details

CD Interest Payable Semi-Annually. Pentalty for early withdrawal on CDs.

First Community Bank Beemer, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
48 MONTH CD
$0
3.03% ▲ 0.44% above Nebraska avg
View
▼
Rate3.00%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.59%▲ 0.44% above avgNationally 2.65%
Details

Commercial State Bank Wausa, NE
Institution Rating:
A+5.0 ★Texas Ratio: 2.32%
48 Month
$0
2.99% ▲ 0.40% above Nebraska avg
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.59%▲ 0.40% above avgNationally 2.65%
Details

First National Bank in Ord
Institution Rating:
A+5.0 ★Texas Ratio: 3.31%
48 Month CD
$0
2.88% ▲ 0.29% above Nebraska avg
View
▼
Rate2.85%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.59%▲ 0.29% above avgNationally 2.65%
Details

First National Bank in Ord
Institution Rating:
A+5.0 ★Texas Ratio: 3.31%
48 Month CD
$0
2.78% ▲ 0.19% above Nebraska avg
View
▼
Rate2.75%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.59%▲ 0.19% above avgNationally 2.65%
Details

The Bank of Steinauer
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
48 Month Certificate of Deposit
$500
2.78% ▲ 0.19% above Nebraska avg
View
▼
Rate2.75%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.59%▲ 0.19% above avgNationally 2.65%
Details

Genoa Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
48 Month Certificate
$0
2.61% ▲ 0.02% above Nebraska avg
View
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.59%▲ 0.02% above avgNationally 2.65%
Details

Nebraska State Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 3.10%
Term - 4 Years
$500
2.55% ▼ 0.04% below Nebraska avg
View
▼
Rate2.53%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.59%▼ 0.04% below avgNationally 2.65%
Details

American Exchange Bank NE
Institution Rating:
A-5.0 ★Texas Ratio: 14.26%
48 Month
$0
2.52% ▼ 0.07% below Nebraska avg
View
▼
Rate2.50%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 19, 2026
Nebraska Average2.59%▼ 0.07% below avgNationally 2.65%
Details

Interest Paid or Credited: Quarterly

Cornerstone Bank York, NE
Institution Rating:
A+5.0 ★Texas Ratio: 2.79%
48 Month
$0
2.52% ▼ 0.07% below Nebraska avg
View
▼
Rate2.50%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.59%▼ 0.07% below avgNationally 2.65%
Details

TFB Tecumseh Federal Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.02%
48 Month Certificate
$0
2.52% ▼ 0.07% below Nebraska avg
View
▼
Rate2.50%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.59%▼ 0.07% below avgNationally 2.65%
Details

First National Bank in Ord
Institution Rating:
A+5.0 ★Texas Ratio: 3.31%
48 Month CD
$0
2.52% ▼ 0.07% below Nebraska avg
View
▼
Rate2.50%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.59%▼ 0.07% below avgNationally 2.65%
Details

First Bank and Trust of Fullerton
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
48-Month Certificate of Deposit
$500
2.51% ▼ 0.08% below Nebraska avg
View
▼
Rate2.50%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.59%▼ 0.08% below avgNationally 2.65%
Details

Town & Country Bank Ravenna, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.45%
4 Year CD
$0
2.50% ▼ 0.09% below Nebraska avg
View
▼
Rate2.48%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.59%▼ 0.09% below avgNationally 2.65%
Details

Bank of Hartington
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
48 month TCD
$1,000
2.50% ▼ 0.09% below Nebraska avg
View
▼
Rate2.48%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.59%▼ 0.09% below avgNationally 2.65%
Details

Omaha 60 Month CD Rates

Nebraska 60 Month CD Average2.64% APYNational 2.76%▼ 0.15% from last week
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Metro Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
14509 F St, Omaha, NE 68137 1054
60 Month Certificate
$0
3.25% ▲ 0.61% above Nebraska avg
View
▼
Rate3.20%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.64%▲ 0.61% above avgNationally 2.76%
Details

Cobalt Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.75%
15325 Weir St, Omaha, NE 68137 5061
60 Months - Member Loyalty
$100,000
3.15% ▲ 0.51% above Nebraska avg
View
▼
Rate—
Min Deposit$100,000
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.64%▲ 0.51% above avgNationally 2.76%
Details

Centris Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 14.20%
3575 L St, Omaha, NE 68107
Jumbo Certificates - minimum opening deposit of 60 month
$90,000
3.10% ▲ 0.46% above Nebraska avg
View
▼
Rate3.05%
Min Deposit$90,000
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.64%▲ 0.46% above avgNationally 2.76%
Details

$90,000.00

Cobalt Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.75%
15325 Weir St, Omaha, NE 68137 5061
60 Months - Member Loyalty
$1,000
3.05% ▲ 0.41% above Nebraska avg
View
▼
Rate—
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.64%▲ 0.41% above avgNationally 2.76%
Details

Cobalt Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.75%
15325 Weir St, Omaha, NE 68137 5061
60 Months
$100,000
3.00% ▲ 0.36% above Nebraska avg
View
▼
Rate2.97%
Min Deposit$100,000
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.64%▲ 0.36% above avgNationally 2.76%
Details

Pentagon Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.82%
13220 FORT ST, OMAHA, NE 68164
5 Year Certificate
$0
2.90% ▲ 0.26% above Nebraska avg
View
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.64%▲ 0.26% above avgNationally 2.76%
Details

Cobalt Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.75%
15325 Weir St, Omaha, NE 68137 5061
60 Months
$1,000
2.90% ▲ 0.26% above Nebraska avg
View
▼
Rate2.87%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.64%▲ 0.26% above avgNationally 2.76%
Details

First Nebraska Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.00%
4740 S 48th St, Omaha, NE 68117
60 Months
$0
2.80% ▲ 0.16% above Nebraska avg
View
▼
Rate2.77%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.64%▲ 0.16% above avgNationally 2.76%
Details

First State Bank Nebraska
Institution Rating:
A+5.0 ★Texas Ratio: 2.97%
6457 Frances St, Omaha, NE 68106
60 Months CD
$500
2.50% ▼ 0.14% below Nebraska avg
View
▼
Rate2.48%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.64%▼ 0.14% below avgNationally 2.76%
Details

First Westroads Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
15750 W Dodge Rd, Omaha, NE 68118
60 Month CD
$500
2.50% ▼ 0.14% below Nebraska avg
View
▼
Rate2.48%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.64%▼ 0.14% below avgNationally 2.76%
Details

First Westroads Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
15750 W Dodge Rd, Omaha, NE 68118
IRA 60 Month CD
$500
2.50% ▼ 0.14% below Nebraska avg
View
▼
Rate2.48%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.64%▼ 0.14% below avgNationally 2.76%
Details

Omaha Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
3001 S 82ND AVE, OMAHA, NE 68124
60 Month
$0
2.50% ▼ 0.14% below Nebraska avg
View
▼
Rate2.47%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.64%▼ 0.14% below avgNationally 2.76%
Details

Union Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.93%
2720 S 177th St, Omaha, NE 68130
60 months
$1,000
2.32% ▼ 0.32% below Nebraska avg
View
▼
Rate—
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.64%▼ 0.32% below avgNationally 2.76%
Details

West Gate Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.08%
1020 S 179th Ct, Omaha, NE 68118
60 Month
$1,000
2.27% ▼ 0.37% below Nebraska avg
View
▼
Rate2.25%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.64%▼ 0.37% below avgNationally 2.76%
Details

Visit a branch

United Republic Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
111 North 181st Street, Omaha, NE 68118
60-month
$1,000
2.25% ▼ 0.39% below Nebraska avg
View
▼
Rate2.23%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.64%▼ 0.39% below avgNationally 2.76%
Details

United Republic Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
111 North 181st Street, Omaha, NE 68118
Business 60-month
$1,000
2.25% ▼ 0.39% below Nebraska avg
View
▼
Rate2.23%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.64%▼ 0.39% below avgNationally 2.76%
Details

Northwest Bank (IA)
Institution Rating:
A+5.0 ★Texas Ratio: 3.01%
14320 Arbor St, Omaha, NE 68144
60-Month Certificate of Deposit/IRA Standard Renewal Rate
$0
2.10% ▼ 0.54% below Nebraska avg
View
▼
Rate2.10%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.64%▼ 0.54% below avgNationally 2.76%
Details

Enterprise Bank Omaha, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
525 N 132nd Street, Omaha, NE 68154
60 Months
$0
2.00% ▼ 0.64% below Nebraska avg
View
▼
Rate1.99%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.64%▼ 0.64% below avgNationally 2.76%
Details

I3 Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.81%
15645 Spaulding St, Omaha, NE 68116
Certificates of Deposit & IRAs - 60 Month
$500
1.25% ▼ 1.39% below Nebraska avg
View
▼
Rate1.24%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.64%▼ 1.39% below avgNationally 2.76%
Details

Compound Frequency: Quarterly

UMB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.71%
16929 Burke St, Omaha, NE 68118
60 months
$0
0.25% ▼ 2.39% below Nebraska avg
View
▼
Rate0.25%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.64%▼ 2.39% below avgNationally 2.76%
Details

Siouxland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.86%
60 Months
$1,000
3.55% ▲ 0.91% above Nebraska avg
View
▼
Rate3.50%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.64%▲ 0.91% above avgNationally 2.76%
Details

Siouxland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.86%
IRA 60 Months
$1,000
3.55% ▲ 0.91% above Nebraska avg
View
▼
Rate3.50%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.64%▲ 0.91% above avgNationally 2.76%
Details

Columbus Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 3.23%
60 Month CD or IRA
$0
3.49% ▲ 0.85% above Nebraska avg
View
▼
Rate3.45%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.64%▲ 0.85% above avgNationally 2.76%
Details

Columbus Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 3.23%
60 Month Youth Saver CD
$0
3.45% ▲ 0.81% above Nebraska avg
View
▼
Rate3.45%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.64%▲ 0.81% above avgNationally 2.76%
Details

Pathway Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.99%
5 Year CD
$1,000
3.40% ▲ 0.76% above Nebraska avg
View
▼
Rate3.36%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.64%▲ 0.76% above avgNationally 2.76%
Details

Meridian Trust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.44%
60 Month Certificate
$500
3.40% ▲ 0.76% above Nebraska avg
View
▼
Rate3.35%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 29, 2026
Nebraska Average2.64%▲ 0.76% above avgNationally 2.76%
Details

Bank of the Valley
Institution Rating:
A+5.0 ★Texas Ratio: 4.59%
60 MONTH
$0
3.29% ▲ 0.65% above Nebraska avg
View
▼
Rate3.25%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.64%▲ 0.65% above avgNationally 2.76%
Details

Bank of Prague
Institution Rating:
A+5.0 ★Texas Ratio: 3.35%
60 Month CD
$0
3.28% ▲ 0.64% above Nebraska avg
View
▼
Rate3.25%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.64%▲ 0.64% above avgNationally 2.76%
Details

CD Interest Payable Semi-Annually. Pentalty for early withdrawal on CDs.

FirstBank of Nebraska
Institution Rating:
A+5.0 ★Texas Ratio: 0.93%
60 Mo CD
$1,000
3.25% ▲ 0.61% above Nebraska avg
View
▼
Rate3.21%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.64%▲ 0.61% above avgNationally 2.76%
Details

FirstBank of Nebraska
Institution Rating:
A+5.0 ★Texas Ratio: 0.93%
60 Mo IRA
$1,000
3.25% ▲ 0.61% above Nebraska avg
View
▼
Rate3.21%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.64%▲ 0.61% above avgNationally 2.76%
Details

Custer Federal State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
60 Month STEP-UP
$500
3.15% ▲ 0.51% above Nebraska avg
View
▼
Rate3.13%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.64%▲ 0.51% above avgNationally 2.76%
Details

STEP-UP

Madison County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.99%
60 Month
$500
3.10% ▲ 0.46% above Nebraska avg
View
▼
Rate3.08%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.64%▲ 0.46% above avgNationally 2.76%
Details

First Community Bank Beemer, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
60 MONTH CD
$0
3.03% ▲ 0.39% above Nebraska avg
View
▼
Rate3.00%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.64%▲ 0.39% above avgNationally 2.76%
Details

Genoa Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
60 Month Certificate
$0
2.66% ▲ 0.02% above Nebraska avg
View
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.64%▲ 0.02% above avgNationally 2.76%
Details

Genoa Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
60 Month CD
$0
2.65% ▲ 0.01% above Nebraska avg
View
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.64%▲ 0.01% above avgNationally 2.76%
Details

American Exchange Bank NE
Institution Rating:
A-5.0 ★Texas Ratio: 14.26%
60 Month
$0
2.63% ▼ 0.01% below Nebraska avg
View
▼
Rate2.60%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 19, 2026
Nebraska Average2.64%▼ 0.01% below avgNationally 2.76%
Details

Interest Paid or Credited: Quarterly

Western Nebraska Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.97%
60 Month
$250
2.52% ▼ 0.12% below Nebraska avg
View
▼
Rate2.50%
Min Deposit$250
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.64%▼ 0.12% below avgNationally 2.76%
Details

First Bank and Trust of Fullerton
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
60-Month Certificate of Deposit
$500
2.51% ▼ 0.13% below Nebraska avg
View
▼
Rate2.50%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.64%▼ 0.13% below avgNationally 2.76%
Details

Cattle Bank and Trust
Institution Rating:
A+5.0 ★Texas Ratio: 0.82%
60 Months
$0
2.50% ▼ 0.14% below Nebraska avg
View
▼
Rate2.48%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.64%▼ 0.14% below avgNationally 2.76%
Details

SN Bank
Institution Rating:
A5.0 ★Texas Ratio: 12.05%
5 Year
$0
2.50% ▼ 0.14% below Nebraska avg
View
▼
Rate2.48%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.64%▼ 0.14% below avgNationally 2.76%
Details

Town & Country Bank Ravenna, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.45%
5 Year CD
$0
2.50% ▼ 0.14% below Nebraska avg
View
▼
Rate2.48%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.64%▼ 0.14% below avgNationally 2.76%
Details

Nebraska State Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 3.10%
Term - 5 Years
$500
2.45% ▼ 0.19% below Nebraska avg
View
▼
Rate2.43%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.64%▼ 0.19% below avgNationally 2.76%
Details

Platte Valley Bank North Bend, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.05%
60 Month
$500
2.40% ▼ 0.24% below Nebraska avg
View
▼
Rate2.38%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.64%▼ 0.24% below avgNationally 2.76%
Details

Town & Country Bank Ravenna, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.45%
5 Year CD
$0
2.40% ▼ 0.24% below Nebraska avg
View
▼
Rate2.38%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.64%▼ 0.24% below avgNationally 2.76%
Details

Wahoo State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
60 Month CD
$0
2.32% ▼ 0.32% below Nebraska avg
View
▼
Rate2.30%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.64%▼ 0.32% below avgNationally 2.76%
Details

Town & Country Bank Ravenna, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.45%
5 Year CD
$0
2.30% ▼ 0.34% below Nebraska avg
View
▼
Rate2.28%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.64%▼ 0.34% below avgNationally 2.76%
Details

Security Bank Laurel, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
48-60 Months CD
$0
2.27% ▼ 0.37% below Nebraska avg
View
▼
Rate2.25%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.64%▼ 0.37% below avgNationally 2.76%
Details

Citizens Bank & Trust Company NE
Institution Rating:
A+5.0 ★Texas Ratio: 2.86%
60 Month Certificate of Deposit
$500
2.27% ▼ 0.37% below Nebraska avg
View
▼
Rate2.25%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.64%▼ 0.37% below avgNationally 2.76%
Details

Jones Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.97%
60 Month
$0
2.25% ▼ 0.39% below Nebraska avg
View
▼
Rate2.23%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.64%▼ 0.39% below avgNationally 2.76%
Details

SN Bank
Institution Rating:
A5.0 ★Texas Ratio: 12.05%
5 Year
$0
2.25% ▼ 0.39% below Nebraska avg
View
▼
Rate2.23%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Nebraska Average2.64%▼ 0.39% below avgNationally 2.76%
Details

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The “Min Deposit” indicates the minimum amount required to earn the stated APY.

Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.

Top CD Rates from Omaha, Nebraska Institutions

Highest verified APYs available today — updated August 29, 2026

B Top 5 Bank Rates
Access Bank
12 Month Special
A+ 5.0 ★ TX: 0.13%
Min: $0
4.05%
Union Bank and Trust Company
24 months
A+ 5.0 ★ TX: 0.93%
Min: $1,000
3.90%
Enterprise Bank Omaha, NE
6 Months
A+ 5.0 ★ TX: 0.00%
Min: $0
3.90%
First State Bank Nebraska
24 Month CD
A+ 5.0 ★ TX: 2.97%
Min: $500
3.86%
UMB Bank
3-MONTH TIME DEPOSIT ACCOUNT
A+ 5.0 ★ TX: 0.71%
Min: $500
3.85%
CU Top 5 Credit Union Rates
Cobalt Federal Credit Union
12 Months - Member Loyalty
A 5.0 ★ TX: 6.75%
Min: $100,000
4.15%
Omaha Federal Credit Union
6 Month
A+ 5.0 ★ TX: 2.17%
Min: $0
4.00%
Union Pacific Streamliner Federal Credit Union
36-Month Share Certificate
A+ 5.0 ★ TX: 2.65%
Min: $0
3.95%
Metro Federal Credit Union
12 Month Certificate
A+ 5.0 ★ TX: 1.31%
Min: $0
3.85%
First Nebraska Credit Union
12 Month initial term promo rate
A+ 5.0 ★ TX: 3.00%
Min: $0
3.75%
Rates verified August 29, 2026 — Click an institution name to view its full profile, safety ratings, and all CD terms.

Omaha, NE CD Rate Trends

Compare local Omaha, NE CD rate quotes against the statewide average

Daily CD rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Nebraska CD Trends
12-Month CD — NE Avg
2.662%
▼ 0.355 vs 7 days ago

Nebraska 12-month CD rates fell 0.355 points over the past 7 days to 2.662% APY.

6-Month CD — NE Avg
2.328%
▼ 0.571 vs 7 days ago

Nebraska 6-month CD rates fell 0.571 points over the past 7 days to 2.328% APY.

As of Aug 30, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

NE CD Rate Forecast — Next 12 Months

Where are Nebraska CD rates headed through August 2027?

Projections based on Fed funds rate futures and historical CD-to-fed-funds spread model. Not financial advice.

NE 12-Month Avg APY
2.662%
6-Month Forecast
2.662%
Range: 2.46% – 2.81%
12-Month Forecast
2.412%
Range: 2.21% – 2.56%

Data inputs: The central forecast uses CME FedWatch implied fed funds path and Federal Reserve dot-plot projections. A spread model maps the relationship between the fed funds rate and the Nebraska average 12-month CD APY in our database.

Spread model: The Nebraska 12-month CD average currently trades 1.71% below the fed funds midpoint. This spread is applied to the projected fed funds path to generate the central forecast.

Confidence bounds: Upper bound adds +0.15% (Fed holds longer, deposit competition remains high). Lower bound subtracts 0.20% (earlier or deeper rate cuts compress yields faster).

Limitations: Model-based estimates only, not guarantees. Verify current rates directly with institutions before making financial decisions.

Powered by MonitorBankRates

What Your Savings Earn at NE CD Rates Today

Annual interest earnings at today’s Nebraska average APYs. State average used where available; national average as fallback.

CD Term NE Avg APY $5,000 $10,000 $25,000 $50,000
3-Month CD 1.169% $58.43 $116.85 $292.13 $584.25
6-Month CD 2.328% $116.40 $232.79 $581.98 $1,163.95
12-Month CD 2.662% $133.09 $266.18 $665.45 $1,330.90
18-Month CD 2.546% $127.30 $254.60 $636.50 $1,273.00
24-Month CD 2.880% $144.01 $288.02 $720.05 $1,440.10
36-Month CD 2.496% $124.79 $249.59 $623.97 $1,247.95
48-Month CD 2.594% $129.68 $259.35 $648.38 $1,296.75
60-Month CD 2.643% $132.13 $264.26 $660.65 $1,321.30
Earnings shown are annualized (APY basis). Actual earnings for sub-12-month terms will be proportionally lower at maturity. Rates as of August 29, 2026.

Sample CD Ladder for Omaha, Nebraska Savers

$25,000 split equally across 5 terms using today’s Nebraska average rates. As each CD matures, reinvest at the 36-month rung.

Build Your Ladder
Rung Term Deposit NE Avg APY Annual Earnings
1 3-Month CD $5,000 1.169% $58.43
2 6-Month CD $5,000 2.328% $116.40
3 12-Month CD $5,000 2.662% $133.09
4 24-Month CD $5,000 2.880% $144.01
5 36-Month CD $5,000 2.496% $124.79
Total ($25,000 invested) $25,000 2.307% blended $576.72/yr

Ladder example uses equal $5,000 rungs and Nebraska average APYs. Actual earnings depend on the specific institution and product chosen. Use the calculator above to model your exact deposit amounts.

535
CD Rates
Tracked in Omaha, Nebraska
57 Banks 21 Credit Unions

About Our Omaha, Nebraska CD Rate Database

MonitorBankRates tracks 535 CD rates from 57 banks and 21 credit unions with locations in Omaha, Nebraska, plus national online institutions available to Nebraska residents. Our proprietary aggregation system pulls verified rate data directly from each institution’s official website — no estimates, no national averages passed off as real offers.

Every rate listed includes the institution’s Safety Grade (A+ to F), Star Rating (1–5), and Texas Ratio — objective financial health metrics calculated from FDIC and NCUA regulatory data — so you can compare yield and institutional safety in one place.

Current top rate: Cobalt Federal Credit Union offers a CD at 4.15% APY with a minimum deposit of $100,000. Use the rate table above to compare all current offers in Omaha, Nebraska.

How to Find the Best CD Rates in Omaha, Nebraska

What to compare when shopping for a CD in Omaha, Nebraska

To find the best APYs in Omaha, Nebraska, start with credit unions and online-only banks — Omaha, Nebraska has 21 credit unions in our database, and they consistently offer some of the highest yields because they have lower overhead than traditional banks and compete aggressively for deposits.

Always compare the APY (Annual Percentage Yield), not just the interest rate. The APY reflects compounding and is the true measure of what you’ll earn.

Also compare the early withdrawal penalty. Common penalties range from 30 to 180 days of interest depending on the term. If you’re unsure whether you’ll need the funds early, a no-penalty CD or a high-yield savings account may be a better fit.

When a CD Makes Sense in Omaha, Nebraska

  • You have a planned expense coming up and want your savings to earn while you wait
  • You expect rates to fall and want to lock in today’s rate
  • You want FDIC or NCUA protection with a guaranteed fixed return
  • You prefer banking with an institution that has a local branch in Omaha, Nebraska — 78 institutions here report CD rates

Consider an Alternative If…

Omaha, Nebraska Financial Snapshot

Local demographics and economic context for CD savers — Source: U.S. Census Bureau ACS 2024

Population 65+
14.5%
National avg: 17.3%
Median Individual Earnings
$43,930
National avg: $47,340
Poverty Rate
13.5%
National avg: 11.1%
Unemployment Rate
4.2%
National avg: 4.8%
CD Earnings on 10% of Salary
$117/yr
At NE 12-mo avg 2.662% APY

14.5% of residents are 65 or older — below the national average of 17.3%. At today’s NE 12-month CD average of 2.662%, saving 10% of the local median salary ($4,393/year) and putting it in a CD would earn an additional $117 annually in interest.

Data: U.S. Census Bureau, American Community Survey 5-Year Estimates 2024. Median earnings from ACS 2023 place-level estimates.

CD Rates vs. Other Savings Options in Omaha, Nebraska

What to compare when choosing between a CD and other deposit accounts

Feature CD High-Yield Savings Money Market 6-Month CD
Rate Type Fixed APY Variable APY Variable APY Fixed APY
Liquidity Locked for term Anytime Anytime Locked 6 months
Early Withdrawal Penalty (months of interest) None None Penalty (90–180 days interest)
FDIC / NCUA Insured Yes (up to $250K) Yes (up to $250K) Yes (up to $250K) Yes (up to $250K)
Check / Debit Access No Usually no Often yes No
Best For Known savings goal, CD ladder Emergency fund, flexible savings Liquid savings with check-writing Slightly higher yield, less urgency

How Certificates of Deposit Work in Omaha, Nebraska

A certificate of deposit (CD) is a deposit account that holds a fixed sum of money for a fixed term, commonly three months to five years, in exchange for a guaranteed interest rate. In return for leaving the money untouched until the term ends, a saver in Omaha, Nebraska typically earns a higher rate than a standard savings account pays. CDs from banks are insured by the FDIC and those from credit unions by the NCUA, in Omaha, Nebraska as everywhere in the U.S.

Choosing a CD Term in Omaha, Nebraska

The term is the length of time the money is committed before the CD matures. Shorter terms such as three or six months give Omaha, Nebraska savers easier access to their funds. For example, Cobalt Federal Credit Union is offering its 6 Months at 4.05% APY. Longer terms such as three or five years usually pay higher rates. On the longer end, Metro Federal Credit Union is offering its 60 Month Certificate at 3.25% APY. When a CD matures, the depositor can withdraw the principal and interest or roll the balance into a new term, so it helps to match the term to when the money will actually be needed.

CD Risk and Safety for Omaha, Nebraska Savers

CDs are among the lowest-risk savings products available because the rate is fixed for the full term and the balance is federally insured up to $250,000 per depositor, per institution, per ownership category. For a Omaha, Nebraska saver, the main trade-off is liquidity: withdrawing funds before maturity usually triggers an early-withdrawal penalty, often 30 to 180 days of interest depending on the term.

How CD Interest Is Paid in Omaha, Nebraska

Interest on a CD is calculated using the annual percentage yield (APY), which reflects the effect of compounding over a year. Depending on the institution, interest may be credited monthly, quarterly, or at maturity, and can be paid out to a linked account or added back to the CD to compound. When comparing the Omaha, Nebraska CDs listed above, a saver gets the truest picture of total earnings by looking at APY rather than the nominal rate.

Fixed vs. Variable CD Rates in Omaha, Nebraska

Most CDs carry a fixed rate that is locked for the entire term, protecting a Omaha, Nebraska depositor if market rates fall after the account is opened. Some institutions offer variable-rate or bump-up CDs whose rate can change during the term; these may start lower but allow the rate to rise if conditions improve. Which is better depends on the direction a saver expects rates to move.

Frequently Asked Questions about CD Rates in Omaha, Nebraska

Are CD rates in Omaha, Nebraska FDIC insured?

Yes, most established banks in Omaha, Nebraska are insured by the FDIC up to $250,000 per depositor. Credit unions carry equivalent protection through the NCUA.

Do I have to pay state taxes on CD interest in Omaha, Nebraska?

Yes, interest earned on CDs is generally taxable income at both the federal and state levels. We recommend consulting a local tax professional regarding your specific obligations in Omaha, Nebraska.

Can I withdraw my money early from a CD?

You can, but most institutions charge an Early Withdrawal Penalty — typically a number of months of interest (e.g., 3 or 6 months). The exact amount varies by institution and CD term.

What is the difference between a Jumbo CD and a regular CD?

Jumbo CDs require a higher minimum deposit — traditionally $100,000 or more. In exchange, banks in Omaha, Nebraska may offer slightly higher APYs compared to standard CDs.

Are fixed-rate CDs better than variable-rate CDs?

Fixed-rate CDs lock in your APY for the full term, protecting you if rates drop. Variable-rate CDs allow your rate to rise with the market but may start with a lower initial yield.

What is a CD ladder?

A CD ladder involves opening multiple CDs with staggered maturity dates — for example 3-month, 6-month, 1-year, and 2-year. As each matures, you reinvest at the longest term, maximizing yield while maintaining regular access to a portion of your savings.

Best CD rates in Omaha, Nebraska?

Here are recent top rates found for this area:
  • Cobalt Federal Credit Union: 4.15% APY (12 Months - Member Loyalty)
  • Access Bank: 4.05% APY (12 Month Special)
  • Omaha Federal Credit Union: 4.00% APY (6 Month)
  • Union Pacific Streamliner Federal Credit Union: 3.95% APY (36-Month Share Certificate)
  • Union Bank and Trust Company: 3.90% APY (24 months)
  • Enterprise Bank Omaha, NE: 3.90% APY (6 Months)
  • First State Bank Nebraska: 3.86% APY (24 Month CD)
  • UMB Bank: 3.85% APY (3-MONTH TIME DEPOSIT ACCOUNT)
  • Metro Federal Credit Union: 3.85% APY (12 Month Certificate)
  • West Gate Bank: 3.80% APY (6 Month)
Rates reflect recent verified offers available in Omaha, Nebraska. Last Updated: August 29, 2026

Omaha, Nebraska CD Calculator

See exactly what a CD will earn by maturity. Enter your deposit, pick a term, and set the APY — or click any current Omaha, Nebraska rate on the right to apply that term and rate instantly. CD rates are fixed for the full term.

Interest at Maturity
$0
Ending Balance
$0
Matures
—

Assumes the APY is held to maturity with interest compounding and remaining in the CD. Early withdrawals typically forfeit 30–180 days of interest. Estimates are for informational purposes only.

Top Omaha, Nebraska CD Rates by Term

Verified August 29, 2026 — click a rate to use its term and APY
Highest verified APY per term available in Omaha, Nebraska. Averages shown use the Nebraska state average where available, national otherwise. See the full rate tables above for all offers.

CD Calculators for Omaha, Nebraska

Omaha, Nebraska CD Calculator

At today’s NE top rate of 4.15% APY, a $10,000 deposit earns $415 in the first year. Enter your amount to see your exact return.

Omaha, Nebraska CD Ladder

NE CD rates currently range from 1.169% (3-month) to 2.496% (36-month). Model a ladder with local rates to keep cash accessible while maximizing yield.

Early Withdrawal Penalty

Before locking into a Omaha, Nebraska CD at 4.15% APY, know your exit cost. Most institutions charge 90–180 days of interest — calculate your real net return if you need early access.

CD vs. High-Yield Savings

Nebraska’s average 12-month CD is 2.662% APY. Compare locking in that rate against a flexible high-yield savings account to see which earns more for your deposit and timeline.

Methodology & Data Sources

Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Omaha, Nebraska CD rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.

A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.

Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for Omaha, Nebraska directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Omaha, Nebraska. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in NE.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.

Disclaimer: Interest rates are variable and subject to change without notice. Verify current offers directly with the institution's official website. Last Updated and Verified: August 29, 2026

Omaha, Nebraska Rates & Resources

$
Omaha, Nebraska Mortgage Rates
$
Omaha, Nebraska Home Equity Loan Rates
$
Omaha, Nebraska Savings Rates
$
Omaha, Nebraska Money Market Rates
$
Omaha, Nebraska Checking Rates
$
Omaha, Nebraska Auto Loan Rates
$
Omaha, Nebraska Personal Loan Rates
$
Omaha, Nebraska Homeowners Insurance
$
Omaha, Nebraska Car Insurance