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Best Personal Loan Rates in Nebraska - June 2026

Current personal loan options available to borrowers in Nebraska include: University of Nebraska Federal Credit UnionUniversity of Nebraska Federal Credit Union1720 P St, Lincoln, NE, 68508A+5.0 ★Texas Ratio: 3.65% offering 2023 & 2022 - Model Years Loan at 4.24% APR, Sun Pacific Federal Credit UnionSun Pacific Federal Credit Union1345 Old Cheney Rd, Lincoln, NE, 68512 1266A+5.0 ★Texas Ratio: 3.58% offering 2011 to 2015 Loan at 4.40% APR, Metro Federal Credit UnionMetro Federal Credit Union14509 F St, Omaha, NE, 68137 1054A+5.0 ★Texas Ratio: 1.31% offering 48 Month or Less* Loan at 5.00% APR, Holyoke Community Federal Credit UnionHolyoke Community Federal Credit Union517 Broadway, Imperial, NE, 69033 3119A+5.0 ★Texas Ratio: 2.79% offering 2022 - 2025 Loan at 5.50% APR, and Box Butte Public Employees Federal Credit UnionBox Butte Public Employees Federal Credit Union504 W 3RD ST, ALLIANCE, NE, 69301 3204C-3.8 ★Texas Ratio: 29.64% offering 2015-2022 - 48 Months Loan at 5.50% APR. Personal loan rates as of June 16, 2026 according to verified data from MonitorBankRates.

Use the tabs below to compare personal loan rates across Nebraska side-by-side. Nebraska personal loan rates currently start as low as 4.24% APR from University of Nebraska Federal Credit Union at 1720 P St, Lincoln, NE, 68508. Rates are continually updated — we recommend checking back frequently.

We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Nebraska.

Personal loan rates reflect recent market quotes and representative offers available to borrowers in Nebraska. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: June 16, 2026

Nebraska Personal Loan Rates

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
University of Nebraska Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
1720 P St, Lincoln, NE, 68508
2023 & 2022 - Model Years Loan
4.24%
APR4.24%
Last UpdatedJune 20, 2026
Details

Steal A Deal Promo Rate**

Sun Pacific Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.58%
1345 Old Cheney Rd, Lincoln, NE, 68512 1266
2011 to 2015 Loan
4.40%
APR4.40%
Last UpdatedJune 20, 2026
Details

Model Year: 2011 to 2015

University of Nebraska Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
1720 P St, Lincoln, NE, 68508
2023 & 2022 - Model Years Loan
4.49%
APR4.49%
Last UpdatedJune 20, 2026
Details

Steal A Deal Promo Rate**

Sun Pacific Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.58%
1345 Old Cheney Rd, Lincoln, NE, 68512 1266
2016 to 2019 Loan
4.50%
APR4.50%
Last UpdatedJune 20, 2026
Details

Model Year: 2016 to 2019

Sun Pacific Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.58%
1345 Old Cheney Rd, Lincoln, NE, 68512 1266
2020 to 2024 Loan
4.60%
APR4.60%
Last UpdatedJune 20, 2026
Details

Model Year: 2020 to 2024

Sun Pacific Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.58%
1345 Old Cheney Rd, Lincoln, NE, 68512 1266
2025 to 2027 Loan
4.70%
APR4.70%
Last UpdatedJune 20, 2026
Details

Model Year: 2025 to 2027

University of Nebraska Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
1720 P St, Lincoln, NE, 68508
2023 & 2022 - Model Years Loan
4.74%
APR4.74%
Last UpdatedJune 20, 2026
Details

As Low As

Sun Pacific Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.58%
1345 Old Cheney Rd, Lincoln, NE, 68512 1266
2025 to 2027 Loan
4.80%
APR4.80%
Last UpdatedJune 20, 2026
Details

Model Year: 2025 to 2027

University of Nebraska Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
1720 P St, Lincoln, NE, 68508
2023 & 2022 - Model Years Loan
4.99%
APR4.99%
Last UpdatedJune 20, 2026
Details

As Low As

Metro Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
14509 F St, Omaha, NE, 68137 1054
48 Month or Less* Loan
5.00%
APR5.00%
Last UpdatedJune 20, 2026
Details

No additional details available.

Sun Pacific Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.58%
1345 Old Cheney Rd, Lincoln, NE, 68512 1266
2011 to 2015 Models Loan
5.05%
APR5.05%
Last UpdatedJune 20, 2026
Details

Model Year: 2011 to 2015

Sun Pacific Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.58%
1345 Old Cheney Rd, Lincoln, NE, 68512 1266
2016 to 2019 Models Loan
5.15%
APR5.15%
Last UpdatedJune 20, 2026
Details

Model Year: 2016 to 2019

University of Nebraska Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
1720 P St, Lincoln, NE, 68508
2021 & Older - Model Years 24 Months Loan
5.24%
APR5.24%
Last UpdatedJune 20, 2026
Details

Steal A Deal Promo Rate**

University of Nebraska Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
1720 P St, Lincoln, NE, 68508
2023 & 2022 - Model Years Loan
5.24%
APR5.24%
Last UpdatedJune 20, 2026
Details

As Low As

Sun Pacific Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.58%
1345 Old Cheney Rd, Lincoln, NE, 68512 1266
2020 to 2024 Models Loan
5.25%
APR5.25%
Last UpdatedJune 20, 2026
Details

Model Year: 2020 to 2024

Sun Pacific Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.58%
1345 Old Cheney Rd, Lincoln, NE, 68512 1266
2025 to 2027 Models Loan
5.35%
APR5.35%
Last UpdatedJune 20, 2026
Details

Model Year: 2025 to 2027

Sun Pacific Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.58%
1345 Old Cheney Rd, Lincoln, NE, 68512 1266
2025 to 2027 Models Loan
5.45%
APR5.45%
Last UpdatedJune 20, 2026
Details

Model Year: 2025 to 2027

University of Nebraska Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
1720 P St, Lincoln, NE, 68508
2023 & 2022 - Model Years Loan
5.49%
APR5.49%
Last UpdatedJune 20, 2026
Details

Steal A Deal Promo Rate**

University of Nebraska Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
1720 P St, Lincoln, NE, 68508
2021 & Older - Model Years 36 Months Loan
5.49%
APR5.49%
Last UpdatedJune 20, 2026
Details

Steal A Deal Promo Rate**

Holyoke Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.79%
517 Broadway, Imperial, NE, 69033 3119
2022 - 2025 Loan
5.50%
APR5.50%
Last UpdatedJune 20, 2026
Details

As low as

Box Butte Public Employees Federal Credit Union
Institution Rating:
C-3.8 ★Texas Ratio: 29.64%
504 W 3RD ST, ALLIANCE, NE, 69301 3204
2015-2022 - 48 Months Loan
5.50%
APR5.50%
Last UpdatedJune 20, 2026
Details

No additional details available.

Chadron Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.10%
126 E 3rd St, Chadron, NE, 69337 2381
Personal Loan
5.50%
APR5.50%
Last UpdatedJune 20, 2026
Details

As Low As

Holyoke Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.79%
517 Broadway, Imperial, NE, 69033 3119
New Loan
5.50%
APR5.50%
Last UpdatedJune 20, 2026
Details

As low as

Chadron Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.10%
126 E 3rd St, Chadron, NE, 69337 2381
Recreational Loan
5.50%
APR5.50%
Last UpdatedJune 20, 2026
Details

As Low As

Holyoke Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.79%
517 Broadway, Imperial, NE, 69033 3119
2019 - 2021 Loan
5.50%
APR5.50%
Last UpdatedJune 20, 2026
Details

As low as

Holyoke Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.79%
517 Broadway, Imperial, NE, 69033 3119
2018 - Older Loan
5.50%
APR5.50%
Last UpdatedJune 20, 2026
Details

As low as

Metro Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
14509 F St, Omaha, NE, 68137 1054
60 Month* Loan
5.50%
APR5.50%
Last UpdatedJune 20, 2026
Details

No additional details available.

Sun Pacific Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.58%
1345 Old Cheney Rd, Lincoln, NE, 68512 1266
2025 to 2027 Loan
5.50%
APR5.50%
Last UpdatedJune 20, 2026
Details

Model Year: 2025 to 2027

University of Nebraska Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
1720 P St, Lincoln, NE, 68508
2021 & Older - Model Years 24 Months Loan
5.74%
APR5.74%
Last UpdatedJune 20, 2026
Details

As Low As

University of Nebraska Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
1720 P St, Lincoln, NE, 68508
2021 & Older - Model Years 48 Months Loan
5.74%
APR5.74%
Last UpdatedJune 20, 2026
Details

Steal A Deal Promo Rate**

University of Nebraska Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
1720 P St, Lincoln, NE, 68508
2023 & 2022 - Model Years Loan
5.74%
APR5.74%
Last UpdatedJune 20, 2026
Details

As Low As

Lincoln Public School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.71%
5621 N St, Lincoln, NE, 68510
Personal Loans
5.75%
APR5.75%
Last UpdatedJune 20, 2026
Details

Maximum 10% of Annual LPS Income W.A.C.

Box Butte Public Employees Federal Credit Union
Institution Rating:
C-3.8 ★Texas Ratio: 29.64%
504 W 3RD ST, ALLIANCE, NE, 69301 3204
100% of NADA Retail - 60 Months Loan
5.75%
APR5.75%
Last UpdatedJune 20, 2026
Details

No additional details available.

Holyoke Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.79%
517 Broadway, Imperial, NE, 69033 3119
4-H Loans
5.75%
APR5.75%
Last UpdatedJune 20, 2026
Details

Up To $4000.00; 5.75%

Liberty First Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.97%
501 N 46th St, Lincoln, NE, 68503 3718
Fixed, 80% Loan to Value
5.75%
APR5.75%
Last UpdatedJune 20, 2026
Details

No additional details available.

University of Nebraska Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
1720 P St, Lincoln, NE, 68508
2021 & Older - Model Years 36 Months Loan
5.99%
APR5.99%
Last UpdatedJune 20, 2026
Details

As Low As

University of Nebraska Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
1720 P St, Lincoln, NE, 68508
2023 & 2022 - Model Years Loan
5.99%
APR5.99%
Last UpdatedJune 20, 2026
Details

As Low As

Box Butte Public Employees Federal Credit Union
Institution Rating:
C-3.8 ★Texas Ratio: 29.64%
504 W 3RD ST, ALLIANCE, NE, 69301 3204
2015-2022 - 48 Months Loan
6.00%
APR6.00%
Last UpdatedJune 20, 2026
Details

No additional details available.

Cobalt Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.75%
15325 Weir St, Omaha, NE, 68137 5061
New 2026 & New or Used 2025 Loan
6.09%
APR6.09%
Last UpdatedJune 20, 2026
Details

As Low As; Loyalty APR: 5.59%

Sun Pacific Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.58%
1345 Old Cheney Rd, Lincoln, NE, 68512 1266
2025 to 2027 Models Loan
6.15%
APR6.15%
Last UpdatedJune 20, 2026
Details

Model Year: 2025 to 2027

University of Nebraska Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
1720 P St, Lincoln, NE, 68508
2021 & Older - Model Years 48 Months Loan
6.24%
APR6.24%
Last UpdatedJune 20, 2026
Details

As Low As

University of Nebraska Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
1720 P St, Lincoln, NE, 68508
2021 & Older - Model Years 60 Months Loan
6.24%
APR6.24%
Last UpdatedJune 20, 2026
Details

Steal A Deal Promo Rate**

Consumers Cooperative Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.18%
1301 W 3RD ST, Alliance, NE, 69301
Personal Loan
6.25%
APR6.25%
Last UpdatedJune 20, 2026
Details

As Low As

Liberty First Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.97%
501 N 46th St, Lincoln, NE, 68503 3718
Fixed, 80% Loan to Value
6.25%
APR6.25%
Last UpdatedJune 20, 2026
Details

No additional details available.

Cobalt Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.75%
15325 Weir St, Omaha, NE, 68137 5061
2025 - 2024 Loan
6.29%
APR6.29%
Last UpdatedJune 20, 2026
Details

As Low As; Loyalty APR: 5.79%

University of Nebraska Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
1720 P St, Lincoln, NE, 68508
2021 & Older - Model Years 72 Months Loan
6.49%
APR6.49%
Last UpdatedJune 20, 2026
Details

Steal A Deal Promo Rate**

Metro Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
14509 F St, Omaha, NE, 68137 1054
72 Month* Loan
6.50%
APR6.50%
Last UpdatedJune 20, 2026
Details

No additional details available.

Box Butte Public Employees Federal Credit Union
Institution Rating:
C-3.8 ★Texas Ratio: 29.64%
504 W 3RD ST, ALLIANCE, NE, 69301 3204
2015-2022 - 48 Months Loan
6.50%
APR6.50%
Last UpdatedJune 20, 2026
Details

No additional details available.

Box Butte Public Employees Federal Credit Union
Institution Rating:
C-3.8 ★Texas Ratio: 29.64%
504 W 3RD ST, ALLIANCE, NE, 69301 3204
100% of NADA Retail - 60 Months Loan
6.50%
APR6.50%
Last UpdatedJune 20, 2026
Details

No additional details available.

University of Nebraska Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
1720 P St, Lincoln, NE, 68508
2021 & Older - Model Years 60 Months Loan
6.74%
APR6.74%
Last UpdatedJune 20, 2026
Details

As Low As

University of Nebraska Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
1720 P St, Lincoln, NE, 68508
2023 & 2022 - Model Years Loan
6.74%
APR6.74%
Last UpdatedJune 20, 2026
Details

Steal A Deal Promo Rate**

Lincoln Public School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.71%
5621 N St, Lincoln, NE, 68510
Personal Loans
6.75%
APR6.75%
Last UpdatedJune 20, 2026
Details

Maximum 10% of Annual LPS Income W.A.C.

Box Butte Public Employees Federal Credit Union
Institution Rating:
C-3.8 ★Texas Ratio: 29.64%
504 W 3RD ST, ALLIANCE, NE, 69301 3204
and Over - 72 Months Loan
6.75%
APR6.75%
Last UpdatedJune 20, 2026
Details

$18,000

Cobalt Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.75%
15325 Weir St, Omaha, NE, 68137 5061
2025 - 2024 Loan
6.84%
APR6.84%
Last UpdatedJune 20, 2026
Details

As Low As; Loyalty APR: 6.34%

University of Nebraska Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
1720 P St, Lincoln, NE, 68508
2021 & Older - Model Years 72 Months Loan
6.99%
APR6.99%
Last UpdatedJune 20, 2026
Details

As Low As

Omaha Douglas Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.22%
8251 W Center Rd, Omaha, NE, 68124
Vacation Loans
6.99%
APR6.99%
Last UpdatedJune 20, 2026
Details

Rates starting as low as 6.99% APR*

Metro Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
14509 F St, Omaha, NE, 68137 1054
84 Month* Loan
7.00%
APR7.00%
Last UpdatedJune 20, 2026
Details

No additional details available.

University of Nebraska Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
1720 P St, Lincoln, NE, 68508
2023 & 2022 - Model Years Loan
7.24%
APR7.24%
Last UpdatedJune 20, 2026
Details

As Low As

Metro Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
14509 F St, Omaha, NE, 68137 1054
Personal Loan 24 Month
7.49%
APR7.49%
Last UpdatedJune 20, 2026
Details

No additional details available.

Metro Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
14509 F St, Omaha, NE, 68137 1054
Personal Loan 36 Month
7.49%
APR7.49%
Last UpdatedJune 20, 2026
Details

No additional details available.

Box Butte Public Employees Federal Credit Union
Institution Rating:
C-3.8 ★Texas Ratio: 29.64%
504 W 3RD ST, ALLIANCE, NE, 69301 3204
100% of NADA Retail - 60 Months Loan
7.50%
APR7.50%
Last UpdatedJune 20, 2026
Details

No additional details available.

Liberty First Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.97%
501 N 46th St, Lincoln, NE, 68503 3718
Personal Loans
7.68%
APR7.68%
Last UpdatedJune 20, 2026
Details

As Low As

Lincoln Public School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.71%
5621 N St, Lincoln, NE, 68510
Personal Loans
7.75%
APR7.75%
Last UpdatedJune 20, 2026
Details

Maximum 10% of Annual LPS Income W.A.C.

Box Butte Public Employees Federal Credit Union
Institution Rating:
C-3.8 ★Texas Ratio: 29.64%
504 W 3RD ST, ALLIANCE, NE, 69301 3204
and Over - 72 Months Loan
7.75%
APR7.75%
Last UpdatedJune 20, 2026
Details

$18,000

Metro Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
14509 F St, Omaha, NE, 68137 1054
120 Month*† Loan
7.75%
APR7.75%
Last UpdatedJune 20, 2026
Details

No additional details available.

Sun Pacific Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.58%
1345 Old Cheney Rd, Lincoln, NE, 68512 1266
Personal/Unsecured Loan
7.99%
APR7.99%
Last UpdatedJune 20, 2026
Details

Fixed

Metro Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
14509 F St, Omaha, NE, 68137 1054
Personal Loan 48 Month
7.99%
APR7.99%
Last UpdatedJune 20, 2026
Details

No additional details available.

Box Butte Public Employees Federal Credit Union
Institution Rating:
C-3.8 ★Texas Ratio: 29.64%
504 W 3RD ST, ALLIANCE, NE, 69301 3204
and over - 84 Months Loan
8.00%
APR8.00%
Last UpdatedJune 20, 2026
Details

$30,000

Central Nebraska Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.12%
609 S Locust St, Grand Island, NE, 68801 6762
Unsecured Loans
8.00%
APR8.00%
Last UpdatedJune 20, 2026
Details

Maximum Limit $5000.00; As Low As

University of Nebraska Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
1720 P St, Lincoln, NE, 68508
2021 & Older - Model Years 84 Months Loan
8.24%
APR8.24%
Last UpdatedJune 20, 2026
Details

Steal A Deal Promo Rate**

Metro Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
14509 F St, Omaha, NE, 68137 1054
Personal Loan 60 Month
8.49%
APR8.49%
Last UpdatedJune 20, 2026
Details

No additional details available.

Sugar Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
1705 21st Ave, Scottsbluff, NE, 69361
Unsecured - Credit Score Ranking A & B Loan
8.49%
APR8.49%
Last UpdatedJune 20, 2026
Details

Maximum Amount: $7,000

Cobalt Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.75%
15325 Weir St, Omaha, NE, 68137 5061
2017 and older Loan
8.49%
APR8.49%
Last UpdatedJune 20, 2026
Details

As Low As; Loyalty APR: 7.99%

Cobalt Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.75%
15325 Weir St, Omaha, NE, 68137 5061
2016 and older Loan
8.54%
APR8.54%
Last UpdatedJune 20, 2026
Details

As Low As; Loyalty APR: 8.04%

University of Nebraska Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
1720 P St, Lincoln, NE, 68508
2021 & Older - Model Years 84 Months Loan
8.74%
APR8.74%
Last UpdatedJune 20, 2026
Details

As Low As

Lincoln Public School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.71%
5621 N St, Lincoln, NE, 68510
Personal Loans
8.75%
APR8.75%
Last UpdatedJune 20, 2026
Details

Maximum 10% of Annual LPS Income W.A.C.

Hemingford Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.04%
801 BOX BUTTE AVE, HEMINGFORD, NE, 69348 9700
Youth Loan
8.75%
APR8.75%
Last UpdatedJune 20, 2026
Details

No additional details available.

Sun Pacific Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.58%
1345 Old Cheney Rd, Lincoln, NE, 68512 1266
Pinnacle Gold Loan
8.79%
APR8.79%
Last UpdatedJune 20, 2026
Details

Fixed

Roberts Dairy Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
2901 Cuming St, Omaha, NE, 68131
Signature Loans
9.00%
APR9.00%
Last UpdatedJune 20, 2026
Details

No additional details available.

Box Butte Public Employees Federal Credit Union
Institution Rating:
C-3.8 ★Texas Ratio: 29.64%
504 W 3RD ST, ALLIANCE, NE, 69301 3204
and Over - 72 Months Loan
9.00%
APR9.00%
Last UpdatedJune 20, 2026
Details

$18,000

Box Butte Public Employees Federal Credit Union
Institution Rating:
C-3.8 ★Texas Ratio: 29.64%
504 W 3RD ST, ALLIANCE, NE, 69301 3204
and over - 84 Months Loan
9.00%
APR9.00%
Last UpdatedJune 20, 2026
Details

$30,000

Consumers Cooperative Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.18%
1301 W 3RD ST, Alliance, NE, 69301
Personal Loan
9.00%
APR9.00%
Last UpdatedJune 20, 2026
Details

Maximum loan amount $7000

Greenwich Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
7301 Pacific St # 7305, Omaha, NE, 68114
Personal Lines Of Credit Loan
9.00%
APR9.00%
Last UpdatedJune 20, 2026
Details

No additional details available.

Omaha Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
3001 S 82ND AVE, OMAHA, NE, 68124
Unsecured Loan
9.24%
APR9.24%
Last UpdatedJune 20, 2026
Details

As Low As; $10,000 Maximum

Hemingford Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.04%
801 BOX BUTTE AVE, HEMINGFORD, NE, 69348 9700
20% Debt Ratio Loan
9.25%
APR9.25%
Last UpdatedJune 20, 2026
Details

No additional details available.

Hemingford Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.04%
801 BOX BUTTE AVE, HEMINGFORD, NE, 69348 9700
30% Debt Ratio Loan
9.25%
APR9.25%
Last UpdatedJune 20, 2026
Details

No additional details available.

Hemingford Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.04%
801 BOX BUTTE AVE, HEMINGFORD, NE, 69348 9700
40% Debt Ratio Loan
9.25%
APR9.25%
Last UpdatedJune 20, 2026
Details

No additional details available.

Hemingford Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.04%
801 BOX BUTTE AVE, HEMINGFORD, NE, 69348 9700
Unsecured - MIS Loan
9.25%
APR9.25%
Last UpdatedJune 20, 2026
Details

No additional details available.

Woodmen Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.70%
1700 FARNAM ST STE 1000, OMAHA, NE, 68102
Signature Loan
9.49%
APR9.49%
Last UpdatedJune 20, 2026
Details

No additional details available.

Omaha Douglas Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.22%
8251 W Center Rd, Omaha, NE, 68124
Personal Loan
9.75%
APR9.75%
Last UpdatedJune 20, 2026
Details

As Low As

North Platte Union Pacific Employee Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.64%
420 Rodeo Rd, North Platte, NE, 69101 2240
Personal Loan
9.75%
APR9.75%
Last UpdatedJune 20, 2026
Details

Vehicle Year: Personal Loan For 2 Years

Woodmen Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.70%
1700 FARNAM ST STE 1000, OMAHA, NE, 68102
Signature Loan
9.99%
APR9.99%
Last UpdatedJune 20, 2026
Details

No additional details available.

Consumers Cooperative Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.18%
1301 W 3RD ST, Alliance, NE, 69301
Personal Loan
10.00%
APR10.00%
Last UpdatedJune 20, 2026
Details

Maximum loan amount $7000

Sun Pacific Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.58%
1345 Old Cheney Rd, Lincoln, NE, 68512 1266
2011 to 2015 Loan
10.10%
APR10.10%
Last UpdatedJune 20, 2026
Details

No additional details available.

Cobalt Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.75%
15325 Weir St, Omaha, NE, 68137 5061
2016 and older Loan
10.19%
APR10.19%
Last UpdatedJune 20, 2026
Details

As Low As; Loyalty APR: 9.69%

Sun Pacific Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.58%
1345 Old Cheney Rd, Lincoln, NE, 68512 1266
2016 to 2019 Loan
10.20%
APR10.20%
Last UpdatedJune 20, 2026
Details

No additional details available.

Omaha Douglas Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.22%
8251 W Center Rd, Omaha, NE, 68124
Personal Loan
10.25%
APR10.25%
Last UpdatedJune 20, 2026
Details

As Low As

Sun Pacific Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.58%
1345 Old Cheney Rd, Lincoln, NE, 68512 1266
2020 to 2024 Loan
10.30%
APR10.30%
Last UpdatedJune 20, 2026
Details

No additional details available.

Sun Pacific Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.58%
1345 Old Cheney Rd, Lincoln, NE, 68512 1266
2025 to 2027 Loan
10.40%
APR10.40%
Last UpdatedJune 20, 2026
Details

No additional details available.

Woodmen Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.70%
1700 FARNAM ST STE 1000, OMAHA, NE, 68102
Signature Loan
10.49%
APR10.49%
Last UpdatedJune 20, 2026
Details

No additional details available.

Sun Pacific Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.58%
1345 Old Cheney Rd, Lincoln, NE, 68512 1266
2025 to 2027 Loan
10.50%
APR10.50%
Last UpdatedJune 20, 2026
Details

No additional details available.

Omaha Douglas Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.22%
8251 W Center Rd, Omaha, NE, 68124
Personal Loan
10.75%
APR10.75%
Last UpdatedJune 20, 2026
Details

As Low As

University of Nebraska Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
1720 P St, Lincoln, NE, 68508
Personal Loan
10.99%
APR10.99%
Last UpdatedJune 20, 2026
Details

As Low As

Sun Pacific Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.58%
1345 Old Cheney Rd, Lincoln, NE, 68512 1266
2025 to 2027 Loan
11.20%
APR11.20%
Last UpdatedJune 20, 2026
Details

No additional details available.

Centris Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 14.20%
3575 L St, Omaha, NE, 68107
Personal Loans (Unsecured)
11.24%
APR11.24%
Last UpdatedJune 20, 2026
Details

As Low As; *

Box Butte Public Employees Federal Credit Union
Institution Rating:
C-3.8 ★Texas Ratio: 29.64%
504 W 3RD ST, ALLIANCE, NE, 69301 3204
2015-2022 - 48 Months Loan
11.25%
APR11.25%
Last UpdatedJune 20, 2026
Details

No additional details available.

Centris Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 14.20%
3575 L St, Omaha, NE, 68107
Personal Loans (Unsecured)
11.49%
APR11.49%
Last UpdatedJune 20, 2026
Details

As Low As; *

OneNebraska Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.07%
2472 39th Ave, Columbus, NE, 68601 2255
Personal Installment Loan
11.50%
APR11.50%
Last UpdatedJune 20, 2026
Details

Rates are stated As Low As

Lincoln SDA Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.05%
4733 Prescott Ave, Lincoln, NE, 68506 5456
Personal Loans
11.50%
APR11.50%
Last UpdatedJune 20, 2026
Details

As Low As

Centris Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 14.20%
3575 L St, Omaha, NE, 68107
Personal Loans (Unsecured)
11.74%
APR11.74%
Last UpdatedJune 20, 2026
Details

As Low As; *

Omaha Douglas Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.22%
8251 W Center Rd, Omaha, NE, 68124
Personal Loan
11.75%
APR11.75%
Last UpdatedJune 20, 2026
Details

As Low As

Box Butte Public Employees Federal Credit Union
Institution Rating:
C-3.8 ★Texas Ratio: 29.64%
504 W 3RD ST, ALLIANCE, NE, 69301 3204
100% of NADA Retail - 60 Months Loan
11.75%
APR11.75%
Last UpdatedJune 20, 2026
Details

No additional details available.

Sun Pacific Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.58%
1345 Old Cheney Rd, Lincoln, NE, 68512 1266
Elite Gold Loan
11.95%
APR11.95%
Last UpdatedJune 20, 2026
Details

Fixed

Northeast Nebraska Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.75%
1306 N 13th St, Norfolk, NE, 68701 2591
Unsecured Loan
11.99%
APR11.99%
Last UpdatedJune 20, 2026
Details

Credit Score: 740 & up

Box Butte Public Employees Federal Credit Union
Institution Rating:
C-3.8 ★Texas Ratio: 29.64%
504 W 3RD ST, ALLIANCE, NE, 69301 3204
and Over - 72 Months Loan
12.00%
APR12.00%
Last UpdatedJune 20, 2026
Details

$18,000

Holyoke Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.79%
517 Broadway, Imperial, NE, 69033 3119
Signature Loan - Large
12.00%
APR12.00%
Last UpdatedJune 20, 2026
Details

As low as 12.00%

OneNebraska Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.07%
2472 39th Ave, Columbus, NE, 68601 2255
Credit Builder Loan
12.00%
APR12.00%
Last UpdatedJune 20, 2026
Details

Rates are stated As Low As

Centris Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 14.20%
3575 L St, Omaha, NE, 68107
Personal Loans (Unsecured)
12.24%
APR12.24%
Last UpdatedJune 20, 2026
Details

As Low As; *

MembersOwn Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.20%
1391 S 33rd St, Lincoln, NE, 68510 4508
Personal Installment Loan
12.60%
APR12.60%
Last UpdatedJune 20, 2026
Details

No additional details available.

Box Butte Public Employees Federal Credit Union
Institution Rating:
C-3.8 ★Texas Ratio: 29.64%
504 W 3RD ST, ALLIANCE, NE, 69301 3204
100% of NADA Retail - 60 Months Loan
12.75%
APR12.75%
Last UpdatedJune 20, 2026
Details

No additional details available.

Sugar Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
1705 21st Ave, Scottsbluff, NE, 69361
Unsecured - Credit Score Ranking C & D Loan
12.99%
APR12.99%
Last UpdatedJune 20, 2026
Details

Maximum Amount: $2,500

Northeast Nebraska Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.75%
1306 N 13th St, Norfolk, NE, 68701 2591
Unsecured Loan
12.99%
APR12.99%
Last UpdatedJune 20, 2026
Details

Credit Score: 680-739

Holyoke Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.79%
517 Broadway, Imperial, NE, 69033 3119
Signature Loan - Small
13.00%
APR13.00%
Last UpdatedJune 20, 2026
Details

As low as 13.00%

OneNebraska Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.07%
2472 39th Ave, Columbus, NE, 68601 2255
Budget Affordable Loan
13.00%
APR13.00%
Last UpdatedJune 20, 2026
Details

**

MembersOwn Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.20%
1391 S 33rd St, Lincoln, NE, 68510 4508
Personal Installment Loan
13.10%
APR13.10%
Last UpdatedJune 20, 2026
Details

No additional details available.

University of Nebraska Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
1720 P St, Lincoln, NE, 68508
Big CRED Rewards Loan
13.15%
APR13.15%
Last UpdatedJune 20, 2026
Details

As Low As; Variable

Box Butte Public Employees Federal Credit Union
Institution Rating:
C-3.8 ★Texas Ratio: 29.64%
504 W 3RD ST, ALLIANCE, NE, 69301 3204
2015-2022 - 48 Months Loan
13.25%
APR13.25%
Last UpdatedJune 20, 2026
Details

No additional details available.

Sun Pacific Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.58%
1345 Old Cheney Rd, Lincoln, NE, 68512 1266
SP Gold Loan
13.57%
APR13.57%
Last UpdatedJune 20, 2026
Details

Fixed

Omaha Douglas Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.22%
8251 W Center Rd, Omaha, NE, 68124
Personal Loan
13.75%
APR13.75%
Last UpdatedJune 20, 2026
Details

As Low As

Box Butte Public Employees Federal Credit Union
Institution Rating:
C-3.8 ★Texas Ratio: 29.64%
504 W 3RD ST, ALLIANCE, NE, 69301 3204
and Over - 72 Months Loan
14.00%
APR14.00%
Last UpdatedJune 20, 2026
Details

$18,000

Siouxland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.86%
3000 Plaza Dr, South Sioux City, NE, 68776
Personal Loan
14.00%
APR14.00%
Last UpdatedJune 20, 2026
Details

No additional details available.

Lincoln Public School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.71%
5621 N St, Lincoln, NE, 68510
Debt Consolidation Loan
14.40%
APR14.40%
Last UpdatedJune 20, 2026
Details

10K Limit >600 Credit Score

Northeast Nebraska Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.75%
1306 N 13th St, Norfolk, NE, 68701 2591
Unsecured Loan
14.49%
APR14.49%
Last UpdatedJune 20, 2026
Details

Credit Score: 640-679

Union Pacific Streamliner Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.65%
1400 Douglas St, Omaha, NE, 68179
Unsecured Personal Loan
14.99%
APR14.99%
Last UpdatedJune 20, 2026
Details

As Low As*

Neighborhood Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.15%
4848 S 120th St, Omaha, NE, 68137
Unsecured Closed End Loan
15.00%
APR15.00%
Last UpdatedJune 20, 2026
Details

Rates subject to change. Call to confirm rates shown.

Midwest Liberty Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.84%
1001 W B St, McCook, NE, 69001
Unsecured Loan
15.25%
APR15.25%
Last UpdatedJune 20, 2026
Details

Base rate

Lincoln Public School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.71%
5621 N St, Lincoln, NE, 68510
Debt Consolidation Loan
15.40%
APR15.40%
Last UpdatedJune 20, 2026
Details

Payroll deduction or ACH

Union Pacific Streamliner Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.65%
1400 Douglas St, Omaha, NE, 68179
Unsecured Personal Loan
15.99%
APR15.99%
Last UpdatedJune 20, 2026
Details

As Low As*

Sun Pacific Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.58%
1345 Old Cheney Rd, Lincoln, NE, 68512 1266
Elite Classic Loan
16.85%
APR16.85%
Last UpdatedJune 20, 2026
Details

Fixed

Union Pacific Streamliner Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.65%
1400 Douglas St, Omaha, NE, 68179
Unsecured Personal Loan
16.99%
APR16.99%
Last UpdatedJune 20, 2026
Details

As Low As*

Northeast Nebraska Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.75%
1306 N 13th St, Norfolk, NE, 68701 2591
Unsecured Loan
16.99%
APR16.99%
Last UpdatedJune 20, 2026
Details

Credit Score: 600-639

Sun Pacific Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.58%
1345 Old Cheney Rd, Lincoln, NE, 68512 1266
SP Classic Loan
17.79%
APR17.79%
Last UpdatedJune 20, 2026
Details

Fixed

Union Pacific Streamliner Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.65%
1400 Douglas St, Omaha, NE, 68179
Unsecured Personal Loan
17.99%
APR17.99%
Last UpdatedJune 20, 2026
Details

As Low As*

Sugar Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
1705 21st Ave, Scottsbluff, NE, 69361
Short-Term Unsecured Loan
18.00%
APR18.00%
Last UpdatedJune 20, 2026
Details

Maximum Amount: $500

Northeast Nebraska Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.75%
1306 N 13th St, Norfolk, NE, 68701 2591
Unsecured Loan
18.00%
APR18.00%
Last UpdatedJune 20, 2026
Details

Credit Score: 550-599

OneNebraska Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.07%
2472 39th Ave, Columbus, NE, 68601 2255
Fast Fund Loan
18.00%
APR18.00%
Last UpdatedJune 20, 2026
Details

As Low As; **

MembersOwn Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.20%
1391 S 33rd St, Lincoln, NE, 68510 4508
QuickCASH loan
18.00%
APR18.00%
Last UpdatedJune 20, 2026
Details

($20 processing fee)

Sun Pacific Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.58%
1345 Old Cheney Rd, Lincoln, NE, 68512 1266
Emergency Loan
28.00%
APR28.00%
Last UpdatedJune 20, 2026
Details

Fixed

Nebraska Personal Loan Rates

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Chadron Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.10%
126 E 3rd St, Chadron, NE, 69337 2381
Personal Loan
5.50%
APR5.50%
Last UpdatedJune 20, 2026
Details

As Low As

Lincoln Public School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.71%
5621 N St, Lincoln, NE, 68510
Personal Loans
5.75%
APR5.75%
Last UpdatedJune 20, 2026
Details

Maximum 10% of Annual LPS Income W.A.C.

Consumers Cooperative Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.18%
1301 W 3RD ST, Alliance, NE, 69301
Personal Loan
6.25%
APR6.25%
Last UpdatedJune 20, 2026
Details

As Low As

Lincoln Public School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.71%
5621 N St, Lincoln, NE, 68510
Personal Loans
6.75%
APR6.75%
Last UpdatedJune 20, 2026
Details

Maximum 10% of Annual LPS Income W.A.C.

Metro Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
14509 F St, Omaha, NE, 68137 1054
Personal Loan 24 Month
7.49%
APR7.49%
Last UpdatedJune 20, 2026
Details

No additional details available.

Metro Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
14509 F St, Omaha, NE, 68137 1054
Personal Loan 36 Month
7.49%
APR7.49%
Last UpdatedJune 20, 2026
Details

No additional details available.

Liberty First Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.97%
501 N 46th St, Lincoln, NE, 68503 3718
Personal Loans
7.68%
APR7.68%
Last UpdatedJune 20, 2026
Details

As Low As

Lincoln Public School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.71%
5621 N St, Lincoln, NE, 68510
Personal Loans
7.75%
APR7.75%
Last UpdatedJune 20, 2026
Details

Maximum 10% of Annual LPS Income W.A.C.

Metro Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
14509 F St, Omaha, NE, 68137 1054
Personal Loan 48 Month
7.99%
APR7.99%
Last UpdatedJune 20, 2026
Details

No additional details available.

Metro Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
14509 F St, Omaha, NE, 68137 1054
Personal Loan 60 Month
8.49%
APR8.49%
Last UpdatedJune 20, 2026
Details

No additional details available.

Lincoln Public School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.71%
5621 N St, Lincoln, NE, 68510
Personal Loans
8.75%
APR8.75%
Last UpdatedJune 20, 2026
Details

Maximum 10% of Annual LPS Income W.A.C.

Consumers Cooperative Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.18%
1301 W 3RD ST, Alliance, NE, 69301
Personal Loan
9.00%
APR9.00%
Last UpdatedJune 20, 2026
Details

Maximum loan amount $7000

Omaha Douglas Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.22%
8251 W Center Rd, Omaha, NE, 68124
Personal Loan
9.75%
APR9.75%
Last UpdatedJune 20, 2026
Details

As Low As

North Platte Union Pacific Employee Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.64%
420 Rodeo Rd, North Platte, NE, 69101 2240
Personal Loan
9.75%
APR9.75%
Last UpdatedJune 20, 2026
Details

Vehicle Year: Personal Loan For 2 Years

Consumers Cooperative Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.18%
1301 W 3RD ST, Alliance, NE, 69301
Personal Loan
10.00%
APR10.00%
Last UpdatedJune 20, 2026
Details

Maximum loan amount $7000

Omaha Douglas Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.22%
8251 W Center Rd, Omaha, NE, 68124
Personal Loan
10.25%
APR10.25%
Last UpdatedJune 20, 2026
Details

As Low As

Omaha Douglas Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.22%
8251 W Center Rd, Omaha, NE, 68124
Personal Loan
10.75%
APR10.75%
Last UpdatedJune 20, 2026
Details

As Low As

University of Nebraska Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
1720 P St, Lincoln, NE, 68508
Personal Loan
10.99%
APR10.99%
Last UpdatedJune 20, 2026
Details

As Low As

Centris Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 14.20%
3575 L St, Omaha, NE, 68107
Personal Loans (Unsecured)
11.24%
APR11.24%
Last UpdatedJune 20, 2026
Details

As Low As; *

Centris Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 14.20%
3575 L St, Omaha, NE, 68107
Personal Loans (Unsecured)
11.49%
APR11.49%
Last UpdatedJune 20, 2026
Details

As Low As; *

Lincoln SDA Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.05%
4733 Prescott Ave, Lincoln, NE, 68506 5456
Personal Loans
11.50%
APR11.50%
Last UpdatedJune 20, 2026
Details

As Low As

Centris Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 14.20%
3575 L St, Omaha, NE, 68107
Personal Loans (Unsecured)
11.74%
APR11.74%
Last UpdatedJune 20, 2026
Details

As Low As; *

Omaha Douglas Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.22%
8251 W Center Rd, Omaha, NE, 68124
Personal Loan
11.75%
APR11.75%
Last UpdatedJune 20, 2026
Details

As Low As

Centris Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 14.20%
3575 L St, Omaha, NE, 68107
Personal Loans (Unsecured)
12.24%
APR12.24%
Last UpdatedJune 20, 2026
Details

As Low As; *

Omaha Douglas Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.22%
8251 W Center Rd, Omaha, NE, 68124
Personal Loan
13.75%
APR13.75%
Last UpdatedJune 20, 2026
Details

As Low As

Siouxland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.86%
3000 Plaza Dr, South Sioux City, NE, 68776
Personal Loan
14.00%
APR14.00%
Last UpdatedJune 20, 2026
Details

No additional details available.

Union Pacific Streamliner Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.65%
1400 Douglas St, Omaha, NE, 68179
Unsecured Personal Loan
14.99%
APR14.99%
Last UpdatedJune 20, 2026
Details

As Low As*

Union Pacific Streamliner Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.65%
1400 Douglas St, Omaha, NE, 68179
Unsecured Personal Loan
15.99%
APR15.99%
Last UpdatedJune 20, 2026
Details

As Low As*

Union Pacific Streamliner Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.65%
1400 Douglas St, Omaha, NE, 68179
Unsecured Personal Loan
16.99%
APR16.99%
Last UpdatedJune 20, 2026
Details

As Low As*

Union Pacific Streamliner Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.65%
1400 Douglas St, Omaha, NE, 68179
Unsecured Personal Loan
17.99%
APR17.99%
Last UpdatedJune 20, 2026
Details

As Low As*

Nebraska Debt Consolidation Loan Rates

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Hemingford Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.04%
801 BOX BUTTE AVE, HEMINGFORD, NE, 69348 9700
20% Debt Ratio Loan
9.25%
APR9.25%
Last UpdatedJune 20, 2026
Details

No additional details available.

Hemingford Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.04%
801 BOX BUTTE AVE, HEMINGFORD, NE, 69348 9700
30% Debt Ratio Loan
9.25%
APR9.25%
Last UpdatedJune 20, 2026
Details

No additional details available.

Hemingford Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.04%
801 BOX BUTTE AVE, HEMINGFORD, NE, 69348 9700
40% Debt Ratio Loan
9.25%
APR9.25%
Last UpdatedJune 20, 2026
Details

No additional details available.

Lincoln Public School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.71%
5621 N St, Lincoln, NE, 68510
Debt Consolidation Loan
14.40%
APR14.40%
Last UpdatedJune 20, 2026
Details

10K Limit >600 Credit Score

Lincoln Public School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.71%
5621 N St, Lincoln, NE, 68510
Debt Consolidation Loan
15.40%
APR15.40%
Last UpdatedJune 20, 2026
Details

Payroll deduction or ACH

Nebraska Signature Loan Rates

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Roberts Dairy Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
2901 Cuming St, Omaha, NE, 68131
Signature Loans
9.00%
APR9.00%
Last UpdatedJune 20, 2026
Details

No additional details available.

Woodmen Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.70%
1700 FARNAM ST STE 1000, OMAHA, NE, 68102
Signature Loan
9.49%
APR9.49%
Last UpdatedJune 20, 2026
Details

No additional details available.

Woodmen Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.70%
1700 FARNAM ST STE 1000, OMAHA, NE, 68102
Signature Loan
9.99%
APR9.99%
Last UpdatedJune 20, 2026
Details

No additional details available.

Woodmen Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.70%
1700 FARNAM ST STE 1000, OMAHA, NE, 68102
Signature Loan
10.49%
APR10.49%
Last UpdatedJune 20, 2026
Details

No additional details available.

Holyoke Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.79%
517 Broadway, Imperial, NE, 69033 3119
Signature Loan - Large
12.00%
APR12.00%
Last UpdatedJune 20, 2026
Details

As low as 12.00%

Holyoke Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.79%
517 Broadway, Imperial, NE, 69033 3119
Signature Loan - Small
13.00%
APR13.00%
Last UpdatedJune 20, 2026
Details

As low as 13.00%

Nebraska Personal Loan Rate Trends

Compare local Nebraska personal loan rates against the statewide average

Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Nebraska Personal Loan Trends →
Personal Loan — NE Avg
10.408%
▼ 0.201 vs 7 days ago

Nebraska personal loan rates fell 0.201 points over the past 7 days to 10.408% APR.

Signature Loan — NE Avg
10.662%
▼ 0.413 vs 7 days ago

Nebraska signature loan rates fell 0.413 points over the past 7 days to 10.662% APR.

As of Jun 20, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Nebraska personal loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.

A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.

Direct-Sourced & Verified Personal Loan Rate Data: We aggregate personal loan rates for Nebraska directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available personal loan products in Nebraska. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national lenders available to borrowers in NE.

Regularly Updated APRs: Our rate updaters verify and update personal loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Personal loan APRs shown typically represent “as low as” rates for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, and loan amount.

Frequently Asked Questions

What credit score do I need for a personal loan in Nebraska?

Most lenders in Nebraska require a minimum credit score of 620 for approval, but borrowers with scores of 720 or higher will qualify for the most competitive APRs. Credit unions in Nebraska often have more flexible requirements than traditional banks.

What is the difference between secured and unsecured personal loans?

Unsecured personal loans in Nebraska require no collateral and are approved based on your creditworthiness alone. Secured loans are backed by an asset (such as savings or a vehicle) and typically offer lower interest rates. If you default on a secured loan, the lender may seize the collateral.

Can I use a personal loan for debt consolidation in Nebraska?

Yes. Debt consolidation is one of the most common uses of personal loans in Nebraska. By rolling multiple high-interest debts (credit cards, medical bills) into a single personal loan with a lower APR, you can reduce your total interest costs and simplify repayment.

Are credit unions or banks better for personal loans in Nebraska?

Credit unions in Nebraska often offer lower APRs and more flexible underwriting than traditional banks because they are member-owned and not-for-profit. However, you must meet membership eligibility requirements. Banks may offer faster approvals and larger loan amounts.

What are the best personal loan rates in Nebraska?

  • University of Nebraska Federal Credit Union: 4.24% (2023 & 2022 - Model Years Loan)
  • Sun Pacific Federal Credit Union: 4.40% (2011 to 2015 Loan)
  • Metro Federal Credit Union: 5.00% (48 Month or Less* Loan)
  • Holyoke Community Federal Credit Union: 5.50% (2022 - 2025 Loan)
  • Box Butte Public Employees Federal Credit Union: 5.50% (2015-2022 - 48 Months Loan)
Personal Loan Rates reflect actual verified offers from banks and credit unions actively lending in Nebraska. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: June 16, 2026.

Cities in Nebraska

  • Abie
  • Adams
  • Ainsworth
  • Albion
  • Alda
  • Alexandria
  • Allen
  • Alliance
  • Alma
  • Alvo
  • Amelia
  • Ames
  • Amherst
  • Angora
  • Anselmo
  • Ansley
  • Arapahoe
  • Arcadia
  • Archer
  • Arlington
  • Arnold
  • Arthur
  • Ashby
  • Ashland
  • Ashton
  • Atkinson
  • Atlanta
  • Auburn
  • Aurora
  • Avoca
  • Axtell
  • Ayr
  • Bancroft
  • Barneston
  • Bartlett
  • Bartley
  • Bassett
  • Battle Creek
  • Bayard
  • Beatrice
  • Beaver City
  • Beaver Crossing
  • Bee
  • Beemer
  • Belden
  • Belgrade
  • Bellevue
  • Bellwood
  • Belvidere
  • Benedict
  • Benkelman
  • Bennet
  • Bennington
  • Bertrand
  • Berwyn
  • Big Springs
  • Bingham
  • Bladen
  • Blair
  • Bloomfield
  • Bloomington
  • Blue Hill
  • Blue Springs
  • Boelus
  • Boys Town
  • Bradshaw
  • Brady
  • Brainard
  • Brewster
  • Bridgeport
  • Bristow
  • Broadwater
  • Brock
  • Broken Bow
  • Brownville
  • Brule
  • Bruning
  • Bruno
  • Brunswick
  • Burchard
  • Burr
  • Burwell
  • Bushnell
  • Butte
  • Byron
  • Cairo
  • Callaway
  • Cambridge
  • Campbell
  • Carleton
  • Carroll
  • Cedar Bluffs
  • Cedar Creek
  • Cedar Rapids
  • Center
  • Central City
  • Ceresco
  • Chadron
  • Chambers
  • Champion
  • Chapman
  • Chappell
  • Chester
  • Clarks
  • Clarkson
  • Clatonia
  • Clay Center
  • Clearwater
  • Cody
  • Coleridge
  • Colon
  • Columbus
  • Comstock
  • Concord
  • Cook
  • Cordova
  • Cortland
  • Cozad
  • Crab Orchard
  • Craig
  • Crawford
  • Creighton
  • Creston
  • Crete
  • Crofton
  • Crookston
  • Culbertson
  • Curtis
  • Dakota City
  • Dalton
  • Danbury
  • Dannebrog
  • Davenport
  • Davey
  • David City
  • Dawson
  • Daykin
  • De Witt
  • Decatur
  • Denton
  • Deshler
  • Deweese
  • Dickens
  • Diller
  • Dix
  • Dixon
  • Dodge
  • Doniphan
  • Dorchester
  • Douglas
  • Du Bois
  • Dunbar
  • Duncan
  • Dunning
  • Dwight
  • Eagle
  • Eddyville
  • Edgar
  • Edison
  • Elba
  • Elgin
  • Elk Creek
  • Elkhorn
  • Ellsworth
  • Elm Creek
  • Elmwood
  • Elsie
  • Elsmere
  • Elwood
  • Elyria
  • Emerson
  • Emmet
  • Enders
  • Endicott
  • Ericson
  • Eustis
  • Ewing
  • Exeter
  • Fairbury
  • Fairfield
  • Fairmont
  • Falls City
  • Farnam
  • Farwell
  • Filley
  • Firth
  • Fordyce
  • Fort Calhoun
  • Foster
  • Franklin
  • Fremont
  • Friend
  • Fullerton
  • Funk
  • Garland
  • Geneva
  • Genoa
  • Gering
  • Gibbon
  • Gilead
  • Giltner
  • Glenvil
  • Goehner
  • Gordon
  • Gothenburg
  • Grafton
  • Grand Island
  • Grant
  • Greeley
  • Greenwood
  • Gresham
  • Gretna
  • Guide Rock
  • Gurley
  • Hadar
  • Haigler
  • Hallam
  • Halsey
  • Hamlet
  • Hampton
  • Hardy
  • Harrisburg
  • Harrison
  • Hartington
  • Harvard
  • Hastings
  • Hay Springs
  • Hayes Center
  • Hazard
  • Heartwell
  • Hebron
  • Hemingford
  • Henderson
  • Hendley
  • Henry
  • Herman
  • Hershey
  • Hickman
  • Hildreth
  • Holbrook
  • Holdrege
  • Holmesville
  • Holstein
  • Homer
  • Hooper
  • Hordville
  • Hoskins
  • Howells
  • Hubbard
  • Hubbell
  • Humboldt
  • Humphrey
  • Hyannis
  • Imperial
  • Inavale
  • Indianola
  • Inland
  • Inman
  • Ithaca
  • Jackson
  • Jansen
  • Johnson
  • Johnstown
  • Juniata
  • Kearney
  • Kenesaw
  • Kennard
  • Keystone
  • Kilgore
  • Kimball
  • La Vista
  • Lakeside
  • Laurel
  • Lawrence
  • Lebanon
  • Leigh
  • Lemoyne
  • Leshara
  • Lewellen
  • Lewiston
  • Lexington
  • Liberty
  • Lincoln
  • Lindsay
  • Linwood
  • Lisco
  • Litchfield
  • Lodgepole
  • Long Pine
  • Loomis
  • Lorton
  • Louisville
  • Loup City
  • Lyman
  • Lynch
  • Lyons
  • Macy
  • Madison
  • Madrid
  • Magnet
  • Malcolm
  • Malmo
  • Manley
  • Marquette
  • Marsland
  • Martell
  • Martin
  • Maskell
  • Mason City
  • Max
  • Maxwell
  • Maywood
  • McCook
  • McCool Junction
  • Mcgrew
  • Mclean
  • Mead
  • Meadow Grove
  • Melbeta
  • Memphis
  • Merna
  • Merriman
  • Milford
  • Miller
  • Milligan
  • Mills
  • Minatare
  • Minden
  • Mitchell
  • Monroe
  • Moorefield
  • Morrill
  • Morse Bluff
  • Mullen
  • Murdock
  • Murray
  • Naper
  • Naponee
  • Nebraska City
  • Nehawka
  • Neligh
  • Nelson
  • Nemaha
  • Nenzel
  • Newcastle
  • Newman Grove
  • Newport
  • Nickerson
  • Niobrara
  • Norfolk
  • Norman
  • North Bend
  • North Loup
  • North Platte
  • Oak
  • Oakdale
  • Oakland
  • Oconto
  • Odell
  • Odessa
  • Offutt A F B
  • Ogallala
  • Ohiowa
  • Omaha
  • Oneill
  • Ong
  • Orchard
  • Ord
  • Orleans
  • Osceola
  • Oshkosh
  • Osmond
  • Otoe
  • Overton
  • Oxford
  • Page
  • Palisade
  • Palmer
  • Palmyra
  • Panama
  • Papillion
  • Parks
  • Pawnee City
  • Paxton
  • Pender
  • Peru
  • Petersburg
  • Phillips
  • Pickrell
  • Pierce
  • Pilger
  • Pine Bluffs
  • Plainview
  • Platte Center
  • Plattsmouth
  • Pleasant Dale
  • Pleasanton
  • Plymouth
  • Polk
  • Ponca
  • Potter
  • Prague
  • Primrose
  • Purdum
  • Ragan
  • Randolph
  • Ravenna
  • Raymond
  • Red Cloud
  • Republican City
  • Reynolds
  • Richfield
  • Rising City
  • Riverdale
  • Riverton
  • Roca
  • Rockville
  • Rogers
  • Rosalie
  • Rose
  • Roseland
  • Royal
  • Rulo
  • Rushville
  • Ruskin
  • Saint Edward
  • Saint Helena
  • Saint Libory
  • Saint Paul
  • Salem
  • Sargent
  • Saronville
  • Schuyler
  • Scotia
  • Scottsbluff
  • Scribner
  • Seneca
  • Seward
  • Shelby
  • Shelton
  • Shickley
  • Shubert
  • Sidney
  • Silver Creek
  • Smithfield
  • Snyder
  • South Bend
  • South Sioux City
  • Spalding
  • Sparks
  • Spencer
  • Sprague
  • Springfield
  • Springview
  • St Columbans
  • Stamford
  • Stanton
  • Staplehurst
  • Stapleton
  • Steele City
  • Steinauer
  • Stella
  • Sterling
  • Stockville
  • Strang
  • Stratton
  • Stromsburg
  • Stuart
  • Sumner
  • Superior
  • Surprise
  • Sutherland
  • Sutton
  • Swanton
  • Syracuse
  • Table Rock
  • Talmage
  • Taylor
  • Tecumseh
  • Tekamah
  • Thedford
  • Thurston
  • Tilden
  • Tobias
  • Trenton
  • Trumbull
  • Tryon
  • Uehling
  • Ulysses
  • Unadilla
  • Union
  • Upland
  • Utica
  • Valentine
  • Valley
  • Valparaiso
  • Venango
  • Verdel
  • Verdigre
  • Verdon
  • Virginia
  • Waco
  • Wahoo
  • Wakefield
  • Wallace
  • Walthill
  • Walton
  • Washington
  • Waterbury
  • Waterloo
  • Wauneta
  • Wausa
  • Waverly
  • Wayne
  • Weeping Water
  • Weissert
  • Wellfleet
  • West Point
  • Western
  • Westerville
  • Weston
  • Whiteclay
  • Whitman
  • Whitney
  • Wilber
  • Wilcox
  • Willow Island
  • Wilsonville
  • Winnebago
  • Winnetoon
  • Winside
  • Winslow
  • Wisner
  • Wolbach
  • Wood Lake
  • Wood River
  • Wymore
  • Wynot
  • York
  • Yutan