Best Personal Loan Rates in Milford, Nebraska (NE) - April 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Milford, Nebraska include: Lincoln Public School Employees Federal Credit UnionLincoln Public School Employees Federal Credit UnionA+5.0 ★Texas Ratio: 4.83% offering Personal Loans at 4.75% APR, Greenwich Municipal Employees Federal Credit UnionGreenwich Municipal Employees Federal Credit UnionA+5.0 ★Texas Ratio: 2.08% offering Share Pledge Loans at 5.00% APR, Nebraska Energy Federal Credit UnionNebraska Energy Federal Credit UnionA+5.0 ★Texas Ratio: 0.23% offering Vacation Loan at 5.00% APR, Liberty First Credit UnionLiberty First Credit UnionA5.0 ★Texas Ratio: 7.80% offering Fixed, 80% Loan to Value at 5.75% APR, and Holyoke Community Federal Credit UnionHolyoke Community Federal Credit UnionA+5.0 ★Texas Ratio: 2.92% offering 4-H Loans at 5.75% APR. Personal loan rates as of April 4, 2026 according to verified data from MonitorBankRates.
Milford borrowers have access to 39 lenders serving the Nebraska area, with personal loan rates as low as 4.75% APR from Lincoln Public School Employees Federal Credit Union. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Milford, Nebraska.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Milford, Nebraska. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: April 4, 2026
No additional details available.
Use the money in your account as Collateral for a loan
As Low As; Subject to credit approval. Rate, Term and Conditions are subject to change without notice and based on credit worthiness and qualification. Rate may be higher depending on your credit history and other underwriting factors. Our loan officers will discuss your application and available rate with you.
No additional details available.
No additional details available.
Up To $4000.00
No additional details available.
Offer valid on equipment term loans only.. No lines of credit. Offer expires 4/15/2026. No refinancing of Northwest exisiting debt. SBA Loans and business credit cards are not eligible for promotional offer. All standard rates and terms apply.
No additional details available.
No additional details available.
No additional details available.
As Low As; Rates as low as 5.625% (6.508% APR)
No additional details available.
$2,500
$2,500
As Low As; Maximum term on noted rate is 12 months. Minimum loan amount is $750.00. Actual rates may vary according to individual credit score, term of loan and amount financed. Payment example: $86.53 per $1,000 at 7.00% APR for 12-month term. Rates valid until September 30, 2025. Offer subject to qualified credit score.
$2,500
No additional details available.
(Fixed)
$2,500
As Low As; Maximum Limit $5000.00
Credit Score Ranking A & B
As Low As
$1,000 Maximum
No additional details available.
As Low As
No additional details available.
$0.00-$20,000.00
$7000
As Low As; ($10,000 Maximum)
40% Debt Ratio - $2,500
No additional details available.
No additional details available.
Credit Score AAA, Max Amt $10,000
No additional details available.
As Low As
No additional details available.
As Low As; Maximum Loan Amount: $12,500
No additional details available.
max term 120 months
max term 120 months
Credit Score AAA, Max Amt $10,000
As Low As
$7000
As Low As
$5,000 Max
Floor 6.75%
As Low As
No additional details available.
As Low As; Maximum $30,000
2 Years (24 Months)
As Low As
No additional details available.
As Low As
As Low As
As Low As
As Low As
Credit Score AAA, Max Amt $10,000
As Low As
As Low As; All rates advertised require an autopay from a LincOne Checking Account.
As Low As
As Low As
Credit Score A, Max Amt $10,000
As Low As
As Low As
As Low As; All rates advertised require an autopay from a LincOne Checking Account.
No additional details available.
As Low As; Maximum Loan Amount: $12,500
No additional details available.
Credit Score A, Max Amt $10,000
As Low As
Up to 2 months gross salary with B credit
As Low As
As Low As
As Low As; All rates advertised require an autopay from a LincOne Checking Account.
As Low As; All rates advertised require an autopay from a LincOne Checking Account.
No additional details available.
Credit Score Ranking C & D
No additional details available.
As Low As; Maximum Loan Amount: $12,500
As Low As
Credit Score B, Max Amt $7,500
No additional details available.
Credit Score B, Max Amt $7,500
As Low As
As Low As; Maximum Loan Amount: $12,500
No additional details available.
No additional details available.
$10; Payroll deduction or ACH
No additional details available.
As Low As; Maximum Loan Amount: $12,500
Credit Score C, Max Amt $2,500
Base rate
$10
Credit Score C, Max Amt $2,500
Up to 2 months gross salary with B credit
No additional details available.
No additional details available.
$0.00-$20,000.00
Credit Score D, Max Amt $2,000
Credit Score D, Max Amt $2,000
No additional details available.
$20 processing fee
No additional details available.
$20 processing fee; Loan repayments must be made by direct deposit; ODFCU membership and direct deposit must be established for 2 months; Payroll in the amount of 3x the payment must be received for at least 60 days prior to loan; Max of 2 EZ Cash Loans in a rolling 12-month period
No additional details available.
(Fixed)
No additional details available.
No additional details available.
No additional details available.
$2,500
$2,500
$2,500
No additional details available.
$2,500
As Low As
No additional details available.
$7000
Credit Score AAA, Max Amt $10,000
As Low As
No additional details available.
As Low As; Maximum Loan Amount: $12,500
$7000
Credit Score AAA, Max Amt $10,000
As Low As
As Low As; Maximum $30,000
2 Years (24 Months)
As Low As
No additional details available.
As Low As
Credit Score AAA, Max Amt $10,000
As Low As
As Low As; All rates advertised require an autopay from a LincOne Checking Account.
As Low As
Credit Score A, Max Amt $10,000
As Low As
As Low As
As Low As; All rates advertised require an autopay from a LincOne Checking Account.
No additional details available.
As Low As; Maximum Loan Amount: $12,500
Credit Score A, Max Amt $10,000
As Low As
As Low As; All rates advertised require an autopay from a LincOne Checking Account.
As Low As; All rates advertised require an autopay from a LincOne Checking Account.
No additional details available.
As Low As; Maximum Loan Amount: $12,500
Credit Score B, Max Amt $7,500
Credit Score B, Max Amt $7,500
As Low As
As Low As; Maximum Loan Amount: $12,500
As Low As; Maximum Loan Amount: $12,500
Credit Score C, Max Amt $2,500
Credit Score C, Max Amt $2,500
Credit Score D, Max Amt $2,000
Credit Score D, Max Amt $2,000
$10; Payroll deduction or ACH
$10
No additional details available.
No additional details available.
No additional details available.
As Low As
As Low As
No additional details available.
As Low As
As Low As
As Low As
Milford, NE Personal Loan Rate Trends
Compare local Milford, NE personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Nebraska personal loan rates currently average 11.021% APR.
Nebraska signature loan rates currently average 11.121% APR.
Frequently Asked Questions
What credit score do I need for a personal loan in Nebraska?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Nebraska?
Are credit unions or banks better for personal loans in Milford, Nebraska?
What are the best personal loan rates in Milford, Nebraska?
- Lincoln Public School Employees Federal Credit Union: 4.75% (Personal Loans)
- Greenwich Municipal Employees Federal Credit Union: 5.00% (Share Pledge Loans)
- Nebraska Energy Federal Credit Union: 5.00% (Vacation Loan)
- Liberty First Credit Union: 5.75% (Fixed, 80% Loan to Value)
- Holyoke Community Federal Credit Union: 5.75% (4-H Loans)
Personal Loan Calculators
