|
iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 First Lincoln Federal Credit Union Rates & Review August 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: August 28, 2026
First Lincoln Federal Credit Union's IRA CD 6 month rates are at 3.86%, IRA CD 12 month rates are at 3.45%, IRA CD 18 month rates are at 3.30%, IRA CD 24 month rates are at 3.20%, IRA CD 36 month rates are at 3.04%. First Lincoln Federal Credit Union's savings rates are at 0.05%. First Lincoln Federal Credit Union's Personal Loan Rates are at 5.25%. MonitorBankRates evaluates the financial stability of First Lincoln Federal Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 9.01%. Rates last updated and verified on 08/28/2026. First Lincoln Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at First Lincoln Federal Credit Union? Share your experience about First Lincoln Federal Credit Union by leaving a review below, or read customer reviews before you decide to use First Lincoln Federal Credit Union. First Lincoln Federal Credit Union
Main Office 5730 R ST STE A
https://www.firstlincoln.org Lincoln, NE 68505 2309 
First Lincoln Federal Credit Union CD Rates
First Lincoln Federal Credit Union Savings Rates
First Lincoln Federal Credit Union Money Market Rates
First Lincoln Federal Credit Union Checking Rates
First Lincoln Federal Credit Union Auto Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for First Lincoln Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather First Lincoln Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with First Lincoln Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
First Lincoln Federal Credit Union
Website
https://www.firstlincoln.org
Address
5730 R ST STE A,
Lincoln, NE 68505 2309
Phone
402-466-4040
Fax
402-466-5405
President
Dawn Zaller
CEO
Fatima Rivera
Full-Time Employees
6
Part-Time Employees
2
Branch Locations
1
ATM Locations
0
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (95/100)
Texas Ratio
9.01%
Return on Assets (ROA)
-0.5957%
Return on Equity (ROE)
-5.5889%
Non-Performing Loans Ratio (NPL)
2.55%
Total Assets
18,662,321
Total Amount of Shares and Deposits
16,692,687
Total Shares and Deposits < 1 Year
16,257,949
Total Shares and Deposits 1 3 Years
413,537
Total Shares and Deposits > 3 Years
21,201
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
314,194
Total Uninsured Shares and Deposits > $250K (F+J)
314,194
Total Insured Shares and Deposits > $250K (item 17 less item K)
16,378,493
Total Interest Expense (Sum of items 6 8)
100,138
Share Certificates
137
Number of Accounts for Share Drafts
1,258
IRA KEOGH Accounts
37
Number of Accounts for Regular Shares
2,580
All other shares
160
Money Market Shares
38
Net Income (unless the amount is already included in Undivided Earnings)
-63,203
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
3,829,209
Total Liabilities
16,727,268
Source: NCUA — Last Updated 09/30/2025
Customer Reviews
There are no reviews for First Lincoln Federal Credit Union yet. Feel free to create one below.
Looking for more bank and credit union reviews?
Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.
Add Your Rating and Review for First Lincoln Federal Credit Union
Frequently Asked Questions About First Lincoln Federal Credit UnionHow many branches does First Lincoln Federal Credit Union operate?First Lincoln Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join First Lincoln Federal Credit Union?Yes, to access services at First Lincoln Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, First Lincoln Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, First Lincoln Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does First Lincoln Federal Credit Union offer online and mobile banking?Most modern institutions like First Lincoln Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.firstlincoln.org. Current First Lincoln Federal Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
Compare to Other Credit Unions
DuPont Employees Credit Union
Washington County Teachers Federal Credit Union
SOUTHERN MIDDLESEX CO TCHRS
Pinnacle Credit Union
Marshall Community Credit Union
VAH Lyons Employees Federal Credit Union
Cleveland Church of Christ Federal Credit Union
Members Advantage Credit Union Michigan City, IN
Morning Star Federal Credit Union
SharePoint Credit Union
West Penn P & P Federal Credit Union
Morton Lane Federal Credit Union
Midwestern State University Credit Union
Division 726 Federal Credit Union
Velocity Credit Union
PostCity Financial Credit Union
Westmark Credit Union
Roanoke Valley Community Federal Credit Union
The Police Credit Union
Congressional Federal Credit Union
FAB Church Federal Credit Union
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Rate Assistant
MonitorBankRates.com · Live Data
Try asking