Best Personal Loan Rates in Mitchell, Nebraska - July 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
- Location-Based Rate Tables
- Bank & Credit Union Health Safety Ratings
- Bank & Credit Union Star Ratings
- Finance Calculators
Current personal loan options available to borrowers in Mitchell, Nebraska include: University of Nebraska Federal Credit UnionUniversity of Nebraska Federal Credit UnionA+5.0 ★Texas Ratio: 3.65% offering 2021 & Older - Model Years 24 Months Loan at 5.24% APR, Chadron Federal Credit UnionChadron Federal Credit UnionA-5.0 ★Texas Ratio: 14.10% offering Personal Loan at 5.50% APR, Lincoln Public School Employees Federal Credit UnionLincoln Public School Employees Federal Credit UnionA+5.0 ★Texas Ratio: 4.71% offering Personal Loans at 5.75% APR, Holyoke Community Federal Credit UnionHolyoke Community Federal Credit UnionA+5.0 ★Texas Ratio: 2.79% offering 4-H Loans at 5.75% APR, and North Platte Union Pacific Employee Credit UnionNorth Platte Union Pacific Employee Credit UnionA+5.0 ★Texas Ratio: 1.64% offering 2022-2027 Loan at 5.80% APR. Personal loan rates as of July 16, 2026 according to verified data from MonitorBankRates.
Mitchell borrowers have access to 28 lenders serving the Nebraska area, with personal loan rates as low as 5.24% APR from University of Nebraska Federal Credit Union. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Mitchell, Nebraska.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Mitchell, Nebraska. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: July 16, 2026
Mitchell Personal Loan Rates
Steal A Deal Promo Rate
Steal A Deal Promo Rate
As Low As
As Low As
Rates As Low As
Steal A Deal Promo Rate
Maximum 10% of Annual LPS Income W.A.C.
Up To $4000.00
No additional details available.
Rates As Low As
No additional details available.
As Low As; Loyalty APR: 5.59%
Rates As Low As
Steal A Deal Promo Rate
As Low As
No additional details available.
As Low As; Loyalty APR: 5.79%
Steal A Deal Promo Rate
No additional details available.
Rates As Low As
Maximum 10% of Annual LPS Income W.A.C.
No additional details available.
As Low As; Loyalty APR: 6.34%
Rates As Low As
As Low As
As Low As; *
No additional details available.
Learn more
Maximum 10% of Annual LPS Income W.A.C.
As Low As; *
No additional details available.
Maximum Limit $5000.00; As Low As
Steal A Deal Promo Rate
Maximum personal limit is $10,000.00. Rates subject to change. Call to confirm rates shown.
As Low As; *
Credit Score Ranking A & B
No additional details available.
Rates As Low As
Maximum 10% of Annual LPS Income W.A.C.
No additional details available.
Loan rates listed above available for well-qualified members. Your loan rate may vary, depending on your credit score, loan term, and loan type.
No additional details available.
Maximum loan amount $7000
$0.00-$20,000.00
No additional details available.
As Low As; $10,000 Maximum
No additional details available.
No additional details available.
No additional details available.
No additional details available.
Unsecured
No additional details available.
Maximum 10% of Annual LPS Income W.A.C.
As Low As
No additional details available.
Unsecured
Maximum loan amount $7000
As Low As
Unsecured
As Low As
Maximum 10% of Annual LPS Income W.A.C.
As Low As
As Low As; *
As Low As
As Low As; *
No additional details available.
As Low As; *
Maximum 10% of Annual LPS Income W.A.C.
As Low As
Credit Score: 740 & up
As low as 12.00%
No additional details available.
As Low As; *
No additional details available.
No additional details available.
Credit Score Ranking C & D
Credit Score: 680-739
As low as 13.00%
As Low As
No additional details available.
As Low As; Variable
As Low As
No additional details available.
10K Limit >600 Credit Score
Credit Score: 640-679
Rates As Low As*
Base rate
Payroll deduction or ACH
Rates As Low As*
Rates As Low As*
Credit Score: 600-639
Rates As Low As*
No additional details available.
Credit Score: 550-599
As Low As
($20 processing fee); Call for more details
Mitchell Personal Loan Rates
As Low As
Maximum 10% of Annual LPS Income W.A.C.
As Low As
Maximum 10% of Annual LPS Income W.A.C.
As Low As; *
Learn more
Maximum 10% of Annual LPS Income W.A.C.
As Low As; *
Maximum personal limit is $10,000.00. Rates subject to change. Call to confirm rates shown.
As Low As; *
Maximum 10% of Annual LPS Income W.A.C.
Loan rates listed above available for well-qualified members. Your loan rate may vary, depending on your credit score, loan term, and loan type.
Maximum loan amount $7000
Maximum 10% of Annual LPS Income W.A.C.
As Low As
No additional details available.
Maximum loan amount $7000
As Low As
Maximum 10% of Annual LPS Income W.A.C.
As Low As
As Low As
As Low As; *
As Low As
As Low As; *
As Low As; *
Maximum 10% of Annual LPS Income W.A.C.
As Low As
As Low As; *
As Low As
No additional details available.
Rates As Low As*
Rates As Low As*
Rates As Low As*
Rates As Low As*
Mitchell Debt Consolidation Loan Rates
No additional details available.
No additional details available.
No additional details available.
10K Limit >600 Credit Score
Payroll deduction or ACH
Mitchell Signature Loan Rates
No additional details available.
Unsecured
Unsecured
Unsecured
As low as 12.00%
As low as 13.00%
Mitchell, NE Personal Loan Rate Trends
Compare local Mitchell, NE personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Nebraska personal loan rates rose 0.191 points over the past 7 days to 10.744% APR.
Nebraska signature loan rates currently average 10.662% APR.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Mitchell, Nebraska personal loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Personal Loan Rate Data: We aggregate personal loan rates for Mitchell, Nebraska directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available personal loan products in Mitchell, Nebraska. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national lenders available to borrowers in NE.
Regularly Updated APRs: Our rate updaters verify and update personal loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Personal loan APRs shown typically represent “as low as” rates for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, and loan amount.
Frequently Asked Questions
What credit score do I need for a personal loan in Nebraska?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Nebraska?
Are credit unions or banks better for personal loans in Mitchell, Nebraska?
What are the best personal loan rates in Mitchell, Nebraska?
- University of Nebraska Federal Credit Union: 5.24% (2021 & Older - Model Years 24 Months Loan)
- Chadron Federal Credit Union: 5.50% (Personal Loan)
- Lincoln Public School Employees Federal Credit Union: 5.75% (Personal Loans)
- Holyoke Community Federal Credit Union: 5.75% (4-H Loans)
- North Platte Union Pacific Employee Credit Union: 5.80% (2022-2027 Loan)
Personal Loan Calculators
