Best Personal Loan Rates in Wayne, Nebraska (NE) - March 2026
Content reviewed by
Brian McKay
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Editorial Disclosure
Brian McKay
Brian McKay
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to Nebraska borrowers. Note that your final approved personal loan rate will depend on your specific credit profile, loan amount, and loan term.
Current personal loan options available to borrowers in Wayne, Nebraska include: Lincoln Public School Employees Federal Credit UnionLincoln Public School Employees Federal Credit Union5621 N St, Lincoln, NE, 68510A+5.0 ★Texas Ratio: 4.83% offering Personal Loans at 4.75% APR, Greenwich Municipal Employees Federal Credit UnionGreenwich Municipal Employees Federal Credit Union7301 Pacific St # 7305, Omaha, NE, 68114A+5.0 ★Texas Ratio: 2.08% offering Share Pledge Loans at 5.00% APR, Nebraska Energy Federal Credit UnionNebraska Energy Federal Credit Union1414 15th St, Columbus, NE, 68601A+5.0 ★Texas Ratio: 0.23% offering Vacation Loan at 5.00% APR, Holyoke Community Federal Credit UnionHolyoke Community Federal Credit Union517 Broadway, Imperial, NE, 69033 3119A+5.0 ★Texas Ratio: 2.92% offering 4-H Loans at 5.75% APR, and Liberty First Credit UnionLiberty First Credit Union501 N 46th St, Lincoln, NE, 68503 3718A5.0 ★Texas Ratio: 7.80% offering Fixed, 80% Loan to Value at 5.75% APR.
Whether you need to consolidate high-interest debt, fund a home improvement project, or cover an unexpected expense, comparing personal loan rates across top-rated lenders in Wayne, Nebraska can save you significantly over the life of your loan.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Wayne, Nebraska.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Wayne, Nebraska. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: March 21, 2026
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Lincoln Public School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.83%
5621 N St, Lincoln, NE, 68510
Personal Loans
4.75%
▼
APR4.75%
Last UpdatedMarch 21, 2026
Details
No additional details available.
Greenwich Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.08%
7301 Pacific St # 7305, Omaha, NE, 68114
Share Pledge Loans
5.00%
▼
APR5.00%
Last UpdatedMarch 21, 2026
Details
Use the money in your account as Collateral for a loan
Nebraska Energy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.23%
1414 15th St, Columbus, NE, 68601
Vacation Loan
5.00%
▼
APR5.00%
Last UpdatedMarch 21, 2026
Details
As Low As
Lincoln Public School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.83%
5621 N St, Lincoln, NE, 68510
Personal Loans
5.75%
▼
APR5.75%
Last UpdatedMarch 21, 2026
Details
No additional details available.
Holyoke Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.92%
517 Broadway, Imperial, NE, 69033 3119
4-H Loans
5.75%
▼
APR5.75%
Last UpdatedMarch 21, 2026
Details
Up To $4000.00
Liberty First Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.80%
501 N 46th St, Lincoln, NE, 68503 3718
Fixed, 80% Loan to Value
5.75%
▼
APR5.75%
Last UpdatedMarch 21, 2026
Details
No additional details available.
Pentagon Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.64%
13220 FORT ST, OMAHA, NE, 68164
VA Loan
5.81%
▼
APR5.81%
Last UpdatedMarch 21, 2026
Details
No additional details available.
Pentagon Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.64%
13220 FORT ST, OMAHA, NE, 68164
VA Refi Loan
5.94%
▼
APR5.94%
Last UpdatedMarch 21, 2026
Details
No additional details available.
Northwest Bank (IA)
Institution Rating:
A+5.0 ★Texas Ratio: 3.01%
14320 Arbor St, Omaha, NE, 68144
Equipment Term Loans
5.99%
▼
APR5.99%
Last UpdatedMarch 21, 2026
Details
As Low As; Offer valid on equipment term loans only.. No lines of credit. Offer expires 4/15/2026. No refinancing of Northwest exisiting debt. SBA Loans and business credit cards are not eligible for promotional offer. All standard rates and terms apply. See bank for detials.
Omaha Douglas Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.30%
8251 W Center Rd, Omaha, NE, 68124
Share Pledged Loan
6.00%
▼
APR6.00%
Last UpdatedMarch 21, 2026
Details
No additional details available.
Liberty First Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.80%
501 N 46th St, Lincoln, NE, 68503 3718
Fixed, 80% Loan to Value
6.25%
▼
APR6.25%
Last UpdatedMarch 21, 2026
Details
No additional details available.
Pentagon Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.64%
13220 FORT ST, OMAHA, NE, 68164
FHA Loan
6.41%
▼
APR6.41%
Last UpdatedMarch 21, 2026
Details
No additional details available.
Lincoln Public School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.83%
5621 N St, Lincoln, NE, 68510
Personal Loans
6.75%
▼
APR6.75%
Last UpdatedMarch 21, 2026
Details
No additional details available.
Omaha Douglas Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.30%
8251 W Center Rd, Omaha, NE, 68124
Vacation Loans
7.00%
▼
APR7.00%
Last UpdatedMarch 21, 2026
Details
As Low As; Maximum term on noted rate is 12 months. Minimum loan amount is $750.00. Actual rates may vary according to individual credit score, term of loan and amount financed. Payment example: $86.53 per $1,000 at 7.00% APR for 12-month term. Rates valid until September 30, 2025. Offer subject to qualified credit score.
Meridian Trust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.55%
901 W 29th St, Scottsbluff, NE, 69361
Construction Loans
7.25%
▼
APR7.25%
Last UpdatedMarch 21, 2026
Details
As Low As
Meridian Trust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.55%
901 W 29th St, Scottsbluff, NE, 69361
Land Loans
7.50%
▼
APR7.50%
Last UpdatedMarch 21, 2026
Details
As Low As
Lincoln Public School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.83%
5621 N St, Lincoln, NE, 68510
Personal Loans
7.75%
▼
APR7.75%
Last UpdatedMarch 21, 2026
Details
No additional details available.
Sun Pacific Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.66%
1345 Old Cheney Rd, Lincoln, NE, 68512 1266
Personal/Unsecured
7.99%
▼
APR7.99%
Last UpdatedMarch 21, 2026
Details
(Fixed)
Central Nebraska Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.12%
609 S Locust St, Grand Island, NE, 68801 6762
Unsecured Loans
8.00%
▼
APR8.00%
Last UpdatedMarch 21, 2026
Details
As Low As; Maximum Limit $5000.00
Sugar Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
1705 21st Ave, Scottsbluff, NE, 69361
Unsecured
8.49%
▼
APR8.49%
Last UpdatedMarch 21, 2026
Details
Credit Score Ranking A & B
Meridian Trust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.55%
901 W 29th St, Scottsbluff, NE, 69361
Unsecured Personal Loans
8.49%
▼
APR8.49%
Last UpdatedMarch 21, 2026
Details
As Low As
Lincoln Public School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.83%
5621 N St, Lincoln, NE, 68510
Personal Loans
8.75%
▼
APR8.75%
Last UpdatedMarch 21, 2026
Details
No additional details available.
Hemingford Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.04%
801 BOX BUTTE AVE, HEMINGFORD, NE, 69348 9700
Youth Loans
8.75%
▼
APR8.75%
Last UpdatedMarch 21, 2026
Details
$1,000 Maximum
Omaha Police Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.32%
3003 S 82nd Ave, Omaha, NE, 68124
Consolidation Loan
8.99%
▼
APR8.99%
Last UpdatedMarch 21, 2026
Details
As Low As
Gallup Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.55%
1001 Gallup Dr, Omaha, NE, 68102
Personal
8.99%
▼
APR8.99%
Last UpdatedMarch 21, 2026
Details
As Low As
Greenwich Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.08%
7301 Pacific St # 7305, Omaha, NE, 68114
Personal Lines Of Credit
9.00%
▼
APR9.00%
Last UpdatedMarch 21, 2026
Details
Qualifying balance up to $20,000.00
Consumers Cooperative Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
1301 W 3RD ST, Alliance, NE, 69301
Personal Loan max)
9.00%
▼
APR9.00%
Last UpdatedMarch 21, 2026
Details
$7000
Omaha Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.22%
3001 S 82ND AVE, OMAHA, NE, 68124
Unsecured Loan
9.24%
▼
APR9.24%
Last UpdatedMarch 21, 2026
Details
As Low As; ($10,000 Maximum)
Hemingford Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.04%
801 BOX BUTTE AVE, HEMINGFORD, NE, 69348 9700
Unsecured - MIS
9.25%
▼
APR9.25%
Last UpdatedMarch 21, 2026
Details
40% Debt Ratio - $2,500
Neighborhood Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.15%
4848 S 120th St, Omaha, NE, 68137
Unsecured Closed End
9.45%
▼
APR9.45%
Last UpdatedMarch 21, 2026
Details
No additional details available.
Woodmen Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.70%
1700 FARNAM ST STE 1000, OMAHA, NE, 68102
Signature
9.49%
▼
APR9.49%
Last UpdatedMarch 21, 2026
Details
No additional details available.
Electrical Workers No 22 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.89%
8960 L St Ste 102, Omaha, NE, 68127 1414
Personal Loan
9.50%
▼
APR9.50%
Last UpdatedMarch 21, 2026
Details
Credit Score AAA, Max Amt $10,000
Bankers Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 2.53%
19202 Davenport Street, Elkhorn, NE, 68022
Unsecured Loan
9.51%
▼
APR9.51%
Last UpdatedMarch 21, 2026
Details
Fixed interest rate; Available in 36-month term; Minimum loan amount of $5,000
Lincoln Public School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.83%
5621 N St, Lincoln, NE, 68510
Personal Loans
9.75%
▼
APR9.75%
Last UpdatedMarch 21, 2026
Details
No additional details available.
Omaha Douglas Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.30%
8251 W Center Rd, Omaha, NE, 68124
Personal Loan
9.75%
▼
APR9.75%
Last UpdatedMarch 21, 2026
Details
As Low As
Woodmen Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.70%
1700 FARNAM ST STE 1000, OMAHA, NE, 68102
Signature
9.99%
▼
APR9.99%
Last UpdatedMarch 21, 2026
Details
No additional details available.
Beverly Municipal Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.78%
7301 Pacific St, Omaha, NE, 68114
Personal Loan
9.99%
▼
APR9.99%
Last UpdatedMarch 21, 2026
Details
As Low As; Maximum Loan Amount: $12,500
Electrical Workers No 22 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.89%
8960 L St Ste 102, Omaha, NE, 68127 1414
Personal Loan
10.00%
▼
APR10.00%
Last UpdatedMarch 21, 2026
Details
Credit Score AAA, Max Amt $10,000
First Lincoln Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.83%
5730 R ST STE A, Lincoln, NE, 68505 2309
SIGNATURE LOANS
10.00%
▼
APR10.00%
Last UpdatedMarch 21, 2026
Details
As Low As
Consumers Cooperative Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
1301 W 3RD ST, Alliance, NE, 69301
Personal Loan max)
10.00%
▼
APR10.00%
Last UpdatedMarch 21, 2026
Details
$7000
Midwest Liberty Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.68%
1001 W B St, McCook, NE, 69001
Used Recreational Loans
10.00%
▼
APR10.00%
Last UpdatedMarch 21, 2026
Details
max term 120 months
Midwest Liberty Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.68%
1001 W B St, McCook, NE, 69001
New Recreational Loans
10.00%
▼
APR10.00%
Last UpdatedMarch 21, 2026
Details
max term 120 months
Box Butte Public Employees Federal Credit Union
Institution Rating:
C-3.8 ★Texas Ratio: 29.64%
504 W 3RD ST, ALLIANCE, NE, 69301 3204
Personal (Unsecured)
10.25%
▼
APR10.25%
Last UpdatedMarch 21, 2026
Details
$5,000 Max
Omaha Douglas Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.30%
8251 W Center Rd, Omaha, NE, 68124
Personal Loan
10.25%
▼
APR10.25%
Last UpdatedMarch 21, 2026
Details
As Low As
The Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.32%
3001 L St, Omaha, NE, 68107 1409
Variable APR (80.1% to 100% Loan to Value)
10.25%
▼
APR10.25%
Last UpdatedMarch 21, 2026
Details
Floor 6.75%
First Nebraska Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.07%
4740 S 48th St, Omaha, NE, 68117
Unsecured Signature
10.46%
▼
APR10.46%
Last UpdatedMarch 21, 2026
Details
As Low As
Woodmen Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.70%
1700 FARNAM ST STE 1000, OMAHA, NE, 68102
Signature
10.49%
▼
APR10.49%
Last UpdatedMarch 21, 2026
Details
No additional details available.
Nebraska Energy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.23%
1414 15th St, Columbus, NE, 68601
Personal Loan
10.50%
▼
APR10.50%
Last UpdatedMarch 21, 2026
Details
As Low As; Maximum $30,000
Lincoln Public School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.83%
5621 N St, Lincoln, NE, 68510
Personal Loans
10.75%
▼
APR10.75%
Last UpdatedMarch 21, 2026
Details
No additional details available.
Omaha Douglas Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.30%
8251 W Center Rd, Omaha, NE, 68124
Personal Loan
10.75%
▼
APR10.75%
Last UpdatedMarch 21, 2026
Details
As Low As
North Platte Union Pacific Employee Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
420 Rodeo Rd, North Platte, NE, 69101 2240
Personal Loan For 2 Years
10.75%
▼
APR10.75%
Last UpdatedMarch 21, 2026
Details
2 Years (24 Months)
The Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.32%
3001 L St, Omaha, NE, 68107 1409
Signature Loans
10.99%
▼
APR10.99%
Last UpdatedMarch 21, 2026
Details
As Low As
University of Nebraska Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
1720 P St, Lincoln, NE, 68508
Personal Unsecured Loan
10.99%
▼
APR10.99%
Last UpdatedMarch 21, 2026
Details
As Low As
University of Nebraska Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
1720 P St, Lincoln, NE, 68508
Computer Loans
10.99%
▼
APR10.99%
Last UpdatedMarch 21, 2026
Details
As Low As
Electrical Workers No 22 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.89%
8960 L St Ste 102, Omaha, NE, 68127 1414
Personal Loan
11.00%
▼
APR11.00%
Last UpdatedMarch 21, 2026
Details
Credit Score AAA, Max Amt $10,000
Centris Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.42%
3575 L St, Omaha, NE, 68107
Personal Loans (Unsecured)
11.24%
▼
APR11.24%
Last UpdatedMarch 21, 2026
Details
As Low As
LincOne Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.28%
4638 W St, Lincoln, NE, 68503
Personal Loan
11.25%
▼
APR11.25%
Last UpdatedMarch 21, 2026
Details
As Low As; All rates advertised require an autopay from a LincOne Checking Account.
Centris Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.42%
3575 L St, Omaha, NE, 68107
Personal Loans (Unsecured)
11.49%
▼
APR11.49%
Last UpdatedMarch 21, 2026
Details
As Low As
Electrical Workers No 22 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.89%
8960 L St Ste 102, Omaha, NE, 68127 1414
Personal Loan
11.50%
▼
APR11.50%
Last UpdatedMarch 21, 2026
Details
Credit Score A, Max Amt $10,000
OneNebraska Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.77%
2472 39th Ave, Columbus, NE, 68601 2255
Personal Installment
11.50%
▼
APR11.50%
Last UpdatedMarch 21, 2026
Details
As Low As
Centris Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.42%
3575 L St, Omaha, NE, 68107
Personal Loans (Unsecured)
11.74%
▼
APR11.74%
Last UpdatedMarch 21, 2026
Details
As Low As
Lincoln Public School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.83%
5621 N St, Lincoln, NE, 68510
Personal Loans
11.75%
▼
APR11.75%
Last UpdatedMarch 21, 2026
Details
No additional details available.
Omaha Douglas Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.30%
8251 W Center Rd, Omaha, NE, 68124
Personal Loan
11.75%
▼
APR11.75%
Last UpdatedMarch 21, 2026
Details
As Low As
LincOne Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.28%
4638 W St, Lincoln, NE, 68503
Personal Loan
11.75%
▼
APR11.75%
Last UpdatedMarch 21, 2026
Details
As Low As; All rates advertised require an autopay from a LincOne Checking Account.
Beverly Municipal Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.78%
7301 Pacific St, Omaha, NE, 68114
Personal Loan
11.99%
▼
APR11.99%
Last UpdatedMarch 21, 2026
Details
As Low As; Maximum Loan Amount: $12,500
Northeast Nebraska Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.78%
1306 N 13th St, Norfolk, NE, 68701 2591
Unsecured Loan
11.99%
▼
APR11.99%
Last UpdatedMarch 21, 2026
Details
No additional details available.
Holyoke Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.92%
517 Broadway, Imperial, NE, 69033 3119
Signature Loan - Large
12.00%
▼
APR12.00%
Last UpdatedMarch 21, 2026
Details
As Low As
Electrical Workers No 22 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.89%
8960 L St Ste 102, Omaha, NE, 68127 1414
Personal Loan
12.00%
▼
APR12.00%
Last UpdatedMarch 21, 2026
Details
Credit Score A, Max Amt $10,000
Meadow Grove Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
210 Main St, Meadow Grove, NE, 68752 4131
Unsecured
12.00%
▼
APR12.00%
Last UpdatedMarch 21, 2026
Details
Up to 2 months gross salary with B credit
Lincoln SDA Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.41%
4733 Prescott Ave, Lincoln, NE, 68506 5456
Personal Term
12.00%
▼
APR12.00%
Last UpdatedMarch 21, 2026
Details
As Low As
Centris Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.42%
3575 L St, Omaha, NE, 68107
Personal Loans (Unsecured)
12.24%
▼
APR12.24%
Last UpdatedMarch 21, 2026
Details
As Low As
LincOne Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.28%
4638 W St, Lincoln, NE, 68503
Personal Loan
12.25%
▼
APR12.25%
Last UpdatedMarch 21, 2026
Details
As Low As; All rates advertised require an autopay from a LincOne Checking Account.
Lincoln Public School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.83%
5621 N St, Lincoln, NE, 68510
Personal Loans
12.75%
▼
APR12.75%
Last UpdatedMarch 21, 2026
Details
No additional details available.
LincOne Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.28%
4638 W St, Lincoln, NE, 68503
Personal Loan
12.75%
▼
APR12.75%
Last UpdatedMarch 21, 2026
Details
As Low As; All rates advertised require an autopay from a LincOne Checking Account.
Sugar Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
1705 21st Ave, Scottsbluff, NE, 69361
Unsecured
12.99%
▼
APR12.99%
Last UpdatedMarch 21, 2026
Details
Credit Score Ranking C & D
Northeast Nebraska Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.78%
1306 N 13th St, Norfolk, NE, 68701 2591
Unsecured Loan
12.99%
▼
APR12.99%
Last UpdatedMarch 21, 2026
Details
No additional details available.
Beverly Municipal Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.78%
7301 Pacific St, Omaha, NE, 68114
Personal Loan
12.99%
▼
APR12.99%
Last UpdatedMarch 21, 2026
Details
As Low As; Maximum Loan Amount: $12,500
Holyoke Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.92%
517 Broadway, Imperial, NE, 69033 3119
Signature Loan - Small
13.00%
▼
APR13.00%
Last UpdatedMarch 21, 2026
Details
As Low As
Electrical Workers No 22 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.89%
8960 L St Ste 102, Omaha, NE, 68127 1414
Personal Loan
13.25%
▼
APR13.25%
Last UpdatedMarch 21, 2026
Details
Credit Score B, Max Amt $7,500
Electrical Workers No 22 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.89%
8960 L St Ste 102, Omaha, NE, 68127 1414
Personal Loan
13.50%
▼
APR13.50%
Last UpdatedMarch 21, 2026
Details
Credit Score B, Max Amt $7,500
MembersOwn Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.45%
1391 S 33rd St, Lincoln, NE, 68510 4508
Personal Installment
13.50%
▼
APR13.50%
Last UpdatedMarch 21, 2026
Details
No additional details available.
Omaha Douglas Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.30%
8251 W Center Rd, Omaha, NE, 68124
Personal Loan
13.75%
▼
APR13.75%
Last UpdatedMarch 21, 2026
Details
As Low As
Beverly Municipal Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.78%
7301 Pacific St, Omaha, NE, 68114
Personal Loan
13.99%
▼
APR13.99%
Last UpdatedMarch 21, 2026
Details
As Low As; Maximum Loan Amount: $12,500
Siouxland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.96%
3000 Plaza Dr, South Sioux City, NE, 68776
Personal
14.00%
▼
APR14.00%
Last UpdatedMarch 21, 2026
Details
No additional details available.
MembersOwn Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.45%
1391 S 33rd St, Lincoln, NE, 68510 4508
Personal Installment
14.00%
▼
APR14.00%
Last UpdatedMarch 21, 2026
Details
No additional details available.
Lincoln Public School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.83%
5621 N St, Lincoln, NE, 68510
Debt Consolidation Loan K Limit
14.40%
▼
APR14.40%
Last UpdatedMarch 21, 2026
Details
$10; Payroll deduction or ACH
Northeast Nebraska Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.78%
1306 N 13th St, Norfolk, NE, 68701 2591
Unsecured Loan
14.49%
▼
APR14.49%
Last UpdatedMarch 21, 2026
Details
No additional details available.
Beverly Municipal Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.78%
7301 Pacific St, Omaha, NE, 68114
Personal Loan
14.99%
▼
APR14.99%
Last UpdatedMarch 21, 2026
Details
As Low As; Maximum Loan Amount: $12,500
Midwest Liberty Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.68%
1001 W B St, McCook, NE, 69001
Unsecured Loan
15.25%
▼
APR15.25%
Last UpdatedMarch 21, 2026
Details
Base rate
Electrical Workers No 22 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.89%
8960 L St Ste 102, Omaha, NE, 68127 1414
Personal Loan
15.25%
▼
APR15.25%
Last UpdatedMarch 21, 2026
Details
Credit Score C, Max Amt $2,500
Lincoln Public School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.83%
5621 N St, Lincoln, NE, 68510
Debt Consolidation Loan K Limit
15.40%
▼
APR15.40%
Last UpdatedMarch 21, 2026
Details
$10
Electrical Workers No 22 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.89%
8960 L St Ste 102, Omaha, NE, 68127 1414
Personal Loan
15.50%
▼
APR15.50%
Last UpdatedMarch 21, 2026
Details
Credit Score C, Max Amt $2,500
Meadow Grove Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
210 Main St, Meadow Grove, NE, 68752 4131
Unsecured
16.00%
▼
APR16.00%
Last UpdatedMarch 21, 2026
Details
Up to 2 months gross salary with B credit
Great Southern Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.82%
1902 Harlan Dr, Bellevue, NE, 68005
Unsecured Loan
16.75%
▼
APR16.75%
Last UpdatedMarch 21, 2026
Details
No additional details available.
Northeast Nebraska Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.78%
1306 N 13th St, Norfolk, NE, 68701 2591
Unsecured Loan
16.99%
▼
APR16.99%
Last UpdatedMarch 21, 2026
Details
No additional details available.
Electrical Workers No 22 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.89%
8960 L St Ste 102, Omaha, NE, 68127 1414
Personal Loan
17.00%
▼
APR17.00%
Last UpdatedMarch 21, 2026
Details
Credit Score D, Max Amt $2,000
Greenwich Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.08%
7301 Pacific St # 7305, Omaha, NE, 68114
Personal Lines Of Credit
17.00%
▼
APR17.00%
Last UpdatedMarch 21, 2026
Details
$0.00-$20,000.00
Electrical Workers No 22 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.89%
8960 L St Ste 102, Omaha, NE, 68127 1414
Personal Loan
17.25%
▼
APR17.25%
Last UpdatedMarch 21, 2026
Details
Credit Score D, Max Amt $2,000
Sugar Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
1705 21st Ave, Scottsbluff, NE, 69361
Short-Term Unsecured
18.00%
▼
APR18.00%
Last UpdatedMarch 21, 2026
Details
No additional details available.
Omaha Douglas Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.30%
8251 W Center Rd, Omaha, NE, 68124
E-Z Cash Loan
18.00%
▼
APR18.00%
Last UpdatedMarch 21, 2026
Details
$20 processing fee; Loan repayments must be made by direct deposit; ODFCU membership and direct deposit must be established for 2 months; Payroll in the amount of 3x the payment must be received for at least 60 days prior to loan; Max of 2 EZ Cash Loans in a rolling 12-month period
Omaha Douglas Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.30%
8251 W Center Rd, Omaha, NE, 68124
EZ Cash Loan
18.00%
▼
APR18.00%
Last UpdatedMarch 21, 2026
Details
No additional details available.
Northeast Nebraska Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.78%
1306 N 13th St, Norfolk, NE, 68701 2591
Unsecured Loan
18.00%
▼
APR18.00%
Last UpdatedMarch 21, 2026
Details
No additional details available.
MembersOwn Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.45%
1391 S 33rd St, Lincoln, NE, 68510 4508
QuickCASH loan
18.00%
▼
APR18.00%
Last UpdatedMarch 21, 2026
Details
$20 processing fee
Sun Pacific Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.66%
1345 Old Cheney Rd, Lincoln, NE, 68512 1266
Emergency Loan
28.00%
▼
APR28.00%
Last UpdatedMarch 21, 2026
Details
(Fixed)
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Lincoln Public School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.83%
5621 N St, Lincoln, NE, 68510
Personal Loans
4.75%
▼
APR4.75%
Last UpdatedMarch 21, 2026
Details
No additional details available.
Lincoln Public School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.83%
5621 N St, Lincoln, NE, 68510
Personal Loans
5.75%
▼
APR5.75%
Last UpdatedMarch 21, 2026
Details
No additional details available.
Lincoln Public School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.83%
5621 N St, Lincoln, NE, 68510
Personal Loans
6.75%
▼
APR6.75%
Last UpdatedMarch 21, 2026
Details
No additional details available.
Lincoln Public School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.83%
5621 N St, Lincoln, NE, 68510
Personal Loans
7.75%
▼
APR7.75%
Last UpdatedMarch 21, 2026
Details
No additional details available.
Meridian Trust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.55%
901 W 29th St, Scottsbluff, NE, 69361
Unsecured Personal Loans
8.49%
▼
APR8.49%
Last UpdatedMarch 21, 2026
Details
As Low As
Lincoln Public School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.83%
5621 N St, Lincoln, NE, 68510
Personal Loans
8.75%
▼
APR8.75%
Last UpdatedMarch 21, 2026
Details
No additional details available.
Consumers Cooperative Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
1301 W 3RD ST, Alliance, NE, 69301
Personal Loan max)
9.00%
▼
APR9.00%
Last UpdatedMarch 21, 2026
Details
$7000
Electrical Workers No 22 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.89%
8960 L St Ste 102, Omaha, NE, 68127 1414
Personal Loan
9.50%
▼
APR9.50%
Last UpdatedMarch 21, 2026
Details
Credit Score AAA, Max Amt $10,000
Lincoln Public School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.83%
5621 N St, Lincoln, NE, 68510
Personal Loans
9.75%
▼
APR9.75%
Last UpdatedMarch 21, 2026
Details
No additional details available.
Omaha Douglas Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.30%
8251 W Center Rd, Omaha, NE, 68124
Personal Loan
9.75%
▼
APR9.75%
Last UpdatedMarch 21, 2026
Details
As Low As
Beverly Municipal Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.78%
7301 Pacific St, Omaha, NE, 68114
Personal Loan
9.99%
▼
APR9.99%
Last UpdatedMarch 21, 2026
Details
As Low As; Maximum Loan Amount: $12,500
Consumers Cooperative Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
1301 W 3RD ST, Alliance, NE, 69301
Personal Loan max)
10.00%
▼
APR10.00%
Last UpdatedMarch 21, 2026
Details
$7000
Electrical Workers No 22 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.89%
8960 L St Ste 102, Omaha, NE, 68127 1414
Personal Loan
10.00%
▼
APR10.00%
Last UpdatedMarch 21, 2026
Details
Credit Score AAA, Max Amt $10,000
Omaha Douglas Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.30%
8251 W Center Rd, Omaha, NE, 68124
Personal Loan
10.25%
▼
APR10.25%
Last UpdatedMarch 21, 2026
Details
As Low As
Nebraska Energy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.23%
1414 15th St, Columbus, NE, 68601
Personal Loan
10.50%
▼
APR10.50%
Last UpdatedMarch 21, 2026
Details
As Low As; Maximum $30,000
Lincoln Public School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.83%
5621 N St, Lincoln, NE, 68510
Personal Loans
10.75%
▼
APR10.75%
Last UpdatedMarch 21, 2026
Details
No additional details available.
Omaha Douglas Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.30%
8251 W Center Rd, Omaha, NE, 68124
Personal Loan
10.75%
▼
APR10.75%
Last UpdatedMarch 21, 2026
Details
As Low As
North Platte Union Pacific Employee Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
420 Rodeo Rd, North Platte, NE, 69101 2240
Personal Loan For 2 Years
10.75%
▼
APR10.75%
Last UpdatedMarch 21, 2026
Details
2 Years (24 Months)
Electrical Workers No 22 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.89%
8960 L St Ste 102, Omaha, NE, 68127 1414
Personal Loan
11.00%
▼
APR11.00%
Last UpdatedMarch 21, 2026
Details
Credit Score AAA, Max Amt $10,000
Centris Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.42%
3575 L St, Omaha, NE, 68107
Personal Loans (Unsecured)
11.24%
▼
APR11.24%
Last UpdatedMarch 21, 2026
Details
As Low As
LincOne Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.28%
4638 W St, Lincoln, NE, 68503
Personal Loan
11.25%
▼
APR11.25%
Last UpdatedMarch 21, 2026
Details
As Low As; All rates advertised require an autopay from a LincOne Checking Account.
Centris Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.42%
3575 L St, Omaha, NE, 68107
Personal Loans (Unsecured)
11.49%
▼
APR11.49%
Last UpdatedMarch 21, 2026
Details
As Low As
Electrical Workers No 22 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.89%
8960 L St Ste 102, Omaha, NE, 68127 1414
Personal Loan
11.50%
▼
APR11.50%
Last UpdatedMarch 21, 2026
Details
Credit Score A, Max Amt $10,000
Centris Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.42%
3575 L St, Omaha, NE, 68107
Personal Loans (Unsecured)
11.74%
▼
APR11.74%
Last UpdatedMarch 21, 2026
Details
As Low As
Lincoln Public School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.83%
5621 N St, Lincoln, NE, 68510
Personal Loans
11.75%
▼
APR11.75%
Last UpdatedMarch 21, 2026
Details
No additional details available.
Omaha Douglas Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.30%
8251 W Center Rd, Omaha, NE, 68124
Personal Loan
11.75%
▼
APR11.75%
Last UpdatedMarch 21, 2026
Details
As Low As
LincOne Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.28%
4638 W St, Lincoln, NE, 68503
Personal Loan
11.75%
▼
APR11.75%
Last UpdatedMarch 21, 2026
Details
As Low As; All rates advertised require an autopay from a LincOne Checking Account.
Beverly Municipal Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.78%
7301 Pacific St, Omaha, NE, 68114
Personal Loan
11.99%
▼
APR11.99%
Last UpdatedMarch 21, 2026
Details
As Low As; Maximum Loan Amount: $12,500
Electrical Workers No 22 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.89%
8960 L St Ste 102, Omaha, NE, 68127 1414
Personal Loan
12.00%
▼
APR12.00%
Last UpdatedMarch 21, 2026
Details
Credit Score A, Max Amt $10,000
Centris Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.42%
3575 L St, Omaha, NE, 68107
Personal Loans (Unsecured)
12.24%
▼
APR12.24%
Last UpdatedMarch 21, 2026
Details
As Low As
LincOne Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.28%
4638 W St, Lincoln, NE, 68503
Personal Loan
12.25%
▼
APR12.25%
Last UpdatedMarch 21, 2026
Details
As Low As; All rates advertised require an autopay from a LincOne Checking Account.
LincOne Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.28%
4638 W St, Lincoln, NE, 68503
Personal Loan
12.75%
▼
APR12.75%
Last UpdatedMarch 21, 2026
Details
As Low As; All rates advertised require an autopay from a LincOne Checking Account.
Lincoln Public School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.83%
5621 N St, Lincoln, NE, 68510
Personal Loans
12.75%
▼
APR12.75%
Last UpdatedMarch 21, 2026
Details
No additional details available.
Beverly Municipal Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.78%
7301 Pacific St, Omaha, NE, 68114
Personal Loan
12.99%
▼
APR12.99%
Last UpdatedMarch 21, 2026
Details
As Low As; Maximum Loan Amount: $12,500
Electrical Workers No 22 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.89%
8960 L St Ste 102, Omaha, NE, 68127 1414
Personal Loan
13.25%
▼
APR13.25%
Last UpdatedMarch 21, 2026
Details
Credit Score B, Max Amt $7,500
Electrical Workers No 22 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.89%
8960 L St Ste 102, Omaha, NE, 68127 1414
Personal Loan
13.50%
▼
APR13.50%
Last UpdatedMarch 21, 2026
Details
Credit Score B, Max Amt $7,500
Omaha Douglas Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.30%
8251 W Center Rd, Omaha, NE, 68124
Personal Loan
13.75%
▼
APR13.75%
Last UpdatedMarch 21, 2026
Details
As Low As
Beverly Municipal Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.78%
7301 Pacific St, Omaha, NE, 68114
Personal Loan
13.99%
▼
APR13.99%
Last UpdatedMarch 21, 2026
Details
As Low As; Maximum Loan Amount: $12,500
Beverly Municipal Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.78%
7301 Pacific St, Omaha, NE, 68114
Personal Loan
14.99%
▼
APR14.99%
Last UpdatedMarch 21, 2026
Details
As Low As; Maximum Loan Amount: $12,500
Electrical Workers No 22 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.89%
8960 L St Ste 102, Omaha, NE, 68127 1414
Personal Loan
15.25%
▼
APR15.25%
Last UpdatedMarch 21, 2026
Details
Credit Score C, Max Amt $2,500
Electrical Workers No 22 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.89%
8960 L St Ste 102, Omaha, NE, 68127 1414
Personal Loan
15.50%
▼
APR15.50%
Last UpdatedMarch 21, 2026
Details
Credit Score C, Max Amt $2,500
Electrical Workers No 22 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.89%
8960 L St Ste 102, Omaha, NE, 68127 1414
Personal Loan
17.00%
▼
APR17.00%
Last UpdatedMarch 21, 2026
Details
Credit Score D, Max Amt $2,000
Electrical Workers No 22 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.89%
8960 L St Ste 102, Omaha, NE, 68127 1414
Personal Loan
17.25%
▼
APR17.25%
Last UpdatedMarch 21, 2026
Details
Credit Score D, Max Amt $2,000
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Lincoln Public School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.83%
5621 N St, Lincoln, NE, 68510
Debt Consolidation Loan K Limit
14.40%
▼
APR14.40%
Last UpdatedMarch 21, 2026
Details
$10; Payroll deduction or ACH
Lincoln Public School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.83%
5621 N St, Lincoln, NE, 68510
Debt Consolidation Loan K Limit
15.40%
▼
APR15.40%
Last UpdatedMarch 21, 2026
Details
$10
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Woodmen Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.70%
1700 FARNAM ST STE 1000, OMAHA, NE, 68102
Signature
9.49%
▼
APR9.49%
Last UpdatedMarch 21, 2026
Details
No additional details available.
Woodmen Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.70%
1700 FARNAM ST STE 1000, OMAHA, NE, 68102
Signature
9.99%
▼
APR9.99%
Last UpdatedMarch 21, 2026
Details
No additional details available.
First Lincoln Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.83%
5730 R ST STE A, Lincoln, NE, 68505 2309
SIGNATURE LOANS
10.00%
▼
APR10.00%
Last UpdatedMarch 21, 2026
Details
As Low As
First Nebraska Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.07%
4740 S 48th St, Omaha, NE, 68117
Unsecured Signature
10.46%
▼
APR10.46%
Last UpdatedMarch 21, 2026
Details
As Low As
Woodmen Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.70%
1700 FARNAM ST STE 1000, OMAHA, NE, 68102
Signature
10.49%
▼
APR10.49%
Last UpdatedMarch 21, 2026
Details
No additional details available.
The Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.32%
3001 L St, Omaha, NE, 68107 1409
Signature Loans
10.99%
▼
APR10.99%
Last UpdatedMarch 21, 2026
Details
As Low As
Holyoke Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.92%
517 Broadway, Imperial, NE, 69033 3119
Signature Loan - Large
12.00%
▼
APR12.00%
Last UpdatedMarch 21, 2026
Details
As Low As
Holyoke Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.92%
517 Broadway, Imperial, NE, 69033 3119
Signature Loan - Small
13.00%
▼
APR13.00%
Last UpdatedMarch 21, 2026
Details
As Low As
Powered by
MonitorBankRates
No home improvement personal loan rates found in Wayne, NE currently.
Frequently Asked Questions
What credit score do I need for a personal loan in Nebraska?
Most lenders in Wayne, Nebraska require a minimum credit score of 620 for approval, but borrowers with scores of 720 or higher will qualify for the most competitive APRs. Credit unions in Nebraska often have more flexible requirements than traditional banks.
What is the difference between secured and unsecured personal loans?
Unsecured personal loans in Wayne, Nebraska require no collateral and are approved based on your creditworthiness alone. Secured loans are backed by an asset (such as savings or a vehicle) and typically offer lower interest rates. If you default on a secured loan, the lender may seize the collateral.
Can I use a personal loan for debt consolidation in Nebraska?
Yes. Debt consolidation is one of the most common uses of personal loans in Wayne, Nebraska. By rolling multiple high-interest debts (credit cards, medical bills) into a single personal loan with a lower APR, you can reduce your total interest costs and simplify repayment.
Are credit unions or banks better for personal loans in Wayne, Nebraska?
Credit unions in Wayne, Nebraska often offer lower APRs and more flexible underwriting than traditional banks because they are member-owned and not-for-profit. However, you must meet membership eligibility requirements. Banks may offer faster approvals and larger loan amounts.
What are the best personal loan rates in Wayne, Nebraska?
- Lincoln Public School Employees Federal Credit Union: 4.75% (Personal Loans)
- Greenwich Municipal Employees Federal Credit Union: 5.00% (Share Pledge Loans)
- Nebraska Energy Federal Credit Union: 5.00% (Vacation Loan)
- Holyoke Community Federal Credit Union: 5.75% (4-H Loans)
- Liberty First Credit Union: 5.75% (Fixed, 80% Loan to Value)
Personal Loan Rates reflect actual verified offers from banks and credit unions actively lending in Wayne, Nebraska. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: March 21, 2026.
Personal Loan Calculators
