Inavale, Nebraska Best CD Rates October 2026
Content reviewed by
Brian McKay
iEditorial Disclosure
Brian McKay
Brian McKay
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Inavale, Nebraska CD rates from banks and credit unions serving Nebraska range from 0.05% to 4.55% APY, verified by MonitorBankRates as of October 14, 2026. Current Inavale, Nebraska CD rates include First Westroads BankFirst Westroads BankA+5.0 ★Texas Ratio: 0.04%Real return: +1.75%APY minus CPI (February 2026) offering 48 Month CD at 4.55% APY, Omaha Federal Credit UnionOmaha Federal Credit UnionA+5.0 ★Texas Ratio: 3.18%Real return: +1.70%APY minus CPI (February 2026) offering 36 Month Share Certificate at 4.50% APY, Cornhusker BankCornhusker BankA+5.0 ★Texas Ratio: 0.16%Real return: +1.66%APY minus CPI (February 2026) offering 48 Month Certificate of Deposit at 4.46% APY, Thayer County BankThayer County BankA+5.0 ★Texas Ratio: 1.69%Real return: +1.56%APY minus CPI (February 2026) offering 48 Month CD at 4.36% APY, and Navy Federal Credit UnionNavy Federal Credit UnionA5.0 ★Texas Ratio: 8.14%Real return: +1.55%APY minus CPI (February 2026) offering 12 Month Special EasyStart Certificate at 4.35% APY. CD rates as of October 14, 2026 according to verified data from MonitorBankRates.
Inavale is a smaller community with no bank or credit union branches currently in our database. 672 institutions serving the Nebraska area are available to Inavale residents, with CD rates as high as 4.55% APY from First Westroads Bank. Rates are continually updated, so we recommend checking back frequently.
The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: October 14, 2026
Compare Best CD Rates in Inavale, Nebraska & the Surrounding Area
Inavale 3 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Western Nebraska Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.07%
3 Month Certificate Of Deposit
$250
4.06%
▲ 2.01% above Nebraska avg
▼
Rate4.00%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.05%▲ 2.01% above avgNationally 2.09%
Details
Rate History
No change since Oct 7, 2026 · 4.06% APY · checked 2 times
Adams County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
3 Month Certificate of Deposit (CD)
$0
4.01%
▲ 1.96% above Nebraska avg
▼
Rate3.95%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.05%▲ 1.96% above avgNationally 2.09%
Details
Balance: >= $150,000
Rate History
1 change since Sep 14, 2026 · 1.00% → 4.01% ▲ 3.01 pts · high 4.01% / low 1.00%
- Sep 24, 20264.01%▲ from 1.00%
- Sep 14, 20261.00%first recorded
First Community Bank Beemer, NE
Institution Rating:
A+5.0 ★Texas Ratio: 3.06%
3 MONTH CD Special
$500
4.00%
▲ 1.95% above Nebraska avg
▼
Rate3.94%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.05%▲ 1.95% above avgNationally 2.09%
Details
Rate History
No change since Sep 24, 2026 · 4.00% APY · checked 5 times
First National Bank in Ord
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3 Month CD
$0
3.91%
▲ 1.86% above Nebraska avg
▼
Rate3.85%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.05%▲ 1.86% above avgNationally 2.09%
Details
Balance: $100,000.00 and up
Rate History
1 change since Sep 19, 2026 · 3.85% → 3.91% ▲ 0.06 pts · high 3.91% / low 3.85%
- Oct 3, 20263.91%▲ from 3.85%
- Sep 19, 20263.85%first recorded
Adams County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
3 Month Certificate of Deposit (CD)
$0
3.91%
▲ 1.86% above Nebraska avg
▼
Rate3.85%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.05%▲ 1.86% above avgNationally 2.09%
Details
Balance: $50,000 - $149,999.99
Rate History
No change since Sep 24, 2026 · 3.91% APY · checked 5 times
Pathway Bank
Institution Rating:
B-4.4 ★Texas Ratio: 22.68%
3 Month CD
$1,000
3.90%
▲ 1.85% above Nebraska avg
▼
Rate3.84%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.05%▲ 1.85% above avgNationally 2.09%
Details
Rate History
1 change since Sep 19, 2026 · 3.75% → 3.90% ▲ 0.15 pts · high 3.90% / low 3.75%
- Oct 7, 20263.90%▲ from 3.75%
- Sep 19, 20263.75%first recorded
FirstBank of Nebraska
Institution Rating:
A+5.0 ★Texas Ratio: 4.58%
3 Mo CD
$1,000
3.90%
▲ 1.85% above Nebraska avg
▼
Rate3.84%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.05%▲ 1.85% above avgNationally 2.09%
Details
Rate History
1 change since Sep 14, 2026 · 4.00% → 3.90% ▼ 0.10 pts · high 4.00% / low 3.90%
- Sep 20, 20263.90%▼ from 4.00%
- Sep 14, 20264.00%first recorded
OneNebraska Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
Share Certificate - 3 Month
$500
3.90%
▲ 1.85% above Nebraska avg
▼
Rate3.84%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Nebraska Average2.05%▲ 1.85% above avgNationally 2.09%
Details
Dividends compounded & credited quarterly; dividend period quarterly; minimum balance to avoid service charge n/a
Rate History
No change since Oct 5, 2026 · 3.90% APY · checked 3 times
First National Bank in Ord
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3 Month CD
$0
3.85%
▲ 1.80% above Nebraska avg
▼
Rate3.80%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.05%▲ 1.80% above avgNationally 2.09%
Details
Balance: $25,000.00-99,999.99
Rate History
1 change since Sep 19, 2026 · 3.80% → 3.85% ▲ 0.05 pts · high 3.85% / low 3.80%
- Oct 3, 20263.85%▲ from 3.80%
- Sep 19, 20263.80%first recorded
First Westroads Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.04%
3 Month CD
$500
3.85%
▲ 1.80% above Nebraska avg
▼
Rate3.80%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.05%▲ 1.80% above avgNationally 2.09%
Details
Rate History
No change since Sep 20, 2026 · 3.85% APY · checked 6 times
First National Bank in Ord
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3 Month CD
$0
3.80%
▲ 1.75% above Nebraska avg
▼
Rate3.75%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.05%▲ 1.75% above avgNationally 2.09%
Details
Balance: $500.00-24,999.99
Rate History
1 change since Sep 19, 2026 · 3.75% → 3.80% ▲ 0.05 pts · high 3.80% / low 3.75%
- Oct 3, 20263.80%▲ from 3.75%
- Sep 19, 20263.75%first recorded
Adams County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
3 Month Certificate of Deposit (CD)
$0
3.80%
▲ 1.75% above Nebraska avg
▼
Rate3.75%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.05%▲ 1.75% above avgNationally 2.09%
Details
Balance: $500 - $49,999.99
Rate History
1 change since Sep 14, 2026 · 0.80% → 3.80% ▲ 3.00 pts · high 3.80% / low 0.80%
- Sep 24, 20263.80%▲ from 0.80%
- Sep 14, 20260.80%first recorded
Archer Cooperative Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.83%
3 Month Share & IRA Certificates
$500
3.80%
▲ 1.75% above Nebraska avg
▼
Rate3.75%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Nebraska Average2.05%▲ 1.75% above avgNationally 2.09%
Details
Rate History
No change since Sep 14, 2026 · 3.80% APY · checked 6 times
Nebraska State Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
3 Month Certificate
$500
3.60%
▲ 1.55% above Nebraska avg
▼
Rate3.55%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.05%▲ 1.55% above avgNationally 2.09%
Details
Rate History
1 change since Sep 14, 2026 · 3.50% → 3.60% ▲ 0.10 pts · high 3.60% / low 3.50%
- Oct 8, 20263.60%▲ from 3.50%
- Sep 14, 20263.50%first recorded
Nebraska State Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
Term - 3 Months
$500
3.60%
▲ 1.55% above Nebraska avg
▼
Rate3.55%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.05%▲ 1.55% above avgNationally 2.09%
Details
Rate History
No change since Oct 8, 2026 · 3.60% APY · checked 2 times
Nebraska State Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
Time Certificate of Deposit - 3 Months
$500
3.60%
▲ 1.55% above Nebraska avg
▼
Rate3.55%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.05%▲ 1.55% above avgNationally 2.09%
Details
Rate History
No change since Oct 8, 2026 · 3.60% APY · checked 2 times
Metro Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.30%
3 Month Certificate
$0
3.50%
▲ 1.45% above Nebraska avg
▼
Rate3.44%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.05%▲ 1.45% above avgNationally 2.09%
Details
Certificate; Balance: $500.00 minimum
Rate History
1 change since Sep 20, 2026 · 3.05% → 3.50% ▲ 0.45 pts · high 3.50% / low 3.05%
- Oct 4, 20263.50%▲ from 3.05%
- Sep 20, 20263.05%first recorded
Cornhusker Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.16%
3 Month Certificate of Deposit
$1,000
3.46%
▲ 1.41% above Nebraska avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Nebraska Average2.05%▲ 1.41% above avgNationally 2.09%
Details
Rate History
1 change since Sep 30, 2026 · 3.26% → 3.46% ▲ 0.20 pts · high 3.46% / low 3.26%
- Oct 1, 20263.46%▲ from 3.26%
- Sep 30, 20263.26%first recorded
Cornhusker Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.16%
Business Certificates of Deposit - 3 Month
$1,000
3.46%
▲ 1.41% above Nebraska avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Nebraska Average2.05%▲ 1.41% above avgNationally 2.09%
Details
Rate History
1 change since Sep 30, 2026 · 3.26% → 3.46% ▲ 0.20 pts · high 3.46% / low 3.26%
- Oct 1, 20263.46%▲ from 3.26%
- Sep 30, 20263.26%first recorded
Holyoke Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.27%
3 Month CD
$500
3.29%
▲ 1.24% above Nebraska avg
▼
Rate3.25%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.05%▲ 1.24% above avgNationally 2.09%
Details
Rate History
No change since Sep 25, 2026 · 3.29% APY · checked 4 times
First Community Bank Beemer, NE
Institution Rating:
A+5.0 ★Texas Ratio: 3.06%
3 Month Certificates of Deposit
$0
3.19%
▲ 1.14% above Nebraska avg
▼
Rate3.15%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.05%▲ 1.14% above avgNationally 2.09%
Details
Balance: $10,000+
Rate History
No change since Sep 19, 2026 · 3.19% APY · checked 6 times
Platte Valley Bank North Bend, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.75%
3 Month Certificate
$500
2.30%
▲ 0.25% above Nebraska avg
▼
Rate2.28%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.05%▲ 0.25% above avgNationally 2.09%
Details
Rate History
1 change since Sep 11, 2026 · 1.30% → 2.30% ▲ 1.00 pts · high 2.30% / low 1.30%
- Sep 19, 20262.30%▲ from 1.30%
- Sep 11, 20261.30%first recorded
First Community Bank Beemer, NE
Institution Rating:
A+5.0 ★Texas Ratio: 3.06%
3 Month Certificates of Deposit
$0
2.27%
▲ 0.22% above Nebraska avg
▼
Rate2.25%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.05%▲ 0.22% above avgNationally 2.09%
Details
Balance: $2,500 - $9,999
Rate History
No change since Sep 19, 2026 · 2.27% APY · checked 6 times
Premier Bank Omaha, NE
Institution Rating:
A5.0 ★Texas Ratio: 6.92%
3 Month Certificate of Deposit
$0
2.27%
▲ 0.22% above Nebraska avg
▼
Rate2.25%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.05%▲ 0.22% above avgNationally 2.09%
Details
Rate History
No change since Sep 24, 2026 · 2.27% APY · checked 5 times
Premier Bank Omaha, NE
Institution Rating:
A5.0 ★Texas Ratio: 6.92%
3 Month IRA Certificate
$0
2.27%
▲ 0.22% above Nebraska avg
▼
Rate2.25%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.05%▲ 0.22% above avgNationally 2.09%
Details
Rate History
No change since Oct 7, 2026 · 2.27% APY · checked 2 times
First State Bank Hordville, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3 month Certificate
$0
2.02%
▼ 0.03% below Nebraska avg
▼
Rate2.00%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.05%▼ 0.03% below avgNationally 2.09%
Details
Rate History
No change since Sep 7, 2026 · 2.02% APY · checked 8 times
Town & Country Bank Ravenna, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
3 Month CD
$0
2.00%
▼ 0.05% below Nebraska avg
▼
Rate1.99%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.05%▼ 0.05% below avgNationally 2.09%
Details
Rate History
1 change since Sep 11, 2026 · 0.45% → 2.00% ▲ 1.55 pts · high 2.00% / low 0.45%
- Oct 11, 20262.00%▲ from 0.45%
- Sep 11, 20260.45%first recorded
Town & Country Bank Ravenna, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
3 Month CD
$0
1.90%
▼ 0.15% below Nebraska avg
▼
Rate1.89%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.05%▼ 0.15% below avgNationally 2.09%
Details
Rate History
1 change since Sep 11, 2026 · 0.35% → 1.90% ▲ 1.55 pts · high 1.90% / low 0.35%
- Oct 11, 20261.90%▲ from 0.35%
- Sep 11, 20260.35%first recorded
Town & Country Bank Ravenna, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
3 Month CD
$0
1.80%
▼ 0.25% below Nebraska avg
▼
Rate1.79%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.05%▼ 0.25% below avgNationally 2.09%
Details
Rate History
1 change since Sep 11, 2026 · 0.25% → 1.80% ▲ 1.55 pts · high 1.80% / low 0.25%
- Oct 11, 20261.80%▲ from 0.25%
- Sep 11, 20260.25%first recorded
Genoa Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3 Month Certificate of Deposit
$0
1.65%
▼ 0.40% below Nebraska avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.05%▼ 0.40% below avgNationally 2.09%
Details
Rate History
No change since Sep 19, 2026 · 1.65% APY · checked 7 times
Navy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.14%
Short-Term Certificate (Share, IRA, ESA) - 3 Months
$0
1.55%
▼ 0.50% below Nebraska avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Nebraska Average2.05%▼ 0.50% below avgNationally 2.09%
Details
$100K Minimum APY tier; Rates as of Oct 13, 2026 ET; Dividends compounded daily, credited monthly; Penalties apply for early withdrawals
Rate History
No change since Oct 14, 2026 · 1.55% APY
Navy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.14%
Short-Term Certificate (Share, IRA, ESA) - 3 Months
$0
1.50%
▼ 0.55% below Nebraska avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Nebraska Average2.05%▼ 0.55% below avgNationally 2.09%
Details
$1K Minimum APY tier; Rates as of Oct 13, 2026 ET; Dividends compounded daily, credited monthly; Penalties apply for early withdrawals
Rate History
No change since Oct 14, 2026 · 1.50% APY
Bank of the Valley
Institution Rating:
A+5.0 ★Texas Ratio: 0.40%
3 Month Certificate
$0
1.50%
▼ 0.55% below Nebraska avg
▼
Rate1.49%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.05%▼ 0.55% below avgNationally 2.09%
Details
Rate History
No change since Sep 11, 2026 · 1.50% APY · checked 7 times
SN Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.94%
3 Month Certificate
$0
1.25%
▼ 0.80% below Nebraska avg
▼
Rate1.24%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.05%▼ 0.80% below avgNationally 2.09%
Details
APY* / Interest Rate: $50,000 - $99,999.99
Rate History
No change since Sep 11, 2026 · 1.25% APY · checked 8 times
LincOne Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
Share Certificates - 3 Months
$0
1.25%
▼ 0.80% below Nebraska avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.05%▼ 0.80% below avgNationally 2.09%
Details
Rate History
No change since Oct 12, 2026 · 1.25% APY
SN Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.94%
3 Month Certificate
$0
1.00%
▼ 1.05% below Nebraska avg
▼
Rate1.00%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.05%▼ 1.05% below avgNationally 2.09%
Details
APY* / Interest Rate: $1,000 - $24,999.99
Rate History
No change since Sep 11, 2026 · 1.00% APY · checked 8 times
Security Bank Laurel, NE
Institution Rating:
A+5.0 ★Texas Ratio: 4.96%
31-90 Days CD
$0
1.00%
▼ 1.05% below Nebraska avg
▼
Rate1.00%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.05%▼ 1.05% below avgNationally 2.09%
Details
Balance: $1,000
Rate History
No change since Oct 7, 2026 · 1.00% APY · checked 2 times
Wahoo State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3 Month CD
$0
1.00%
▼ 1.05% below Nebraska avg
▼
Rate1.00%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.05%▼ 1.05% below avgNationally 2.09%
Details
Rate History
No change since Oct 8, 2026 · 1.00% APY · checked 2 times
South Central State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3 Month Certificate
$1,000
0.80%
▼ 1.25% below Nebraska avg
▼
Rate0.80%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.05%▼ 1.25% below avgNationally 2.09%
Details
Rate History
No change since Oct 8, 2026 · 0.80% APY · checked 2 times
Heritage Bank Wood River, NE
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
3 Month Certificate
$0
0.75%
▼ 1.30% below Nebraska avg
▼
Rate0.75%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.05%▼ 1.30% below avgNationally 2.09%
Details
Rate History
No change since Oct 8, 2026 · 0.75% APY · checked 2 times
First Westroads Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.04%
IRA 3 Month CD
$500
0.75%
▼ 1.30% below Nebraska avg
▼
Rate0.75%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.05%▼ 1.30% below avgNationally 2.09%
Details
Rate History
No change since Sep 14, 2026 · 0.75% APY · checked 7 times
Nebraska State Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
Term - 3 Months
$0
0.50%
▼ 1.55% below Nebraska avg
▼
Rate0.50%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.05%▼ 1.55% below avgNationally 2.09%
Details
Published APY range: 0.50%-2.00%; Published rate range: 0.50%-1.98%. Daily Principal Balance: See Brochure or Contact CSR for details
Rate History
No change since Oct 8, 2026 · 0.50% APY · checked 2 times
Nebraska State Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
Term - 3 Months
$25
0.35%
▼ 1.70% below Nebraska avg
▼
Rate0.35%
Min Deposit$25
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.05%▼ 1.70% below avgNationally 2.09%
Details
Rate History
No change since Oct 8, 2026 · 0.35% APY · checked 2 times
Bank of Clarks
Institution Rating:
A-5.0 ★Texas Ratio: 14.66%
3 Month Certificate
$500
0.30%
▼ 1.75% below Nebraska avg
▼
Rate0.30%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.05%▼ 1.75% below avgNationally 2.09%
Details
Simple Interest
Rate History
No change since Sep 14, 2026 · 0.30% APY · checked 6 times
Enterprise Bank Omaha, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3 Month CD Specials
$0
0.30%
▼ 1.75% below Nebraska avg
▼
Rate0.30%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.05%▼ 1.75% below avgNationally 2.09%
Details
Rate History
No change since Oct 8, 2026 · 0.30% APY · checked 2 times
Enterprise Bank Omaha, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3 Month Certificate
$0
0.30%
▼ 1.75% below Nebraska avg
▼
Rate0.30%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.05%▼ 1.75% below avgNationally 2.09%
Details
Rate History
No change since Sep 14, 2026 · 0.30% APY · checked 3 times
City Bank & Trust Co. Lincoln, NE
Institution Rating:
A5.0 ★Texas Ratio: 8.33%
3 Month Certificate
$500
0.25%
▼ 1.80% below Nebraska avg
▼
Rate0.25%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.05%▼ 1.80% below avgNationally 2.09%
Details
Rate History
No change since Sep 7, 2026 · 0.25% APY · checked 7 times
American Exchange Bank NE
Institution Rating:
A5.0 ★Texas Ratio: 7.21%
3 Month CD
$500
0.15%
▼ 1.90% below Nebraska avg
▼
Rate0.15%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.05%▼ 1.90% below avgNationally 2.09%
Details
Interest Paid or Credited: At Maturity
Rate History
No change since Oct 8, 2026 · 0.15% APY · checked 2 times
I3 Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.09%
Certificates of Deposit & IRAs - 3 Month
$500
0.15%
▼ 1.90% below Nebraska avg
▼
Rate0.15%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.05%▼ 1.90% below avgNationally 2.09%
Details
Compound Frequency: At Maturity
Rate History
No change since Sep 14, 2026 · 0.15% APY · checked 3 times
BMO Bank National Association
Institution Rating:
A+5.0 ★Texas Ratio: 3.54%
3 Month IRA Certificate of Deposit
$0
0.05%
▼ 2.00% below Nebraska avg
▼
Rate0.05%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Nebraska Average2.05%▼ 2.00% below avgNationally 2.09%
Details
Minimum Balance To Obtain APY: $1,000; rates based on zip code
Rate History
No change since Sep 30, 2026 · 0.05% APY · checked 5 times
Inavale 6 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Enterprise Bank Omaha, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
6 Month CD Specials
$0
4.10%
▲ 1.13% above Nebraska avg
▼
Rate4.04%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.97%▲ 1.13% above avgNationally 2.77%
Details
Rate History
No change since Oct 8, 2026 · 4.10% APY · checked 2 times
Enterprise Bank Omaha, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
6 Months CD
$0
4.10%
▲ 1.13% above Nebraska avg
▼
Rate4.04%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.97%▲ 1.13% above avgNationally 2.77%
Details
Rate History
No change since Oct 8, 2026 · 4.10% APY · checked 2 times
Western Nebraska Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.07%
6 Month Certificate Of Deposit
$250
4.07%
▲ 1.10% above Nebraska avg
▼
Rate4.00%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.97%▲ 1.10% above avgNationally 2.77%
Details
Rate History
No change since Oct 7, 2026 · 4.07% APY · checked 2 times
Adams County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
6 Month Certificate of Deposit (CD)
$0
4.06%
▲ 1.09% above Nebraska avg
▼
Rate4.00%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.97%▲ 1.09% above avgNationally 2.77%
Details
Balance: >= $150,000
Rate History
1 change since Sep 14, 2026 · 3.91% → 4.06% ▲ 0.15 pts · high 4.06% / low 3.91%
- Sep 24, 20264.06%▲ from 3.91%
- Sep 14, 20263.91%first recorded
Cobalt Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.25%
6 Month Business Term Share Certificate
$0
4.05%
▲ 1.08% above Nebraska avg
▼
Rate3.99%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Nebraska Average2.97%▲ 1.08% above avgNationally 2.77%
Details
Balance: $100,000.00 and greater
Rate History
No change since Sep 14, 2026 · 4.05% APY · checked 7 times
Cobalt Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.25%
6 Month Certificate
$100,000
4.05%
▲ 1.08% above Nebraska avg
▼
Rate3.99%
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Nebraska Average2.97%▲ 1.08% above avgNationally 2.77%
Details
Member Loyalty APY: 4.20%; Period: Quarterly
Rate History
No change since Sep 14, 2026 · 4.05% APY · checked 7 times
Westside State Bank
Institution Rating:
A-5.0 ★Texas Ratio: 15.31%
6 Month Special CDs
$0
4.04%
▲ 1.07% above Nebraska avg
▼
Rate4.00%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Nebraska Average2.97%▲ 1.07% above avgNationally 2.77%
Details
Balance: => $100,000; Penalty for early withdrawal.
Rate History
No change since Sep 30, 2026 · 4.04% APY · checked 5 times
Westside State Bank
Institution Rating:
A-5.0 ★Texas Ratio: 15.31%
CDs - 6 Months
$0
4.04%
▲ 1.07% above Nebraska avg
▼
Rate4.00%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Nebraska Average2.97%▲ 1.07% above avgNationally 2.77%
Details
Balance: => $100,000
Rate History
1 change since Sep 30, 2026 · 3.79% → 4.04% ▲ 0.25 pts · high 4.04% / low 3.79%
- Oct 14, 20264.04%▲ from 3.79%
- Sep 30, 20263.79%first recorded
Thayer County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.69%
6 Month CD
$0
4.01%
▲ 1.04% above Nebraska avg
▼
Rate3.95%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.97%▲ 1.04% above avgNationally 2.77%
Details
Balance: $75,000.00 and up
Rate History
1 change since Sep 11, 2026 · 3.85% → 4.01% ▲ 0.16 pts · high 4.01% / low 3.85%
- Oct 3, 20264.01%▲ from 3.85%
- Sep 11, 20263.85%first recorded
First Westroads Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.04%
6 Month CD
$500
4.01%
▲ 1.04% above Nebraska avg
▼
Rate3.95%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.97%▲ 1.04% above avgNationally 2.77%
Details
Rate History
No change since Sep 20, 2026 · 4.01% APY · checked 6 times
SN Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.94%
6 Month Certificate
$0
4.00%
▲ 1.03% above Nebraska avg
▼
Rate3.94%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.97%▲ 1.03% above avgNationally 2.77%
Details
APY* / Interest Rate: $1,000 - $24,999.99
Rate History
1 change since Sep 11, 2026 · 3.75% → 4.00% ▲ 0.25 pts · high 4.00% / low 3.75%
- Sep 19, 20264.00%▲ from 3.75%
- Sep 11, 20263.75%first recorded
First Community Bank Beemer, NE
Institution Rating:
A+5.0 ★Texas Ratio: 3.06%
6 MONTH CD Special
$500
4.00%
▲ 1.03% above Nebraska avg
▼
Rate3.94%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.97%▲ 1.03% above avgNationally 2.77%
Details
Rate History
No change since Sep 24, 2026 · 4.00% APY · checked 5 times
Omaha Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.18%
6 Month Share Certificate
$500
4.00%
▲ 1.03% above Nebraska avg
▼
Rate3.93%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.97%▲ 1.03% above avgNationally 2.77%
Details
Rate History
No change since Sep 20, 2026 · 4.00% APY · checked 5 times
Omaha Police Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.04%
6 Month Certificate Special
$2,500
4.00%
▲ 1.03% above Nebraska avg
▼
Rate3.94%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Nebraska Average2.97%▲ 1.03% above avgNationally 2.77%
Details
Limited-time offer; Annual Percentage Yield; rates based on quarterly dividend
Rate History
No change since Oct 5, 2026 · 4.00% APY · checked 2 times
Thayer County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.69%
6 Month CD
$0
3.96%
▲ 0.99% above Nebraska avg
▼
Rate3.90%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.97%▲ 0.99% above avgNationally 2.77%
Details
Balance: $50,000.00 - $74,999.99
Rate History
1 change since Sep 11, 2026 · 3.80% → 3.96% ▲ 0.16 pts · high 3.96% / low 3.80%
- Oct 3, 20263.96%▲ from 3.80%
- Sep 11, 20263.80%first recorded
Adams County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
6 Month Certificate of Deposit (CD)
$0
3.96%
▲ 0.99% above Nebraska avg
▼
Rate3.90%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.97%▲ 0.99% above avgNationally 2.77%
Details
Balance: $50,000 - $149,999.99
Rate History
1 change since Sep 14, 2026 · 3.80% → 3.96% ▲ 0.16 pts · high 3.96% / low 3.80%
- Sep 24, 20263.96%▲ from 3.80%
- Sep 14, 20263.80%first recorded
Cobalt Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.25%
6 Month Business Term Share Certificate
$0
3.95%
▲ 0.98% above Nebraska avg
▼
Rate3.89%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Nebraska Average2.97%▲ 0.98% above avgNationally 2.77%
Details
Balance: $1.00.00-99.999.99
Rate History
No change since Sep 14, 2026 · 3.95% APY · checked 7 times
Cobalt Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.25%
6 Month Certificate
$1,000
3.95%
▲ 0.98% above Nebraska avg
▼
Rate3.89%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Nebraska Average2.97%▲ 0.98% above avgNationally 2.77%
Details
Member Loyalty APY: 4.10%; Period: Quarterly
Rate History
No change since Sep 14, 2026 · 3.95% APY · checked 7 times
Pathway Bank
Institution Rating:
B-4.4 ★Texas Ratio: 22.68%
6 Month CD
$1,000
3.90%
▲ 0.93% above Nebraska avg
▼
Rate3.84%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.97%▲ 0.93% above avgNationally 2.77%
Details
Rate History
1 change since Sep 19, 2026 · 3.70% → 3.90% ▲ 0.20 pts · high 3.90% / low 3.70%
- Oct 7, 20263.90%▲ from 3.70%
- Sep 19, 20263.70%first recorded
Metro Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.30%
6 Month Certificate
$0
3.90%
▲ 0.93% above Nebraska avg
▼
Rate3.83%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.97%▲ 0.93% above avgNationally 2.77%
Details
Certificate; Balance: $500.00 minimum
Rate History
1 change since Sep 20, 2026 · 3.85% → 3.90% ▲ 0.05 pts · high 3.90% / low 3.85%
- Oct 4, 20263.90%▲ from 3.85%
- Sep 20, 20263.85%first recorded
Nebraska Energy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.21%
6 Month Share Certificate
$5,000
3.90%
▲ 0.93% above Nebraska avg
▼
RateN/A
Min Deposit$5,000
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Nebraska Average2.97%▲ 0.93% above avgNationally 2.77%
Details
Special - Limited Time; Limit One Per Member; Credited Monthly
Rate History
No change since Oct 13, 2026 · 3.90% APY
First Lincoln Federal Credit Union
Institution Rating:
B-4.3 ★Texas Ratio: 23.25%
6 Month IRA Share Certificate
$1,000
3.86%
▲ 0.89% above Nebraska avg
▼
Rate3.80%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.97%▲ 0.89% above avgNationally 2.77%
Details
Rates effective as of August 13, 2025; fixed for term; early withdrawal penalty; compounds monthly
Rate History
No change since Sep 18, 2026 · 3.86% APY · checked 6 times
First Lincoln Federal Credit Union
Institution Rating:
B-4.3 ★Texas Ratio: 23.25%
6 Month Share Certificate
$1,000
3.86%
▲ 0.89% above Nebraska avg
▼
Rate3.80%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.97%▲ 0.89% above avgNationally 2.77%
Details
Rates effective as of August 13, 2025; fixed for term; early withdrawal penalty; compounds monthly
Rate History
No change since Oct 12, 2026 · 3.86% APY
First Lincoln Federal Credit Union
Institution Rating:
B-4.3 ★Texas Ratio: 23.25%
Share Certificates 6 Months
$1,000
3.86%
▲ 0.89% above Nebraska avg
▼
Rate3.80%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.97%▲ 0.89% above avgNationally 2.77%
Details
Share Certificates ($1000.00 Minimum); Compounds monthly
Rate History
No change since Oct 12, 2026 · 3.86% APY
Adams County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
6 Month Certificate of Deposit (CD)
$0
3.85%
▲ 0.88% above Nebraska avg
▼
Rate3.80%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.97%▲ 0.88% above avgNationally 2.77%
Details
Balance: $500 - $49,999.99
Rate History
1 change since Sep 14, 2026 · 3.70% → 3.85% ▲ 0.15 pts · high 3.85% / low 3.70%
- Sep 24, 20263.85%▲ from 3.70%
- Sep 14, 20263.70%first recorded
Archer Cooperative Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.83%
6 Month Share & IRA Certificates
$500
3.85%
▲ 0.88% above Nebraska avg
▼
Rate3.80%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Nebraska Average2.97%▲ 0.88% above avgNationally 2.77%
Details
Rate History
No change since Sep 14, 2026 · 3.85% APY · checked 6 times
Thayer County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.69%
6 Month CD
$0
3.80%
▲ 0.83% above Nebraska avg
▼
Rate3.75%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.97%▲ 0.83% above avgNationally 2.77%
Details
Balance: $25,000.00 - $49,999.99
Rate History
1 change since Sep 11, 2026 · 3.65% → 3.80% ▲ 0.15 pts · high 3.80% / low 3.65%
- Oct 3, 20263.80%▲ from 3.65%
- Sep 11, 20263.65%first recorded
Countryside Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.33%
6 Month Certificate
$1,000
3.80%
▲ 0.83% above Nebraska avg
▼
Rate3.75%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.97%▲ 0.83% above avgNationally 2.77%
Details
Rate History
No change since Sep 14, 2026 · 3.80% APY · checked 3 times
FirstBank of Nebraska
Institution Rating:
A+5.0 ★Texas Ratio: 4.58%
6 Mo CD
$1,000
3.80%
▲ 0.83% above Nebraska avg
▼
Rate3.74%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.97%▲ 0.83% above avgNationally 2.77%
Details
Rate History
No change since Sep 14, 2026 · 3.80% APY · checked 7 times
Consumers Cooperative Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.08%
6 Month Certificate
$0
3.80%
▲ 0.83% above Nebraska avg
▼
Rate3.75%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.97%▲ 0.83% above avgNationally 2.77%
Details
Compounding: Quarterly
Rate History
No change since Sep 12, 2026 · 3.80% APY · checked 6 times
Westside State Bank
Institution Rating:
A-5.0 ★Texas Ratio: 15.31%
6 Month Certificates of Deposit (CDs)
$500
3.79%
▲ 0.82% above Nebraska avg
▼
Rate3.75%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Nebraska Average2.97%▲ 0.82% above avgNationally 2.77%
Details
Penalty for early withdrawal.
Rate History
No change since Oct 6, 2026 · 3.79% APY · checked 3 times
Westside State Bank
Institution Rating:
A-5.0 ★Texas Ratio: 15.31%
6 Month Special CDs
$0
3.79%
▲ 0.82% above Nebraska avg
▼
Rate3.75%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Nebraska Average2.97%▲ 0.82% above avgNationally 2.77%
Details
Balance: < $100,000
Rate History
No change since Sep 30, 2026 · 3.79% APY · checked 5 times
Westside State Bank
Institution Rating:
A-5.0 ★Texas Ratio: 15.31%
Certificates of Deposit (CDs) - 6 Months
$500
3.79%
▲ 0.82% above Nebraska avg
▼
Rate3.75%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Nebraska Average2.97%▲ 0.82% above avgNationally 2.77%
Details
Penalty for early withdrawal
Rate History
No change since Oct 6, 2026 · 3.79% APY · checked 3 times
Westside State Bank
Institution Rating:
A-5.0 ★Texas Ratio: 15.31%
IRA 6 MONTH CD
$100
3.79%
▲ 0.82% above Nebraska avg
▼
Rate3.75%
Min Deposit$100
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Nebraska Average2.97%▲ 0.82% above avgNationally 2.77%
Details
Penalty for early withdrawal.
Rate History
No change since Sep 30, 2026 · 3.79% APY · checked 5 times
LincOne Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
Share Certificates - 6 Months
$0
3.76%
▲ 0.79% above Nebraska avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.97%▲ 0.79% above avgNationally 2.77%
Details
Rate History
No change since Oct 12, 2026 · 3.76% APY
CIT Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.72%
Term CD - 6-Month Term
$1,000
3.75%
▲ 0.78% above Nebraska avg
▼
Rate3.68%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Nebraska Average2.97%▲ 0.78% above avgNationally 2.77%
Details
Term Certificates of Deposit (CD)
Rate History
No change since Oct 14, 2026 · 3.75% APY
Union Pacific Streamliner Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.61%
6-Month Share Certificate - Special
$0
3.65%
▲ 0.68% above Nebraska avg
▼
Rate3.59%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.97%▲ 0.68% above avgNationally 2.77%
Details
Early certificate closure assessed a 90-day interest penalty fee
Rate History
No change since Sep 25, 2026 · 3.65% APY · checked 3 times
First Westroads Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.04%
IRA 6 Month CD
$500
3.60%
▲ 0.63% above Nebraska avg
▼
Rate3.55%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.97%▲ 0.63% above avgNationally 2.77%
Details
Rate History
No change since Sep 14, 2026 · 3.60% APY · checked 7 times
Nebraska State Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
6 Month Certificate
$500
3.60%
▲ 0.63% above Nebraska avg
▼
Rate3.55%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.97%▲ 0.63% above avgNationally 2.77%
Details
Rate History
1 change since Sep 14, 2026 · 3.40% → 3.60% ▲ 0.20 pts · high 3.60% / low 3.40%
- Oct 8, 20263.60%▲ from 3.40%
- Sep 14, 20263.40%first recorded
Nebraska State Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
Term - 6 Months
$500
3.60%
▲ 0.63% above Nebraska avg
▼
Rate3.55%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.97%▲ 0.63% above avgNationally 2.77%
Details
Rate History
1 change since Sep 14, 2026 · 3.40% → 3.60% ▲ 0.20 pts · high 3.60% / low 3.40%
- Oct 8, 20263.60%▲ from 3.40%
- Sep 14, 20263.40%first recorded
Nebraska State Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
Time Certificate of Deposit - 6 Months
$500
3.60%
▲ 0.63% above Nebraska avg
▼
Rate3.55%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.97%▲ 0.63% above avgNationally 2.77%
Details
Rate History
No change since Oct 8, 2026 · 3.60% APY · checked 2 times
Custer Federal State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
6 Month CD
$500
3.60%
▲ 0.63% above Nebraska avg
▼
Rate3.57%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.97%▲ 0.63% above avgNationally 2.77%
Details
Rate History
No change since Sep 14, 2026 · 3.60% APY · checked 5 times
Electrical Workers No 22 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.13%
Share Certificate - CD 6 Months Term "O"
$0
3.60%
▲ 0.63% above Nebraska avg
▼
Rate3.60%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Nebraska Average2.97%▲ 0.63% above avgNationally 2.77%
Details
Rate History
No change since Sep 14, 2026 · 3.60% APY · checked 4 times
OneNebraska Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
Share Certificate - 6 Month
$500
3.60%
▲ 0.63% above Nebraska avg
▼
Rate3.55%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Nebraska Average2.97%▲ 0.63% above avgNationally 2.77%
Details
Dividends compounded & credited quarterly; dividend period quarterly; minimum balance to avoid service charge n/a
Rate History
No change since Oct 5, 2026 · 3.60% APY · checked 3 times
Sidney Federal S&L
Institution Rating:
A+5.0 ★Texas Ratio: 3.97%
6 Month CD
$0
3.60%
▲ 0.63% above Nebraska avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.97%▲ 0.63% above avgNationally 2.77%
Details
*Annual Percentage Yield
Rate History
No change since Sep 14, 2026 · 3.60% APY · checked 6 times
Cornhusker Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.16%
6 Month Certificate of Deposit
$1,000
3.57%
▲ 0.60% above Nebraska avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Nebraska Average2.97%▲ 0.60% above avgNationally 2.77%
Details
Rate History
1 change since Sep 30, 2026 · 3.66% → 3.57% ▼ 0.09 pts · high 3.66% / low 3.57%
- Oct 1, 20263.57%▼ from 3.66%
- Sep 30, 20263.66%first recorded
Cornhusker Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.16%
Business Certificates of Deposit - 6 Month
$1,000
3.57%
▲ 0.60% above Nebraska avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Nebraska Average2.97%▲ 0.60% above avgNationally 2.77%
Details
Rate History
1 change since Sep 30, 2026 · 3.66% → 3.57% ▼ 0.09 pts · high 3.66% / low 3.57%
- Oct 1, 20263.57%▼ from 3.66%
- Sep 30, 20263.66%first recorded
Thayer County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.69%
6 Month CD
$0
3.55%
▲ 0.58% above Nebraska avg
▼
Rate3.50%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.97%▲ 0.58% above avgNationally 2.77%
Details
Balance: $2,500.00 - $24,999.99
Rate History
1 change since Sep 11, 2026 · 3.39% → 3.55% ▲ 0.16 pts · high 3.55% / low 3.39%
- Oct 3, 20263.55%▲ from 3.39%
- Sep 11, 20263.39%first recorded
Meridian Trust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.45%
6 Month Certificates and IRA Share Certificates
$500
3.55%
▲ 0.58% above Nebraska avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.97%▲ 0.58% above avgNationally 2.77%
Details
Pay monthly; Share Certificates may be added to in $100 increments up to an additional $5,000 during the term
Rate History
No change since Oct 12, 2026 · 3.55% APY
Meridian Trust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.45%
Business Certificate - 6 months
$500
3.55%
▲ 0.58% above Nebraska avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.97%▲ 0.58% above avgNationally 2.77%
Details
Rate History
No change since Oct 12, 2026 · 3.55% APY
Inavale 12 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Navy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.14%
12 Month Special EasyStart Certificate
$50
4.35%
▲ 1.30% above Nebraska avg
▼
Rate4.26%
Min Deposit$50
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Nebraska Average3.05%▲ 1.30% above avgNationally 2.99%
Details
Rate History
No change since Sep 30, 2026 · 4.35% APY · checked 5 times
First Westroads Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.04%
12 Month CD
$500
4.28%
▲ 1.23% above Nebraska avg
▼
Rate4.21%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average3.05%▲ 1.23% above avgNationally 2.99%
Details
Rate History
No change since Sep 20, 2026 · 4.28% APY · checked 6 times
Western Nebraska Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.07%
12 Month Certificate Of Deposit
$250
4.22%
▲ 1.17% above Nebraska avg
▼
Rate4.15%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average3.05%▲ 1.17% above avgNationally 2.99%
Details
Rate History
No change since Oct 7, 2026 · 4.22% APY · checked 2 times
Thayer County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.69%
12 Month CD
$0
4.19%
▲ 1.14% above Nebraska avg
▼
Rate4.13%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average3.05%▲ 1.14% above avgNationally 2.99%
Details
Balance: $75,000.00 and up
Rate History
1 change since Sep 11, 2026 · 3.99% → 4.19% ▲ 0.20 pts · high 4.19% / low 3.99%
- Oct 3, 20264.19%▲ from 3.99%
- Sep 11, 20263.99%first recorded
Adams County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
12 Month Certificate of Deposit (CD)
$0
4.16%
▲ 1.11% above Nebraska avg
▼
Rate4.10%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average3.05%▲ 1.11% above avgNationally 2.99%
Details
Balance: >= $150,000
Rate History
1 change since Sep 14, 2026 · 3.75% → 4.16% ▲ 0.41 pts · high 4.16% / low 3.75%
- Sep 24, 20264.16%▲ from 3.75%
- Sep 14, 20263.75%first recorded
Pathway Bank
Institution Rating:
B-4.4 ★Texas Ratio: 22.68%
12 Month CD
$1,000
4.15%
▲ 1.10% above Nebraska avg
▼
Rate4.09%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average3.05%▲ 1.10% above avgNationally 2.99%
Details
Rate History
1 change since Sep 19, 2026 · 3.60% → 4.15% ▲ 0.55 pts · high 4.15% / low 3.60%
- Oct 7, 20264.15%▲ from 3.60%
- Sep 19, 20263.60%first recorded
Enterprise Bank Omaha, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
12 Month CD Specials
$0
4.15%
▲ 1.10% above Nebraska avg
▼
Rate4.09%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average3.05%▲ 1.10% above avgNationally 2.99%
Details
Rate History
No change since Oct 8, 2026 · 4.15% APY · checked 2 times
Enterprise Bank Omaha, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
12 Months CD
$0
4.15%
▲ 1.10% above Nebraska avg
▼
Rate4.09%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average3.05%▲ 1.10% above avgNationally 2.99%
Details
Rate History
No change since Oct 8, 2026 · 4.15% APY · checked 2 times
Thayer County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.69%
12 Month CD
$0
4.14%
▲ 1.09% above Nebraska avg
▼
Rate4.08%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average3.05%▲ 1.09% above avgNationally 2.99%
Details
Balance: $50,000.00 - $74,999.99
Rate History
1 change since Sep 11, 2026 · 3.94% → 4.14% ▲ 0.20 pts · high 4.14% / low 3.94%
- Oct 3, 20264.14%▲ from 3.94%
- Sep 11, 20263.94%first recorded
Navy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.14%
Short-Term Certificate (Share, IRA, ESA) - 12 Months
$0
4.10%
▲ 1.05% above Nebraska avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Nebraska Average3.05%▲ 1.05% above avgNationally 2.99%
Details
$100K Minimum APY tier; Rates as of Oct 13, 2026 ET; Dividends compounded daily, credited monthly; Penalties apply for early withdrawals
Rate History
No change since Oct 14, 2026 · 4.10% APY
Omaha Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.18%
12 Month Share Certificate
$500
4.10%
▲ 1.05% above Nebraska avg
▼
Rate4.03%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average3.05%▲ 1.05% above avgNationally 2.99%
Details
Rate History
1 change since Sep 20, 2026 · 3.50% → 4.10% ▲ 0.60 pts · high 4.10% / low 3.50%
- Oct 8, 20264.10%▲ from 3.50%
- Sep 20, 20263.50%first recorded
Adams County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
12 Month Certificate of Deposit (CD)
$0
4.06%
▲ 1.01% above Nebraska avg
▼
Rate4.00%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average3.05%▲ 1.01% above avgNationally 2.99%
Details
Balance: $50,000 - $149,999.99
Rate History
1 change since Sep 14, 2026 · 3.65% → 4.06% ▲ 0.41 pts · high 4.06% / low 3.65%
- Sep 24, 20264.06%▲ from 3.65%
- Sep 14, 20263.65%first recorded
Navy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.14%
Short-Term Certificate (Share, IRA, ESA) - 12 Months
$0
4.05%
▲ 1.00% above Nebraska avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Nebraska Average3.05%▲ 1.00% above avgNationally 2.99%
Details
$1K Minimum APY tier; Rates as of Oct 13, 2026 ET; Dividends compounded daily, credited monthly; Penalties apply for early withdrawals
Rate History
No change since Oct 14, 2026 · 4.05% APY
Omaha Police Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.04%
12 Month Certificate Special
$2,500
4.05%
▲ 1.00% above Nebraska avg
▼
Rate3.99%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Nebraska Average3.05%▲ 1.00% above avgNationally 2.99%
Details
Limited-time offer; Annual Percentage Yield; rates based on quarterly dividend
Rate History
No change since Oct 5, 2026 · 4.05% APY · checked 2 times
Nebraska State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
12 Month IRA Share Certificate
$500
4.01%
▲ 0.96% above Nebraska avg
▼
Rate3.94%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Nebraska Average3.05%▲ 0.96% above avgNationally 2.99%
Details
Traditional or Roth; Penalty may be imposed for early withdrawal
Rate History
No change since Oct 9, 2026 · 4.01% APY · checked 2 times
Navy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.14%
12 Month ESA EasyStart Certificate
$50
4.00%
▲ 0.95% above Nebraska avg
▼
Rate3.92%
Min Deposit$50
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Nebraska Average3.05%▲ 0.95% above avgNationally 2.99%
Details
Share, IRA, ESA; Rates as of Oct 13, 2026 ET; EasyStart Certificate Rates(Share, IRA, ESA)
Rate History
No change since Oct 6, 2026 · 4.00% APY · checked 3 times
I3 Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.09%
Certificates of Deposit & IRAs - 12 Month
$500
4.00%
▲ 0.95% above Nebraska avg
▼
Rate3.94%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average3.05%▲ 0.95% above avgNationally 2.99%
Details
Compound Frequency: Quarterly
Rate History
1 change since Sep 14, 2026 · 3.30% → 4.00% ▲ 0.70 pts · high 4.00% / low 3.30%
- Oct 8, 20264.00%▲ from 3.30%
- Sep 14, 20263.30%first recorded
Metro Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.30%
12 Month Certificate
$0
4.00%
▲ 0.95% above Nebraska avg
▼
Rate3.93%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average3.05%▲ 0.95% above avgNationally 2.99%
Details
Certificate; Balance: $500.00 minimum
Rate History
1 change since Sep 20, 2026 · 3.90% → 4.00% ▲ 0.10 pts · high 4.00% / low 3.90%
- Oct 4, 20264.00%▲ from 3.90%
- Sep 20, 20263.90%first recorded
Siouxland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.44%
Certificate 12 Months
$1,000
4.00%
▲ 0.95% above Nebraska avg
▼
Rate3.93%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Nebraska Average3.05%▲ 0.95% above avgNationally 2.99%
Details
Rate History
1 change since Sep 14, 2026 · 3.91% → 4.00% ▲ 0.09 pts · high 4.00% / low 3.91%
- Oct 5, 20264.00%▲ from 3.91%
- Sep 14, 20263.91%first recorded
Siouxland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.44%
IRA 12 Months
$1,000
4.00%
▲ 0.95% above Nebraska avg
▼
Rate3.93%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Nebraska Average3.05%▲ 0.95% above avgNationally 2.99%
Details
Rate History
1 change since Sep 18, 2026 · 3.91% → 4.00% ▲ 0.09 pts · high 4.00% / low 3.91%
- Oct 13, 20264.00%▲ from 3.91%
- Sep 18, 20263.91%first recorded
Cobalt Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.25%
12 Month Business Term Share Certificate
$0
4.00%
▲ 0.95% above Nebraska avg
▼
Rate3.94%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Nebraska Average3.05%▲ 0.95% above avgNationally 2.99%
Details
Balance: $100,000.00 and greater
Rate History
No change since Sep 14, 2026 · 4.00% APY · checked 7 times
CIT Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.72%
Term CD - 1-Year Term
$1,000
4.00%
▲ 0.95% above Nebraska avg
▼
Rate3.92%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Nebraska Average3.05%▲ 0.95% above avgNationally 2.99%
Details
Term Certificates of Deposit (CD)
Rate History
No change since Oct 14, 2026 · 4.00% APY
Thayer County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.69%
12 Month CD
$0
3.99%
▲ 0.94% above Nebraska avg
▼
Rate3.93%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average3.05%▲ 0.94% above avgNationally 2.99%
Details
Balance: $25,000.00 - $49,999.99
Rate History
1 change since Sep 11, 2026 · 3.78% → 3.99% ▲ 0.21 pts · high 3.99% / low 3.78%
- Oct 3, 20263.99%▲ from 3.78%
- Sep 11, 20263.78%first recorded
Adams County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
12 Month Certificate of Deposit (CD)
$0
3.96%
▲ 0.91% above Nebraska avg
▼
Rate3.90%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average3.05%▲ 0.91% above avgNationally 2.99%
Details
Balance: $500 - $49,999.99
Rate History
1 change since Sep 14, 2026 · 3.55% → 3.96% ▲ 0.41 pts · high 3.96% / low 3.55%
- Sep 24, 20263.96%▲ from 3.55%
- Sep 14, 20263.55%first recorded
Cobalt Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.25%
12 Month Baby Bundle Certificate
$25
3.90%
▲ 0.85% above Nebraska avg
▼
Rate3.83%
Min Deposit$25
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Nebraska Average3.05%▲ 0.85% above avgNationally 2.99%
Details
Period*: Monthly
Rate History
No change since Oct 9, 2026 · 3.90% APY · checked 3 times
Cobalt Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.25%
12 Month Business Term Share Certificate
$0
3.90%
▲ 0.85% above Nebraska avg
▼
Rate3.84%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Nebraska Average3.05%▲ 0.85% above avgNationally 2.99%
Details
Balance: $1,000.00-99,999.99
Rate History
No change since Sep 14, 2026 · 3.90% APY · checked 5 times
Archer Cooperative Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.83%
12 Month Share & IRA Certificates
$500
3.90%
▲ 0.85% above Nebraska avg
▼
Rate3.84%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Nebraska Average3.05%▲ 0.85% above avgNationally 2.99%
Details
Rate History
No change since Sep 14, 2026 · 3.90% APY · checked 6 times
FirstBank of Nebraska
Institution Rating:
A+5.0 ★Texas Ratio: 4.58%
12 Mo CD
$5,000
3.85%
▲ 0.80% above Nebraska avg
▼
Rate3.79%
Min Deposit$5,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average3.05%▲ 0.80% above avgNationally 2.99%
Details
Rate History
1 change since Sep 14, 2026 · 3.75% → 3.85% ▲ 0.10 pts · high 3.85% / low 3.75%
- Oct 8, 20263.85%▲ from 3.75%
- Sep 14, 20263.75%first recorded
Lincoln Public School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.68%
12 Month Share Certificate
$0
3.81%
▲ 0.76% above Nebraska avg
▼
Rate3.75%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average3.05%▲ 0.76% above avgNationally 2.99%
Details
Rate History
No change since Sep 14, 2026 · 3.81% APY · checked 5 times
Cornhusker Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.16%
12 Month Certificate of Deposit
$1,000
3.80%
▲ 0.75% above Nebraska avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Nebraska Average3.05%▲ 0.75% above avgNationally 2.99%
Details
Rate History
1 change since Sep 30, 2026 · 3.75% → 3.80% ▲ 0.05 pts · high 3.80% / low 3.75%
- Oct 1, 20263.80%▲ from 3.75%
- Sep 30, 20263.75%first recorded
Cornhusker Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.16%
Business Certificates of Deposit - 12 Month
$1,000
3.80%
▲ 0.75% above Nebraska avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Nebraska Average3.05%▲ 0.75% above avgNationally 2.99%
Details
Rate History
1 change since Sep 30, 2026 · 3.75% → 3.80% ▲ 0.05 pts · high 3.80% / low 3.75%
- Oct 1, 20263.80%▲ from 3.75%
- Sep 30, 20263.75%first recorded
Consumers Cooperative Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.08%
12 Month Certificate
$0
3.80%
▲ 0.75% above Nebraska avg
▼
Rate3.75%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average3.05%▲ 0.75% above avgNationally 2.99%
Details
Compounding: Quarterly
Rate History
No change since Sep 12, 2026 · 3.80% APY · checked 6 times
Westside State Bank
Institution Rating:
A-5.0 ★Texas Ratio: 15.31%
12 Month Certificates of Deposit (CDs)
$500
3.75%
▲ 0.70% above Nebraska avg
▼
Rate3.75%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Nebraska Average3.05%▲ 0.70% above avgNationally 2.99%
Details
Penalty for early withdrawal.
Rate History
No change since Oct 6, 2026 · 3.75% APY · checked 3 times
Westside State Bank
Institution Rating:
A-5.0 ★Texas Ratio: 15.31%
Certificates of Deposit (CDs) - 12 Months
$500
3.75%
▲ 0.70% above Nebraska avg
▼
Rate3.75%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Nebraska Average3.05%▲ 0.70% above avgNationally 2.99%
Details
Penalty for early withdrawal
Rate History
No change since Oct 6, 2026 · 3.75% APY · checked 3 times
Westside State Bank
Institution Rating:
A-5.0 ★Texas Ratio: 15.31%
IRA 12 MONTH CD
$100
3.75%
▲ 0.70% above Nebraska avg
▼
Rate3.75%
Min Deposit$100
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Nebraska Average3.05%▲ 0.70% above avgNationally 2.99%
Details
Penalty for early withdrawal.
Rate History
No change since Sep 30, 2026 · 3.75% APY · checked 5 times
FirstBank of Nebraska
Institution Rating:
A+5.0 ★Texas Ratio: 4.58%
12 Mo CD
$1,000
3.75%
▲ 0.70% above Nebraska avg
▼
Rate3.70%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average3.05%▲ 0.70% above avgNationally 2.99%
Details
Rate History
1 change since Sep 14, 2026 · 3.65% → 3.75% ▲ 0.10 pts · high 3.75% / low 3.65%
- Oct 8, 20263.75%▲ from 3.65%
- Sep 14, 20263.65%first recorded
FirstBank of Nebraska
Institution Rating:
A+5.0 ★Texas Ratio: 4.58%
12 Mo IRA
$1,000
3.75%
▲ 0.70% above Nebraska avg
▼
Rate3.70%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average3.05%▲ 0.70% above avgNationally 2.99%
Details
Rate History
No change since Sep 14, 2026 · 3.75% APY · checked 7 times
MembersOwn Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.93%
12-month Share Certificate special
$0
3.75%
▲ 0.70% above Nebraska avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Nebraska Average3.05%▲ 0.70% above avgNationally 2.99%
Details
$5,000; Special share certificate; $5,000 minimum; APY*; early withdrawal penalty applies; dividends earned and posted at the end of each calendar month
Rate History
No change since Sep 18, 2026 · 3.75% APY · checked 5 times
Thayer County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.69%
12 Month CD
$0
3.73%
▲ 0.68% above Nebraska avg
▼
Rate3.68%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average3.05%▲ 0.68% above avgNationally 2.99%
Details
Balance: $2,500.00 - $24,999.99
Rate History
1 change since Sep 11, 2026 · 3.53% → 3.73% ▲ 0.20 pts · high 3.73% / low 3.53%
- Oct 3, 20263.73%▲ from 3.53%
- Sep 11, 20263.53%first recorded
Nebraska State Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
1 Year Certificate
$500
3.70%
▲ 0.65% above Nebraska avg
▼
Rate3.65%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average3.05%▲ 0.65% above avgNationally 2.99%
Details
Rate History
1 change since Sep 14, 2026 · 3.30% → 3.70% ▲ 0.40 pts · high 3.70% / low 3.30%
- Oct 8, 20263.70%▲ from 3.30%
- Sep 14, 20263.30%first recorded
Nebraska State Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
Term - 1 Year
$500
3.70%
▲ 0.65% above Nebraska avg
▼
Rate3.65%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average3.05%▲ 0.65% above avgNationally 2.99%
Details
Rate History
1 change since Sep 14, 2026 · 3.30% → 3.70% ▲ 0.40 pts · high 3.70% / low 3.30%
- Oct 8, 20263.70%▲ from 3.30%
- Sep 14, 20263.30%first recorded
Nebraska State Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
Time Certificate of Deposit - 1 Year
$500
3.70%
▲ 0.65% above Nebraska avg
▼
Rate3.65%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average3.05%▲ 0.65% above avgNationally 2.99%
Details
Rate History
No change since Oct 8, 2026 · 3.70% APY · checked 2 times
Nebraska Energy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.21%
1 Year Share Certificate
$5,000
3.70%
▲ 0.65% above Nebraska avg
▼
RateN/A
Min Deposit$5,000
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Nebraska Average3.05%▲ 0.65% above avgNationally 2.99%
Details
Credited Monthly
Rate History
No change since Sep 14, 2026 · 3.70% APY · checked 7 times
Nebraska Energy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.21%
IRA 12 Month Certificate
$100
3.70%
▲ 0.65% above Nebraska avg
▼
RateN/A
Min Deposit$100
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Nebraska Average3.05%▲ 0.65% above avgNationally 2.99%
Details
Credited Monthly
Rate History
No change since Sep 14, 2026 · 3.70% APY · checked 7 times
LincOne Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
Share Certificates - 12 Months
$0
3.66%
▲ 0.61% above Nebraska avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average3.05%▲ 0.61% above avgNationally 2.99%
Details
Rate History
No change since Oct 12, 2026 · 3.66% APY
Custer Federal State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
12 Month CD
$500
3.65%
▲ 0.60% above Nebraska avg
▼
Rate3.62%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average3.05%▲ 0.60% above avgNationally 2.99%
Details
Rate History
No change since Sep 14, 2026 · 3.65% APY · checked 5 times
OneNebraska Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
Share Certificate - 12 Month
$500
3.65%
▲ 0.60% above Nebraska avg
▼
Rate3.60%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Nebraska Average3.05%▲ 0.60% above avgNationally 2.99%
Details
Dividends compounded & credited quarterly; dividend period quarterly; minimum balance to avoid service charge n/a
Rate History
No change since Oct 5, 2026 · 3.65% APY · checked 3 times
Holyoke Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.27%
12 Month CD
$50,000
3.60%
▲ 0.55% above Nebraska avg
▼
Rate3.55%
Min Deposit$50,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average3.05%▲ 0.55% above avgNationally 2.99%
Details
Rate History
1 change since Sep 25, 2026 · 3.52% → 3.60% ▲ 0.08 pts · high 3.60% / low 3.52%
- Oct 4, 20263.60%▲ from 3.52%
- Sep 25, 20263.52%first recorded
Union Pacific Streamliner Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.61%
12-Month Share Certificate - Special
$0
3.55%
▲ 0.50% above Nebraska avg
▼
Rate3.49%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average3.05%▲ 0.50% above avgNationally 2.99%
Details
Early certificate closure assessed a 120-day interest penalty fee
Rate History
No change since Sep 25, 2026 · 3.55% APY · checked 3 times
Holyoke Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.27%
12 Month CD
$5,000
3.55%
▲ 0.50% above Nebraska avg
▼
Rate3.50%
Min Deposit$5,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average3.05%▲ 0.50% above avgNationally 2.99%
Details
Rate History
1 change since Sep 25, 2026 · 3.50% → 3.55% ▲ 0.05 pts · high 3.55% / low 3.50%
- Oct 4, 20263.55%▲ from 3.50%
- Sep 25, 20263.50%first recorded
Inavale 18 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Town & Country Bank Ravenna, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
18 Month CD Special
$2,500
4.20%
▲ 1.30% above Nebraska avg
▼
Rate4.14%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.90%▲ 1.30% above avgNationally 2.88%
Details
Rate History
No change since Oct 11, 2026 · 4.20% APY
Omaha Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.18%
18 Month Share Certificate
$500
4.20%
▲ 1.30% above Nebraska avg
▼
Rate4.12%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.90%▲ 1.30% above avgNationally 2.88%
Details
Rate History
1 change since Sep 20, 2026 · 3.00% → 4.20% ▲ 1.20 pts · high 4.20% / low 3.00%
- Oct 8, 20264.20%▲ from 3.00%
- Sep 20, 20263.00%first recorded
Navy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.14%
Short-Term Certificate (Share, IRA, ESA) - 18 Months
$0
4.15%
▲ 1.25% above Nebraska avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Nebraska Average2.90%▲ 1.25% above avgNationally 2.88%
Details
$100K Minimum APY tier; Rates as of Oct 13, 2026 ET; Dividends compounded daily, credited monthly; Penalties apply for early withdrawals
Rate History
No change since Oct 14, 2026 · 4.15% APY
Navy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.14%
Short-Term Certificate (Share, IRA, ESA) - 18 Months
$0
4.10%
▲ 1.20% above Nebraska avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Nebraska Average2.90%▲ 1.20% above avgNationally 2.88%
Details
$1K Minimum APY tier; Rates as of Oct 13, 2026 ET; Dividends compounded daily, credited monthly; Penalties apply for early withdrawals
Rate History
No change since Oct 14, 2026 · 4.10% APY
Pathway Bank
Institution Rating:
B-4.4 ★Texas Ratio: 22.68%
18 Month CD
$1,000
4.10%
▲ 1.20% above Nebraska avg
▼
Rate4.04%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.90%▲ 1.20% above avgNationally 2.88%
Details
Rate History
1 change since Sep 19, 2026 · 3.60% → 4.10% ▲ 0.50 pts · high 4.10% / low 3.60%
- Oct 7, 20264.10%▲ from 3.60%
- Sep 19, 20263.60%first recorded
Omaha Police Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.04%
18 Month Certificate Special
$2,500
4.10%
▲ 1.20% above Nebraska avg
▼
Rate4.04%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Nebraska Average2.90%▲ 1.20% above avgNationally 2.88%
Details
Limited-time offer; Annual Percentage Yield; rates based on quarterly dividend
Rate History
No change since Oct 5, 2026 · 4.10% APY · checked 2 times
Cattle Bank and Trust
Institution Rating:
A+5.0 ★Texas Ratio: 0.49%
18 Month IRA Certificate Special
$0
4.05%
▲ 1.15% above Nebraska avg
▼
Rate3.99%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.90%▲ 1.15% above avgNationally 2.88%
Details
Rate History
1 change since Sep 24, 2026 · 4.00% → 4.05% ▲ 0.05 pts · high 4.05% / low 4.00%
- Oct 3, 20264.05%▲ from 4.00%
- Sep 24, 20264.00%first recorded
Nebraska State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
18 Month IRA Share Certificate
$500
4.01%
▲ 1.11% above Nebraska avg
▼
Rate3.94%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Nebraska Average2.90%▲ 1.11% above avgNationally 2.88%
Details
Traditional or Roth; Penalty may be imposed for early withdrawal
Rate History
No change since Oct 9, 2026 · 4.01% APY · checked 2 times
Countryside Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.33%
18 Month Certificate
$10,000
4.00%
▲ 1.10% above Nebraska avg
▼
Rate3.94%
Min Deposit$10,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.90%▲ 1.10% above avgNationally 2.88%
Details
Rate History
1 change since Sep 14, 2026 · 1.66% → 4.00% ▲ 2.34 pts · high 4.00% / low 1.66%
- Oct 8, 20264.00%▲ from 1.66%
- Sep 14, 20261.66%first recorded
Metro Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.30%
18 Month Certificate
$0
4.00%
▲ 1.10% above Nebraska avg
▼
Rate3.93%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.90%▲ 1.10% above avgNationally 2.88%
Details
Certificate; Balance: $500.00 minimum
Rate History
1 change since Sep 20, 2026 · 3.90% → 4.00% ▲ 0.10 pts · high 4.00% / low 3.90%
- Oct 4, 20264.00%▲ from 3.90%
- Sep 20, 20263.90%first recorded
Cornhusker Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.16%
18 Month Certificate of Deposit
$1,000
3.91%
▲ 1.01% above Nebraska avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Nebraska Average2.90%▲ 1.01% above avgNationally 2.88%
Details
Rate History
1 change since Sep 30, 2026 · 3.84% → 3.91% ▲ 0.07 pts · high 3.91% / low 3.84%
- Oct 1, 20263.91%▲ from 3.84%
- Sep 30, 20263.84%first recorded
Cornhusker Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.16%
Business Certificates of Deposit - 18 Month
$1,000
3.91%
▲ 1.01% above Nebraska avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Nebraska Average2.90%▲ 1.01% above avgNationally 2.88%
Details
Rate History
1 change since Sep 30, 2026 · 3.84% → 3.91% ▲ 0.07 pts · high 3.91% / low 3.84%
- Oct 1, 20263.91%▲ from 3.84%
- Sep 30, 20263.84%first recorded
Archer Cooperative Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.83%
18 Month Share & IRA Certificates
$500
3.90%
▲ 1.00% above Nebraska avg
▼
Rate3.84%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Nebraska Average2.90%▲ 1.00% above avgNationally 2.88%
Details
Rate History
No change since Sep 14, 2026 · 3.90% APY · checked 6 times
Nebraska State Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
18 Month Certificate
$500
3.80%
▲ 0.90% above Nebraska avg
▼
Rate3.75%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.90%▲ 0.90% above avgNationally 2.88%
Details
Rate History
1 change since Sep 14, 2026 · 3.00% → 3.80% ▲ 0.80 pts · high 3.80% / low 3.00%
- Oct 8, 20263.80%▲ from 3.00%
- Sep 14, 20263.00%first recorded
Nebraska State Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
Term - 18 Months
$500
3.80%
▲ 0.90% above Nebraska avg
▼
Rate3.75%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.90%▲ 0.90% above avgNationally 2.88%
Details
Rate History
No change since Oct 8, 2026 · 3.80% APY · checked 2 times
Nebraska State Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
Time Certificate of Deposit - 18 Months
$500
3.80%
▲ 0.90% above Nebraska avg
▼
Rate3.75%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.90%▲ 0.90% above avgNationally 2.88%
Details
Rate History
No change since Oct 8, 2026 · 3.80% APY · checked 2 times
Westside State Bank
Institution Rating:
A-5.0 ★Texas Ratio: 15.31%
18 Month Certificates of Deposit (CDs)
$500
3.75%
▲ 0.85% above Nebraska avg
▼
Rate3.75%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Nebraska Average2.90%▲ 0.85% above avgNationally 2.88%
Details
Penalty for early withdrawal.
Rate History
No change since Oct 6, 2026 · 3.75% APY · checked 3 times
Westside State Bank
Institution Rating:
A-5.0 ★Texas Ratio: 15.31%
Certificates of Deposit (CDs) - 18 Months
$500
3.75%
▲ 0.85% above Nebraska avg
▼
Rate3.75%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Nebraska Average2.90%▲ 0.85% above avgNationally 2.88%
Details
Penalty for early withdrawal
Rate History
No change since Oct 6, 2026 · 3.75% APY · checked 3 times
Westside State Bank
Institution Rating:
A-5.0 ★Texas Ratio: 15.31%
IRA 18 MONTH CD
$100
3.75%
▲ 0.85% above Nebraska avg
▼
Rate3.75%
Min Deposit$100
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Nebraska Average2.90%▲ 0.85% above avgNationally 2.88%
Details
Penalty for early withdrawal.
Rate History
No change since Sep 30, 2026 · 3.75% APY · checked 5 times
Navy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.14%
18 Month ESA EasyStart Certificate
$50
3.70%
▲ 0.80% above Nebraska avg
▼
Rate3.63%
Min Deposit$50
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Nebraska Average2.90%▲ 0.80% above avgNationally 2.88%
Details
Share, IRA, ESA; Rates as of Oct 13, 2026 ET; EasyStart Certificate Rates(Share, IRA, ESA)
Rate History
No change since Oct 6, 2026 · 3.70% APY · checked 3 times
FirstBank of Nebraska
Institution Rating:
A+5.0 ★Texas Ratio: 4.58%
18 Mo CD
$1,000
3.65%
▲ 0.75% above Nebraska avg
▼
Rate3.60%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.90%▲ 0.75% above avgNationally 2.88%
Details
Rate History
1 change since Sep 14, 2026 · 3.50% → 3.65% ▲ 0.15 pts · high 3.65% / low 3.50%
- Oct 8, 20263.65%▲ from 3.50%
- Sep 14, 20263.50%first recorded
Union Pacific Streamliner Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.61%
18-Month Share Certificate - Special
$0
3.60%
▲ 0.70% above Nebraska avg
▼
Rate3.54%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.90%▲ 0.70% above avgNationally 2.88%
Details
Early certificate closure assessed a 180-day interest penalty fee
Rate History
No change since Sep 25, 2026 · 3.60% APY · checked 3 times
Holyoke Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.27%
18 Month CD
$50,000
3.60%
▲ 0.70% above Nebraska avg
▼
Rate3.55%
Min Deposit$50,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.90%▲ 0.70% above avgNationally 2.88%
Details
Rate History
1 change since Sep 25, 2026 · 3.44% → 3.60% ▲ 0.15 pts · high 3.60% / low 3.44%
- Oct 4, 20263.60%▲ from 3.44%
- Sep 25, 20263.44%first recorded
Holyoke Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.27%
18 Month CD
$10,000
3.55%
▲ 0.65% above Nebraska avg
▼
Rate3.50%
Min Deposit$10,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.90%▲ 0.65% above avgNationally 2.88%
Details
Rate History
1 change since Sep 25, 2026 · 3.39% → 3.55% ▲ 0.15 pts · high 3.55% / low 3.39%
- Oct 4, 20263.55%▲ from 3.39%
- Sep 25, 20263.39%first recorded
FirstBank of Nebraska
Institution Rating:
A+5.0 ★Texas Ratio: 4.58%
18 Mo IRA
$1,000
3.50%
▲ 0.60% above Nebraska avg
▼
Rate3.45%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.90%▲ 0.60% above avgNationally 2.88%
Details
Rate History
No change since Sep 14, 2026 · 3.50% APY · checked 7 times
Great Plains State Bank
Institution Rating:
D3.5 ★Texas Ratio: 32.53%
18 Month CD
$0
3.45%
▲ 0.55% above Nebraska avg
▼
Rate3.41%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.90%▲ 0.55% above avgNationally 2.88%
Details
Rate History
No change since Sep 14, 2026 · 3.45% APY · checked 7 times
Union Pacific Streamliner Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.61%
18-Month Share Certificate
$0
3.45%
▲ 0.55% above Nebraska avg
▼
Rate3.40%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.90%▲ 0.55% above avgNationally 2.88%
Details
Early certificate closure assessed a 180-day interest penalty fee
Rate History
No change since Oct 8, 2026 · 3.45% APY · checked 2 times
Union Pacific Streamliner Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.61%
18-Month Share Certificate
$0
3.35%
▲ 0.45% above Nebraska avg
▼
Rate3.30%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.90%▲ 0.45% above avgNationally 2.88%
Details
Early certificate closure assessed a 180-day interest penalty fee
Rate History
No change since Oct 8, 2026 · 3.35% APY · checked 2 times
Cobalt Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.25%
18 Month Business Term Share Certificate
$0
3.35%
▲ 0.45% above Nebraska avg
▼
Rate3.31%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Nebraska Average2.90%▲ 0.45% above avgNationally 2.88%
Details
Balance: $100,000.00 and greater
Rate History
No change since Sep 14, 2026 · 3.35% APY · checked 7 times
Bank of the Valley
Institution Rating:
A+5.0 ★Texas Ratio: 0.40%
18 Month Certificate
$0
3.30%
▲ 0.40% above Nebraska avg
▼
Rate3.26%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.90%▲ 0.40% above avgNationally 2.88%
Details
Rate History
1 change since Sep 11, 2026 · 2.75% → 3.30% ▲ 0.55 pts · high 3.30% / low 2.75%
- Oct 3, 20263.30%▲ from 2.75%
- Sep 11, 20262.75%first recorded
LincOne Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
Share Certificates - 18 Months
$0
3.30%
▲ 0.40% above Nebraska avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.90%▲ 0.40% above avgNationally 2.88%
Details
Rate History
No change since Oct 12, 2026 · 3.30% APY
First Lincoln Federal Credit Union
Institution Rating:
B-4.3 ★Texas Ratio: 23.25%
18 Month IRA Share Certificate
$1,000
3.30%
▲ 0.40% above Nebraska avg
▼
Rate3.25%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.90%▲ 0.40% above avgNationally 2.88%
Details
Rates effective as of August 13, 2025; fixed for term; early withdrawal penalty; compounds monthly
Rate History
No change since Sep 18, 2026 · 3.30% APY · checked 6 times
First Lincoln Federal Credit Union
Institution Rating:
B-4.3 ★Texas Ratio: 23.25%
18 Month Share Certificate
$1,000
3.30%
▲ 0.40% above Nebraska avg
▼
Rate3.25%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.90%▲ 0.40% above avgNationally 2.88%
Details
Rates effective as of August 13, 2025; fixed for term; early withdrawal penalty; compounds monthly
Rate History
No change since Oct 12, 2026 · 3.30% APY
First Lincoln Federal Credit Union
Institution Rating:
B-4.3 ★Texas Ratio: 23.25%
Share Certificates 18 Months
$1,000
3.30%
▲ 0.40% above Nebraska avg
▼
Rate3.25%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.90%▲ 0.40% above avgNationally 2.88%
Details
Share Certificates ($1000.00 Minimum); Compounds monthly
Rate History
No change since Oct 12, 2026 · 3.30% APY
Premier Bank Omaha, NE
Institution Rating:
A5.0 ★Texas Ratio: 6.92%
18 Month Certificate of Deposit
$0
3.29%
▲ 0.39% above Nebraska avg
▼
Rate3.25%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.90%▲ 0.39% above avgNationally 2.88%
Details
Rate History
No change since Sep 24, 2026 · 3.29% APY · checked 5 times
Premier Bank Omaha, NE
Institution Rating:
A5.0 ★Texas Ratio: 6.92%
18 Month IRA Certificate
$0
3.29%
▲ 0.39% above Nebraska avg
▼
Rate3.25%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.90%▲ 0.39% above avgNationally 2.88%
Details
Rate History
No change since Oct 7, 2026 · 3.29% APY · checked 2 times
Consumers Cooperative Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.08%
18 Month Certificate
$0
3.29%
▲ 0.39% above Nebraska avg
▼
Rate3.25%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.90%▲ 0.39% above avgNationally 2.88%
Details
Compounding: Quarterly
Rate History
No change since Sep 12, 2026 · 3.29% APY · checked 6 times
North Platte Union Pacific Employee Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.63%
18 Month Share Certificate
$500
3.29%
▲ 0.39% above Nebraska avg
▼
Rate3.25%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Nebraska Average2.90%▲ 0.39% above avgNationally 2.88%
Details
Share Certificate Rates; $500.00 Minimum
Rate History
No change since Sep 18, 2026 · 3.29% APY · checked 3 times
Cobalt Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.25%
18 Month Business Term Share Certificate
$0
3.25%
▲ 0.35% above Nebraska avg
▼
Rate3.21%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Nebraska Average2.90%▲ 0.35% above avgNationally 2.88%
Details
Balance: $1,000.00-99,999.99
Rate History
No change since Sep 14, 2026 · 3.25% APY · checked 5 times
Meridian Trust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.45%
18 Month Certificates and IRA Share Certificates
$500
3.20%
▲ 0.30% above Nebraska avg
▼
Rate3.15%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.90%▲ 0.30% above avgNationally 2.88%
Details
Pay monthly; Share Certificates may be added to in $100 increments up to an additional $5,000 during the term
Rate History
No change since Oct 12, 2026 · 3.20% APY
Meridian Trust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.45%
Business Certificate - 18 months
$500
3.20%
▲ 0.30% above Nebraska avg
▼
Rate3.15%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.90%▲ 0.30% above avgNationally 2.88%
Details
Rate History
No change since Oct 12, 2026 · 3.20% APY
First Community Bank Beemer, NE
Institution Rating:
A+5.0 ★Texas Ratio: 3.06%
18 Month Certificates of Deposit
$0
3.19%
▲ 0.29% above Nebraska avg
▼
Rate3.15%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.90%▲ 0.29% above avgNationally 2.88%
Details
Balance: $10,000+
Rate History
No change since Sep 19, 2026 · 3.19% APY · checked 6 times
Custer Federal State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
18 Month CD
$500
3.15%
▲ 0.25% above Nebraska avg
▼
Rate3.13%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.90%▲ 0.25% above avgNationally 2.88%
Details
Rate History
No change since Sep 14, 2026 · 3.15% APY · checked 5 times
State Bank of Scotia
Institution Rating:
B+4.8 ★Texas Ratio: 17.28%
18 Month CD
$1,000
3.14%
▲ 0.24% above Nebraska avg
▼
Rate3.10%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.90%▲ 0.24% above avgNationally 2.88%
Details
Rate History
No change since Sep 14, 2026 · 3.14% APY · checked 6 times
State Bank of Scotia
Institution Rating:
B+4.8 ★Texas Ratio: 17.28%
18 Month CD
$1,000
3.09%
▲ 0.19% above Nebraska avg
▼
Rate3.05%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.90%▲ 0.19% above avgNationally 2.88%
Details
Rate History
No change since Sep 14, 2026 · 3.09% APY · checked 6 times
First National Bank in Ord
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
18 Month CD
$0
3.03%
▲ 0.13% above Nebraska avg
▼
Rate3.00%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.90%▲ 0.13% above avgNationally 2.88%
Details
Balance: $100,000.00 and up
Rate History
No change since Sep 19, 2026 · 3.03% APY · checked 7 times
Western Nebraska Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.07%
18 Month Certificate Of Deposit
$250
3.03%
▲ 0.13% above Nebraska avg
▼
Rate3.00%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.90%▲ 0.13% above avgNationally 2.88%
Details
Rate History
No change since Oct 7, 2026 · 3.03% APY · checked 2 times
State Bank of Scotia
Institution Rating:
B+4.8 ★Texas Ratio: 17.28%
18 Month CD
$1,000
3.03%
▲ 0.13% above Nebraska avg
▼
Rate3.00%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.90%▲ 0.13% above avgNationally 2.88%
Details
Rate History
No change since Sep 14, 2026 · 3.03% APY · checked 6 times
Platte Valley Bank North Bend, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.75%
18 Month Certificate
$500
3.00%
▲ 0.10% above Nebraska avg
▼
Rate2.97%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.90%▲ 0.10% above avgNationally 2.88%
Details
Rate History
1 change since Sep 11, 2026 · 2.00% → 3.00% ▲ 1.00 pts · high 3.00% / low 2.00%
- Sep 19, 20263.00%▲ from 2.00%
- Sep 11, 20262.00%first recorded
Centris Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.31%
18 Month Jumbo Certificate
$90,000
2.85%
▼ 0.05% below Nebraska avg
▼
Rate2.81%
Min Deposit$90,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.90%▼ 0.05% below avgNationally 2.88%
Details
Rate History
No change since Sep 16, 2026 · 2.85% APY · checked 3 times
Inavale 24 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
First Westroads Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.04%
24 Month CD
$500
4.45%
▲ 1.52% above Nebraska avg
▼
Rate4.38%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.93%▲ 1.52% above avgNationally 2.88%
Details
Rate History
No change since Sep 20, 2026 · 4.45% APY · checked 6 times
Omaha Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.18%
24 Month Share Certificate
$500
4.35%
▲ 1.42% above Nebraska avg
▼
Rate4.27%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.93%▲ 1.42% above avgNationally 2.88%
Details
Rate History
1 change since Sep 20, 2026 · 2.50% → 4.35% ▲ 1.85 pts · high 4.35% / low 2.50%
- Oct 8, 20264.35%▲ from 2.50%
- Sep 20, 20262.50%first recorded
Thayer County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.69%
24 Month CD
$0
4.33%
▲ 1.40% above Nebraska avg
▼
Rate4.25%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.93%▲ 1.40% above avgNationally 2.88%
Details
Balance: $75,000.00 and up
Rate History
1 change since Sep 11, 2026 · 4.21% → 4.33% ▲ 0.12 pts · high 4.33% / low 4.21%
- Oct 3, 20264.33%▲ from 4.21%
- Sep 11, 20264.21%first recorded
Thayer County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.69%
24 Month CD
$0
4.27%
▲ 1.34% above Nebraska avg
▼
Rate4.20%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.93%▲ 1.34% above avgNationally 2.88%
Details
Balance: $50,000.00 - $74,999.99
Rate History
1 change since Sep 11, 2026 · 4.16% → 4.27% ▲ 0.11 pts · high 4.27% / low 4.16%
- Oct 3, 20264.27%▲ from 4.16%
- Sep 11, 20264.16%first recorded
Enterprise Bank Omaha, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
24 Month CD Specials
$0
4.25%
▲ 1.32% above Nebraska avg
▼
Rate4.18%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.93%▲ 1.32% above avgNationally 2.88%
Details
Rate History
No change since Oct 8, 2026 · 4.25% APY · checked 2 times
Enterprise Bank Omaha, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
24 Months CD
$0
4.25%
▲ 1.32% above Nebraska avg
▼
Rate4.18%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.93%▲ 1.32% above avgNationally 2.88%
Details
Rate History
No change since Oct 8, 2026 · 4.25% APY · checked 2 times
Adams County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
24 Month Certificate of Deposit (CD)
$0
4.22%
▲ 1.29% above Nebraska avg
▼
Rate4.15%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.93%▲ 1.29% above avgNationally 2.88%
Details
Balance: >= $150,000
Rate History
1 change since Sep 14, 2026 · 3.65% → 4.22% ▲ 0.57 pts · high 4.22% / low 3.65%
- Sep 24, 20264.22%▲ from 3.65%
- Sep 14, 20263.65%first recorded
Thayer County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.69%
24 Month CD
$0
4.12%
▲ 1.19% above Nebraska avg
▼
Rate4.05%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.93%▲ 1.19% above avgNationally 2.88%
Details
Balance: $25,000.00 - $49,999.99
Rate History
1 change since Sep 11, 2026 · 4.01% → 4.12% ▲ 0.11 pts · high 4.12% / low 4.01%
- Oct 3, 20264.12%▲ from 4.01%
- Sep 11, 20264.01%first recorded
Pathway Bank
Institution Rating:
B-4.4 ★Texas Ratio: 22.68%
24 Month CD
$1,000
4.05%
▲ 1.12% above Nebraska avg
▼
Rate3.99%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.93%▲ 1.12% above avgNationally 2.88%
Details
Rate History
1 change since Sep 19, 2026 · 3.25% → 4.05% ▲ 0.80 pts · high 4.05% / low 3.25%
- Oct 7, 20264.05%▲ from 3.25%
- Sep 19, 20263.25%first recorded
Cornhusker Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.16%
24 Month Certificate of Deposit
$1,000
4.03%
▲ 1.10% above Nebraska avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Nebraska Average2.93%▲ 1.10% above avgNationally 2.88%
Details
Rate History
1 change since Sep 30, 2026 · 3.59% → 4.03% ▲ 0.44 pts · high 4.03% / low 3.59%
- Oct 1, 20264.03%▲ from 3.59%
- Sep 30, 20263.59%first recorded
Cornhusker Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.16%
Business Certificates of Deposit - 24 Month
$1,000
4.03%
▲ 1.10% above Nebraska avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Nebraska Average2.93%▲ 1.10% above avgNationally 2.88%
Details
Rate History
1 change since Sep 30, 2026 · 3.59% → 4.03% ▲ 0.44 pts · high 4.03% / low 3.59%
- Oct 1, 20264.03%▲ from 3.59%
- Sep 30, 20263.59%first recorded
Adams County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
24 Month Certificate of Deposit (CD)
$0
4.01%
▲ 1.08% above Nebraska avg
▼
Rate3.95%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.93%▲ 1.08% above avgNationally 2.88%
Details
Balance: $500 - $49,999.99
Rate History
1 change since Sep 14, 2026 · 3.44% → 4.01% ▲ 0.57 pts · high 4.01% / low 3.44%
- Sep 24, 20264.01%▲ from 3.44%
- Sep 14, 20263.44%first recorded
Nebraska State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
24 Month IRA Share Certificate
$500
4.01%
▲ 1.08% above Nebraska avg
▼
Rate3.94%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Nebraska Average2.93%▲ 1.08% above avgNationally 2.88%
Details
Traditional or Roth; Penalty may be imposed for early withdrawal
Rate History
No change since Oct 9, 2026 · 4.01% APY · checked 2 times
Metro Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.30%
24 Month Certificate
$0
4.00%
▲ 1.07% above Nebraska avg
▼
Rate3.93%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.93%▲ 1.07% above avgNationally 2.88%
Details
Certificate; Balance: $500.00 minimum
Rate History
1 change since Sep 20, 2026 · 3.85% → 4.00% ▲ 0.15 pts · high 4.00% / low 3.85%
- Oct 4, 20264.00%▲ from 3.85%
- Sep 20, 20263.85%first recorded
Archer Cooperative Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.83%
24 Month Share & IRA Certificates
$500
3.95%
▲ 1.02% above Nebraska avg
▼
Rate3.89%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Nebraska Average2.93%▲ 1.02% above avgNationally 2.88%
Details
Rate History
No change since Sep 14, 2026 · 3.95% APY · checked 6 times
Nebraska State Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
2 Year Certificate
$500
3.90%
▲ 0.97% above Nebraska avg
▼
Rate3.84%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.93%▲ 0.97% above avgNationally 2.88%
Details
Rate History
1 change since Sep 14, 2026 · 2.75% → 3.90% ▲ 1.15 pts · high 3.90% / low 2.75%
- Oct 8, 20263.90%▲ from 2.75%
- Sep 14, 20262.75%first recorded
Nebraska State Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
Term - 2 Years
$500
3.90%
▲ 0.97% above Nebraska avg
▼
Rate3.84%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.93%▲ 0.97% above avgNationally 2.88%
Details
Rate History
1 change since Sep 14, 2026 · 2.75% → 3.90% ▲ 1.15 pts · high 3.90% / low 2.75%
- Oct 8, 20263.90%▲ from 2.75%
- Sep 14, 20262.75%first recorded
Nebraska State Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
Time Certificate of Deposit - 2 Years
$500
3.90%
▲ 0.97% above Nebraska avg
▼
Rate3.84%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.93%▲ 0.97% above avgNationally 2.88%
Details
Rate History
No change since Oct 8, 2026 · 3.90% APY · checked 2 times
Thayer County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.69%
24 Month CD
$0
3.86%
▲ 0.93% above Nebraska avg
▼
Rate3.80%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.93%▲ 0.93% above avgNationally 2.88%
Details
Balance: $2,500.00 - $24,999.99
Rate History
1 change since Sep 11, 2026 · 3.75% → 3.86% ▲ 0.11 pts · high 3.86% / low 3.75%
- Oct 3, 20263.86%▲ from 3.75%
- Sep 11, 20263.75%first recorded
Cattle Bank and Trust
Institution Rating:
A+5.0 ★Texas Ratio: 0.49%
24 Month IRA Certificate Special
$0
3.80%
▲ 0.87% above Nebraska avg
▼
Rate3.75%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.93%▲ 0.87% above avgNationally 2.88%
Details
Rate History
No change since Sep 24, 2026 · 3.80% APY · checked 5 times
Westside State Bank
Institution Rating:
A-5.0 ★Texas Ratio: 15.31%
24 Month Certificates of Deposit (CDs)
$500
3.75%
▲ 0.82% above Nebraska avg
▼
Rate3.75%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Nebraska Average2.93%▲ 0.82% above avgNationally 2.88%
Details
Penalty for early withdrawal.
Rate History
No change since Oct 6, 2026 · 3.75% APY · checked 3 times
Westside State Bank
Institution Rating:
A-5.0 ★Texas Ratio: 15.31%
Certificates of Deposit (CDs) - 24 Months
$500
3.75%
▲ 0.82% above Nebraska avg
▼
Rate3.75%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Nebraska Average2.93%▲ 0.82% above avgNationally 2.88%
Details
Penalty for early withdrawal
Rate History
No change since Oct 6, 2026 · 3.75% APY · checked 3 times
Westside State Bank
Institution Rating:
A-5.0 ★Texas Ratio: 15.31%
IRA 24 MONTH CD
$100
3.75%
▲ 0.82% above Nebraska avg
▼
Rate3.75%
Min Deposit$100
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Nebraska Average2.93%▲ 0.82% above avgNationally 2.88%
Details
Penalty for early withdrawal.
Rate History
No change since Sep 30, 2026 · 3.75% APY · checked 5 times
Navy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.14%
Short-Term Certificate (Share, IRA, ESA) - 24 Months
$0
3.70%
▲ 0.77% above Nebraska avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Nebraska Average2.93%▲ 0.77% above avgNationally 2.88%
Details
$100K Minimum APY tier; Rates as of Oct 13, 2026 ET; Dividends compounded daily, credited monthly; Penalties apply for early withdrawals
Rate History
No change since Oct 14, 2026 · 3.70% APY
Navy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.14%
Short-Term Certificate (Share, IRA, ESA) - 24 Months
$0
3.66%
▲ 0.73% above Nebraska avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Nebraska Average2.93%▲ 0.73% above avgNationally 2.88%
Details
$1K Minimum APY tier; Rates as of Oct 13, 2026 ET; Dividends compounded daily, credited monthly; Penalties apply for early withdrawals
Rate History
No change since Oct 14, 2026 · 3.66% APY
FirstBank of Nebraska
Institution Rating:
A+5.0 ★Texas Ratio: 4.58%
24 Mo CD
$1,000
3.65%
▲ 0.72% above Nebraska avg
▼
Rate3.60%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.93%▲ 0.72% above avgNationally 2.88%
Details
Rate History
No change since Sep 14, 2026 · 3.65% APY · checked 7 times
FirstBank of Nebraska
Institution Rating:
A+5.0 ★Texas Ratio: 4.58%
24 Mo IRA
$1,000
3.65%
▲ 0.72% above Nebraska avg
▼
Rate3.60%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.93%▲ 0.72% above avgNationally 2.88%
Details
Rate History
No change since Sep 14, 2026 · 3.65% APY · checked 7 times
Navy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.14%
24 Month ESA EasyStart Certificate
$50
3.60%
▲ 0.67% above Nebraska avg
▼
Rate3.54%
Min Deposit$50
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Nebraska Average2.93%▲ 0.67% above avgNationally 2.88%
Details
Share, IRA, ESA; Rates as of Oct 13, 2026 ET; EasyStart Certificate Rates(Share, IRA, ESA)
Rate History
No change since Oct 6, 2026 · 3.60% APY · checked 3 times
Columbus Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.57%
24 Month CD or IRA
$0
3.55%
▲ 0.62% above Nebraska avg
▼
Rate3.51%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.93%▲ 0.62% above avgNationally 2.88%
Details
Balance: $500 - $19,999.99
Rate History
1 change since Sep 24, 2026 · 3.20% → 3.55% ▲ 0.35 pts · high 3.55% / low 3.20%
- Oct 11, 20263.55%▲ from 3.20%
- Sep 24, 20263.20%first recorded
Siouxland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.44%
Certificate 24 Months
$1,000
3.55%
▲ 0.62% above Nebraska avg
▼
Rate3.50%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Nebraska Average2.93%▲ 0.62% above avgNationally 2.88%
Details
Rate History
No change since Sep 14, 2026 · 3.55% APY · checked 8 times
Siouxland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.44%
IRA 24 Months
$1,000
3.55%
▲ 0.62% above Nebraska avg
▼
Rate3.50%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Nebraska Average2.93%▲ 0.62% above avgNationally 2.88%
Details
Rate History
No change since Sep 18, 2026 · 3.55% APY · checked 2 times
Lincoln FSB of Nebraska
Institution Rating:
A+5.0 ★Texas Ratio: 3.23%
24 Month CD
$5,000
3.50%
▲ 0.57% above Nebraska avg
▼
Rate3.50%
Min Deposit$5,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.93%▲ 0.57% above avgNationally 2.88%
Details
SpecialAnnual Percentage Yield (APY) effective as of 06/22/26. Minimum to open is $5,000. Minimum to open waived for existing checking and savings account customers. Penalty for early withdrawal. Consumer accounts only. Rates are subject to change without notice.
Rate History
No change since Sep 11, 2026 · 3.50% APY · checked 8 times
Nebraska Energy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.21%
2 Year Share Certificate
$5,000
3.50%
▲ 0.57% above Nebraska avg
▼
RateN/A
Min Deposit$5,000
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Nebraska Average2.93%▲ 0.57% above avgNationally 2.88%
Details
Credited Monthly
Rate History
No change since Sep 14, 2026 · 3.50% APY · checked 7 times
Holyoke Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.27%
24 Month CD
$50,000
3.44%
▲ 0.51% above Nebraska avg
▼
Rate3.40%
Min Deposit$50,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.93%▲ 0.51% above avgNationally 2.88%
Details
Rate History
1 change since Sep 25, 2026 · 3.09% → 3.44% ▲ 0.36 pts · high 3.44% / low 3.09%
- Oct 4, 20263.44%▲ from 3.09%
- Sep 25, 20263.09%first recorded
American Exchange Bank NE
Institution Rating:
A5.0 ★Texas Ratio: 7.21%
24 Month CD
$500
3.44%
▲ 0.51% above Nebraska avg
▼
Rate3.40%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.93%▲ 0.51% above avgNationally 2.88%
Details
Interest Paid or Credited: Quarterly
Rate History
No change since Oct 8, 2026 · 3.44% APY · checked 2 times
Holyoke Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.27%
24 Month CD
$10,000
3.39%
▲ 0.46% above Nebraska avg
▼
Rate3.35%
Min Deposit$10,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.93%▲ 0.46% above avgNationally 2.88%
Details
Rate History
1 change since Sep 25, 2026 · 3.03% → 3.39% ▲ 0.36 pts · high 3.39% / low 3.03%
- Oct 4, 20263.39%▲ from 3.03%
- Sep 25, 20263.03%first recorded
Bank of the Valley
Institution Rating:
A+5.0 ★Texas Ratio: 0.40%
24 Month Certificate
$0
3.35%
▲ 0.42% above Nebraska avg
▼
Rate3.31%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.93%▲ 0.42% above avgNationally 2.88%
Details
Rate History
1 change since Sep 11, 2026 · 3.15% → 3.35% ▲ 0.20 pts · high 3.35% / low 3.15%
- Oct 3, 20263.35%▲ from 3.15%
- Sep 11, 20263.15%first recorded
North Platte Union Pacific Employee Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.63%
Special Share Certificate 24 Month
$500
3.34%
▲ 0.41% above Nebraska avg
▼
Rate3.30%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Nebraska Average2.93%▲ 0.41% above avgNationally 2.88%
Details
Special Share Certificate; $500.00 Minimum; rate may be raised once during the 24-month term on request
Rate History
No change since Sep 18, 2026 · 3.34% APY · checked 3 times
Cobalt Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.25%
24 Month Business Term Share Certificate
$0
3.30%
▲ 0.37% above Nebraska avg
▼
Rate3.26%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Nebraska Average2.93%▲ 0.37% above avgNationally 2.88%
Details
Balance: $100,000.00 and greater
Rate History
No change since Sep 14, 2026 · 3.30% APY · checked 7 times
Premier Bank Omaha, NE
Institution Rating:
A5.0 ★Texas Ratio: 6.92%
24 Month Certificate of Deposit
$0
3.29%
▲ 0.36% above Nebraska avg
▼
Rate3.25%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.93%▲ 0.36% above avgNationally 2.88%
Details
Rate History
No change since Sep 24, 2026 · 3.29% APY · checked 5 times
Premier Bank Omaha, NE
Institution Rating:
A5.0 ★Texas Ratio: 6.92%
24 Month IRA Certificate
$0
3.29%
▲ 0.36% above Nebraska avg
▼
Rate3.25%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.93%▲ 0.36% above avgNationally 2.88%
Details
Rate History
No change since Oct 7, 2026 · 3.29% APY · checked 2 times
Lincoln Public School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.68%
24 Month Share Certificate
$0
3.29%
▲ 0.36% above Nebraska avg
▼
Rate3.25%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.93%▲ 0.36% above avgNationally 2.88%
Details
Rate History
No change since Sep 14, 2026 · 3.29% APY · checked 5 times
Consumers Cooperative Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.08%
24 Month Certificate
$0
3.29%
▲ 0.36% above Nebraska avg
▼
Rate3.25%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.93%▲ 0.36% above avgNationally 2.88%
Details
Compounding: Quarterly
Rate History
No change since Sep 12, 2026 · 3.29% APY · checked 6 times
Electrical Workers No 22 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.13%
Share Certificate - CD 24 Months Term "Q"
$0
3.28%
▲ 0.35% above Nebraska avg
▼
Rate3.28%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Nebraska Average2.93%▲ 0.35% above avgNationally 2.88%
Details
Rate History
No change since Sep 14, 2026 · 3.28% APY · checked 4 times
Great Plains State Bank
Institution Rating:
D3.5 ★Texas Ratio: 32.53%
24 Month CD
$0
3.25%
▲ 0.32% above Nebraska avg
▼
Rate3.21%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.93%▲ 0.32% above avgNationally 2.88%
Details
Rate History
No change since Sep 14, 2026 · 3.25% APY · checked 7 times
Meridian Trust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.45%
24 Month Certificates and IRA Share Certificates
$500
3.25%
▲ 0.32% above Nebraska avg
▼
Rate3.20%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.93%▲ 0.32% above avgNationally 2.88%
Details
Pay monthly; Share Certificates may be added to in $100 increments up to an additional $5,000 during the term
Rate History
No change since Oct 12, 2026 · 3.25% APY
Meridian Trust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.45%
Business Certificate - 24 months
$500
3.25%
▲ 0.32% above Nebraska avg
▼
Rate3.20%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.93%▲ 0.32% above avgNationally 2.88%
Details
Rate History
No change since Oct 12, 2026 · 3.25% APY
First Lincoln Federal Credit Union
Institution Rating:
B-4.3 ★Texas Ratio: 23.25%
24 Month IRA Share Certificate
$1,000
3.20%
▲ 0.27% above Nebraska avg
▼
Rate3.15%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.93%▲ 0.27% above avgNationally 2.88%
Details
Rates effective as of August 13, 2025; fixed for term; early withdrawal penalty; compounds monthly
Rate History
No change since Sep 18, 2026 · 3.20% APY · checked 6 times
First Lincoln Federal Credit Union
Institution Rating:
B-4.3 ★Texas Ratio: 23.25%
24 Month Share Certificate
$1,000
3.20%
▲ 0.27% above Nebraska avg
▼
Rate3.15%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.93%▲ 0.27% above avgNationally 2.88%
Details
Rates effective as of August 13, 2025; fixed for term; early withdrawal penalty; compounds monthly
Rate History
No change since Oct 12, 2026 · 3.20% APY
First Lincoln Federal Credit Union
Institution Rating:
B-4.3 ★Texas Ratio: 23.25%
Share Certificates 24 Months
$1,000
3.20%
▲ 0.27% above Nebraska avg
▼
Rate3.15%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.93%▲ 0.27% above avgNationally 2.88%
Details
Share Certificates ($1000.00 Minimum); Compounds monthly
Rate History
No change since Oct 12, 2026 · 3.20% APY
Inavale 36 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Omaha Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.18%
36 Month Share Certificate
$500
4.50%
▲ 1.80% above Nebraska avg
▼
Rate4.41%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.70%▲ 1.80% above avgNationally 2.81%
Details
Rate History
1 change since Sep 20, 2026 · 2.50% → 4.50% ▲ 2.00 pts · high 4.50% / low 2.50%
- Oct 8, 20264.50%▲ from 2.50%
- Sep 20, 20262.50%first recorded
First Westroads Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.04%
36 Month CD
$500
4.45%
▲ 1.75% above Nebraska avg
▼
Rate4.38%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.70%▲ 1.75% above avgNationally 2.81%
Details
Rate History
No change since Sep 20, 2026 · 4.45% APY · checked 6 times
Cornhusker Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.16%
36 Month Certificate of Deposit
$1,000
4.42%
▲ 1.72% above Nebraska avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Nebraska Average2.70%▲ 1.72% above avgNationally 2.81%
Details
Rate History
1 change since Sep 30, 2026 · 3.99% → 4.42% ▲ 0.43 pts · high 4.42% / low 3.99%
- Oct 1, 20264.42%▲ from 3.99%
- Sep 30, 20263.99%first recorded
Cornhusker Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.16%
Business Certificates of Deposit - 36 Month
$1,000
4.42%
▲ 1.72% above Nebraska avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Nebraska Average2.70%▲ 1.72% above avgNationally 2.81%
Details
Rate History
1 change since Sep 30, 2026 · 3.99% → 4.42% ▲ 0.43 pts · high 4.42% / low 3.99%
- Oct 1, 20264.42%▲ from 3.99%
- Sep 30, 20263.99%first recorded
Adams County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
36 Month Certificate of Deposit (CD)
$0
4.22%
▲ 1.52% above Nebraska avg
▼
Rate4.15%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.70%▲ 1.52% above avgNationally 2.81%
Details
Balance: >= $150,000
Rate History
1 change since Sep 14, 2026 · 2.88% → 4.22% ▲ 1.34 pts · high 4.22% / low 2.88%
- Sep 24, 20264.22%▲ from 2.88%
- Sep 14, 20262.88%first recorded
Navy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.14%
3 Year ESA Long-Term Certificate
$0
4.15%
▲ 1.45% above Nebraska avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Nebraska Average2.70%▲ 1.45% above avgNationally 2.81%
Details
Balance: $100K Minimum APY; Rates as of Oct 13, 2026 ET; Long-Term Certificate Rates(Share, IRA, ESA)
Rate History
No change since Sep 30, 2026 · 4.15% APY · checked 4 times
Adams County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
36 Month Certificate of Deposit (CD)
$0
4.11%
▲ 1.41% above Nebraska avg
▼
Rate4.05%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.70%▲ 1.41% above avgNationally 2.81%
Details
Balance: $50,000 - $149,999.99
Rate History
1 change since Sep 14, 2026 · 2.78% → 4.11% ▲ 1.33 pts · high 4.11% / low 2.78%
- Sep 24, 20264.11%▲ from 2.78%
- Sep 14, 20262.78%first recorded
Navy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.14%
3 Year ESA Long-Term Certificate
$0
4.10%
▲ 1.40% above Nebraska avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Nebraska Average2.70%▲ 1.40% above avgNationally 2.81%
Details
Balance: $1K Minimum APY; Rates as of Oct 13, 2026 ET; Long-Term Certificate Rates(Share, IRA, ESA)
Rate History
No change since Sep 30, 2026 · 4.10% APY · checked 4 times
Adams County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
36 Month Certificate of Deposit (CD)
$0
4.01%
▲ 1.31% above Nebraska avg
▼
Rate3.95%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.70%▲ 1.31% above avgNationally 2.81%
Details
Balance: $500 - $49,999.99
Rate History
1 change since Sep 14, 2026 · 2.68% → 4.01% ▲ 1.33 pts · high 4.01% / low 2.68%
- Sep 24, 20264.01%▲ from 2.68%
- Sep 14, 20262.68%first recorded
Nebraska State Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
3 Year Certificate
$500
4.00%
▲ 1.30% above Nebraska avg
▼
Rate3.94%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.70%▲ 1.30% above avgNationally 2.81%
Details
Rate History
1 change since Sep 14, 2026 · 2.65% → 4.00% ▲ 1.35 pts · high 4.00% / low 2.65%
- Oct 8, 20264.00%▲ from 2.65%
- Sep 14, 20262.65%first recorded
Nebraska State Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
Term - 3 Years
$500
4.00%
▲ 1.30% above Nebraska avg
▼
Rate3.94%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.70%▲ 1.30% above avgNationally 2.81%
Details
Rate History
1 change since Sep 14, 2026 · 2.65% → 4.00% ▲ 1.35 pts · high 4.00% / low 2.65%
- Oct 8, 20264.00%▲ from 2.65%
- Sep 14, 20262.65%first recorded
Nebraska State Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
Time Certificate of Deposit - 3 Years
$500
4.00%
▲ 1.30% above Nebraska avg
▼
Rate3.94%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.70%▲ 1.30% above avgNationally 2.81%
Details
Rate History
No change since Oct 8, 2026 · 4.00% APY · checked 2 times
Union Pacific Streamliner Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.61%
36-Month Share Certificate - Special
$0
3.95%
▲ 1.25% above Nebraska avg
▼
Rate3.88%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.70%▲ 1.25% above avgNationally 2.81%
Details
Early certificate closure assessed a 180-day interest penalty fee
Rate History
No change since Sep 25, 2026 · 3.95% APY · checked 3 times
Nebraska State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
36 Month IRA Share Certificate
$500
3.95%
▲ 1.25% above Nebraska avg
▼
Rate3.88%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Nebraska Average2.70%▲ 1.25% above avgNationally 2.81%
Details
Traditional or Roth; Penalty may be imposed for early withdrawal
Rate History
No change since Oct 9, 2026 · 3.95% APY · checked 2 times
Metro Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.30%
36 Month Certificate
$0
3.75%
▲ 1.05% above Nebraska avg
▼
Rate3.69%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.70%▲ 1.05% above avgNationally 2.81%
Details
Certificate; Balance: $500.00 minimum
Rate History
No change since Sep 20, 2026 · 3.75% APY · checked 5 times
Trius Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.15%
36 Month Share Certificate
$500
3.65%
▲ 0.95% above Nebraska avg
▼
Rate3.60%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Nebraska Average2.70%▲ 0.95% above avgNationally 2.81%
Details
Rate History
No change since Sep 21, 2026 · 3.65% APY · checked 5 times
Columbus Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.57%
36 Month CD or IRA
$0
3.60%
▲ 0.90% above Nebraska avg
▼
Rate3.56%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.70%▲ 0.90% above avgNationally 2.81%
Details
Balance: $500 - $19,999.99
Rate History
1 change since Sep 24, 2026 · 3.20% → 3.60% ▲ 0.40 pts · high 3.60% / low 3.20%
- Oct 11, 20263.60%▲ from 3.20%
- Sep 24, 20263.20%first recorded
Columbus Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.57%
36 Month Youth Saver CD
$0
3.56%
▲ 0.86% above Nebraska avg
▼
Rate3.56%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.70%▲ 0.86% above avgNationally 2.81%
Details
Balance: $100 - $19,999.99
Rate History
1 change since Sep 19, 2026 · 3.16% → 3.56% ▲ 0.40 pts · high 3.56% / low 3.16%
- Oct 11, 20263.56%▲ from 3.16%
- Sep 19, 20263.16%first recorded
FirstBank of Nebraska
Institution Rating:
A+5.0 ★Texas Ratio: 4.58%
36 Mo CD
$1,000
3.55%
▲ 0.85% above Nebraska avg
▼
Rate3.50%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.70%▲ 0.85% above avgNationally 2.81%
Details
Rate History
No change since Sep 14, 2026 · 3.55% APY · checked 7 times
FirstBank of Nebraska
Institution Rating:
A+5.0 ★Texas Ratio: 4.58%
36 Mo IRA
$1,000
3.55%
▲ 0.85% above Nebraska avg
▼
Rate3.50%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.70%▲ 0.85% above avgNationally 2.81%
Details
Rate History
No change since Sep 14, 2026 · 3.55% APY · checked 7 times
Siouxland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.44%
Certificate 36 Months
$1,000
3.55%
▲ 0.85% above Nebraska avg
▼
Rate3.50%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Nebraska Average2.70%▲ 0.85% above avgNationally 2.81%
Details
One Bump - Up per Term
Rate History
No change since Sep 14, 2026 · 3.55% APY · checked 8 times
Siouxland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.44%
IRA 36 Months
$1,000
3.55%
▲ 0.85% above Nebraska avg
▼
Rate3.50%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Nebraska Average2.70%▲ 0.85% above avgNationally 2.81%
Details
One Bump - Up per Term
Rate History
No change since Sep 18, 2026 · 3.55% APY · checked 2 times
Premier Bank Omaha, NE
Institution Rating:
A5.0 ★Texas Ratio: 6.92%
36 Month Certificate of Deposit
$0
3.55%
▲ 0.85% above Nebraska avg
▼
Rate3.50%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.70%▲ 0.85% above avgNationally 2.81%
Details
Rate History
No change since Sep 24, 2026 · 3.55% APY · checked 5 times
Premier Bank Omaha, NE
Institution Rating:
A5.0 ★Texas Ratio: 6.92%
36 Month IRA Certificate
$0
3.55%
▲ 0.85% above Nebraska avg
▼
Rate3.50%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.70%▲ 0.85% above avgNationally 2.81%
Details
Rate History
No change since Oct 7, 2026 · 3.55% APY · checked 2 times
North Platte Union Pacific Employee Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.63%
36 Month Share Certificate
$500
3.54%
▲ 0.84% above Nebraska avg
▼
Rate3.50%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Nebraska Average2.70%▲ 0.84% above avgNationally 2.81%
Details
Share Certificate Rates; $500.00 Minimum
Rate History
No change since Sep 18, 2026 · 3.54% APY · checked 3 times
Lincoln FSB of Nebraska
Institution Rating:
A+5.0 ★Texas Ratio: 3.23%
36 Month CD
$5,000
3.50%
▲ 0.80% above Nebraska avg
▼
Rate3.50%
Min Deposit$5,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.70%▲ 0.80% above avgNationally 2.81%
Details
SpecialAnnual Percentage Yield (APY) effective as of 06/22/26. Minimum to open is $5,000. Minimum to open waived for existing checking and savings account customers. Penalty for early withdrawal. Consumer accounts only. Rates are subject to change without notice.
Rate History
No change since Sep 11, 2026 · 3.50% APY · checked 8 times
Pathway Bank
Institution Rating:
B-4.4 ★Texas Ratio: 22.68%
3 Year CD
$1,000
3.50%
▲ 0.80% above Nebraska avg
▼
Rate3.46%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.70%▲ 0.80% above avgNationally 2.81%
Details
Rate History
1 change since Sep 19, 2026 · 3.25% → 3.50% ▲ 0.25 pts · high 3.50% / low 3.25%
- Oct 7, 20263.50%▲ from 3.25%
- Sep 19, 20263.25%first recorded
Archer Cooperative Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.83%
36 Month Share & IRA Certificates
$500
3.49%
▲ 0.79% above Nebraska avg
▼
Rate3.45%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Nebraska Average2.70%▲ 0.79% above avgNationally 2.81%
Details
Rate History
No change since Oct 9, 2026 · 3.49% APY · checked 2 times
Holyoke Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.27%
36 Month CD
$50,000
3.44%
▲ 0.74% above Nebraska avg
▼
Rate3.40%
Min Deposit$50,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.70%▲ 0.74% above avgNationally 2.81%
Details
Rate History
1 change since Sep 25, 2026 · 3.14% → 3.44% ▲ 0.31 pts · high 3.44% / low 3.14%
- Oct 4, 20263.44%▲ from 3.14%
- Sep 25, 20263.14%first recorded
Bank of the Valley
Institution Rating:
A+5.0 ★Texas Ratio: 0.40%
36 Month Certificate
$0
3.40%
▲ 0.70% above Nebraska avg
▼
Rate3.36%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.70%▲ 0.70% above avgNationally 2.81%
Details
Rate History
1 change since Sep 11, 2026 · 3.44% → 3.40% ▼ 0.04 pts · high 3.44% / low 3.40%
- Oct 3, 20263.40%▼ from 3.44%
- Sep 11, 20263.44%first recorded
Holyoke Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.27%
36 Month CD
$10,000
3.39%
▲ 0.69% above Nebraska avg
▼
Rate3.35%
Min Deposit$10,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.70%▲ 0.69% above avgNationally 2.81%
Details
Rate History
1 change since Sep 25, 2026 · 3.09% → 3.39% ▲ 0.31 pts · high 3.39% / low 3.09%
- Oct 4, 20263.39%▲ from 3.09%
- Sep 25, 20263.09%first recorded
Meridian Trust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.45%
36 Month Certificates and IRA Share Certificates
$500
3.30%
▲ 0.60% above Nebraska avg
▼
Rate3.25%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.70%▲ 0.60% above avgNationally 2.81%
Details
Pay monthly; Share Certificates may be added to in $100 increments up to an additional $5,000 during the term
Rate History
No change since Oct 12, 2026 · 3.30% APY
Meridian Trust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.45%
Business Certificate - 36 months
$500
3.30%
▲ 0.60% above Nebraska avg
▼
Rate3.25%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.70%▲ 0.60% above avgNationally 2.81%
Details
Rate History
No change since Oct 12, 2026 · 3.30% APY
Commercial State Bank Wausa, NE
Institution Rating:
A+5.0 ★Texas Ratio: 1.04%
36 Month Certificate of Deposit
$0
3.25%
▲ 0.55% above Nebraska avg
▼
Rate3.21%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.70%▲ 0.55% above avgNationally 2.81%
Details
Rate History
No change since Oct 8, 2026 · 3.25% APY · checked 2 times
Great Plains State Bank
Institution Rating:
D3.5 ★Texas Ratio: 32.53%
36 Month CD
$0
3.25%
▲ 0.55% above Nebraska avg
▼
Rate3.21%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.70%▲ 0.55% above avgNationally 2.81%
Details
Rate History
No change since Sep 14, 2026 · 3.25% APY · checked 7 times
Custer Federal State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
36 Month STEP-UP CD
$500
3.15%
▲ 0.45% above Nebraska avg
▼
Rate3.13%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.70%▲ 0.45% above avgNationally 2.81%
Details
Step-up; rates may change after the account is opened
Rate History
No change since Sep 14, 2026 · 3.15% APY · checked 5 times
Platte Valley Bank North Bend, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.75%
36 Month Certificate
$500
3.05%
▲ 0.35% above Nebraska avg
▼
Rate3.02%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.70%▲ 0.35% above avgNationally 2.81%
Details
Rate History
1 change since Sep 11, 2026 · 2.20% → 3.05% ▲ 0.85 pts · high 3.05% / low 2.20%
- Sep 19, 20263.05%▲ from 2.20%
- Sep 11, 20262.20%first recorded
First Lincoln Federal Credit Union
Institution Rating:
B-4.3 ★Texas Ratio: 23.25%
36 Month IRA Share Certificate
$1,000
3.04%
▲ 0.34% above Nebraska avg
▼
Rate3.00%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.70%▲ 0.34% above avgNationally 2.81%
Details
Rates effective as of August 13, 2025; fixed for term; early withdrawal penalty; compounds monthly
Rate History
No change since Sep 18, 2026 · 3.04% APY · checked 6 times
First Lincoln Federal Credit Union
Institution Rating:
B-4.3 ★Texas Ratio: 23.25%
36 Month Share Certificate
$1,000
3.04%
▲ 0.34% above Nebraska avg
▼
Rate3.00%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.70%▲ 0.34% above avgNationally 2.81%
Details
Rates effective as of August 13, 2025; fixed for term; early withdrawal penalty; compounds monthly
Rate History
No change since Oct 12, 2026 · 3.04% APY
First Lincoln Federal Credit Union
Institution Rating:
B-4.3 ★Texas Ratio: 23.25%
Share Certificates 36 Months
$1,000
3.04%
▲ 0.34% above Nebraska avg
▼
Rate3.00%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.70%▲ 0.34% above avgNationally 2.81%
Details
Share Certificates ($1000.00 Minimum); Compounds monthly
Rate History
No change since Oct 12, 2026 · 3.04% APY
First Community Bank Beemer, NE
Institution Rating:
A+5.0 ★Texas Ratio: 3.06%
36 Month Certificates of Deposit
$0
3.03%
▲ 0.33% above Nebraska avg
▼
Rate3.00%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.70%▲ 0.33% above avgNationally 2.81%
Details
Balance: $10,000+
Rate History
No change since Sep 19, 2026 · 3.03% APY · checked 6 times
Western Nebraska Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.07%
36 Month Certificate Of Deposit
$250
3.03%
▲ 0.33% above Nebraska avg
▼
Rate3.00%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.70%▲ 0.33% above avgNationally 2.81%
Details
Rate History
No change since Oct 7, 2026 · 3.03% APY · checked 2 times
Cobalt Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.25%
36 Month Bump Up Share and Bump Up IRA Certificate
$0
3.00%
▲ 0.30% above Nebraska avg
▼
Rate2.97%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Nebraska Average2.70%▲ 0.30% above avgNationally 2.81%
Details
Balance: $100,000.00 & greater; Period: Quarterly
Rate History
No change since Sep 14, 2026 · 3.00% APY · checked 7 times
Cobalt Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.25%
36 Month Business Term Share Certificate
$0
3.00%
▲ 0.30% above Nebraska avg
▼
Rate2.97%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Nebraska Average2.70%▲ 0.30% above avgNationally 2.81%
Details
Balance: $100,000.00 and greater
Rate History
No change since Sep 14, 2026 · 3.00% APY · checked 7 times
Cobalt Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.25%
36 Month Bump Up Share and Bump Up IRA Certificate
$0
2.90%
▲ 0.20% above Nebraska avg
▼
Rate2.87%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Nebraska Average2.70%▲ 0.20% above avgNationally 2.81%
Details
Balance: $1,000.00-99,999.99; Period: Quarterly
Rate History
No change since Sep 14, 2026 · 2.90% APY · checked 7 times
Cobalt Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.25%
36 Month Business Term Share Certificate
$0
2.90%
▲ 0.20% above Nebraska avg
▼
Rate2.87%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Nebraska Average2.70%▲ 0.20% above avgNationally 2.81%
Details
Balance: $1,000.00-99,999.99
Rate History
No change since Sep 14, 2026 · 2.90% APY · checked 5 times
Centris Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.31%
36 Month Jumbo Certificate
$90,000
2.85%
▲ 0.15% above Nebraska avg
▼
Rate2.81%
Min Deposit$90,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.70%▲ 0.15% above avgNationally 2.81%
Details
Rate History
No change since Sep 16, 2026 · 2.85% APY · checked 3 times
The Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.96%
36 Month Share Certificate (CD)
$500
2.85%
▲ 0.15% above Nebraska avg
▼
Rate2.82%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Nebraska Average2.70%▲ 0.15% above avgNationally 2.81%
Details
Rates effective as of 02/10/26. Rates are subject to change without notice. Early withdrawals may be subject to a penalty. Other restrictions and requirements may apply. Please call 563-388-8328 for additional details.
Rate History
No change since Oct 9, 2026 · 2.85% APY
Centris Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.31%
36 Month Regular & IRA Certificates
$500
2.75%
▲ 0.05% above Nebraska avg
▼
Rate2.71%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.70%▲ 0.05% above avgNationally 2.81%
Details
Rate History
No change since Sep 20, 2026 · 2.75% APY · checked 5 times
OneNebraska Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
Share Certificate - 36 Month
$500
2.75%
▲ 0.05% above Nebraska avg
▼
Rate2.72%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Nebraska Average2.70%▲ 0.05% above avgNationally 2.81%
Details
Dividends compounded & credited quarterly; dividend period quarterly; minimum balance to avoid service charge n/a
Rate History
No change since Oct 5, 2026 · 2.75% APY · checked 3 times
Inavale 48 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
First Westroads Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.04%
48 Month CD
$500
4.55%
▲ 1.86% above Nebraska avg
▼
Rate4.47%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.69%▲ 1.86% above avgNationally 2.80%
Details
Rate History
No change since Sep 20, 2026 · 4.55% APY · checked 6 times
Cornhusker Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.16%
48 Month Certificate of Deposit
$1,000
4.46%
▲ 1.77% above Nebraska avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Nebraska Average2.69%▲ 1.77% above avgNationally 2.80%
Details
Rate History
1 change since Sep 30, 2026 · 4.07% → 4.46% ▲ 0.39 pts · high 4.46% / low 4.07%
- Oct 1, 20264.46%▲ from 4.07%
- Sep 30, 20264.07%first recorded
Cornhusker Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.16%
Business Certificates of Deposit - 48 Month
$1,000
4.46%
▲ 1.77% above Nebraska avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Nebraska Average2.69%▲ 1.77% above avgNationally 2.80%
Details
Rate History
1 change since Sep 30, 2026 · 4.07% → 4.46% ▲ 0.39 pts · high 4.46% / low 4.07%
- Oct 1, 20264.46%▲ from 4.07%
- Sep 30, 20264.07%first recorded
Thayer County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.69%
48 Month CD
$0
4.36%
▲ 1.67% above Nebraska avg
▼
Rate4.28%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.69%▲ 1.67% above avgNationally 2.80%
Details
Balance: $75,000.00 and up
Rate History
1 change since Sep 11, 2026 · 4.25% → 4.36% ▲ 0.11 pts · high 4.36% / low 4.25%
- Oct 3, 20264.36%▲ from 4.25%
- Sep 11, 20264.25%first recorded
Thayer County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.69%
48 Month CD
$0
4.31%
▲ 1.62% above Nebraska avg
▼
Rate4.23%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.69%▲ 1.62% above avgNationally 2.80%
Details
Balance: $50,000.00 - $74,999.99
Rate History
1 change since Sep 11, 2026 · 4.20% → 4.31% ▲ 0.11 pts · high 4.31% / low 4.20%
- Oct 3, 20264.31%▲ from 4.20%
- Sep 11, 20264.20%first recorded
Adams County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
48 Month Certificate of Deposit (CD)
$0
4.22%
▲ 1.53% above Nebraska avg
▼
Rate4.15%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.69%▲ 1.53% above avgNationally 2.80%
Details
Balance: >= $150,000
Rate History
1 change since Sep 14, 2026 · 2.88% → 4.22% ▲ 1.34 pts · high 4.22% / low 2.88%
- Sep 24, 20264.22%▲ from 2.88%
- Sep 14, 20262.88%first recorded
Thayer County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.69%
48 Month CD
$0
4.15%
▲ 1.46% above Nebraska avg
▼
Rate4.08%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.69%▲ 1.46% above avgNationally 2.80%
Details
Balance: $25,000.00 - $49,999.99
Rate History
1 change since Sep 11, 2026 · 4.05% → 4.15% ▲ 0.10 pts · high 4.15% / low 4.05%
- Oct 3, 20264.15%▲ from 4.05%
- Sep 11, 20264.05%first recorded
Adams County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
48 Month Certificate of Deposit (CD)
$0
4.11%
▲ 1.42% above Nebraska avg
▼
Rate4.05%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.69%▲ 1.42% above avgNationally 2.80%
Details
Balance: $50,000 - $149,999.99
Rate History
1 change since Sep 14, 2026 · 2.78% → 4.11% ▲ 1.33 pts · high 4.11% / low 2.78%
- Sep 24, 20264.11%▲ from 2.78%
- Sep 14, 20262.78%first recorded
Nebraska State Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
4 Year Certificate
$500
4.05%
▲ 1.36% above Nebraska avg
▼
Rate3.99%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.69%▲ 1.36% above avgNationally 2.80%
Details
Rate History
1 change since Sep 14, 2026 · 2.55% → 4.05% ▲ 1.50 pts · high 4.05% / low 2.55%
- Oct 8, 20264.05%▲ from 2.55%
- Sep 14, 20262.55%first recorded
Nebraska State Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
Term - 4 Years
$500
4.05%
▲ 1.36% above Nebraska avg
▼
Rate3.99%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.69%▲ 1.36% above avgNationally 2.80%
Details
Rate History
1 change since Sep 14, 2026 · 2.55% → 4.05% ▲ 1.50 pts · high 4.05% / low 2.55%
- Oct 8, 20264.05%▲ from 2.55%
- Sep 14, 20262.55%first recorded
Nebraska State Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
Time Certificate of Deposit - 4 Years
$500
4.05%
▲ 1.36% above Nebraska avg
▼
Rate3.99%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.69%▲ 1.36% above avgNationally 2.80%
Details
Rate History
No change since Oct 8, 2026 · 4.05% APY · checked 2 times
Adams County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
48 Month Certificate of Deposit (CD)
$0
4.01%
▲ 1.32% above Nebraska avg
▼
Rate3.95%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.69%▲ 1.32% above avgNationally 2.80%
Details
Balance: $500 - $49,999.99
Rate History
1 change since Sep 14, 2026 · 2.73% → 4.01% ▲ 1.28 pts · high 4.01% / low 2.73%
- Sep 24, 20264.01%▲ from 2.73%
- Sep 14, 20262.73%first recorded
Thayer County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.69%
48 Month CD
$0
3.89%
▲ 1.20% above Nebraska avg
▼
Rate3.83%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.69%▲ 1.20% above avgNationally 2.80%
Details
Balance: $2,500.00 - $24,999.99
Rate History
1 change since Sep 11, 2026 · 3.79% → 3.89% ▲ 0.10 pts · high 3.89% / low 3.79%
- Oct 3, 20263.89%▲ from 3.79%
- Sep 11, 20263.79%first recorded
North Platte Union Pacific Employee Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.63%
48 Month Share Certificate
$500
3.80%
▲ 1.11% above Nebraska avg
▼
Rate3.75%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Nebraska Average2.69%▲ 1.11% above avgNationally 2.80%
Details
Share Certificate Rates; $500.00 Minimum
Rate History
No change since Sep 18, 2026 · 3.80% APY · checked 3 times
Columbus Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.57%
48 Month CD or IRA
$0
3.65%
▲ 0.96% above Nebraska avg
▼
Rate3.60%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.69%▲ 0.96% above avgNationally 2.80%
Details
Balance: $500 - $19,999.99
Rate History
1 change since Sep 24, 2026 · 3.40% → 3.65% ▲ 0.25 pts · high 3.65% / low 3.40%
- Oct 11, 20263.65%▲ from 3.40%
- Sep 24, 20263.40%first recorded
Nebraska State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
48 Month IRA Share Certificate
$500
3.65%
▲ 0.96% above Nebraska avg
▼
Rate3.59%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Nebraska Average2.69%▲ 0.96% above avgNationally 2.80%
Details
Traditional or Roth; Penalty may be imposed for early withdrawal
Rate History
No change since Oct 9, 2026 · 3.65% APY · checked 2 times
Columbus Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.57%
48 Month Youth Saver CD
$0
3.60%
▲ 0.91% above Nebraska avg
▼
Rate3.60%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.69%▲ 0.91% above avgNationally 2.80%
Details
Balance: $100 - $19,999.99
Rate History
1 change since Sep 19, 2026 · 3.36% → 3.60% ▲ 0.24 pts · high 3.60% / low 3.36%
- Oct 11, 20263.60%▲ from 3.36%
- Sep 19, 20263.36%first recorded
Archer Cooperative Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.83%
48 Month Share & IRA Certificates
$500
3.60%
▲ 0.91% above Nebraska avg
▼
Rate3.55%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Nebraska Average2.69%▲ 0.91% above avgNationally 2.80%
Details
Rate History
No change since Sep 14, 2026 · 3.60% APY · checked 6 times
Siouxland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.44%
Certificate 48 Months
$1,000
3.55%
▲ 0.86% above Nebraska avg
▼
Rate3.50%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Nebraska Average2.69%▲ 0.86% above avgNationally 2.80%
Details
Rate History
No change since Sep 14, 2026 · 3.55% APY · checked 8 times
Siouxland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.44%
IRA 48 Months
$1,000
3.55%
▲ 0.86% above Nebraska avg
▼
Rate3.50%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Nebraska Average2.69%▲ 0.86% above avgNationally 2.80%
Details
Rate History
No change since Sep 18, 2026 · 3.55% APY · checked 2 times
Lincoln FSB of Nebraska
Institution Rating:
A+5.0 ★Texas Ratio: 3.23%
48 Month CD
$5,000
3.50%
▲ 0.81% above Nebraska avg
▼
Rate3.50%
Min Deposit$5,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.69%▲ 0.81% above avgNationally 2.80%
Details
SpecialAnnual Percentage Yield (APY) effective as of 06/22/26. Minimum to open is $5,000. Minimum to open waived for existing checking and savings account customers. Penalty for early withdrawal. Consumer accounts only. Rates are subject to change without notice.
Rate History
No change since Sep 11, 2026 · 3.50% APY · checked 8 times
Pathway Bank
Institution Rating:
B-4.4 ★Texas Ratio: 22.68%
4 Year CD
$1,000
3.50%
▲ 0.81% above Nebraska avg
▼
Rate3.46%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.69%▲ 0.81% above avgNationally 2.80%
Details
Rate History
1 change since Sep 19, 2026 · 3.35% → 3.50% ▲ 0.15 pts · high 3.50% / low 3.35%
- Oct 7, 20263.50%▲ from 3.35%
- Sep 19, 20263.35%first recorded
Metro Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.30%
48 Month Certificate
$0
3.50%
▲ 0.81% above Nebraska avg
▼
Rate3.44%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.69%▲ 0.81% above avgNationally 2.80%
Details
Certificate; Balance: $500.00 minimum
Rate History
No change since Sep 20, 2026 · 3.50% APY · checked 5 times
Bank of the Valley
Institution Rating:
A+5.0 ★Texas Ratio: 0.40%
48 Month Certificate
$0
3.45%
▲ 0.76% above Nebraska avg
▼
Rate3.41%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.69%▲ 0.76% above avgNationally 2.80%
Details
Rate History
1 change since Sep 11, 2026 · 3.39% → 3.45% ▲ 0.06 pts · high 3.45% / low 3.39%
- Oct 3, 20263.45%▲ from 3.39%
- Sep 11, 20263.39%first recorded
Holyoke Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.27%
48 Month CD
$50,000
3.44%
▲ 0.75% above Nebraska avg
▼
Rate3.40%
Min Deposit$50,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.69%▲ 0.75% above avgNationally 2.80%
Details
Rate History
1 change since Sep 25, 2026 · 3.14% → 3.44% ▲ 0.31 pts · high 3.44% / low 3.14%
- Oct 4, 20263.44%▲ from 3.14%
- Sep 25, 20263.14%first recorded
Holyoke Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.27%
48 Month CD
$10,000
3.39%
▲ 0.70% above Nebraska avg
▼
Rate3.35%
Min Deposit$10,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.69%▲ 0.70% above avgNationally 2.80%
Details
Rate History
1 change since Sep 25, 2026 · 3.09% → 3.39% ▲ 0.31 pts · high 3.39% / low 3.09%
- Oct 4, 20263.39%▲ from 3.09%
- Sep 25, 20263.09%first recorded
FirstBank of Nebraska
Institution Rating:
A+5.0 ★Texas Ratio: 4.58%
48 Mo CD
$1,000
3.35%
▲ 0.66% above Nebraska avg
▼
Rate3.31%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.69%▲ 0.66% above avgNationally 2.80%
Details
Rate History
No change since Sep 14, 2026 · 3.35% APY · checked 7 times
FirstBank of Nebraska
Institution Rating:
A+5.0 ★Texas Ratio: 4.58%
48 Mo IRA
$1,000
3.35%
▲ 0.66% above Nebraska avg
▼
Rate3.31%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.69%▲ 0.66% above avgNationally 2.80%
Details
Rate History
No change since Sep 14, 2026 · 3.35% APY · checked 7 times
Meridian Trust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.45%
48 Month Certificates and IRA Share Certificates
$500
3.35%
▲ 0.66% above Nebraska avg
▼
Rate3.30%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.69%▲ 0.66% above avgNationally 2.80%
Details
Pay monthly; Share Certificates may be added to in $100 increments up to an additional $5,000 during the term
Rate History
No change since Oct 12, 2026 · 3.35% APY
Meridian Trust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.45%
Business Certificate - 48 months
$500
3.35%
▲ 0.66% above Nebraska avg
▼
Rate3.30%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.69%▲ 0.66% above avgNationally 2.80%
Details
Rate History
No change since Oct 12, 2026 · 3.35% APY
Great Plains State Bank
Institution Rating:
D3.5 ★Texas Ratio: 32.53%
48 Month CD
$0
3.30%
▲ 0.61% above Nebraska avg
▼
Rate3.26%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.69%▲ 0.61% above avgNationally 2.80%
Details
Rate History
No change since Sep 14, 2026 · 3.30% APY · checked 7 times
Custer Federal State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
48 Month CD
$500
3.15%
▲ 0.46% above Nebraska avg
▼
Rate3.13%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.69%▲ 0.46% above avgNationally 2.80%
Details
Rate History
No change since Sep 14, 2026 · 3.15% APY · checked 5 times
Platte Valley Bank North Bend, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.75%
48 Month Certificate
$500
3.05%
▲ 0.36% above Nebraska avg
▼
Rate3.02%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.69%▲ 0.36% above avgNationally 2.80%
Details
Rate History
1 change since Sep 11, 2026 · 2.35% → 3.05% ▲ 0.70 pts · high 3.05% / low 2.35%
- Sep 19, 20263.05%▲ from 2.35%
- Sep 11, 20262.35%first recorded
First Community Bank Beemer, NE
Institution Rating:
A+5.0 ★Texas Ratio: 3.06%
48 Month Certificates of Deposit
$0
3.03%
▲ 0.34% above Nebraska avg
▼
Rate3.00%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.69%▲ 0.34% above avgNationally 2.80%
Details
Balance: $10,000+
Rate History
No change since Sep 19, 2026 · 3.03% APY · checked 6 times
Western Nebraska Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.07%
48 Month Certificate Of Deposit
$250
3.03%
▲ 0.34% above Nebraska avg
▼
Rate3.00%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.69%▲ 0.34% above avgNationally 2.80%
Details
Rate History
No change since Oct 7, 2026 · 3.03% APY · checked 2 times
Cobalt Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.25%
48 Month Business Term Share Certificate
$0
3.00%
▲ 0.31% above Nebraska avg
▼
Rate2.97%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Nebraska Average2.69%▲ 0.31% above avgNationally 2.80%
Details
Balance: $100,000.00 and greater
Rate History
No change since Sep 14, 2026 · 3.00% APY · checked 7 times
Commercial State Bank Wausa, NE
Institution Rating:
A+5.0 ★Texas Ratio: 1.04%
48 Month Certificate of Deposit
$0
2.99%
▲ 0.30% above Nebraska avg
▼
Rate2.96%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.69%▲ 0.30% above avgNationally 2.80%
Details
Rate History
No change since Oct 8, 2026 · 2.99% APY · checked 2 times
The Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.96%
48 Month Share Certificate (CD)
$500
2.95%
▲ 0.26% above Nebraska avg
▼
Rate2.92%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Nebraska Average2.69%▲ 0.26% above avgNationally 2.80%
Details
Rates effective as of 02/10/26. Rates are subject to change without notice. Early withdrawals may be subject to a penalty. Other restrictions and requirements may apply. Please call 563-388-8328 for additional details.
Rate History
No change since Oct 9, 2026 · 2.95% APY
OneNebraska Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
Share Certificate - 48 Month
$500
2.90%
▲ 0.21% above Nebraska avg
▼
Rate2.87%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Nebraska Average2.69%▲ 0.21% above avgNationally 2.80%
Details
Dividends compounded & credited quarterly; dividend period quarterly; minimum balance to avoid service charge n/a
Rate History
No change since Oct 5, 2026 · 2.90% APY · checked 3 times
Cobalt Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.25%
48 Month Business Term Share Certificate
$0
2.90%
▲ 0.21% above Nebraska avg
▼
Rate2.87%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Nebraska Average2.69%▲ 0.21% above avgNationally 2.80%
Details
Balance: $1,000.00-99,999.99
Rate History
No change since Sep 14, 2026 · 2.90% APY · checked 5 times
First National Bank in Ord
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
48 Month CD
$0
2.88%
▲ 0.19% above Nebraska avg
▼
Rate2.85%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.69%▲ 0.19% above avgNationally 2.80%
Details
Daily Balance: $100,000.00 and up
Rate History
No change since Sep 19, 2026 · 2.88% APY · checked 7 times
Centris Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.31%
48 Month Jumbo Certificate
$90,000
2.85%
▲ 0.16% above Nebraska avg
▼
Rate2.81%
Min Deposit$90,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.69%▲ 0.16% above avgNationally 2.80%
Details
Rate History
No change since Sep 16, 2026 · 2.85% APY · checked 3 times
First National Bank in Ord
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
48 Month CD
$0
2.78%
▲ 0.09% above Nebraska avg
▼
Rate2.75%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.69%▲ 0.09% above avgNationally 2.80%
Details
Daily Balance: $25,000.00-99,999.99
Rate History
No change since Sep 19, 2026 · 2.78% APY · checked 7 times
Centris Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.31%
48 Month Regular & IRA Certificates
$500
2.75%
▲ 0.06% above Nebraska avg
▼
Rate2.71%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.69%▲ 0.06% above avgNationally 2.80%
Details
Rate History
No change since Sep 20, 2026 · 2.75% APY · checked 5 times
Bank of Hartington
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
48 month TCD
$1,000
2.65%
▼ 0.04% below Nebraska avg
▼
Rate2.62%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.69%▼ 0.04% below avgNationally 2.80%
Details
Rate History
1 change since Sep 14, 2026 · 2.50% → 2.65% ▲ 0.15 pts · high 2.65% / low 2.50%
- Oct 3, 20262.65%▲ from 2.50%
- Sep 14, 20262.50%first recorded
Genoa Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
48 Month Certificate of Deposit
$0
2.61%
▼ 0.08% below Nebraska avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.69%▼ 0.08% below avgNationally 2.80%
Details
Rate History
No change since Sep 19, 2026 · 2.61% APY · checked 7 times
First National Bank in Ord
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
48 Month CD
$0
2.52%
▼ 0.17% below Nebraska avg
▼
Rate2.50%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.69%▼ 0.17% below avgNationally 2.80%
Details
Daily Balance: $500.00-24,999.99
Rate History
No change since Sep 19, 2026 · 2.52% APY · checked 7 times
American Exchange Bank NE
Institution Rating:
A5.0 ★Texas Ratio: 7.21%
48 Month CD
$500
2.52%
▼ 0.17% below Nebraska avg
▼
Rate2.50%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.69%▼ 0.17% below avgNationally 2.80%
Details
Interest Paid or Credited: Quarterly
Rate History
No change since Oct 8, 2026 · 2.52% APY · checked 2 times
First Bank and Trust of Fullerton
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
48-Month Certificate of Deposit
$500
2.51%
▼ 0.18% below Nebraska avg
▼
Rate2.50%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.69%▼ 0.18% below avgNationally 2.80%
Details
Compounds Semi-Annually
Rate History
No change since Sep 14, 2026 · 2.51% APY · checked 7 times
Town & Country Bank Ravenna, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
4 Year CD
$0
2.50%
▼ 0.19% below Nebraska avg
▼
Rate2.48%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.69%▼ 0.19% below avgNationally 2.80%
Details
Rate History
No change since Sep 11, 2026 · 2.50% APY · checked 7 times
Inavale 60 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
First Westroads Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.04%
60 Month CD
$500
4.55%
▲ 1.71% above Nebraska avg
▼
Rate4.47%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.84%▲ 1.71% above avgNationally 2.91%
Details
Rate History
No change since Sep 20, 2026 · 4.55% APY · checked 6 times
Cornhusker Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.16%
60 Month Certificate of Deposit
$1,000
4.46%
▲ 1.62% above Nebraska avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Nebraska Average2.84%▲ 1.62% above avgNationally 2.91%
Details
Rate History
1 change since Sep 30, 2026 · 3.75% → 4.46% ▲ 0.71 pts · high 4.46% / low 3.75%
- Oct 1, 20264.46%▲ from 3.75%
- Sep 30, 20263.75%first recorded
Cornhusker Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.16%
Business Certificates of Deposit - 60 Month
$1,000
4.46%
▲ 1.62% above Nebraska avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Nebraska Average2.84%▲ 1.62% above avgNationally 2.91%
Details
Rate History
1 change since Sep 30, 2026 · 3.75% → 4.46% ▲ 0.71 pts · high 4.46% / low 3.75%
- Oct 1, 20264.46%▲ from 3.75%
- Sep 30, 20263.75%first recorded
Adams County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
60 Month Certificate of Deposit (CD)
$0
4.22%
▲ 1.38% above Nebraska avg
▼
Rate4.15%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.84%▲ 1.38% above avgNationally 2.91%
Details
Balance: >= $150,000
Rate History
1 change since Sep 14, 2026 · 2.88% → 4.22% ▲ 1.34 pts · high 4.22% / low 2.88%
- Sep 24, 20264.22%▲ from 2.88%
- Sep 14, 20262.88%first recorded
Adams County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
60 Month Certificate of Deposit (CD)
$0
4.11%
▲ 1.27% above Nebraska avg
▼
Rate4.05%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.84%▲ 1.27% above avgNationally 2.91%
Details
Balance: $50,000 - $149,999.99
Rate History
1 change since Sep 14, 2026 · 2.78% → 4.11% ▲ 1.33 pts · high 4.11% / low 2.78%
- Sep 24, 20264.11%▲ from 2.78%
- Sep 14, 20262.78%first recorded
Nebraska State Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
5 Year Certificate
$500
4.10%
▲ 1.26% above Nebraska avg
▼
Rate4.04%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.84%▲ 1.26% above avgNationally 2.91%
Details
Rate History
1 change since Sep 14, 2026 · 2.45% → 4.10% ▲ 1.65 pts · high 4.10% / low 2.45%
- Oct 8, 20264.10%▲ from 2.45%
- Sep 14, 20262.45%first recorded
Nebraska State Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
Term - 5 Years
$500
4.10%
▲ 1.26% above Nebraska avg
▼
Rate4.04%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.84%▲ 1.26% above avgNationally 2.91%
Details
Rate History
1 change since Sep 14, 2026 · 2.45% → 4.10% ▲ 1.65 pts · high 4.10% / low 2.45%
- Oct 8, 20264.10%▲ from 2.45%
- Sep 14, 20262.45%first recorded
Nebraska State Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
Time Certificate of Deposit - 5 Years
$500
4.10%
▲ 1.26% above Nebraska avg
▼
Rate4.04%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.84%▲ 1.26% above avgNationally 2.91%
Details
Rate History
No change since Oct 8, 2026 · 4.10% APY · checked 2 times
Adams County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
60 Month Certificate of Deposit (CD)
$0
4.01%
▲ 1.17% above Nebraska avg
▼
Rate3.95%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.84%▲ 1.17% above avgNationally 2.91%
Details
Balance: $500 - $49,999.99
Rate History
1 change since Sep 14, 2026 · 2.73% → 4.01% ▲ 1.28 pts · high 4.01% / low 2.73%
- Sep 24, 20264.01%▲ from 2.73%
- Sep 14, 20262.73%first recorded
Navy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.14%
5 Year ESA Long-Term Certificate
$0
3.90%
▲ 1.06% above Nebraska avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Nebraska Average2.84%▲ 1.06% above avgNationally 2.91%
Details
Balance: $100K Minimum APY; Rates as of Oct 13, 2026 ET; Long-Term Certificate Rates(Share, IRA, ESA)
Rate History
No change since Sep 30, 2026 · 3.90% APY · checked 4 times
Navy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.14%
5 Year ESA Long-Term Certificate
$0
3.85%
▲ 1.01% above Nebraska avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Nebraska Average2.84%▲ 1.01% above avgNationally 2.91%
Details
Balance: $1K Minimum APY; Rates as of Oct 13, 2026 ET; Long-Term Certificate Rates(Share, IRA, ESA)
Rate History
No change since Sep 30, 2026 · 3.85% APY · checked 4 times
North Platte Union Pacific Employee Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.63%
Special Share Certificate 60 Month
$500
3.80%
▲ 0.96% above Nebraska avg
▼
Rate3.75%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Nebraska Average2.84%▲ 0.96% above avgNationally 2.91%
Details
Special Share Certificate; $500.00 Minimum; rate may be raised up to twice during the 60-month term on request
Rate History
No change since Sep 18, 2026 · 3.80% APY · checked 3 times
Columbus Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.57%
60 Month CD or IRA
$0
3.65%
▲ 0.81% above Nebraska avg
▼
Rate3.60%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.84%▲ 0.81% above avgNationally 2.91%
Details
Balance: $500 - $19,999.99
Rate History
1 change since Sep 11, 2026 · 3.49% → 3.65% ▲ 0.16 pts · high 3.65% / low 3.49%
- Oct 11, 20263.65%▲ from 3.49%
- Sep 11, 20263.49%first recorded
Columbus Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.57%
60 Month Youth Saver CD
$0
3.60%
▲ 0.76% above Nebraska avg
▼
Rate3.60%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.84%▲ 0.76% above avgNationally 2.91%
Details
Balance: $100 - $19,999.99
Rate History
1 change since Sep 11, 2026 · 3.45% → 3.60% ▲ 0.15 pts · high 3.60% / low 3.45%
- Oct 11, 20263.60%▲ from 3.45%
- Sep 11, 20263.45%first recorded
Archer Cooperative Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.83%
60 Month Share & IRA Certificates
$500
3.60%
▲ 0.76% above Nebraska avg
▼
Rate3.55%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Nebraska Average2.84%▲ 0.76% above avgNationally 2.91%
Details
Rate History
No change since Sep 14, 2026 · 3.60% APY · checked 6 times
Siouxland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.44%
Certificate 60 Months
$1,000
3.55%
▲ 0.71% above Nebraska avg
▼
Rate3.50%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Nebraska Average2.84%▲ 0.71% above avgNationally 2.91%
Details
Rate History
No change since Sep 14, 2026 · 3.55% APY · checked 8 times
Siouxland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.44%
IRA 60 Months
$1,000
3.55%
▲ 0.71% above Nebraska avg
▼
Rate3.50%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Nebraska Average2.84%▲ 0.71% above avgNationally 2.91%
Details
Rate History
No change since Sep 18, 2026 · 3.55% APY · checked 2 times
Nebraska State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
60 Month IRA Share Certificate
$500
3.55%
▲ 0.71% above Nebraska avg
▼
Rate3.49%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Nebraska Average2.84%▲ 0.71% above avgNationally 2.91%
Details
Traditional or Roth; Penalty may be imposed for early withdrawal
Rate History
No change since Oct 9, 2026 · 3.55% APY · checked 2 times
Lincoln FSB of Nebraska
Institution Rating:
A+5.0 ★Texas Ratio: 3.23%
60 Month CD
$5,000
3.50%
▲ 0.66% above Nebraska avg
▼
Rate3.50%
Min Deposit$5,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.84%▲ 0.66% above avgNationally 2.91%
Details
SpecialAnnual Percentage Yield (APY) effective as of 06/22/26. Minimum to open is $5,000. Minimum to open waived for existing checking and savings account customers. Penalty for early withdrawal. Consumer accounts only. Rates are subject to change without notice.
Rate History
No change since Sep 11, 2026 · 3.50% APY · checked 8 times
Pathway Bank
Institution Rating:
B-4.4 ★Texas Ratio: 22.68%
5 Year CD
$1,000
3.50%
▲ 0.66% above Nebraska avg
▼
Rate3.46%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.84%▲ 0.66% above avgNationally 2.91%
Details
Rate History
1 change since Sep 19, 2026 · 3.40% → 3.50% ▲ 0.10 pts · high 3.50% / low 3.40%
- Oct 7, 20263.50%▲ from 3.40%
- Sep 19, 20263.40%first recorded
Bank of the Valley
Institution Rating:
A+5.0 ★Texas Ratio: 0.40%
60 Month Certificate
$0
3.50%
▲ 0.66% above Nebraska avg
▼
Rate3.45%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.84%▲ 0.66% above avgNationally 2.91%
Details
Rate History
1 change since Sep 11, 2026 · 3.29% → 3.50% ▲ 0.21 pts · high 3.50% / low 3.29%
- Oct 3, 20263.50%▲ from 3.29%
- Sep 11, 20263.29%first recorded
Metro Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.30%
60 Month Certificate
$0
3.50%
▲ 0.66% above Nebraska avg
▼
Rate3.44%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.84%▲ 0.66% above avgNationally 2.91%
Details
Certificate; Balance: $500.00 minimum
Rate History
No change since Sep 20, 2026 · 3.50% APY · checked 5 times
Holyoke Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.27%
60 Month CD
$50,000
3.44%
▲ 0.60% above Nebraska avg
▼
Rate3.40%
Min Deposit$50,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.84%▲ 0.60% above avgNationally 2.91%
Details
Rate History
1 change since Sep 25, 2026 · 3.14% → 3.44% ▲ 0.31 pts · high 3.44% / low 3.14%
- Oct 4, 20263.44%▲ from 3.14%
- Sep 25, 20263.14%first recorded
Meridian Trust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.45%
60 Month Certificates and IRA Share Certificates
$500
3.40%
▲ 0.56% above Nebraska avg
▼
Rate3.35%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.84%▲ 0.56% above avgNationally 2.91%
Details
Pay monthly; Share Certificates may be added to in $100 increments up to an additional $5,000 during the term
Rate History
No change since Oct 12, 2026 · 3.40% APY
Meridian Trust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.45%
Business Certificate - 60 months
$500
3.40%
▲ 0.56% above Nebraska avg
▼
Rate3.35%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.84%▲ 0.56% above avgNationally 2.91%
Details
Rate History
No change since Oct 12, 2026 · 3.40% APY
Holyoke Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.27%
60 Month CD
$10,000
3.39%
▲ 0.55% above Nebraska avg
▼
Rate3.35%
Min Deposit$10,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.84%▲ 0.55% above avgNationally 2.91%
Details
Rate History
1 change since Sep 25, 2026 · 3.09% → 3.39% ▲ 0.31 pts · high 3.39% / low 3.09%
- Oct 4, 20263.39%▲ from 3.09%
- Sep 25, 20263.09%first recorded
Great Plains State Bank
Institution Rating:
D3.5 ★Texas Ratio: 32.53%
60 Month CD
$0
3.35%
▲ 0.51% above Nebraska avg
▼
Rate3.31%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.84%▲ 0.51% above avgNationally 2.91%
Details
Rate History
No change since Sep 14, 2026 · 3.35% APY · checked 7 times
FirstBank of Nebraska
Institution Rating:
A+5.0 ★Texas Ratio: 4.58%
60 Mo CD
$1,000
3.25%
▲ 0.41% above Nebraska avg
▼
Rate3.21%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.84%▲ 0.41% above avgNationally 2.91%
Details
Rate History
No change since Sep 14, 2026 · 3.25% APY · checked 7 times
FirstBank of Nebraska
Institution Rating:
A+5.0 ★Texas Ratio: 4.58%
60 Mo IRA
$1,000
3.25%
▲ 0.41% above Nebraska avg
▼
Rate3.21%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.84%▲ 0.41% above avgNationally 2.91%
Details
Rate History
No change since Sep 14, 2026 · 3.25% APY · checked 7 times
Platte Valley Bank North Bend, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.75%
60 Month Certificate
$500
3.15%
▲ 0.31% above Nebraska avg
▼
Rate3.11%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.84%▲ 0.31% above avgNationally 2.91%
Details
Rate History
1 change since Sep 11, 2026 · 2.40% → 3.15% ▲ 0.75 pts · high 3.15% / low 2.40%
- Sep 19, 20263.15%▲ from 2.40%
- Sep 11, 20262.40%first recorded
Custer Federal State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
60 Month STEP-UP CD
$500
3.15%
▲ 0.31% above Nebraska avg
▼
Rate3.13%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.84%▲ 0.31% above avgNationally 2.91%
Details
Step-up; rates may change after the account is opened
Rate History
No change since Sep 14, 2026 · 3.15% APY · checked 5 times
Madison County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.86%
60 Month Certificate of Deposit
$500
3.10%
▲ 0.26% above Nebraska avg
▼
Rate3.08%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.84%▲ 0.26% above avgNationally 2.91%
Details
Rate History
No change since Sep 24, 2026 · 3.10% APY · checked 5 times
Premier Bank Omaha, NE
Institution Rating:
A5.0 ★Texas Ratio: 6.92%
60 Month Certificate of Deposit
$0
3.03%
▲ 0.19% above Nebraska avg
▼
Rate3.00%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.84%▲ 0.19% above avgNationally 2.91%
Details
Rate History
No change since Sep 24, 2026 · 3.03% APY · checked 5 times
Premier Bank Omaha, NE
Institution Rating:
A5.0 ★Texas Ratio: 6.92%
60 Month IRA Certificate
$0
3.03%
▲ 0.19% above Nebraska avg
▼
Rate3.00%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.84%▲ 0.19% above avgNationally 2.91%
Details
Rate History
No change since Oct 7, 2026 · 3.03% APY · checked 2 times
First Community Bank Beemer, NE
Institution Rating:
A+5.0 ★Texas Ratio: 3.06%
60 Month Certificates of Deposit
$0
3.03%
▲ 0.19% above Nebraska avg
▼
Rate3.00%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.84%▲ 0.19% above avgNationally 2.91%
Details
Balance: $10,000+
Rate History
No change since Sep 19, 2026 · 3.03% APY · checked 6 times
Western Nebraska Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.07%
60 Month Certificate Of Deposit
$250
3.03%
▲ 0.19% above Nebraska avg
▼
Rate3.00%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.84%▲ 0.19% above avgNationally 2.91%
Details
Rate History
No change since Oct 7, 2026 · 3.03% APY · checked 2 times
Cobalt Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.25%
60 Month Business Term Share Certificate
$0
3.00%
▲ 0.16% above Nebraska avg
▼
Rate2.97%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Nebraska Average2.84%▲ 0.16% above avgNationally 2.91%
Details
Balance: $100,000.00 and greater
Rate History
No change since Sep 14, 2026 · 3.00% APY · checked 7 times
The Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.96%
60 Month Share Certificate (CD)
$500
3.00%
▲ 0.16% above Nebraska avg
▼
Rate2.97%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Nebraska Average2.84%▲ 0.16% above avgNationally 2.91%
Details
Rates effective as of 02/10/26. Rates are subject to change without notice. Early withdrawals may be subject to a penalty. Other restrictions and requirements may apply. Please call 563-388-8328 for additional details.
Rate History
No change since Oct 9, 2026 · 3.00% APY
Cobalt Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.25%
60 Month Business Term Share Certificate
$0
2.90%
▲ 0.06% above Nebraska avg
▼
Rate2.87%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Nebraska Average2.84%▲ 0.06% above avgNationally 2.91%
Details
Balance: $1,000.00-99,999.99
Rate History
No change since Sep 14, 2026 · 2.90% APY · checked 5 times
Centris Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.31%
60 Month Jumbo Certificate
$90,000
2.85%
▲ 0.01% above Nebraska avg
▼
Rate2.81%
Min Deposit$90,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.84%▲ 0.01% above avgNationally 2.91%
Details
Rate History
No change since Sep 16, 2026 · 2.85% APY · checked 3 times
Centris Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.31%
60 Month Regular & IRA Certificates
$500
2.75%
▼ 0.09% below Nebraska avg
▼
Rate2.71%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.84%▼ 0.09% below avgNationally 2.91%
Details
Rate History
No change since Sep 20, 2026 · 2.75% APY · checked 5 times
Genoa Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
60 Month Certificate of Deposit
$0
2.66%
▼ 0.18% below Nebraska avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.84%▼ 0.18% below avgNationally 2.91%
Details
Rate History
No change since Sep 19, 2026 · 2.66% APY · checked 7 times
Genoa Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
60 Month CD
$0
2.65%
▼ 0.19% below Nebraska avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.84%▼ 0.19% below avgNationally 2.91%
Details
Rate History
No change since Sep 7, 2026 · 2.65% APY · checked 8 times
American Exchange Bank NE
Institution Rating:
A5.0 ★Texas Ratio: 7.21%
60 Month CD
$500
2.63%
▼ 0.21% below Nebraska avg
▼
Rate2.60%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.84%▼ 0.21% below avgNationally 2.91%
Details
Interest Paid or Credited: Quarterly
Rate History
No change since Oct 8, 2026 · 2.63% APY · checked 2 times
First Bank and Trust of Fullerton
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
60-Month Certificate of Deposit
$500
2.51%
▼ 0.33% below Nebraska avg
▼
Rate2.50%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.84%▼ 0.33% below avgNationally 2.91%
Details
Compounds Semi-Annually
Rate History
No change since Sep 14, 2026 · 2.51% APY · checked 7 times
Cattle Bank and Trust
Institution Rating:
A+5.0 ★Texas Ratio: 0.49%
60 Month Certificate
$0
2.50%
▼ 0.34% below Nebraska avg
▼
Rate2.48%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.84%▼ 0.34% below avgNationally 2.91%
Details
Rate History
No change since Sep 11, 2026 · 2.50% APY · checked 7 times
SN Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.94%
5 Year Certificate
$0
2.50%
▼ 0.34% below Nebraska avg
▼
Rate2.48%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.84%▼ 0.34% below avgNationally 2.91%
Details
APY* / Interest Rate: $1,000 - $24,999.99
Rate History
1 change since Sep 11, 2026 · 2.25% → 2.50% ▲ 0.25 pts · high 2.50% / low 2.25%
- Sep 19, 20262.50%▲ from 2.25%
- Sep 11, 20262.25%first recorded
Town & Country Bank Ravenna, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
5 Year CD
$0
2.50%
▼ 0.34% below Nebraska avg
▼
Rate2.48%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nebraska Average2.84%▼ 0.34% below avgNationally 2.91%
Details
Rate History
No change since Sep 11, 2026 · 2.50% APY · checked 7 times
First Westroads Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.04%
IRA 60 Month CD
$500
2.50%
▼ 0.34% below Nebraska avg
▼
Rate2.48%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.84%▼ 0.34% below avgNationally 2.91%
Details
Rate History
No change since Sep 14, 2026 · 2.50% APY · checked 7 times
Omaha Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.18%
60 Month Share Certificate
$500
2.50%
▼ 0.34% below Nebraska avg
▼
Rate2.47%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nebraska Average2.84%▼ 0.34% below avgNationally 2.91%
Details
Rate History
No change since Sep 20, 2026 · 2.50% APY · checked 5 times
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The “Min Deposit” indicates the minimum amount required to earn the stated APY.
Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.
Inavale, NE CD Rate Trends
Compare local Inavale, NE CD rate quotes against the statewide average
Daily CD rate averages tracked across our database of 8,500+ banks and credit unions, updated every evening.
12-Month CD NE Avg
3.055%
▼ 0.014 vs 7 days ago
Nebraska 12-month CD rates fell 0.014 points over the past 7 days to 3.055% APY.
6-Month CD NE Avg
2.970%
▼ 0.021 vs 7 days ago
Nebraska 6-month CD rates fell 0.021 points over the past 7 days to 2.970% APY.
As of Oct 14, 2026 • Rate data sourced from 8,500+ monitored institutions
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NE CD Rate Forecast, Next 12 Months
Where are Nebraska CD rates headed through October 2027?
Projections based on Fed funds rate futures and historical CD-to-fed-funds spread model. Not financial advice.
NE 12-Month Avg APY
3.055%
6-Month Forecast
3.055%
Range: 2.86%, 3.21%
12-Month Forecast
3.305%
Range: 3.11%, 3.46%
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What Your Savings Earn at NE CD Rates Today
Annual interest earnings at today’s Nebraska average APYs. State average used where available; national average as fallback.
| CD Term | NE Avg APY | $5,000 | $10,000 | $25,000 | $50,000 |
|---|---|---|---|---|---|
| 3-Month CD | 2.049% | $102.44 | $204.88 | $512.20 | $1,024.40 |
| 6-Month CD | 2.970% | $148.48 | $296.96 | $742.40 | $1,484.80 |
| 12-Month CD | 3.055% | $152.74 | $305.48 | $763.70 | $1,527.40 |
| 18-Month CD | 2.900% | $144.99 | $289.98 | $724.95 | $1,449.90 |
| 24-Month CD | 2.926% | $146.32 | $292.64 | $731.60 | $1,463.20 |
| 36-Month CD | 2.703% | $135.15 | $270.29 | $675.73 | $1,351.45 |
| 48-Month CD | 2.692% | $134.60 | $269.20 | $673.00 | $1,346.00 |
| 60-Month CD | 2.841% | $142.05 | $284.09 | $710.23 | $1,420.45 |
| Earnings shown are annualized (APY basis). Actual earnings for sub-12-month terms will be proportionally lower at maturity. Rates as of October 14, 2026. | |||||
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Sample CD Ladder for Inavale, Nebraska Savers
$25,000 split equally across 5 terms using today’s Nebraska average rates. As each CD matures, reinvest at the 36-month rung.
| Rung | Term | Deposit | NE Avg APY | Annual Earnings |
|---|---|---|---|---|
| 1 | 3-Month CD | $5,000 | 2.049% | $102.44 |
| 2 | 6-Month CD | $5,000 | 2.970% | $148.48 |
| 3 | 12-Month CD | $5,000 | 3.055% | $152.74 |
| 4 | 24-Month CD | $5,000 | 2.926% | $146.32 |
| 5 | 36-Month CD | $5,000 | 2.703% | $135.15 |
| Total ($25,000 invested) | $25,000 | 2.741% blended | $685.13/yr | |
Ladder example uses equal $5,000 rungs and Nebraska average APYs. Actual earnings depend on the specific institution and product chosen. Use the calculator above to model your exact deposit amounts.
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629
CD Rates
Tracked in Inavale, Nebraska
Tracked in Inavale, Nebraska
45 Banks
31 Credit Unions
About Our Inavale, Nebraska CD Rate Database
MonitorBankRates tracks 629 CD rates from 45 banks and 31 credit unions with locations in Inavale, Nebraska, plus national online institutions available to Nebraska residents. Our proprietary aggregation system pulls verified rate data directly from each institution’s official website, no estimates, no national averages passed off as real offers.
Every rate listed includes the institution’s Safety Grade (A+ to F), Star Rating (1 to 5), and Texas Ratio, objective financial health metrics calculated from FDIC and NCUA regulatory data, so you can compare yield and institutional safety in one place.
Current top rate: First Westroads Bank offers a CD at 4.55% APY with a minimum deposit of $500. Use the rate table above to compare all current offers in Inavale, Nebraska.
How to Find the Best CD Rates in Inavale, Nebraska
What to compare when shopping for a CD in Inavale, Nebraska
To find the best APYs in Inavale, Nebraska, start with credit unions and online-only banks: Inavale, Nebraska has 31 credit unions in our database, and they consistently offer some of the highest yields because they have lower overhead than traditional banks and compete aggressively for deposits.
Always compare the APY (Annual Percentage Yield), not just the interest rate. The APY reflects compounding and is the true measure of what you’ll earn.
Also compare the early withdrawal penalty. Common penalties range from 30 to 180 days of interest depending on the term. If you’re unsure whether you’ll need the funds early, a no-penalty CD or a high-yield savings account may be a better fit.
When a CD Makes Sense in Inavale, Nebraska
- You have a planned expense coming up and want your savings to earn while you wait
- You expect rates to fall and want to lock in today’s rate
- You want FDIC or NCUA protection with a guaranteed fixed return
- You prefer banking with an institution that has a local branch in Inavale, Nebraska: 76 institutions here report CD rates
Consider an Alternative If…
- You may need the funds within 30 days. Compare Inavale, Nebraska savings rates instead
- Rates are rising and you want to benefit: a variable-rate savings or money market account keeps pace
- You want check-writing access. Compare Inavale, Nebraska money market rates
Nebraska Financial Snapshot
Local demographics and economic context for CD savers. Source: U.S. Census Bureau ACS 2024 (state-level data shown; city data not available)
Population 65+
16.7%
National avg: 17.3%
Median Individual Earnings
$44,279
National avg: $47,340
Poverty Rate
10.6%
National avg: 11.1%
Unemployment Rate
3.0%
National avg: 4.8%
CD Earnings on 10% of Salary
$135/yr
At NE 12-mo avg 3.055% APY
16.7% of residents are 65 or older, below the national average of 17.3%; a low unemployment rate of 3.0% reflects a strong local economy. At today’s NE 12-month CD average of 3.055%, saving 10% of the local median salary ($4,427/year) and putting it in a CD would earn an additional $135 annually in interest.
Data: U.S. Census Bureau, American Community Survey 5-Year Estimates 2024. Median earnings from ACS 2023 place-level estimates.
CD Rates vs. Other Savings Options in Inavale, Nebraska
What to compare when choosing between a CD and other deposit accounts
| Feature | CD | High-Yield Savings | Money Market | 6-Month CD |
|---|---|---|---|---|
| Rate Type | Fixed APY | Variable APY | Variable APY | Fixed APY |
| Liquidity | Locked for term | Anytime | Anytime | Locked 6 months |
| Early Withdrawal | Penalty (months of interest) | None | None | Penalty (90 to 180 days interest) |
| FDIC / NCUA Insured | Yes (up to $250K) | Yes (up to $250K) | Yes (up to $250K) | Yes (up to $250K) |
| Check / Debit Access | No | Usually no | Often yes | No |
| Best For | Known savings goal, CD ladder | Emergency fund, flexible savings | Liquid savings with check-writing | Slightly higher yield, less urgency |
How Certificates of Deposit Work in Inavale, Nebraska
A certificate of deposit (CD) is a deposit account that holds a fixed sum of money for a fixed term, commonly three months to five years, in exchange for a guaranteed interest rate. In return for leaving the money untouched until the term ends, a saver in Inavale, Nebraska typically earns a higher rate than a standard savings account pays. CDs from banks are insured by the FDIC and those from credit unions by the NCUA, in Inavale, Nebraska as everywhere in the U.S.
Choosing a CD Term in Inavale, Nebraska
The term is the length of time the money is committed before the CD matures. Shorter terms such as three or six months give Inavale, Nebraska savers easier access to their funds. For example, Enterprise Bank Omaha, NE is offering its 6 Month CD Specials at 4.10% APY. Longer terms such as three or five years usually pay higher rates. On the longer end, First Westroads Bank is offering its 60 Month CD at 4.55% APY. When a CD matures, the depositor can withdraw the principal and interest or roll the balance into a new term, so it helps to match the term to when the money will actually be needed.
CD Risk and Safety for Inavale, Nebraska Savers
CDs are among the lowest-risk savings products available because the rate is fixed for the full term and the balance is federally insured up to $250,000 per depositor, per institution, per ownership category. For a Inavale, Nebraska saver, the main trade-off is liquidity: withdrawing funds before maturity usually triggers an early-withdrawal penalty, often 30 to 180 days of interest depending on the term.
How CD Interest Is Paid in Inavale, Nebraska
Interest on a CD is calculated using the annual percentage yield (APY), which reflects the effect of compounding over a year. Depending on the institution, interest may be credited monthly, quarterly, or at maturity, and can be paid out to a linked account or added back to the CD to compound. When comparing the Inavale, Nebraska CDs listed above, a saver gets the truest picture of total earnings by looking at APY rather than the nominal rate.
Fixed vs. Variable CD Rates in Inavale, Nebraska
Most CDs carry a fixed rate that is locked for the entire term, protecting a Inavale, Nebraska depositor if market rates fall after the account is opened. Some institutions offer variable-rate or bump-up CDs whose rate can change during the term; these may start lower but allow the rate to rise if conditions improve. Which is better depends on the direction a saver expects rates to move.
Frequently Asked Questions about CD Rates in Inavale, Nebraska
Are CD rates in Inavale, Nebraska FDIC insured?
Yes, most established banks in Inavale, Nebraska are insured by the FDIC up to $250,000 per depositor. Credit unions carry equivalent protection through the NCUA.
Do I have to pay state taxes on CD interest in Inavale, Nebraska?
Yes, interest earned on CDs is generally taxable income at both the federal and state levels. We recommend consulting a local tax professional regarding your specific obligations in Inavale, Nebraska.
Can I withdraw my money early from a CD?
You can, but most institutions charge an Early Withdrawal Penalty, typically a number of months of interest (e.g., 3 or 6 months). The exact amount varies by institution and CD term.
What is the difference between a Jumbo CD and a regular CD?
Jumbo CDs require a higher minimum deposit, traditionally $100,000 or more. In exchange, banks in Inavale, Nebraska may offer slightly higher APYs compared to standard CDs.
Are fixed-rate CDs better than variable-rate CDs?
Fixed-rate CDs lock in your APY for the full term, protecting you if rates drop. Variable-rate CDs allow your rate to rise with the market but may start with a lower initial yield.
What is a CD ladder?
A CD ladder involves opening multiple CDs with staggered maturity dates, for example 3-month, 6-month, 1-year, and 2-year. As each matures, you reinvest at the longest term, maximizing yield while maintaining regular access to a portion of your savings.
Best CD rates in Inavale, Nebraska?
Here are recent top rates found for this area:
- First Westroads Bank: 4.55% APY (48 Month CD)
- Omaha Federal Credit Union: 4.50% APY (36 Month Share Certificate)
- Cornhusker Bank: 4.46% APY (48 Month Certificate of Deposit)
- Thayer County Bank: 4.36% APY (48 Month CD)
- Navy Federal Credit Union: 4.35% APY (12 Month Special EasyStart Certificate)
- Enterprise Bank Omaha, NE: 4.25% APY (24 Month CD Specials)
- Western Nebraska Bank: 4.22% APY (12 Month Certificate Of Deposit)
- Adams County Bank: 4.22% APY (24 Month Certificate of Deposit (CD))
- Town & Country Bank Ravenna, NE: 4.20% APY (18 Month CD Special)
- Pathway Bank: 4.15% APY (12 Month CD)
Rates reflect recent verified offers available in Inavale, Nebraska. Last Updated: October 14, 2026
Inavale, Nebraska CD Calculator
See exactly what a CD will earn by maturity. Enter your deposit, pick a term, and set the APY, or click any current Inavale, Nebraska rate on the right to apply that term and rate instantly. CD rates are fixed for the full term.
Interest at Maturity
$0
Ending Balance
$0
Matures
Assumes the APY is held to maturity with interest compounding and remaining in the CD. Early withdrawals typically forfeit 30 to 180 days of interest. Estimates are for informational purposes only.
CD Calculators for Inavale, Nebraska
Inavale, Nebraska CD Calculator
At today’s NE top rate of 4.55% APY, a $10,000 deposit earns $455 in the first year. Enter your amount to see your exact return.
Inavale, Nebraska CD LadderNE CD rates currently range from 2.049% (3-month) to 2.703% (36-month). Model a ladder with local rates to keep cash accessible while maximizing yield.
Early Withdrawal PenaltyBefore locking into a Inavale, Nebraska CD at 4.55% APY, know your exit cost. Most institutions charge 90 to 180 days of interest. Calculate your real net return if you need early access.
CD vs. High-Yield SavingsNebraska’s average 12-month CD is 3.055% APY. Compare locking in that rate against a flexible high-yield savings account to see which earns more for your deposit and timeline.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Inavale, Nebraska CD rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for Inavale, Nebraska directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Inavale, Nebraska. We feature a comprehensive mix of institutions, from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in NE.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.
Disclaimer: Interest rates are variable and subject to change without notice. Verify current offers directly with the institution's official website. Last Updated and Verified: October 14, 2026
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