Henderson State Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 3.85%, 6-month CD rates at 2.53% and 3-month CD rates at 4.10%. Current savings rates are at 0.80% and money market rates are at 0.01%. Mortgage rates today on 30-year fixed loans are around 7.08%. Credit Card rates are at 16.24%. Personal Loan rates are at 5.74%. All these rates, and more, can be found in our database of rates. Henderson State Bank's 48-Month CD rates are at 0.00%, 36-Month CD rates are at 0.00%, 30-Month CD rates are at 0.00%, 18-Month CD rates are at 0.00%, 12-Month CD rates are at 0.00%. Henderson State Bank's money market rates are at 0.00%.

Henderson State Bank

To see how these rates compare to Henderson State Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Henderson State Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Henderson State Bank CD rates. You can also compare Henderson State Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Henderson State Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Henderson State Bank? Share your experience about Henderson State Bank by leaving a review below, or read customer reviews before you decide to use Henderson State Bank.

Henderson State Bank Texas Ratio

Henderson State Bank's Texas Ratio is at 7.18%, which is considered excellent. The Texas Ratio for Henderson State Bank is higher than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Henderson State Bank is an excellent bank worth considering, with an overall rating of 4 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
0.00%
18-Month CD
0.00%
24-Month CD
N/A
36-Month CD
0.00%
48-Month CD
0.00%
60-Month CD
0.00%
Savings
N/A
MMA
0.00%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Henderson State Bank
1040 N Main St
Henderson, NE 68371
Member FDIC
MonitorBankRates' Rating
4/5
★★★★☆

Henderson State Bank CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Henderson State Bank
Henderson State Bank
60-Month CD
0.00%
$0
Henderson State Bank
Henderson State Bank
48-Month CD
0.00%
$0
Henderson State Bank
Henderson State Bank
36-Month CD
0.00%
$0
Henderson State Bank
Henderson State Bank
30-Month CD
0.00%
$0
Henderson State Bank
Henderson State Bank
18-Month CD
0.00%
$0
Henderson State Bank
Henderson State Bank
12-Month CD
0.00%
$0
Henderson State Bank
Henderson State Bank
6-Month CD
0.00%
$0
Henderson State Bank
Henderson State Bank
Money Market
0.00%
$0
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Henderson State Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
MyBankingDirect.com
MyBankingDirect.com
High Yield Savings
4.30%
$500
EagleBank
EagleBank
60-Month CD
4.20%
$1,000
FSB of Westmoreland
FSB of Westmoreland
18-Month CD
3.84%
$1,000
State Bank of India US
State Bank of India US
60-Month CD
3.75%
$1,000
Farmers and Drovers Bank
Farmers and Drovers Bank
48-Month CD
3.75%
$500
United State Bank Lewistown, MO
United State Bank Lewistown, MO
36-Month CD
3.56%
$1,000
Evergreen Bank Group
Evergreen Bank Group
48-Month CD
3.25%
$500
Friendship State Bank
48-Month CD
3.15%
$500
Oakwood Bank Pigeon Falls, WI
Oakwood Bank Pigeon Falls, WI
60-Month CD
3.03%
$1,000
FNB of Hereford
FNB of Hereford
Real Savings
3.03%
$1
Florence Bank
Florence Bank
48-Month CD
3.00%
$500
Wintrust Bank
Wintrust Bank
33-Month CD
3.00%
$1,000
The MINT National Bank
The MINT National Bank
60-Month CD
3.00%
$10,000
National Bank of Malvern
National Bank of Malvern
36-Month CD
3.00%
$500
Bell Bank
Bell Bank
24-Month CD
3.00%
$500
The Berkshire Bank
The Berkshire Bank
12-Month CD
2.89%
$10,000
Wyoming Community Bank
Wyoming Community Bank
24-Month CD
2.60%
$1,000
Wallkill Valley Federal S&L
Wallkill Valley Federal S&L
60-Month CD
2.53%
$2,500
Premier Bank Dubuque, IA
Premier Bank Dubuque, IA
60-Month CD
2.50%
$1,000
Arundel Federal Savings Bank
Arundel Federal Savings Bank
60-Month CD
2.50%
$1,000
Genoa Community Bank
Genoa Community Bank
18-Month CD
2.30%
$500
Florence Bank
Florence Bank
24-Month CD
2.15%
$500
Grinnell State Bank
Grinnell State Bank
36-Month CD
2.12%
$1,000
Hyperion Bank
Hyperion Bank
60-Month CD
2.00%
$500
Merrimack County SB
Merrimack County SB
24-Month CD
1.75%
$500
American Bank of Beaver Dam
American Bank of Beaver Dam
36-Month CD
1.65%
$1,000
Camp Grove State Bank
Camp Grove State Bank
6-Month CD
1.50%
$1,000
Merrimack County SB
Merrimack County SB
36-Month CD
1.25%
$500
First State Bank Nebraska
First State Bank Nebraska
30-Month CD
1.25%
$5,000
Peoples Bank of Moniteau County
Peoples Bank of Moniteau County
18-Month CD
1.05%
$500
Hingham Institution for Savings
Hingham Institution for Savings
48-Month CD
1.00%
$1,000
First National Bank in Ord
First National Bank in Ord
Money Market
0.75%
$2,500
First Westroads Bank
First Westroads Bank
Money Market
0.60%
$100
United Bank of Union
United Bank of Union
12-Month CD
0.55%
$500
Clinton Savings Bank
Clinton Savings Bank
48-Month CD
0.50%
$10
Greeneville Federal Bank
Greeneville Federal Bank
48-Month CD
0.45%
$1,000
Denison State Bank
Denison State Bank
Regular Savings
0.40%
$100
Century Bank of Florida
Century Bank of Florida
36-Month CD
0.30%
$500
Embassy Bank for the Lehigh Valley
Embassy Bank for the Lehigh Valley
Ingot Gold Savings
0.30%
$0
Achieva Credit Union
Achieva Credit Union
Premier Money Market
0.30%
$2,000
WaterStone Bank
WaterStone Bank
12-Month CD
0.25%
$1,000
West Plains S&L
West Plains S&L
Passbook Savings
0.25%
$50
Wallkill Valley Federal S&L
Wallkill Valley Federal S&L
6-Month CD
0.20%
$2,500
First Federal Bank of Kansas City
First Federal Bank of Kansas City
Statement Savings
0.15%
$1,000
Farmers State Bank Wathena, KS
Farmers State Bank Wathena, KS
Savings
0.10%
$100
Community Bank and Trust - West Georgia
Community Bank and Trust - West Georgia
Consumer Savings
0.10%
$100
Milford Federal Bank
Milford Federal Bank
Regular Savings
0.05%
$10
The Bank of Glen Burnie
The Bank of Glen Burnie
Money Market
0.05%
$2,500
PNB Peshtigo National Bank
PNB Peshtigo National Bank
Regular Savings
0.05%
$1
Home SB of Wapakoneta
Home SB of Wapakoneta
Savings
0.01%
$0
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates July 8, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
5.250%
5.491%
0.000
5.300%
5.494%
0.000
4.750%
5.507%
0.000
5.375%
5.525%
0.750
5.000%
5.531%
0.000
5.250%
5.545%
1.000
5.500%
5.569%
0.000
5.500%
5.614%
0.000
5.250%
5.629%
2.000
5.500%
5.637%
0.000
5.625%
5.693%
0.000
5.500%
5.728%
1.125
30-Year Fixed
5.560%
5.730%
0.000
5.500%
5.759%
0.000
15-Year Fixed Jumbo
5.750%
5.776%
0.000
15-Year Fixed
5.500%
5.785%
0.000
5.250%
5.791%
2.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Henderson State Bank Information

Henderson State Bank
1040 N Main St
Henderson, NE 68371
York
Established Date: 10/13/1943
FDIC Certificate #: 17229
Date of FDIC Deposit Insurance: 06/17/1953
Bank Holding Company: HENDERSON STATE CO
How Many Domestic U.S. Offices? 5
How Many Branches are There? 5
Is Henderson State Bank FDIC Insured? Yes
What is Henderson State Bank's Cert number? 17229
What is the maximum amount for insured deposits? $250,000 per holder, per account

Henderson State Bank Financials

Total Assets:
$337,039,000
Total Deposits:
$244,327,000
Equity Capital:
$34,975,000
Domestic Deposits:
$244,327,000
Net Income:
$1,356,000
Return on Assets:
1.6604%
Quarterly Return on Assets:
1.6100%
Pretax Return on Assets:
2.0001%
Pretax Quarterly Return on Assets:
2.0000%
Return on Equity:
15.0300%
Quarterly Return on Equity:
15.6200%
Leverage Tier 1 (Core Capital) Ratio:
12.4452%
Total Interest Income (YTD):
6.1143%
 
 
Headquarters:
Henderson
FDIC Field Office:
Grand Island
Regulator:
FDIC
County:
York
# of Offices:
5
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
West
FDIC Region:
Kansas City
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

current-mortgage-rates-are-driving-an-upturn-in-housing1Housing data that has been released over the past couple of months suggests a housing recovery is near or already underway. Low current mortgage rates along with historically high home affordability and the first-time home buyer tax credit of $8,000 has created a "perfect storm" for a housing turn around. 
Average mortgage rates moved slightly higher, following U.S. Treasury Yields higher. Average 30 year mortgage rates today increased to 4.34 percent, up from last week's average 30 year rate of 4.29 percent. The six basis point increase continues the uptrend for mortgage rates this past month.

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Henderson State Bank Reviews

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