Lake Shore Savings Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews
Today's 12-month CD rates can be found at 0.55%, 6-month CD rates at 3.39% and 3-month CD rates at 0.10%. Current savings rates are at 0.10% and money market rates are at 0.22%. Mortgage rates today on 30-year fixed loans are around 7.14%. Credit Card rates are at 12.24%. Personal Loan rates are at 11.90%. All these rates, and more, can be found in our database of rates. Lake Shore Savings Bank's savings rates are at 4.30%. Lake Shore Savings Bank's 30-Year Fixed rates are at 7.50%.
To see how these rates compare to Lake Shore Savings Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Lake Shore Savings Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Lake Shore Savings Bank CD rates. You can also compare Lake Shore Savings Bank savings rates, MMA rates and mortgage rates using our other rate lists. Lake Shore Savings Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Lake Shore Savings Bank? Share your experience about Lake Shore Savings Bank by leaving a review below, or read customer reviews before you decide to use Lake Shore Savings Bank. Lake Shore Savings Bank Texas Ratio Lake Shore Savings Bank's Texas Ratio is at 4.70%, which is considered excellent. The Texas Ratio for Lake Shore Savings Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. Overall, Lake Shore Savings Bank is an excellent bank worth considering, with an overall rating of 4 stars out of 5 stars. Lake Shore Savings Bank CD Rates and Interest Rates
Lake Shore Savings Bank
Savings
4.30%
$0
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Lake Shore Savings Bank Mortgage Rates
Lake Shore Savings Bank
10-Year Fixed
7.000%
7.339%
0.000
Lake Shore Savings Bank
15-Year Fixed
7.250%
7.494%
0.000
Lake Shore Savings Bank
20-Year Fixed
7.350%
7.547%
0.000
Lake Shore Savings Bank
30-Year Fixed
7.500%
7.654%
0.000
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. Compare Lake Shore Savings Bank Rates with Other Competitive Bank and Credit Union Rates
First National B&T Co. of Bottineau
6-Month CD
4.45%
$500
First Federal S&L Newark, OH
9-Month CD
4.10%
$500
167th TFR Federal Credit Union
30-Month CD
4.05%
$500
The Grant County Bank
Kasasa Checking
4.00%
$0
First B&T Co. Perry, OK
24-Month CD Bump CD
3.71%
$1,500
Show More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Lake Shore Savings Bank Mortgage RatesShow More
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. Lake Shore Savings Bank InformationLake Shore Savings Bank
128 E 4th StDunkirk, NY 14048 Chautauqua Established Date: 01/01/1891 FDIC Certificate #: 30530 Date of FDIC Deposit Insurance: 08/09/1989 Bank Holding Company: LAKE SHORE MHC How Many Domestic U.S. Offices? 12 How Many Branches are There? 12 Website: https://www.lakeshoresavings.com
Is Lake Shore Savings Bank FDIC Insured? Yes
What is Lake Shore Savings Bank's Cert number? 30530
What is the maximum amount for insured deposits? $250,000 per holder, per account
Lake Shore Savings Bank FinancialsTotal Assets:
$717,061,000
Total Deposits:
$599,302,000
Equity Capital:
$82,781,000
Domestic Deposits:
$599,302,000
Net Income:
$1,068,000
Return on Assets:
0.8045%
Quarterly Return on Assets:
0.5900%
Pretax Return on Assets:
0.7025%
Pretax Quarterly Return on Assets:
0.7000%
Return on Equity:
7.3200%
Quarterly Return on Equity:
5.1700%
Leverage Tier 1 (Core Capital) Ratio:
12.4910%
Total Interest Income (YTD):
5.0567%
Headquarters:
Dunkirk
FDIC Field Office:
Syracuse
Regulator:
OCC
County:
Chautauqua
# of Offices:
12
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Northeast
FDIC Region:
New York
Source: FDIC Last Updated 03/31/2024
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