Evergreen Credit Union Portland, ME Rates and Review February 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Evergreen Credit Union Portland, ME's IRA CD 6 month rates are at 3.80%, 6 month CDs - Personal & Business rates are at 3.80%, CDs - Personal & Business 6 month rates are at 3.80%, IRA CD 12 month rates are at 3.70%, 12 month CDs - Personal & Business rates are at 3.70%. Evergreen Credit Union Portland, ME's savings rates are at 0.05%. Evergreen Credit Union Portland, ME's money market rates are at 0.40%. Evergreen Credit Union Portland, ME's Personal Loan Rates are at 10.49%.
Evergreen Credit Union Portland, ME money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available.Have you opened an account or have any experiences at Evergreen Credit Union Portland, ME? Share your experience about by leaving a review below, or read customer reviews before you decide to use . Evergreen Credit Union Portland, ME Texas RatioEvergreen Credit Union Portland, ME's Texas Ratio is at 8.27%, which is considered excellent. The Texas Ratio for Evergreen Credit Union Portland, ME is higher than the national average of all banks, currently at 6.13%. The Texas Ratio is a key indicator of financial health. This indicates that Evergreen Credit Union Portland, ME has a very low volume of non-performing assets compared to its available capital, signifying a strong balance sheet. MonitorBankRates Rating
5.0
Excellent
Out of 5.0 Stars
Evergreen Credit Union Portland, ME has earned a Smart Rating of 5.0 out of 5 stars. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions. Overall, Evergreen Credit Union Portland, ME is an excellent credit union worth considering, with an overall rating of 5.0 stars out of 5 stars. Current Interest RatesProduct
APY/APR
vs.Avg
"N/A" indicates the product is not offered or the rate is unavailable.
Evergreen Credit Union Portland, ME
Portland 225 Riverside St
Portland, ME 04103 1038 
Evergreen Credit Union Portland, ME CD Rates
Evergreen Credit Union Portland, ME Savings Rates
Evergreen Credit Union Portland, ME Money Market Rates
Evergreen Credit Union Portland, ME Checking Rates
Evergreen Credit Union Portland, ME Home Equity & HELOC
Evergreen Credit Union Portland, ME Auto Loan Rates
Evergreen Credit Union Portland, ME Credit Card Rates
Evergreen Credit Union Portland, ME Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating: Our rating for Evergreen Credit Union Portland, ME is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions. Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health. Rate Data Aggregation: We gather Evergreen Credit Union Portland, ME rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Evergreen Credit Union Portland, ME's official website for the most current offers and terms.
Credit Union Profile & OverviewCredit Union Name: Evergreen Credit Union Portland, ME
Website: https://www.egcu.org
Full Time Employees: 122Part Time Employees: 3 President: Rachel Green CEO: Jason Lindstrom Branch Locations: 5 ATM Locations: 5 Corporate Office Address:
225 Riverside St
Portland, ME 04103 1038 Phone Number: 207-221-5000 Fax Number: 207-221-5017 FinancialsTotal Assets:
625,573,580
Total Amount of Shares and Deposits:
572,205,352
Total Shares and Deposits < 1 Year:
556,331,059
Total Shares and Deposits 1 3 Years:
10,723,631
Total Shares and Deposits > 3 Years:
5,150,662
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
41,875,269
Total Uninsured Shares and Deposits > $250K (F+J):
41,875,269
Total Insured Shares and Deposits > $250K (item 17 less item K):
530,330,083
Total Interest Expense (Sum of items 6 8):
6,161,623
Share Certificates:
3,499
Number of Accounts for Share Drafts:
27,173
IRA KEOGH Accounts:
1,405
Number of Accounts for Regular Shares:
40,675
Money Market Shares:
2,845
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
62,247,044
Total Liabilities:
579,050,677
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Source: NCUA Last Updated 09/30/2025
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Frequently Asked Questions About Evergreen Credit Union Portland, MEIs a member application needed to join Evergreen Credit Union Portland, ME?Yes, to access services at Evergreen Credit Union Portland, ME, a member application is required. Is there a first-time homebuyer program?Currently, Evergreen Credit Union Portland, ME provides a range of mortgage and home equity products. Is Evergreen Credit Union Portland, ME a safe place to deposit money?Yes, Evergreen Credit Union Portland, ME is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor. Does Evergreen Credit Union Portland, ME offer online and mobile banking?Most modern institutions like Evergreen Credit Union Portland, ME provide digital access including online balance checks and transfers. Compare to other Credit Unions |
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