Sacramento Credit Union Rates and Review February 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Sacramento Credit Union's 4 month CD Special 4-MONTH rates are at 3.70%, 60 month CD 60-MONTH rates are at 3.55%, 13 month CD Special 13-MONTH rates are at 3.50%, 48 month CD 48-MONTH rates are at 3.45%, 36 month CD 36-MONTH rates are at 3.40%. Sacramento Credit Union's savings rates are at 0.05%. Sacramento Credit Union's money market rates are at 0.15%. Sacramento Credit Union's 15-YEAR FIXED rates are at 5.12%, Fixed Rate Refinance 15-YEAR FIXED rates are at 5.12%, 15-YEAR FIXED rates are at 5.25%, Fixed Rate Refinance 15-YEAR FIXED rates are at 5.25%, Fixed Rate Refinance 15-YEAR FIXED rates are at 5.38%. Sacramento Credit Union's Personal Loan Rates are at 8.99%.
Sacramento Credit Union money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available.Have you opened an account or have any experiences at Sacramento Credit Union? Share your experience about by leaving a review below, or read customer reviews before you decide to use . Sacramento Credit Union Texas RatioSacramento Credit Union's Texas Ratio is at 0.17%, which is considered excellent. The Texas Ratio for Sacramento Credit Union is lower than the national average of all banks, currently at 6.13%. The Texas Ratio is a key indicator of financial health. This indicates that Sacramento Credit Union has a very low volume of non-performing assets compared to its available capital, signifying a strong balance sheet. MonitorBankRates Rating
5.0
Excellent
Out of 5.0 Stars
Sacramento Credit Union has earned a Smart Rating of 5.0 out of 5 stars. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions. Overall, Sacramento Credit Union is an excellent credit union worth considering, with an overall rating of 5.0 stars out of 5 stars. Current Interest RatesProduct
APY/APR
vs.Avg
"N/A" indicates the product is not offered or the rate is unavailable.
Sacramento Credit Union
H Street Corporate 800 H St
Sacramento, CA 95814 2607 
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