Best Checking Accounts & Rates in Vermont - March 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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The best checking rates for Vermont include Northfield Savings BankNorthfield Savings Bank33 S Main St, Northfield, VT 05663A+5.0 ★Texas Ratio: 4.01% Checking at 1.50% APY, Claremont Savings BankClaremont Savings Bank85 Main St, Springfield, VT 05156A+5.0 ★Texas Ratio: 3.43% Performance Checking at 1.00% APY, TrustCo BankTrustCo Bank215 North St, Bennington, VT 05201A+5.0 ★Texas Ratio: 3.16% Home Town Investment Checking at 1.00% APY, Mascoma BankMascoma Bank270 River St, Springfield, VT 05156A+5.0 ★Texas Ratio: 0.52% MORE Checking - Tier 3 at 0.50% APY, and Northern Lights Federal Credit UnionNorthern Lights Federal Credit Union1004 Memorial Dr, Saint Johnsbury, VT 05819A+5.0 ★Texas Ratio: 0.30% Roots Checking at 0.30% APY.
Looking for the best checking accounts in Vermont? You have two main choices: convenient local branches or high-yield online accounts.
The tables below compare the top rates available to residents of Vermont, featuring both local banks and credit unions near you.
Checking account rates reflect recent market quotes and representative offers available to depositors in Vermont. Checking Account Rates Last Updated and Verified: March 20, 2026
Vermont Checking Rate Trends
Compare local Vermont checking rate quotes against the statewide average
Weekly checking rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Vermont high-yield checking rates fell 0.170 points this week to 0.080% APY, down from 0.250% last week.
Vermont rewards checking rates rose 2.175 points this week to 3.619% APY, up from 1.444% last week.
Compare Checking Account Rates Today in Vermont
Northfield, VT 05663
No additional details provided.
Northfield, VT 05663
No additional details provided.
Northfield, VT 05663
No additional details provided.
Springfield, VT 05156
Earn 1.00% APY Cash Back on debit card purchases up to a maximum of $10 when you spend a minimum of $500 with your debit card each month.
Bennington, VT 05201
No additional details provided.
Northfield, VT 05663
No additional details provided.
Northfield, VT 05663
No additional details provided.
Springfield, VT 05156
No additional details provided.
Northfield, VT 05663
No additional details provided.
Saint Johnsbury, VT 05819
Qualifications Required: One Direct Deposit a month; Twelve Point of Sale Debit card transactions a month; Electronic statement; Reimbursement of ATM fees up to $25�
Northfield, VT 05663
No additional details provided.
Northfield, VT 05663
No additional details provided.
Northfield, VT 05663
No additional details provided.
Morrisville, VT 05661
No additional details provided.
Morrisville, VT 05661
No additional details provided.
Berlin, VT 05602
No additional details provided.
Rutland, VT 05701
No additional details provided.
Morrisville, VT 05661
No additional details provided.
Brattleboro, VT 05301
No additional details provided.
Bennington, VT 05201
No additional details provided.
Northfield, VT 05663
No additional details provided.
Northfield, VT 05663
No additional details provided.
Northfield, VT 05663
No additional details provided.
Springfield, VT 05156
Earn 1.00% APY Cash Back on debit card purchases up to a maximum of $10 when you spend a minimum of $500 with your debit card each month.
Bennington, VT 05201
No additional details provided.
Morrisville, VT 05661
No additional details provided.
Morrisville, VT 05661
No additional details provided.
Morrisville, VT 05661
No additional details provided.
Burlington, VT 05401
Tier 1 - Average daily balance $100 < $2,500
Morrisville, VT 05661
No additional details provided.
Morrisville, VT 05661
No additional details provided.
Morrisville, VT 05661
No additional details provided.
Brattleboro, VT 05301
No additional details provided.
Bennington, VT 05201
No additional details provided.
Morrisville, VT 05661
No additional details provided.
Rutland, VT 05701
No additional details provided.
Bennington, VT 05201
No additional details provided.
Burlington, VT 05401 4441
No additional details provided.
Morrisville, VT 05661
No additional details provided.
Morrisville, VT 05661
No additional details provided.
Morrisville, VT 05661
No additional details provided.
S Burlington, VT 05403
No additional details provided.
Burlington, VT 05401 4441
No additional details provided.
Methodology & Data Sources
Direct-Sourced & Verified Checking Rate Data: We aggregate checking account rates for Vermont directly from the official websites of banks and credit unions using a combination of our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling this data straight from the institutions’ own digital properties and manually verifying the yields daily, we ensure that every checking rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems and team constantly monitor the market to provide a complete picture of available yields in Vermont. We feature a comprehensive mix of financial institutions, allowing you to easily compare localized checking rates from neighborhood credit unions, competitive offers from mid-sized regional banks, and high-yield checking accounts available to account holders in VT.
Daily Updates & Time-Stamped Accuracy: To maintain the highest level of data integrity, our rate updaters verify and update checking rates daily. Because checking account yields can fluctuate based on market conditions, every single checking product listed on our platform features its own specific “last updated” date.
Frequently Asked Questions
Do checking accounts in Vermont earn interest?
Are banks in Vermont FDIC insured?
What fees should I watch out for?
What is a Rewards Checking account?
Best Checking Rates in Vermont
- Northfield Savings Bank
Checking — 1.50% APY - Claremont Savings Bank
Performance Checking — 1.00% APY - TrustCo Bank
Home Town Investment Checking — 1.00% APY - Mascoma Bank
MORE Checking - Tier 3 — 0.50% APY - Northern Lights Federal Credit Union
Roots Checking — 0.30% APY
Checking Account Rates by City in Vermont
