What are the current interest rates at Wells River Savings Bank?

Current rates for Wells River Savings Bank include: Savings: 0.50%, MMA: 0.60%

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Survey Results We asked readers after the Fed’s Sept. 16 hike: 50% of savers say their bank still has not raised their rate since the Fed funds rate increase. See the full results

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Wells River Savings Bank

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Wells River Savings Bank Rates & Review October 2026

Q: How many branches does Wells River Savings Bank operate?

Wells River Savings Bank currently maintains approximately 6 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Wells River Savings Bank provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: October 7, 2026

Wells River Savings Bank's top rates as of October 7, 2026 are 0.50% APY on savings, 0.60% APY on money market accounts, 6.125% on its Fixed Rate Mortgages, and auto loans from 6.14% APR, according to rates verified by MonitorBankRates. Other Wells River Savings Bank mortgage rates include Fixed Rate Mortgages at 6.375%, and Fixed Rate Mortgages at 6.625%. MonitorBankRates evaluates the financial stability of Wells River Savings Bank with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 4.99%. Rates last updated and verified on 10/07/2026.

Wells River Savings Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Wells River Savings Bank? Share your experience about Wells River Savings Bank by leaving a review below, or read customer reviews before you decide to use Wells River Savings Bank.

Verified Healthy Q2 2026 Use This Badge on Your Bank Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 98/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

4.99%

Excellent Lower than avg

Health Trend

Very strong 12 quarters

Full history ›

Wells River Savings Bank

34 Main St N
Wells River, VT 05081

https://www.wellsriversavings.com

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Financial health data as of Q2 2026 (FDIC call report for the quarter ended June 30, 2026). This is the most recent call report available. The FDIC publishes bank call reports about eight weeks after each quarter ends.

Wells River Savings Bank Savings Rates

Product	Rate	APY
Health Savings Account(HSA)	0.50%	0.50%
Min Deposit $50 Details Balance: $10,000 and up Last Updated 10/07/2026 Rate History No change since Sep 19, 2026 · 0.50% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.99%
Health Savings Account(HSA)	0.35%	0.35%
Min Deposit $50 Details Balance: $1,000 - $9,999 Last Updated 10/07/2026 Rate History No change since Sep 19, 2026 · 0.35% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.99%
Health Savings Account(HSA)	0.15%	0.15%
Min Deposit $50 Details Balance: Up to $999 Last Updated 10/07/2026 Rate History No change since Sep 19, 2026 · 0.15% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.99%
Statement Savings	0.15%	0.15%
Min Deposit $100 Details Balance: $100,000 and up Last Updated 10/07/2026 Rate History No change since Sep 19, 2026 · 0.15% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.99%
Youth/Student Savings	0.15%	0.15%
Min Deposit $1 Details Balance: $100,000 and up Last Updated 10/07/2026 Rate History No change since Sep 19, 2026 · 0.15% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.99%
Statement Savings	0.10%	0.10%
Min Deposit $100 Details Balance: $2,500 - $99,999 Last Updated 10/07/2026 Rate History No change since Sep 19, 2026 · 0.10% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.99%
Youth/Student Savings	0.10%	0.10%
Min Deposit $1 Details Balance: $2,500 - $99,999 Last Updated 10/07/2026 Rate History No change since Sep 19, 2026 · 0.10% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.99%
Savings Club (50 Week Term)	0.05%	0.05%
Min Deposit $1 Details Balance: $1 Last Updated 10/07/2026 Rate History No change since Sep 19, 2026 · 0.05% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.99%
Statement Savings	0.05%	0.05%
Min Deposit $100 Details Balance: Up to $2,499 Last Updated 10/07/2026 Rate History No change since Sep 19, 2026 · 0.05% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.99%
Youth/Student Savings	0.05%	0.05%
Min Deposit $1 Details Balance: Up to $2,499 Last Updated 10/07/2026 Rate History No change since Sep 19, 2026 · 0.05% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.99%

Wells River Savings Bank Money Market Rates

Product	Rate	APY
Premium Money Market Account	0.60%	0.60%
Min Deposit $25,000 Details Balance: $250,000 and up Last Updated 10/07/2026 Rate History No change since Sep 19, 2026 · 0.60% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.99%
Premium Money Market Account	0.40%	0.40%
Min Deposit $25,000 Details Balance: $100,000 to $249,999 Last Updated 10/07/2026 Rate History No change since Sep 19, 2026 · 0.40% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.99%
Premium Money Market Account	0.25%	0.25%
Min Deposit $25,000 Details Balance: $50,000 - $99,999 Last Updated 10/07/2026 Rate History No change since Sep 19, 2026 · 0.25% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.99%
Money Market Account	0.15%	0.15%
Min Deposit $2,500 Details Balance: $25,000 - $99,999 Last Updated 10/07/2026 Rate History No change since Sep 19, 2026 · 0.15% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.99%
Premium Money Market Account	0.15%	0.15%
Min Deposit $25,000 Details Balance: $25,000 - $49,999 Last Updated 10/07/2026 Rate History No change since Sep 19, 2026 · 0.15% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.99%
Money Market Account	0.05%	0.05%
Min Deposit $2,500 Details Balance: Up to $2,499 Last Updated 10/07/2026 Rate History No change since Sep 19, 2026 · 0.05% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.99%
Premium Money Market Account	0.05%	0.05%
Min Deposit $25,000 Details Balance: Up to $24,999 Last Updated 10/07/2026 Rate History No change since Sep 19, 2026 · 0.05% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.99%

Wells River Savings Bank Mortgage Rates

Product	Rate	Points	APR	Term
Fixed Rate Mortgages	6.125%	0	6.318%	15 years
Details Primary Residence & One Unit Second Homes; Max LTV: 80% Last Updated 10/07/2026 Rate History No change since Sep 15, 2026 · 6.32% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.99%
Fixed Rate Mortgages	6.375%	0	6.53%	20 years
Details Primary Residence & One Unit Second Homes; Max LTV: 80% Last Updated 10/07/2026 Rate History No change since Sep 15, 2026 · 6.53% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.99%
Fixed Rate Mortgages	6.625%	0	6.744%	30 years
Details Primary Residence & One Unit Second Homes; Max LTV: 80% Last Updated 10/07/2026 Rate History No change since Sep 15, 2026 · 6.74% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.99%

Wells River Savings Bank Auto Loan Rates

Product	Rate	Points	APR	Term
2023-2026 New Vehicles or Vehicles with less than 5,000 miles Loan	6.00%	-	6.14%	3 Years
Details Published APR range: 6.14-9.65%*; Published rate range: 6.00-9.50%. Maximum Loan-to-Value: 100% Last Updated 10/07/2026 Rate History No change since Sep 15, 2026 · 6.14% APR · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.99%
New Auto Loans - 2023-2026 New Vehicles or Vehicles with less than 5,000 miles	6.00%	-	6.14%	3 Years
Details Published APR range: 6.14-9.65%*; Published rate range: 6.00-9.50%. Maximum Loan-to-Value: 100% Last Updated 10/07/2026 Rate History No change since Oct 7, 2026 · 6.14% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.99%
2023-2026 New Vehicles or Vehicles with less than 5,000 miles Loan	6.25%	-	6.36%	4 Years
Details Published APR range: 6.36-9.62%*; Published rate range: 6.25-9.50%. Maximum Loan-to-Value: 100% Last Updated 10/07/2026 Rate History No change since Sep 15, 2026 · 6.36% APR · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.99%
New Auto Loans - 2023-2026 New Vehicles or Vehicles with less than 5,000 miles	6.25%	-	6.36%	4 Years
Details Published APR range: 6.36-9.62%*; Published rate range: 6.25-9.50%. Maximum Loan-to-Value: 100% Last Updated 10/07/2026 Rate History No change since Oct 7, 2026 · 6.36% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.99%
2023-2026 New Vehicles or Vehicles with less than 5,000 miles Loan	6.50%	-	6.59%	5 Years
Details Published APR range: 6.59-10.10%*; Published rate range: 6.50-10.00%. Maximum Loan-to-Value: 100% Last Updated 10/07/2026 Rate History No change since Sep 15, 2026 · 6.59% APR · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.99%
New Auto Loans - 2023-2026 New Vehicles or Vehicles with less than 5,000 miles	6.50%	-	6.59%	5 Years
Details Published APR range: 6.59-10.10%*; Published rate range: 6.50-10.00%. Maximum Loan-to-Value: 100% Last Updated 10/07/2026 Rate History No change since Oct 7, 2026 · 6.59% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.99%
2023-2026 New Vehicles or Vehicles with less than 5,000 miles Loan	6.75%	-	6.83%	6 Years
Details Published APR range: 6.83-10.33%*; Published rate range: 6.75-10.25%. Maximum Loan-to-Value: 100% Last Updated 10/07/2026 Rate History No change since Sep 15, 2026 · 6.83% APR · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.99%
New Auto Loans - 2023-2026 New Vehicles or Vehicles with less than 5,000 miles	6.75%	-	6.83%	6 Years
Details Published APR range: 6.83-10.33%*; Published rate range: 6.75-10.25%. Maximum Loan-to-Value: 100% Last Updated 10/07/2026 Rate History No change since Oct 7, 2026 · 6.83% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.99%
Used Auto Loan	7.00%	-	8.24%	6 Years
Details Published APR range: 8.24 - 12.30%**; Published rate range: 7.00-11.00%. Maximum Loan-to-Value: 100%; Model Year: 2022 to 2026 Last Updated 10/07/2026 Rate History No change since Sep 15, 2026 · 8.24% APR · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.99%
Used Auto Loan	7.00%	-	8.46%	5 Years
Details Published APR range: 8.46 - 12.52%**; Published rate range: 7.00-11.00%. Maximum Loan-to-Value: 100%; Model Year: 2022 to 2026 Last Updated 10/07/2026 Rate History No change since Sep 15, 2026 · 8.46% APR · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.99%
Used Auto Loan	7.25%	-	8.71%	5 Years
Details Published APR range: 8.71 - 14.30%**; Published rate range: 7.25-12.75%. Maximum Loan-to-Value: 100%; Model Year: 2018 to 2021 Last Updated 10/07/2026 Rate History No change since Sep 15, 2026 · 8.71% APR · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.99%
Used Auto Loan	7.75%	-	9.55%	4 Years
Details Published APR range: 9.55 - 14.89%**; Published rate range: 7.75-13.00%. Maximum Loan-to-Value: 90%; Model Year: 2013 to 2017 Last Updated 10/07/2026 Rate History No change since Sep 15, 2026 · 9.55% APR · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.99%
Used Auto Loan	9.00%	-	11.37%	3 Years
Details Published APR range: 11.37 - 15.69%**; Published rate range: 9.00-13.25%. Maximum Loan-to-Value: 90%; Model Year: 2012 & Older Last Updated 10/07/2026 Rate History No change since Sep 15, 2026 · 11.37% APR · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.99%

Wells River Savings Bank Other Rates

Product	Rate	Points	APY/APR	Term
My First Home Loan	7.00%	0	7.122%	30 years
Details Primary Residence & One Unit Second Homes; Max LTV: 90% Last Updated 10/07/2026 Rate History No change since Sep 15, 2026 · 7.12% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.99%
My First Home Loan	6.75%	0	6.908%	20 years
Details Primary Residence & One Unit Second Homes; Max LTV: 90% Last Updated 10/07/2026 Rate History No change since Sep 15, 2026 · 6.91% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.99%
My First Home Loan	6.50%	0	6.695%	15 years
Details Primary Residence & One Unit Second Homes; Max LTV: 90% Last Updated 10/07/2026 Rate History No change since Sep 15, 2026 · 6.70% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.99%
Veterans Administration (VA) Loan	6.625%	0	7.023%	30 years
Details Primary Residence & One Unit Second Homes; Max LTV: 100% Last Updated 10/07/2026 Rate History No change since Sep 15, 2026 · 7.02% APR · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.99%
Veterans Administration (VA) Loan	6.125%	0	6.767%	15 years
Details Primary Residence & One Unit Second Homes; Max LTV: 100% Last Updated 10/07/2026 Rate History No change since Sep 15, 2026 · 6.77% APR · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.99%
Automatic Transfer Account(ATS)	0.05%	-	0.05%
Min Deposit $750 Details Balance: Up to $2,499 Last Updated 10/07/2026 Rate History No change since Oct 7, 2026 · 0.05% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.99%
Automatic Transfer Account(ATS)	0.10%	-	0.10%
Min Deposit $750 Details Balance: $2,500 - $99,999 Last Updated 10/07/2026 Rate History No change since Oct 7, 2026 · 0.10% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.99%
Automatic Transfer Account(ATS)	0.15%	-	0.15%
Min Deposit $750 Details Balance: $100,000 and up Last Updated 10/07/2026 Rate History No change since Oct 7, 2026 · 0.15% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.99%
Free Kasasa Cash Checking	-	-	2.50%
Min Deposit $25 Details Qualifications Required: At least 12 debit card purchases; Be enrolled in and agree to receive e-statements; Be enrolled in and log into online banking at least once per cycle; 2.5% APY* on balances up to $35,000; 2.5 % to 0.25% APY* on balances over $35,000 depending on balance in account; 0.05% APY if qualification aren't met; Refunds on ATM withdrawal fees, nationwide (up to $25 monthly); Link to free Kasasa Saver to build savings automatically; No minimum balance to earn rewards; No monthly maintenance fees; Free online and mobile banking; Free e-statements; Free debit card Last Updated 10/07/2026 Rate History No change since Sep 19, 2026 · 2.50% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.99%
Kasasa Cash Checking	2.47%	-	2.50%
Min Deposit $25 Details Balance: Up to $35,000 Last Updated 10/07/2026 Rate History 2 changes since Sep 19, 2026 · 2.50% → 2.50% ▼ 0.00 pts · high 2.50% / low 0.05% Oct 7, 20262.50%▲ from 0.05% Sep 24, 20260.05%▼ from 2.50% Sep 19, 20262.50%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.99%
Kasasa Cash Checking	0.25%	-	0.25%
Min Deposit $25 Details Balance: $35,000 and up Last Updated 10/07/2026 Rate History 2 changes since Sep 19, 2026 · 2.50% → 0.25% ▼ 2.25 pts · high 2.50% / low 0.05% Oct 7, 20260.25%▲ from 0.05% Sep 24, 20260.05%▼ from 2.50% Sep 19, 20262.50%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.99%
Kasasa Cash Checking	0.05%	-	0.05%
Min Deposit $25 Details Balance: All balances on non-qualifying accounts Last Updated 10/07/2026 Rate History 1 change since Sep 19, 2026 · 2.50% → 0.05% ▼ 2.45 pts · high 2.50% / low 0.05% Sep 24, 20260.05%▼ from 2.50% Sep 19, 20262.50%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.99%
Kasasa Cash Checking	-	-	2.50%
Min Deposit $25 Min Balance $0 Details Qualifications Required: 2.50% APY on balances up to $35,000; 2.50% to 0.25% APY on balances over $35,000, depending on balance in account; 0.05% APY if qualifications aren't met; Qualifying balance up to $35,000.00; Nationwide ATM fee refunds up to $25 per month; Link to free Kasasa Saver to build savings effortlessly Last Updated 10/07/2026 Rate History No change since Sep 19, 2026 · 2.50% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.99%
Kasasa Saver Savings	1.00%	-	1.00%
Min Deposit $100 Details Balance: Up to $75,000 Last Updated 10/07/2026 Rate History 1 change since Sep 24, 2026 · 0.05% → 1.00% ▲ 0.95 pts · high 1.00% / low 0.05% Oct 7, 20261.00%▲ from 0.05% Sep 24, 20260.05%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.99%
Kasasa Saver Savings	0.25%	-	0.25%
Min Deposit $100 Details Balance: $75,000 and up Last Updated 10/07/2026 Rate History 1 change since Sep 24, 2026 · 0.05% → 0.25% ▲ 0.20 pts · high 0.25% / low 0.05% Oct 7, 20260.25%▲ from 0.05% Sep 24, 20260.05%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.99%
Kasasa Saver Savings	0.05%	-	0.05%
Min Deposit $100 Details Balance: All balances on non-qualifying accounts Last Updated 10/07/2026 Rate History No change since Sep 24, 2026 · 0.05% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.99%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
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Financial Health History

Wells River Savings Bank’s Texas Ratio fell from 5.50% in Q3 2023 to 4.99% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 4.5 to 5.0 and its Health Grade from A- to A+. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a bank must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$267M	4.99%	5.0	A+
March 31, 2026	$260M	6.59%	5.0	A
December 31, 2025	$252M	7.67%	5.0	A
September 30, 2025	$252M	6.24%	5.0	A
June 30, 2025	$248M	5.20%	5.0	A+
March 31, 2025	$238M	4.88%	5.0	A+
December 31, 2024	$238M	6.47%	5.0	A
September 30, 2024	$238M	5.77%	5.0	A+
June 30, 2024	$235M	4.17%	5.0	A+
March 31, 2024	$239M	5.58%	5.0	A+
December 31, 2023	$234M	3.01%	5.0	A+
September 30, 2023	$226M	5.50%	4.5	A-

Source: FDIC call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Wells River Savings Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Wells River Savings Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Wells River Savings Bank's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Wells River Savings Bank

FDIC Certificate # 14136

Address 34 Main St N, Wells River, VT 05081 · Orange

Website https://www.wellsriversavings.com

Established 18920101

FDIC Insurance Date 19340331

Domestic Offices 6

Total Branches 6

Regulator FDIC

FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+

Overall Health Grade Score: 98/100

5.0

Exceptional Out of 5.0 Stars

4.99%

Texas Ratio Nat'l avg: 5.85%

Return on Assets (ROA) 0.6214%

Return on Equity (ROE) 6.9900%

Non-Performing Loans (NPL) 0.44%

Total Assets $266,865,000

Total Deposits $234,608,000

Equity Capital $23,591,000

Net Income $806,000

Headquarters Wells River

Total Branches and Offices 6

Source: FDIC | Last Updated 06/30/2026

Q2 2026 MBR Health & Safety Badge

Wells River Savings Bank earned the Verified Healthy badge

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Frequently Asked Questions About Wells River Savings Bank

How many branches does Wells River Savings Bank operate?

Wells River Savings Bank currently maintains approximately 6 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Wells River Savings Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Wells River Savings Bank provides members with tools to manage their accounts and build a solid financial history.

Does Wells River Savings Bank offer online and mobile banking?

Most modern institutions like Wells River Savings Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.wellsriversavings.com.