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Vermont MMA Rate Trends

Best Money Market Rates in Vermont (VT) - March 2026

Content reviewed by
Brian McKay Brian McKay
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Brian McKay

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| i Editorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Last Updated: March 20, 2026

Current Vermont money market rates include New England Federal Credit UnionNew England Federal Credit Union141 Harvest Ln, Williston, VT 05495 7331A+5.0 ★Texas Ratio: 4.53% Essential Money Market at 4.50% APY, Citizens BankCitizens Bank47 Merchants Row, Rutland, VT 05701A5.0 ★Texas Ratio: 8.28% Citizens Private Client® Money Market at 3.00% APY, Mascoma BankMascoma Bank270 River St, Springfield, VT 05156A+5.0 ★Texas Ratio: 0.52% ELEVATE 1 MMA - Tier 3 at 3.00% APY, NBT BankNBT Bank150 Bank St, Burlington, VT 05401A+5.0 ★Texas Ratio: 1.76% Accelerate Money Market Tier 5 at 2.78% APY, and The Bank of BenningtonThe Bank of Bennington155 North St, Bennington, VT 05201A+5.0 ★Texas Ratio: 2.81% Premier Money Market at 2.25% APY.

To see how these money market rates in Vermont compare, use our comprehensive tables below for side-by-side comparisons so you can find the best yields available. Rates in Vermont (VT) are continually updated we recommend checking back frequently.

Rates reflect recent market quotes and representative offers available to depositors in Vermont and surrounding area. Last Updated and Verified: March 20, 2026

Vermont Money Market Rate Trends

Compare local Vermont MMA rate quotes against the statewide average

Weekly money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Vermont MMA Trends →
High-Yield MMA — VT Avg
0.290%
▼ 0.393 from last week

Vermont high-yield MMA rates fell 0.393 points this week to 0.290% APY, down from 0.683% last week.

Standard MMA — VT Avg
0.828%
▲ 0.060 from last week

Vermont standard MMA rates rose 0.060 points this week to 0.828% APY, up from 0.768% last week.

As of Mar 20, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Compare the Best Money Market Rates Today in Vermont

Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
New England Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.53%
141 Harvest Ln, Williston, VT 05495 7331
Essential Money Market
4.50%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details

up to

Mascoma Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
270 River St, Springfield, VT 05156
ELEVATE 1 MMA - Tier 3
3.00%
$0
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details

Citizens Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
47 Merchants Row, Rutland, VT 05701
Citizens Private Client® Money Market
3.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details

Get up to 3.00% APY with preferred rates or up to 0.15% APY with standard rates

NBT Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.76%
150 Bank St, Burlington, VT 05401
Accelerate Money Market Tier 5
2.78%
$0
View
▼
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details

Average daily balance $500,000 +

Citizens Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
47 Merchants Row, Rutland, VT 05701
Citizens Quest® Money Market
2.75%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details

Get up to 2.75% Annual Percentage Yield (APY) with preferred rates or up to 0.03% APY with standard rates.

NBT Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.76%
150 Bank St, Burlington, VT 05401
Accelerate Money Market Tier 4
2.27%
$0
View
▼
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details

Average daily balance $250,000 < $500,000

The Bank of Bennington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
155 North St, Bennington, VT 05201
Premier Money Market
2.25%
$0
View
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details

The Bank of Bennington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
155 North St, Bennington, VT 05201
Premier Money Market
2.00%
$0
View
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details

Mascoma Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
270 River St, Springfield, VT 05156
ELEVATE 1 MMA - Tier 2
2.00%
$0
View
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details

Heritage Family Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.44%
30 Allen St, Rutland, VT 05701
Business Money Market Savings Account
2.00%
$0
View
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details

Heritage Family Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.44%
30 Allen St, Rutland, VT 05701
Money Market Share Accounts
2.00%
$0
View
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details

802 Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.91%
614 N Hartland Rd, White River Junction, VT 05001 4720
Money Markets
1.80%
$0
View
▼
Rate1.78%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details

White River Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.04%
96 N Main St, Rochester, VT 05767 9704
Essential Money Market
1.80%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details

Up To

NBT Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.76%
150 Bank St, Burlington, VT 05401
Accelerate Money Market Tier 3
1.76%
$0
View
▼
Rate1.75%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details

Average daily balance $100,000 < $250,000

Heritage Family Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.44%
30 Allen St, Rutland, VT 05701
Business Money Market Savings Account
1.70%
$0
View
▼
Rate1.70%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details

Heritage Family Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.44%
30 Allen St, Rutland, VT 05701
Money Market Share Accounts
1.70%
$0
View
▼
Rate1.70%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details

802 Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.91%
614 N Hartland Rd, White River Junction, VT 05001 4720
Money Markets
1.65%
$0
View
▼
Rate1.64%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details

Heritage Family Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.44%
30 Allen St, Rutland, VT 05701
Money Market Share Accounts
1.55%
$0
View
▼
Rate1.55%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details

Heritage Family Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.44%
30 Allen St, Rutland, VT 05701
Business Money Market Savings Account
1.55%
$0
View
▼
Rate1.55%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details

The Bank of Bennington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
155 North St, Bennington, VT 05201
Premier Money Market
1.50%
$0
View
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details

TrustCo Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.16%
215 North St, Bennington, VT 05201
Money Market
1.48%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details

NBT Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.76%
150 Bank St, Burlington, VT 05401
Accelerate Money Market Tier 2
1.46%
$0
View
▼
Rate1.45%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details

Average daily balance $50,000 < $100,000

Heritage Family Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.44%
30 Allen St, Rutland, VT 05701
Business Money Market Savings Account
1.30%
$0
View
▼
Rate1.30%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details

Heritage Family Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.44%
30 Allen St, Rutland, VT 05701
Money Market Share Accounts
1.30%
$0
View
▼
Rate1.30%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details

802 Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.91%
614 N Hartland Rd, White River Junction, VT 05001 4720
Money Markets
1.25%
$0
View
▼
Rate1.24%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details

TrustCo Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.16%
215 North St, Bennington, VT 05201
Money Market
1.01%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details

SeaComm Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.25%
1680 Shelburne Rd, South Burlington, VT 05403 7718
Money Market Account
1.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 11, 2026
Details

NBT Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.76%
150 Bank St, Burlington, VT 05401
Accelerate Money Market Tier 1
1.00%
$0
View
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details

Average daily balance $25,000 < $50,000

802 Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.91%
614 N Hartland Rd, White River Junction, VT 05001 4720
Money Markets
1.00%
$0
View
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details

TrustCo Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.16%
215 North St, Bennington, VT 05201
Money Market
0.99%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details

TrustCo Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.16%
215 North St, Bennington, VT 05201
Money Market
0.95%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details

TrustCo Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.16%
215 North St, Bennington, VT 05201
Money Market
0.76%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details

TrustCo Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.16%
215 North St, Bennington, VT 05201
Money Market
0.75%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details

Mascoma Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
270 River St, Springfield, VT 05156
ELEVATE 1 MMA - Tier 1
0.75%
$0
View
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details

802 Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.91%
614 N Hartland Rd, White River Junction, VT 05001 4720
Money Markets
0.75%
$0
View
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details

Brattleboro S&L
Institution Rating:
A+5.0 ★ Texas Ratio: 0.20%
221 Main St, Brattleboro, VT 05301
Money Market Account
0.65%
$1,000
View
▼
Rate0.65%
Min Deposit$1,000
Min Balance—
UpdatedMar 18, 2026
Details

$50,000.00 & Above

SeaComm Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.25%
1680 Shelburne Rd, South Burlington, VT 05403 7718
Money Market Account
0.60%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 11, 2026
Details

Wells River Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.56%
34 Main St N, Wells River, VT 05081
Premium Money Market Account
0.60%
$25,000
View
▼
Rate0.60%
Min Deposit$25,000
Min Balance—
UpdatedMar 17, 2026
Details

Wells River Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.56%
34 Main St N, Wells River, VT 05081
Insured Cash Sweep (ICS) Money Market
0.60%
$1
View
▼
Rate0.60%
Min Deposit$1
Min Balance—
UpdatedMar 17, 2026
Details

Union Bank Morrisville, VT
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
20 Main St, Morrisville, VT 05661
Money Market
0.55%
$0
View
▼
Rate0.55%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details

Central Vermont Medical Centerinc Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.83%
130 Fisher Rd, Berlin, VT 05602
MONEY MARKETS
0.50%
$0
View
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details

Brattleboro S&L
Institution Rating:
A+5.0 ★ Texas Ratio: 0.20%
221 Main St, Brattleboro, VT 05301
Money Market Account
0.50%
$1,000
View
▼
Rate0.50%
Min Deposit$1,000
Min Balance—
UpdatedMar 18, 2026
Details

$25,000.00 - $49,999.99

802 Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.91%
614 N Hartland Rd, White River Junction, VT 05001 4720
Money Markets
0.50%
$0
View
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details

Union Bank Morrisville, VT
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
20 Main St, Morrisville, VT 05661
Money Market
0.45%
$0
View
▼
Rate0.45%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details

SeaComm Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.25%
1680 Shelburne Rd, South Burlington, VT 05403 7718
Money Market Account
0.45%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 11, 2026
Details

Central Vermont Medical Centerinc Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.83%
130 Fisher Rd, Berlin, VT 05602
MONEY MARKETS
0.45%
$0
View
▼
Rate0.45%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details

Wells River Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.56%
34 Main St N, Wells River, VT 05081
Premium Money Market Account
0.40%
$25,000
View
▼
Rate0.40%
Min Deposit$25,000
Min Balance—
UpdatedMar 17, 2026
Details

Central Vermont Medical Centerinc Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.83%
130 Fisher Rd, Berlin, VT 05602
MONEY MARKETS
0.40%
$0
View
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details

Brattleboro S&L
Institution Rating:
A+5.0 ★ Texas Ratio: 0.20%
221 Main St, Brattleboro, VT 05301
Money Market Account
0.40%
$1,000
View
▼
Rate0.40%
Min Deposit$1,000
Min Balance—
UpdatedMar 18, 2026
Details

$5,000.00 - $24,999.99

Passumpsic Savings Bank
Institution Rating:
A5.0 ★ Texas Ratio: 12.48%
53 Route 2 W, Danville, VT 05828
Money Market Account
0.40%
$0
View
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details

Passumpsic Savings Bank
Institution Rating:
A5.0 ★ Texas Ratio: 12.48%
53 Route 2 W, Danville, VT 05828
Money Market Account* Variable Rate 1
0.40%
$0
View
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details

TrustCo Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.16%
215 North St, Bennington, VT 05201
Money Market
0.40%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details

Peoples Trust Co. of St. Albans
Institution Rating:
A+5.0 ★ Texas Ratio: 3.62%
25 Kingman St, Saint Albans, VT 05478
Business Money Market
0.35%
$0
View
▼
Rate0.35%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details

Balances $150,000.00 or more

Passumpsic Savings Bank
Institution Rating:
A5.0 ★ Texas Ratio: 12.48%
53 Route 2 W, Danville, VT 05828
Money Market Account
0.35%
$0
View
▼
Rate0.35%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details

Union Bank Morrisville, VT
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
20 Main St, Morrisville, VT 05661
Money Market
0.35%
$0
View
▼
Rate0.35%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details

TrustCo Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.16%
215 North St, Bennington, VT 05201
Money Market
0.35%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details

Central Vermont Medical Centerinc Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.83%
130 Fisher Rd, Berlin, VT 05602
MONEY MARKETS
0.35%
$0
View
▼
Rate0.35%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details

SeaComm Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.25%
1680 Shelburne Rd, South Burlington, VT 05403 7718
Money Market Account
0.35%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 11, 2026
Details

Passumpsic Savings Bank
Institution Rating:
A5.0 ★ Texas Ratio: 12.48%
53 Route 2 W, Danville, VT 05828
Money Market Account* Variable Rate 1
0.35%
$0
View
▼
Rate0.35%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details

Mascoma Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
270 River St, Springfield, VT 05156
Money Market Plus - Tier 4
0.30%
$1,000
View
▼
Rate0.30%
Min Deposit$1,000
Min Balance—
UpdatedMar 20, 2026
Details

Central Vermont Medical Centerinc Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.83%
130 Fisher Rd, Berlin, VT 05602
MONEY MARKETS
0.30%
$0
View
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details

SeaComm Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.25%
1680 Shelburne Rd, South Burlington, VT 05403 7718
Money Market Account
0.25%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 11, 2026
Details

Union Bank Morrisville, VT
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
20 Main St, Morrisville, VT 05661
Money Market
0.25%
$0
View
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details

Passumpsic Savings Bank
Institution Rating:
A5.0 ★ Texas Ratio: 12.48%
53 Route 2 W, Danville, VT 05828
Money Market Account* Variable Rate 1
0.25%
$0
View
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details

Passumpsic Savings Bank
Institution Rating:
A5.0 ★ Texas Ratio: 12.48%
53 Route 2 W, Danville, VT 05828
Money Market Account
0.25%
$0
View
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details

Peoples Trust Co. of St. Albans
Institution Rating:
A+5.0 ★ Texas Ratio: 3.62%
25 Kingman St, Saint Albans, VT 05478
Business Money Market
0.25%
$0
View
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details

Balances $50,000.00 to $149,999.99

Peoples Trust Co. of St. Albans
Institution Rating:
A+5.0 ★ Texas Ratio: 3.62%
25 Kingman St, Saint Albans, VT 05478
Personal Money Market Accounts
0.25%
$0
View
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details

Wells River Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.56%
34 Main St N, Wells River, VT 05081
Premium Money Market Account
0.25%
$25,000
View
▼
Rate0.25%
Min Deposit$25,000
Min Balance—
UpdatedMar 17, 2026
Details

The Bank of Bennington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
155 North St, Bennington, VT 05201
Premier Money Market
0.25%
$0
View
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details

Brattleboro S&L
Institution Rating:
A+5.0 ★ Texas Ratio: 0.20%
221 Main St, Brattleboro, VT 05301
Money Market Account
0.20%
$1,000
View
▼
Rate0.20%
Min Deposit$1,000
Min Balance—
UpdatedMar 18, 2026
Details

$1,000.00 - $4,999.99

Mascoma Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
270 River St, Springfield, VT 05156
Money Market Plus - Tier 3
0.20%
$1,000
View
▼
Rate0.20%
Min Deposit$1,000
Min Balance—
UpdatedMar 20, 2026
Details

Union Bank Morrisville, VT
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
20 Main St, Morrisville, VT 05661
Money Market
0.15%
$0
View
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details

Passumpsic Savings Bank
Institution Rating:
A5.0 ★ Texas Ratio: 12.48%
53 Route 2 W, Danville, VT 05828
Money Market Account
0.15%
$0
View
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details

Wells River Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.56%
34 Main St N, Wells River, VT 05081
Premium Money Market Account
0.15%
$25,000
View
▼
Rate0.15%
Min Deposit$25,000
Min Balance—
UpdatedMar 17, 2026
Details

Mascoma Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
270 River St, Springfield, VT 05156
Money Market Plus - Tier 2
0.15%
$1,000
View
▼
Rate0.15%
Min Deposit$1,000
Min Balance—
UpdatedMar 20, 2026
Details

Wells River Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.56%
34 Main St N, Wells River, VT 05081
Money Market Account
0.15%
$2,500
View
▼
Rate0.15%
Min Deposit$2,500
Min Balance—
UpdatedMar 17, 2026
Details

SeaComm Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.25%
1680 Shelburne Rd, South Burlington, VT 05403 7718
Money Market Account
0.10%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 11, 2026
Details

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Vermont and the surrounding area.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.

Methodology & Data Sources

Direct-Sourced & Verified Money Market Rate Data: We aggregate money market account rates for Vermont directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Vermont. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in VT.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.

Frequently Asked Questions about Money Market Accounts in Vermont

What is a Money Market Account (MMA)?

A Money Market Account (MMA) is a type of savings account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in Vermont.

Are Money Market accounts in Vermont safe?

Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Vermont up to $250,000 per depositor, per institution.

How often do MMA rates change in Vermont?

Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Vermont rate tables daily to ensure you see the most current high-yield options.

Can I write checks from a Money Market Account?

Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.

Best Money Market Rates in Vermont

Here are some of the highest money market account APYs currently available in Vermont:
  • New England Federal Credit Union
    Essential Money Market — 4.50% APY
  • Citizens Bank
    Citizens Private Client® Money Market — 3.00% APY
  • Mascoma Bank
    ELEVATE 1 MMA - Tier 3 — 3.00% APY
  • NBT Bank
    Accelerate Money Market Tier 5 — 2.78% APY
  • The Bank of Bennington
    Premier Money Market — 2.25% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Vermont. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: March 20, 2026

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