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Best Money Market Rates in Westminster, Vermont (VT) - April 2026

Current Westminster, Vermont and the surrounding area money market rates include New England Federal Credit UnionNew England Federal Credit UnionA+5.0 ★Texas Ratio: 4.53% Essential Money Market at 4.50% APY, Citizens BankCitizens BankA5.0 ★Texas Ratio: 8.28% Citizens Private Client® Money Market at 3.75% APY, Mascoma BankMascoma BankA+5.0 ★Texas Ratio: 0.52% ELEVATE 1 MMA - Tier 3 at 3.00% APY, North Country Federal Credit UnionNorth Country Federal Credit UnionA5.0 ★Texas Ratio: 7.37% Money Markets at 2.75% APY, and Credit Union of Vermont Credit UnionCredit Union of Vermont Credit UnionA+5.0 ★Texas Ratio: 0.16% Money Market at 2.75% APY. Money market rates as of April 11, 2026 according to verified data from MonitorBankRates.

Westminster is a smaller community with no bank or credit union branches currently in our database. 120 institutions serving the Vermont area are available to Westminster residents, with money market rates as high as 4.50% APY from New England Federal Credit Union. Rates are continually updated — we recommend checking back frequently.

Rates reflect recent market quotes and representative offers available to depositors in Westminster, Vermont and surrounding area. Last Updated and Verified: April 11, 2026

Compare the Best Money Market Rates Today in Westminster, Vermont & the Surrounding Area

Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
New England Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.53%
Essential Money Market
4.50%
$0
Rate
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

up to

Citizens Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
Citizens Quest® Money Market
3.75%
$0
Rate
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

Qualifying balance up to $25,000.00

Citizens Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
Citizens Private Client® Money Market
3.75%
$0
Rate
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

Qualifying balance up to $25,000.00

Mascoma Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
ELEVATE 1 MMA - Tier 3
3.00%
$0
Rate2.96%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

Credit Union of Vermont Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.16%
Money Market
2.75%
$0
Rate
Min Deposit$0
Min Balance
UpdatedApr 8, 2026
Details

North Country Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.37%
Money Markets
2.75%
$0
Rate
Min Deposit$0
Min Balance
UpdatedApr 6, 2026
Details

Northfield Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.01%
Business Money Market Plus
2.50%
$10
Rate2.47%
Min Deposit$10
Min Balance
UpdatedApr 11, 2026
Details

Northfield Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.01%
Government Money Market
2.50%
$10
Rate2.47%
Min Deposit$10
Min Balance
UpdatedApr 11, 2026
Details

North Country Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.37%
Money Markets
2.35%
$0
Rate
Min Deposit$0
Min Balance
UpdatedApr 6, 2026
Details

The Bank of Bennington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
Premier Money Market
2.25%
$0
Rate2.23%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

Heritage Family Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.44%
Money Market Share Accounts
2.25%
$0
Rate2.23%
Min Deposit$0
Min Balance
UpdatedApr 6, 2026
Details

Northfield Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.01%
Government Money Market
2.15%
$10
Rate2.13%
Min Deposit$10
Min Balance
UpdatedApr 11, 2026
Details

North Country Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.37%
Money Markets
2.10%
$0
Rate
Min Deposit$0
Min Balance
UpdatedApr 6, 2026
Details

The Bank of Bennington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
Premier Money Market
2.00%
$0
Rate1.98%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

Northfield Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.01%
Business Money Market Plus
2.00%
$10
Rate1.98%
Min Deposit$10
Min Balance
UpdatedApr 11, 2026
Details

Mascoma Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
ELEVATE 1 MMA - Tier 2
2.00%
$0
Rate1.98%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

White River Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.04%
Essential Money Market
1.80%
$0
Rate
Min Deposit$0
Min Balance
UpdatedApr 8, 2026
Details

Up To

802 Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.91%
Money Markets
1.80%
$0
Rate1.78%
Min Deposit$0
Min Balance
UpdatedApr 8, 2026
Details

802 Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.91%
Essential Money Market
1.80%
$0
Rate
Min Deposit$0
Min Balance
UpdatedApr 8, 2026
Details

Up To

Heritage Family Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.44%
Money Market Share Accounts
1.70%
$0
Rate1.70%
Min Deposit$0
Min Balance
UpdatedApr 6, 2026
Details

Northfield Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.01%
Government Money Market
1.65%
$10
Rate1.64%
Min Deposit$10
Min Balance
UpdatedApr 11, 2026
Details

802 Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.91%
Money Markets
1.65%
$0
Rate1.64%
Min Deposit$0
Min Balance
UpdatedApr 8, 2026
Details

North Country Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.37%
Money Markets
1.55%
$0
Rate
Min Deposit$0
Min Balance
UpdatedApr 6, 2026
Details

Heritage Family Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.44%
Money Market Share Accounts
1.55%
$0
Rate1.55%
Min Deposit$0
Min Balance
UpdatedApr 6, 2026
Details

North Country Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.37%
Money Markets
1.50%
$0
Rate
Min Deposit$0
Min Balance
UpdatedApr 6, 2026
Details

Northfield Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.01%
Money Market Checking
1.50%
$10
Rate1.49%
Min Deposit$10
Min Balance
UpdatedApr 11, 2026
Details

Northfield Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.01%
Business Money Market Plus
1.50%
$10
Rate1.49%
Min Deposit$10
Min Balance
UpdatedApr 11, 2026
Details

Northfield Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.01%
Business Money Market
1.50%
$10
Rate1.49%
Min Deposit$10
Min Balance
UpdatedApr 11, 2026
Details

The Bank of Bennington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
Premier Money Market
1.50%
$0
Rate1.49%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

TrustCo Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.16%
Money Market
1.48%
$0
Rate
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

Qualifying balance up to $4,999,999.99

North Country Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.37%
Money Markets
1.40%
$0
Rate
Min Deposit$0
Min Balance
UpdatedApr 6, 2026
Details

Heritage Family Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.44%
Money Market Share Accounts
1.30%
$0
Rate1.30%
Min Deposit$0
Min Balance
UpdatedApr 6, 2026
Details

802 Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.91%
Money Markets
1.25%
$0
Rate1.24%
Min Deposit$0
Min Balance
UpdatedApr 8, 2026
Details

Northfield Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.01%
Business Money Market
1.25%
$10
Rate1.24%
Min Deposit$10
Min Balance
UpdatedApr 11, 2026
Details

Northfield Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.01%
Money Market Checking
1.25%
$10
Rate1.24%
Min Deposit$10
Min Balance
UpdatedApr 11, 2026
Details

TrustCo Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.16%
Money Market
1.01%
$0
Rate
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

Qualifying balance up to $4,999,999.99

802 Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.91%
Money Markets
1.00%
$0
Rate1.00%
Min Deposit$0
Min Balance
UpdatedApr 8, 2026
Details

SeaComm Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.25%
Money Market Account
1.00%
$0
Rate
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Northfield Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.01%
Government Money Market
1.00%
$10
Rate1.00%
Min Deposit$10
Min Balance
UpdatedApr 11, 2026
Details

Northfield Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.01%
Business Money Market Plus
1.00%
$10
Rate1.00%
Min Deposit$10
Min Balance
UpdatedApr 11, 2026
Details

TrustCo Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.16%
Money Market
0.99%
$0
Rate
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

Qualifying balance up to $1,999,999.99

TrustCo Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.16%
Money Market
0.95%
$0
Rate
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

Qualifying balance up to $499,999.99

TrustCo Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.16%
Money Market
0.76%
$0
Rate
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

Qualifying balance up to $99,999.99

TrustCo Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.16%
Money Market
0.75%
$0
Rate
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

Qualifying balance up to $49,999.99

802 Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.91%
Money Markets
0.75%
$0
Rate0.75%
Min Deposit$0
Min Balance
UpdatedApr 8, 2026
Details

Northfield Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.01%
Money Market Checking
0.75%
$10
Rate0.75%
Min Deposit$10
Min Balance
UpdatedApr 11, 2026
Details

Northfield Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.01%
Business Money Market
0.75%
$10
Rate0.75%
Min Deposit$10
Min Balance
UpdatedApr 11, 2026
Details

Mascoma Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
ELEVATE 1 MMA - Tier 1
0.75%
$0
Rate0.75%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

Brattleboro S&L
Institution Rating:
A+5.0 ★ Texas Ratio: 0.20%
Money Market Account
0.65%
$1,000
Rate0.65%
Min Deposit$1,000
Min Balance
UpdatedApr 11, 2026
Details

$50,000.00 & Above

SeaComm Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.25%
Money Market Account
0.60%
$0
Rate
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Wells River Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.56%
Insured Cash Sweep (ICS) Money Market
0.60%
$0
Rate0.60%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

Northfield Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.01%
Money Market Savings
0.60%
$10
Rate0.60%
Min Deposit$10
Min Balance
UpdatedApr 11, 2026
Details

Wells River Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.56%
Premium Money Market Account
0.60%
$0
Rate0.60%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

Union Bank Morrisville, VT
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
Money Market
0.55%
$0
Rate0.55%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

802 Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.91%
Money Markets
0.50%
$0
Rate0.50%
Min Deposit$0
Min Balance
UpdatedApr 8, 2026
Details

Northfield Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.01%
Money Market Checking
0.50%
$10
Rate0.50%
Min Deposit$10
Min Balance
UpdatedApr 11, 2026
Details

Northfield Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.01%
Business Money Market
0.50%
$10
Rate0.50%
Min Deposit$10
Min Balance
UpdatedApr 11, 2026
Details

Brattleboro S&L
Institution Rating:
A+5.0 ★ Texas Ratio: 0.20%
Money Market Account
0.50%
$1,000
Rate0.50%
Min Deposit$1,000
Min Balance
UpdatedApr 11, 2026
Details

$25,000.00 - $49,999.99

Central Vermont Medical Centerinc CU
Institution Rating:
A5.0 ★ Texas Ratio: 8.83%
MONEY MARKETS
0.50%
$0
Rate0.50%
Min Deposit$0
Min Balance
UpdatedApr 8, 2026
Details

SeaComm Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.25%
Money Market Account
0.45%
$0
Rate
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Central Vermont Medical Centerinc CU
Institution Rating:
A5.0 ★ Texas Ratio: 8.83%
MONEY MARKETS
0.45%
$0
Rate0.45%
Min Deposit$0
Min Balance
UpdatedApr 8, 2026
Details

Union Bank Morrisville, VT
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
Money Market
0.45%
$0
Rate0.45%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

Northfield Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.01%
Money Market Savings
0.45%
$10
Rate0.45%
Min Deposit$10
Min Balance
UpdatedApr 11, 2026
Details

Passumpsic Savings Bank
Institution Rating:
A5.0 ★ Texas Ratio: 12.48%
Money Market Account* Variable Rate 1
0.40%
$0
Rate0.40%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

Passumpsic Savings Bank
Institution Rating:
A5.0 ★ Texas Ratio: 12.48%
Money Market Account
0.40%
$0
Rate0.40%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

Wells River Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.56%
Premium Money Market Account
0.40%
$0
Rate0.40%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

TrustCo Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.16%
Money Market
0.40%
$0
Rate
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

Qualifying balance up to $1,999,999.99

Brattleboro S&L
Institution Rating:
A+5.0 ★ Texas Ratio: 0.20%
Money Market Account
0.40%
$1,000
Rate0.40%
Min Deposit$1,000
Min Balance
UpdatedApr 11, 2026
Details

$5,000.00 - $24,999.99

Central Vermont Medical Centerinc CU
Institution Rating:
A5.0 ★ Texas Ratio: 8.83%
MONEY MARKETS
0.40%
$0
Rate0.40%
Min Deposit$0
Min Balance
UpdatedApr 8, 2026
Details

Northfield Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.01%
Government Money Market
0.35%
$10
Rate0.35%
Min Deposit$10
Min Balance
UpdatedApr 11, 2026
Details

Northfield Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.01%
Money Market Checking
0.35%
$10
Rate0.35%
Min Deposit$10
Min Balance
UpdatedApr 11, 2026
Details

Northfield Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.01%
Money Market Savings
0.35%
$10
Rate0.35%
Min Deposit$10
Min Balance
UpdatedApr 11, 2026
Details

Peoples Trust Co. of St. Albans
Institution Rating:
A+5.0 ★ Texas Ratio: 3.62%
Business Money Market
0.35%
$0
Rate0.35%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

Balances $150,000.00 or more

SeaComm Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.25%
Money Market Account
0.35%
$0
Rate
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

SeaComm Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.25%
Money Market Account
0.25%
$0
Rate
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

SeaComm Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.25%
Money Market Account
0.10%
$0
Rate
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Westminster, Vermont and the surrounding area.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.

Westminster, VT Money Market Rate Trends

Compare local Westminster, VT money market quotes against the statewide average

Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Vermont MMA Trends →
High-Yield MMA — VT Avg
3.033%
▲ 2.580 vs 7 days ago

Vermont high-yield MMA rates rose 2.580 points over the past 7 days to 3.033% APY.

Standard MMA — VT Avg
1.134%
Unchanged vs 7 days ago

Vermont standard MMA rates currently average 1.134% APY.

As of Apr 13, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Direct-Sourced & Verified Money Market Rate Data: We aggregate money market account rates for Westminster, Vermont directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Westminster, Vermont. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in VT.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.

Frequently Asked Questions about Money Market Accounts in Westminster, Vermont

What is a Money Market Account (MMA)?

A Money Market Account (MMA) is a type of savings account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in Vermont.

Are Money Market accounts in Westminster, Vermont safe?

Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Vermont up to $250,000 per depositor, per institution.

How often do MMA rates change in Westminster, Vermont?

Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Vermont rate tables daily to ensure you see the most current high-yield options.

Can I write checks from a Money Market Account?

Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.

Best Money Market Rates in Westminster, Vermont

Here are some of the highest money market account APYs currently available in Westminster, Vermont and the surrounding area:
  • New England Federal Credit Union
    Essential Money Market — 4.50% APY
  • Citizens Bank
    Citizens Private Client® Money Market — 3.75% APY
  • Mascoma Bank
    ELEVATE 1 MMA - Tier 3 — 3.00% APY
  • North Country Federal Credit Union
    Money Markets — 2.75% APY
  • Credit Union of Vermont Credit Union
    Money Market — 2.75% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Westminster, Vermont. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: April 11, 2026