MonitorBankRates
  1. Home
  2. Credit Unions
  3. EastRise Credit Union
iAdvertiser Disclosure
Advertiser Disclosure Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.

EastRise Credit Union Rates & Review August 2026

EastRise Credit Union's 11-month rates are at 4.02%, 11-month Special rates are at 4.02%, Business CDs - 11-month Special rates are at 4.02%, 3-year rates are at 3.50%, 4-year rates are at 3.50%. EastRise Credit Union's savings rates are at 0.20%. EastRise Credit Union's money market rates are at 1.30%. EastRise Credit Union's Fixed Rate Mortgage rates are at 5.75%, Conventional Mortgages - Fixed rate rates are at 6.12%, Conventional Mortgages - Fixed rate rates are at 6.00%, Conventional Mortgages - Fixed rate rates are at 6.12%, Conventional Mortgages - Fixed rate rates are at 6.25%. EastRise Credit Union's Personal Loan Rates are at 10.50%. EastRise Credit Union's Credit Card Rates are at 14.75%. MonitorBankRates evaluates the financial stability of EastRise Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 4.41%. Rates last updated and verified on 08/28/2026.

EastRise Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at EastRise Credit Union? Share your experience about EastRise Credit Union by leaving a review below, or read customer reviews before you decide to use EastRise Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 98/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
4.41%
Excellent Lower than avg
EastRise Credit Union
Harvest Lane
141 Harvest Ln
Williston, VT 05495 7331
https://www.eastrise.com/
Member NCUA

EastRise Credit Union CD Rates

Product Rate APY Term View More
11-month - 4.02% 11-month*
Min Balance $500
Details The 11-month Certificate will be offered for a limited time and will renew to the 1-year term at maturity.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.41%
11-month Special - 4.02% 11-month Special
Min Balance $500
Details The 11-month money certificate special will be offered for a limited time and will renew to the 1-year term at maturity.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.41%
Business Certificates - 11-month Special - 4.02% 11-month Special
Min Balance $1,000
Details The 11-month money certificate special will be offered for a limited time and will renew to the 1-year term at maturity.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.41%
3-year - 3.50% 3-year
Min Balance $500
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.41%
4-year - 3.50% 4-year
Min Balance $500
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.41%
5-year - 3.50% 5-year
Min Balance $500
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.41%
Business Certificates - 3-Year - 3.50% 3-Year
Min Balance $1,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.41%
Business Certificates - 4-Year - 3.50% 4-Year
Min Balance $1,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.41%
Business Certificates - 5-Year - 3.50% 5-Year
Min Balance $1,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.41%
1-year - 3.40% 1-year
Min Balance $500
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.41%
2-year - 3.40% 2-year
Min Balance $500
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.41%
Business Certificates - 1-Year - 3.40% 1-Year
Min Balance $1,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.41%
Business Certificates - 2-Year - 3.40% 2-Year
Min Balance $1,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.41%
6-month - 3.00% 6-month
Min Balance $500
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.41%
Business Certificates - 6-Month - 3.00% 6-Month
Min Balance $1,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.41%
Business Certificates - 3-Month - 0.75% 3-Month
Min Balance $1,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.41%

EastRise Credit Union Savings Rates

Product Rate APY View More
Business Savings - 0.20%
Min Deposit $25
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.41%
Holiday Savings - 0.20%
Min Deposit $5
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.41%
IRA Savings - 0.20%
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.41%
Savings - 0.20%
Min Deposit $5
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.41%

EastRise Credit Union Money Market Rates

Product Rate APY View More
Essential Money Market Account - 4.50%
Min Deposit $1,000
Min Balance $0
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.41%
Essential Money Market Account - 4.00%
Min Deposit $1,000
Min Balance $5,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.41%
Essential Money Market Account - 3.25%
Min Deposit $1,000
Min Balance $10,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.41%
Green Money Market Account - 2.65%
Min Balance $250,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.41%
Green Money Market Account - 2.45%
Min Balance $100,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.41%
Business Money Market Accounts - 2.40%
Min Balance $500,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.41%
Business Money Market Accounts - 2.30%
Min Balance $250,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.41%
Business Money Market Accounts - 2.10%
Min Balance $100,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.41%
Green Money Market Account - 2.05%
Min Balance $50,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.41%
Business Money Market Accounts - 1.80%
Min Balance $50,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.41%
Business Money Market Accounts - 1.55%
Min Balance $25,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.41%
Green Money Market Account - 1.55%
Min Balance $25,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.41%
Business Money Market Accounts - 1.50%
Min Balance $10,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.41%
Green Money Market Account - 1.50%
Min Balance $10,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.41%
Green Money Market Account - 1.45%
Min Balance $1,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.41%
Business Money Market Accounts - 1.30%
Min Balance $1,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.41%

EastRise Credit Union Checking Rates

Product Rate APY View More
Checking Plus - 3.50%
Min Deposit $25
Min Balance $0
Details APY = annual percentage yield and reflects the current minimum APY offered. Fees may reduce earnings. No minimum balance required. Rates may change after account opening.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.41%
Business IOLTA Checking - 1.51%
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.41%
Business IORTA Checking - 1.51%
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.41%
Business Basic Checking Account - 0.05%
Min Balance $100
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.41%
Business Checking Account - 0.05%
Min Balance $1,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.41%
Business No Dividend Checking Account - 0.05%
Min Balance $100
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.41%
Small Business Checking - 0.05%
Min Balance $1,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.41%

EastRise Credit Union Mortgage Rates

Product Rate Points APR Term View More
Fixed Rate Mortgage 5.75% - 5.79% 30 years
Details Payment examples do not include amounts for taxes and insurance premiums and actual payment obligation may be greater than illustrated.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.41%
Conventional Mortgages - Fixed rate 6.13% 0.000 6.21% 10 Years
Details Adjustable rates may adjust 2% annually after the fixed rate period with a 6% lifetime cap. Payment examples do not include amounts for taxes and insurance premiums and actual payment obligation may be greater than illustrated.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.41%
Conventional Mortgages - Fixed rate 6.00% 1.000 6.22% 15 Years
Details Adjustable rates may adjust 2% annually after the fixed rate period with a 6% lifetime cap. Payment examples do not include amounts for taxes and insurance premiums and actual payment obligation may be greater than illustrated.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.41%
Conventional Mortgages - Fixed rate 6.13% 1.000 6.26% 30 Years
Details Adjustable rates may adjust 2% annually after the fixed rate period with a 6% lifetime cap. Payment examples do not include amounts for taxes and insurance premiums and actual payment obligation may be greater than illustrated.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.41%
Conventional Mortgages - Fixed rate 6.25% 0.000 6.31% 15 Years
Details Adjustable rates may adjust 2% annually after the fixed rate period with a 6% lifetime cap. Payment examples do not include amounts for taxes and insurance premiums and actual payment obligation may be greater than illustrated.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.41%
30-Year Fixed-Rate Home Loan - - 6.41% 30 years
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.41%
Conventional Mortgages - Fixed rate 6.38% 0.000 6.41% 30 Years
Details Adjustable rates may adjust 2% annually after the fixed rate period with a 6% lifetime cap. Payment examples do not include amounts for taxes and insurance premiums and actual payment obligation may be greater than illustrated.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.41%
Conventional Mortgages - Fixed rate 6.25% 1.000 6.43% 20 Years
Details Adjustable rates may adjust 2% annually after the fixed rate period with a 6% lifetime cap. Payment examples do not include amounts for taxes and insurance premiums and actual payment obligation may be greater than illustrated.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.41%
HOME 5/1 Adjustable-Rate Loan 5.63% - 6.43% 30 years
Details APR = Annual Percentage Rate. Rates can vary according to individual loan situations. Rates and lock periods are subject to change. The payment amount may be higher if escrows for property taxes, homeowner's insurance, or mortgage insurance are applicable. Adjustable Rate Mortgages (ARMs): 2/5 Cap; tied to 1-year T-Bill with 2.875% margin. Begin with a fixed rate and adjust upward or downward after the initial fixed term. ARM products contain two numbers. The first number refers to the number of years the interest rate at closing remains fixed. The second number is the number of years between interest rate changes after the initial fixed term expires.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.41%
Conventional Mortgages - 5-year adjustable rate 5.88% 0.000 6.53% 30 Years
Details Adjustable rates may adjust 2% annually after the fixed rate period with a 6% lifetime cap. Payment examples do not include amounts for taxes and insurance premiums and actual payment obligation may be greater than illustrated.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.41%
Conventional Mortgages - Fixed rate 6.50% 0.000 6.55% 20 Years
Details Adjustable rates may adjust 2% annually after the fixed rate period with a 6% lifetime cap. Payment examples do not include amounts for taxes and insurance premiums and actual payment obligation may be greater than illustrated.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.41%
Conventional Mortgages - 3-year adjustable rate 5.50% 0.000 6.57% 30 Years
Details Adjustable rates may adjust 2% annually after the fixed rate period with a 6% lifetime cap. Payment examples do not include amounts for taxes and insurance premiums and actual payment obligation may be greater than illustrated.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.41%
HOME 7/1 Adjustable-Rate Loan 6.38% - 6.67% 30 years
Details APR = Annual Percentage Rate. Rates can vary according to individual loan situations. Rates and lock periods are subject to change. The payment amount may be higher if escrows for property taxes, homeowner's insurance, or mortgage insurance are applicable. Adjustable Rate Mortgages (ARMs): 2/5 Cap; tied to 1-year T-Bill with 2.875% margin. Begin with a fixed rate and adjust upward or downward after the initial fixed term. ARM products contain two numbers. The first number refers to the number of years the interest rate at closing remains fixed. The second number is the number of years between interest rate changes after the initial fixed term expires.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.41%
Conventional Mortgages - 7-year adjustable rate 6.63% 0.000 6.80% 30 Years
Details Adjustable rates may adjust 2% annually after the fixed rate period with a 6% lifetime cap. Payment examples do not include amounts for taxes and insurance premiums and actual payment obligation may be greater than illustrated.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.41%
Adjustable-Rate Land Loan (3/1 ARM) 6.00% - 6.82% 10 Years, 20-Year Amortization
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.41%
Adjustable-Rate Land Loan (1/1 ARM) 5.50% - 6.99% 10 Years, 20-Year Amortization
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.41%

EastRise Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity Line of Credit - - 4.50% 15 years
Details As Low As; variable rate loan that may adjust monthly. Rates are as low as 4.50% APR as a floor and a maximum APR of 18.00%. Closing costs range from $130 to $1,500. A late fee of 5% of the payment may be charged for a payment more than 15 days late.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.41%
Home Equity MyChoice Mortgage - - 5.63% 1 to 3 years
Details As Low As; MyChoice Mortgage maximum Loan To Value 85% or less.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.41%
Home Equity MyChoice Mortgage - - 5.75% 7 years
Details As Low As; MyChoice Mortgage maximum Loan To Value 85% or less.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.41%
Home Equity MyChoice Mortgage - - 5.88% 8 years
Details As Low As; MyChoice Mortgage maximum Loan To Value 85% or less.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.41%
Home Equity Loan Fixed rate - - 5.99% 60 months
Details Loan to Value: Up to 80%
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.41%
Home Equity MyChoice Mortgage - - 6.00% 9 years
Details As Low As; MyChoice Mortgage maximum Loan To Value 85% or less.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.41%
Home Equity MyChoice Mortgage - - 6.13% 10 years
Details As Low As; MyChoice Mortgage maximum Loan To Value 85% or less.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.41%
Home Equity Loan Fixed rate - - 6.75% 120 months
Details Loan to Value: Up to 80%
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.41%
Home Equity Loan Fixed rate - - 6.99% 60 months
Details Loan to Value: Greater than 80% up to 90%
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.41%
Home Equity Loan Fixed rate - - 7.13% 180 months
Details Loan to Value: Up to 80%
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.41%
Home Equity Loan Fixed rate - - 7.75% 120 months
Details Loan to Value: Greater than 80% up to 90%
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.41%
Home Equity Loan Fixed rate - - 8.13% 180 months
Details Loan to Value: Greater than 80% up to 90%
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.41%

EastRise Credit Union Auto Loan Rates

Product Rate Points APR Term View More
Green Vehicle Loan - - 4.60% 24 months
Details As Low As; APR = annual percentage rate and reflects the current minimum APR offered.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.41%
Green Vehicle Loan - - 4.85% 36 months
Details As Low As; APR = annual percentage rate and reflects the current minimum APR offered.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.41%
Green Vehicle Loan - - 4.90% 48 months
Details As Low As; APR = annual percentage rate and reflects the current minimum APR offered.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.41%
Green Vehicle Loan - - 5.05% 60 months
Details As Low As; APR = annual percentage rate and reflects the current minimum APR offered.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.41%
Green Vehicle Loan - - 5.25% 72 months
Details As Low As; APR = annual percentage rate and reflects the current minimum APR offered.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.41%
Green Vehicle Loan - - 5.85% 84 months
Details As Low As; APR = annual percentage rate and reflects the current minimum APR offered.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.41%
Green Vehicle Loan - - 6.35% 96 months
Details As Low As; APR = annual percentage rate and reflects the current minimum APR offered.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.41%

EastRise Credit Union Credit Card Rates

Product Rate APR View More
Visa - 10.75%
Details See the Consumer Credit Card Application and Solicitation Disclosure for EastRise Visa, Visa Rewards, and Visa Signature details. The index is the Wall Street Journal Prime published on the 25th day of each month, plus your margin. All rates quoted are subject to change monthly, the maximum interest rate is 18%. The rate may increase after the consummation of the loan. These are our posted rates; your rate could vary according to your credit. Other rates and terms may be available. APR may be adjusted based on your individual credit standing and term. APR = annual percentage rate.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.41%
Visa Rewards - 12.75%
Details See the Consumer Credit Card Application and Solicitation Disclosure for EastRise Visa, Visa Rewards, and Visa Signature details. The index is the Wall Street Journal Prime published on the 25th day of each month, plus your margin. All rates quoted are subject to change monthly, the maximum interest rate is 18%. The rate may increase after the consummation of the loan. These are our posted rates; your rate could vary according to your credit. Other rates and terms may be available. APR may be adjusted based on your individual credit standing and term. APR = annual percentage rate.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.41%
Business Visa Credit Card - Cash Advance - 14.75%
Details As Low As; APR = annual percentage rate and reflects the current minimum APR offered. See Business Credit Card Agreement and Disclosure for important terms and conditions.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.41%
Business Visa Credit Card - Purchase - 14.75%
Details As Low As; APR = annual percentage rate and reflects the current minimum APR offered. See Business Credit Card Agreement and Disclosure for important terms and conditions.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.41%
Visa Signature - 14.75%
Details See the Consumer Credit Card Application and Solicitation Disclosure for EastRise Visa, Visa Rewards, and Visa Signature details. The index is the Wall Street Journal Prime published on the 25th day of each month, plus your margin. All rates quoted are subject to change monthly, the maximum interest rate is 18%. The rate may increase after the consummation of the loan. These are our posted rates; your rate could vary according to your credit. Other rates and terms may be available. APR may be adjusted based on your individual credit standing and term. APR = annual percentage rate.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.41%

EastRise Credit Union Personal Loan Rates

Product Rate APR View More
Unsecured Personal Loan - 10.50%
Details As Low As; APR may be adjusted based on your individual credit standing and term.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.41%
Unsecured Personal Loan - 11.99%
Details As Low As; APR may be adjusted based on your individual credit standing and term.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.41%
Personal Line of Credit - 14.00%
Details APR may be adjusted based on your individual credit standing and term. This is a line of credit and when activated the monthly minimum payment is equal to 5% of the balance or $25, whichever is greater.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.41%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for EastRise Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather EastRise Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with EastRise Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name EastRise Credit Union
Address 141 Harvest Ln, Williston, VT 05495 7331
Phone 802-879-8790
Fax
President Arthur Woolf
CEO John Dwyer Jr
Full-Time Employees 452
Part-Time Employees 6
Branch Locations 19
ATM Locations 20
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
4.41%
Return on Assets (ROA)
0.5090%
Return on Equity (ROE)
4.2059%
Non-Performing Loans Ratio (NPL)
0.68%
Total Assets
3,116,194,532
Total Amount of Shares and Deposits
2,515,806,142
Total Shares and Deposits < 1 Year
2,446,291,114
Total Shares and Deposits 1 3 Years
48,876,413
Total Shares and Deposits > 3 Years
20,638,615
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
203,035,562
Total Uninsured Shares and Deposits > $250K (F+J)
203,035,562
Total Insured Shares and Deposits > $250K (item 17 less item K)
2,312,770,580
Total Interest Expense (Sum of items 6 8)
38,207,360
Share Certificates
16,578
Number of Accounts for Share Drafts
90,409
IRA KEOGH Accounts
4,903
Number of Accounts for Regular Shares
147,886
Money Market Shares
18,690
Net Income (unless the amount is already included in Undivided Earnings)
15,861,954
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
152,053,737
Total Liabilities
2,742,402,041
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

There are no reviews for EastRise Credit Union yet. Feel free to create one below.
Average Rating
☆☆☆☆☆
Total Reviews
0
Add Your Rating and Review for EastRise Credit Union
Your Name:
Your Rating:

Frequently Asked Questions About EastRise Credit Union

How many branches does EastRise Credit Union operate?

EastRise Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join EastRise Credit Union?

Yes, to access services at EastRise Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, EastRise Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, EastRise Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does EastRise Credit Union offer online and mobile banking?

Most modern institutions like EastRise Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.eastrise.com/.

Current EastRise Credit Union Rates

  • 12-Month CD3.40%
  • 24-Month CD3.40%
  • 60-Month CD3.50%
  • Savings0.20%
  • MMA1.30%
Retrieved from our database of financial products. Rates subject to change.