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EastRise Credit Union Rates & Review August 2026
Content reviewed by
Brian McKay
Brian McKay
Founder & Data Architect
Expertise
Automated Online Rate Data Aggregation
Location-Based Rate Tables
Bank & Credit Union Health Safety Ratings
Bank & Credit Union Star Ratings
Finance Calculators
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
|✓Fact Checked|Rates Last Updated and Verified: August 28, 2026
EastRise Credit Union's 11-month rates are at 4.02%, 11-month Special rates are at 4.02%, Business CDs - 11-month Special rates are at 4.02%, 3-year rates are at 3.50%, 4-year rates are at 3.50%. EastRise Credit Union's savings rates are at 0.20%. EastRise Credit Union's money market rates are at 1.30%. EastRise Credit Union's Fixed Rate Mortgage rates are at 5.75%, Conventional Mortgages - Fixed rate rates are at 6.12%, Conventional Mortgages - Fixed rate rates are at 6.00%, Conventional Mortgages - Fixed rate rates are at 6.12%, Conventional Mortgages - Fixed rate rates are at 6.25%. EastRise Credit Union's Personal Loan Rates are at 10.50%. EastRise Credit Union's Credit Card Rates are at 14.75%. MonitorBankRates evaluates the financial stability of EastRise Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 4.41%. Rates last updated and verified on 08/28/2026.
EastRise Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at EastRise Credit Union? Share your experience about EastRise Credit Union by leaving a review below, or read customer reviews before you decide to use EastRise Credit Union.
Overall Health & Safety Grade
?
A+
Exceptional HealthScore: 98/100
Overall Health & Safety Grade
EastRise Credit Union has earned an overall safety grade of A+ (Exceptional, Score: 98/100).
This proprietary letter grade is calculated by combining the institution's Star Rating with its Texas Ratio, providing a straightforward indicator of its financial stability and reliability.
Grades range from A+ (Exceptional) to F (High Risk) based on objective NCUA regulatory data.
MonitorBankRates Rating
?
5.0
ExceptionalOut of 5.0 Stars
MonitorBankRates Star Rating
EastRise Credit Union has earned a Star Rating of 5.0 out of 5 stars (Exceptional).
Our proprietary rating system evaluates financial stability including the Texas Ratio and capitalization and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
?
4.41%
ExcellentLower than avg
EastRise Credit Union Texas Ratio
EastRise Credit Union's Texas Ratio is 4.41%, which is considered excellent and is lower than the national average of 6.13%.
EastRise Credit Union has a very low volume of non-performing assets compared to its available capital, signifying a strong balance sheet.
The Texas Ratio compares non-performing assets to tangible common equity and loan loss reserves. Lower is better.
DetailsThe 11-month Certificate will be offered for a limited time and will renew to the 1-year term at maturity.
Last Updated08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.41%
11-month Special
-
4.02%
11-month Special
Min Balance$500
DetailsThe 11-month money certificate special will be offered for a limited time and will renew to the 1-year term at maturity.
Last Updated08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.41%
Business Certificates - 11-month Special
-
4.02%
11-month Special
Min Balance$1,000
DetailsThe 11-month money certificate special will be offered for a limited time and will renew to the 1-year term at maturity.
Last Updated08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.41%
3-year
-
3.50%
3-year
Min Balance$500
Last Updated08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.41%
4-year
-
3.50%
4-year
Min Balance$500
Last Updated08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.41%
5-year
-
3.50%
5-year
Min Balance$500
Last Updated08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.41%
Business Certificates - 3-Year
-
3.50%
3-Year
Min Balance$1,000
Last Updated08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.41%
Business Certificates - 4-Year
-
3.50%
4-Year
Min Balance$1,000
Last Updated08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.41%
Business Certificates - 5-Year
-
3.50%
5-Year
Min Balance$1,000
Last Updated08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.41%
1-year
-
3.40%
1-year
Min Balance$500
Last Updated08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.41%
2-year
-
3.40%
2-year
Min Balance$500
Last Updated08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.41%
Business Certificates - 1-Year
-
3.40%
1-Year
Min Balance$1,000
Last Updated08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.41%
Business Certificates - 2-Year
-
3.40%
2-Year
Min Balance$1,000
Last Updated08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.41%
6-month
-
3.00%
6-month
Min Balance$500
Last Updated08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.41%
Business Certificates - 6-Month
-
3.00%
6-Month
Min Balance$1,000
Last Updated08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.41%
Business Certificates - 3-Month
-
0.75%
3-Month
Min Balance$1,000
Last Updated08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.41%
EastRise Credit Union Savings Rates
Product
Rate
APY
View More
Business Savings
-
0.20%
Min Deposit$25
Last Updated08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.41%
Holiday Savings
-
0.20%
Min Deposit$5
Last Updated08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.41%
IRA Savings
-
0.20%
No additional details.
Last Updated08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.41%
Savings
-
0.20%
Min Deposit$5
Last Updated08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.41%
EastRise Credit Union Money Market Rates
Product
Rate
APY
View More
Essential Money Market Account
-
4.50%
Min Deposit$1,000
Min Balance$0
Last Updated08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.41%
Essential Money Market Account
-
4.00%
Min Deposit$1,000
Min Balance$5,000
Last Updated08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.41%
Essential Money Market Account
-
3.25%
Min Deposit$1,000
Min Balance$10,000
Last Updated08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.41%
Green Money Market Account
-
2.65%
Min Balance$250,000
Last Updated08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.41%
Green Money Market Account
-
2.45%
Min Balance$100,000
Last Updated08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.41%
Business Money Market Accounts
-
2.40%
Min Balance$500,000
Last Updated08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.41%
Business Money Market Accounts
-
2.30%
Min Balance$250,000
Last Updated08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.41%
Business Money Market Accounts
-
2.10%
Min Balance$100,000
Last Updated08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.41%
Green Money Market Account
-
2.05%
Min Balance$50,000
Last Updated08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.41%
Business Money Market Accounts
-
1.80%
Min Balance$50,000
Last Updated08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.41%
Business Money Market Accounts
-
1.55%
Min Balance$25,000
Last Updated08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.41%
Green Money Market Account
-
1.55%
Min Balance$25,000
Last Updated08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.41%
Business Money Market Accounts
-
1.50%
Min Balance$10,000
Last Updated08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.41%
Green Money Market Account
-
1.50%
Min Balance$10,000
Last Updated08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.41%
Green Money Market Account
-
1.45%
Min Balance$1,000
Last Updated08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.41%
Business Money Market Accounts
-
1.30%
Min Balance$1,000
Last Updated08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.41%
EastRise Credit Union Checking Rates
Product
Rate
APY
View More
Checking Plus
-
3.50%
Min Deposit$25
Min Balance$0
DetailsAPY = annual percentage yield and reflects the current minimum APY offered. Fees may reduce earnings. No minimum balance required. Rates may change after account opening.
Last Updated08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.41%
Business IOLTA Checking
-
1.51%
No additional details.
Last Updated08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.41%
Business IORTA Checking
-
1.51%
No additional details.
Last Updated08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.41%
Business Basic Checking Account
-
0.05%
Min Balance$100
Last Updated08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.41%
Business Checking Account
-
0.05%
Min Balance$1,000
Last Updated08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.41%
Business No Dividend Checking Account
-
0.05%
Min Balance$100
Last Updated08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.41%
Small Business Checking
-
0.05%
Min Balance$1,000
Last Updated08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.41%
EastRise Credit Union Mortgage Rates
Product
Rate
Points
APR
Term
View More
Fixed Rate Mortgage
5.75%
-
5.79%
30 years
DetailsPayment examples do not include amounts for taxes and insurance premiums and actual payment obligation may be greater than illustrated.
Last Updated08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.41%
Conventional Mortgages - Fixed rate
6.13%
0.000
6.21%
10 Years
DetailsAdjustable rates may adjust 2% annually after the fixed rate period with a 6% lifetime cap. Payment examples do not include amounts for taxes and insurance premiums and actual payment obligation may be greater than illustrated.
Last Updated08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.41%
Conventional Mortgages - Fixed rate
6.00%
1.000
6.22%
15 Years
DetailsAdjustable rates may adjust 2% annually after the fixed rate period with a 6% lifetime cap. Payment examples do not include amounts for taxes and insurance premiums and actual payment obligation may be greater than illustrated.
Last Updated08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.41%
Conventional Mortgages - Fixed rate
6.13%
1.000
6.26%
30 Years
DetailsAdjustable rates may adjust 2% annually after the fixed rate period with a 6% lifetime cap. Payment examples do not include amounts for taxes and insurance premiums and actual payment obligation may be greater than illustrated.
Last Updated08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.41%
Conventional Mortgages - Fixed rate
6.25%
0.000
6.31%
15 Years
DetailsAdjustable rates may adjust 2% annually after the fixed rate period with a 6% lifetime cap. Payment examples do not include amounts for taxes and insurance premiums and actual payment obligation may be greater than illustrated.
Last Updated08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.41%
30-Year Fixed-Rate Home Loan
-
-
6.41%
30 years
No additional details.
Last Updated08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.41%
Conventional Mortgages - Fixed rate
6.38%
0.000
6.41%
30 Years
DetailsAdjustable rates may adjust 2% annually after the fixed rate period with a 6% lifetime cap. Payment examples do not include amounts for taxes and insurance premiums and actual payment obligation may be greater than illustrated.
Last Updated08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.41%
Conventional Mortgages - Fixed rate
6.25%
1.000
6.43%
20 Years
DetailsAdjustable rates may adjust 2% annually after the fixed rate period with a 6% lifetime cap. Payment examples do not include amounts for taxes and insurance premiums and actual payment obligation may be greater than illustrated.
Last Updated08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.41%
HOME 5/1 Adjustable-Rate Loan
5.63%
-
6.43%
30 years
DetailsAPR = Annual Percentage Rate. Rates can vary according to individual loan situations. Rates and lock periods are subject to change. The payment amount may be higher if escrows for property taxes, homeowner's insurance, or mortgage insurance are applicable. Adjustable Rate Mortgages (ARMs): 2/5 Cap; tied to 1-year T-Bill with 2.875% margin. Begin with a fixed rate and adjust upward or downward after the initial fixed term. ARM products contain two numbers. The first number refers to the number of years the interest rate at closing remains fixed. The second number is the number of years between interest rate changes after the initial fixed term expires.
Last Updated08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.41%
Conventional Mortgages - 5-year adjustable rate
5.88%
0.000
6.53%
30 Years
DetailsAdjustable rates may adjust 2% annually after the fixed rate period with a 6% lifetime cap. Payment examples do not include amounts for taxes and insurance premiums and actual payment obligation may be greater than illustrated.
Last Updated08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.41%
Conventional Mortgages - Fixed rate
6.50%
0.000
6.55%
20 Years
DetailsAdjustable rates may adjust 2% annually after the fixed rate period with a 6% lifetime cap. Payment examples do not include amounts for taxes and insurance premiums and actual payment obligation may be greater than illustrated.
Last Updated08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.41%
Conventional Mortgages - 3-year adjustable rate
5.50%
0.000
6.57%
30 Years
DetailsAdjustable rates may adjust 2% annually after the fixed rate period with a 6% lifetime cap. Payment examples do not include amounts for taxes and insurance premiums and actual payment obligation may be greater than illustrated.
Last Updated08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.41%
HOME 7/1 Adjustable-Rate Loan
6.38%
-
6.67%
30 years
DetailsAPR = Annual Percentage Rate. Rates can vary according to individual loan situations. Rates and lock periods are subject to change. The payment amount may be higher if escrows for property taxes, homeowner's insurance, or mortgage insurance are applicable. Adjustable Rate Mortgages (ARMs): 2/5 Cap; tied to 1-year T-Bill with 2.875% margin. Begin with a fixed rate and adjust upward or downward after the initial fixed term. ARM products contain two numbers. The first number refers to the number of years the interest rate at closing remains fixed. The second number is the number of years between interest rate changes after the initial fixed term expires.
Last Updated08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.41%
Conventional Mortgages - 7-year adjustable rate
6.63%
0.000
6.80%
30 Years
DetailsAdjustable rates may adjust 2% annually after the fixed rate period with a 6% lifetime cap. Payment examples do not include amounts for taxes and insurance premiums and actual payment obligation may be greater than illustrated.
Last Updated08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.41%
Adjustable-Rate Land Loan (3/1 ARM)
6.00%
-
6.82%
10 Years, 20-Year Amortization
No additional details.
Last Updated08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.41%
Adjustable-Rate Land Loan (1/1 ARM)
5.50%
-
6.99%
10 Years, 20-Year Amortization
No additional details.
Last Updated08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.41%
EastRise Credit Union Home Equity & HELOC
Product
Rate
Points
APR
Term
View More
Home Equity Line of Credit
-
-
4.50%
15 years
DetailsAs Low As; variable rate loan that may adjust monthly. Rates are as low as 4.50% APR as a floor and a maximum APR of 18.00%. Closing costs range from $130 to $1,500. A late fee of 5% of the payment may be charged for a payment more than 15 days late.
Last Updated08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.41%
Home Equity MyChoice Mortgage
-
-
5.63%
1 to 3 years
DetailsAs Low As; MyChoice Mortgage maximum Loan To Value 85% or less.
Last Updated08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.41%
Home Equity MyChoice Mortgage
-
-
5.75%
7 years
DetailsAs Low As; MyChoice Mortgage maximum Loan To Value 85% or less.
Last Updated08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.41%
Home Equity MyChoice Mortgage
-
-
5.88%
8 years
DetailsAs Low As; MyChoice Mortgage maximum Loan To Value 85% or less.
Last Updated08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.41%
Home Equity Loan Fixed rate
-
-
5.99%
60 months
DetailsLoan to Value: Up to 80%
Last Updated08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.41%
Home Equity MyChoice Mortgage
-
-
6.00%
9 years
DetailsAs Low As; MyChoice Mortgage maximum Loan To Value 85% or less.
Last Updated08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.41%
Home Equity MyChoice Mortgage
-
-
6.13%
10 years
DetailsAs Low As; MyChoice Mortgage maximum Loan To Value 85% or less.
Last Updated08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.41%
Home Equity Loan Fixed rate
-
-
6.75%
120 months
DetailsLoan to Value: Up to 80%
Last Updated08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.41%
Home Equity Loan Fixed rate
-
-
6.99%
60 months
DetailsLoan to Value: Greater than 80% up to 90%
Last Updated08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.41%
Home Equity Loan Fixed rate
-
-
7.13%
180 months
DetailsLoan to Value: Up to 80%
Last Updated08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.41%
Home Equity Loan Fixed rate
-
-
7.75%
120 months
DetailsLoan to Value: Greater than 80% up to 90%
Last Updated08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.41%
Home Equity Loan Fixed rate
-
-
8.13%
180 months
DetailsLoan to Value: Greater than 80% up to 90%
Last Updated08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.41%
EastRise Credit Union Auto Loan Rates
Product
Rate
Points
APR
Term
View More
Green Vehicle Loan
-
-
4.60%
24 months
DetailsAs Low As; APR = annual percentage rate and reflects the current minimum APR offered.
Last Updated08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.41%
Green Vehicle Loan
-
-
4.85%
36 months
DetailsAs Low As; APR = annual percentage rate and reflects the current minimum APR offered.
Last Updated08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.41%
Green Vehicle Loan
-
-
4.90%
48 months
DetailsAs Low As; APR = annual percentage rate and reflects the current minimum APR offered.
Last Updated08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.41%
Green Vehicle Loan
-
-
5.05%
60 months
DetailsAs Low As; APR = annual percentage rate and reflects the current minimum APR offered.
Last Updated08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.41%
Green Vehicle Loan
-
-
5.25%
72 months
DetailsAs Low As; APR = annual percentage rate and reflects the current minimum APR offered.
Last Updated08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.41%
Green Vehicle Loan
-
-
5.85%
84 months
DetailsAs Low As; APR = annual percentage rate and reflects the current minimum APR offered.
Last Updated08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.41%
Green Vehicle Loan
-
-
6.35%
96 months
DetailsAs Low As; APR = annual percentage rate and reflects the current minimum APR offered.
Last Updated08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.41%
EastRise Credit Union Credit Card Rates
Product
Rate
APR
View More
Visa
-
10.75%
DetailsSee the Consumer Credit Card Application and Solicitation Disclosure for EastRise Visa, Visa Rewards, and Visa Signature details. The index is the Wall Street Journal Prime published on the 25th day of each month, plus your margin. All rates quoted are subject to change monthly, the maximum interest rate is 18%. The rate may increase after the consummation of the loan. These are our posted rates; your rate could vary according to your credit. Other rates and terms may be available. APR may be adjusted based on your individual credit standing and term. APR = annual percentage rate.
Last Updated08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.41%
Visa Rewards
-
12.75%
DetailsSee the Consumer Credit Card Application and Solicitation Disclosure for EastRise Visa, Visa Rewards, and Visa Signature details. The index is the Wall Street Journal Prime published on the 25th day of each month, plus your margin. All rates quoted are subject to change monthly, the maximum interest rate is 18%. The rate may increase after the consummation of the loan. These are our posted rates; your rate could vary according to your credit. Other rates and terms may be available. APR may be adjusted based on your individual credit standing and term. APR = annual percentage rate.
Last Updated08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.41%
Business Visa Credit Card - Cash Advance
-
14.75%
DetailsAs Low As; APR = annual percentage rate and reflects the current minimum APR offered. See Business Credit Card Agreement and Disclosure for important terms and conditions.
Last Updated08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.41%
Business Visa Credit Card - Purchase
-
14.75%
DetailsAs Low As; APR = annual percentage rate and reflects the current minimum APR offered. See Business Credit Card Agreement and Disclosure for important terms and conditions.
Last Updated08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.41%
Visa Signature
-
14.75%
DetailsSee the Consumer Credit Card Application and Solicitation Disclosure for EastRise Visa, Visa Rewards, and Visa Signature details. The index is the Wall Street Journal Prime published on the 25th day of each month, plus your margin. All rates quoted are subject to change monthly, the maximum interest rate is 18%. The rate may increase after the consummation of the loan. These are our posted rates; your rate could vary according to your credit. Other rates and terms may be available. APR may be adjusted based on your individual credit standing and term. APR = annual percentage rate.
Last Updated08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.41%
EastRise Credit Union Personal Loan Rates
Product
Rate
APR
View More
Unsecured Personal Loan
-
10.50%
DetailsAs Low As; APR may be adjusted based on your individual credit standing and term.
Last Updated08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.41%
Unsecured Personal Loan
-
11.99%
DetailsAs Low As; APR may be adjusted based on your individual credit standing and term.
Last Updated08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.41%
Personal Line of Credit
-
14.00%
DetailsAPR may be adjusted based on your individual credit standing and term. This is a line of credit and when activated the monthly minimum payment is equal to 5% of the balance or $25, whichever is greater.
Last Updated08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.41%
Methodology & Data Sources
MonitorBankRates Star Rating
Our rating for EastRise Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather EastRise Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with EastRise Credit Union's official website for the most current offers and terms.
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
203,035,562
Total Uninsured Shares and Deposits > $250K (F+J)
203,035,562
Total Insured Shares and Deposits > $250K (item 17 less item K)
2,312,770,580
Total Interest Expense (Sum of items 6 8)
38,207,360
Share Certificates
16,578
Number of Accounts for Share Drafts
90,409
IRA KEOGH Accounts
4,903
Number of Accounts for Regular Shares
147,886
Money Market Shares
18,690
Net Income (unless the amount is already included in Undivided Earnings)
15,861,954
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
152,053,737
Total Liabilities
2,742,402,041
Source: NCUA — Last Updated 09/30/2025
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☆☆☆☆☆
Total Reviews
0
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Frequently Asked Questions About EastRise Credit Union
How many branches does EastRise Credit Union operate?
EastRise Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.
Is a member application needed to join EastRise Credit Union?
Yes, to access services at EastRise Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.
Is there a first-time homebuyer program?
Currently, EastRise Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.
Are credit management and repair services offered?
While formal credit repair services are not currently listed, EastRise Credit Union provides members with tools to manage their accounts and build a solid financial history.
Does EastRise Credit Union offer online and mobile banking?
Most modern institutions like EastRise Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.eastrise.com/.
Current EastRise Credit Union Rates
12-Month CD3.40%
24-Month CD3.40%
60-Month CD3.50%
Savings0.20%
MMA1.30%
Retrieved from our database of financial products. Rates subject to change.