What are the current interest rates at EastRise Credit Union?

Current rates for EastRise Credit Union include: 12-Month CD: 3.55%, 24-Month CD: 3.55%, 60-Month CD: 3.65%, Savings: 0.20%, MMA: 4.50%

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EastRise Credit Union

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EastRise Credit Union Rates & Review October 2026

Q: How many branches does EastRise Credit Union operate?

EastRise Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is a member application needed to join EastRise Credit Union?

Yes, to access services at EastRise Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Q: Is there a first-time homebuyer program?

Currently, EastRise Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, EastRise Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: October 13, 2026

EastRise Credit Union's top rates as of October 13, 2026 are 4.20% APY on its Business CDs - 9-month Special (new money only) CD, 0.20% APY on savings, 4.50% APY on money market accounts, 3.50% APY on checking, 6.12% on its Conventional Mortgage - 3-year adjustable rate, personal loans from 10.50% APR, and credit cards from 10.75% APR, according to rates verified by MonitorBankRates. Other EastRise Credit Union CD rates include Fixed-Rate CD - 9-month Special (new money only) at 4.20%, IRA CD 9-month Special at 4.20%, and Business CDs - 10-month Special at 4.05%. Other EastRise Credit Union mortgage rates include Conventional Mortgage - Fixed rate at 6.88%, Conventional Mortgage - Fixed rate at 6.75%, and HOME 5/1 Adjustable-Rate Loan at 6.25%. MonitorBankRates evaluates the financial stability of EastRise Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.84%. Rates last updated and verified on 10/13/2026.

EastRise Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at EastRise Credit Union? Share your experience about EastRise Credit Union by leaving a review below, or read customer reviews before you decide to use EastRise Credit Union.

Verified Healthy Q2 2026 Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 98/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

3.84%

Excellent Lower than avg

Health Trend

Very strong 12 quarters

Full history ›

EastRise Credit Union
Harvest Lane

141 Harvest Ln
Williston, VT 05495-7331

https://www.eastrise.com/

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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

EastRise Credit Union CD Rates

Product	Rate	APY	Term
Fixed-Rate Certificate - 9-month Special (new money only)	-	4.20%	9-month
Min Balance $500 Details New money only (funds not currently on deposit at EastRise); limited time; renews to 1-year term at maturity Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 4.20% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.84%
IRA Certificate 9-month Special	-	4.20%	9-month
Min Balance $500 Details New money only (funds not currently on deposit at EastRise); Limited time offer; Renews to 1-year term at maturity; Early withdrawal penalties may apply to Certificates Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 4.20% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.84%
Fixed-Rate Certificate - 10-month Special	-	4.05%	10-month
Min Balance $500 Details Limited time; renews to 1-year term at maturity Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 4.05% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.84%
IRA Certificate 10-month Special	-	4.05%	10-month
Min Balance $500 Details Limited time offer; Renews to 1-year term at maturity; Early withdrawal penalties may apply to Certificates Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 4.05% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.84%
Fixed-Rate Certificate - 3-year	-	3.65%	3-year
Min Balance $500 Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 3.65% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.84%
Fixed-Rate Certificate - 4-year	-	3.65%	4-year
Min Balance $500 Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 3.65% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.84%
Fixed-Rate Certificate - 5-year	-	3.65%	5-year
Min Balance $500 Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 3.65% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.84%
IRA Certificate 3-year	-	3.65%	3-year
Min Balance $500 Details Early withdrawal penalties may apply to Certificates Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 3.65% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.84%
IRA Certificate 4-year	-	3.65%	4-year
Min Balance $500 Details Early withdrawal penalties may apply to Certificates Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 3.65% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.84%
IRA Certificate 5-year	-	3.65%	5-year
Min Balance $500 Details Early withdrawal penalties may apply to Certificates Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 3.65% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.84%
Fixed-Rate Certificate - 1-year	-	3.55%	1-year
Min Balance $500 Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 3.55% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.84%
Fixed-Rate Certificate - 2-year	-	3.55%	2-year
Min Balance $500 Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 3.55% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.84%
IRA Certificate 1-year	-	3.55%	1-year
Min Balance $500 Details Early withdrawal penalties may apply to Certificates Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 3.55% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.84%
IRA Certificate 2-year	-	3.55%	2-year
Min Balance $500 Details Early withdrawal penalties may apply to Certificates Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 3.55% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.84%
Fixed-Rate Certificate - 6-month	-	3.00%	6-month
Min Balance $500 Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 3.00% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.84%
IRA Certificate 6-month	-	3.00%	6-month
Min Balance $500 Details APY reflects current minimum APY offered; Fees could reduce earnings; Early withdrawal penalties may apply to Certificates Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 3.00% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.84%

EastRise Credit Union Business CD Rates

Product	Rate	APY	Term
Business Certificates - 9-month Special (new money only)	-	4.20%	9-month
Min Balance $1,000 Details Balance: $1,000 minimum to earn APY; Certificate Special offered for a limited time, renews to 1-year term at maturity; available with new money only (funds not currently on deposit at EastRise) Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 4.20% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.84%
Business Certificates - 10-month Special	-	4.05%	10-month
Min Balance $1,000 Details Balance: $1,000 minimum to earn APY; Certificate Special offered for a limited time, renews to 1-year term at maturity Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 4.05% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.84%
Business Certificates - 3-Year	-	3.65%	3-Year
Min Balance $1,000 Details Balance: $1,000 minimum to earn APY Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 3.65% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.84%
Business Certificates - 4-Year	-	3.65%	4-Year
Min Balance $1,000 Details Balance: $1,000 minimum to earn APY Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 3.65% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.84%
Business Certificates - 5-Year	-	3.65%	5-Year
Min Balance $1,000 Details Balance: $1,000 minimum to earn APY Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 3.65% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.84%
Business Certificates - 1-Year	-	3.55%	1-Year
Min Balance $1,000 Details Balance: $1,000 minimum to earn APY Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 3.55% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.84%
Business Certificates - 2-Year	-	3.55%	2-Year
Min Balance $1,000 Details Balance: $1,000 minimum to earn APY Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 3.55% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.84%
Business Certificates - 6-Month	-	3.00%	6-Month
Min Balance $1,000 Details Balance: $1,000 minimum to earn APY Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 3.00% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.84%
Business Certificates - 3-Month	-	0.75%	3-Month
Min Balance $1,000 Details Balance: $1,000 minimum to earn APY Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 0.75% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.84%

EastRise Credit Union Savings Rates

Product	Rate	APY
Holiday Savings	-	0.20%
Min Deposit $5 Details Savings Accounts Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 0.20% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.84%
IRA Savings	-	0.20%
Min Deposit $5 Details Minimum balance to earn APY:; APY reflects current minimum APY offered; Fees could reduce earnings; Early withdrawal penalties may apply to Certificates Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 0.20% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.84%
Savings	-	0.20%
Min Deposit $5 Details Savings Accounts Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 0.20% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.84%

EastRise Credit Union Business Savings Rates

Product	Rate	APY	View More
Business Savings	-	0.20%
Min Deposit $25 Details APY reflects the current minimum APY offered. Fees may reduce earnings. Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 0.20% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.84%

EastRise Credit Union Money Market Rates

Product	Rate	APY
Essential Money Market Account	-	4.50%
Min Deposit $1,000 Min Balance $0 Details Balance: Up to $2,499.99; Tiered rate account; Limit one per person Last Updated 10/13/2026 Rate History No change since Sep 21, 2026 · 4.50% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.84%
Essential Money Market Account	-	4.50%
Min Deposit $1,000 Min Balance $2,500 Details Published APY range: 4.50% to 4.00%. Balance: $2,500.00 - $4,999.99; Tiered rate account; Limit one per person Last Updated 10/13/2026 Rate History No change since Sep 21, 2026 · 4.50% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.84%
Essential Money Market Account	-	4.00%
Min Deposit $1,000 Min Balance $5,000 Details Published APY range: 4.00% to 3.25%. Balance: $5,000.00 - $9,999.99; Tiered rate account; Limit one per person Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 4.00% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.84%
Essential Money Market Account	-	3.25%
Min Deposit $1,000 Min Balance $10,000 Details Published APY range: 3.25% to 0.32%. Balance: $10,000.00 and above; Tiered rate account; Limit one per person Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 3.25% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.84%
Green Money Market Account	-	2.75%
Min Balance $500,000 Details Balance: $500,000 and over Last Updated 10/13/2026 Rate History 1 change since Sep 21, 2026 · 2.65% → 2.75% ▲ 0.10 pts · high 2.75% / low 2.65% Sep 25, 20262.75%▲ from 2.65% Sep 21, 20262.65%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.84%
Green Money Market Account	-	2.70%
Min Balance $250,000 Details Balance: $250,000 - $499,999.99 Last Updated 10/13/2026 Rate History 1 change since Sep 21, 2026 · 2.65% → 2.70% ▲ 0.05 pts · high 2.70% / low 2.65% Sep 25, 20262.70%▲ from 2.65% Sep 21, 20262.65%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.84%
Green Money Market Account	-	2.50%
Min Balance $100,000 Details Balance: $100,000 - $249,999.99 Last Updated 10/13/2026 Rate History 1 change since Sep 14, 2026 · 2.45% → 2.50% ▲ 0.05 pts · high 2.50% / low 2.45% Sep 25, 20262.50%▲ from 2.45% Sep 14, 20262.45%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.84%
Green Money Market Account	-	2.05%
Min Balance $50,000 Details Balance: $50,000 - $99,999.99 Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 2.05% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.84%
Green Money Market Account	-	1.55%
Min Balance $25,000 Details Balance: $25,000 - $49,999.99 Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 1.55% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.84%
Green Money Market Account	-	1.50%
Min Balance $10,000 Details Balance: $10,000 - $24,999.99 Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 1.50% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.84%
Green Money Market Account	-	1.45%
Min Balance $1,000 Details Balance: $1,000 - $9,999.99 Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 1.45% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.84%

EastRise Credit Union Business Money Market Rates

Product	Rate	APY
Business Money Market Accounts	-	2.40%
Min Balance $500,000 Details Balance: $500,000.00 and up; Tiered rate account; dividend rate applied to total account balance Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 2.40% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.84%
Business Money Market Accounts	-	2.30%
Min Balance $250,000 Details Balance: $250,000 - $499,999.99; Tiered rate account; dividend rate applied to total account balance Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 2.30% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.84%
Business Money Market Accounts	-	2.10%
Min Balance $100,000 Details Balance: $100,000 - $249,999.99; Tiered rate account; dividend rate applied to total account balance Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 2.10% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.84%
Business Money Market Accounts	-	1.80%
Min Balance $50,000 Details Balance: $50,000 - $99,999.99; Tiered rate account; dividend rate applied to total account balance Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 1.80% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.84%
Business Money Market Accounts	-	1.55%
Min Balance $25,000 Details Balance: $25,000 - $49,999.99; Tiered rate account; dividend rate applied to total account balance Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 1.55% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.84%
Business Money Market Accounts	-	1.50%
Min Balance $10,000 Details Balance: $10,000 - $24,999.99; Tiered rate account; dividend rate applied to total account balance Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 1.50% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.84%
Business Money Market Accounts	-	1.30%
Min Balance $1,000 Details Balance: $1,000 - $9,999.99; Tiered rate account; dividend rate applied to total account balance Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 1.30% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.84%

EastRise Credit Union Checking Rates

Product	Rate	APY	View More
Checking Plus	-	3.50%
Min Deposit $25 Min Balance $0 Details Balance: $0.00 - $15,000.00 Last Updated 10/13/2026 Rate History No change since Sep 21, 2026 · 3.50% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.84%

EastRise Credit Union Business Checking Rates

Product	Rate	APY
Business Basic Checking Account	-	0.05%
Min Balance $100 Details Minimum Balance to Earn APY: $100 Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 0.05% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.84%
Business Non-Profit Checking	-	0.05%
Min Balance $100 Details Balance: $100 - $999.99; Minimum Balance to Earn APY: $100 Last Updated 10/13/2026 Rate History No change since Oct 5, 2026 · 0.05% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.84%
Small Business Checking	-	0.05%
Min Balance $1,000 Details Balance: $1,000 - $4,999.99; Minimum Balance to Earn APY: $1,000; APY reflects the current minimum APY offered. Fees may reduce earnings. Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 0.05% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.84%

EastRise Credit Union Mortgage Rates

Product	Rate	Points	APR	Term
Conventional Mortgage - Fixed rate	6.875%	0.000	6.963%	10 Years
Details Conventional Mortgages Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 6.96% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.84%
Conventional Mortgage - Fixed rate	6.75%	1.000	6.974%	15 Years
Details Conventional Mortgages Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 6.97% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.84%
HOME 5/1 Adjustable-Rate Loan	6.25%	-	6.986%	30 years
No additional details. Last Updated 10/13/2026 Rate History 4 changes since Sep 14, 2026 · 6.57% → 6.99% ▲ 0.42 pts · high 6.99% / low 6.57% Oct 9, 20266.99%▲ from 6.96% Oct 2, 20266.96%▲ from 6.87% Sep 25, 20266.87%▲ from 6.67% Sep 17, 20266.67%▲ from 6.57% Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.84%
Conventional Fixed Rate Mortgage	7.00%	1.000	7.00%	30 Years
Details Discount points option Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 7.00% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.84%
Conventional Mortgage - Fixed rate	7.00%	0.000	7.063%	15 Years
Details Conventional Mortgages Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 7.06% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.84%
Conventional Mortgage - 5-year adjustable rate	6.50%	0.000	7.086%	30 Years
Details Conventional Mortgages; Adjustable rates may adjust 2% annually after the fixed rate period with a 6% lifetime cap Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 7.09% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.84%
Conventional Mortgage - 3-year adjustable rate	6.125%	0.000	7.115%	30 Years
Details Conventional Mortgages; Adjustable rates may adjust 2% annually after the fixed rate period with a 6% lifetime cap Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 7.12% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.84%
Conventional Mortgage - Fixed rate	7.00%	1.000	7.139%	30 Years
Details Conventional Mortgages Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 7.14% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.84%
HOME 7/1 Adjustable-Rate Loan	7.00%	-	7.241%	30 years
No additional details. Last Updated 10/13/2026 Rate History 4 changes since Sep 14, 2026 · 6.80% → 7.24% ▲ 0.44 pts · high 7.24% / low 6.80% Oct 9, 20267.24%▲ from 7.22% Oct 2, 20267.22%▲ from 7.12% Sep 25, 20267.12%▲ from 6.91% Sep 17, 20266.91%▲ from 6.80% Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.84%
30-Year Fixed-Rate Home Loan	-	-	7.289%	30 years
Details Today's rates; only APR published Last Updated 10/13/2026 Rate History 5 changes since Sep 14, 2026 · 6.66% → 7.29% ▲ 0.63 pts · high 7.29% / low 6.66% Oct 9, 20267.29%▲ from 7.16% Oct 2, 20267.16%▲ from 7.04% Sep 29, 20267.04%▲ from 6.91% Sep 25, 20266.91%▲ from 6.79% Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.84%
Conventional Mortgage - Fixed rate	7.25%	0.000	7.289%	30 Years
Details Conventional Mortgages Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 7.29% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.84%
Conventional Mortgage - Fixed rate	7.125%	1.000	7.307%	20 Years
Details Conventional Mortgages Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 7.31% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.84%
Adjustable-Rate Land Loan (3/1 ARM)	6.625%	-	7.37%	10 Years
Details Term: 10 Years, 20-Year Amortization; Construction and Land Loan Options Last Updated 10/13/2026 Rate History 4 changes since Sep 14, 2026 · 6.96% → 7.37% ▲ 0.41 pts · high 7.37% / low 6.96% Oct 9, 20267.37%▲ from 7.34% Oct 2, 20267.34%▲ from 7.26% Sep 25, 20267.26%▲ from 7.06% Sep 17, 20267.06%▲ from 6.96% Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.84%
Conventional Mortgage - 7-year adjustable rate	7.25%	0.000	7.374%	30 Years
Details Conventional Mortgages; Adjustable rates may adjust 2% annually after the fixed rate period with a 6% lifetime cap Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 7.37% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.84%
Conventional Mortgage - Fixed rate	7.375%	0.000	7.426%	20 Years
Details Conventional Mortgages Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 7.43% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.84%
Adjustable-Rate Land Loan (1/1 ARM)	6.125%	-	7.526%	10 Years
Details Term: 10 Years, 20-Year Amortization; Construction and Land Loan Options Last Updated 10/13/2026 Rate History 4 changes since Sep 14, 2026 · 7.14% → 7.53% ▲ 0.39 pts · high 7.53% / low 7.14% Oct 9, 20267.53%▲ from 7.49% Oct 2, 20267.49%▲ from 7.41% Sep 25, 20267.41%▲ from 7.24% Sep 17, 20267.24%▲ from 7.14% Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.84%

EastRise Credit Union Home Equity & HELOC

Product	Rate	Points	APR	Term
Home Equity Loan	-	-	5.99%	60 months
Details As Low As; Fixed rate; Loan to Value: Up to 80% Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 5.99% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.84%
Home Equity MyChoice Mortgage	-	-	6.13%	1 to 6 years
Details As Low As; MyChoice Mortgage maximum Loan To Value 85% or less Last Updated 10/13/2026 Rate History No change since Sep 21, 2026 · 6.13% APR · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.84%
Home Equity MyChoice Mortgage	-	-	6.25%	7 years
Details As Low As; MyChoice Mortgage maximum Loan To Value 85% or less Last Updated 10/13/2026 Rate History No change since Sep 21, 2026 · 6.25% APR · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.84%
Home Equity MyChoice Mortgage	-	-	6.38%	8 years
Details As Low As; MyChoice Mortgage maximum Loan To Value 85% or less Last Updated 10/13/2026 Rate History No change since Sep 21, 2026 · 6.38% APR · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.84%
Home Equity Line of Credit	-	-	6.50%
Details As Low As; Type: Monthly adjustable rate; Loan to Value: Up to 80% Last Updated 10/13/2026 Rate History No change since Oct 5, 2026 · 6.50% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.84%
Home Equity MyChoice Mortgage	-	-	6.50%	9 years
Details As Low As; MyChoice Mortgage maximum Loan To Value 85% or less Last Updated 10/13/2026 Rate History No change since Sep 21, 2026 · 6.50% APR · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.84%
Home Equity MyChoice Mortgage	-	-	6.63%	10 years
Details As Low As; MyChoice Mortgage maximum Loan To Value 85% or less Last Updated 10/13/2026 Rate History No change since Sep 21, 2026 · 6.63% APR · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.84%
Home Equity Loan	-	-	6.75%	120 months
Details As Low As; Fixed rate; Loan to Value: Up to 80% Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 6.75% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.84%
Home Equity Loan	-	-	6.99%	60 months
Details As Low As; Fixed rate; Loan to Value: Greater than 80% up to 90% Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 6.99% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.84%
Home Equity Loan	-	-	7.13%	180 months
Details As Low As; Fixed rate; Loan to Value: Up to 80% Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 7.13% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.84%
Home Equity Loan	-	-	7.75%	120 months
Details As Low As; Fixed rate; Loan to Value: Greater than 80% up to 90% Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 7.75% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.84%
Home Equity Line of Credit	-	-	8.00%
Details As Low As; Type: Monthly adjustable rate; Loan to Value: Greater than 80% up to 90% Last Updated 10/13/2026 Rate History No change since Oct 5, 2026 · 8.00% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.84%
Home Equity Loan	-	-	8.13%	180 months
Details As Low As; Fixed rate; Loan to Value: Greater than 80% up to 90% Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 8.13% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.84%

EastRise Credit Union Auto Loan Rates

Product	Rate	Points	APR	Term
Green Vehicle Loan	-	-	4.60%	24 months
Details As Low As; APR = annual percentage rate and reflects the current minimum APR offered. Last Updated 10/13/2026 Rate History No change since Sep 21, 2026 · 4.60% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.84%
Green Vehicle Loan	-	-	4.85%	36 months
Details As Low As; APR = annual percentage rate and reflects the current minimum APR offered. Last Updated 10/13/2026 Rate History No change since Sep 21, 2026 · 4.85% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.84%
Green Vehicle Loan	-	-	4.90%	48 months
Details As Low As; APR = annual percentage rate and reflects the current minimum APR offered. Last Updated 10/13/2026 Rate History No change since Sep 21, 2026 · 4.90% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.84%
Green Vehicle Loan	-	-	5.05%	60 months
Details As Low As; APR = annual percentage rate and reflects the current minimum APR offered. Last Updated 10/13/2026 Rate History No change since Sep 21, 2026 · 5.05% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.84%
Green Vehicle Loan	-	-	5.25%	72 months
Details As Low As; APR = annual percentage rate and reflects the current minimum APR offered. Last Updated 10/13/2026 Rate History No change since Sep 21, 2026 · 5.25% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.84%
Green Vehicle Loan	-	-	5.85%	84 months
Details As Low As; APR = annual percentage rate and reflects the current minimum APR offered. Last Updated 10/13/2026 Rate History No change since Sep 21, 2026 · 5.85% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.84%
Green Vehicle Loan	-	-	6.35%	96 months
Details As Low As; APR = annual percentage rate and reflects the current minimum APR offered. Last Updated 10/13/2026 Rate History No change since Sep 21, 2026 · 6.35% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.84%

EastRise Credit Union RV, Boat and Powersport Loan Rates

Product	Rate	APR	Term
Recreational Vehicle Loan	-	5.50%	24 months
Details As Low As; APR = annual percentage rate and reflects the current minimum APR offered. Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 5.50% APR · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.84%
Recreational Vehicle Loan	-	5.95%	36 months
Details As Low As; APR = annual percentage rate and reflects the current minimum APR offered. Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 5.95% APR · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.84%
Recreational Vehicle Loan	-	6.40%	48 months
Details As Low As; APR = annual percentage rate and reflects the current minimum APR offered. Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 6.40% APR · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.84%
Recreational Vehicle Loan	-	6.80%	60 months
Details As Low As; APR = annual percentage rate and reflects the current minimum APR offered. Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 6.80% APR · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.84%
Recreational Vehicle Loan	-	7.24%	72 months
Details As Low As; APR = annual percentage rate and reflects the current minimum APR offered. Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 7.24% APR · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.84%
Recreational Vehicle Loan	-	7.70%	84 months
Details As Low As; APR = annual percentage rate and reflects the current minimum APR offered. Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 7.70% APR · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.84%

EastRise Credit Union Credit Card Rates

Product	Rate	APR
Visa	-	10.75%
Details APR as low as; Index is WSJ Prime plus margin; maximum interest rate 18%; See Consumer Credit Card Application and Solicitation Disclosure Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 10.75% APR · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.84%
Visa Rewards	-	12.75%
Details APR as low as; Index is WSJ Prime plus margin; maximum interest rate 18%; See Consumer Credit Card Application and Solicitation Disclosure Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 12.75% APR · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.84%
Business Visa Credit Card	-	14.75%
Details As Low As; Purchase APR 14.75%; Cash Advance APR 14.75%; APR reflects the current minimum APR offered Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 14.75% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.84%
Visa Signature	-	14.75%
Details APR as low as; Index is WSJ Prime plus margin; maximum interest rate 18%; See Consumer Credit Card Application and Solicitation Disclosure Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 14.75% APR · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.84%

EastRise Credit Union Personal Loan Rates

Product	APR	Term
Unsecured Personal Loan	10.50%	24-60 months
Details As Low As; Terms (up to) 24-60 months Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 10.50% APR · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.84%
Personal Line of Credit	14.00%
Details Line of credit; monthly minimum payment is 5% of the balance or $25, whichever is greater; APR may be adjusted based on individual credit standing and term Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 14.00% APR · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.84%
Visa Signature	14.75%
Details APR as low as; Index is WSJ Prime plus margin; maximum interest rate 18%; See Consumer Credit Card Application and Solicitation Disclosure Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 14.75% APR · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.84%

EastRise Credit Union Other Rates

Product	Rate	Points	APY/APR	Term
Business Energy Loan	-	-	4.50%	Up to 3 Years
Details As Low As; Maximum Loan Amount: $50,000 Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 4.50% APR · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.84%
Business Energy Loan	-	-	5.50%	Up to 5 Years
Details As Low As; Maximum Loan Amount: $50,000 Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 5.50% APR · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.84%
Business Energy Loan	-	-	6.50%	Up to 10 Years
Details As Low As; Maximum Loan Amount: $50,000 Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 6.50% APR · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.84%
Business Solar Loan	-	-	6.85%	Up to 12 Years
Details As Low As; Maximum Loan Amount: Varies by project Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 6.85% APR · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.84%
Energy Equity Loan	-	-	5.74%	60 months
Details As Low As; Type: Fixed Rate; Loan to Value: Up to 80% Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 5.74% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.84%
Energy Equity Loan	-	-	6.13%	120 months
Details As Low As; Type: Fixed Rate; Loan to Value: Up to 80% Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 6.13% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.84%
Energy Equity Loan	-	-	6.75%	180 months
Details As Low As; Type: Fixed Rate; Loan to Value: Up to 80% Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 6.75% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.84%
Energy Equity Loan	-	-	6.74%	60 months
Details As Low As; Type: Fixed Rate; Loan to Value: Greater than 80% up to 90% Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 6.74% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.84%
Energy Equity Loan	-	-	7.13%	120 months
Details As Low As; Type: Fixed Rate; Loan to Value: Greater than 80% up to 90% Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 7.13% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.84%
Energy Equity Loan	-	-	7.75%	180 months
Details As Low As; Type: Fixed Rate; Loan to Value: Greater than 80% up to 90% Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 7.75% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.84%
Fixed-Rate Construction Loan (interest only)	7.75%	-	8.302%	6 to 12 months
Details Construction and Land Loan Options Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 8.30% APR · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.84%
VHFA 30-Year Advantage Loan	7.00%	-	7.039%	30 years
Last Updated 10/13/2026 Rate History 2 changes since Sep 14, 2026 · 6.54% → 7.04% ▲ 0.50 pts · high 7.04% / low 6.54% Sep 29, 20267.04%▲ from 6.79% Sep 17, 20266.79%▲ from 6.54% Sep 14, 20266.54%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.84%
VHFA 30-Year Advantage Loan	7.00%	-	7.00%	30 years
Details VHFA and first-time homebuying loan option Last Updated 10/13/2026 Rate History 3 changes since Sep 14, 2026 · 6.54% → 7.00% ▲ 0.46 pts · high 7.04% / low 6.54% Oct 13, 20267.00%▼ from 7.04% Sep 29, 20267.04%▲ from 6.79% Sep 17, 20266.79%▲ from 6.54% Sep 14, 20266.54%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.84%
VHFA 30-Year Move Loan	6.50%	-	6.538%	30 years
Last Updated 10/13/2026 Rate History 2 changes since Sep 14, 2026 · 6.04% → 6.54% ▲ 0.50 pts · high 6.54% / low 6.04% Sep 29, 20266.54%▲ from 6.29% Sep 17, 20266.29%▲ from 6.04% Sep 14, 20266.04%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.84%
Future Saver	2.47%	-	2.50%	12-month
Min Balance $25 Details Variable-Rate Certificates; Balance: $25 Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 2.50% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.84%
Future Saver Plus	3.93%	-	4.00%	12-month
Min Balance $25 Details Variable-Rate Certificates; Tiered rate account; Balance: $25 - $5,000.00 Last Updated 10/13/2026 Rate History No change since Sep 21, 2026 · 4.00% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.84%
Future Saver Plus	-	-	4.00%	12-month
Min Balance $5,000 Details Published APY range: 4.00% to 2.53%. Variable-Rate Certificates; Tiered rate account; Balance: $5,000.01 and over Last Updated 10/13/2026 Rate History No change since Sep 21, 2026 · 4.00% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.84%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Financial Health History

EastRise Credit Union’s Texas Ratio rose from 2.54% in Q3 2023 to 3.84% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$3.2B	3.84%	5.0	A+
March 31, 2026	$3.2B	3.19%	5.0	A+
December 31, 2025	$3.2B	4.13%	5.0	A+
September 30, 2025	$3.1B	4.41%	5.0	A+
June 30, 2025	$3.1B	3.77%	5.0	A+
March 31, 2025	$3.1B	2.59%	5.0	A+
December 31, 2024	$3.0B	3.85%	5.0	A+
September 30, 2024	$3.0B	3.45%	5.0	A+
June 30, 2024	$3.1B	3.07%	5.0	A+
March 31, 2024	$3.0B	2.29%	5.0	A+
December 31, 2023	$3.0B	3.12%	5.0	A+
September 30, 2023	$3.0B	2.54%	5.0	A+

Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for EastRise Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather EastRise Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with EastRise Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name EastRise Credit Union

Website https://www.eastrise.com/

Address 141 Harvest Ln, Williston, VT 05495-7331

Phone 802-879-8790

Fax

President Spencer Newman

CEO Robert Miller

Full-Time Employees 452

Part-Time Employees 6

Branch Locations 17

ATM Locations 16

NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (98/100)

Texas Ratio

3.84%

Return on Assets (ROA)

0.5699%

Return on Equity (ROE)

4.6260%

Non-Performing Loans Ratio (NPL)

0.60%

Total Assets

3,232,513,257

Total Amount of Shares and Deposits

2,650,157,728

Total Shares and Deposits < 1 Year

2,557,629,443

Total Shares and Deposits 1 3 Years

67,345,125

Total Shares and Deposits > 3 Years

25,183,160

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

198,251,829

Total Uninsured Shares and Deposits > $250K (F+J)

198,251,829

Total Insured Shares and Deposits > $250K (item 17 less item K)

2,451,905,899

Total Interest Expense (Sum of items 6 8)

24,087,898

Share Certificates

16,672

Number of Accounts for Share Drafts

92,026

IRA KEOGH Accounts

4,769

Number of Accounts for Regular Shares

143,703

Money Market Shares

22,841

Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)

Well Capitalized

Net Worth Classification if credit union is a new credit union

Well Capitalized

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

196,246,827

Total Liabilities

2,835,439,028

Source: NCUA — Last Updated 06/30/2026

Q2 2026 MBR Health & Safety Badge

EastRise Credit Union earned the Verified Healthy badge

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Frequently Asked Questions About EastRise Credit Union

How many branches does EastRise Credit Union operate?

EastRise Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join EastRise Credit Union?

Yes, to access services at EastRise Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, EastRise Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, EastRise Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does EastRise Credit Union offer online and mobile banking?

Most modern institutions like EastRise Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.eastrise.com/.

Current EastRise Credit Union Rates

12-Month CD3.55%
24-Month CD3.55%
60-Month CD3.65%
Savings0.20%
MMA4.50%

Retrieved from our database of financial products. Rates subject to change.

Compare to Other Credit Unions

EastRise Credit Union Rates & Review October 2026

Brian McKay

Overall Health & Safety Grade

MonitorBankRates Star Rating

EastRise Credit Union Texas Ratio

EastRise Credit Union Health Trend

EastRise Credit Union CD Rates

EastRise Credit Union Business CD Rates

EastRise Credit Union Savings Rates

EastRise Credit Union Business Savings Rates

EastRise Credit Union Money Market Rates

EastRise Credit Union Business Money Market Rates

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EastRise Credit Union Business Checking Rates

EastRise Credit Union Mortgage Rates

EastRise Credit Union Home Equity & HELOC

EastRise Credit Union Auto Loan Rates

EastRise Credit Union RV, Boat and Powersport Loan Rates

EastRise Credit Union Credit Card Rates

EastRise Credit Union Personal Loan Rates

EastRise Credit Union Other Rates

Financial Health History

Methodology & Data Sources

Credit Union Profile & Overview

Financials

EastRise Credit Union earned the Verified Healthy badge

Customer Reviews

Frequently Asked Questions About EastRise Credit Union

How many branches does EastRise Credit Union operate?

Is a member application needed to join EastRise Credit Union?

Is there a first-time homebuyer program?

Are credit management and repair services offered?

Does EastRise Credit Union offer online and mobile banking?

Current EastRise Credit Union Rates

Compare to Other Credit Unions