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Home Checking Accounts Vermont Checking South Burlington, Vermont Vermont Checking Rate Trends iAdvertiser Disclosure
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Best Banks & Checking Accounts in South Burlington, Vermont - March 2026

The best checking rates for South Burlington, Vermont include Vermont Federal Credit UnionVermont Federal Credit Union80 Midas Dr Ste 100, South Burlington, VT 05403 6374A+5.0 ★Texas Ratio: 3.42% Reward Checking at 1.26% APY, Northfield Savings BankNorthfield Savings Bank1120 Shelburne Rd, South Burlington, VT 05403A+5.0 ★Texas Ratio: 4.01% IORTA Checking at 1.05% APY, Mascoma BankMascoma Bank1185 Shelburne Rd, South Burlington, VT 05403A+5.0 ★Texas Ratio: 0.52% MORE Checking - Tier 3 at 0.50% APY, Union Bank Morrisville, VTUnion Bank Morrisville, VT30 Kimball Ave, South Burlington, VT 05403A+5.0 ★Texas Ratio: 3.26% Basic Advantage, Advantage Checking & Advantage Checking Plus at 0.15% APY, and NBT BankNBT Bank1330 Shelburne Road, South Burlington, VT 05403A+5.0 ★Texas Ratio: 1.76% Classic Interest Checking at 0.01% APY. Checking account rates as of March 28, 2026 according to verified data from MonitorBankRates.

Looking for the best checking accounts in South Burlington, Vermont? You have two main choices: convenient local branches or high-yield online accounts.

The tables below compare the top rates available to residents of South Burlington, Vermont, featuring both local banks and credit unions near you.

Checking account rates reflect recent market quotes and representative offers available to depositors in South Burlington, Vermont. Checking Account Rates Last Updated and Verified: March 28, 2026

Compare Checking Account Rates Today in South Burlington, Vermont & the Surrounding Area

Institutions:
Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Vermont Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.42%
80 Midas Dr Ste 100
South Burlington, VT 05403 6374
Reward Checking
1.26%
$0
Rate1.25%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

Qualifying balance up to $25,000.00

Northfield Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.01%
1120 Shelburne Rd
South Burlington, VT 05403
IORTA Checking
1.05%
$0
Rate1.04%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

No additional details provided.

Northfield Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.01%
1120 Shelburne Rd
South Burlington, VT 05403
IOLTA Checking
1.05%
$0
Rate1.04%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

No additional details provided.

Northfield Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.01%
1120 Shelburne Rd
South Burlington, VT 05403
Enterprise Checking with Interest
0.50%
$10
Rate0.50%
Min Deposit$10
Min Balance
UpdatedMar 28, 2026
Details

No additional details provided.

Northfield Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.01%
1120 Shelburne Rd
South Burlington, VT 05403
Government Checking with Interest
0.50%
$10
Rate0.50%
Min Deposit$10
Min Balance
UpdatedMar 28, 2026
Details

No additional details provided.

Mascoma Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
1185 Shelburne Rd
South Burlington, VT 05403
MORE Checking - Tier 3
0.50%
$0
Rate0.50%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

No additional details provided.

Northfield Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.01%
1120 Shelburne Rd
South Burlington, VT 05403
Government Checking with Interest
0.40%
$10
Rate0.40%
Min Deposit$10
Min Balance
UpdatedMar 28, 2026
Details

No additional details provided.

Northfield Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.01%
1120 Shelburne Rd
South Burlington, VT 05403
Enterprise Checking with Interest
0.40%
$10
Rate0.40%
Min Deposit$10
Min Balance
UpdatedMar 28, 2026
Details

No additional details provided.

Northfield Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.01%
1120 Shelburne Rd
South Burlington, VT 05403
NSB Preferred Checking
0.35%
$10
Rate0.35%
Min Deposit$10
Min Balance
UpdatedMar 28, 2026
Details

No additional details provided.

Northfield Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.01%
1120 Shelburne Rd
South Burlington, VT 05403
NSB Preferred Checking
0.30%
$10
Rate0.30%
Min Deposit$10
Min Balance
UpdatedMar 28, 2026
Details

No additional details provided.

Northfield Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.01%
1120 Shelburne Rd
South Burlington, VT 05403
Enterprise Checking with Interest
0.30%
$10
Rate0.30%
Min Deposit$10
Min Balance
UpdatedMar 28, 2026
Details

No additional details provided.

Northfield Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.01%
1120 Shelburne Rd
South Burlington, VT 05403
Government Checking with Interest
0.30%
$10
Rate0.30%
Min Deposit$10
Min Balance
UpdatedMar 28, 2026
Details

No additional details provided.

Northfield Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.01%
1120 Shelburne Rd
South Burlington, VT 05403
Enterprise Checking with Interest
0.25%
$10
Rate0.25%
Min Deposit$10
Min Balance
UpdatedMar 28, 2026
Details

No additional details provided.

Northfield Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.01%
1120 Shelburne Rd
South Burlington, VT 05403
NSB Preferred Checking
0.25%
$10
Rate0.25%
Min Deposit$10
Min Balance
UpdatedMar 28, 2026
Details

No additional details provided.

Northfield Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.01%
1120 Shelburne Rd
South Burlington, VT 05403
Government Checking with Interest
0.25%
$10
Rate0.25%
Min Deposit$10
Min Balance
UpdatedMar 28, 2026
Details

No additional details provided.

Northfield Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.01%
1120 Shelburne Rd
South Burlington, VT 05403
Government Checking with Interest
0.15%
$10
Rate0.15%
Min Deposit$10
Min Balance
UpdatedMar 28, 2026
Details

No additional details provided.

Northfield Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.01%
1120 Shelburne Rd
South Burlington, VT 05403
Enterprise Checking with Interest
0.15%
$10
Rate0.15%
Min Deposit$10
Min Balance
UpdatedMar 28, 2026
Details

No additional details provided.

Northfield Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.01%
1120 Shelburne Rd
South Burlington, VT 05403
NSB Preferred Checking
0.15%
$10
Rate0.15%
Min Deposit$10
Min Balance
UpdatedMar 28, 2026
Details

No additional details provided.

Union Bank Morrisville, VT
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
30 Kimball Ave
South Burlington, VT 05403
Basic Advantage, Advantage Checking & Advantage Checking Plus
0.15%
$0
Rate0.15%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

No additional details provided.

Union Bank Morrisville, VT
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
30 Kimball Ave
South Burlington, VT 05403
Municipal Checking with Interest
0.15%
$0
Rate0.15%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

No additional details provided.

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Vermont Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.42%
80 Midas Dr Ste 100
South Burlington, VT 05403 6374
Reward Checking
1.26%
$0
Rate1.25%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

Qualifying balance up to $25,000.00

Northfield Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.01%
1120 Shelburne Rd
South Burlington, VT 05403
IORTA Checking
1.05%
$0
Rate1.04%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

No additional details provided.

Northfield Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.01%
1120 Shelburne Rd
South Burlington, VT 05403
IOLTA Checking
1.05%
$0
Rate1.04%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

No additional details provided.

Northfield Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.01%
1120 Shelburne Rd
South Burlington, VT 05403
Enterprise Checking with Interest
0.50%
$10
Rate0.50%
Min Deposit$10
Min Balance
UpdatedMar 28, 2026
Details

No additional details provided.

Northfield Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.01%
1120 Shelburne Rd
South Burlington, VT 05403
Government Checking with Interest
0.50%
$10
Rate0.50%
Min Deposit$10
Min Balance
UpdatedMar 28, 2026
Details

No additional details provided.

Northfield Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.01%
1120 Shelburne Rd
South Burlington, VT 05403
Enterprise Checking with Interest
0.40%
$10
Rate0.40%
Min Deposit$10
Min Balance
UpdatedMar 28, 2026
Details

No additional details provided.

Northfield Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.01%
1120 Shelburne Rd
South Burlington, VT 05403
Government Checking with Interest
0.40%
$10
Rate0.40%
Min Deposit$10
Min Balance
UpdatedMar 28, 2026
Details

No additional details provided.

Northfield Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.01%
1120 Shelburne Rd
South Burlington, VT 05403
Government Checking with Interest
0.30%
$10
Rate0.30%
Min Deposit$10
Min Balance
UpdatedMar 28, 2026
Details

No additional details provided.

Northfield Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.01%
1120 Shelburne Rd
South Burlington, VT 05403
Enterprise Checking with Interest
0.30%
$10
Rate0.30%
Min Deposit$10
Min Balance
UpdatedMar 28, 2026
Details

No additional details provided.

Northfield Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.01%
1120 Shelburne Rd
South Burlington, VT 05403
Government Checking with Interest
0.25%
$10
Rate0.25%
Min Deposit$10
Min Balance
UpdatedMar 28, 2026
Details

No additional details provided.

Northfield Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.01%
1120 Shelburne Rd
South Burlington, VT 05403
Enterprise Checking with Interest
0.25%
$10
Rate0.25%
Min Deposit$10
Min Balance
UpdatedMar 28, 2026
Details

No additional details provided.

Union Bank Morrisville, VT
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
30 Kimball Ave
South Burlington, VT 05403
Municipal Checking with Interest
0.15%
$0
Rate0.15%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

No additional details provided.

Northfield Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.01%
1120 Shelburne Rd
South Burlington, VT 05403
Enterprise Checking with Interest
0.15%
$10
Rate0.15%
Min Deposit$10
Min Balance
UpdatedMar 28, 2026
Details

No additional details provided.

Northfield Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.01%
1120 Shelburne Rd
South Burlington, VT 05403
Government Checking with Interest
0.15%
$10
Rate0.15%
Min Deposit$10
Min Balance
UpdatedMar 28, 2026
Details

No additional details provided.

Union Bank Morrisville, VT
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
30 Kimball Ave
South Burlington, VT 05403
Basic Advantage, Advantage Checking & Advantage Checking Plus
0.15%
$0
Rate0.15%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

No additional details provided.

Union Bank Morrisville, VT
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
30 Kimball Ave
South Burlington, VT 05403
Basic Advantage, Advantage Checking & Advantage Checking Plus
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

No additional details provided.

NBT Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.76%
1330 Shelburne Road
South Burlington, VT 05403
Classic Interest Checking
0.01%
$0
Rate0.01%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Tier 1 - Average daily balance $100 < $2,500

Union Bank Morrisville, VT
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
30 Kimball Ave
South Burlington, VT 05403
Basic Advantage, Advantage Checking & Advantage Checking Plus
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

No additional details provided.

Claremont Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.43%
85 Main St
Springfield, VT 05156
Performance Checking
1.00%
$25
Rate0.00%
Min Deposit$25
Min Balance
UpdatedMar 25, 2026
Details

Earn 1.00% APY Cash Back on debit card purchases up to a maximum of $10 when you spend a minimum of $500 with your debit card each month.

TrustCo Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.16%
215 North St
Bennington, VT 05201
Home Town Investment Checking
1.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

No additional details provided.

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Vermont Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.42%
80 Midas Dr Ste 100
South Burlington, VT 05403 6374
Reward Checking
1.26%
$0
Rate1.25%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

Qualifying balance up to $25,000.00

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Union Bank Morrisville, VT
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
30 Kimball Ave
South Burlington, VT 05403
Basic Advantage, Advantage Checking & Advantage Checking Plus
0.15%
$0
Rate0.15%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

No additional details provided.

Union Bank Morrisville, VT
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
30 Kimball Ave
South Burlington, VT 05403
Basic Advantage, Advantage Checking & Advantage Checking Plus
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

No additional details provided.

Union Bank Morrisville, VT
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
30 Kimball Ave
South Burlington, VT 05403
Basic Advantage, Advantage Checking & Advantage Checking Plus
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

No additional details provided.

Brattleboro S&L
Institution Rating:
A+5.0 ★ Texas Ratio: 0.20%
221 Main St
Brattleboro, VT 05301
Basic Checking Account
0.00%
$25
Rate0.00%
Min Deposit$25
Min Balance
UpdatedMar 25, 2026
Details

No additional details provided.

TrustCo Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.16%
215 North St
Bennington, VT 05201
Home Town Free Checking
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

No additional details provided.

Heritage Family Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.44%
30 Allen St
Rutland, VT 05701
Basic Checking Account
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

No additional details provided.

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Vermont Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.42%
80 Midas Dr Ste 100
South Burlington, VT 05403 6374
Student Checking, Fresh Start Checking
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

No additional details provided.

TrustCo Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.16%
215 North St
Bennington, VT 05201
Home Town Student Checking
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

No additional details provided.

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Union Bank Morrisville, VT
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
30 Kimball Ave
South Burlington, VT 05403
UB 55, Business Checking with Interest
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

No additional details provided.

Union Bank Morrisville, VT
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
30 Kimball Ave
South Burlington, VT 05403
UB 55, Business Checking with Interest
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

No additional details provided.

Union Bank Morrisville, VT
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
30 Kimball Ave
South Burlington, VT 05403
UB 55, Business Checking with Interest
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

No additional details provided.

Vermont Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.42%
80 Midas Dr Ste 100
South Burlington, VT 05403 6374
Business Share Draft Checking
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

No additional details provided.

North Country Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.37%
69 Swift St
S Burlington, VT 05403
Business Checking
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

No additional details provided.

South Burlington, VT Checking Rate Trends

Compare local South Burlington, VT checking rate quotes against the statewide average

Weekly checking rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Vermont Checking Trends →
High-Yield Checking — VT Avg
0.204%
▼ 0.726 from last week

Vermont high-yield checking rates fell 0.726 points this week to 0.204% APY, down from 0.930% last week.

Rewards Checking — VT Avg
2.459%
▼ 0.302 from last week

Vermont rewards checking rates fell 0.302 points this week to 2.459% APY, down from 2.761% last week.

As of Mar 29, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Direct-Sourced & Verified Checking Rate Data: We aggregate checking account rates for South Burlington, Vermont directly from the official websites of banks and credit unions using a combination of our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling this data straight from the institutions’ own digital properties and manually verifying the yields daily, we ensure that every checking rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems and team constantly monitor the market to provide a complete picture of available yields in South Burlington, Vermont. We feature a comprehensive mix of financial institutions, allowing you to easily compare localized checking rates from neighborhood credit unions, competitive offers from mid-sized regional banks, and high-yield checking accounts available to account holders in VT.

Daily Updates & Time-Stamped Accuracy: To maintain the highest level of data integrity, our rate updaters verify and update checking rates daily. Because checking account yields can fluctuate based on market conditions, every single checking product listed on our platform features its own specific “last updated” date.

Frequently Asked Questions

Do checking accounts in South Burlington, Vermont earn interest?

Most traditional local checking accounts in South Burlington, Vermont earn 0% interest. However, High-Yield Checking or Rewards Checking accounts from online banks and select local credit unions can pay interest rates comparable to savings accounts.

Are banks in South Burlington, Vermont FDIC insured?

Yes. Legitimate banks with branches in South Burlington, Vermont are FDIC insured up to $250,000 per depositor. Local Credit Unions are similarly insured by the NCUA.

What fees should I watch out for?

Common fees include Monthly Maintenance Fees (often waivable with direct deposit), Overdraft Fees, and Out-of-Network ATM fees. We recommend looking for “Free Checking” accounts that explicitly state no monthly fees.

What is a Rewards Checking account?

Rewards Checking accounts (sometimes called Kasasa accounts) offer high interest rates or cash back on debit card purchases in exchange for meeting monthly requirements like a minimum number of debit card transactions, direct deposit enrollment, or e-statement signup.

Best Checking Rates in South Burlington, Vermont

Based on our current data, some of the highest checking account APYs available to residents of South Burlington, Vermont include:
  • Vermont Federal Credit Union
    Reward Checking — 1.26% APY
  • Northfield Savings Bank
    IORTA Checking — 1.05% APY
  • Mascoma Bank
    MORE Checking - Tier 3 — 0.50% APY
  • Union Bank Morrisville, VT
    Basic Advantage, Advantage Checking & Advantage Checking Plus — 0.15% APY
  • NBT Bank
    Classic Interest Checking — 0.01% APY
Checking Account Rates reflect actual verified offers from banks and credit unions actively accepting deposits in South Burlington, Vermont. Your final available rate may depend on qualifying activity and daily market movements. Last Updated and Verified: March 28, 2026