Mortgage Lenders and Brokers in South Burlington, Vermont
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
South Burlington, Vermont mortgage lenders include Vermont Federal Credit UnionVermont Federal Credit Union80 Midas Dr Ste 100, South Burlington, VT 05403 6374A+5.0 ★Texas Ratio: 3.32%, Community Bank, N.A.Community Bank, N.A.1309 Williston Rd, South Burlington, VT 05403A+5.0 ★Texas Ratio: 3.83%, M&T BankM&T Bank99 Dorset St, South Burlington, VT 05403A+5.0 ★Texas Ratio: 4.11%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1 Church St, Burlington, VT 05401A+5.0 ★Texas Ratio: 3.68%, Northfield Savings BankNorthfield Savings Bank1120 Shelburne Rd, South Burlington, VT 05403A+5.0 ★Texas Ratio: 3.85%, Nbt Bank NANbt Bank NA1330 Shelburne Road, South Burlington, VT 05403A+5.0 ★Texas Ratio: 3.43%, Keybank National AssociationKeybank National Association1795 Williston Road, South Burlington, VT 05403A+5.0 ★Texas Ratio: 4.81%, Mascoma BankMascoma Bank1185 Shelburne Rd, South Burlington, VT 05403A+5.0 ★Texas Ratio: 1.41%, TD BankTD Bank1855 Williston Rd, South Burlington, VT 05403A+5.0 ★Texas Ratio: 3.71%, and Citizens Bank, NACitizens Bank, NA1117 Shelburne Rd, South Burlington, VT 05403A+5.0 ★Texas Ratio: 5.44%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in South Burlington, Vermont in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in South Burlington are listed first, then lenders elsewhere in Vermont, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in South Burlington, Vermont
Market share is the lender's share of all home loans closed in South Burlington, Vermont. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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80 Midas Dr Ste 100, South Burlington, VT 05403 6374 A+5.0 ★Texas Ratio: 3.32% |
Conventional, HELOC | 17 +21 HELOCs |
4.8% | 90% | $322,647 | View |
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2 offices in South Burlington 1309 Williston Rd, South Burlington, VT 05403 A+5.0 ★Texas Ratio: 3.83% |
Conventional, HELOC | 7 +8 HELOCs |
2% | 100% | $313,571 | View |
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2 offices in South Burlington 99 Dorset St, South Burlington, VT 05403 A+5.0 ★Texas Ratio: 4.11% |
Conventional, HELOC | 3 +6 HELOCs |
0.8% | 100% | $328,333 | View |
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1 office in South Burlington 1 Church St, Burlington, VT 05401 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 3 | 0.8% | 100% | $515,000 | View |
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2 offices in South Burlington 1120 Shelburne Rd, South Burlington, VT 05403 A+5.0 ★Texas Ratio: 3.85% |
Conventional | 3 | 0.8% | 100% | $525,000 | View |
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1 office in South Burlington 1330 Shelburne Road, South Burlington, VT 05403 A+5.0 ★Texas Ratio: 3.43% |
Conventional, HELOC | 2 +4 HELOCs |
0.6% | 66.7% | $305,000 | View |
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2 offices in South Burlington 1795 Williston Road, South Burlington, VT 05403 A+5.0 ★Texas Ratio: 4.81% |
Conventional, HELOC | 2 +2 HELOCs |
0.6% | 100% | $390,000 | View |
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1 office in South Burlington 1185 Shelburne Rd, South Burlington, VT 05403 A+5.0 ★Texas Ratio: 1.41% |
Conventional, HELOC | 2 +1 HELOCs |
0.6% | 66.7% | $340,000 | View |
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1 office in South Burlington 1855 Williston Rd, South Burlington, VT 05403 A+5.0 ★Texas Ratio: 3.71% |
Conventional, HELOC | 1 +3 HELOCs |
0.3% | 100% | $225,000 | View |
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1 office in South Burlington 1117 Shelburne Rd, South Burlington, VT 05403 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +16 HELOCs |
0% | n/a | View | |
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1000 Shelburne Rd, South Burlington, VT 05403 6957 A+5.0 ★Texas Ratio: 3.84% |
Conventional, Jumbo, HELOC | 112 +41 HELOCs |
31.5% | 97.4% | $262,142 | View |
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30 Kimball Ave, South Burlington, VT 05403 A-4.8 ★Texas Ratio: 14.30% |
Conventional | 14 | 3.9% | 100% | $381,428 | View |
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50 White St, South Burlington, VT 05403 A5.0 ★Texas Ratio: 8.74% |
Conventional | 6 | 1.7% | 100% | $68,333 | View |
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37 S Main St, Alburgh, VT 05440 A5.0 ★Texas Ratio: 8.36% |
Conventional, HELOC | 5 +3 HELOCs |
1.4% | 100% | $267,000 | View |
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1250 Shelburne Rd, South Burlington, VT 05403 7783 C+4.2 ★Texas Ratio: 24.49% |
Conventional | 1 | 0.3% | 100% | $205,000 | View |
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560 S BARRE RD, BARRE, VT 05641 A5.0 ★Texas Ratio: 13.41% |
Conventional | 1 | 0.3% | 100% | $255,000 | View |
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A5.0 ★Texas Ratio: 7.85% |
Conventional, VA, Jumbo | 46 | 12.9% | 100% | $395,000 | View |
EMM Loans LLC
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Conventional, FHA, VA, Jumbo | 28 | 7.9% | 100% | $408,571 | |
Cmg Mortgage Inc
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Conventional, FHA, VA, Jumbo, HELOC | 20 +3 HELOCs |
5.6% | 100% | $431,500 | |
Rocket Mortgage
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Conventional | 15 | 4.2% | 88.2% | $217,000 | |
Fairway Independent Mort Corp
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Conventional | 6 | 1.7% | 85.7% | $433,333 | |
United Wholesale Mortgage
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Conventional, VA | 5 | 1.4% | 100% | $497,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional, VA | 4 | 1.1% | 100% | $277,500 | View |
Newrez LLC
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Conventional, FHA, VA | 3 | 0.8% | 100% | $271,666 | |
Movement Mortgage, LLC
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Conventional | 3 | 0.8% | 100% | $331,666 | |
Nationstar Mortgage
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Conventional | 3 | 0.8% | 75% | $335,000 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional | 3 | 0.8% | 100% | $711,666 | View |
Navy Federal Credit Union
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Conventional, VA | 3 | 0.8% | 100% | $421,666 | |
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A+5.0 ★Texas Ratio: 3.16% |
Conventional | 2 | 0.6% | 100% | $450,000 | View |
Pennymac Loan Services LLC
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Conventional, FHA, Jumbo | 2 | 0.6% | 66.7% | $680,000 | |
Mortgage Research Center
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VA | 2 | 0.6% | 100% | $300,000 | |
Better Mortgage Corporation
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Conventional | 2 | 0.6% | 50% | $410,000 | |
CrossCountry Mortgage, LLC
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Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $505,000 | |
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A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo, HELOC | 1 +1 HELOCs |
0.3% | 100% | $845,000 | View |
Alliant Credit Union
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Conventional | 1 | 0.3% | 100% | $615,000 | |
Guaranteed Rate, Inc.
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Conventional | 1 | 0.3% | 100% | $455,000 | |
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A5.0 ★Texas Ratio: 11.06% |
Conventional | 1 | 0.3% | 100% | $715,000 | View |
Lakeview Loan Servicing, LLC
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VA | 1 | 0.3% | 25% | $665,000 | |
Freedom Mortgage Corporation
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VA | 1 | 0.3% | 50% | $545,000 | |
Nbkc Bank
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Conventional | 1 | 0.3% | 100% | $265,000 | |
Norwich Commercial Group Inc
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Conventional | 1 | 0.3% | 100% | $275,000 | |
Amerant Mortgage LLC
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Conventional | 1 | 0.3% | 100% | $205,000 | |
AmeriHome Mortgage Company, LLC
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FHA | 1 | 0.3% | 100% | $455,000 | |
loanDepot.com LLC
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Conventional | 1 | 0.3% | 100% | $585,000 | |
Synergy One Lending, Inc.
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Conventional | 1 | 0.3% | 100% | $225,000 | |
HomeBridge Financial Services, Inc
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FHA | 1 | 0.3% | 100% | $345,000 | |
Nqm Funding, LLC
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Conventional | 1 | 0.3% | 100% | $615,000 | |
Discover Bank
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Conventional | 1 | 0.3% | 100% | $35,000 | |
Developer's Mortgage Company
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Conventional | 1 | 0.3% | 50% | $155,000 | |
American Financing Corporation
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Conventional | 1 | 0.3% | 100% | $235,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.3% | 50% | $205,000 | View |
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A+5.0 ★Texas Ratio: 1.10% |
VA | 1 | 0.3% | 100% | $415,000 | View |
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A+5.0 ★Texas Ratio: 5.36% |
Conventional, Jumbo | 1 | 0.3% | 100% | $1,895,000 | View |
Mutual of Omaha Mortgage
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VA | 1 | 0.3% | 100% | $695,000 | |
New American Funding, LLC.
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Conventional | 1 | 0.3% | 100% | $675,000 | |
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★ 1.7 stars, 3 reviews A+5.0 ★Texas Ratio: 4.24% |
Conventional | 1 | 0.3% | 100% | $755,000 | View |
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★ 1 stars, 1 review A+5.0 ★Texas Ratio: 2.87% |
Conventional | 1 | 0.3% | 100% | $735,000 | View |
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★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional | 1 | 0.3% | 100% | $425,000 | View |
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A5.0 ★Texas Ratio: 9.09% |
Conventional | 1 | 0.3% | 100% | $645,000 | View |
Ark-La-Tex Financial Services LLC
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Conventional | 1 | 0.3% | 100% | $285,000 | |
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A+5.0 ★Texas Ratio: 2.82% |
Conventional, Jumbo | 1 | 0.3% | 100% | $855,000 | View |
Champions Funding, LLC
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Conventional | 1 | 0.3% | 100% | $535,000 | |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Valon Mortgage
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
First Savings Bank
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Hanscom Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
South Burlington Mortgage Rate Trends
Daily average mortgage rates for Vermont compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in South Burlington, Vermont
Looking for mortgage lenders near me or mortgage brokers near me in South Burlington? The list below shows the banks, credit unions and mortgage brokers that closed home loans in South Burlington in 2025, with lenders based there listed first.
Types of Mortgage Lenders in South Burlington, VT
Use these to narrow the list above. Each category shows how many South Burlington, VT lenders fit and what that kind of lender is usually best for.
Who Lends in South Burlington, VT
Independent mortgage companies closed 29.5 percent of home loans in South Burlington, Vermont in 2025, banks 29.5 percent and credit unions 41 percent. EMM Loans LLC was the largest mortgage company, Community Bank, N.A. the largest bank and Vermont Federal Credit Union the largest credit union. Among lenders headquartered in Vermont, Vermont Federal Credit Union led with 17 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Vermont. Property transfer tax paid by the buyer: 1.25 percent generally, with a principal residence taxed at 0.5 percent on the first $200,000 and 1.25 percent above that; most transfers also carry a 0.22 percent clean water surcharge, and non-primary residences (second homes) pay 3.4 percent plus the surcharge.
More Vermont Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in South Burlington, VT
By home loans closed in 2025, Vermont Federal Credit Union was the largest mortgage lender in South Burlington, Vermont with 17 loans, about 4.8 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in South Burlington, Vermont, EastRise Federal Credit Union approved the highest share of completed applications in 2025 at 97.4 percent, against a 94.8 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
6 lenders closed FHA loans in South Burlington, Vermont in 2025, led by Cmg Mortgage Inc with 3. 13 lenders closed VA loans, led by Cmg Mortgage Inc. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 28 banks and 9 credit unions closed home loans in South Burlington, Vermont in 2025, alongside 29 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in South Burlington, Vermont during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in South Burlington, Vermont for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up South Burlington. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
