Mortgage Lenders and Brokers in Milton, Vermont
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Milton, Vermont mortgage lenders include M&T BankM&T Bank193 Route 7 S, Milton, VT 05468A+5.0 ★Texas Ratio: 4.11%, TD BankTD Bank175 Route 7 S, Milton, VT 05468A+5.0 ★Texas Ratio: 3.71%, EastRise Federal Credit UnionEastRise Federal Credit Union194 North St, Bennington, VT 05201 3055A+5.0 ★Texas Ratio: 3.84%, Vermont Federal Credit UnionVermont Federal Credit Union4 Centre Dr, Milton, VT 05468A+5.0 ★Texas Ratio: 3.32%, Community Bank, N.A.Community Bank, N.A.361 N Main St, Barre, VT 05641A+5.0 ★Texas Ratio: 3.83%, Green Mountain Credit UnionGreen Mountain Credit Union1311 US Route 302, Barre, VT 05641 7300C+4.2 ★Texas Ratio: 24.49%, NorthCountry Federal Credit UnionNorthCountry Federal Credit Union37 S Main St, Alburgh, VT 05440A5.0 ★Texas Ratio: 8.36%, Union BankUnion Bank1028 Us Route 302, Berlin, VT 05641A-4.8 ★Texas Ratio: 14.30%, Mascoma BankMascoma Bank37 Main St, Bethel, VT 05032A+5.0 ★Texas Ratio: 1.41%, and One Credit UnionOne Credit Union560 S BARRE RD, BARRE, VT 05641A5.0 ★Texas Ratio: 13.41%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Milton, Vermont in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Milton are listed first, then lenders elsewhere in Vermont, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Milton, Vermont
Market share is the lender's share of all home loans closed in Milton, Vermont. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Milton 193 Route 7 S, Milton, VT 05468 A+5.0 ★Texas Ratio: 4.11% |
Conventional, HELOC | 1 +4 HELOCs |
0.6% | 50% | $395,000 | View |
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1 office in Milton 175 Route 7 S, Milton, VT 05468 A+5.0 ★Texas Ratio: 3.71% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
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194 North St, Bennington, VT 05201 3055 A+5.0 ★Texas Ratio: 3.84% |
Conventional, HELOC | 61 +23 HELOCs |
34.5% | 95.3% | $195,983 | View |
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4 Centre Dr, Milton, VT 05468 A+5.0 ★Texas Ratio: 3.32% |
Conventional, HELOC | 9 +18 HELOCs |
5.1% | 76.9% | $262,777 | View |
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361 N Main St, Barre, VT 05641 A+5.0 ★Texas Ratio: 3.83% |
Conventional, HELOC | 4 +1 HELOCs |
2.3% | 100% | $270,000 | View |
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1311 US Route 302, Barre, VT 05641 7300 C+4.2 ★Texas Ratio: 24.49% |
Conventional | 4 | 2.3% | 100% | $122,500 | View |
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37 S Main St, Alburgh, VT 05440 A5.0 ★Texas Ratio: 8.36% |
Conventional, HELOC | 3 +7 HELOCs |
1.7% | 100% | $371,666 | View |
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1028 Us Route 302, Berlin, VT 05641 A-4.8 ★Texas Ratio: 14.30% |
Conventional | 3 | 1.7% | 100% | $258,333 | View |
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37 Main St, Bethel, VT 05032 A+5.0 ★Texas Ratio: 1.41% |
Conventional | 2 | 1.1% | 50% | $100,000 | View |
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560 S BARRE RD, BARRE, VT 05641 A5.0 ★Texas Ratio: 13.41% |
Conventional | 2 | 1.1% | 100% | $85,000 | View |
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137 S Main St, Barre, VT 05641 A+5.0 ★Texas Ratio: 3.85% |
Conventional | 1 | 0.6% | 100% | $325,000 | View |
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140 Main St, Enosburg Falls, VT 05450 A+5.0 ★Texas Ratio: 2.08% |
Conventional | 1 | 0.6% | 100% | $285,000 | View |
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310 Main St, Bennington, VT 05201 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +5 HELOCs |
0% | n/a | View | |
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150 Bank St, Burlington, VT 05401 A+5.0 ★Texas Ratio: 3.43% |
HELOC | 0 +3 HELOCs |
0% | 100% | View | |
Cmg Mortgage Inc
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Conventional, FHA, VA, HELOC | 15 +1 HELOCs |
8.5% | 94.1% | $373,000 | |
Rocket Mortgage
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Conventional, VA | 12 | 6.8% | 75% | $205,000 | |
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A5.0 ★Texas Ratio: 7.85% |
Conventional | 7 | 4% | 100% | $247,857 | View |
EMM Loans LLC
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Conventional, VA | 6 | 3.4% | 100% | $313,333 | |
Freedom Mortgage Corporation
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FHA, VA | 5 | 2.8% | 83.3% | $327,000 | |
Mutual of Omaha Mortgage
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Conventional, FHA, VA | 4 | 2.3% | 100% | $352,500 | |
United Wholesale Mortgage
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Conventional, VA | 3 | 1.7% | 100% | $398,333 | |
Newrez LLC
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FHA, VA | 3 | 1.7% | 75% | $285,000 | |
Better Mortgage Corporation
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FHA, VA | 3 | 1.7% | 50% | $511,666 | |
New American Funding, LLC.
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Conventional, FHA | 3 | 1.7% | 100% | $298,333 | |
Fairway Independent Mort Corp
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Conventional | 3 | 1.7% | 100% | $445,000 | |
Amerant Mortgage LLC
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Conventional | 2 | 1.1% | 100% | $420,000 | |
Movement Mortgage, LLC
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Conventional | 2 | 1.1% | 100% | $470,000 | |
Pennymac Loan Services LLC
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Conventional, VA | 2 | 1.1% | 66.7% | $440,000 | |
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A5.0 ★Texas Ratio: 11.06% |
Conventional, VA | 2 | 1.1% | 100% | $500,000 | View |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.6% | 100% | $295,000 | View |
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A+5.0 ★Texas Ratio: 3.66% |
Conventional | 1 | 0.6% | 100% | $385,000 | View |
Norwich Commercial Group Inc
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Conventional | 1 | 0.6% | 100% | $245,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.6% | 100% | $85,000 | |
HomeBridge Financial Services, Inc
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Conventional | 1 | 0.6% | 100% | $395,000 | |
Bay Equity LLC
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Conventional | 1 | 0.6% | 100% | $245,000 | |
Cardinal Financial Company, Li
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Conventional | 1 | 0.6% | 100% | $145,000 | |
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A+5.0 ★Texas Ratio: 0.22% |
Conventional | 1 | 0.6% | 100% | $235,000 | View |
Nationstar Mortgage
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Conventional | 1 | 0.6% | 100% | $275,000 | |
Mortgage Research Center
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VA | 1 | 0.6% | 100% | $575,000 | |
RoundPoint Mortgage Servicing LLC
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Conventional | 1 | 0.6% | 100% | $295,000 | |
21St Mortgage
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Conventional | 1 | 0.6% | 20% | $75,000 | |
Nexera Holding LLC
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Conventional | 1 | 0.6% | 100% | $545,000 | |
Ark-La-Tex Financial Services LLC
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VA | 1 | 0.6% | 100% | $555,000 | |
American Airlines Federal Cred
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HELOC | 0 +1 HELOCs |
0% | n/a |
Milton Mortgage Rate Trends
Daily average mortgage rates for Vermont compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Milton, Vermont
Looking for mortgage lenders near me or mortgage brokers near me in Milton? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Milton in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Milton, VT
Use these to narrow the list above. Each category shows how many Milton, VT lenders fit and what that kind of lender is usually best for.
Who Lends in Milton, VT
Independent mortgage companies closed 41.8 percent of home loans in Milton, Vermont in 2025, banks 13.6 percent and credit unions 44.6 percent. Cmg Mortgage Inc was the largest mortgage company, M&T Bank the largest bank and EastRise Federal Credit Union the largest credit union. Among lenders headquartered in Vermont, EastRise Federal Credit Union led with 61 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Vermont. Property transfer tax paid by the buyer: 1.25 percent generally, with a principal residence taxed at 0.5 percent on the first $200,000 and 1.25 percent above that; most transfers also carry a 0.22 percent clean water surcharge, and non-primary residences (second homes) pay 3.4 percent plus the surcharge.
More Vermont Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Milton, VT
By home loans closed in 2025, M&T Bank was the largest mortgage lender in Milton, Vermont with 1 loans, about 0.6 percent of the market. The largest lender headquartered in Vermont was EastRise Federal Credit Union with 61 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Milton, Vermont, EastRise Federal Credit Union approved the highest share of completed applications in 2025 at 95.3 percent, against a 88.2 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
6 lenders closed FHA loans in Milton, Vermont in 2025, led by Freedom Mortgage Corporation with 4. 12 lenders closed VA loans, led by Rocket Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 14 banks and 6 credit unions closed home loans in Milton, Vermont in 2025, alongside 24 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Milton, Vermont during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Milton, Vermont for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Milton. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
