Mortgage Lenders and Brokers in Burlington, Vermont
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Burlington, Vermont mortgage lenders include NorthCountry Federal Credit UnionNorthCountry Federal Credit Union1049 North Ave, Burlington, VT 05408A5.0 ★Texas Ratio: 8.36%, Northfield Savings BankNorthfield Savings Bank116 Church Street, Burlington, VT 05401A+5.0 ★Texas Ratio: 3.85%, Mascoma BankMascoma Bank242 N Winooski Ave, Burlington, VT 05401A+5.0 ★Texas Ratio: 1.41%, M&T BankM&T Bank1070 North Ave, Burlington, VT 05408A+5.0 ★Texas Ratio: 4.11%, TD BankTD Bank111 Main St, Burlington, VT 05401A+5.0 ★Texas Ratio: 3.71%, Keybank National AssociationKeybank National Association149 Bank St, Burlington, VT 05401A+5.0 ★Texas Ratio: 4.81%, Citizens Bank, NACitizens Bank, NA148 College St, Burlington, VT 05401A+5.0 ★Texas Ratio: 5.44%, Community Bank, N.A.Community Bank, N.A.1014 North Ave, Burlington, VT 05408A+5.0 ★Texas Ratio: 3.83%, Nbt Bank NANbt Bank NA150 Bank St, Burlington, VT 05401A+5.0 ★Texas Ratio: 3.43%, and JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1 Church St, Burlington, VT 05401A+5.0 ★Texas Ratio: 3.68%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Burlington, Vermont in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Burlington are listed first, then lenders elsewhere in Vermont, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Burlington, Vermont
Market share is the lender's share of all home loans closed in Burlington, Vermont. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1049 North Ave, Burlington, VT 05408 A5.0 ★Texas Ratio: 8.36% |
Conventional, HELOC | 8 +17 HELOCs |
2.7% | 61.5% | $293,750 | View |
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1 office in Burlington 116 Church Street, Burlington, VT 05401 A+5.0 ★Texas Ratio: 3.85% |
Conventional | 8 | 2.7% | 80% | $365,000 | View |
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2 offices in Burlington 242 N Winooski Ave, Burlington, VT 05401 A+5.0 ★Texas Ratio: 1.41% |
Conventional, Jumbo, HELOC | 6 +2 HELOCs |
2% | 100% | $415,000 | View |
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1 office in Burlington 1070 North Ave, Burlington, VT 05408 A+5.0 ★Texas Ratio: 4.11% |
Conventional, Jumbo, HELOC | 3 +13 HELOCs |
1% | 100% | $1,118,333 | View |
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1 office in Burlington 111 Main St, Burlington, VT 05401 A+5.0 ★Texas Ratio: 3.71% |
Conventional, FHA, HELOC | 3 +5 HELOCs |
1% | 75% | $198,333 | View |
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2 offices in Burlington 149 Bank St, Burlington, VT 05401 A+5.0 ★Texas Ratio: 4.81% |
Conventional | 3 | 1% | 66.7% | $225,000 | View |
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1 office in Burlington 148 College St, Burlington, VT 05401 A+5.0 ★Texas Ratio: 5.44% |
Conventional, HELOC | 2 +9 HELOCs |
0.7% | 50% | $620,000 | View |
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2 offices in Burlington 1014 North Ave, Burlington, VT 05408 A+5.0 ★Texas Ratio: 3.83% |
Conventional, HELOC | 2 +5 HELOCs |
0.7% | 100% | $345,000 | View |
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1 office in Burlington 150 Bank St, Burlington, VT 05401 A+5.0 ★Texas Ratio: 3.43% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $205,000 | View |
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1 office in Burlington 1 Church St, Burlington, VT 05401 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.3% | 100% | $385,000 | View |
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University of VT Medical Center McClure 2 Connector, Burlington, VT 05401 1473 A+5.0 ★Texas Ratio: 3.84% |
Conventional, VA, Jumbo, HELOC | 63 +32 HELOCs |
21.2% | 91.4% | $282,460 | View |
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84 Pine St, Burlington, VT 05401 4441 A+5.0 ★Texas Ratio: 3.32% |
Conventional, HELOC | 21 +29 HELOCs |
7.1% | 100% | $311,666 | View |
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1028 Us Route 302, Berlin, VT 05641 A-4.8 ★Texas Ratio: 14.30% |
Conventional, FHA | 15 | 5.1% | 100% | $240,333 | View |
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92 North Ave, Burlington, VT 05401 2937 C+4.2 ★Texas Ratio: 24.49% |
Conventional | 3 | 1% | 100% | $135,000 | View |
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265 S Main St, Barre, VT 05641 4815 A5.0 ★Texas Ratio: 8.74% |
Conventional | 3 | 1% | 100% | $45,000 | View |
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560 S BARRE RD, BARRE, VT 05641 A5.0 ★Texas Ratio: 13.41% |
Conventional | 1 | 0.3% | 100% | $155,000 | View |
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6 Park St, Brandon, VT 05733 A+5.0 ★Texas Ratio: 1.16% |
Conventional | 1 | 0.3% | 100% | $655,000 | View |
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A5.0 ★Texas Ratio: 7.85% |
Conventional | 46 | 15.5% | 97.9% | $428,260 | View |
EMM Loans LLC
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Conventional, FHA, VA | 31 | 10.4% | 96.9% | $379,516 | |
Rocket Mortgage
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Conventional, FHA, VA | 16 | 5.4% | 85.7% | $295,625 | |
United Wholesale Mortgage
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Conventional, Jumbo | 10 | 3.4% | 83.3% | $541,000 | |
Cmg Mortgage Inc
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Conventional, HELOC | 5 +2 HELOCs |
1.7% | 100% | $333,000 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional, Jumbo | 5 | 1.7% | 100% | $745,000 | View |
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A+5.0 ★Texas Ratio: 3.16% |
Conventional | 4 | 1.3% | 100% | $482,500 | View |
Better Mortgage Corporation
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Conventional, FHA | 4 | 1.3% | 80% | $547,500 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA, Jumbo | 3 | 1% | 100% | $765,000 | |
Guaranteed Rate, Inc.
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Conventional | 2 | 0.7% | 100% | $355,000 | |
Sage Home Loans Corporation
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Conventional | 2 | 0.7% | 66.7% | $605,000 | |
Norwich Commercial Group Inc
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Conventional, VA | 2 | 0.7% | 100% | $500,000 | |
Movement Mortgage, LLC
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Conventional | 2 | 0.7% | 100% | $305,000 | |
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A+5.0 ★Texas Ratio: 0.65% |
Conventional | 2 | 0.7% | 100% | $495,000 | View |
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A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 0.7% | 100% | $315,000 | View |
Fairway Independent Mort Corp
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Conventional | 2 | 0.7% | 100% | $475,000 | |
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A+5.0 ★Texas Ratio: 0.37% |
Conventional, Jumbo | 1 | 0.3% | 100% | $945,000 | View |
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A+5.0 ★Texas Ratio: 3.66% |
Conventional | 1 | 0.3% | 100% | $335,000 | View |
Freedom Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $205,000 | |
Newrez LLC
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Conventional | 1 | 0.3% | 50% | $305,000 | |
PHH Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $585,000 | |
loanDepot.com LLC
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Conventional | 1 | 0.3% | 100% | $645,000 | |
Guild Mortgage Company
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Conventional | 1 | 0.3% | 100% | $185,000 | |
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A+5.0 ★Texas Ratio: 4.14% |
Conventional | 1 | 0.3% | 100% | $675,000 | View |
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A+5.0 ★Texas Ratio: 3.19% |
Conventional | 1 | 0.3% | 100% | $675,000 | View |
Mutual of Omaha Mortgage
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Conventional | 1 | 0.3% | 100% | $315,000 | |
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A+5.0 ★Texas Ratio: 3.54% |
Conventional, Jumbo | 1 | 0.3% | 100% | $1,285,000 | View |
Stanford Federal Credit Union
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Conventional | 1 | 0.3% | 100% | $355,000 | |
Paramount Residential Mortgage
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Conventional | 1 | 0.3% | 100% | $575,000 | |
Carrington Mortgage Services LLC
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FHA | 1 | 0.3% | 33.3% | $105,000 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional | 1 | 0.3% | 100% | $365,000 | View |
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.85% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
New American Funding, LLC.
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Spring Eq, LLC
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HELOC | 0 +1 HELOCs |
0% | 0% |
Burlington Mortgage Rate Trends
Daily average mortgage rates for Vermont compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Burlington, Vermont
Looking for mortgage lenders near me or mortgage brokers near me in Burlington? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Burlington in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Burlington, VT
Use these to narrow the list above. Each category shows how many Burlington, VT lenders fit and what that kind of lender is usually best for.
Who Lends in Burlington, VT
Independent mortgage companies closed 29.3 percent of home loans in Burlington, Vermont in 2025, banks 37 percent and credit unions 33.7 percent. EMM Loans LLC was the largest mortgage company, Northfield Savings Bank the largest bank and NorthCountry Federal Credit Union the largest credit union. Among lenders headquartered in Vermont, NorthCountry Federal Credit Union led with 8 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Vermont. Property transfer tax paid by the buyer: 1.25 percent generally, with a principal residence taxed at 0.5 percent on the first $200,000 and 1.25 percent above that; most transfers also carry a 0.22 percent clean water surcharge, and non-primary residences (second homes) pay 3.4 percent plus the surcharge.
More Vermont Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Burlington, VT
By home loans closed in 2025, NorthCountry Federal Credit Union was the largest mortgage lender in Burlington, Vermont with 8 loans, about 2.7 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Burlington, Vermont, EastRise Federal Credit Union approved the highest share of completed applications in 2025 at 91.4 percent, against a 90 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
7 lenders closed FHA loans in Burlington, Vermont in 2025, led by EMM Loans LLC with 3. 5 lenders closed VA loans, led by EastRise Federal Credit Union. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 23 banks and 7 credit unions closed home loans in Burlington, Vermont in 2025, alongside 22 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Burlington, Vermont during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Burlington, Vermont for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Burlington. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
