Best Personal Loan Rates in South Burlington, Vermont -
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in South Burlington, Vermont include: Vermont Federal Credit UnionVermont Federal Credit Union80 Midas Dr Ste 100, South Burlington, VT, 05403 6374A+5.0 ★Texas Ratio: 3.31% offering 24 Months Loan at 4.40% APR, Northfield Savings BankNorthfield Savings Bank1120 Shelburne Rd, South Burlington, VT, 05403A+5.0 ★Texas Ratio: 4.01% offering Credit builder Loan at 5.50% APR, Community BankCommunity Bank1309 Williston Rd, South Burlington, VT, 05403A+5.0 ★Texas Ratio: 3.23% offering Unsecured Personal loan at 7.49% APR, EastRise Credit UnionEastRise Credit Union1000 Shelburne Rd, South Burlington, VT, 05403 6957A+5.0 ★Texas Ratio: 4.41% offering Unsecured Personal Loan at 10.50% APR, and TrustCo BankTrustCo BankA+5.0 ★Texas Ratio: 3.16% offering Passbook Loan at 4.00% APR. Personal loan rates as of June 9, 2026 according to verified data from MonitorBankRates.
South Burlington has 4 local institutions in our database, with personal loan rates as low as 4.40% APR from Vermont Federal Credit Union at 80 Midas Dr Ste 100, South Burlington, VT, 05403 6374. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in South Burlington, Vermont.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in South Burlington, Vermont. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: June 9, 2026
South Burlington Personal Loan Rates
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FIXED APR WITH AUTO PAY; Advertised Annual Percentage Rate accurate as of 4/20/2026 and are subject to change without notice. 7.49% APR available to qualified borrowers: 1). Requesting a minimum loan amount of $2,000; 2) With a bank-obtained credit score of at least 700; 3). Who have an eligible CBNA checking account (Includes: CBNA Carefree Checking, Premium Checking, or 50 Direct Checking); AND 4). With autopay from an eligible CBNA checking account. Maximum Loan Term is 60 months. Minimum Period for Repayment: 12 Months. Credit scores below 700 can range up to a maximum APR of 16.00% (rate without eligible CBNA checking account discount and without autopay discount). No origination fee, No Pre-payment penalty fee. For example, a 60-month $15,000 unsecured loan with an 7.49% interest rate would have 60 scheduled monthly payments of approximately $300.56. All loan applications are subject to credit approval and offered loan terms are dependent upon requested loan amount, loan term, credit score, credit history, and other factors. Other terms and conditions may apply. Call for details.
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South Burlington Personal Loan Rates
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FIXED APR WITH AUTO PAY; Advertised Annual Percentage Rate accurate as of 4/20/2026 and are subject to change without notice. 7.49% APR available to qualified borrowers: 1). Requesting a minimum loan amount of $2,000; 2) With a bank-obtained credit score of at least 700; 3). Who have an eligible CBNA checking account (Includes: CBNA Carefree Checking, Premium Checking, or 50 Direct Checking); AND 4). With autopay from an eligible CBNA checking account. Maximum Loan Term is 60 months. Minimum Period for Repayment: 12 Months. Credit scores below 700 can range up to a maximum APR of 16.00% (rate without eligible CBNA checking account discount and without autopay discount). No origination fee, No Pre-payment penalty fee. For example, a 60-month $15,000 unsecured loan with an 7.49% interest rate would have 60 scheduled monthly payments of approximately $300.56. All loan applications are subject to credit approval and offered loan terms are dependent upon requested loan amount, loan term, credit score, credit history, and other factors. Other terms and conditions may apply. Call for details.
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South Burlington Debt Consolidation Loan Rates
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South Burlington Signature Loan Rates
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South Burlington, VT Personal Loan Rate Trends
Compare local South Burlington, VT personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Vermont personal loan rates currently average 9.151% APR.
Vermont signature loan rates fell 0.003 points over the past 7 days to 11.001% APR.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our South Burlington, Vermont personal loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Personal Loan Rate Data: We aggregate personal loan rates for South Burlington, Vermont directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available personal loan products in South Burlington, Vermont. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national lenders available to borrowers in VT.
Regularly Updated APRs: Our rate updaters verify and update personal loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Personal loan APRs shown typically represent “as low as” rates for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, and loan amount.
Frequently Asked Questions
What credit score do I need for a personal loan in Vermont?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Vermont?
Are credit unions or banks better for personal loans in South Burlington, Vermont?
What are the best personal loan rates in South Burlington, Vermont?
- Vermont Federal Credit Union: 4.40% (24 Months Loan)
- Northfield Savings Bank: 5.50% (Credit builder Loan)
- Community Bank: 7.49% (Unsecured Personal loan)
- EastRise Credit Union: 10.50% (Unsecured Personal Loan)
- TrustCo Bank: 4.00% (Passbook Loan)
South Burlington, Vermont Rates & Resources
Personal Loan Calculators
