Best Personal Loan Rates in South Burlington, Vermont -
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in South Burlington, Vermont include: Northfield Savings BankNorthfield Savings Bank1120 Shelburne Rd, South Burlington, VT, 05403A+5.0 ★Texas Ratio: 4.01% offering New Loan at 4.75% APR, Vermont Federal Credit UnionVermont Federal Credit Union80 Midas Dr Ste 100, South Burlington, VT, 05403 6374A+5.0 ★Texas Ratio: 3.31% offering MOVE 3% Down Loan at 5.88% APR, 802 Credit Union802 Credit Union50 White St, South Burlington, VT, 05403A+5.0 ★Texas Ratio: 5.65% offering 10 Year Loan at 5.96% APR, Green Mountain Credit UnionGreen Mountain Credit Union1250 Shelburne Rd, South Burlington, VT, 05403 7783C4.0 ★Texas Ratio: 26.46% offering Credit Builder Loan at 6.99% APR, and EastRise Credit UnionEastRise Credit Union1000 Shelburne Rd, South Burlington, VT, 05403 6957A+5.0 ★Texas Ratio: 4.41% offering Unsecured Personal Loan at 10.50% APR. Personal loan rates as of July 24, 2026 according to verified data from MonitorBankRates.
South Burlington has 5 local institutions in our database, with personal loan rates as low as 4.75% APR from Northfield Savings Bank at 1120 Shelburne Rd, South Burlington, VT, 05403. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in South Burlington, Vermont.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in South Burlington, Vermont. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: July 24, 2026
South Burlington Personal Loan Rates
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APR = annual percentage rate and reflects the current minimum APR offered. Other rates and terms may be available. APR may be adjusted based on your individual credit standing and term.
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APR = annual percentage rate and reflects the current minimum APR offered. Other rates and terms may be available. APR may be adjusted based on your individual credit standing and term.
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As Low As; Heating Fuel loan*
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As Low As; Rates as low as 9.99% APR*
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As Low As; Signature loan
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South Burlington Personal Loan Rates
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APR = annual percentage rate and reflects the current minimum APR offered. Other rates and terms may be available. APR may be adjusted based on your individual credit standing and term.
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APR = annual percentage rate and reflects the current minimum APR offered. Other rates and terms may be available. APR may be adjusted based on your individual credit standing and term.
As Low As; Rates as low as 9.99% APR*
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South Burlington Debt Consolidation Loan Rates
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South Burlington Signature Loan Rates
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South Burlington, VT Personal Loan Rate Trends
Compare local South Burlington, VT personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Vermont personal loan rates currently average 10.402% APR.
Vermont signature loan rates rose 0.037 points over the past 7 days to 11.313% APR.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our South Burlington, Vermont personal loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Personal Loan Rate Data: We aggregate personal loan rates for South Burlington, Vermont directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available personal loan products in South Burlington, Vermont. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national lenders available to borrowers in VT.
Regularly Updated APRs: Our rate updaters verify and update personal loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Personal loan APRs shown typically represent “as low as” rates for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, and loan amount.
Frequently Asked Questions
What credit score do I need for a personal loan in Vermont?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Vermont?
Are credit unions or banks better for personal loans in South Burlington, Vermont?
What are the best personal loan rates in South Burlington, Vermont?
- Northfield Savings Bank: 4.75% (New Loan)
- Vermont Federal Credit Union: 5.88% (MOVE 3% Down Loan)
- 802 Credit Union: 5.96% (10 Year Loan)
- Green Mountain Credit Union: 6.99% (Credit Builder Loan)
- EastRise Credit Union: 10.50% (Unsecured Personal Loan)
South Burlington, Vermont Rates & Resources
Personal Loan Calculators
