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WesTex Community Credit Union Rates & Review August 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

Founder & Data Architect
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| iEditorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Rates Last Updated and Verified: August 28, 2026

WesTex Community Credit Union's money market rates are at 0.00%. MonitorBankRates evaluates the financial stability of WesTex Community Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.57%. Rates last updated and verified on 08/28/2026.

WesTex Community Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at WesTex Community Credit Union? Share your experience about WesTex Community Credit Union by leaving a review below, or read customer reviews before you decide to use WesTex Community Credit Union.

MonitorBankRates Verified Strong Badge 2026 Verified Strong Use This Badge on Your Credit Union Website
Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
2.57%
Excellent Lower than avg
WesTex Community Credit Union
WesTex Community Credit Union
200 E Austin St
Kermit, TX 79745
https://wccu.net
Member NCUA

WesTex Community Credit Union Savings Rates

Product Rate APY View More
Christmas Club 0.40% 0.40%
Min Balance $0
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.57%

WesTex Community Credit Union Money Market Rates

Product Rate APY View More
EMMA 0.00% 0.00%
Min Balance $0
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.57%

WesTex Community Credit Union Checking Rates

Product Rate APY View More
Checking 0.00% 0.00%
Min Balance $0
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.57%

WesTex Community Credit Union Credit Card Rates

Product Rate APR View More
Visa Credit Cards - 7.90%
Details No annual fees. Intro rate for 6 months on transfers. Cash back rewards.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.57%
Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
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Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for WesTex Community Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather WesTex Community Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with WesTex Community Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name WesTex Community Credit Union
Website https://wccu.net
Address 200 E Austin St, Kermit, TX 79745
Phone 432-586-6631
Fax 432-586-2996
President Vonda Warren
CEO Kenneth Arnold
Full-Time Employees 50
Part-Time Employees 1
Branch Locations 5
ATM Locations 3
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
2.57%
Return on Assets (ROA)
1.6724%
Return on Equity (ROE)
11.5576%
Non-Performing Loans Ratio (NPL)
0.74%
Total Assets
217,392,946
Total Amount of Shares and Deposits
184,433,971
Total Shares and Deposits < 1 Year
182,471,822
Total Shares and Deposits 1 3 Years
1,962,149
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
25,027,428
Total Uninsured Shares and Deposits > $250K (F+J)
25,027,428
Total Insured Shares and Deposits > $250K (item 17 less item K)
159,406,543
Total Interest Expense (Sum of items 6 8)
1,270,765
Share Certificates
552
Number of Accounts for Share Drafts
9,492
IRA KEOGH Accounts
144
Number of Accounts for Regular Shares
16,943
All other shares
433
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
14,718,714
Total Liabilities
186,319,464
Source: NCUA — Last Updated 09/30/2025
MonitorBankRates Verified Strong Badge 2026
2026 MBR Health & Safety Badge

WesTex Community Credit Union earned the Verified Strong badge

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Customer Reviews

There are no reviews for WesTex Community Credit Union yet. Feel free to create one below.
Looking for more bank and credit union reviews? Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.
Average Rating
☆☆☆☆☆
Total Reviews
0
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Frequently Asked Questions About WesTex Community Credit Union

How many branches does WesTex Community Credit Union operate?

WesTex Community Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join WesTex Community Credit Union?

Yes, to access services at WesTex Community Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, WesTex Community Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, WesTex Community Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does WesTex Community Credit Union offer online and mobile banking?

Most modern institutions like WesTex Community Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://wccu.net.

Current WesTex Community Credit Union Rates

  • MMA0.00%
Retrieved from our database of financial products. Rates subject to change.

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