Polam Federal Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Polam Federal Credit Union12-month CD rates can be found at 3.79%, 6-month CD rates at 1.77% and 3-month CD rates at 4.10%. Savings rates are at 0.25% and money market rates are at 0.07%. Mortgage rates on 30-year fixed loans are around 6.55%. Credit Card rates are at 15.40%. Personal Loan rates are at 8.89%. All these rates, and more, can be found in our database of rates which you can compare to Polam Federal Credit Union rates.

Compare Polam Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Polam Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Polam Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Polam Federal Credit Union? Share your experience about Polam Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Polam Federal Credit Union.

Overall, Polam Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Polam Federal Credit Union
Polam FCU
589 N LARCHMONT BLVD
LOS ANGELES, CA 90004 1305
Member NCUA
MonitorBankRates' Rating
5/5
★★★★★

Compare Polam Federal Credit Union Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Mountain America Federal Credit Union
Mountain America Federal Credit Union
60-Month CD
4.25%
$500
GTE Financial Credit Union
GTE Financial Credit Union
36-Month CD (Jumbo)
4.13%
$100,000
Neffs National Bank
Neffs National Bank
12-Month CD
4.00%
$10,000
PSECU
PSECU
24-Month CD
3.75%
$500
Bankwell Bank
Bankwell Bank
High Yield Money Market
3.75%
$100,000
Farmers and Merchants Bank Milligan, NE
Farmers and Merchants Bank Milligan, NE
24-Month CD
3.75%
$500
CorTrust Bank
CorTrust Bank
24-Month CD
3.75%
$500
Great Plains State Bank
Great Plains State Bank
24-Month CD
3.70%
$500
Centinel Bank of Taos
Centinel Bank of Taos
18-Month CD IRA
3.25%
$1,000
Abilene Teachers Federal Credit Union
Abilene Teachers Federal Credit Union
12-Month CD
3.25%
$500
Reliance State Bank
Reliance State Bank
24-Month CD
3.02%
$2,500
First National Bank of Hutchinson
First National Bank of Hutchinson
48-Month CD
2.87%
$5,000
1st Bergen Federal Credit Union
1st Bergen Federal Credit Union
36-Month CD
2.52%
$250
New Haven Bank
New Haven Bank
60-Month CD
2.50%
$500
Rosedale FSL
Rosedale FSL
24-Month CD
2.50%
$500
BECU Boeing Employees Credit Union
BECU Boeing Employees Credit Union
Money Market (Member Advantage)
2.43%
$0
Bank of Burlington
Bank of Burlington
12-Month CD
2.27%
$1,000
Osgood Bank
Osgood Bank
18-Month CD
2.27%
$1,000
Apple Bank for Savings
Apple Bank for Savings
Apple Advantage Money Market
2.25%
$10,000
Home Bank of California
Home Bank of California
48-Month CD
2.13%
$2,500
Hyperion Bank
Hyperion Bank
60-Month CD
2.00%
$500
Maine Community Bank
Maine Community Bank
18-Month CD
2.00%
$500
F&M Bank and Trust Company
F&M Bank and Trust Company
48-Month CD
1.76%
$5,000
Monroe Savings Bank
Monroe Savings Bank
24-Month CD
1.75%
$500
Northrim Bank
Northrim Bank
36-Month CD
1.70%
$500
FNB of Pandora
FNB of Pandora
24-Month CD
1.31%
$1,000
CNB St Louis Bank
CNB St Louis Bank
60-Month CD
1.26%
$500
Union State Bank Pell City, AL
Union State Bank Pell City, AL
12-Month CD
1.25%
$500
The Peoples Bank Co.
The Peoples Bank Co.
18-Month CD
1.21%
$500
Midland Federal S&L
Midland Federal S&L
48-Month CD
1.01%
$1,000
The Apple Creek Banking Company
The Apple Creek Banking Company
18-Month CD
1.01%
$500
Freedom Bank Columbia Falls, MT
Freedom Bank Columbia Falls, MT
Money Market
1.00%
$1,000
First State Bank and Trust
First State Bank and Trust
6-Month CD
0.95%
$2,500
Albany B&T Co. N.A.
Albany B&T Co. N.A.
Money Market
0.65%
$2,500
BankOrion
BankOrion
18-Month CD
0.65%
$500
Federation Bank
Federation Bank
18-Month CD
0.60%
$500
Golden Belt Bank, FSA
Golden Belt Bank, FSA
Money Market
0.50%
$2,500
Kennebunk Savings Bank
Kennebunk Savings Bank
36-Month CD
0.40%
$500
Savings Bank of Danbury
Savings Bank of Danbury
18-Month CD
0.40%
$500
First State B&T Williston, ND
First State B&T Williston, ND
Classic Money Market
0.30%
$2,000
First National Bank in Pinckneyville
First National Bank in Pinckneyville
Money Market
0.20%
$1
American Bank of Baxter Springs
American Bank of Baxter Springs
3-Month CD
0.10%
$1,000
Fifth District Savings Bank
Fifth District Savings Bank
Savings
0.10%
$0
The Honesdale National Bank
The Honesdale National Bank
Statement Saving
0.10%
$100
Teachers Federal Credit Union
Teachers Federal Credit Union
Business Money Market
0.10%
$2,500
Community Bank of Raymore
Community Bank of Raymore
12-Month CD
0.05%
$500
Unico Bank
Unico Bank
3-Month CD
0.05%
$1,000
1st Ed Credit Union
1st Ed Credit Union
Regular Savings
0.05%
$5
Citizens State Bank Hudson, WI
Citizens State Bank Hudson, WI
Premium Interest Checking
0.04%
$0
Androscoggin Savings Bank
Androscoggin Savings Bank
Money Market
0.01%
$0
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Polam Federal Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Lender
Product
Rate
APR
Points
Piedmont Advantage Credit Union
Piedmont Advantage Credit Union
15-Year Fixed
5.000%
5.255%
0.000
North Carolina Press Association Federal Credit Union
North Carolina Press Association Federal Credit Union
15 Year Fixed
5.250%
5.386%
0.000
Apple Federal Credit Union
Apple Federal Credit Union
15-Year Fixed
5.500%
5.738%
1.000
1st United Credit Union
1st United Credit Union
7/1 ARM Jumbo
5.750%
5.784%
0.000
Connections Bank
Connections Bank
15-Year Fixed
5.750%
5.810%
0.000
FCN Bank, N.A.
FCN Bank, N.A.
15-Year Fixed
5.750%
5.812%
0.000
Piedmont Advantage Credit Union
Piedmont Advantage Credit Union
20-Year Fixed
5.625%
5.831%
0.000
Spire Credit Union
Spire Credit Union
10/1 ARM (Jumbo)
6.125%
5.974%
0.000
Phoenixville Federal B&T
15-Year Fixed
5.875%
5.984%
0.125
Teachers Federal Credit Union
Teachers Federal Credit Union
15-Year Fixed
5.875%
5.990%
0.000
NESC Federal Credit Union
NESC Federal Credit Union
15 Year Fixed
6.000%
6.008%
0.000
Ridgewood Savings Bank
Ridgewood Savings Bank
15-Year Fixed
5.875%
6.030%
0.000
Altoona First Savings Bank
Altoona First Savings Bank
30-Year Fixed
6.000%
6.031%
0.000
Ulster Savings Bank
Ulster Savings Bank
3-Year ARM
5.250%
6.037%
0.000
Vystar Credit Union
Vystar Credit Union
5/5 ARM
5.625%
6.037%
0.000
The Bank of Brodhead
The Bank of Brodhead
30-Year Fixed
6.000%
6.043%
0.000
Hatboro Federal Savings
Hatboro Federal Savings
20-Year Fixed
5.750%
6.061%
2.000
USB Union Savings Bank
USB Union Savings Bank
15-Year Fixed
5.875%
6.087%
0.000
1st Northern California Credit Union
1st Northern California Credit Union
30-Year Fixed (Jumbo)
6.000%
6.092%
0.750
NESC Federal Credit Union
NESC Federal Credit Union
5/5 ARM
6.000%
6.109%
0.000
Seaboard Federal Credit Union
Seaboard Federal Credit Union
7/1 ARM
5.875%
6.112%
0.000
Citizens Bank
Citizens Bank
15-Year Fixed
6.000%
6.123%
0.375
Somerset Savings Bank
Somerset Savings Bank
30-Year Fixed
6.000%
6.133%
0.000
Service Federal Credit Union
Service Federal Credit Union
5/1 ARM Jumbo
5.375%
6.137%
0.000
Somerset Savings Bank
Somerset Savings Bank
5/1 ARM
5.500%
6.161%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare Polam Federal Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Institution
Product
APR
Notes
Randolph Brooks FCU
Randolph Brooks FCU
Premier Rate Credit Card Mastercard
12.950% - 18.000%
The Golden 1 Credit Union
The Golden 1 Credit Union
Member Cash Rewards+ VISA
17.040% - 23.040%
Maximize rewards with increased cash back on everyday purchases – with up to 4% cash back on gas purchases. Plus, 3% on groceries, restaurants, and food delivery with 1% on everything else.
Suncoast Credit Union
Suncoast Credit Union
Rewards Share Secured
18.000%
Credit Limit - $300 - $5,000
Acadian Federal Credit Union
Acadian Federal Credit Union
Acadian CU Visa Classic
9.200%
9.20% APR for purchases, balance transfers and cash advances.
A & S Federal Credit Union
A & S Federal Credit Union
Visa Platinum Card
9.500%
No annual fee; Earn Rewards
America First Federal Credit Union
America First Federal Credit Union
PLATINUM REWARDS VISA
14.740%
Acipco Federal Credit Union
Acipco Federal Credit Union
Visa Credit Card
9.990%
Y-12 Federal Credit Union
Y-12 Federal Credit Union
VISA Traditional
14.240% - 18.000%
America First Federal Credit Union
America First Federal Credit Union
CLASSIC FLAT 1% CASH BACK VISA
18.000%
1% Cash Back Classic Card
1st Valley Credit Union
1st Valley Credit Union
Platinum Visa
8.750%
Acme Continental Credit Union
Acme Continental Credit Union
Acme Visa Credit Card
9.990% - 18.000%
680 and above rate = 9.90% with Score Card points or 8.80% with No points. 640-679 rate = 10.80%. 600-639 rate = 12.84%. 599 and below rate = 18.00%.
Access Federal Credit Union
Access Federal Credit Union
Access FCU Visa Gold
9.900%
1st Cooperative Federal Credit Union
1st Cooperative Federal Credit Union
Visa Platinum Credit Card
8.500%
As low as 8.50%
LMCU Lake Michigan Credit Union
LMCU Lake Michigan Credit Union
Max Rewards Visa Credit Card
15.250%
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Visa Signature Rewards
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
School Employee Mastercard
11.750% - 17.900%
Maximum Loan Amount Up to $35,000.00
ABCO Federal Credit Union
ABCO Federal Credit Union
VISA® Credit Cards
7.990%
Academic Federal Credit Union
Academic Federal Credit Union
Academic VISA® Classic
15.400%
Abri Credit Union
Abri Credit Union
Platinum Visa
12.400% - 21.400%
The right choice if you carry a monthly balance & want to pay the lowest rate.
America First Federal Credit Union
America First Federal Credit Union
Platinum Low Rate VISA
12.240%
Low Rate Platinum Card
600 Atlantic Federal Credit Union
600 Atlantic Federal Credit Union
Visa Credit Card
11.900%
ACMG Federal Credit Union
ACMG Federal Credit Union
VISA Platinum without Rewards
7.900%
Academic Federal Credit Union
Academic Federal Credit Union
Academic VISA® Platinum
10.900%
1st MidAmerica Credit Union
1st MidAmerica Credit Union
Platinum
8.900%
Vystar Credit Union
Vystar Credit Union
Platinum Visa
15.350%
Show More

The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare Polam Federal Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Institution
Product
APR
Loan Amt
Loan Term Months
Security Service Federal Credit Union
Security Service Federal Credit Union
Personal Loan
11.240% - 17.950%
$0
25 - 36
Academic Employees Credit Union
Academic Employees Credit Union
Preferred Personal Loan
10.000%
$0
60
Accentra Credit Union
Accentra Credit Union
Personal Loan
11.760%
$0
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Personal Loan
10.490%
$0
60 - 60
Alec Federal Credit Union
Alec Federal Credit Union
New Signature Loans
8.990%
$0
Abri Credit Union
Abri Credit Union
Personal Loans
8.990% - 19.990%
$500 - $30,000
60
360 Federal Credit Union
360 Federal Credit Union
Term Line of Credit 84 months
8.000%
$0
Canyon View Credit Union
Canyon View Credit Union
Personal Loans
13.740%
$5,000
60 - 60
ABCO Federal Credit Union
ABCO Federal Credit Union
Personal Loans
10.490%
$0
The Golden 1 Credit Union
The Golden 1 Credit Union
Credit Starter Loan
16.250%
$0
Vystar Credit Union
Vystar Credit Union
Personal Line of Credit
16.240%
$0
60
1st University Credit Union
1st University Credit Union
Unsecured Signature Loan
10.250%
$0
37 - 60
Y-12 Federal Credit Union
Y-12 Federal Credit Union
Ultra Loan
13.990%
$0
Randolph Brooks FCU
Randolph Brooks FCU
Signature Personal Loan
12.150% - 18.000%
$0
49 - 60P
Academic Federal Credit Union
Academic Federal Credit Union
Personal Line of Credit
9.000%
$0
60
Circuit Federal Credit Union
Circuit Federal Credit Union
Personal Loans
10.250% - 10.650%
$3,000 - $25,000
ACFCU
ACFCU
Gold Star Loan
14.200%
$0
48
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Overdraft Protection Loan
11.500% - 17.900%
$0 - $5,000
America First Federal Credit Union
America First Federal Credit Union
Line of Credit Variable
16.740%
$0
Achieve Financial Credit Union
Achieve Financial Credit Union
Unsecured/Personal Loans
8.990%
$0
Act 1st Federal Credit Union
Act 1st Federal Credit Union
Signature Loan
12.500%
$0
60 - 60
Advantage Plus Federal Credit Union
Advantage Plus Federal Credit Union
Signature Loan
12.990%
$0
1 - 24
Access Of Louisiana Federal Credit Union
Access Of Louisiana Federal Credit Union
Personal Loan
9.200% - 17.950%
$0 - $500
48 - 48
Access Of Louisiana Federal Credit Union
Access Of Louisiana Federal Credit Union
Personal Loan
9.200% - 17.950%
$0 - $15,000
60 - 60
1st Liberty Federal Credit Union
1st Liberty Federal Credit Union
Signature Loans
11.240%
$0 - $10,000
60 - 60
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Polam Federal Credit Union rate data right now, check back for updates, we are adding rates all the time.

Polam Federal Credit Union Information

Credit Union Name: Polam Federal Credit Union
Full Time Employees: 10
Part Time Employees: 2
President: Mariusz Kicinski
CEO: Jennifer Audette
Branch Locations: 2
ATM Locations: 0
Corporate Office Address:
589 N LARCHMONT BLVD
LOS ANGELES, CA 90004 1305
Phone Number: 323-463-5137
Fax Number: 323-460-4518

Polam Federal Credit Union Financials

Total Assets:
73,752,396
Total Amount of Shares and Deposits:
65,919,337
Total Shares and Deposits < 1 Year:
58,352,995
Total Shares and Deposits 1 3 Years:
7,020,886
Total Shares and Deposits > 3 Years:
545,455
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
1,353,807
Total Uninsured Shares and Deposits > $250K (F+J):
1,353,807
Total Insured Shares and Deposits > $250K (item 17 less item K):
64,565,530
Total Interest Expense (Sum of items 6 8):
431,162
Share Certificates:
373
Number of Accounts for Share Drafts:
875
IRA KEOGH Accounts:
13
Number of Accounts for Regular Shares:
2,051
Non Member Deposits:
2
Money Market Shares:
45
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
3,120,840
Total Liabilities:
66,042,556
Show More

Polam Federal Credit Union Questions and Answers

No Cost Share Drafts:
Yes
Share Certificates with Low Minimum Balance Requirements:
No
Is Financial Counseling Offered?:
Yes
Financial Education offered for Members?:
No
Are financial literacy Workshops offered?:
No
Is there a first time homebuyer program?:
No
Credit management and repair offered?:
No
Online Financial Literacy?:
No
Bilingual Services:
1
No Cost Bill Payer:
Yes
Mortgage Processing:
No
Approved Mortgage Seller?:
No
Deposits and Shares Meeting 70310(a):
1
Brokered Certificates of Deposits:
1
payment:
Yes
Are low cost wire transfers available?:
No
Member Application:
No
Are New Loans Available:
No
New Share Account:
No
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
No
Account Aggregation:
1
Electronic Signature Authentication Certification:
No
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
No
Remote Deposit Allowed:
No
Are Mobile Payments Avilable?:
No
Show More
Source: NCUA Last Updated 03/31/2024

Explore Other Rate Deals

giantbank.com Money Market Account Jumbo rates are now at 0.55 percent with a yield of 0.55 percent. View current Money Market Account Jumbo rates at giantbank.com below.
This week two online banks, GE Capital Retail Bank and My Savings Direct, are offering the highest rate on our savings account rate table. Both banks are currently offering savings rates at of 1.04 percent and an APY of 1.05 percent. While the highest rates available remained the same, average rates moved slightly higher.
In the beginning of the year when mortgage rates and refinance rates headed higher there was concern the Fed's plan to drive mortgage rates and refinance rates lower by purchasing $600 billion in government bonds wasn't working out as planned. 30 year rates had hit a recent high of 5.04 percent on February 14 are now back below 5.00 percent, averaging 4.79 percent. 30 year mortgage rates and refinance rates in Texas are also below 5.00 percent averaging 4.91 percent.

Bank or Credit Union Offers and Deals

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PNC Bank High Yield Savings Account
Mortgage Rates Today July 25, 2012: Rates at New Low

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Treasury Yields are Moving Higher, Will Savings Rates Also Go Up?
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Polam Federal Credit Union Reviews

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