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Endurance Federal Credit Union Rates & Review April 2026

Endurance Federal Credit Union's Personal Loan Rates are at 8.50%. MonitorBankRates evaluates the financial stability of Endurance Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.72%. Rates were last updated on 04/23/2026.

Endurance Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Endurance Federal Credit Union? Share your experience about Endurance Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Endurance Federal Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
0.72%
Excellent Lower than avg
Endurance Federal Credit Union
Main 703 S 9th
703 S 9th St
Duncan, OK 73533 5101
https://www.endurancefcu.org
Member NCUA

Endurance Federal Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity First liens Oklahoma Only (Max LTV 85%) - - 5.25% 0 - 240 Months
No additional details.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.72%
Home Equity Junior liens Oklahoma Only (Max LTV 85%) - - 6.50% 0 - 180 Months
No additional details.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.72%

Endurance Federal Credit Union Auto Loan Rates

Product Rate Points APR Term View More
Auto Loan - - 4.50%
Details As Low As; 4/6-4/24 Only!
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.72%

Endurance Federal Credit Union Credit Card Rates

Product Rate APR View More
Visa Platinum Card - 7.75%
Details variable rate subject to change semi annually at prime + 1.00%
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.72%
Visa Classic Card - 12.95%
Details fixed
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.72%
VISA® Classic - 12.95%
Details travel discounts, travel dividends, auto renters insurance and much more
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.72%

Endurance Federal Credit Union Personal Loan Rates

Product Rate APR View More
Personal Loans - 8.50%
No additional details.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.72%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Endurance Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Endurance Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Endurance Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Endurance Federal Credit Union
Address 703 S 9th St, Duncan, OK 73533 5101
Phone 580-255-3550
Fax
President Ray Loghry
CEO Chris Bower
Full-Time Employees 35
Part-Time Employees 1
Branch Locations 4
ATM Locations 7
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.72%
Return on Assets (ROA)
0.6719%
Return on Equity (ROE)
4.7877%
Non-Performing Loans Ratio (NPL)
0.17%
Total Assets
184,733,555
Total Amount of Shares and Deposits
158,443,574
Total Shares and Deposits < 1 Year
142,414,941
Total Shares and Deposits 1 3 Years
14,895,521
Total Shares and Deposits > 3 Years
1,133,112
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
5,836,335
Total Uninsured Shares and Deposits > $250K (F+J)
5,836,335
Total Insured Shares and Deposits > $250K (item 17 less item K)
152,607,239
Total Interest Expense (Sum of items 6 8)
1,754,996
Share Certificates
604
Number of Accounts for Share Drafts
7,844
IRA KEOGH Accounts
148
Number of Accounts for Regular Shares
13,415
All other shares
1,158
Money Market Shares
127
Net Income (unless the amount is already included in Undivided Earnings)
1,241,257
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
15,329,255
Total Liabilities
158,849,984
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Total Reviews
0
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Frequently Asked Questions About Endurance Federal Credit Union

Is Endurance Federal Credit Union a safe place to deposit money?

Yes, Endurance Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 0.71720606040105%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Endurance Federal Credit Union operate?

Endurance Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Endurance Federal Credit Union?

Yes, to access services at Endurance Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Endurance Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Endurance Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Endurance Federal Credit Union offer online and mobile banking?

Most modern institutions like Endurance Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.endurancefcu.org.