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Advertiser Disclosure Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.

People Driven Credit Union Rates & Review June 2026

People Driven Credit Union's 1 Year Youth rates are at 4.50%, CD Special - 9 mth rates are at 4.00%, CD Special - 16 mth rates are at 3.90%, 1 Yr SuperJumbo rates are at 2.85%, 1 Year Jumbo rates are at 2.80%. People Driven Credit Union's savings rates are at 0.01%. People Driven Credit Union's money market rates are at 0.35%. People Driven Credit Union's Personal Loan Rates are at 8.49%. MonitorBankRates evaluates the financial stability of People Driven Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 4.69%. Rates were last updated on 06/16/2026.

People Driven Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at People Driven Credit Union? Share your experience about People Driven Credit Union by leaving a review below, or read customer reviews before you decide to use People Driven Credit Union.

MonitorBankRates Verified Strong Badge 2026 Verified Strong Use This Badge on Your Credit Union Website
Overall Health & Safety Grade ?
A+
Exceptional Health Score: 98/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
4.69%
Excellent Lower than avg
People Driven Credit Union
Main Office
24333 Lahser Rd
Southfield, MI 48033 6041
https://www.peopledrivencu.org
Member NCUA

People Driven Credit Union CD Rates

Product Rate APY Term View More
1 Year Youth 4.43% 4.50% 1 Year
Min Balance $25
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.69%
CD Special - 9 mth 3.94% 4.00%
Min Balance $500
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.69%
CD Special - 16 mth 3.84% 3.90%
Min Balance $500
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.69%
1 Yr SuperJumbo 2.82% 2.85% 1 Year
Min Balance $100,000
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.69%
1 Year Jumbo 2.77% 2.80% 1 Year
Min Balance $25,000
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.69%
1 Year 2.72% 2.75% 1 Year
Min Balance $500
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.69%
1 Year Save to Win 2.67% 2.70% 1 Year
Min Balance $25
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.69%
1 year Save to Win® Certificate of Deposit - 2.70% 1 year
Min Deposit $25
Details Earn one entry for each qualifying $25 increase in your certificate balance. Entry limits apply. See the official Save to Win® rules for details. Monthly, quarterly, and annual drawings. Early withdrawal penalties may apply and may reduce earnings. Saving for a 1-year term while earning chances to win cash prizes. Membership and eligibility requirements apply.
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.69%
6 Month 2.62% 2.65% 6 Month
Min Balance $500
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.69%
4 Year Jumbo 2.53% 2.55% 4 Year
Min Balance $25,000
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.69%
5 Year Jumbo 2.53% 2.55% 5 Year
Min Balance $25,000
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.69%
4 Year 2.48% 2.50% 4 Year
Min Balance $500
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.69%
5 Year 2.48% 2.50% 5 Year
Min Balance $500
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.69%
2 Year Jumbo 2.28% 2.30% 2 Year
Min Balance $25,000
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.69%
3 Year Jumbo 2.28% 2.30% 3 Year
Min Balance $25,000
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.69%
2 Year 2.23% 2.25% 2 Year
Min Balance $500
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.69%
3 Year 2.23% 2.25% 3 Year
Min Balance $500
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.69%

People Driven Credit Union Savings Rates

Product Rate APY View More
Savings 0.50% 0.50%
Min Balance $100
Details Rates Effective as of:
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.69%
Membership Share Savings Account - 0.01%
Min Deposit $5
Min Balance $5
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.69%
Savings 0.01% 0.01%
Min Balance $100
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.69%

People Driven Credit Union Money Market Rates

Product Rate APY View More
High Yield Money Market Account Rate 3.35% 3.40%
Min Balance $10,000
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.69%
Money Market - 3.40%
Details As High As; 2 APY = Annual Percentage Yield . APY is a standardized measure of the total interest earned on a deposit account over one year, based on the interest rate and the frequency of compounding. APY assumes that interest remains on deposit until maturity. Early withdrawals and applicable fees may reduce earnings. Rates are effective as of 12/12/2025 and are subject to change at any time without notice.
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.69%
High Yield Money Market Account Rate 2.96% 3.00%
Min Deposit $250,000
Details 3
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.69%
High Yield Money Market Account Rate 1.24% 1.25%
Min Deposit $100,000
Details 3
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.69%
High Yield Money Market Account Rate 1.14% 1.15%
Min Deposit $50,000
Details 3
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.69%
High Yield Money Market Account Rate 1.09% 1.10%
Min Deposit $25,000
Details 3
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.69%
High Yield Money Market Account Rate 0.60% 0.60%
Min Deposit $10,000
Details 3
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.69%
High Yield Money Market Account Rate 0.50% 0.50%
Min Deposit $2,500
Details 3
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.69%
High Yield Money Market Account Rate 0.35% 0.35%
Min Deposit $1,000
Details 3
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.69%
High Yield Money Market Account Rate Educational 0.35% 0.35%
Min Deposit $100
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.69%
High Yield Money Market Account Rate Roth 0.35% 0.35%
Min Deposit $100
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.69%
High Yield Money Market Account Rate Traditional 0.35% 0.35%
Min Deposit $100
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.69%

People Driven Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity HELOCs - - 6.50%
Details As Low As; APR = Annual Percentage Rate. Your actual APR and loan terms depend on credit approval and may vary based on creditworthiness, loan amount, and collateral type, value, age, and condition, if applicable. All rates are current as of today but are subject to change without notice
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.69%
Home Equity Loans - - 6.50%
Details As Low As; APR = Annual Percentage Rate. Your actual APR and loan terms depend on credit approval and may vary based on creditworthiness, loan amount, and collateral type, value, age, and condition, if applicable. All rates are current as of today but are subject to change without notice
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.69%
Home Equity Special - - 6.90% ?60 Months
Details As Low As; LTV <80%
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.69%
Home Equity Special - - 7.40% ?60 Months
Details As Low As; LTV >80-90%
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.69%
Home Equity Special - - 7.55% 61-120 Months
Details As Low As; LTV <80%
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.69%
Home Equity Special - - 7.90% ?60 Months
Details As Low As; LTV >90-100%
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.69%
Home Equity Special - - 8.05% 61-120 Months
Details As Low As; LTV >80-90%
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.69%
Home Equity Special - - 8.35% 121-180 Months
Details As Low As; LTV <80%
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.69%
Home Equity Special - - 8.55% 61-120 Months
Details As Low As; LTV >90-100%
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.69%
Home Equity Special - - 8.60% 181-240 Months
Details As Low As; LTV <80%
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.69%
Home Equity Special - - 8.85% 121-180 Months
Details As Low As; LTV >80-90%
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.69%
Home Equity Special - - 9.10% 181-240 Months
Details As Low As; LTV >80-90%
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.69%
Home Equity Special - - 9.35% 121-180 Months
Details As Low As; LTV >90-100%
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.69%
Home Equity Special - - 9.60% 181-240 Months
Details As Low As; LTV >90-100%
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.69%

People Driven Credit Union Auto Loan Rates

Product Rate Points APR Term View More
2026 Auto Loan Special - - 4.74% 72 Months
Details Lock In a Rate as Low As; * Payment Example : Monthly payments of $18.75 for each $1,000 borrowed at 4.74%1 APR* for 60 months.
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.69%
Auto Loan - - 4.74% ?36
Details As Low As; 1
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.69%
Auto Loans - - 4.74%
Details As Low As; 1Take advantage of a 0.25% discount when you enroll in autopay. This discount is already reflected in the "as low as" rate we advertise. To qualify, you must have Direct Deposit (from payroll, Social Security, or retirement income) and AutoPay set up from a People Driven Credit Union checking or savings account.
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.69%
Rebuilt & Salvage Title Auto Loan - - 4.74% ?36 Months
Details As Low As; Rates Effective as of:
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.69%
Auto Loan - - 5.24% 73-84
Details As Low As; 1
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.69%
Rebuilt & Salvage Title Auto Loan - - 5.24% 73-84 Months
Details As Low As; Rates Effective as of:
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.69%
Auto Loan - - 5.74% 96
Details As Low As; 1
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.69%
Rebuilt & Salvage Title Auto Loan - - 5.74% 96 Months
Details As Low As; Rates Effective as of:
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.69%
New and Used Auto Loans - - 7.74% Up to 36 Months
Details As Low As
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.69%
Rebuilt & Salvage Title Auto Loan - - 7.74%
Details As Low As; Rates Effective as of:
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.69%
New and Used Auto Loans - - 8.80% 37-48 Months
Details As Low As
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.69%
Rebuilt & Salvage Title Auto Loan - - 8.80% 37-48 months
Details As Low As; Rates Effective as of:
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.69%
New and Used Auto Loans - - 9.25% 61-72 Months
Details As Low As
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.69%
Rebuilt & Salvage Title Auto Loan - - 9.25% 61-72 months
Details As Low As; Rates Effective as of:
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.69%
New and Used Auto Loans - - 9.50% 73-84 Months
Details As Low As
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.69%
Rebuilt & Salvage Title Auto Loan - - 9.50% 73-84 months
Details As Low As; Rates Effective as of:
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.69%
New and Used Auto Loans - - 9.75% 96 Months
Details As Low As
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.69%
Rebuilt & Salvage Title Auto Loan - - 9.75% 96 months
Details As Low As; Rates Effective as of:
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.69%

People Driven Credit Union Credit Card Rates

Product Rate APR View More
Credit Cards - 3.99%
Details As Low As; * APR = Annual Percentage Rate. Your actual APR and loan terms depend on credit approval and may vary based on creditworthiness, loan amount, and collateral type, value, age, and condition, if applicable. All rates are current as of today but are subject to change without notice
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.69%
Visa Rewards Driven Credit Card - 3.99%
Details Intro rate expires: 6 months; Regular APR: 12.75%
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.69%

People Driven Credit Union Personal Loan Rates

Product Rate APR View More
Personal Loan Rate - 8.49%
Details The monthly payment at 8.490% APR for a term of 12 months would require payments of approximately $87.22/month, per $1,000 borrowed. APR=Annual Percentage Rate, subject to change. Rate is based on individual creditworthiness and term of the loan. The use of this calculator does not imply nor guarantee loan terms nor approval of financing. Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. People Driven Credit Union does not guarantee their applicability or accuracy in regards to your individual circumstances. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.69%
Personal Loans - 11.04%
Details As Low As;1
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.69%
Personal Loans - 13.10%
Details As Low As;1
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.69%
Personal Loans - 14.30%
Details As Low As;1
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.69%
Personal Loans - 15.30%
Details As Low As;1
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.69%
Personal Loan - 24.71%
Details As Low As; Rates Effective as of:
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.69%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for People Driven Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather People Driven Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with People Driven Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name People Driven Credit Union
Address 24333 Lahser Rd, Southfield, MI 48033 6041
Phone 248-263-4100
Fax 248-263-4107
President Karen Sanborn
CEO Renee DeMarco
Full-Time Employees 114
Part-Time Employees 2
Branch Locations 5
ATM Locations 5
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
4.69%
Return on Assets (ROA)
0.7264%
Return on Equity (ROE)
7.1404%
Non-Performing Loans Ratio (NPL)
0.68%
Total Assets
489,296,953
Total Amount of Shares and Deposits
416,349,583
Total Shares and Deposits < 1 Year
401,289,529
Total Shares and Deposits 1 3 Years
13,719,878
Total Shares and Deposits > 3 Years
1,340,176
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
27,095,573
Total Uninsured Shares and Deposits > $250K (F+J)
27,095,573
Total Insured Shares and Deposits > $250K (item 17 less item K)
389,254,010
Total Interest Expense (Sum of items 6 8)
3,503,066
Share Certificates
2,866
Number of Accounts for Share Drafts
18,078
IRA KEOGH Accounts
693
Number of Accounts for Regular Shares
33,197
Money Market Shares
1,167
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
11,930,144
Total Liabilities
449,111,428
Source: NCUA — Last Updated 09/30/2025
MonitorBankRates Verified Strong Badge 2026
2026 MBR Health & Safety Badge

People Driven Credit Union earned the Verified Strong badge

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Customer Reviews

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Frequently Asked Questions About People Driven Credit Union

How many branches does People Driven Credit Union operate?

People Driven Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join People Driven Credit Union?

Yes, to access services at People Driven Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, People Driven Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, People Driven Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does People Driven Credit Union offer online and mobile banking?

Most modern institutions like People Driven Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.peopledrivencu.org.

Current People Driven Credit Union Rates

  • 12-Month CD2.70%
  • 24-Month CD2.25%
  • 60-Month CD2.50%
  • Savings0.01%
  • MMA0.35%
Retrieved from our database of financial products. Rates subject to change.