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Arapahoe Credit Union

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Arapahoe Credit Union Rates & Review August 2026

Q: How many branches does Arapahoe Credit Union operate?

Arapahoe Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is a member application needed to join Arapahoe Credit Union?

Yes, to access services at Arapahoe Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Q: Is there a first-time homebuyer program?

Currently, Arapahoe Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Arapahoe Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: August 29, 2026

Arapahoe Credit Union rates are not currently in our database, but you can compare rates from other banks and credit unions we track: 12-month share certificate rates are currently at 2.89%, 6-month share certificate rates at 2.75% and 3-month share certificate rates at 2.65%. Savings rates are at 0.84% and money market rates are at 1.17%. Mortgage rates on 30-year fixed loans are around 6.69%. These rates come from our rate database, not Arapahoe Credit Union, and you can see how they compare in the Arapahoe Credit Union rate tables below. MonitorBankRates evaluates the financial stability of Arapahoe Credit Union with a 4.6 Star Rating, an B+ Overall Health Grade, and a Texas Ratio of 13.95%. Database rates last updated and verified on 08/29/2026.

Arapahoe Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Arapahoe Credit Union? Share your experience about Arapahoe Credit Union by leaving a review below, or read customer reviews before you decide to use Arapahoe Credit Union.

Overall Health & Safety Grade

B+

Good Health Score: 89/100

MonitorBankRates Rating

4.6

Excellent Out of 5.0 Stars

Texas Ratio

13.95%

Excellent Higher than avg

Arapahoe Credit Union
Arapahoe Credit Union Admin Office

7201 S Broadway
Littleton, CO 80122

https://www.arapahoecu.org

Current Rate Availability

We're not currently displaying rates for Arapahoe Credit Union, but our database is updated constantly — check back soon for the latest offers.

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Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Arapahoe Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Arapahoe Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Arapahoe Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Arapahoe Credit Union

Website https://www.arapahoecu.org

Address 7201 S Broadway, Littleton, CO 80122

Phone 303-740-7063

Fax 303-740-7164

President Wyn Barrett

CEO Scott Ferndelli

Full-Time Employees 33

Part-Time Employees 0

Branch Locations 2

ATM Locations 2

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

4.6 / 5.0 ★

Overall Health & Safety Grade

B+ (89/100)

Texas Ratio

13.95%

Return on Assets (ROA)

-0.1885%

Return on Equity (ROE)

-2.8371%

Non-Performing Loans Ratio (NPL)

1.74%

Total Assets

155,888,734

Total Amount of Shares and Deposits

145,156,299

Total Shares and Deposits < 1 Year

111,206,548

Total Shares and Deposits 1 3 Years

23,154,132

Total Shares and Deposits > 3 Years

10,795,618

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

6,513,984

Total Uninsured Shares and Deposits > $250K (F+J)

6,513,984

Total Insured Shares and Deposits > $250K (item 17 less item K)

138,642,315

Total Interest Expense (Sum of items 6 8)

1,626,091

Share Certificates

1,512

Number of Accounts for Share Drafts

3,833

IRA KEOGH Accounts

251

Number of Accounts for Regular Shares

10,707

All other shares

Money Market Shares

866

Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)

Adequately Capitalized

Net Worth Classification if credit union is a new credit union

Adequately Capitalized

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

16,198,953

Total Liabilities

145,339,314

Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Average Rating

☆☆☆☆☆

Total Reviews

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Frequently Asked Questions About Arapahoe Credit Union

How many branches does Arapahoe Credit Union operate?

Arapahoe Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Arapahoe Credit Union?

Yes, to access services at Arapahoe Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Arapahoe Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Arapahoe Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Arapahoe Credit Union offer online and mobile banking?

Most modern institutions like Arapahoe Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.arapahoecu.org.