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Cannon Federal Credit Union Rates & Review October 2026
Content reviewed by
Brian McKay
Brian McKay
Founder & Data Architect
Expertise
Automated Online Rate Data Aggregation
Location-Based Rate Tables
Bank & Credit Union Health Safety Ratings
Bank & Credit Union Star Ratings
Finance Calculators
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
|✓Fact Checked|Rates Last Updated and Verified: October 12, 2026
Cannon Federal Credit Union's top rates as of October 12, 2026 are 1.50% APY on its 60 Month CDs CD, 0.25% APY on savings, 0.10% APY on money market accounts, 0.10% APY on checking, rv, boat and powersport loans from 6.99% APR, and credit cards from 8.73% APR, according to rates verified by MonitorBankRates. Other Cannon Federal Credit Union CD rates include 48 Month CDs at 1.40%, 36 Month CDs at 1.30%, and 24 Month CDs at 1.20%. MonitorBankRates evaluates the financial stability of Cannon Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.20%. Rates last updated and verified on 10/12/2026.
Cannon Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Cannon Federal Credit Union? Share your experience about Cannon Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Cannon Federal Credit Union.
Cannon Federal Credit Union has earned an overall safety grade of A+ (Exceptional, Score: 100/100).
This proprietary letter grade is calculated by combining the institution's Star Rating with its Texas Ratio, providing a straightforward indicator of its financial stability and reliability.
Grades range from A+ (Exceptional) to F (High Risk) based on objective NCUA regulatory data.
MonitorBankRates Rating
?
5.0
ExceptionalOut of 5.0 Stars
MonitorBankRates Star Rating
Cannon Federal Credit Union has earned a Star Rating of 5.0 out of 5 stars (Exceptional).
Our proprietary rating system evaluates financial stability including the Texas Ratio and capitalization and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
?
0.20%
ExcellentLower than avg
Cannon Federal Credit Union Texas Ratio
Cannon Federal Credit Union's Texas Ratio is 0.20%, which is considered excellent and is lower than the national average of 6.13%.
Cannon Federal Credit Union has a very low volume of non-performing assets compared to its available capital, signifying a strong balance sheet.
The Texas Ratio compares non-performing assets to tangible common equity and loan loss reserves. Lower is better.
0.91% to 0.20% over 12 quarters, very strongFull history
Star Rating 5.0 to 5.0, Health Grade A+ to A+
The Texas Ratio for this credit union has stayed very strong since Q3 2023. Lower is healthier; the amber line is the 15% level required for the MBR Verified Healthy badge.
Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.
Cannon Federal Credit Union CD Rates
Product
Rate
APY
Term
View More
60 Month Share Certificates
-
1.50%
60 Month
Min Balance$1,000
Last Updated10/12/2026
Rate History
No change since Sep 12, 2026 · 1.50% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.20%
48 Month Share Certificates
-
1.40%
48 Month
Min Balance$1,000
Last Updated10/12/2026
Rate History
No change since Sep 12, 2026 · 1.40% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.20%
36 Month Share Certificates
-
1.30%
36 Month
Min Balance$1,000
Last Updated10/12/2026
Rate History
No change since Sep 12, 2026 · 1.30% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.20%
24 Month Share Certificates
-
1.20%
24 Month
Min Balance$1,000
Last Updated10/12/2026
Rate History
No change since Sep 12, 2026 · 1.20% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.20%
12 Month Share Certificates
-
1.10%
12 Month
Min Balance$1,000
Last Updated10/12/2026
Rate History
No change since Sep 12, 2026 · 1.10% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.20%
IRA 90 Day Certificate
-
0.30%
90 days
Min Balance$100
Last Updated10/12/2026
Rate History
No change since Sep 12, 2026 · 0.30% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.20%
Cannon Federal Credit Union Savings Rates
Product
Rate
APY
View More
Christmas Club
-
0.30%
Min Balance$5
Detailsmax. $2,499.99
Last Updated10/12/2026
Rate History
No change since Sep 12, 2026 · 0.30% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.20%
Premier Savings
-
0.25%
Min Balance$100
Last Updated10/12/2026
Rate History
No change since Sep 12, 2026 · 0.25% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.20%
Share Savings
-
0.25%
Min Balance$100
Last Updated10/12/2026
Rate History
No change since Sep 12, 2026 · 0.25% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.20%
Trust / Estate Savings
-
0.25%
Min Balance$100
Last Updated10/12/2026
Rate History
No change since Sep 12, 2026 · 0.25% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.20%
Youth Savings
-
0.25%
Min Balance$100
Last Updated10/12/2026
Rate History
No change since Sep 12, 2026 · 0.25% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.20%
Cannon Federal Credit Union Checking Rates
Product
Rate
APY
View More
MMAX Checking
-
0.10%
Min Balance$2,000
Last Updated10/12/2026
Rate History
No change since Sep 12, 2026 · 0.10% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.20%
Premier Checking
-
0.10%
Min Balance$2,000
Last Updated10/12/2026
Rate History
No change since Sep 12, 2026 · 0.10% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.20%
TDY Checking
-
0.10%
Min Balance$2,000
Last Updated10/12/2026
Rate History
No change since Sep 12, 2026 · 0.10% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.20%
Cannon Federal Credit Union Auto Loan Rates
Product
Rate
Points
APR
Term
View More
New Auto
-
-
4.19%
36 Months
DetailsAs Low As; Loan Amount: $500 - $150,000
Last Updated10/12/2026
Rate History
No change since Sep 12, 2026 · 4.19% APR · checked 8 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.20%
New Auto
-
-
4.39%
48 Months
DetailsAs Low As; Loan Amount: $500 - $150,000
Last Updated10/12/2026
Rate History
No change since Sep 12, 2026 · 4.39% APR · checked 8 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.20%
New Auto
-
-
5.09%
60 Months
DetailsAs Low As; Loan Amount: $500 - $150,000
Last Updated10/12/2026
Rate History
No change since Sep 12, 2026 · 5.09% APR · checked 8 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.20%
Used Auto
-
-
5.19%
24 Months
DetailsAs Low As; Loan Amount: $500 - $150,000
Last Updated10/12/2026
Rate History
No change since Sep 12, 2026 · 5.19% APR · checked 8 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.20%
Used Auto
-
-
5.29%
36 Months
DetailsAs Low As; Loan Amount: $500 - $150,000
Last Updated10/12/2026
Rate History
No change since Sep 12, 2026 · 5.29% APR · checked 8 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.20%
New Auto
-
-
5.49%
72 Months
DetailsAs Low As; Loan Amount: $500 - $150,000
Last Updated10/12/2026
Rate History
No change since Sep 12, 2026 · 5.49% APR · checked 8 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.20%
Used Auto
-
-
5.49%
48 Months
DetailsAs Low As; Loan Amount: $500 - $150,000
Last Updated10/12/2026
Rate History
No change since Sep 12, 2026 · 5.49% APR · checked 8 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.20%
Used Auto
-
-
5.80%
60 Months
DetailsAs Low As; Loan Amount: $500 - $150,000
Last Updated10/12/2026
Rate History
No change since Sep 12, 2026 · 5.80% APR · checked 8 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.20%
New Auto
-
-
5.89%
84 Months
DetailsAs Low As; Loan Amount: $30,000 - $150,000
Last Updated10/12/2026
Rate History
No change since Sep 12, 2026 · 5.89% APR · checked 8 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.20%
Used Auto
-
-
5.90%
72 Months
DetailsAs Low As; Loan Amount: $500 - $150,000
Last Updated10/12/2026
Rate History
No change since Sep 12, 2026 · 5.90% APR · checked 8 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.20%
Used Auto
-
-
6.14%
84 Months
DetailsAs Low As; Loan Amount: $30,000 - $150,000
Last Updated10/12/2026
Rate History
No change since Sep 12, 2026 · 6.14% APR · checked 8 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.20%
New Powersports Vehicle - Boat, ATV, Personal Watercraft Loan
-
-
6.99%
48 Months
DetailsAs Low As; Loan Amount: $500 - $150,000
Last Updated10/12/2026
Rate History
No change since Sep 20, 2026 · 6.99% APR · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.20%
New Powersports Vehicle - Boat, ATV, Personal Watercraft Loan
-
-
7.29%
60 Months
DetailsAs Low As; Loan Amount: $500 - $150,000
Last Updated10/12/2026
Rate History
No change since Sep 20, 2026 · 7.29% APR · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.20%
New Powersports Vehicle - Boat, ATV, Personal Watercraft Loan
-
-
7.49%
72 Months
DetailsAs Low As; Loan Amount: $500 - $150,000
Last Updated10/12/2026
Rate History
No change since Sep 20, 2026 · 7.49% APR · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.20%
New Powersports Vehicle - Boat, ATV, Personal Watercraft Loan
-
-
7.99%
84 Months
DetailsAs Low As; Loan Amount: $30,000 - $150,000
Last Updated10/12/2026
Rate History
No change since Sep 20, 2026 · 7.99% APR · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.20%
Used Powersports Vehicle - Boat, ATV, Personal Watercraft Loan
-
-
7.99%
48 Months
DetailsAs Low As; Loan Amount: $500 - $150,000
Last Updated10/12/2026
Rate History
No change since Sep 20, 2026 · 7.99% APR · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.20%
Used Powersports Vehicle - Boat, ATV, Personal Watercraft Loan
-
-
8.29%
60 Months
DetailsAs Low As; Loan Amount: $500 - $150,000
Last Updated10/12/2026
Rate History
No change since Sep 20, 2026 · 8.29% APR · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.20%
Used Powersports Vehicle - Boat, ATV, Personal Watercraft Loan
-
-
8.49%
72 Months
DetailsAs Low As; Loan Amount: $500 - $150,000
Last Updated10/12/2026
Rate History
No change since Sep 20, 2026 · 8.49% APR · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.20%
Used Powersports Vehicle - Boat, ATV, Personal Watercraft Loan
-
-
8.99%
84 Months
DetailsAs Low As; Loan Amount: $30,000 - $150,000
Last Updated10/12/2026
Rate History
No change since Sep 20, 2026 · 8.99% APR · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.20%
Cannon Federal Credit Union RV, Boat and Powersport Loan Rates
Product
Rate
APR
Term
View More
New Motorcycle Loan
-
6.99%
48 Months
DetailsAs Low As; Loan Amount: $500 - $150,000
Last Updated10/12/2026
Rate History
No change since Sep 12, 2026 · 6.99% APR · checked 8 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.20%
New RV and Motorhome Loan
-
7.00%
60 Months
DetailsAs Low As; Loan Amount: $500 - $150,000
Last Updated10/12/2026
Rate History
No change since Sep 12, 2026 · 7.00% APR · checked 8 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.20%
New Motorcycle Loan
-
7.29%
60 Months
DetailsAs Low As; Loan Amount: $500 - $150,000
Last Updated10/12/2026
Rate History
No change since Sep 12, 2026 · 7.29% APR · checked 8 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.20%
New Motorcycle Loan
-
7.49%
72 Months
DetailsAs Low As; Loan Amount: $500 - $150,000
Last Updated10/12/2026
Rate History
No change since Sep 12, 2026 · 7.49% APR · checked 8 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.20%
New RV and Motorhome Loan
-
7.50%
72 Months
DetailsAs Low As; Loan Amount: $500 - $150,000
Last Updated10/12/2026
Rate History
No change since Sep 17, 2026 · 7.50% APR · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.20%
New RV and Motorhome Loan
-
7.50%
84 Months
DetailsAs Low As; Loan Amount: $30,000 - $150,000
Last Updated10/12/2026
Rate History
No change since Sep 17, 2026 · 7.50% APR · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.20%
New Motorcycle Loan
-
7.99%
84 Months
DetailsAs Low As; Loan Amount: $30,000 - $150,000
Last Updated10/12/2026
Rate History
No change since Sep 12, 2026 · 7.99% APR · checked 8 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.20%
Used Motorcycle Loan
-
7.99%
48 Months
DetailsAs Low As; Loan Amount: $500 - $150,000
Last Updated10/12/2026
Rate History
No change since Sep 12, 2026 · 7.99% APR · checked 8 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.20%
New RV and Motorhome Loan
-
8.00%
120 Months
DetailsAs Low As; Loan Amount: $30,000 - $150,000
Last Updated10/12/2026
Rate History
No change since Sep 12, 2026 · 8.00% APR · checked 8 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.20%
Used RV and Motorhome Loan
-
8.00%
60 Months
DetailsAs Low As; Loan Amount: $500 - $150,000
Last Updated10/12/2026
Rate History
No change since Sep 12, 2026 · 8.00% APR · checked 8 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.20%
Used Motorcycle Loan
-
8.29%
60 Months
DetailsAs Low As; Loan Amount: $500 - $150,000
Last Updated10/12/2026
Rate History
No change since Sep 12, 2026 · 8.29% APR · checked 8 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.20%
Used Motorcycle Loan
-
8.49%
72 Months
DetailsAs Low As; Loan Amount: $500 - $150,000
Last Updated10/12/2026
Rate History
No change since Sep 12, 2026 · 8.49% APR · checked 8 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.20%
Used RV and Motorhome Loan
-
8.50%
72 Months
DetailsAs Low As; Loan Amount: $500 - $150,000
Last Updated10/12/2026
Rate History
No change since Sep 17, 2026 · 8.50% APR · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.20%
Used RV and Motorhome Loan
-
8.50%
84 Months
DetailsAs Low As; Loan Amount: $30,000 - $150,000
Last Updated10/12/2026
Rate History
No change since Sep 17, 2026 · 8.50% APR · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.20%
Used Motorcycle Loan
-
8.99%
84 Months
DetailsAs Low As; Loan Amount: $30,000 - $150,000
Last Updated10/12/2026
Rate History
No change since Sep 12, 2026 · 8.99% APR · checked 8 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.20%
Used RV and Motorhome Loan
-
9.00%
120 Months
DetailsAs Low As; Loan Amount: $30,000 - $150,000
Last Updated10/12/2026
Rate History
No change since Sep 12, 2026 · 9.00% APR · checked 8 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.20%
Cannon Federal Credit Union Credit Card Rates
Product
Rate
APR
View More
VISA Credit Card
-
8.73%
DetailsCredit Limit: $300 - $15,000
Last Updated10/12/2026
Rate History
No change since Sep 12, 2026 · 8.73% APR · checked 8 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.20%
Cannon Federal Credit Union Personal Loan Rates
Product
APR
Term
View More
New Powersports Vehicle - Boat, ATV, Personal Watercraft Loan
6.99%
48 Months
DetailsAs Low As; Loan Amount: $500 - $150,000
Last Updated10/12/2026
Rate History
No change since Sep 20, 2026 · 6.99% APR · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.20%
New Powersports Vehicle - Boat, ATV, Personal Watercraft Loan
7.29%
60 Months
DetailsAs Low As; Loan Amount: $500 - $150,000
Last Updated10/12/2026
Rate History
No change since Sep 20, 2026 · 7.29% APR · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.20%
New Powersports Vehicle - Boat, ATV, Personal Watercraft Loan
7.49%
72 Months
DetailsAs Low As; Loan Amount: $500 - $150,000
Last Updated10/12/2026
Rate History
No change since Sep 20, 2026 · 7.49% APR · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.20%
New Powersports Vehicle - Boat, ATV, Personal Watercraft Loan
7.99%
84 Months
DetailsAs Low As; Loan Amount: $30,000 - $150,000
Last Updated10/12/2026
Rate History
No change since Sep 20, 2026 · 7.99% APR · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.20%
Used Powersports Vehicle - Boat, ATV, Personal Watercraft Loan
7.99%
48 Months
DetailsAs Low As; Loan Amount: $500 - $150,000
Last Updated10/12/2026
Rate History
No change since Sep 20, 2026 · 7.99% APR · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.20%
Used Powersports Vehicle - Boat, ATV, Personal Watercraft Loan
8.29%
60 Months
DetailsAs Low As; Loan Amount: $500 - $150,000
Last Updated10/12/2026
Rate History
No change since Sep 20, 2026 · 8.29% APR · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.20%
Used Powersports Vehicle - Boat, ATV, Personal Watercraft Loan
8.49%
72 Months
DetailsAs Low As; Loan Amount: $500 - $150,000
Last Updated10/12/2026
Rate History
No change since Sep 20, 2026 · 8.49% APR · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.20%
Personal Unsecured Loan
8.99%
60 Months
DetailsAs Low As; Loan Amount: $500 - $30,000
Last Updated10/12/2026
Rate History
No change since Sep 12, 2026 · 8.99% APR · checked 8 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.20%
Used Powersports Vehicle - Boat, ATV, Personal Watercraft Loan
8.99%
84 Months
DetailsAs Low As; Loan Amount: $30,000 - $150,000
Last Updated10/12/2026
Rate History
No change since Sep 20, 2026 · 8.99% APR · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.20%
Financial Health History
Cannon Federal Credit Union’s Texas Ratio fell from 0.91% in Q3 2023 to 0.20% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.
Show the quarterly figures
Quarter
Total assets
Texas Ratio
Star Rating
Health Grade
June 30, 2026
$102M
0.20%
5.0
A+
March 31, 2026
$103M
0.39%
5.0
A+
December 31, 2025
$100M
1.16%
5.0
A+
September 30, 2025
$98M
1.09%
5.0
A+
June 30, 2025
$99M
1.51%
5.0
A+
March 31, 2025
$102M
0.63%
5.0
A+
December 31, 2024
$99M
0.77%
5.0
A+
September 30, 2024
$99M
0.83%
5.0
A+
June 30, 2024
$100M
0.71%
5.0
A+
March 31, 2024
$101M
0.65%
5.0
A+
December 31, 2023
$100M
0.61%
5.0
A+
September 30, 2023
$102M
0.91%
5.0
A+
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data Sources
MonitorBankRates Star Rating
Our rating for Cannon Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Cannon Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Cannon Federal Credit Union's official website for the most current offers and terms.
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
2,398,485
Total Uninsured Shares and Deposits > $250K (F+J)
2,398,485
Total Insured Shares and Deposits > $250K (item 17 less item K)
85,086,867
Total Interest Expense (Sum of items 6 8)
103,575
Share Certificates
183
Number of Accounts for Share Drafts
5,392
IRA KEOGH Accounts
120
Number of Accounts for Regular Shares
9,181
All other shares
49
Net Income (unless the amount is already included in Undivided Earnings)
466,470
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
33,242,253
Total Liabilities
87,822,905
Source: NCUA — Last Updated 06/30/2026
Q2 2026 MBR Health & Safety Badge
Cannon Federal Credit Union earned the Top 100 Healthiest badge
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Frequently Asked Questions About Cannon Federal Credit Union
How many branches does Cannon Federal Credit Union operate?
Cannon Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.
Is a member application needed to join Cannon Federal Credit Union?
Yes, to access services at Cannon Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.
Is there a first-time homebuyer program?
Currently, Cannon Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.
Are credit management and repair services offered?
While formal credit repair services are not currently listed, Cannon Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.
Does Cannon Federal Credit Union offer online and mobile banking?
Most modern institutions like Cannon Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.cannonfcu.org.
Current Cannon Federal Credit Union Rates
12-Month CD1.10%
24-Month CD1.20%
60-Month CD1.50%
Savings0.25%
MMA0.10%
Retrieved from our database of financial products. Rates subject to change.