705 Federal Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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705 Federal Credit Union's 12-Month CD certificate rates are at 4.32%, 18-Month CD certificate rates are at 4.06%, 24-Month CD certificate rates are at 3.55%, 36-Month CD certificate rates are at 3.29%, 48-Month CD certificate rates are at 3.03%. 705 Federal Credit Union's savings rates are at 1.00%. 705 Federal Credit Union's money market rates are at 2.00%. 705 Federal Credit Union's Personal Loan Rates are at 11.50. 705 Federal Credit Union's Credit Card Rates are at 7.90.

705 Federal Credit Union

Compare 705 Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of 705 Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

705 Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at 705 Federal Credit Union? Share your experience about 705 Federal Credit Union by leaving a review below, or read customer reviews before you decide to use 705 Federal Credit Union.

Overall, 705 Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
4.32%
18-Month CD
4.06%
24-Month CD
3.55%
36-Month CD
3.29%
48-Month CD
3.03%
60-Month CD
N/A
Savings
1.00%
MMA
2.00%
30-Year Fixed
N/A
Credit Card
7.90%
Personal Loan
11.50%
705 Federal Credit Union
705 FCU
1455 W Willow St
Lafayette, LA 70506 1026
Member NCUA
MonitorBankRates' Rating
5/5
★★★★★

Compare 705 Federal Credit Union Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Coleman County State Bank
Coleman County State Bank
Checking Account Rewards <-$25K
5.00%
$100
AAA Federal Savings Bank
AAA Federal Savings Bank
12-Month CD
4.80%
$1,500
BMO Alto
BMO Alto
36-Month CD
4.50%
$0
American Bank, N.A. Le Mars, IA
American Bank, N.A. Le Mars, IA
18-Month CD
4.50%
$10,000
Colorado Federal Savings Bank
Colorado Federal Savings Bank
36-Month CD
4.40%
$5,000
Heritage Bank Marion, IA
Heritage Bank Marion, IA
27-Month CD special
4.35%
$1,000
705 Federal Credit Union
705 Federal Credit Union
12-Month CD certificate
4.32%
$500
Everence Trust Company
Everence Trust Company
12-Month Jumbo CD
4.20%
$100,000
705 Federal Credit Union
705 Federal Credit Union
18-Month CD certificate
4.06%
$1,000
Discover Bank
Discover Bank
Money Market
4.00%
$2,500
Magyar Bank
Magyar Bank
60-Month CD
4.00%
$500
705 Federal Credit Union
705 Federal Credit Union
Kasasa Cash Checking
4.00%
$0
St. Ansgar State Bank
St. Ansgar State Bank
60-Month CD
3.79%
$5,000
Thayer County Bank
Thayer County Bank
24-Month CD
3.79%
$2,500
First National Bank of Bemidji
First National Bank of Bemidji
60-Month CD
3.76%
$500
Beacon Community Bank
Beacon Community Bank
30-Month CD
3.75%
$250
First National Bank in Olney
First National Bank in Olney
60-Month CD
3.56%
$500
Pioneer Trust Bank
Pioneer Trust Bank
18-Month CD
3.56%
$5,000
705 Federal Credit Union
705 Federal Credit Union
24-Month CD certificate
3.55%
$1,000
705 Federal Credit Union
705 Federal Credit Union
36-Month CD certificate
3.29%
$2,500
Ultima Bank Minnesota
Ultima Bank Minnesota
36-Month CD Bump-Up
3.25%
$1,000
Lincoln FSB of Nebraska
Lincoln FSB of Nebraska
Lifetime Checking
3.04%
$0
705 Federal Credit Union
705 Federal Credit Union
48-Month CD certificate
3.03%
$2,500
NBT Financial Bank
NBT Financial Bank
24-Month CD (Jumbo)
3.03%
$250,000
First Federal Savings Bank Evansville, IN
First Federal Savings Bank Evansville, IN
36-Month CD special
3.00%
$500
Ixonia Bank
Ixonia Bank
48-Month CD
2.75%
$1,000
Riverside Bank of Dublin
Riverside Bank of Dublin
Money Market Checking
2.75%
$100,000
RadiFi Credit Union
RadiFi Credit Union
18-Month CD
2.70%
$500
Security Service Federal Credit Union
Security Service Federal Credit Union
Money Market Plus
2.53%
$0
USAA
USAA
48-Month CD
2.50%
$1,000
Primebank
Primebank
24-Month CD
2.50%
$1,000
Henderson State Bank
Henderson State Bank
15-Month CD
2.45%
$500
HomePride Bank
HomePride Bank
36-Month CD
2.27%
$500
Bank of Kampsville
Bank of Kampsville
60-Month CD
2.04%
$1,000
Canton Co-operative Bank
Canton Co-operative Bank
36-Month CD
2.02%
$1,000
Farmers State Bank Victor, MT
Farmers State Bank Victor, MT
60-Month CD
2.02%
$1,000
Superior National Bank
Superior National Bank
60-Month CD
2.02%
$500
Farmers and Drovers Bank
Farmers and Drovers Bank
3-Month CD
2.00%
$500
705 Federal Credit Union
705 Federal Credit Union
Super Green Money Market
2.00%
$50,000
1st Liberty Federal Credit Union
1st Liberty Federal Credit Union
60-Month CD certificate
1.71%
$500
Bank of Herrin
Bank of Herrin
36-Month CD
1.53%
$1,000
West Pointe Bank
West Pointe Bank
Money Market Investment
1.51%
$100,000
Westmoreland Federal S&L
Westmoreland Federal S&L
36-Month CD
1.50%
$500
5 Star Community Credit Union
5 Star Community Credit Union
6-Month CD certificate
1.50%
$500
Bluff View Bank
Bluff View Bank
Money Market Plus
1.25%
$50,000
Champlain National Bank
Champlain National Bank
60-Month CD
1.00%
$500
West Shore Bank
West Shore Bank
3-Month CD
1.00%
$500
705 Federal Credit Union
705 Federal Credit Union
Kasasa Saver Savings
1.00%
$0
CIBM Bank
CIBM Bank
60-Month CD
0.85%
$500
Greenville Federal
Greenville Federal
18-Month CD
0.75%
$500
One Community Bank
One Community Bank
48-Month CD
0.55%
$500
Lusitania Savings Bank
Lusitania Savings Bank
60-Month CD (IRA)
0.50%
$100
Universal Bank
Universal Bank
24-Month CD
0.40%
$1,000
Ulster Savings Bank
Ulster Savings Bank
30-Month CD
0.35%
$500
Embassy Bank for the Lehigh Valley
Embassy Bank for the Lehigh Valley
Ingot Gold Savings
0.30%
$0
Marblehead Bank
Marblehead Bank
18-Month CD
0.25%
$500
Presence Bank
Presence Bank
Savings Account
0.10%
$100
Central Federal SLA
Central Federal SLA
Checking Account Basic
0.02%
$200
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare 705 Federal Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Lender
Product
Rate
APR
Points
Wrentham Co-operative Bank
Wrentham Co-operative Bank
15-Year Fixed
5.870%
5.970%
0.000
Investment Savings Bank
Investment Savings Bank
7/1 ARM
6.500%
6.218%
0.000
Addition Financial Credit Union
Addition Financial Credit Union
10-Year Fixed Purchase
6.000%
6.259%
0.000
Sheboygan Area Credit Union
Sheboygan Area Credit Union
15 Year Fixed
6.250%
6.313%
0.000
Ideal Credit Union
Ideal Credit Union
15 Year Fixed
6.125%
6.347%
0.000
Bath State Bank
Bath State Bank
15-Year Fixed
6.125%
6.355%
1.000
JTNB
JTNB
15-Year Fixed
6.250%
6.365%
0.000
First Technology Federal Credit Union
First Technology Federal Credit Union
15 Year Fixed
6.375%
6.376%
0.008
People First Federal Credit Union
People First Federal Credit Union
10 Year Fixed
6.250%
6.415%
0.000
Navy Federal Credit Union
Navy Federal Credit Union
15-Year Fixed Jumbo
6.250%
6.448%
0.250
The Bank of Brodhead
The Bank of Brodhead
30-Year Fixed
6.500%
6.545%
0.000
Canton Co-operative Bank
Canton Co-operative Bank
30-Year Fixed
6.500%
6.569%
0.000
Vystar Credit Union
Vystar Credit Union
30-Year Fixed Jumbo
6.625%
6.641%
0.000
Collinsville Bank
Collinsville Bank
10-Year Fixed
6.500%
6.696%
0.000
WVS West View SB
WVS West View SB
20-Year Fixed
6.500%
6.754%
0.000
First Northern Bank and Trust Company
First Northern Bank and Trust Company
15-Year Fixed
6.625%
6.787%
0.000
Northfield Savings Bank
Northfield Savings Bank
15-Year Fixed
6.625%
6.792%
0.000
Ukrainian Selfreliance Federal Credit Union
Ukrainian Selfreliance Federal Credit Union
5/5 ARM
6.750%
6.800%
0.000
First FSB of Champaign Urbana
First FSB of Champaign Urbana
20-Year Fixed
6.750%
6.811%
0.000
Radius Federal Credit Union
Radius Federal Credit Union
15 Year Fixed
6.625%
6.866%
0.000
GTE Federal Credit Union
GTE Federal Credit Union
30 Year Fixed
6.750%
6.875%
0.500
OlyFed Olympia Federal S&L
OlyFed Olympia Federal S&L
20-Year Fixed
6.750%
6.966%
1.000
American Bank, N.A. Le Mars, IA
American Bank, N.A. Le Mars, IA
30-Year Fixed
6.875%
6.987%
0.500
Grow Financial Federal Credit Union
Grow Financial Federal Credit Union
20 Year Fixed
6.625%
7.015%
0.000
Better Banks
Better Banks
30-Year Fixed
6.875%
7.017%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare 705 Federal Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Institution
Product
APR
Notes
705 Federal Credit Union
705 Federal Credit Union
VISA Credit Card
7.900% - 15.900%
Maximum credit card amount offered is $10,000 with a 36-month term.
First Technology Federal Credit Union
First Technology Federal Credit Union
Platinum Mastercard
12.240%
Randolph Brooks FCU
Randolph Brooks FCU
Business Select Credit Card Mastercard
18.000%
ABCO Federal Credit Union
ABCO Federal Credit Union
VISA® Credit Cards
7.990%
A & S Federal Credit Union
A & S Federal Credit Union
Visa Classic Card
12.900%
No annual fee
1st Northern California Credit Union
1st Northern California Credit Union
Visa Classic
11.900%
America First Federal Credit Union
America First Federal Credit Union
CLASSIC REWARDS VISA
18.000%
Security Service Federal Credit Union
Security Service Federal Credit Union
Security Service Power MasterCard
12.740% - 18.000%
ACFCU
ACFCU
Reserve Rewards+ Card Visa
19.740% - 29.740%
Enjoy premium rewards and benefits, plus receive a $500 bonus.
America First Federal Credit Union
America First Federal Credit Union
SIGNATURE 1% CASH BACK VISA
14.740%
Unlimited 1% Cash Back Signature Card
Y-12 Federal Credit Union
Y-12 Federal Credit Union
VISA Traditional
14.240% - 18.000%
Teachers Federal Credit Union
Teachers Federal Credit Union
Visa Cash Back
16.100%
Acipco Federal Credit Union
Acipco Federal Credit Union
Visa Credit Card
9.990%
Marcus Bank
Marcus Bank
GM Business™ Mastercard®
19.240% - 29.240%
0% Intro purchase APR for first 12 months
First Technology Federal Credit Union
First Technology Federal Credit Union
Platinum Rewards Mastercard
13.240%
Security Service Federal Credit Union
Security Service Federal Credit Union
Security Service Power Rewards MasterCard
18.000%
1st Valley Credit Union
1st Valley Credit Union
Platinum Secured Visa
8.750%
Access Federal Credit Union
Access Federal Credit Union
Access FCU Visa Classic
13.500%
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Rewards Credit Card
14.240%
Acme Continental Credit Union
Acme Continental Credit Union
Acme Visa Credit Card
9.990% - 18.000%
680 and above rate = 9.90% with Score Card points or 8.80% with No points. 640-679 rate = 10.80%. 600-639 rate = 12.84%. 599 and below rate = 18.00%.
The Golden 1 Credit Union
The Golden 1 Credit Union
Member First VISA
15.040%
No balance transfer fees or annual fees.
University First Federal Credit Union
University First Federal Credit Union
Visa Student Rewards Card
17.990%
ACMG Federal Credit Union
ACMG Federal Credit Union
VISA Platinum with Rewards
8.900%
4U Federal Credit Union
4U Federal Credit Union
Credit Card
10.150%
Randolph Brooks FCU
Randolph Brooks FCU
Premier Rate Credit Card Mastercard
12.950% - 18.000%
Show More

The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare 705 Federal Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Institution
Product
APR
Loan Amt
Loan Term Months
705 Federal Credit Union
705 Federal Credit Union
Personal Line of Credit
11.500% - 18.000%
$0 - $5,000
705 Federal Credit Union
705 Federal Credit Union
Personal Loan
12.250% - 17.000%
$0 - $20,000
Act 1st Federal Credit Union
Act 1st Federal Credit Union
Signature Loan
10.000%
$0
12 - 12
Achieve Financial Credit Union
Achieve Financial Credit Union
Unsecured/Personal Loans
8.990%
$0
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Personal Loan Rates
5.740%
$0
1 - 36
A+ Federal Credit Union
A+ Federal Credit Union
A+ Preferred Line Of Credit
10.990%
$0
802 Credit Union
802 Credit Union
Personal/Signature
10.990%
$0
24 - 36
Acadia Federal Credit Union
Acadia Federal Credit Union
Personal Loans
11.900%
$0 - $15,000
24 - 60
Access Federal Credit Union
Access Federal Credit Union
Consolidation Loans
13.060%
$0
1 - 36
1st University Credit Union
1st University Credit Union
Unsecured Signature Loan
9.250%
$0
1 - 24
AAC Credit Union
AAC Credit Union
Signature Loans
12.990%
$0
48
Access Community Credit Union
Access Community Credit Union
Debt Consolidation
13.990%
$0
1 - 72
1st Street Credit Union
1st Street Credit Union
Note Loan
8.990% - 17.990%
$0
Y-12 Federal Credit Union
Y-12 Federal Credit Union
Ultra Loan
13.990%
$0
Achieva Credit Union
Achieva Credit Union
Personal Loan
11.000%
$0
1 - 12
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Overdraft Protection Loan
11.500% - 17.900%
$0 - $5,000
Security Service Federal Credit Union
Security Service Federal Credit Union
Debt Consolidation Loan
9.990% - 16.240%
$0
61 - 66
Security Service Federal Credit Union
Security Service Federal Credit Union
Personal Loan
9.990% - 16.240%
$0
61 - 66
Academic Employees Credit Union
Academic Employees Credit Union
Personal Loan
10.500%
$0 - $5,000
24 - 36
Advantage Plus Federal Credit Union
Advantage Plus Federal Credit Union
Signature Loan
14.990%
$0
25 - 36
AAC Credit Union
AAC Credit Union
Personal Loans Share Secured
5.990%
$0
48
Abri Credit Union
Abri Credit Union
Personal Loans
8.990% - 19.990%
$500 - $30,000
60
AT&T Employees Federal Credit Union
AT&T Employees Federal Credit Union
EZ Loan
18.000%
$0 - $500
5
Randolph Brooks FCU
Randolph Brooks FCU
Signature Personal Loan
12.150% - 18.000%
$0
49 - 60P
The Golden 1 Credit Union
The Golden 1 Credit Union
Personal Line of Credit
13.040%
$0
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

705 Federal Credit Union Information

Credit Union Name: 705 Federal Credit Union
Full Time Employees: 15
Part Time Employees: 0
President: Dennis Marks
CEO: Cassie Theriot
Branch Locations: 1
ATM Locations: 1
Corporate Office Address:
1455 W Willow St
Lafayette, LA 70506 1026
Phone Number: 337-232-8450
Fax Number: 337-232-2786

705 Federal Credit Union Financials

Total Assets:
43,494,134
Total Amount of Shares and Deposits:
39,069,962
Total Shares and Deposits < 1 Year:
35,528,055
Total Shares and Deposits 1 3 Years:
2,364,964
Total Shares and Deposits > 3 Years:
1,176,943
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
1,647,966
Total Uninsured Shares and Deposits > $250K (F+J):
1,647,966
Total Insured Shares and Deposits > $250K (item 17 less item K):
37,421,996
Total Interest Expense (Sum of items 6 8):
285,375
Share Certificates:
194
Number of Accounts for Share Drafts:
1,543
IRA KEOGH Accounts:
59
Number of Accounts for Regular Shares:
3,971
All other shares:
129
Non Member Deposits:
2
Money Market Shares:
94
Net Income (unless the amount is already included in Undivided Earnings):
42,982
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
1,056,263
Total Liabilities:
39,441,809
Show More

705 Federal Credit Union Questions and Answers

No Cost Share Drafts:
Yes
Share Certificates with Low Minimum Balance Requirements:
Yes
Is Financial Counseling Offered?:
Yes
Financial Education offered for Members?:
Yes
Are financial literacy Workshops offered?:
No
Is there a first time homebuyer program?:
No
Credit management and repair offered?:
No
Online Financial Literacy?:
No
No Cost Bill Payer:
Yes
Student Scholarships:
1
Mortgage Processing:
No
Approved Mortgage Seller?:
No
Deposits and Shares Meeting 70310(a):
1
Brokered Certificates of Deposits:
1
payment:
No
Are low cost wire transfers available?:
Yes
Member Application:
Yes
Are New Loans Available:
Yes
New Share Account:
No
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
Yes
Electronic Signature Authentication Certification:
Yes
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
Yes
Remote Deposit Allowed:
Yes
Are Mobile Payments Avilable?:
No
Show More
Source: NCUA

Explore Other Rate Deals

Community Bank of Bergen County recently lowered some of their CD rates. The biggest CD rate decline was on their 3 year certificates of deposit. The current 3 year CD rate is 2.00 percent, down from an rate of 2.75 percent. The bank also lowered their 9 month CD rates from 1.00 percent to 0.75 percent.
Average 30 year mortgage rates today are at 4.30 percent, down from last week's average 30 year mortgage rate of 4.37 percent. Earlier last week, mortgage rates moved higher on a stronger than expected jobs report, showing the creation of 204,000 new private sector jobs, which was much higher than the expected number of 100,000.
Fixed long term mortgage rates are mixed this week over last week. Fixed conventional 30 year mortgage rates are averaging 4.22 percent, unchanged from last week’s average 30 year mortgage rate. 30 year conventional home mortgage rates in Virginia are slightly lower than the national average 30 year mortgage rate. 30 year Virginia mortgage rates today are averaging 4.17 percent.

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705 Federal Credit Union Reviews

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