705 Federal Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

705 Federal Credit Union's 12-Month CD rates are at 2.88%, 24-Month CD rates are at 2.52%, 18-Month CD rates are at 2.52%, 48-Month CD rates are at 2.52%, 36-Month CD rates are at 2.52%. 705 Federal Credit Union's savings rates are at 1.00%. 705 Federal Credit Union's money market rates are at 2.00%. 705 Federal Credit Union's Personal Loan Rates are at 11.50. 705 Federal Credit Union's Credit Card Rates are at 7.90.

705 Federal Credit Union

Compare 705 Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of 705 Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

705 Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at 705 Federal Credit Union? Share your experience about 705 Federal Credit Union by leaving a review below, or read customer reviews before you decide to use 705 Federal Credit Union.

Overall, 705 Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate

APY/APR

vs Avg

12-Month CD

2.88%

2.54%

18-Month CD

2.52%

2.27%

24-Month CD

2.52%

2.27%

36-Month CD

2.52%

2.20%

48-Month CD

2.52%

2.14%

60-Month CD

N/A

2.27%

Savings

1.00%

0.65%

MMA

2.00%

0.98%

30-Year Fixed

N/A

6.76%

Credit Card

7.90%

14.10%

Personal Loan

11.50%

11.27%

705 Federal Credit Union
705 FCU

1455 W Willow St
Lafayette, LA 70506 1026

https://www.705fcu.com

MonitorBankRates' Rating

5/5

★★★★★

Review 705 Federal Credit Union

Compare 705 Federal Credit Union Rates with Other Competitive Bank and Credit Union Rates

Presidential Bank

Money Market Advantage

4.37%

$25,000

705 Federal Credit Union

Kasasa Checking

4.00%

Abbott Laboratories Credit Union

36-Month CD

4.00%

$500

Finance Factors

6-Month CD

3.90%

$1,000

First Southwest Bank

48-Month CD

3.75%

$1,000

Saco & Biddeford Savings

12-Month CD

3.65%

$500

Bank of Franklin County

24-Month CD

3.60%

$500

Phelps County Bank

24-Month CD

3.55%

$1,000

FNB of Bangor

36-Month CD

3.55%

$1,000

Cross River Bank

3-Month CD

3.50%

$500

MVSB

12-Month CD

3.50%

$500

Heritage Bank N.A.

12-Month CD

3.25%

$75,000

First Federal Bank Littlefield, Texas

24-Month CD (Super Jumbo)

3.14%

$225,000

Warren-Boynton State Bank

24-Month CD

3.02%

$1,000

Ambler Savings Bank

12-Month CD

3.00%

$1,000

Bell Bank

60-Month CD

3.00%

$500

705 Federal Credit Union

12-Month CD

2.88%

$500

M.Y. Safra Bank

18-Month CD

2.75%

$500

705 Federal Credit Union

18-Month CD

2.52%

$1,000

705 Federal Credit Union

24-Month CD

2.52%

$1,000

705 Federal Credit Union

36-Month CD

2.52%

$2,500

705 Federal Credit Union

48-Month CD

2.52%

$2,500

Community Bank Dunlap, IA

12-Month CD

2.50%

$500

Farmers State Bank Center, TX

18-Month CD

2.48%

$1,000

State Bank of Cherry

48-Month CD

2.47%

$1,000

Bank of Hillsboro

60-Month CD

2.33%

$1,000

Home Federal S&L of Niles

48-Month CD

2.32%

$1,000

Lyons Federal Bank

18-Month CD

2.22%

$50,000

Regions Bank

Premium Money Market

2.00%

$10,000

705 Federal Credit Union

Super Green Money Market

2.00%

$50,000

Delaware NB of Delhi

18-Month CD

1.87%

$100

First State Bank New London, WI

60-Month CD

1.77%

$5,000

American National Bank - Fox Cities

48-Month CD

1.60%

$500

The Peoples Bank Co.

18-Month CD

1.46%

$5,000

Vinton County Bank

60-Month CD

1.26%

$1,000

FNB of Brookfield

6-Month CD

1.00%

$1,000

705 Federal Credit Union

Kasasa Savings

1.00%

Liberty Bank for Savings

24-Month CD

0.95%

$5,000

Home Loan SB

48-Month CD

0.65%

$500

Magnolia Bank Elizabethtown, KY

24-Month CD

0.60%

$500

The Huntington National Bank

12-Month CD

0.50%

$1,000

F&M Union Bank

Interest Checking

0.30%

$1,000

Farmers State Bank of Alto Pass, Ill.

18-Month CD

0.30%

$1,000

First Federal Community Bank N.A.

12-Month CD

0.30%

$500

Lone Star Bank

Savings

0.30%

$200

SSB Community Bank

36-Month CD

0.30%

$1,000

Farmers State Bank of Western Illinois

Premium Checking

0.25%

$1,000

First Northern Bank and Trust Company

Royal Savings

0.25%

$1,000

Brattleboro S&L

Money Market

0.20%

$1,000

Watertown Savings Bank Watertown, MA

48-Month CD

0.20%

$1,000

NVE Bank

24-Month CD

0.16%

$1,000

Eclipse Bank

Money Market

0.15%

$2,500

Liberty Savings Bank

Checking

0.14%

Bank of Buffalo

3-Month CD

0.10%

$500

Watertown Savings Bank Watertown, MA

Presidential Savings

0.10%

$25,000

Fidelity State Bank and Trust Company

Relationship Checking

0.05%

$100

Marthas Vineyard Bank

Online Savings

0.04%

$10

Bank of America

18-Month CD

0.03%

$1,000

Disclaimer

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare 705 Federal Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Lakewood Credit Union

15 Year Fixed

5.300%

5.390%

0.000

State Employees Credit Union

10-Year Fixed

5.300%

5.518%

0.000

North Carolina Press Association Federal Credit Union

10 Year Fixed

5.300%

5.518%

0.000

1st Northern California Credit Union

15-Year Fixed (Jumbo)

5.375%

5.525%

0.750

PNB of Kewanee

30-Year Fixed

5.560%

5.730%

0.000

Mutual Security Credit Union

7/1 ARM

5.750%

5.834%

0.000

WVS West View SB

10-Year Fixed

5.490%

5.886%

0.000

Navy Federal Credit Union

15-Year Fixed Jumbo

5.750%

5.946%

0.250

Kirtland Federal Credit Union

15 Year Fixed

5.750%

6.051%

0.000

LMCU Lake Michigan Credit Union

15-Year Fixed

5.875%

6.064%

0.382

Piedmont Advantage Credit Union

20-Year Fixed

5.875%

6.083%

0.000

USB Union Savings Bank

15-Year Fixed

5.875%

6.087%

0.000

Sacramento Credit Union

15-Year Fixed

5.750%

6.097%

1.000

Farmers State Bank (Marion, IA)

15-Year Fixed

6.000%

6.179%

0.000

Old National Bank

15-Year Fixed

6.125%

6.206%

0.000

Credit Human Federal Credit Union

15-Year Fixed

6.075%

6.211%

0.000

American Eagle Financial Credit Union

5/5 ARM

5.125%

6.239%

0.000

First Ohio Community Federal Credit Union

15 Year Fixed

6.000%

6.264%

0.125

FourLeaf Federal Credit Union

15-Year Fixed

6.125%

6.274%

0.000

Holyoke Credit Union

15 Year Fixed Jumbo

6.250%

6.290%

0.000

Sheboygan Area Credit Union

20-Year Fixed

6.250%

6.299%

0.000

Abri Credit Union

15-Year Fixed

6.125%

6.320%

0.000

Mid-Atlantic Federal Credit Union

10/6 ARM

6.375%

6.394%

0.000

First Security B&T Co. IA

20-Year Fixed

6.250%

6.416%

0.000

Farmers State Bank (Marion, IA)

30-Year Fixed

6.375%

6.420%

0.000

Disclaimer

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare 705 Federal Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

705 Federal Credit Union

VISA Credit Card

7.900% - 15.900%

Maximum credit card amount offered is $10,000 with a 36-month term.

1st Cooperative Federal Credit Union

Visa Platinum Credit Card

8.500%

As low as 8.50%

Abri Credit Union

Platinum Rewards Visa

15.400% - 24.400%

Earn 1 point for every purchase dollar spent. 12 Month Balance Transfer Rate 0%

Y-12 Federal Credit Union

VISA Traditional

14.240% - 18.000%

1st MidAmerica Credit Union

Platinum

8.900%

1st Northern California Credit Union

Visa Premier

9.900%

Canyon View Credit Union

Visa Business Rewards Card

15.240%

Academic Federal Credit Union

Academic VISA® Classic

15.400%

Avenir Financial Federal Credit Union

VISA Credit Card

8.990% - 17.990%

Maximum limit of $30,000

ABNB Federal Credit Union

ABNB VISA Signature

14.740% - 17.740%

No annual fees or cash advance fees. Rates may vary depending on credit worthiness.

America First Federal Credit Union

CLASSIC FLAT 1% CASH BACK VISA

18.000%

1% Cash Back Classic Card

Abri Credit Union

Platinum Visa

12.400% - 21.400%

The right choice if you carry a monthly balance & want to pay the lowest rate.

ACFCU

Platinum Card Visa

18.240% - 29.240%

Platinum: 0% introductory APR for the first 18 billing cycles. After that, 18.24% to 29.24% based on your creditworthiness when you open your account.

Aberdeen Proving Ground FCU

Classroom Supply Visa

8.500%

America First Federal Credit Union

SILICON SLOPES SIGNATURE VISA

18.000%

Unlimited 1% Cash Back .5% Donation Signature Card

BECU Boeing Employees Credit Union

BECU Cash Back Visa

16.240% - 27.240%

Y-12 Federal Credit Union

VISA Secured

18.000%

Aberdeen Proving Ground FCU

Visa Platinum Preferred Starter

17.990%

AAC Credit Union

Visa Platinum

7.990%

Line of credit up to $20,000. $250,000 travel life insurance

SchoolsFirst Federal Credit Union

School Employee Mastercard

11.750% - 17.900%

Maximum Loan Amount Up to $35,000.00

Acadian Federal Credit Union

Acadian CU Visa Classic

9.200%

9.20% APR for purchases, balance transfers and cash advances.

1st United Credit Union

Visa Platinum

13.900%

Access Federal Credit Union

Access FCU Visa Gold

9.900%

America First Federal Credit Union

SIGNATURE 1.5% CASH BACK VISA

18.000%

Unlimited 1.5% Cash Back Signature Card

ACFCU

College Real Rewards Card Visa

19.740% - 29.740%

Earn 1.5 points for every $1 you spend on eligible purchases (equal to 1.5% cash back)6 and work towards building a strong financial future.

Disclaimer

The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare 705 Federal Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

705 Federal Credit Union

Personal Line of Credit

11.500% - 18.000%

$0 - $5,000

705 Federal Credit Union

Personal Loan

12.250% - 17.000%

$0 - $20,000

1st University Credit Union

Unsecured Signature Loan

10.250%

37 - 60

Aberdeen Proving Ground FCU

Personal Loan Rates

5.740%

1 - 36

ABNB Federal Credit Union

Personal Loans

11.740% - 17.990%

BECU Boeing Employees Credit Union

Personal Loan

8.990% - 18.000%

$0 - $30,000

360 Federal Credit Union

Term Line of Credit 84 months

8.000%

Abilene Teachers Federal Credit Union

Consumer Loan

10.250% - 17.950%

1 - 36

Y-12 Federal Credit Union

Access Line Of Credit

16.240%

Abbott Laboratories Credit Union

Personal Loan

8.490%

36 - 36

Act 1st Federal Credit Union

Signature Loan

10.000%

12 - 12

Advantage Plus Federal Credit Union

Signature Loan

12.990%

1 - 24

600 Atlantic Federal Credit Union

Signature Personal Loan

12.650%

$0 - $15,000

1 - 36

Access Community Credit Union

Personal Loans

11.990%

1 - 12

InFirst Bank

Personal Loan

12.000% - 12.090%

$1,500 - $15,000

60 - 60

BECU Boeing Employees Credit Union

Personal Lines of Credit

11.900% - 19.400%

Randolph Brooks FCU

Personal Line of Credit

12.950% - 18.000%

Abri Credit Union

Personal Loans

8.990% - 19.990%

$500 - $30,000

Vystar Credit Union

Personal Loans

13.250%

6184

Accentra Credit Union

Personal Loan

11.760%

Abbott Laboratories Credit Union

Personal Loan

9.490%

48 - 48

Y-12 Federal Credit Union

Ultra Loan

13.990%

1st MidAmerica Credit Union

Signature Loan

10.700%

$0 - $10,000

60 - 60

ABCO Federal Credit Union

Vacation Loans

10.490%

1st Northern California Credit Union

1st Line of Credit

9.900%

Disclaimer

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

705 Federal Credit Union Information

Credit Union Name: 705 Federal Credit Union

Website: https://www.705fcu.com

Full Time Employees: 15
Part Time Employees: 0
President: Ronald Girouard
CEO: Cassie Theriot
Branch Locations: 1
ATM Locations: 1

Corporate Office Address:

1455 W Willow St
Lafayette, LA 70506 1026
Phone Number: 337-232-8450
Fax Number: 337-232-2786

705 Federal Credit Union Financials

Total Assets:

46,022,415

Total Amount of Shares and Deposits:

42,056,335

Total Shares and Deposits < 1 Year:

38,931,000

Total Shares and Deposits 1 3 Years:

2,110,358

Total Shares and Deposits > 3 Years:

1,014,977

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):

2,496,161

Total Uninsured Shares and Deposits > $250K (F+J):

2,496,161

Total Insured Shares and Deposits > $250K (item 17 less item K):

39,560,174

Total Interest Expense (Sum of items 6 8):

169,481

Share Certificates:

252

Number of Accounts for Share Drafts:

1,552

IRA KEOGH Accounts:

Number of Accounts for Regular Shares:

3,912

All other shares:

127

Non Member Deposits:

Money Market Shares:

Net Income (unless the amount is already included in Undivided Earnings):

-72,265

Total Cash on Deposit (Amounts Deposited in Financial Institutions):

2,603,796

Total Liabilities:

42,009,248

705 Federal Credit Union Questions and Answers

No Cost Share Drafts:

Yes

Share Certificates with Low Minimum Balance Requirements:

Yes

Is Financial Counseling Offered?:

Yes

Financial Education offered for Members?:

Yes

Are financial literacy Workshops offered?:

Is there a first time homebuyer program?:

Credit management and repair offered?:

Online Financial Literacy?:

No Cost Bill Payer:

Yes

Student Scholarships:

Mortgage Processing:

Approved Mortgage Seller?:

Deposits and Shares Meeting 70310(a):

Brokered Certificates of Deposits:

payment:

Are low cost wire transfers available?:

Yes

Member Application:

Yes

Are New Loans Available:

Yes

New Share Account:

Are online loan payments available:

Yes

Online Bill Payment Allowed?:

Yes

Can I download my account history?:

Electronic Signature Authentication Certification:

Yes

Can I get my bank statements online?:

Yes

External Account Transfers Allowed:

Yes

Remote Deposit Allowed:

Yes

Are Mobile Payments Avilable?:

Source: NCUA Last Updated 03/31/2024

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