First Street Federal Credit Union Rates and Review January 2026
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Brian McKay
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Compare First Street Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of First Street Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates. Rate Updates and AvailabilityFirst Street Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at First Street Federal Credit Union? Share your experience about First Street Federal Credit Union by leaving a review below, or read customer reviews before you decide to use First Street Federal Credit Union. Overall, First Street Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars. Current Interest RatesRate
APY/APR
vs Avg
"N/A" indicates the product is not offered or the rate is unavailable. First Street Federal Credit Union FIRST STREET FEDERAL CREDIT UNION 709 W 1ST ST DERIDDER, LA 70634  CD & Savings Rate ComparisonShow More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rate ComparisonLender
Product
Rate
APR
Points
View 50 More
Credit Card Rate ComparisonVisa Premier
9.900%
GM Business™ Mastercard®
19.240% - 29.240%
0% Intro purchase APR for first 12 months
Visa Platinum Preferred Student
17.990%
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed. Personal Loan Rate ComparisonPersonal Loan
8.490%
$0
36 - 36
Personal Loans
12.990%
$0
13 - 60
Personal Loan
12.990%
$0
12
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed. Our apologies, we do not have First Street Federal Credit Union rate data right now. Credit Union Profile & OverviewCredit Union Name: First Street Federal Credit Union
Website: https://www.1stfcu.com
Full Time Employees: 8Part Time Employees: 0 President: JAMES CRAIN CEO: KATHY POWELL Branch Locations: 1 ATM Locations: 0 Corporate Office Address:
709 W 1ST ST
DERIDDER, LA 70634 Phone Number: 337-463-7529 Fax Number: 337-463-0116 FinancialsTotal Assets:
56,637,026
Total Amount of Shares and Deposits:
47,248,451
Total Shares and Deposits < 1 Year:
47,248,451
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
741,506
Total Uninsured Shares and Deposits > $250K (F+J):
741,506
Total Insured Shares and Deposits > $250K (item 17 less item K):
46,506,945
Total Interest Expense (Sum of items 6 8):
823,243
Number of Accounts for Share Drafts:
1,174
Number of Accounts for Regular Shares:
3,655
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
6,222,110
Total Liabilities:
47,298,022
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Source: NCUA Last Updated 09/30/2025
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Frequently Asked Questions About First Street Federal Credit UnionIs a member application needed to join First Street Federal Credit Union?Yes, to access services at First Street Federal Credit Union, a member application is required. Is there a first-time homebuyer program?Currently, First Street Federal Credit Union provides a range of mortgage and home equity products. Is First Street Federal Credit Union a safe place to deposit money?Yes, First Street Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor. Does First Street Federal Credit Union offer online and mobile banking?Most modern institutions like First Street Federal Credit Union provide digital access including online balance checks and transfers. Compare to other Credit Unions |
12-month CD rates can be found at 3.09%, 6-month CD rates at 1.05% and 3-month CD rates at 3.24%. Savings rates are at 0.10% and money market rates are at 0.25%. Mortgage rates on 30-year fixed loans are around 6.33%. Credit Card rates are at 11.90%. Personal Loan rates are at 10.99%. All these rates, and more, can be found in our database of rates which you can compare to 
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