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Marisol Federal Credit Union Rates & Review October 2026
Content reviewed by
Brian McKay
Brian McKay
Founder & Data Architect
Expertise
Automated Online Rate Data Aggregation
Location-Based Rate Tables
Bank & Credit Union Health Safety Ratings
Bank & Credit Union Star Ratings
Finance Calculators
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
|✓Fact Checked|Rates Last Updated and Verified: October 23, 2026
Marisol Federal Credit Union's Individual Retirement Accounts - CDs - 24 month - 3rd Service rates are at 2.90%, Individual Retirement Accounts - CDs - 24 month - 2nd Service rates are at 2.85%, Individual Retirement Accounts - CDs - 24 month - 1st Service rates are at 2.80%, 24 Month CD rates are at 2.79%, Individual Retirement Accounts - CDs - 24 month rates are at 2.79%. Marisol Federal Credit Union's savings rates are at 0.50%. Marisol Federal Credit Union's money market rates are at 0.52%. Marisol Federal Credit Union's Auto Loan Rates are as low as 6.99%. MonitorBankRates evaluates the financial stability of Marisol Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.21%. Rates last updated and verified on 10/23/2026.
Marisol Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Marisol Federal Credit Union? Share your experience about Marisol Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Marisol Federal Credit Union.
Marisol Federal Credit Union has earned an overall safety grade of A+ (Exceptional, Score: 99/100).
This proprietary letter grade is calculated by combining the institution's Star Rating with its Texas Ratio, providing a straightforward indicator of its financial stability and reliability.
Grades range from A+ (Exceptional) to F (High Risk) based on objective NCUA regulatory data.
MonitorBankRates Rating
?
5.0
ExceptionalOut of 5.0 Stars
MonitorBankRates Star Rating
Marisol Federal Credit Union has earned a Star Rating of 5.0 out of 5 stars (Exceptional).
Our proprietary rating system evaluates financial stability including the Texas Ratio and capitalization and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
?
2.21%
ExcellentLower than avg
Marisol Federal Credit Union Texas Ratio
Marisol Federal Credit Union's Texas Ratio is 2.21%, which is considered excellent and is lower than the national average of 6.13%.
Marisol Federal Credit Union has a very low volume of non-performing assets compared to its available capital, signifying a strong balance sheet.
The Texas Ratio compares non-performing assets to tangible common equity and loan loss reserves. Lower is better.
3.11% to 2.21% over 12 quarters, very strongFull history
Star Rating 5.0 to 5.0, Health Grade A+ to A+
The Texas Ratio for this credit union has stayed very strong since Q3 2023. Lower is healthier; the amber line is the 15% level required for the MBR Verified Healthy badge.
Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.
Details1st Service; earn additional .05% with Payroll or Direct deposit, MFCU Checking Account, or MFCU Visa Credit Card
Last Updated10/23/2026
Rate History
No change since Oct 15, 2026 · 2.80% APY · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.21%
24 Month Share Certificate
2.75%
2.785%
24 Months
Min Balance$500
DetailsEffective Date: 03/30/2026; 1st Service 2.800%, 2nd Service 2.850%, 3rd Service 2.900%; earn an additional .05% per service (payroll or direct deposit, MFCU checking account, MFCU Visa credit card)
Last Updated10/23/2026
Rate History
No change since Oct 12, 2026 · 2.79% APY · checked 2 times
Details1st Service; earn additional .05% with Payroll or Direct deposit, MFCU Checking Account, or MFCU Visa Credit Card
Last Updated10/23/2026
Rate History
No change since Oct 15, 2026 · 2.55% APY · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.21%
36 Month Share Certificate
2.50%
2.529%
36 Months
Min Balance$500
DetailsEffective Date: 03/30/2026; 1st Service 2.550%, 2nd Service 2.600%, 3rd Service 2.650%; earn an additional .05% per service (payroll or direct deposit, MFCU checking account, MFCU Visa credit card)
Last Updated10/23/2026
Rate History
No change since Oct 12, 2026 · 2.53% APY · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.21%
60 Month Share Certificate
2.50%
2.529%
60 Months
Min Balance$500
DetailsEffective Date: 03/30/2026; 1st Service 2.550%, 2nd Service 2.600%, 3rd Service 2.650%; earn an additional .05% per service (payroll or direct deposit, MFCU checking account, MFCU Visa credit card)
Last Updated10/23/2026
Rate History
No change since Oct 12, 2026 · 2.53% APY · checked 2 times
Details1st Service; earn additional .05% with Payroll or Direct deposit, MFCU Checking Account, or MFCU Visa Credit Card
Last Updated10/23/2026
Rate History
No change since Oct 15, 2026 · 2.05% APY · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.21%
12 Month Share Certificate
2.00%
2.018%
12 Months
Min Balance$500
DetailsEffective Date: 03/30/2026; 1st Service 2.050%, 2nd Service 2.100%, 3rd Service 2.150%; earn an additional .05% per service (payroll or direct deposit, MFCU checking account, MFCU Visa credit card)
Last Updated10/23/2026
Rate History
No change since Oct 12, 2026 · 2.02% APY · checked 2 times
Details1st Service; earn additional .05% with Payroll or Direct deposit, MFCU Checking Account, or MFCU Visa Credit Card
Last Updated10/23/2026
Rate History
No change since Oct 15, 2026 · 1.40% APY · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.21%
6 Month Share Certificate
1.35%
1.358%
6 Months
Min Balance$500
DetailsEffective Date: 03/30/2026; 1st Service 1.400%, 2nd Service 1.450%, 3rd Service 1.500%; earn an additional .05% per service (payroll or direct deposit, MFCU checking account, MFCU Visa credit card)
Last Updated10/23/2026
Rate History
No change since Oct 12, 2026 · 1.36% APY · checked 2 times
No change since Sep 14, 2026 · 0.31% APY · checked 10 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.21%
Marisol Federal Credit Union Home Equity & HELOC
Product
Rate
Points
APR
Term
View More
Home Equity Lines of Credit
6.75%
-
6.75%
DetailsLoan to Value: Under 75%; Margin: 0.00%; Variable rate based on margin plus WSJ Prime index; Loan amounts from $15,000 to $200,000; Arizona owner-occupied residential property only
Last Updated10/23/2026
Rate History
No change since Sep 14, 2026 · 6.75% APR · checked 11 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.21%
Home Equity Lines of Credit
7.25%
-
7.25%
DetailsLoan to Value: 76-80%; Margin: 0.50%; Variable rate based on margin plus WSJ Prime index; Loan amounts from $15,000 to $200,000; Arizona owner-occupied residential property only
Last Updated10/23/2026
Rate History
1 change since Sep 14, 2026 · 7.00% → 7.25% ▲ 0.25 pts · high 7.25% / low 7.00%
Sep 18, 20267.25%▲ from 7.00%
Sep 14, 20267.00%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.21%
Home Equity Lines of Credit
7.75%
-
7.75%
DetailsLoan to Value: 81-85%; Margin: 1.00%; Variable rate based on margin plus WSJ Prime index; Loan amounts from $15,000 to $200,000; Arizona owner-occupied residential property only
Last Updated10/23/2026
Rate History
1 change since Sep 14, 2026 · 7.50% → 7.75% ▲ 0.25 pts · high 7.75% / low 7.50%
Sep 18, 20267.75%▲ from 7.50%
Sep 14, 20267.50%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.21%
Marisol Federal Credit Union Auto Loan Rates
Product
Rate
Points
APR
Term
View More
Vehicles - Model Years 2025 and Newer
6.25%
-
6.25%
up to 48 Months
DetailsCredit Score: 725+
Last Updated10/23/2026
Rate History
2 changes since Sep 14, 2026 · 6.25% → 6.25% ▼ 0.00 pts · high 11.25% / low 6.25%
Oct 4, 20266.25%▼ from 11.25%
Sep 25, 202611.25%▲ from 6.25%
Sep 14, 20266.25%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.21%
Vehicles - Model Years 2025 and Newer
6.75%
-
6.75%
49 - 64 Months
DetailsCredit Score: 725+
Last Updated10/23/2026
Rate History
No change since Sep 14, 2026 · 6.75% APR · checked 10 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.21%
Auto Repair Loan - Max
6.99%
-
6.99%
Up to 36 months
Details$6,000; Credit Score 725+
Last Updated10/23/2026
Rate History
No change since Sep 14, 2026 · 6.99% APR · checked 9 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.21%
Solar and Energy Efficient Loans - Electric Vehicle and Hybrid Plug In Electric Model Years 2020-2026
-
-
6.99%
up to 84 months
DetailsSame rate for Credit Score 725+ through 559 & under; Effective Date: 08/31/2026
Last Updated10/23/2026
Rate History
No change since Oct 23, 2026 · 6.99% APR
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.21%
Used Vehicles Model Years 2018-2024
7.25%
-
7.25%
up to 48 months
DetailsCredit Score: 725+
Last Updated10/23/2026
Rate History
No change since Sep 14, 2026 · 7.25% APR · checked 10 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.21%
Vehicles - Model Years 2025 and Newer
7.75%
-
7.75%
up to 48 Months
DetailsCredit Score: 680-724
Last Updated10/23/2026
Rate History
3 changes since Sep 14, 2026 · 6.25% → 7.75% ▲ 1.50 pts · high 11.25% / low 6.25%
Oct 4, 20267.75%▼ from 11.25%
Sep 25, 202611.25%▲ from 7.75%
Sep 17, 20267.75%▲ from 6.25%
Sep 14, 20266.25%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.21%
Vehicles - Model Years 2025 and Newer
7.75%
-
7.75%
65 - 84 Months
DetailsLoan amount greater than $20,000; Credit Score: 725+
Last Updated10/23/2026
Rate History
1 change since Sep 14, 2026 · 8.75% → 7.75% ▼ 1.00 pts · high 8.75% / low 7.75%
Sep 18, 20267.75%▼ from 8.75%
Sep 14, 20268.75%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.21%
Used Vehicles Model Years 2018-2024
8.00%
-
8.00%
49-64 months
DetailsCredit Score: 725+
Last Updated10/23/2026
Rate History
No change since Sep 14, 2026 · 8.00% APR · checked 10 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.21%
Vehicles - Model Years 2025 and Newer
8.25%
-
8.25%
49 - 64 Months
DetailsCredit Score: 680-724
Last Updated10/23/2026
Rate History
No change since Sep 14, 2026 · 8.25% APR · checked 10 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.21%
Used Vehicles Model Years 2018-2024
8.75%
-
8.75%
up to 48 months
DetailsCredit Score: 680-724
Last Updated10/23/2026
Rate History
No change since Sep 14, 2026 · 8.75% APR · checked 10 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.21%
Vehicles - Model Years 2025 and Newer
8.75%
-
8.75%
65 - 84 Months
DetailsLoan amount greater than $20,000; Credit Score: 680-724
Last Updated10/23/2026
Rate History
No change since Sep 14, 2026 · 8.75% APR · checked 9 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.21%
Used Vehicles Model Years 2018-2024
9.00%
-
9.00%
65 to 84 months
DetailsLoan amount greater than $20,000; Credit Score: 725+
Last Updated10/23/2026
Rate History
No change since Sep 14, 2026 · 9.00% APR · checked 10 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.21%
Vehicles - Model Years 2025 and Newer
9.25%
-
9.25%
up to 48 Months
DetailsCredit Score: 640-679
Last Updated10/23/2026
Rate History
2 changes since Sep 14, 2026 · 9.25% → 9.25% ▼ 0.00 pts · high 11.25% / low 9.25%
Oct 4, 20269.25%▼ from 11.25%
Sep 25, 202611.25%▲ from 9.25%
Sep 14, 20269.25%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.21%
Used Vehicles Model Years 2018-2024
9.50%
-
9.50%
49-64 months
DetailsCredit Score: 680-724
Last Updated10/23/2026
Rate History
No change since Sep 14, 2026 · 9.50% APR · checked 10 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.21%
Vehicles - Model Years 2025 and Newer
9.75%
-
9.75%
49 - 64 Months
DetailsCredit Score: 640-679
Last Updated10/23/2026
Rate History
No change since Sep 14, 2026 · 9.75% APR · checked 10 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.21%
Used Vehicles Model Years 2018-2024
10.00%
-
10.00%
65 to 84 months
DetailsLoan amount greater than $20,000; Credit Score: 680-724
Last Updated10/23/2026
Rate History
No change since Sep 14, 2026 · 10.00% APR · checked 10 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.21%
Used Vehicles Model Years 2018-2024
10.25%
-
10.25%
up to 48 months
DetailsCredit Score: 640-679
Last Updated10/23/2026
Rate History
No change since Sep 14, 2026 · 10.25% APR · checked 10 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.21%
Vehicles - Model Years 2025 and Newer
10.25%
-
10.25%
65 - 84 Months
DetailsLoan amount greater than $20,000; Credit Score: 640-679
Last Updated10/23/2026
Rate History
No change since Sep 14, 2026 · 10.25% APR · checked 9 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.21%
Used Vehicles Model Years 2018-2024
11.00%
-
11.00%
49-64 months
DetailsCredit Score: 640-679
Last Updated10/23/2026
Rate History
No change since Sep 14, 2026 · 11.00% APR · checked 10 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.21%
Vehicles - Model Years 2025 and Newer
11.25%
-
11.25%
up to 48 Months
DetailsCredit Score: 600-639
Last Updated10/23/2026
Rate History
2 changes since Sep 14, 2026 · 11.25% → 11.25% ▼ 0.00 pts · high 11.25% / low 9.25%
Sep 25, 202611.25%▲ from 9.25%
Sep 25, 20269.25%▼ from 11.25%
Sep 14, 202611.25%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.21%
Used Vehicles Model Years 2018-2024
11.50%
-
11.50%
65 to 84 months
DetailsLoan amount greater than $20,000; Credit Score: 640-679
Last Updated10/23/2026
Rate History
No change since Sep 14, 2026 · 11.50% APR · checked 10 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.21%
Vehicles - Model Years 2025 and Newer
11.75%
-
11.75%
49 - 64 Months
DetailsCredit Score: 600-639
Last Updated10/23/2026
Rate History
No change since Sep 14, 2026 · 11.75% APR · checked 10 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.21%
Used Vehicles Model Years 2018-2024
12.25%
-
12.25%
up to 48 months
DetailsCredit Score: 600-639
Last Updated10/23/2026
Rate History
No change since Sep 14, 2026 · 12.25% APR · checked 10 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.21%
Vehicles - Model Years 2025 and Newer
12.25%
-
12.25%
up to 48 Months
DetailsCredit Score: 560-599
Last Updated10/23/2026
Rate History
3 changes since Sep 14, 2026 · 11.25% → 12.25% ▲ 1.00 pts · high 12.25% / low 9.25%
Sep 25, 202612.25%▲ from 9.25%
Sep 25, 20269.25%▼ from 12.25%
Sep 17, 202612.25%▲ from 11.25%
Sep 14, 202611.25%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.21%
Vehicles - Model Years 2025 and Newer
12.25%
-
12.25%
65 - 84 Months
DetailsLoan amount greater than $20,000; Credit Score: 600-639
Last Updated10/23/2026
Rate History
1 change since Sep 14, 2026 · 10.25% → 12.25% ▲ 2.00 pts · high 12.25% / low 10.25%
Sep 18, 202612.25%▲ from 10.25%
Sep 14, 202610.25%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.21%
Vehicles - Model Years 2025 and Newer
12.75%
-
12.75%
49 - 64 Months
DetailsCredit Score: 560-599
Last Updated10/23/2026
Rate History
No change since Sep 14, 2026 · 12.75% APR · checked 10 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.21%
Used Vehicles Model Years 2018-2024
13.00%
-
13.00%
49-64 months
DetailsCredit Score: 600-639
Last Updated10/23/2026
Rate History
No change since Sep 14, 2026 · 13.00% APR · checked 10 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.21%
Used Vehicles Model Years 2018-2024
13.25%
-
13.25%
up to 48 months
DetailsCredit Score: 560-599
Last Updated10/23/2026
Rate History
No change since Sep 14, 2026 · 13.25% APR · checked 10 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.21%
Vehicles - Model Years 2025 and Newer
13.25%
-
13.25%
up to 48 Months
DetailsCredit Score: 559 & Under
Last Updated10/23/2026
Rate History
3 changes since Sep 14, 2026 · 11.25% → 13.25% ▲ 2.00 pts · high 13.25% / low 9.25%
Sep 25, 202613.25%▲ from 9.25%
Sep 25, 20269.25%▼ from 13.25%
Sep 17, 202613.25%▲ from 11.25%
Sep 14, 202611.25%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.21%
Vehicles - Model Years 2025 and Newer
13.25%
-
13.25%
65 - 84 Months
DetailsLoan amount greater than $20,000; Credit Score: 560-599
Last Updated10/23/2026
Rate History
1 change since Sep 14, 2026 · 14.25% → 13.25% ▼ 1.00 pts · high 14.25% / low 13.25%
Sep 18, 202613.25%▼ from 14.25%
Sep 14, 202614.25%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.21%
Used Vehicles Model Years 2018-2024
13.50%
-
13.50%
65 to 84 months
DetailsLoan amount greater than $20,000; Credit Score: 600-639
Last Updated10/23/2026
Rate History
No change since Sep 14, 2026 · 13.50% APR · checked 10 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.21%
Vehicles - Model Years 2025 and Newer
13.75%
-
13.75%
49 - 64 Months
DetailsCredit Score: 559 & Under
Last Updated10/23/2026
Rate History
No change since Sep 14, 2026 · 13.75% APR · checked 10 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.21%
Used Vehicles Model Years 2018-2024
14.00%
-
14.00%
49-64 months
DetailsCredit Score: 560-599
Last Updated10/23/2026
Rate History
No change since Sep 14, 2026 · 14.00% APR · checked 10 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.21%
Used Vehicles Model Years 2018-2024
14.25%
-
14.25%
up to 48 months
DetailsCredit Score: 559 & under
Last Updated10/23/2026
Rate History
No change since Sep 14, 2026 · 14.25% APR · checked 10 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.21%
Vehicles - Model Years 2025 and Newer
14.25%
-
14.25%
65 - 84 Months
DetailsLoan amount greater than $20,000; Credit Score: 559 & Under
Last Updated10/23/2026
Rate History
No change since Sep 14, 2026 · 14.25% APR · checked 9 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.21%
Used Vehicles Model Years 2018-2024
14.50%
-
14.50%
65 to 84 months
DetailsLoan amount greater than $20,000; Credit Score: 560-599
Last Updated10/23/2026
Rate History
No change since Sep 14, 2026 · 14.50% APR · checked 10 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.21%
Used Vehicles Model Years 2018-2024
15.00%
-
15.00%
49-64 months
DetailsCredit Score: 559 & under
Last Updated10/23/2026
Rate History
No change since Sep 14, 2026 · 15.00% APR · checked 10 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.21%
Used Vehicles Model Years 2018-2024
15.50%
-
15.50%
65 to 84 months
DetailsLoan amount greater than $20,000; Credit Score: 559 & under
Last Updated10/23/2026
Rate History
No change since Sep 14, 2026 · 15.50% APR · checked 10 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.21%
Marisol Federal Credit Union RV, Boat and Powersport Loan Rates
Product
Rate
APR
Term
View More
Recreational Vehicles - New Motorcycle 2025 & up
7.75%
7.75%
Up to 64 Months
DetailsCredit Score 725+
Last Updated10/23/2026
Rate History
No change since Oct 23, 2026 · 7.75% APR
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.21%
Recreational Vehicles - New RV/Motor home 2025 & up
7.75%
7.75%
Up to 180 Months
DetailsCredit Score 725+
Last Updated10/23/2026
Rate History
No change since Oct 23, 2026 · 7.75% APR
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.21%
Recreational Vehicles - Used Motorcycle 2018-2024
8.75%
8.75%
Up to 64 Months
DetailsCredit Score 725+
Last Updated10/23/2026
Rate History
No change since Oct 23, 2026 · 8.75% APR
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.21%
Recreational Vehicles - Used RV/Motor home 2018-2024
8.75%
8.75%
Up to 180 Months
DetailsCredit Score 725+
Last Updated10/23/2026
Rate History
No change since Oct 23, 2026 · 8.75% APR
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.21%
Recreational Vehicles - New Motorcycle 2025 & up
9.25%
9.25%
Up to 64 Months
DetailsCredit Score 680-724
Last Updated10/23/2026
Rate History
No change since Oct 23, 2026 · 9.25% APR
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.21%
Recreational Vehicles - New RV/Motor home 2025 & up
9.25%
9.25%
Up to 180 Months
DetailsCredit Score 680-724
Last Updated10/23/2026
Rate History
No change since Oct 23, 2026 · 9.25% APR
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.21%
Recreational Vehicles - Used Motorcycle 2018-2024
10.25%
10.25%
Up to 64 Months
DetailsCredit Score 680-724
Last Updated10/23/2026
Rate History
No change since Oct 23, 2026 · 10.25% APR
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.21%
Recreational Vehicles - Used RV/Motor home 2018-2024
10.25%
10.25%
Up to 180 Months
DetailsCredit Score 680-724
Last Updated10/23/2026
Rate History
No change since Oct 23, 2026 · 10.25% APR
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.21%
Recreational Vehicles - New Motorcycle 2025 & up
10.75%
10.75%
Up to 64 Months
DetailsCredit Score 640-679
Last Updated10/23/2026
Rate History
No change since Oct 23, 2026 · 10.75% APR
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.21%
Recreational Vehicles - New RV/Motor home 2025 & up
10.75%
10.75%
Up to 180 Months
DetailsCredit Score 640-679
Last Updated10/23/2026
Rate History
No change since Oct 23, 2026 · 10.75% APR
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.21%
Recreational Vehicles - Used Motorcycle 2018-2024
11.75%
11.75%
Up to 64 Months
DetailsCredit Score 640-679
Last Updated10/23/2026
Rate History
No change since Oct 23, 2026 · 11.75% APR
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.21%
Recreational Vehicles - Used RV/Motor home 2018-2024
11.75%
11.75%
Up to 180 Months
DetailsCredit Score 640-679
Last Updated10/23/2026
Rate History
No change since Oct 23, 2026 · 11.75% APR
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.21%
Recreational Vehicles - New Motorcycle 2025 & up
12.75%
12.75%
Up to 64 Months
DetailsCredit Score 600-639
Last Updated10/23/2026
Rate History
No change since Oct 23, 2026 · 12.75% APR
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.21%
Recreational Vehicles - New RV/Motor home 2025 & up
12.75%
12.75%
Up to 180 Months
DetailsCredit Score 600-639
Last Updated10/23/2026
Rate History
No change since Oct 23, 2026 · 12.75% APR
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.21%
Recreational Vehicles - New Motorcycle 2025 & up
13.75%
13.75%
Up to 64 Months
DetailsCredit Score 560-599
Last Updated10/23/2026
Rate History
No change since Oct 23, 2026 · 13.75% APR
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.21%
Recreational Vehicles - New RV/Motor home 2025 & up
13.75%
13.75%
Up to 180 Months
DetailsCredit Score 560-599
Last Updated10/23/2026
Rate History
No change since Oct 23, 2026 · 13.75% APR
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.21%
Recreational Vehicles - Used Motorcycle 2018-2024
13.75%
13.75%
Up to 64 Months
DetailsCredit Score 600-639
Last Updated10/23/2026
Rate History
No change since Oct 23, 2026 · 13.75% APR
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.21%
Recreational Vehicles - Used RV/Motor home 2018-2024
13.75%
13.75%
Up to 180 Months
DetailsCredit Score 600-639
Last Updated10/23/2026
Rate History
No change since Oct 23, 2026 · 13.75% APR
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.21%
Recreational Vehicles - New Motorcycle 2025 & up
14.75%
14.75%
Up to 64 Months
DetailsCredit Score 559 & under
Last Updated10/23/2026
Rate History
No change since Oct 23, 2026 · 14.75% APR
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.21%
Recreational Vehicles - New RV/Motor home 2025 & up
14.75%
14.75%
Up to 180 Months
DetailsCredit Score 559 & under
Last Updated10/23/2026
Rate History
No change since Oct 23, 2026 · 14.75% APR
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.21%
Recreational Vehicles - Used Motorcycle 2018-2024
14.75%
14.75%
Up to 64 Months
DetailsCredit Score 560-599
Last Updated10/23/2026
Rate History
No change since Oct 23, 2026 · 14.75% APR
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.21%
Recreational Vehicles - Used RV/Motor home 2018-2024
14.75%
14.75%
Up to 180 Months
DetailsCredit Score 560-599
Last Updated10/23/2026
Rate History
No change since Oct 23, 2026 · 14.75% APR
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.21%
Recreational Vehicles - Used Motorcycle 2018-2024
15.75%
15.75%
Up to 64 Months
DetailsCredit Score 559 & under
Last Updated10/23/2026
Rate History
No change since Oct 23, 2026 · 15.75% APR
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.21%
Recreational Vehicles - Used RV/Motor home 2018-2024
15.75%
15.75%
Up to 180 Months
DetailsCredit Score 559 & under
Last Updated10/23/2026
Rate History
No change since Oct 23, 2026 · 15.75% APR
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.21%
Marisol Federal Credit Union Personal Loan Rates
Product
APR
Term
View More
Solar and Energy Efficient Loans - Electric Vehicle and Hybrid Plug In Electric Model Years 2020-2026
6.99%
up to 84 months
DetailsSame rate for Credit Score 725+ through 559 & under; Effective Date: 08/31/2026
Last Updated10/23/2026
Rate History
No change since Oct 23, 2026 · 6.99% APR
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.21%
Solar and Energy Efficient Loans - Appliance and Air Conditioning Loan
7.99%
up to 72 months
DetailsSame rate for Credit Score 725+ through 559 & under; Effective Date: 08/31/2026
Last Updated10/23/2026
Rate History
No change since Oct 23, 2026 · 7.99% APR
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.21%
Solar and Energy Efficient Loans - Energy Efficient/Solar Loans
7.99%
up to 60 months
DetailsSame rate for Credit Score 725+ through 559 & under; Effective Date: 08/31/2026
Last Updated10/23/2026
Rate History
No change since Oct 23, 2026 · 7.99% APR
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.21%
Solar and Energy Efficient Loans - Energy Battery Loan (Loan Amounts to $20,000)
8.24%
up to 60 months
Details$2,000; Same rate for Credit Score 725+ through 559 & under; Effective Date: 08/31/2026
Last Updated10/23/2026
Rate History
No change since Oct 23, 2026 · 8.24% APR
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.21%
Solar and Energy Efficient Loans - Energy Efficient/Solar Loans
8.24%
61 to 119 months
DetailsSame rate for Credit Score 725+ through 559 & under; Effective Date: 08/31/2026
Last Updated10/23/2026
Rate History
No change since Oct 23, 2026 · 8.24% APR
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.21%
Solar and Energy Efficient Loans - Energy Efficient/Solar Loans
8.24%
120 to 143 months
DetailsSame rate for Credit Score 725+ through 559 & under; Effective Date: 08/31/2026
Last Updated10/23/2026
Rate History
No change since Oct 23, 2026 · 8.24% APR
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.21%
Solar and Energy Efficient Loans - Energy Efficient/Solar Loans
8.49%
144 to 240 months
DetailsSame rate for Credit Score 725+ through 559 & under; Effective Date: 08/31/2026
Last Updated10/23/2026
Rate History
No change since Oct 23, 2026 · 8.49% APR
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.21%
Micro-Business Loan - Signature, fixed rate and term
9.00%
Up to 60 Months
Detailsup to $50,000; Credit Score: 725+; Effective Date: 08/31/2026
Last Updated10/23/2026
Rate History
No change since Oct 12, 2026 · 9.00% APR · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.21%
Micro-Business Loan - Signature, fixed rate and term
10.00%
Up to 60 Months
Detailsup to $50,000; Credit Score: 680-724; Effective Date: 08/31/2026
Last Updated10/23/2026
Rate History
No change since Oct 12, 2026 · 10.00% APR · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.21%
Signature - fixed rate and term
10.50%
Up to 72 Months
DetailsCredit Score 725+
Last Updated10/23/2026
Rate History
No change since Sep 14, 2026 · 10.50% APR · checked 10 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.21%
Micro-Business Loan - Signature, fixed rate and term
11.50%
Up to 60 Months
Detailsup to $50,000; Credit Score: 640-679; Effective Date: 08/31/2026
Last Updated10/23/2026
Rate History
No change since Oct 12, 2026 · 11.50% APR · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.21%
Signature - fixed rate and term
12.00%
Up to 72 Months
DetailsCredit Score 680-724
Last Updated10/23/2026
Rate History
No change since Sep 14, 2026 · 12.00% APR · checked 10 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.21%
Micro-Business Loan - Signature, fixed rate and term
13.50%
Up to 60 Months
Detailsup to $50,000; Credit Score: 600-639; Effective Date: 08/31/2026
Last Updated10/23/2026
Rate History
No change since Oct 12, 2026 · 13.50% APR · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.21%
Signature - fixed rate and term
13.50%
Up to 72 Months
DetailsCredit Score 640-679
Last Updated10/23/2026
Rate History
No change since Sep 14, 2026 · 13.50% APR · checked 10 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.21%
Micro-Business Loan - Signature, fixed rate and term
14.50%
Up to 60 Months
Detailsup to $50,000; Credit Score: 560-599; Effective Date: 08/31/2026
Last Updated10/23/2026
Rate History
No change since Oct 12, 2026 · 14.50% APR · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.21%
Micro-Business Loan - Signature, fixed rate and term
No change since Oct 12, 2026 · 15.50% APR · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.21%
Signature - fixed rate and term
15.50%
Up to 72 Months
DetailsCredit Score 600-639
Last Updated10/23/2026
Rate History
No change since Sep 14, 2026 · 15.50% APR · checked 10 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.21%
Signature - fixed rate and term
16.50%
Up to 72 Months
DetailsCredit Score 560-599
Last Updated10/23/2026
Rate History
No change since Sep 14, 2026 · 16.50% APR · checked 10 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.21%
Signature - fixed rate and term
17.50%
Up to 72 Months
DetailsCredit Score 559 & under
Last Updated10/23/2026
Rate History
No change since Sep 14, 2026 · 17.50% APR · checked 10 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.21%
Marisol Federal Credit Union Other Rates
Product
Rate
Points
APY/APR
Term
View More
Home Improvement Line of Credit
7.00%
-
7.00%
DetailsLoan Amount: up to $80,000; Rate up to 90% LTV; Loan for Arizona owner occupied homes only; rate for first or second lien position; fixed rate; line of credit with 5 year draw period then 10 year repayment; effective 09/25/2026
Last Updated10/23/2026
Rate History
No change since Oct 12, 2026 · 7.00% APR · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.21%
Line of Credit
15.00%
-
15.00%
DetailsCredit Score 725+
Last Updated10/23/2026
Rate History
No change since Sep 20, 2026 · 15.00% APR · checked 7 times
DetailsMaximum balance $2,000.00; IRA Annual Service Fee $15.00; Early withdrawal penalties apply
Last Updated10/23/2026
Rate History
No change since Oct 12, 2026 · 2.38% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.21%
Individual Retirement Accounts - Share Certificates - 12 Month Coverdell IRA - 1st Service
2.40%
-
2.40%
12 Months
Min Balance$500
DetailsMaximum balance $2,000.00; 1st Service; earn additional .05% with Payroll or Direct deposit, MFCU Checking Account, or MFCU Visa Credit Card
Last Updated10/23/2026
Rate History
No change since Oct 15, 2026 · 2.40% APY · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.21%
Individual Retirement Accounts - Share Certificates - 12 Month Coverdell IRA - 2nd Service
2.45%
-
2.45%
12 Months
Min Balance$500
DetailsMaximum balance $2,000.00; 2nd Service; earn additional .05% with Payroll or Direct deposit, MFCU Checking Account, or MFCU Visa Credit Card
Last Updated10/23/2026
Rate History
No change since Oct 15, 2026 · 2.45% APY · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.21%
Individual Retirement Accounts - Share Certificates - 12 Month Coverdell IRA - 3rd Service
2.50%
-
2.50%
12 Months
Min Balance$500
DetailsMaximum balance $2,000.00; 3rd Service; earn additional .05% with Payroll or Direct deposit, MFCU Checking Account, or MFCU Visa Credit Card
Last Updated10/23/2026
Rate History
No change since Oct 15, 2026 · 2.50% APY · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.21%
Financial Health History
Marisol Federal Credit Union’s Texas Ratio fell from 3.11% in Q3 2023 to 2.21% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.
Show the quarterly figures
Quarter
Total assets
Texas Ratio
Star Rating
Health Grade
June 30, 2026
$49M
2.21%
5.0
A+
March 31, 2026
$50M
1.06%
5.0
A+
December 31, 2025
$49M
3.41%
5.0
A+
September 30, 2025
$48M
1.30%
5.0
A+
June 30, 2025
$49M
2.85%
5.0
A+
March 31, 2025
$49M
1.12%
5.0
A+
December 31, 2024
$48M
1.55%
5.0
A+
September 30, 2024
$48M
2.07%
5.0
A+
June 30, 2024
$50M
2.86%
5.0
A+
March 31, 2024
$52M
2.53%
5.0
A+
December 31, 2023
$50M
3.26%
5.0
A+
September 30, 2023
$51M
3.11%
5.0
A+
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data Sources
MonitorBankRates Star Rating
Our rating for Marisol Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Marisol Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Marisol Federal Credit Union's official website for the most current offers and terms.
Address
1515 W Roosevelt St,
Phoenix, AZ 85007-2034
Phone602-252-6831
Fax602-252-6447
PresidentLisa Bernhardt
CEORobin Romano
Full-Time Employees17
Part-Time Employees3
Branch Locations3
ATM Locations1
NCUA Insured✓ Yes, up to $250,000 per depositor
Financials
MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
2.21%
Return on Assets (ROA)
0.1583%
Return on Equity (ROE)
1.1535%
Non-Performing Loans Ratio (NPL)
0.58%
Total Assets
49,102,845
Total Amount of Shares and Deposits
41,194,866
Total Shares and Deposits < 1 Year
38,949,813
Total Shares and Deposits 1 3 Years
1,949,637
Total Shares and Deposits > 3 Years
295,416
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
868,943
Total Uninsured Shares and Deposits > $250K (F+J)
2,113,943
Total Insured Shares and Deposits > $250K (item 17 less item K)
39,080,923
Total Interest Expense (Sum of items 6 8)
106,658
Share Certificates
133
Number of Accounts for Share Drafts
2,539
IRA KEOGH Accounts
71
Number of Accounts for Regular Shares
5,636
All other shares
558
Non Member Deposits
13
Money Market Shares
87
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
5,655,827
Total Liabilities
42,364,304
Source: NCUA — Last Updated 06/30/2026
2026 MBR Health & Safety Badge
Marisol Federal Credit Union earned the Verified Healthy badge
Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.
Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates, so there is no need to download or upload anything. Badges are re-tested every quarter, and this profile page always shows the latest results, so the code never needs to change.
Learn more about the MBR Health & Safety Badge program on our methodology page.
Customer Reviews
There are no reviews for Marisol Federal Credit Union yet. Feel free to create one below.
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Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.
Average Rating
☆☆☆☆☆
Total Reviews
0
Add Your Rating and Review for Marisol Federal Credit Union
Frequently Asked Questions About Marisol Federal Credit Union
Does Marisol Federal Credit Union offer CDs?
Yes. Marisol Federal Credit Union offers share certificates (CDs) with fixed interest rates across multiple term lengths. Its current CD rates, verified by MonitorBankRates, are listed on this page.
Are CDs from Marisol Federal Credit Union NCUA insured?
Yes. Marisol Federal Credit Union is insured by the National Credit Union Administration (NCUA), so CDs opened there are insured up to $250,000 per depositor, per ownership category.
What is the highest CD rate at Marisol Federal Credit Union?
The highest CD rate MonitorBankRates has verified for Marisol Federal Credit Union is 2.90% APY on its Individual Retirement Accounts - CDs - 24 month - 3rd Service, as of October 23, 2026.
What CD terms does Marisol Federal Credit Union offer?
The Marisol Federal Credit Union CD terms we track include 12 month, 2 year and 5 year terms, with rates from 2.785% to 2.90% APY. The institution may offer other terms or specials that are not listed here, so check with Marisol Federal Credit Union for its full lineup.
What is the highest savings rate at Marisol Federal Credit Union?
The highest savings rate MonitorBankRates has verified for Marisol Federal Credit Union is 0.50% APY on its Individual Retirement Accounts - Savings, as of October 23, 2026.
What is the highest money market rate at Marisol Federal Credit Union?
The highest money market rate MonitorBankRates has verified for Marisol Federal Credit Union is 0.52% APY on its Money Market Account, as of October 23, 2026.
What is the lowest auto loan rate at Marisol Federal Credit Union?
The lowest auto loan rate MonitorBankRates has verified for Marisol Federal Credit Union is 6.25% rate on its Vehicles - Model Years 2025 and Newer, as of October 23, 2026.
What is the lowest personal loan rate at Marisol Federal Credit Union?
The lowest personal loan rate MonitorBankRates has verified for Marisol Federal Credit Union is 9.00% rate on its Micro-Business Loan - Signature, fixed rate and term, as of October 23, 2026.
How many branches does Marisol Federal Credit Union operate?
Marisol Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.
Is a member application needed to join Marisol Federal Credit Union?
Yes, to access services at Marisol Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.
Is there a first-time homebuyer program?
Currently, Marisol Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.
Are credit management and repair services offered?
While formal credit repair services are not currently listed, Marisol Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.
Does Marisol Federal Credit Union offer online and mobile banking?
Most modern institutions like Marisol Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.marisolcu.org.
Are all CD rates listed on MonitorBankRates federally insured?
Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account.
I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?
You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Credit unions require membership, so you may need to join first. Confirm the current rate and terms with the institution before you deposit.
If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?
Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money.
Why are some CD offers not available for me to open?
Some offers are limited to certain states or local areas, require membership in the credit union, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules.
How do Marisol Federal Credit Union rates compare?
Marisol Federal Credit Union's top rates are 2.90% APY on its Individual Retirement Accounts - CDs - 24 month - 3rd Service, 0.50% APY on savings, 0.52% APY on money market and auto loans from 6.99% APR, verified by MonitorBankRates on October 23, 2026. To compare Marisol Federal Credit Union with the top rates nationwide, see our best CD rates, best savings rates, best money market rates and best auto loan rates, updated daily from banks and credit unions across the country.
Current Marisol Federal Credit Union Rates
12-Month CD2.02%
24-Month CD2.79%
60-Month CD2.53%
Savings0.50%
MMA0.52%
Retrieved from our database of financial products. Rates subject to change.